The expected return on stock with beta 1.1, return on the market as 10.4 percent and risk-free rate as 4.75 percent will be 10.97 %.
Write a short note on CAPM.The relationship between expected return for assets, particularly stocks, and systematic risk, or the general dangers of investing, is described by the Capital Asset Pricing Model (CAPM).
The needed return on an investment and risk are connected linearly under this financial model. The equity risk premium, or the expected return on the market less the risk-free rate, is the foundation of the concept. It is based on the link between an asset's beta, the risk-free rate (usually the rate on Treasury bills), and these two variables.
To quantify this systematic risk, the CAPM was created. Given the risk involved with the assets and the cost of capital, it is frequently used in finance to value hazardous securities and calculate expected returns.
To solve the question :
Converting all the values to decimal y multiplying by 100
Risk free rate = 4.75/100
= 0.475
Return on market = 10.4/100
= 0.104
The expected return on stock :
[tex]r_{i} = r_{f} + (r_{m} -r_{f} )\beta _{i}[/tex]
Where,
[tex]r_{i}[/tex] = expected return on stock
[tex]r_{f}[/tex] = risk-free rate
[tex]r_{m}[/tex] = return on the market
[tex]\beta_ {i}[/tex] = beta
Then,
[tex]r_{i}[/tex] = .0475 + (.1040 - .0475)(1.10)
[tex]r_{i}[/tex] = .1097, or 10.97%
Therefore, the expected return on this stock is 10.97 %
To know more about, Capital Asset Pricing Model, visit :
https://brainly.com/question/28139160
#SPJ4
if you have a problem in which the remedy will be between $1,500 and $3,000, the appropriate tool to use would be a:
When we have a problem in which the remedy will be between $1,500 and $3,000,The appropriate tool to use would be a small claims court.
Small claims court is used to claim for money or the recovery of personal property valued at under $750. Small claims court is also used to the similar various of claims valued from $750 to $10,000 by people who do not want to use a lawyer and who want to get their case heard relatively rapidly. If you operate the Claim and Notice shape in Supporting Documents below, you may want one whole authentic to report with the Court. Upon charge of the $37 submitting fee, copies might be made and licensed for service. If you want extra copies, you should buy them for.
Learn more about Small claims court at https://brainly.com/question/16507110
#SPJ4
international economics how much labor is employed in the prodcuton of jackfruits after trade is opened and which product does cambodia export when trade is allowed?
Cambodia export textile goods when trade is allowed and an estimate of 25000 labors is employed in the production of jackfruits.
What is international economy , how many labors for jackfruit production and what product does cambodia export?International economy is the economy of exports and imports across countries and nations for the benefit of the company.Here the question is asked of the number of labors employed for jackfruit production and what product cambodia export when trade is allowed.Hence the number of labors employed in the production of jackfruits is about 25000 and the cambodia export textile goods when trade is allowed.International economy is all about the interactions of economy, goods between countries , for example the trade growth between china and India.Hence the international economy 25000 labor is employed in the production of jackfruits after the trade is opened and the product that cambodia export when trade is allowed is textile goods.To know more about trade visit:
https://brainly.com/question/27622280
#SPJ4
the design team is frustrated because their supervisor, mario, is a control freak who has no interest in hearing the team's opinions. which style of leadership decision-making does mario exhibit?
The design team is displeased with their manager, Mario, because he is a control freak and has no interest in learning what the team thinks. Mario demonstrates an authoritarian style of decision-making.
What is the decision-making approach of an authoritarian leader?An individual who practices authoritarian leadership, often referred to as autocratic leadership, has complete decision-making authority and ultimate control over his subordinates.
When a decision is made in an autocratic manner, the leader retains power and accountability. Without consulting the group, you make and communicate the decision as the collaborative leader. Advantages: Autocrats make decisions quickly.
Authoritarian leaders typically make decisions based on their own opinions and beliefs and hardly ever take advice from their followers. Absolute control over a task or group is a hallmark of authoritarian leadership. Examples of authoritarian leadership include President John F. Kennedy and Bill Gates.
Learn more about authoritarian leadership: https://brainly.com/question/10182978
#SPJ4
a limited-service wholesaler that furnishes the shelves that display merchandise in retail stores, performs all channel functions, and sells on consignment to retailers is a
A limited-service wholesaler that furnishes the shelves that display merchandise in retail stores, performs all channel functions, and sells on consignment to retailers is a Rack Jobber.
