This kind of complaint by a customer is caused by the manufacturer.
Who is a customer?A customer is the recipient of a good, service, product, or idea in sales, commerce, or economics that they have purchased from a seller, vendor, or supplier in exchange for money or another valuable consideration. The gift economy based on favors was a mainstay of early societies. Later, as commerce grew, less long-lasting human relationships were created, relying more on momentary needs than on enduring social desires. Customers are typically defined as those who purchase goods and services, whereas clients are those who receive individualized guidance and assistance. While grocery stores, banks, and restaurants tend to prefer customers over clients, businesses like law firms, movie studios, and health care providers tend to prefer clients despite the fact that these distinctions have no contemporary semantic significance.
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Jorge has a monthly gross income of $3,500, and his monthly debt payments are: $325 car payment, $290 student loan payment, $930 mortgage payment, and $400 credit card payment. what is his total debt-to-income ratio rounded to the nearest percent?
Answer:
18%
Explanation:
56% is his total debt-to-income ratio rounded to the nearest percent. Thus, option A is correct.
What is debt?
Debt may be defined as the sum that the borrower owes the lender. A debt is an amount of money that has been borrowed over a certain time frame and must be repaid, plus interest. The borrower's way and the effect that affects both the debt's size and its acceptance. A debt trap occurs when a borrower is driven to take out more loans in order to pay off previous ones. A debt trap happens when financial responsibilities outweigh a person's ability to repay loans.
Total debt payment can be termed as the sum of all debt payment
= 325 +290 +930 +400
= 1945
Debt-to-income ratio formula will be termed as
= total debt payment/income
= 1945/3500
= 56%
Therefore, option A is the correct option.
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The question is incomplete, the complete question will be:
Jorge has a monthly gross income of $3,500, and his monthly debt payments are $325 car payment, $290 student loan payment, $930 mortgage payment, and $400 credit card payment. What is his total debt-to income ratio rounded to the nearest percent?
56%
43%
18%
31%
getaway travel company reported net income for 2024 in the amount of $50,000. during 2024, getaway declared and paid $2,000 in cash dividends on its nonconvertible preferred stock. getaway also paid $10,000 cash dividends on its common stock. getaway had 40,000 common shares outstanding from january 1 until 10,000 new shares were sold for cash on july 1, 2024. a 2-for-1 stock split was granted on july 5, 2024. what is the 2024 basic earnings per share?
According to the given information, The 2024 basic earnings per share of Getaway travel company is $ 0.53
Given:
Net Income = $ 50,000
Preferred Dividend = $ 2,000
Weighted average outstanding shares = (40,000 × 2) + (10,000 × 6/12 ×2)
= $ 90,000
Basic earnings per share = [Net Income - Preferred Dividend]/ [Weighted
average outstanding shares]
= [ $ 50,000 - $ 2,000] / [ $ 90,000 ]
= $ 48,000 / $ 90,000
∴ Basic earnings per share = $ 0.53
Earnings per share (EPS) is determined by dividing a company's revenue by the number of outstanding shares of its common stock. The resulting figure serves as a gauge of a business's profitability. EPS that has been modified for unusual items and potential share dilution is a common practice for businesses.A company is deemed to be more profitable when its EPS is higher.The value of earnings per share is calculated by dividing net income, also referred to as profits or earnings, by the number of shares that are outstanding. For shares that might be created through options, convertible debt, or warrants, a more precise calculation modifies the numerator and denominator. If the equation is modified to account for ongoing operations, the numerator becomes even more important.Learn more about Earnings per share, here
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the principle of holding individuals accountable for their internal control responsibilities in pursuit of objectives belongs to which of the coso's internal control model's component? group of answer choices control environment. risk assessment. control activities. information and communication.
The principle of holding individuals accountable for their internal control responsibilities in pursuit of objectives belongs to control environment.of the Coso's internal control model's component.
One of the most popular frameworks for designing, implementing, maintaining, and evaluating internal controls is this one. An organisation must achieve the three internal control objectives, show that the five internal control components are in place and functioning, and put the 17 internal control principles described in the framework into practise in order to successfully complete a SOC 1 audit.
