A real estate firm, title insurance company, mortgage broker, home inspection company, or even a moving company may agree to offer a package of services to consumers, a system known as
Answers
Answer:
D) Controllable business arrangement (CBA)
Explanation:
A business arrangement that recorded under the Real Estate Settlement and Procedures Act (RESPA) that permits the office with respect to the real estate brokerage to provide the services like financing, title insurance, etc
Here in the given situation, the title insurance, home inspection and other types of services are included in the package so this we called as CBA
hence, the correct option is d.
Related Questions
Which of the following methodologies might be most appropriate if you have a system project with: unclear requirements; very familiar technologies; not all that complex; reasonably reliable; a short time schedule and the schedule visibility?
a. Waterfall
b. Parallel
c. Iterative
d. System prototyping
e. Throwaway prototyping
Answers
Answer:
The last option is wrong, the correct option to that question is: Extreme Programming.
And the correct answer is that option.
Explanation:
To begin with, the name of "Extreme Programming" refers to a specific methodology of development of software that mainly focuses in the improvement of software quality and the responsiveness to changing customers requirements. Moreover, this methodology best fits in the cases where the system project comes with unclear requirements and where there is a short time schedule due to the fact that as a type of agile software development it advocates frequent releases in short time cycles that are primarily focus on introducing checkpoints in where the requirements of the consumers who are unclear can be adopted.
An army sergeant works as a trauma surgeon. Which two career clusters is he most likely a part of? the Energy cluster and the Education and Training cluster the Health Services cluster and the Energy cluster the Government and Public Administration cluster and the Health Services cluster the Education and Training cluster and the Government and Public Administration cluster
Answers
Answer:
guys the answer is b
Explanation:
if u study hard u will know the answer plus i just took the text hope this works.
The two career clusters is he most likely a part of are the health service cluster and the energy cluster Option(b) is correct.
What is the meaning of career clusters?Career clusters are known to be as the group of the clusters which are having always similar or same feature when ever required at a particular time.
Career cluster example basically includes Food, Agriculture and resources for an army worker working as an trauma surgeon the health cluster and the energy cluster are always main part which are mostly and fully liked on accordingly and relatively.
Therefore Option(b) is correct.
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A period of temporary economic decline during which trade and industrial
activity are reduced; generally identified by a fall in gross domestic
product (GDP) *
Recession
O Market Economy
O Bullish
hurry-
Answers
"Employees are paid $2,400 on every Friday for a five-day workweek. The accounting period ends on Wednesday, December 31. Adjusting for the salaries and benefits expense for the last three days of the accounting period would"
Answers
Answer and Explanation:
The computation of the adjusted amount of the last three days of the accounting period is shown below:
Since for five days work week, the total wages is $2,400
So per day it would be
= $2,400 ÷ 5 days
= $480
Now for 3 days, it would be
= $480 × 3 days
= $1,440
Now the adjusting entry is
Salaries and wages expense Dr $1,440
To Salaries and wages payable $1,440
(Being the salaries are adjusted)
When a firm develops a knowledge asset, such as a process, pays for it and reuses it over and over at a very low cost, this adds ___________ for the firm.
Answers
Answer:
a competitive advantage
Explanation:
What is the strategy called whereby lenders limit the number of loans based on the racial makeup of a neighborhood?
Answers
Answer:
Redlining
Explanation:
Redlining is the strategy called whereby lenders limit the number of loans based on the racial makeup of a neighborhood
Redlining which can also be referred to as illegal discriminatory practice , it is been practiced by federal government agencies, local government whereby some kind of race or set of people are been denied loans by lender or issurers on the ground of racial basis.
Redlining is not limited to financial set up, other services such as health care also experience this
A safety equipment salesperson calling on a prospect for the first time should try to schedule an appointment with the focus of _____, a person who will listen to the salesperson and provide valuable information about the types of equipment that the company needs.
