A default happens when a borrower fails to pay back the loan as given in the first option.
What exactly do you mean by a bank?A bank is a company that offers additional financial services in addition to dealing with money and its alternatives. A bank serves as a financial middleman by accepting deposits and making loans.
What exactly is a bank? What does one do?Although banks perform a number of different tasks, their primary duty is to gather deposits from people who have money, pool them, and then lend the money to people who need it. Banks serve as a go-between for depositors (who give the bank money) and borrowers.
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you decide to invest $20,000 today, in the hopes that you will have $22,500 to buy a car in the future. if you can find an investment with an interest rate of 3% (compounded annually), about how long will it take for you to reach your goal?
You decide to invest $20,000 today, in the hopes that you will have $22,500. It will take 4 years for you to reach the goal.
An interest rate tells you how high the cost of borrowing is, or high the prices are for saving. So, if you are a borrower, the interest rate is the quantum you're charged for adopting plutocrat, shown as a chance of the total quantum of the loan.
Calculating the problem:Amount to be invested = $20,000
Future value= $22,500
Interest rate (i) = 3%
Time period (n) = ?
Future value = Amount to be invested x (1+ i)n
22,500 = 20,000 x (1+0.03)n
(1.03)n = 1.125
n = 4 years
Hence, it will take 4 years to reach to the goal.
What happens when interest rates rise?When the Fed increases rates, the request prices of being bonds incontinently decline. That is because new bonds will soon be coming onto the request offering investors advanced interest rate payments.
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which lean related process can be described as a strategy to increase the level of services to consumers through close cooperation among retailers, wholesalers, and manufacturers? which lean related process can be described as a strategy to increase the level of services to consumers through close cooperation among retailers, wholesalers, and manufacturers? just-in-time efficient consumer response quick response keiretsu relationships
A strategy to raise the standard of services provided to consumers through close collaboration between retailers, wholesalers, and Lean manufacturers is the efficient consumer response lean related process.
Lean, also known as purple drank, purp, sizzurp, syrup, or oil, is a recreational drug beverage made by combining a soft drink with a prescription-strength cough or cold syrup containing codeine and manufacturers promethazine. The drink was invented in Houston and is well-known in hip hop, particularly in the South of the United States.
The user experiences mild "euphoric side effects" from lean, along with manufacturers "motor-skill impairment, lethargy, drowsiness, and a dissociative feeling from all other parts of the body." According to some theories, the Lean extremely sweet concoction of soda, cough syrup, and Jolly Ranchers imparts a flavor and mouthfeel that lasts for a long time on the tongue. New users frequently find this phenomenon appealing.
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a work cell is required to make 300 computerized diagnostic assemblies (for installation into hybrid automobiles) each day. the cell currently works an eight hour shift, of which 6.5 hours is available for productive work. what is takt time for this cell?
The takt time for this cell is 5.5 minutes
Define takt time.
Takt time is the pace at which a product must be finished to satisfy customer demand. It derives from the German word "Takt," which denotes a musical beat or pulse. Takt is a crucial indicator of output compared to demand in the manufacturing industry.
In essence, long manufacturing times are frequently associated with large takt times. Additionally, quick takt times equate to quick production times. Because of this, shrewd, highly effective businesses strive to reduce takt time. In this manner, they can more quickly meet customer demand without compromising product quality.
Takt time = Tₐ / D
Where T = takt time
Tₐ = the net time available to work
Hence, take time is
(7 × 60) / 80
420 minutes / 80 = 5.5 minutes
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The coca-cola company is the only producer of coca-cola. Is it considered a monopoly?.
Answer:
no
Explanation:
A monopoly is when an owner/company "takes over" or claims multiple smaller companies (take disney for example)
Answer:
No because a monopoly is when someone takes over an idistry
a firm in the early stages of the industry life cycle will likely have . a. high market penetration b. high risk c. rapid growth d. a and c e. b and c
A firm in the early stages of the industry life cycle will likely have high risk as well as rapid growth.
So, the correct options are B & C.
The company is probably high-risk, experiencing quick expansion with just a small amount of market penetration and instability within its industry in the early phases of the industry life cycle. Consider a scenario in which the government decides to reduce the budget deficit. Due to the significant amount of money initially invested in technology, equipment, and other fixed costs, businesses in the startup stage are likely to generate zero or very little revenue and experience negative cash flows and profits.