The acronym C.R.I.M.E. is frequently used to refer to the five COSO components, which are
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at the beginning of the year, petra owes $10,000 on an installment notes payable, which has an interest rate of 6%. at the end of the year, petra makes a payment of $2,000. after the payment, the carrying value of the installment notes payable will be:
$8,600 Justification
$10,000 - $(2,000 - (10,000 x .06) = $8,600
What is the ratio of debt to assets?A sign of financial leverage is the debt to total assets ratio. It tells you how much of the total assets were paid for by debt, creditors, and liabilities. A company's ability to pay its debt's interest is shown by its times interest earned ratio.
What is the debt's carrying value over time when bonds are issued at a premium?The carrying value of a bond is greater than its face value when it is issued at a premium.The carrying value of a bond is lower than its face value when it is issued at a discount.The carrying value of a bond is the same as its face value when it is issued at par.
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based solely on their current weighted average cost of capital, which company should pursue an investment opportunity with an expected return of 6.5%? only company a both company a and company b only company b neither company a nor company b
Based solely on their weighted average cost of capital, both companies should pursue an investment opportunity with an expected return of 6.5%.
What is investment?Investment is the commitment of funds toward the acquisition of an asset with the goal of achieving a growth in value over time. A current item, such time, money, or effort, must be sacrificed in order to invest. The possibility of losing all or a portion of an investor's invested capital exists. Contrary to arbitrage, which involves neither risk-taking nor capital investment, investment requires both.
Savings carry a default risk from the financial institution. Foreign exchange risk also applies to savings accounts held in foreign currencies. If the currency of a savings account is different from the account holder's native currency, there is a chance that the exchange rate will change unfavorably, lowering the value of the savings account.
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6. a lease that transfers ownership of the asset to the lessee by the end of the lease term would be a
A lease that transfers ownership of the asset to the lessee by the end of the lease term would be a Capital lease.
In a capital lease, the lessor commits to hand over ownership of the leased asset to the lessee at the end of the lease term. Long-term, non-cancelable capital or finance leases are the norm.
At the conclusion of the lease period under a capital lease, the lessor gives the lessee ownership of the asset. By virtue of the bargain option provided by the lease agreement, the lessee will be able to purchase the asset at a lower cost than its fair market value at the conclusion of the lease term.
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dan has agi of $50,000 and paid the following taxes during this tax year. state income tax withholding $ 1,375 state income tax estimated payments 800 federal income tax withholding 3,175 social security tax withheld from wages 2,000 state excise tax on liquor 450 automobile license (based on the car's weight) 325 state sales tax paid 525 calculate how much dan can deduct for taxes as an itemized deduction this year.
$2,175 dan can deduct for taxes as an itemized deduction this year.
What is a tax?
A tax is a mandatory financial charge or other type of levy placed on a taxpayer (an individual or legal entity) by an administrative body to pay for various public expenditures and administrative costs.
The following chart shows how the itemized deduction was calculated:
State income tax withholding and anticipated payments for state income tax
= $1,375 + $800
= $2,175
We do not deduct Social Security tax, state excise tax on alcohol, or federal income tax withholding because these taxes are taxable.
Additionally, the automobile license is dependent on the weight of the vehicle rather than its market worth. Therefore, this wouldn't be regarded.
Additionally, we might choose among the state income tax or the sales tax. So, in the calculating section, we include the state income tax.
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bird wing bedding can lease an asset for 4 years with payments of $20,000 due at the beginning of the year. the firm can borrow at a 6% rate and pays a 25% federal-plus-state tax rate. the lease qualifies as a tax-oriented lease. what is the cost of leasing?
The cost of leasing is $56234.47 for bird wing bedding
The Present Value (PV) is an estimation of the current value of a stream of future cash flows. Due to the "time value of money," all future cash flows must be discounted to the present using a rate that accurately reflects the expected rate of return (as well as risk profile).
Cost of leasing = Present value of future cash flows i.e. after-tax lease payments.
After-tax lease payment = $20,000 * (1 -0.25) = $15000
The discount rate used to calculate present value =After-tax borrowing cost
=Interest rate * (1 -tax)
= 6% * (1 - 0.25)
= 4.5%
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an economy is experiencing a high rate of inflation. the government wants to reduce consumption by $36 billion to reduce inflationary pressure. if the multiplier is 2, by how much should the government cut spending to achieve its objective?
If the government wants to decrease the output by $36 billion then they should cut the expenditure by $18 billion. (36/2) should the government cut spending to achieve its objective.
Inflationary pressure:
Inflationary pressures are the underpinning causes of affectation. These pressures are the reason that the product of goods increases to meet or exceed consumer demand or that prices boost due to lack of force. Inflationary pressures beget the frugality to acclimate as a result of force and demand.