Answers
Answer:
receptivity
Explanation:
When dealing with business to business sales, a salesperson has to focus on contacting the right person in the company that will be open and interested on what he/she is offering and that has the knowledge and will be able to give information about the needs they have so the salesperson can offer what the right solution and provide value to them to have the opportunity to close a sale. According to this, the answer is that a safety equipment salesperson calling on a prospect for the first time should try to schedule an appointment with the focus of receptivity which refers to be willing to receive information that is what the salesperson needs from the prospect.
"A customer buys pharmaceutical and utility stocks in his portfolio. This portfolio would be best characterized as:"
Answers
Answer:
Defensive Portfolio
Explanation:
Defensive portfolio consist of stocks that are protected from the market movement forces such that they perform acceptably well both during good and bad economic times, much unlike cyclical stocks. The companies within the portfolio are those that manufacture and produce essential goods and services and therefore will also thrive when the economy is in a difficult state.
Many defensive portfolio companies offer dividends with the effect of reducing capital losses.
Tandem Company borrowed $32,000 by issuing common stock. Which of the following choices accurately reflects how this event affects the company's financial statements?
Assets = Liab. + Equity Rev. − Exp. = Net Inc. Cash Flow
A. 32,000 = NA + 32,000 NA − NA = NA 32,000 FA
B. 32,000 = NA + 32,000 32,000 − NA = 32,000 32,000 FA
C. 32,000 = 32,000 + NA 32,000 − NA = NA 32,000 FA
D. 32,000 = 32,000 + NA 32,000 − NA = 32,000 32,000 OA
a. Option A
b. Option B
c. Option C
d. Option D
Answers
Answer:
Option D
Explanation:
When the company borrows by issuing shares the cash will be received of $32000 and this will ultimately increase the liability of notes payable with $32,000. There will be no effect on the income statement but cash inflow will be recorded for financing activities in Statement of cashflows, Therefore Option D is matching perfectly.
Suppose that freedonia and lamponia agree to trade. each country focuses its resources on producing only the good in which it has a comparative advantage. the countries decide to exchange 12 million pounds of lemons for 12 million pounds of tea. this ratio of goods is known as the terms of trade between fredonia and lamponia.
Answers
Answer:
Fredonia and Lamponia
Exchange of 12 million pounds of lemons for 12 million pounds of tea:
The ratio of goods exchanged is known as the terms of trade between the two countries, because by exchanging 12 million pounds of lemons for 12 million pounds of tea, Fredonia and Lamponia have directly fixed the price of lemon to be equal to the price tea.
The exchange will merely be a trade by barter if the price of tea per pound is not the same price of lemons per pound. But, by equating their prices and exchanging the same quantities, Fredonia and Lamponia have implicitly defined their terms of trade for lemon and tea respectively.
Explanation:
Generally, the trade terms between Fredonia and Lamponia represent the ratio of the export price of lemons and import price of tea. The ratio is calculated by dividing the price of the exports by the price of the imports and multiplying the result by 100. In this implied situation, the ratio is 100% or 1 is to 1.
"The degree to which a customer’s experience with a product or organization meets or exceeds his or her expectations is often referred to as:"
Answers
Answer:
The right answer will be "Customer satisfaction".
Explanation:
Customer satisfaction demonstrates the satisfaction and happiness which individual derives from ever doing business with the government. In several other phrases, it's about how pleased the consumers are towards their purchase as well as the organization's performance interaction. Customers benefit economically from some kind of product depends on how they easily satisfy their needs, in something like a straightforward way that keeps them faithful to something like the brand.The industry characteristics that make it very difficult for firms to achieve strategic competitiveness and earn above-average returns includes all of the following EXCEPT:
a. Low entry barriers
b. Supplier and buyers with strong bargaining positions
c. Strong competitive threats from product substitutes
d. Relatively moderate rivalry
Answers
Answer:
d. Relatively moderate rivalry
Explanation:
The attributes for the industry in order to make it difficult to accomplish competitiveness and earned more than the average returns includes the following things like
a. Less entry barriers
2. Supplier and buyer contains strong bargaining positions
3. The Competitive threat arises from substitutes of product
But it does not involve the rivalry moderation and the same is to be considered
In the investment industry, the principle of _______________ supports investing in a wide range of companies to reduce the level of risk.