What is a Rack Jobber?
A vendor known as a "rack jobber" hires space in a store or supermarket to sell and display goods. A lot of rack jobbers are distributors who import goods from bigger wholesalers to sell in neighborhood shops. Others really produce or manufacture their own goods, and they enter into agreements with store owners to use floor space. When business is conducted in this way, both the rack jobber and the store owner benefit since the jobber may expose his or her goods to a large consumer base and the store owner gets to split the earnings without having to take inventory or replace inventory. While some rack jobbers only conduct business with one chain or store, others operate with many merchants.
To know more about wholesaler refer:
https://brainly.com/question/18266407
#SPJ4
in data and process modeling, a(n) shows what the system must do, regardless of how it will be implemented physically.
displays what the system should do is logical.
Data modeling is the process of creating a visual representation or blueprint that defines the information gathering and management systems of various organizations. Data modeling gives you an opportunity to understand data and choose the right technology to store and manage this data. Business stakeholders design data models before they engineer database solutions for their organizations.
The logistics data model of reporting contextual class data into technical data structures shows what needs to be done. The logical data model provides more detail about the data concepts and complex data relationships identified in the context of the data model. The logical model is technology agnostic, and you can implement it in any database language. Data engineers and stakeholders usually make technology decisions after they have created a logical data model.
Learn more about data modeling at:
https://brainly.com/question/14866336?referrer=searchResults
#SPJ4
betty's bbq orally contracts with denny's design house for 10,000 matchbooks at the price of 10 cents per matchbook. the matchbooks are to be embossed with a logo to be designed by denny's design promoting betty's bbq. price, payment terms, and delivery terms are agreed upon between the parties. denny's design creates the logo, gets betty's bbq's approval of the design, and begins applying the logo on the matchbook covers. denny's design has almost finished the order when betty's bbq calls to say it has decided to make the eatery a smoke-free restaurant and cancels the order. denny's design sues, but betty's bbq states that the agreement is unenforceable under the statute of frauds. who wins?
Having won is Denny's Design House. This circumstance is exempt from the Statute of Frauds.
Fraud is when someone intentionally misleads another person in order to obtain illegal gain for themselves or to deprive a victim of their legal exempt rights. Tax, credit card, wire, securities, and bankruptcy fraud are some examples of fraud types. One person, several people, or an entire business organization can engage in fraudulent activity.
Fraud is the false portrayal of facts, whether through the purposeful omission of crucial information or the deliberate making of false representations to another party for the express purpose of obtaining something that could not have been made available without the deception.
Fraudsters frequently possess knowledge that the intended victim does not, which gives them the opportunity to fool them. In essence, the Fraud person or business committing fraud is profiting from information exempt asymmetry; especially, the fact that the resource cost of examining and validating such information may be high enough to deter substantial investment in fraud prevention.
Learn more about Fraud here
https://brainly.com/question/14971645
#SPJ4
a food employee applies soap and warm water. rubs hands together for 15 seconds. cleans wrists, arms, and under fingernails. rinses and dries with a disposable towel. which is true?
The correct procedure to be followed by the food employee is to Rinse hands and apply soap then Rub hands together and scrub for at least 10 to 15 seconds after that Clean wrists and under fingernails in the end rinse the soap off.
Food is a substance a certain is consumed to support microbes with vitamin. Foods are usually of plant, animal or fungal origin and contain essential nutrients such as carbohydrates, fats, proteins, vitamins and minerals.
This substance is taken up by living organisms and assimilated into the organism's cells to provide energy, sustain life and stimulate growth. Different animal species have evolved distinct feeding behaviors that meet unique metabolic needs, often in order to meet specific ecological niches within specific geographic contexts.
The question is complete hence the complete question is-
A food employee uses this procedure to wash her hands. Is it correct?
1. Rubs hands together and scrubs for 1 minute.
2. Rinses hands and applies soap.
3. Cleans wrists and under fingernails
.4. Rinses the soap off.
To know more about Food here-
https://brainly.com/question/16327379
#SPJ4
At the end of the year 2 accounting period, deyoung company determined that the market value of its inventory was $79,800. The historical cost of this inventory was $81,400. Defazio uses the perpetual inventory method. Assuming the amount is material, how will the entry necessary to reduce the inventory to the lower of cost or market affect the elements of the company’s financial statements?.