Why is there inflationary pressure?Inflation can do when prices rise due to increases in product costs, similar as raw accoutrements and stipend. A swell in demand for products and indulgences can beget inflation as consumers are willing to pay further for the product.
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brickhouse construction has a sales meeting to discuss approaches for growth in a downward economy. as a team, they agree on a solution. robert, one of the team members, continues to argue his point anyway. this is an example of which conflict management style?
Since as a team, they agreed on a solution, and Robert, one of the team members, continues to argue his point anyway, this is an example of this conflict management style: competing.
What is a conflict?A conflict can be defined as any form of misunderstanding, disagreement, or struggle that arises between two (2) or more parties such as the members of a team, employees, etc., especially due to any of the following reasons;
A difficult challenge.An opposing view.Differing opinions.An incompatibility.SuperiorityIn this context, we can reasonably infer and logically deduce that competing in a business organization typically involves a member of a team such as Robert disagreeing with a unanimous decision that was reached by others.
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RIDDLE GETTER=100 POINT AND BRAINLIEST
1. Where does today come before yesterday?
2. What goes up and down but doesn’t move?
3. What has hands, but can’t clap?
4. What building has the most stories?
5. What has a head and a tail but no body?
ANSWER THESE 5 QUESTION TO GET RATE 5
Answer:
1. A dictionary
2. Stairs
3. A Clock
4. Burj Khalifa
4. A Coin
Explanation:
Answer:
1. The dictionary
2. Stairs
3. A clock
4. The library
5. A coin
Explanation:
Alphabetically T comes before Y
You can go up and down stairs but it doesn't move unless it's an escalator XD
They call the clock parts hands but they don't clap
A library is full of books
The front and back of a coin are called heads and tails
a 20 year mortgage set up for uniform monthly payments with 6 percent interest compounded monthly is taken over by a new owner after 8 years. at that time $12,000 is still owed on the principal. what was the amount of the original loan?
The Original loan for the following amount will be Original loan = $16,344.91
The worked solution is :No of monthly payments remaining at the end of 8 years = 12* 12 = 144
Monthly rate= 6%/12 = 0.5% = 0.005
Loan balance at the end of year 8 = Present value of remaining 144 monthly payments
Present value of annuity = Annuity amount {1-(1+r)^-n}/r
* [tex]{1-(1+r)^-n}/r[/tex]
$12,000 = Monthly payment * (1-1.005-144)/0.005
$12,000 = Monthly payment * 102.47474
Monthly payments = $12,000/102.47474
Monthly payments = $117.10
Original loan = Present value of 240(20 years *12) monthly payments
Original loan = $117.10*(1-1.005^-240)/0.005
Original loan = $16,344.91
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a manufacturing company accumulates the following data on variable overhead: actual cost incurred: $61,000; budgeted variable overhead at hours used: $64,000; applied variable overhead: $60,000. the variable overhead efficiency variance is:
A manufacturing company accumulates the following data. The variable overhead efficiency variance is 4000 U.
Calculating the problem:applied variable overhead = $ 60,000
variable overhead variance = $ 64,000
the variable overhead efficiency variance = $ 64,000 - $ 60,000
= $ 4000
What Is effectiveness Variance?Effectiveness variance is the difference between the theoretical quantum of inputs needed to produce a unit of affair and the factual number of inputs used to produce the unit of affair. The anticipated inputs to produce the unit of affair are grounded on models or once gests .
What's overhead effectiveness variance?Variable outflow effectiveness variance refers to the difference between the true time it takes to manufacture a product and the time calculated for it, as well as the impact of that difference. It arises from friction in productive effectiveness.
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Gemini group ordered motor tune ups and oil changes on their entire fleet of company vehicles in the third quarter. How should this expense be recorded?.
Gemini group ordered motor tune ups and oil changes on their entire fleet of company vehicles in the third quarter, the expense be recorded as a Revenue Expenditure.
Revenue Expenditure refers to short-term business expenses that are usually incurred immediately or within one year including all the expenses that are warranted to satisfy the current operational costs of the business. These expenditures are incurred during normal business operation by the company and the benefits are received in the same period. The examples of revenue expenditure include rent expenses, utility expenses, salary expenses, insurance expenses, commission expenses, manufacturing expenses, etc. They are essentially the same as operating expenses. As Gemini group carry out motor tune ups and oil changes on their entire fleet of company vehicles in third quarter, these are revenue expenditures as they are needed for operation.