Answers
Answer: diversification
Explanation:
Diversification is a technique used on order to minimize risk and it is simply the allocation of investments into various indutries or financial instruments.
This is done to maximize returns and also minimize the risks as investing in different sectors will make them.react differently to certain things.
Provisions in the law that automatically increase government spending or decrease taxes when real output declines are called:
Answers
Answer: automatic stabilizers
Explanation:
Automatic stabilizers are the provisions in the law that automatically increase government spending or decrease taxes when real output declines.
It should be noted that automatic stabilizers can be used to reduce recession impact on people by helping them to survive even when there is a job loss.
Derivative classifiers using "Multiple Sources" as the classification source must include a listing of the sources used with or on the document, hardcopy and softcopy, and/or electronic file (email).
a. True
b. False
Answers
Answer:
True
Explanation:
Derivative classification is the process of generating new pieces of information and document through the use of an already existing classified information and giving the new information a marking that is relevant to the primary source.
The derivative classifiers are responsible for maintaining the protection and integrity of classified information.
A derivative classifier using a multiple source as classification must include a listing of the sources used with or on the document to allow the holder of the user of the document to trace the source of the information . To aid this,providing the title , office of origin ,date of document ,may be relevant
An investor wishes to save for her retirement. She arranges to have $250 per month withdrawn from her account to be invested into a commodity fund. This type of savings plan is called
Answers
Answer:
dollar cost averaging
Explanation:
Dollar cost averaging is a type of investment plan where the customer (investor) will contribute a specific amount of money every fixed period of time. In this case, our investor is investing $250 every month regardless of the price of the securities that she is investing in. Some months she will be able to buy more or fewer securities than other months.
Corporate cults may undermine organizational effectiveness because they lock people into _____, which can blind them to new opportunities and unique problems.
Answers
Answer:
Mental models.
Explanation:
Corporate cults may undermine organizational effectiveness because they lock people into mental models, which can blind them to new opportunities and unique problems.
Corporate cult can be defined as the behaviors and belief system which determines how the management in a company interact, handle and control the employees working for her.
These employees are usually brainwashed into believing in the organizational goals and as such would become blind to other better opportunities and dysfunctional processes and cultures in the organization.
Which action best reflects the influence of John Maynard Keynes? O A. A business lobbies a government to reduce its overall tax burden. O B. A government gives jobs to workers during an economic recession. O c. A corporation relocates its operations to a country with a larger market. O D. A group of workers launches a protest to demand better working conditions
Answers
Answer:
Which action best reflects the influence of John Maynard Keynes?
B. A government gives jobs to workers during an economic recession.
Explanation:
John Maynard Keynes was a The British economist who strongly and vehemently advocated for "increased government expenditures, lower taxes, government offering full employment, and government intervention in economic activities" in order to stimulate demand, pull the economy out of recession, and kickstart it from slump. He is known as the father of Keynesian Economics.
The action that reflects John Maynard Keynes' influence is that a government provides jobs to workers in the times of economic recession.
B. A government gives jobs to workers during an economic recession.
John Maynard KeynesJohn Maynard Keynes was an English economist whose ideas radically altered macroeconomic theory and practice, as well as government economic policies.
Originally trained in mathematics, he expanded and refined previous research on the causes of business cycles. The economic cycle, according to Keynes, is driven by oscillations in the rate of investment caused by fluctuations in the Marginal Efficiency of Capital.
Find out more information about Keynes here:
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Use the following scenario to answer the following questions: Suppose that Canada, an industrialized nation, and Mexico, a developing nation, both produce clothes and cars. The real wage in Mexico is lower than in Canada. The countries have a free trade agreement. Each nation will find a comparative advantage.