An industry's life cycle is divided into four stages: introduction, growth, maturity, and decline. When new products are developed, industries are created, but there is a great deal of uncertainty about the market size, the product's specifications, and the primary competitors.
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which assessment tool would you use to determine the degree to which a quality or trait was present?
Rating tool is the assessment tool which we would use to determine the degree to which a quality is present.
A closed-ended survey question that uses a rating scale to express respondent input for certain features, products, or services is known as a closed-ended question. One of the most common sorts of questions for both online and offline surveys asks participants to rank a quality or feature. A rating scale is a variation on the well-known multiple-choice question that is frequently employed to collect data that offers relative information on a certain issue.
When they want to link a qualitative measure to the many features of a product or service, researchers employ a rating scale in their research.
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if the total utility from consuming seven units of a product is 336 and the marginal utility of a eighth unit is 16, then the total utility from consuming eight units would be
The sum of the utils gained from each unit of consumption is the total utility. Each unit of consumption in the equation should have a little decreased utility as more units are eaten.
To maintain a high standard, we examine their content and incorporate your suggestions. Text version of the image: The total utility from consuming eight units of a product would be Multiple Choice 320 if the total utility from consuming seven units of that product is 336 and the marginal utility of an eighth unit is 16. Total utility rises, but at a reducing pace, until it hits a peak, at which point it starts to fall. As total utility rises, marginal utility falls.
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real gdp is $8,000, autonomous consumption is $500, and planned investment spending is $200. the marginal propensity to consume is 0.8. if real gdp is $3,000, planned aggregate spending is:
Planned aggregate spending is 3100
C=Co + bY,
where Co is autonomous consumption and b represents MPC, Y is the GDP
C = 500+0.8*3000 = 2900
I = 200
AE = C+I = 2900+200 = 3100
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3. which of the following is not an assumption of monopolistic competition? a) each firm's output is slightly different from other firms in the industry. b) there are many firms in the industry. c) production occurs with increasing returns to scale technology. d) each firm faces a perfectly elastic demand curve.
The assumption of monopolistic competition is that d) each firm faces a perfectly elastic demand curve.
When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, a monopolistic competition exists. Monopolistic competition is described as the structure of a market where businesses compete against one another but offer a variety of commodities.
This highly competitive sector has low barriers to entry, and decisions made by one firm do not instantly affect those of its competitors. Instead of a straight demand curve, the rival faces a downward going one, that offers it the same ability as the monopoly to raise prices without driving away all of its customers or lower prices while luring in more.
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in february 2018, aaa bonds yielded 3.47%, baa bonds yielded 4.60%, and comparable treasuries yielded 2.95%. assume a face value of $100. a. what was the credit spread on aaa bonds? (enter your answer as a percent rounded to 2 decimal places.) b. what was the spread on baa bonds? (enter your answer as a percent rounded to 2 decimal places.) c. what do you think would be the difference in price (as a percent of face value) between a typical 13% 10-year baa bond and a similar treasury bond? (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places.)
The credit spread on AAA bonds = Yield of AAA bonds - treasury security
= 3.47 - 2.95 = 0.52
The spread on BAA bonds = Yield of BAA bonds - treasury security
= 4.60 - 2.95 = 1.65
What does the term "Treasury security" mean?The U.S. Department of the Treasury issues debt obligations under the name "Treasury securities," which includes Treasury bills, notes, and bonds. Because they are backed by the full faith and credit of the United States government, Treasury securities are among the safest investments.