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what are two ways that performance planner can help reveal the possibilities across all your ads campaigns? (choose two.)
The two ways a performance planner can help are validation and simulation.
The Performance Planner is a system supporting the planning of search campaigns and can assist in maximising the firm's ad budget for growth. To make predictions, it combines machine learning with account history. Projections must be accurate to a certain degree with Ads tools. One can view campaign projections, investigate results, comprehend opportunities, decide on budgets, and boost ROI.
There are two ways a performance planner can help, these are validation and simulation. The forecast mechanism replicates specific advertisement auctions employing query level factors such as seasonality, clickthrough rate, rivals, landing page, and time. In contrast, validation is the process through which software evaluates the accuracy of thousands of campaign samples over the course of 1, 7, 30, or 90 days by doing backwards and forward measures of accuracy.
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joe smith wishes to have $100,000 in five years. if he can earn annual interest of 3%, how much must he invest today?
Joe smith should invest $86000 today to get a future value of $100000
In the world of finance, present and future values refer to the future and current net worth of the money that we currently possess. Generally speaking, both the time worth of money and its monetary idea, which is used daily by business owners or investors, are the origins of the present value vs. future value concept. The basic tenet is that money received today is worth more than money received tomorrow or at any other time in the future.
Calculating the amount Joe Smith wishes to have in 5 years:
Present value = Future value*Present value of $1 for a period of 5 years at 3%
= $100,000*0.86
= $86000
The present value of the factor for 5 periods at 3% interest is 0.86
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at the time of maturity, an investor realizes that the overall return on the investment was actually greater than the coupon rate stated on the bond when purchased. this most likely would have occurred because the bond had initially been purchased
at the time of maturity, an investor realizes that the overall return on the investment was actually greater than the coupon rate stated on the bond when purchased. this most likely would have occurred because the bond had initially been purchased at a discount
(Bonds are bought back at par. A bond's overall return, which is larger than the coupon rate, will increase when it is purchased at a discount (less than what will be earned when the bond matures).
What is a Bond?
Bonds are a type of debt instrument that stand in for loans given to the issuer. Bonds are a frequent tool used by enterprises and governments (at all levels) to borrow money. Roads, schools, dams, and other infrastructure must be funded by the government. The sudden cost of conflict might also necessitate the necessity for fundraising.
Similar to individuals, businesses frequently borrow money to expand, to purchase real estate and equipment, to carry out profitable initiatives, for R&D, or to hire personnel. Large organizations frequently require far more funding than the ordinary bank can offer, which is a concern.
By enabling numerous individual investors to take over the function of the lender, bonds offer a solution. In fact, public debt markets enable countless investors to lend a share of the required money. Furthermore, markets enable lenders to sell their bonds to other investors or to purchase bonds from other people long after the initial issuing entity has raised funds.
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if a manager measures which location has the most traffic and includes that information in a model to predict store profits by location, which management perspective is she using
if a manager measures which location has the most traffic and includes that information in a model to predict store profits by location, she is using Quantitative management perspective.
The quantitative method applies statistics, optimization models, information models, computer simulations, and other quantitative tools to the management process. The core of the quantitative approach is the notion that organizations are units of decision-making.
The development of mathematical and statistical models to represent a system, process, or relationship simply using models, equations, and formulas is the main focus of this branch of management theory. These methods aid managers in maximizing the production of goods and services using organizational resources.
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heather agrees to work for noah for one year in his law office. noah writes an employment contract that states that heather is to earn $20 per hour and to work forty hours per week. noah terminates heather's employment after six months. heather sues to recover what she claims are her losses. at trial, both parties discover that the contract says that heather's hourly wage is $0.20. what can heather and noah do about the error?
The correct answer is they can offer parol evidence to clarify the clerical error.
Given that a wage of $20 per hour and forty hours per week were agreed upon, it is clear that a clerical error occurred when the contract was written.
Because the rule of parol evidence governs the types of evidence that can be used to confirm a clerical error and repair it, it can be used to remedy this error.
In actuality, this rule is applied to resolve contractual disputes in order to repair a typing error by establishing the genuine, mutually agreed-upon provisions of the contract.
This parol proof truly protects the integrity of the contract because it forbids any modification of contracts or documents and prevents meaning changes brought on by errors and the like.