A society could achieve a higher level of productivity if:________
a. each person in the society is a jack-of-all-trades.
b. it takes advantage of each individual's comparative advantage.
c. it does not trade with other nations.
d. it does not tax imported goods.
e. it does not limit exports.
Answers
Answer:
A society could achieve a higher level of productivity if:________
b. it takes advantage of each individual's comparative advantage.
Explanation:
In the same way that nations can achieve higher levels of productivity if each nation takes advantage of its comparative advantage in production, individuals in the society can help it to achieve a higher level of productivity if each individual takes advantage of her or his comparative advantage. This economic concept calls for specialization in the fields where one has comparative skills that are better than others'. This implies that one can deploy resources and skills to achieve more in a specialized field than being a jack-of-all-trades.
The case of Max v. National Credit Co. is heard in a trial court. The case of O! Boy! Ice Cream Co. v. Pickled Peppers, Inc., is heard in an appellate court. The difference between a trial and an appellate court is whether
Answers
Answer:
Trial Court v. Appellate Court
The difference between a trial and an appellate court is whether:
the case has been heard before or not.
Explanation:
In a trial court, the lawyers of Max and National Credit Co. present evidence and legal arguments to persuade the judge in a bench trial. This is so because this is the first trial of the case. A trial court is a court of first instance, unlike an appellate court.
In an appellate court, the lawyers of O! Boy! Ice Cream Co. and Pickled Peppers, Inc. simply argue legal and policy issues before the judge or a group of judges. The appellate court has the powers to finally decide the case, or refer it for retrial at the trial court, or even remand the case.
An OSHA inspector arrived at a hotel construction site for no apparent reason. He was turned away because he did not have a search warrant. He was attempting to provide which level of enforcement?
a. Imminent danger
b. Serious accident
c. Employee complaint
d. Target inspection
e. Random inspection
Answers
If the market price is $4, this firm will a. Produce 3 units of output in the short run and exit in the long run b. Produce 4 units of output in the short run and exit in the long run c. Produce 5 units of output in the short run and face competition from new market entrants in the long run d. Shut down in the short run and exit in the long run
Answers
Answer:
a. Produce 3 units of output in the short run and exit in the long run
Explanation:
According to the question, the data provided is as follows
The market price is $4
Based on the above information, since the price on the market is 4
So we can conclude that the firm could produced the 3 units of output and after that it would be exit in the long run
Therefore the correct option is a
And all the other options are wrong
At the end of an accounting period, it is important to ensure proper inventory _____ to determine the ownership of goods in transit.
Answers
Answer:
Cutoff.
Explanation:
At the end of an accounting period, it is important to ensure proper inventory cutoff to determine the ownership of goods in transit.
In Financial accounting, the term cutoff refers to the process which ensures that business transactions and activities are recorded in the correct accounting period.
An inventory cutoff involves stopping or pausing shipments or receiving of supplies of goods, in order to enable proper accounting and count checks.
George
b. smith, president of forecasters inc., reported that the correlation coefficient between investment in the textile industry and the average temperature in minnesota during january is -0.60. does the sign of the correlation make sense to you? explain your reasoning.
Answers
Answer: Yes, because negative correlation coefficient implies there is negative correlation between quantities.
Explanation:
Correlation is a term we use to define the strength and direction of relation ship between two variables.
Negative correlation coefficient means there is a negative correlation between the variables , that is if one increases the other decreases.
Here, variables are : " investment in the textile" and "average temperature in Minnesota during January "
So -0.60 defines that there is negative correlation between the investment in the textile and the average temperature in Minnesota during January.
A firm sells its product in outlets all around the country. Having an efficient supply chain is critical if the firm wishes to _______.
Answers
Answer:
Deliver Value
Explanation:
A firm sells its product in outlets all around the country. Having an efficient supply chain is critical if the firm wishes to _deliver value_.