Assuming annual compounding
Par value = 100
Coupon of BAA bond = 13% × 100 = 13
YTM = 4.60%
Number of years = 10
Price of bonds = PV of coupons + PV of Par Value
= 13 × ((1-(1+4.60%)^ - 10)/4.60%+100/(1+4.60%)^10
= 931.498837224
Price of treasury bond = 100/(1+2.95%)^10 = 74.7715684%
Difference in price as % of Par value = 931.498837224 - 74.7715684% = 235.002%
Assuming semi annual compounding
Par value = 100
Coupon of BAA bond = 13% × 100/2 = 13/2= 6.5
YTM = 4.60%/2
Number of years = 10 × 2 = 20
Price of bond = PV of Coupons + PV of Par value
= 6.5 × ((1-(1+4.60%/2)^-20)/4.60%+100/(1+4.60%/2)^20
= 216.982411.327
Price of treasury bond = 100/(1+2.95%/2)^20=100/(0.51475)^20
= 58.6236553187
Difference in price as % of Par value =
216.982411327% - 58.623655318 = -17.51%
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hunter's hut is considering a project that will require additional inventory of $35,000 and will increase accounts payable by $14,000. accounts receivable is currently $297,000 and is expected to increase by $21,250 if this project is accepted. what is the project's initial cash flow due to the change in net working capital?
$37,880. Formula. Initial money flows = FC+WC-S + (S-B) * T Here, FC = fixed capital, WC = working capital, S = Salvage value, B = Book value, T = Tax rate.
Initial money go with the flow is the whole cash that is on hand when a project or enterprise is in the planning stages. The determine includes any loans or investments made in the project.
How do you calculate exchange in net working capital?Net working capital for the contemporary length – internet working capital for the preceding duration = exchange in internet working capital. To calculate the change, you want to determine the net working capital for both the modern-day and preceding period, and this is the formula: Current property – current liabilities = internet working capital.
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https://brainly.com/question/735261#SPJ4the market below experiences sticky prices and wages. what is the new quantity demanded after a decrease in aggregate demand? three curves on a coordinate plane.
The new quantity demanded after a decrease in aggregate demand is The economy will continue to produce at the initial equilibrium price, but the amount demanded will decline, resulting in an output surplus.
What is aggregate demand?Aggregate demand identifies the complete market for all goods and services that an economy generates and expresses it as an overall dollar value. A nation might have a $1 billion annual aggregate demand for products and services, for instance.Consumer spending, investment spending, government spending, and the difference between exports and imports are all added together to determine aggregate demand. When one of these variables changes but the overall supply stays unchanged, aggregate demand will alter.In macroeconomics, the word "aggregate demand" is used to define the total demand for commodities produced domestically, including capital goods, consumer goods, and services.To learn more about Aggregate demand refer to:
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wild bill's cap emporium offers to produce hats and caps according to customers' requests. wild bill's utilizes a(n):
Wild bill's cap emporium offers to produce hats and caps according to customers' requests. wild bill's utilizes a(n): intermittent process.
What is intermittent process?
Processes that start at an arbitrary time and end at another arbitrary time are known as intermittent processes. The use of intermittent processes in intermittent production systems allows for the creation of goods only when they are needed or ordered by the client.
The following are some benefits of intermittent production systems: offers the client a range of items. The same machinery can be used to produce a variety of goods at the same price.
The definition of a production system is a process or organization that includes carrying out various tasks like gathering inputs, processing those inputs or reprocessing them, and providing the result, or finished goods. The system consists of three primary components: inputs, processes, and outputs.
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the organizational function and set of processes for creating, communicating, and delivering value to customers and managing customer relationships in ways that benefit the organization and its employees, customers, investors, and society as a whole is referred to as
A collection of procedures for building, managing, and communicating with client connections in ways that are advantageous to the firm and its stakeholders is known as marketing.
The process of developing, communicating, delivering, and trading offerings that are valuable to customers, clients, partners, and society at large collectively is known as marketing. A series of procedures known as marketing are used to create, convey, and provide customers with value as well as to strengthen such relationships. Everything a business does to meet consumer demands is included in this. Value delivery refers to how you create your products so that the customer receives the most benefit from using them. Customers may receive value in the form of goods, advantages, attributes, etc.
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geek squad performs services for a customer and bills the customer for $500. how would geek squad record this transaction?
The correct answer is Accounts receivable increase by $500 or revenues increase by $500
Money due by organisations to the company on the sale of goods or services on credit is represented by accounts receivable. In the majority of business entities, accounts receivable are normally handled by creating an invoice, mailing it or delivering it electronically to the client, who is then required to pay it within a predetermined window of time known as the credit terms or payment terms.
The amount of sales a company made.
Monetary compensation for goods or services.