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on january 1, year 1, mega corporation issues $100,000 of 8% bonds maturing in 10 years, when the market rate of interest is 9%. market interest rates drop to 6% by december 31, year 2. the company retires the bonds on december 31, year 2 by paying $112,561. the carrying value of the bonds as of this date is $94,383. retirement of the bonds results in a:
The retirement of the bonds will result in the loss of the company.
The market rate at the time of issue = 9%, while the coupon rate = 8%, it says bonds provide a lesser return when compared to the market rate.
At end of the year, the 2 market rate drops to 6% which is lower than the Bond's coupon rate. This means the bond provides a high return when compared to the market. So, companies to retire the bonds need to pay more than the par value. As the company should retire these bonds more than par value, the company incurs a loss. Hence Option 'B is correct which is the company incurs a loss.
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mary and bill enter into an agreement in which mary agrees to sell to bill her used television set for the sum of
Mary and bill enter into an agreement in which mary agrees to sell to bill her used television set for the sum enforceable because the court will not interfere with the party's determination of the price.
A gentlemen's agreement, or gentleman's settlement, is a casual and legally non-binding settlement among or greater events. It is typically oral, however, it can be written or really understood as a part of an unstated settlement through a conference or thru mutually-beneficial etiquette.
The essence of a gentlemen's settlement is that it is based upon the honor of the events for its fulfillment, instead of being in any manner enforceable. It is wonderful for a criminal settlement or contract.
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jones corporation reported current assets of $189,000 and current liabilities of $134,000 on its most recent balance sheet. the current assets consisted of $62,800 cash; $44,200 accounts receivable; and $82,000 of inventory. the acid-test (quick) ratio is:
The quick ratio measures the ratio of a company's available liquid assets to its current liabilities in dollars. Current liabilities are a company's debts or obligations that must be paid to creditors within a year.
Liquid assets are those current assets that can be quickly converted into cash with minimal impact on the price received in the open market.
What Is the Quick Ratio?
A company's ability to meet its short-term obligations with its most liquid assets is measured by the quick ratio, which is an indicator of a company's short-term liquidity position.
It is also known as the acid test ratio because it indicates the company's capacity to immediately pay down its current liabilities using assets that can be quickly converted to cash. A slang term for a quick test with instant results is an "acid test."
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gladys company negotiates a line of credit with its bank. the agreement specifies that gladys may borrow up to $100,000 at a 6% annual interest rate. when gladys signs the agreement with the bank, gladys should
Gladys company negotiates a line of credit with its bank. the agreement specifies that Gladys may borrow up to $100,000 at a 6% annual interest rate. when Gladys signs the agreement with the bank, Gladys should not make any journal entries.
What is a journal entry?
Generally, The act of maintaining or creating records of any transactions, whether economic or non-commercial in nature, is referred to as an entry in a journal.
An accounting journal is a record kept by an organization that details the transactions that have taken place and display the debit and credit balances.
The entry in the diary may include many records, each of which may be either a debit or a credit depending on the circumstance.
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which of the following are disadvantages to extending credit to customers? (check all that apply.) multiple select question. increased sales increased bad debt costs increased wage costs delayed receipts of cash increased credit ratings
The following are disadvantages to extending credit to customers delayed receipts of cash.
The dangers of promoting on credit score include extended salary charges incurred in hiring employees to reveal and tune credit score customers, awful debt charges from debts which can be amassed overdue or now no longer at all, and not on time receipt of coins.
As the above information show, there may be a positive degree of chance that you may not receives a commission on time in case you enlarge credit score. This can motive hassle with coins float and prevent your capacity to satisfy the groups monetary obligations.
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Answer:
increased
Explanation:
in a polycentric ihrm orientation: : a. all aspects of hrm for managers and tech workers follow the parent organization's host country hrm practices b. hrm practices are adapted to local countries c. none of these d. all aspects of hrm for managers and tech workers follow the parent organization's home country hrm practices
In a polycentric IHRM orientation: HRM practices are adapted to local countries.
What is HRM practices?In order to ensure that a company's human capital contributes to the achievement of its business objectives, human resource management (HRM) practises are a collection of internally consistent policies and procedures.
Human resource management (HRM) can be defined as the procedures necessary to manage human resources in an organization, including hiring and firing employees, training staff members, managing performance and compensation, and promoting employee input into decision-making.
Keeping staff members happy, healthy, and safe is another responsibility of a human resources department. The company and its employees can avoid risk if HR is managed effectively. Workplace policies can keep up with necessary protective measures and implementation and offer solutions to problems between team members.