The entries required to reduce inventory to a decreased value or marketplace make a company's economic statements by reducing a company's overall assets, gross margin, and internet profit.
Marginal cost refers to the value to provide one additional unit of manufacturing. It is a crucial idea in price accounting as marginal value helps decide the maximum green stage of manufacturing for a production process. It is calculated by determining what costs are incurred if one extra unit is best and what prices are incurred if best one extra unit is manufactured. The relation between marginal cost and inventory is marginal price represents the incremental expenses incurred while generating extra devices of an excellent or service. It is calculated by taking the whole alternate in the price of manufacturing greater items and dividing that through the alternate in the variety of products produced.
Learn more about marginal cost at https://brainly.com/question/7781429
#SPJ4
costs of legal services, state fees, and accounting services that relate to creating a business entity and are incurred prior to starting the business are referred to as
Costs of legal services, state fees, and accounting services that relate to creating a business entity and are incurred prior to starting the business are referred to as Organizational expenditure.
An organizational cost or expense is the initial cost incurred to create a company. Organizational costs usually include legal and promotional fees to establish the company with the state and federal government. In other words, organizational expenses are the costs of organizing or incorporating a company.
To know more about Organizational expenditure visit:https://brainly.com/question/14606364
#SPJ4
the sandy beach resort, a family resort located in florida, promotes the months of september and october as its vacation value months. during this time, it offers reduced rates on rooms. it does this, in part, because most families don't vacation during this time due to their children being in school. the pricing tactic the sandy beach resort is using to encourage vacationing during these months is most likely
Sandy beach resort, a family resort located in Florida, promotes the months of September and October as its vacation value months encourage most likely with seasonal discounts and odd pricing.
Discount is a noun that describes a sum or a percentage subtracted from a product's usual selling price. Make sure you need all of the items you plan to buy before waiting until after the holiday when you can frequently find them at a significant discount. Discount is a noun that refers to a reduction in the cost of a good or service. a time spent traveling or engaging in leisure activities away from home or work. a predetermined time when activity (as of a court or school) is suspended. had a relaxing vacation at the beach.
Vacation, like so many other words that entered the language during the Middle English period, is derived from Anglo-French, a form of French that was spoken in medieval England, and ultimately from Latin.
Learn more about vacation here :
https://brainly.com/question/9445735
#SPJ4
a challenge for human resource managers because of the change from traditional manufacturing to service and high-tech manufacturing industries is: multiple choice question.
A challenge for human resource managers due to the transition from traditional manufacturing to service and high-tech manufacturing industries is the need to retain workers.
The most challenging part of a human resources manager's job is managing benefits and benefits programs, health insurance, disability, paid vacation, and the company's benefits and benefits program can be extensive and complex.
Twenty-three percent of HR professionals believed that managing these programs was the most challenging part of the job. Future challenges include talent management, improving leadership development and managing work-life balance are seen as key future challenges for HR departments. . Anticipating change is another key challenge for the future.
To know more about human resource manager refer:
https://brainly.com/question/29022219
#SPJ4
which firm has highest bargaining power against buyers who buy products and either pay in cash or issue accounts payable?
Supplier negotiating power and the threat of new competitors have little effect on companies like JPMorgan. Payment services and peer-to-peer lending are two replacement goods that continue to pose a challenge to the financial sector.
Companies and their stocks goods can be analyzed in a variety of ways. The Porter's Five Forces Model, an approach that examines external variables inside a particular industry, is one way to achieve this. Continue reading to learn how JPMorgan Chase, one of the competitors financial firms in the world, is affected by these five influences. Payment services and peer-to-peer lending are two replacement goods that continue to pose a challenge to the financial sector.
To learn more about competitors, click here.
https://brainly.com/question/11850743
#SPJ4
maria is the ceo at acme manufacturing. the decisions she makes most often are generally about problems whose solutions are not clear, so new solutions need to be created and she needs to immerse herself in the issue. which decision-making model should she use?