Every month, there are different amounts due (debtors).
Receiving money on behalf of a business and applying it to outstanding balances is the responsibility of the accounts receivable department.
Accounts receivable includes the cashiering and collection teams. The cashiering team uses the funds collected while the collections section looks for the debtor.
It is crucial to pay attention to this indicator because accounts receivable might affect the company's liquidity. Consequently, the investment risk ought to be as low as possible.
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Prompt
Suppose you have a friend who says she does not need any resources or career experience before selecting a career,
because she has already chosen her career. What might you tell her about career resources and their importance in career
selection?
Regarding the career resources and their importance in career selection, one would like to tell her that it is good that she has chosen her career but still there is no harm in taking the help of the career resources as it will help in clarifying her path and clear her conflicts if any.
Career resources tend to offer many programs which tend to aim to foster work readiness skills such as time management, professionalism, interpersonal skills, and much more. Whereas, career selection is considered to be an important stage in a student's life.
So, career selection influences a number of decisions which he/she takes based on their career choices. Thus, selecting a career is important as it paves the way to economic security.
Hence, career choice is influenced by the given multiple factors.
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you are hired as a consultant to the central bank for a country that has for many years suffered from repeated currency crises and depends heavily on the u.s. financial and product markets. which of the following policies would have the greatest effectiveness for reducing currency volatility of the client country with the united states. group of answer choices dollarization an exchange rate pegged to the u.s. dollar an exchange rate with a fixed price per ounce of gold an internationally free floating exchange rate none of the above
The policies would have the greatest effectiveness for reducing currency volatility of the client country with the united states is dollar.
Inflation in other country is one of the most generally causes of currency volatility. Shortages of things like fuel, labour, or raw materials can cause production to slow down, which show that value for items and services are likely to rise for consumers. Currency volatility can be described as the frequency and extent of changes in a currency's value. To measure it we can calculate the dispersion of exchange rate changes around the mean, expressed in terms of daily, weekly, monthly or annual standard deviations. The larger the number, the greater the volatility over a period of time.
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a process layout is used when all products undergo the same operations in the same sequence. true false
True, a process layout is used when all products undergo the same operations in the same sequence.
an arrangement or plan, particularly the conceptual organization of components or regions. A factory's layout or the design of a printed circuit. anything's arrangement or layout, particularly a newspaper's, book's, or advertisement's layout or composition. the way it was set out. something that is produced with the intention of being sold, typically through an industrial process, or, less frequently, something that is grown or obtained through farming: They manufacture a variety of skin care goods.
Anything you sell to fulfill a customer's need or desire is a product. They could be real or virtual. A physical product can be either durable (such as cars, furniture, or computers) or nondurable.
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compute sales based on the following information. sales $ ? variable costs 30,000 fixed costs 5,000 target income $ 65,000
Based on the given information, the amount of sales equal to $30,000.
What is the meaning of sales?In accounting, the term "sales" refers to the volume of goods and services sold by a business during a reporting period or the company's revenue earned from the sales of products or services.
The amount of sales will be computed by:
= Target income - (variable costs + fixed costs)
= $65,000 - ($30,000 + $5,000)
= $65,000 - $35,000
= $30,000
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true or false: the beta for the portfolio after the stocks have been added is the weighted average of the beta before the stocks where added and the beta of the new stocks that are being added (weighted as a percentage of the total funds invested). false true
The answer is true. A stock is a broad phrase that refers to any company's ownership certificates. A share, on the other hand, refers to a company's stock certificate.
You become a shareholder if you own a share of a specific corporation. Stocks are classified into two types: common and preferred. When you purchase stock in a corporation, you become a part-ownership of that company. If a corporation has 100,000 shares and you purchase 1,000 of them, you own 1% of the company. Investing in stocks is fundamentally about accumulating and growing wealth. The most basic suggestion for traders on how to invest money in the stock market is 'buy cheap, sell high.'
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one of the impacts of maturity transformation is that . group of answer choices it increases the rate of inflation it decreases the rate of inflation relatively liquid assets become relatively illiquid relatively illiquid assets become relatively liquid
one of the impacts of maturity transformation is that relatively illiquid assets become relatively liquid
Borrowers and depositors generally have different maturity preferences for their obligations and investments.