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if the rate on one-year treasury strips currently is 6 percent, what is the repayment probability for each of the following two securities? assume that if the loan is defaulted, no payments are expected. what is the market-determined risk premium for the corresponding probability of default for each security? one-year aa-rated zero-coupon bond yielding 9.5 percent. one-year bb-rated zero-coupon bond yielding 13.5 percent.
A risk premium is the amount of additional return needed by an individual to make up for being exposed to a higher risk level. It is frequently used in finance and economics, with the predicted hazardous return less the risk-free return serving as its generic definition.
The difference between the return on an investment and the return on a risk-free investment is the risk premium.
Risk premium calculated by the market equals 06315*6.9+0.3685*9.5, or 7.8581; likelihood of security equals 6/9.5, or 0.6315 = 0.3685
The average market return less the risk-free rate equals the market risk premium. The term "market" for shares can refer to an index of all stocks. Simply put, an investor needs a higher return on their investment to make it worthwhile the more risky the investment is.
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southwest airlines sends an email to frequent-flier customers offering a special low price between selected cities if the plane ticket is purchased within the next four days. this is an example of
The type of promotion used by Southwest Airlines to send emails to frequent-flier customers on low prices, is an example of Direct marketing.
What is direct marketing?Direct marketing, as the term implies, is a method of communication and promotion where a company communicates directly with the customers or potential customers about products that are on offer.
The action by Southwest Airlines is an example of direct marketing because Southwest Airlines communicated directly with its frequent-flier customers via their emails.
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a new trend in the secondary market occurred when wall street developed a market for collateralized mortgage obligations (cmo). these cmos generally consisted of
As a result of Wall Street creating a market for collateralized mortgage obligations, the secondary market underwent a new trend (CMO). This CMOS typically included loans with short-term interest rates attached.
What is a collateralized mortgage obligation?A collateralized mortgage obligation (CMO) is a fixed-income security made up of a group of mortgage loans that are comparable in a number of respects, such as loan size or credit score, and are bundled together and offered to investors as a single investment known as a security.
Securities for CMOs are sold off-exchange, not on the stock exchange. The structure of a CMO is comparable to stock dividends: investors purchase the investment and receive payments (money from principal and interest) in accordance with a predetermined schedule following the completion of the mortgage borrowers' monthly mortgage payments.
Investors receive a return in the form of principal and interest payments, and CMOs can be a wonderful method for investors to diversify their holdings and boost cash flow.
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Lindsay has decided that it is important to her lifestyle goals to have paid
sick days, vacation, and personal time. She wants to be able to obtain a
career in order to be more likely to get benefits from her employer which
would give her these things.
Most likely, Lindsay should consider doing the following to obtain a career
and benefits?
A: Enter the workforce immediately after high school
B: Go to a community college and obtain an associate's degree
C: Go to a private or public university and obtain a bachelor's degree or
higher
D: It doesn't matter her choice. All job options provide benefits such as
these.
For Lindsay's career and benefits, she must go to private or public university and obtain a bachelor's degree or higher.
Career
Career refers the occupation undertaken for a significant period of a person's life and with opportunities for progress.
Given,
Lindsay has decided that it is important to her lifestyle goals to have paid sick days, vacation, and personal time. She wants to be able to obtain a career in order to be more likely to get benefits from her employer which would give her these things.
Here we need to find the best suitable option for Lindsay's career and benefits.
While we consider the given situation, we know that,
She needs the following benefits:
The concern will pay for the following things
1) Sick days
2) vacation
3) Personal time.
All these things are given even for the high school graduate. But if she need full credit of these thing for the long time then she have to go to a private or public university and obtain a bachelor's degree or higher.
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which type of professional investor will have a long investment horizon, have little in liquidity needs, and varying investment objectives based on expected liabilities?
Some investors are extremely risk averse
and prefer safer investments. That higher
reward does not prevent them from taking on the additional risk.
Investment is the commitment of funds to the purchase of an asset with the goal of increasing its value over time. Investment necessitates the sacrifice of some current item, such as time, money, or effort. In finance, the goal of investing is to earn a return on the invested asset. The return may consist of a gain (profit) or loss realized through the sale of a property or investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income.Investors often expect bigger profits from riskier assets. When a low-risk investment is made, the return is often poor. Similarly, high risk entails a significant possibility of loss.
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