The decision making model should she use is creative
Maria needs to adopt an innovative decision-making strategy. Because this methodology enables individuals to think creatively and develop original solutions for a variety of issues. The only thing a rational decision model is is a decision based on information and facts. Without any reliable data and knowledge, initial decisions are made. Most of these decisions are made using judgments. The foundation of bounded rationality is incomplete knowledge and facts. A team's decision-making process is described by a decision-making model. Every team member must be aware of the process that will be followed in order for a decision to be made successfully.
Learn more about visit decision making model visit https://brainly.com/question/14285240
#SPJ4
which of the statements below is correct regarding the difference between a temporary account and a permanent account? multiple choice question. temporary account balances are carried to the next accounting period. permanent account balances are transferred to the owner, capital account. a permanent account will not appear on a post-closing trial balance. a temporary account will not appear on a post-closing trial balance.
The difference between account and a permanent account is A post-closing trial balance will include permanent accounts.
PAN gives the department the ability to connect all of the "person's" transactions to the department. Tax payments, TDS/TCS credits, income returns, specific transactions, correspondence, and so on are examples of these transactions. PAN serves as the "person's" identification with the tax department. Any "person" who applies for it or to whom the department assigns the number without an application will receive a Permanent Account Number, which is issued by the Income. Two of the most crucial but underappreciated aspects in the mortgage process are the mortgage closing and the post-closure. Despite being the last stage in concluding a real estate deal, the mortgage closing procedure is now more closely watched due to high numbers of foreclosures, particularly following the housing market meltdown of 2009
Learn more about permanent account visit https://brainly.com/question/14016365
#SPJ4
an executive prepares for retirement by depositing $9000 into an annuity each year for 10 years. the annuity earns 5.9% per year. find the future value of the annuity at the end of 10 years. (round your final answer to two decimal places.)
Future value of the annuity at the end of 10 year is $98392.88 as an executive prepares for retirement by depositing $9000 into an annuity each year for 10 years .
What is Annuity ?
An annuity is a series of payments delivered at regular periods in the investing world. Regular savings account deposits, mortgage payments, insurance premiums, and pension payments are all examples of annuities. The periodicity of payment dates allows for the classification of annuities. The payments (deposits) may be paid every week, every month, every four months, every year, or at any other regular frequency. Mathematical operations referred to as "annuity functions" can be used to compute annuities.
A life annuity is an annuity that offers payments throughout the balance of the owner's lifetime. An annuity-payments immediate's are made at the conclusion of each payment period, allowing interest to accumulate between the time the annuity is issued and the first payment. An instant payment is paid to the issuer since annuity-due payments are made at the beginning of payment periods.
To learn more about Annuity checkout the link below :
https://brainly.com/question/14702616
#SPJ4
a decision to exchange current cash outflows for the expectation of receiving future cash inflows is known as a(n) decision. multiple choice question.
A decision to exchange current cash outflows for the expectation of receiving future cash inflows is known as a capital investment decision.
What is a capital investment decision?A capital investment decision refers to when a person, company, or other type of entity, makes a decision to exchange the current cash outflows that they can get from a project or from their income. for future cashflows. The hope is that the future cashflows would be received eventually and would also be larger than their current value.
In other words, capital investment decisions involve giving up the current cashflows that a person can get, in order to invest it and then get back a larger outflow in the future. This is the basis for investment decisions such as retirement funding, buying stocks and bonds, and other types of investments. To be able to go into capital investment therefore, we need to be able to save.
Find out more on capital investment decision at https://brainly.com/question/27303200
#SPJ1
suppose the fed would like to reduce the interest rate in the broader markets and decides to buy 10 billion dollars worth of bonds from the public. it estimates that the excess reserve ratio in the economy is 0.15 and the cash ratio is 0.1. currently the required reserve ratio is 0.1. what is the value of the deposit multiplier?
the value of the deposit multiplier is 10
The deposit multiplier depends on the required reserve.
Deposit multiplier = 1/required reserve ratio = 1/0.1 = 10
The deposit multiplier is the maximum amount of money a bank can create for each unit of money held in reserves. The deposit multiplier is a percentage of the amount of money on deposit at the bank that can be loaned. That percentage is normally determined by the Federal Reserve's reserve requirement.
The deposit multiplier is critical to the stability of an economy's basic money supply. It is a component of the fractional reserve banking system, which is now used by banks in the majority of countries around the world.
The deposit multiplier is the maximum amount of money a bank can create in checkable deposits for each unit of reserve money.