A customer has a fully paid options position and is long marginable stock. Subsequently he receives a margin call on his long stock position. Which of the following statements are TRUE?
I The customer can borrow against long options contracts to satisfy a portion of the margin call
II The customer cannot borrow against the long options contracts to satisfy the margin call
III Long option contracts have a loan value of 0%
IV Long option contracts have a loan value of 50%
a. I and III
b. I and IV
c. II and III
d. II and IV
Answers
Answer: II and III
Explanation:
From the question, we are informed that a customer has a fully paid options position and is long marginable stock and that subsequently he receives a margin call on his long stock position.
The statements that are true are that the customer cannot borrow against the long options contracts to satisfy the margin call and the long option contracts have a loan value of 0%.
Therefore, option C is the right answer.
The bike-sharing service ofo has 200 bicycles on Nasim’s college campus. He has a subscription to the service so he can simply check out a bike at one of the "boxes" painted on the concrete sidewalks on campus and return it to any box at a later time. The service encourages appropriate behavior with the bikes through a point system. Providing bikes at boxes on campus would constitute which element of the marketing mix for ofo?
Answers
Answer:
place
Explanation:
The 4 P's of marketing goods are:
productpriceplace (AKA location): refers to where our product will be sold, including what distribution channels will be used (wholesalers, retailers), internet, etc. promotionA coffee distributor needs to mix a(n) House coffee blend that normally sells for $13.20 per pound with a Rift Valley coffee blend that normally sells for $14.40 per pound to create 60 pounds of a coffee that can sell for $13.96 per pound. How many pounds of each kind of coffee should they mix
Answers
Answer:
Quantity of House coffee blend = 22 pound
Quantity of Rift Valley coffee blend = 38 pound
Explanation:
Given:
Quantity of House coffee blend = x
Amount of House coffee blend = $13.20 pound
Quantity of Rift Valley coffee blend = y
Amount of Rift Valley coffee blend = $14.40 pound
Total quantity = 60 pound
Sell price = $13.96 per pound
Find:
Quantity of House coffee blend
Quantity of Rift Valley coffee blend
Computation:
x + y = 60 ........Eq1
And,
13.20 x + 14.40 y = 13.96(60)
13.20 x + 14.40 y = 837.6.........Eq2
from Eq2 and Eq1
y = 38
and x = 60 - 38 = 22
Quantity of House coffee blend = 22 pound
Quantity of Rift Valley coffee blend = 38 pound
Which of the following kinds of price discrimination occurs when each customer is charged one price for the first set of units purchased and a lower price for subsequent units purchased?
a. Perfect price discrimination
b. Third-degree price discrimination
c. This is not an example of price discrimination
d. Second-degree price discrimination
Answers
Answer:
D
Explanation:
Price discrimination is when the same product is sold at different prices to customers in different markets
types of price discrimination
1. first degree price discrimination : here sellers charge each consumer at their willingness to pay in order to eliminate consumer surplus.
2. second degree price discrimination : here firms offer different prices depending on the quantity purchased. e.g. giving discounts for bulk purchases.
3, third degree price discrimination : firms charge different prices to different groups of customers. e.g. having a certain price for senior citizens, students
The unemployment rate: Multiple Choice is measured by the number of people who are unemployed divided by the labor force. is never zero. measures what percentage of our labor force is currently looking for a job and can't find one. All of these are true.
Answers
Answer:
All of these are true.
is measured by the number of people who are unemployed divided by the labor force. is never zero. measures what percentage of our labor force is currently looking for a job and can't find one.Explanation:
The natural rate of unemployment, which is considered to be healthy and actually full employment level is around 4-5%. There will always be people looking for better jobs (fictional unemployment) or people that are not exactly for performing available jobs (structural unemployment). The only type of unemployment that is considered negative is cyclical unemployment which results from lower economic activity.