Borrowers typically prefer to borrow for a longer period of time, such as to fund long-term investments in productive assets.
Shorter-term, more liquid assets are generally preferred by investors.
Maturity transformation is an essential economic function of banks and other intermediaries that allows borrowers and investors to meet their varying maturity needs.
Therefore, in essence, maturity transformation is the practice of financial institutions borrowing money for shorter periods of time than they lend it out.
For this to work, the bank must have a high level of market confidence, particularly among its depositors.
A liquid asset is one that can be quickly converted into cash while retaining its market value.
Cash on hand is the most liquid asset, followed by funds available for withdrawal from bank accounts. There is no need for conversion—if your company requires cash, you can get it right away.
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A firm producing a good is more likely to have which set of the following characteristics compared to a firm providing a service?.
A firm producing a good is more likely to have the following characteristics in comparison to a firm providing a service: Objective quality standards, tangible product and located away from customers
A firm that produces goods instead of offering services does not require to be near customers. Such firms distribute their products through markets and hence are located away from customers.
A firm producing goods have objectives to produce quality products. They have set quality standards for the products that they produce. As no product is being set in services, hence quality standards are not set there.
A firm producing a good will have a tangible product but services might not be tangible for a firm producing a service.
Although a part of your question is missing, you might be referring to this question:
A firm producing a good is more likely to have which set of the following characteristics compared to a firm providing a service?
- extra services
-tangible product
-Objective quality standards
- located away from customers
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why is allowance for doubtful accounts credited, instead of accounts receivable, when recording the adjusting entry for bad debts? multiple choice question. allowance for doubtful accounts is not credited; accounts receivable is credited when recording the adjusting entry for bad debts. allowance for doubtful accounts is credited because if accounts receivable were credited, the assets would be overstated. allowance for doubtful accounts is credited because if accounts receivable were credited, the assets would be understated. accounts receivable consists of many customer accounts and thus cannot be credited unless it is known which specific customer is not going to pay.
The allowance for doubtful accounts credited, instead of accounts receivable when recording the adjusting entry for bad debts Because accounts receivable is made up of numerous client accounts, it cannot be credited unless it is known which particular customer will not pay.
The provision for questionable accounts is referred to as a "counter asset" since it reduces the value of an asset, in this example, the accounts receivable. The compensation, often known as a doubtful account, is management's projection of the amount of accounts receivable that customers will not pay. Let's assume, using the aforementioned example, that on June 30 a business reports an accounts receivable debit balance of $1,000,000. The business predicts that $50,000 will not be converted into cash and expects some consumers won't be able to pay the full amount.
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which of the following situations best exemplifies role exit? a.) a child celebrates a birthday. b.) an employee experiences job dissatisfaction. c.) a student graduates high school and gets a full-time job. d.) an employee completes a project and begins another.
A student graduates high school and gets a full-time job is the situation which best exemplifies role exit.
What is Role exit?
Role exit is a shift where someone leaves behind their previous roles to take on new ones. Because of how complicated human society is, each person fills a variety of jobs and obligations. These roles, which can be as complex as parent or as straightforward as sports teammate, are defined in part by our relationships with one another.
Role exit is frequently linked to either social qualities or role-set attributes. Role exits might also be brought on by a life-changing experience or personal injury. People may quit their jobs due to organizational changes, uncertainties, and new expectations for the position.
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do additional considerations arise because of the difference between the basis and fair market values of the properties liz and john contributed?
Yes, additional considerations arise between the basis and fair market values of the properties belonging to Liz and John's contribution. It must be $150,000.
Note that the partnership must distribute the depreciation expense (and any future gain if the property is sold) among the partners in accordance with the 704(c) regulations because John's property has a $150,000 pre-contribution gain.
For taxes purposes, a fixed asset's basis value is its purchase price. To assist businesses in obtaining Internal Revenue Service-approved tax benefits, the valuation of a fixed asset may be modified (IRS). In other words, when an asset is sold, the basis value lowers the tax liability for the selling corporation.
The estimated price that would be given to the owner upon a sale is the fair market value of a company or asset. The value of the firm and the assets in the existing financial markets are included in the formula for calculating fair market value.