For more information on Deposit Multiplier, visit :
https://brainly.com/question/14279576
#SPJ4
as a result of a thorough physical inventory, colt company determined that it had inventory worth $320,000 at december 31, 2020. this count did not take into consideration the following facts: walker consignment company currently has goods worth $47,000 on its sales floor that belong to colt but are being sold on consignment by walker. the selling price of these goods is $75,000. colt purchased $22,000 of goods that were shipped on december 27, fob destination, that is expected to be received by colt on january 3. determine the correct amount of inventory that colt should report.
c. $322,000 in inventory
Fright in refers to the buyer's shipping costs when purchasing the goods. These are included in the cost of purchasing inventory. On the other hand, the cost that the seller must pay to deliver the goods is called freight out. This is included in the cost of selling the goods.
Goods on Consignment 52,000 Adjusted Cost of Ending Inventory 322,000 Ending Inventory 270,000
When a product is sold, freight-in costs will be deducted from the cost of goods sold and capitalized into inventory as part of the production process. The cost of shipping finished goods to a distributor or retailer is called freight-in. Freight-out is a selling expense that is deducted when it is incurred.
Learn more about Freight in and Freight Out here:
https://brainly.com/question/28122348
#SPJ4
what is the role of Scientific management in the modern era?
The Scientific management in the modern era is management that analyzes and synthesizes workflows.
The role of Scientific management in the modern era is improving economic efficiency, especially in the labor productivity. It is a systematic approach to handle management problems. It implies scientific techniques in method of work, recruitment, selection and training of workers.
Scientific management in the modern era is helped in the enhanced production. The employees perform repetitive tasks and are therefore easily controlled by the management.
To know more about management here,
https://brainly.com/question/20435550
#SPJ9
trust becomes an integral part of the learning orientation for all of the following except: question 4 options: hiring a candidate after an internship period. a multi-stage game. a single-stage game. purchasing a new crm for a multi-national company with a tiered rollout.
Trust becomes an integral part of the learning orientation for all of the following except hiring a candidate after an internship period. A learning orientation is a way of thinking that enables participants to assess and adjust inputs as well as the results.
Procedures, and policies necessary for development. A emphasis on outcomes is a crucial element of a learning orientation, according to research, including that conducted as part of ACSI's Flourishing Schools assess. Promotes communication between the supervisor and the new employee, builds employee confidence, aids in faster job acclimatization, and contributes to a more effective, productive staff. A dedication to learning.
To learn more about learning orientation, click here.
https://brainly.com/question/13826833
#SPJ4
the purchase of a capital asset adds to the demand for loanable funds only if that asset is a domestic one. a. true b. false
The purchase of a capital asset adds to the demand for loanable funds only if that asset is a domestic one. It is a False statement.
What is capital asset?It is defined as property of any kind held by an assessee, whether connected with their business or profession or not connected with their business or profession. It includes all kinds of property, movable or immovable, tangible or intangible, fixed or circulating. For business, a capital asset is an asset with a useful life longer than a year that is not intended for sale in the regular course of the business's operation.
A few example of capital assets are property held for personal use (such as an individual's home, automobile, furniture, jewelry) and property held for investment (such as stocks, bonds).
Why the statement above is false?
It is because regardless of the asset is domestic or international, the purchase of capital assets adds to the demand for loanable funds.
Learn more about capital asset https://brainly.com/question/22094873
#SPJ4
alpaca corporation had revenues of $240,000 in its first year of operations. the company has not collected on $19,300 of its sales and still owes $26,400 on $85,000 of merchandise it purchased. the company had no inventory on hand at the end of the year. the company paid $11,500 in salaries. owners invested $18,000 in the business and $18,000 was borrowed on a five-year note. the company paid $3,700 in interest that was the amount owed for the year, and paid $6,100 for a two-year insurance policy on the first day of business. alpaca has an effective income tax rate of 30%. compute net income for the first year for alpaca corporation.