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the overall growth in the market and the impact on a company caused by expanding production and by the company's ability to achieve greater economies of scale?
Impacts of economic integration are the general development on the lookout and the effect on an organization brought about by growing creation and by the organization's capacity to accomplish more prominent economies of scale.
What is the impact of an expansion in the degree of creation by firms?
Expansions in efficiency permit firms to deliver more noteworthy result for a similar degree of info, procure higher incomes, and at last create higher GDP.
What are the reasons for economies of scale?
Economies of scale happen when an organization's creation expansions in a manner that lessens per-unit costs. Inner economies of scale can result from specialized enhancements, administrative proficiency, monetary capacity, monopsony power, or admittance to enormous organizations
What are the sorts of economy of scale?
There are two sorts of economies of scale: inside and outside economies of scale.
Inner economies of scale are firm-explicit or caused inside while outer economies of scale happen in light of bigger changes outside the firm.Learn more about economic integration here:
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an investor has purchase a bond where the issuer will repay part of the bond's principal before the final maturity date, and then pay off the major portion of the debt principal at final maturity. this is
An investor has purchased a bond wherein the provider will pay off a part of the bond's primary earlier than the very last adulthood date, after which repay the important part of the debt primary at the very last adulthood. This is a balloon maturity schedule.
What's balloon maturity?Balloon maturity refers to a state of affairs whilst the very last fee to pay off a debt is considerably large than the preceding payments. The maximum not unusual place utilization of this time period is on problems. Issuing bonds and making plans for balloon adulthood may be volatile for a provider.
For example, if in three hundred and sixty-five days a financial institution problems 500 bonds so that it will mature in 10 years, the financial institution should be assured it is going to be capable of cowl the primary of all 500 bonds once they mature and are due. Likewise, it should additionally be capable of meeting all of the coupon payments in the course of the ones 10 years.
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discuss how an airline executive might use tourism economics relating to passenger load-factors, ticket prices, discounts, frequent-flyer programs, joint fares, and flight frequencies.
Discuss how an airline executive might use tourism economics relating to passenger joint fares, and flight frequencies. An worldwide, peer-reviewed publication called Tourism Economics examines the commercial elements of travel in a broader sense.
It takes into account production inputs, development restraints such social and communal Economics, sustainable tourist and leisure resource usage, and community and social concerns. A country's infrastructure is developed, its revenue is increased, and a sense of cultural interaction between locals and visitors is sown thanks to tourism. In numerous locations, tourism generates a sizable number of jobs. Critical funding, taxation, and travel facilitation decisions are informed by policy analysis.
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mary signed up and paid $1,200 for a 6-month ceramics course on june 1st with choplet ceramics. as of august 1st, choplet's accounting records would indicate:
On June 1st, Mary signed up for and paid $1,200 for a 6-month ceramics course with Choplet Ceramics. Cholet's accounting records would show $400 in revenue and $800 in deferred revenue as of August 1st.
A ceramic is any of the hard, brittle, heat-resistant, and corrosion-resistant materials created by molding and firing an inorganic, nonmetallic material, such as clay, at a high temperature. Earthenware, porcelain, and brick are common examples.
The term "ceramic" is derived from the Greek word (keramikos), which means "of pottery" or "for pottery," and o (keramos), which means "potter's clay, tile, pottery." The Mycenaean Greek ke-ra-me-we, workers of ceramic, written in Linear B syllable writing, is the first documented usage of the root "ceram-." Ceramic can be used as an adjective to describe a substance, product, or process, or it can be used as a noun, either singular or plural, as in "ceramics."
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X-treme bubbles have 11 percent of the global chewing gum market, worth $19 billion What are its total sales per year expressed in dollars?
50 Points/Please give a real answer only else will have to report the account.
Thank you.
The total sales per year for X-treme bubbles, based on the percentage they control of the global chewing gum market is $2.09 billion
How to find the total sales?When given the percentage of a market that a company controls, you can find the total sales per year to that company, by checking the annual worth of the market.
The total sales to X-treme bubbles based on their 11 percent ownership of the global chewing gum market is:
= Percentage ownership of market x Net worth of global chewing gum market
= 11% x 19 billion
= $2.09 billion
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