It is given that revenue is $300,000. The cost of goods sold is $75,000. There is no inventory on hand. Thus, merchandise inventory is treated as a cost of goods sold. Gross margin is calculated by deducting revenue from the cost of goods sold. Therefore, the gross margin is $225,000.
merchandising is any exercise which contributes to the sale of merchandise to a retail patron. At a retail in-keep stage, merchandising refers to displaying merchandise that are on the market in a innovative way that entices customers to purchase greater gadgets or merchandise. In retail commerce, visible show merchandising method products income using product design, selection, packaging, pricing, and display that stimulates purchasers to spend extra. This includes disciplines and discounting, bodily presentation of merchandise and displays, and the choices about which products should be presented to which customers at what time.
LEarn more about merchandise here
https://brainly.com/question/27046371
#SPJ4
christopher has questions about information shown on the loan estimate he received from his lender. what should he do?
This paper serves as a breakdown of the projected closing expenses for the Christopher loan. A loan estimate is given to Christopher by his lender as he closes on a home purchase for which he is seeking financing.
What is a Loan estimate?
After submitting a mortgage application, you will receive a three-page document called a Loan Estimate. You can learn vital information about the loan you've asked for from the Loan Estimate. After receiving your application, the lender has three business days to give you a Loan Estimate. Whether you're purchasing a property or refinancing an existing one, the loan estimate may help you comprehend any mortgage you apply for.The loan estimate will include your anticipated closing costs, monthly payment, interest rate, and annual percentage rate, among other information, for the amount, kind, and length of the loan you've applied for.You may simply compare offers, avoid getting overcharged, and get the best bargain by using this form, which every lender who wants your business must provide to you.To know more about Loan estimate visit:
https://brainly.com/question/17247961
#SPJ4
billy bob's barber shop knows that a 10 percent increase in the price of their haircuts results in a 15 percent decrease in the number of haircuts purchased. the elasticity of demand facing billy bob's barber shop would be considered to be?
Billy bob's barber shop knows that a 10 percent increase in the price of their haircuts results. The price elasticity of demand is 1.5
Price elasticity of demand is the rate of the chance change in volume demanded of a product to the chance change in price. Economists employ it to understand how force and demand change when a product's price fluctuations.
Calculating the problem:Price elasticity of demand = % change in quantity demanded / % change in price .
price elasticity = - 15% / 10 %
= - 1.5
Demand is price elastic as absolute value of price elasticity > 1 .
What's meant by price elasticity?Price elasticity of demand is a dimension of the change in the consumption of a produce in relation to a change in its price. Expressed mathematically, it's Price Elasticity of Demand = Chance Change in Quantity Demanded ÷ Chance Change in Price.
Learn more about price elasticity:
brainly.com/question/5078326
#SPJ4
what is the term that refers to the increasing time and cost associated with moving a standard distance (i.n., a mile) due to inefficiencies in transportation caused by poor infrastructure and traffic congestion?
Friction of distance is the term that refers to the increasing time and cost associated with moving a standard distance, due to inefficiencies in transportation caused by poor infrastructure and traffic congestion.
The measurement of distance between two objects or points can be quantitative or occasionally qualitative. Distance in physics or common usage can refer to a physical length or an estimation based on other factors. A segment's length or a room's dimensions are examples of lengths that can be measured. Distance is the separation of two points, cities, or other objects. An area's infrastructure, which includes the services and facilities required for its economy, households, and businesses to operate, is the collection of facilities and systems that serve a country, city, or other area. According to Investopedia, infrastructure is "the general term for fundamental physical systems of a business region, or country."
Learn more about infrastructure here :
https://brainly.com/question/14527131
#SPJ4
All year-end tax reporting forms for the preceding calendar year must be delivered to the employees by ______________.
All year-end tax reporting forms for the preceding calendar year must be delivered to the employees by January 31.
This deadline applies to all forms, including the W-2 form, which reports an employee's wages and tax withholding for the year. The W-2 form is used by the employee to file their personal tax return.
If an employer does not deliver the required forms to their employees by the deadline, they may be subject to penalties. The penalties for failure to comply with the deadline are $50 per form, with a maximum penalty of $536,000 per year.
The deadline as January 31 for employees is to receive their W-2 forms is important because it allows them to file their personal tax return on time. Without the W-2 form, employees would have to estimate their income and taxes owed for the year, which could lead to errors and penalties.
Learn more about Penalties at : https://brainly.com/question/28605893
#SPJ4
Harry just bought a new four-wheel-drive jeep cherokee for his lumber business. the price of the vehicle was $35,000, of which he made a $5,000 down payment and took out an amortized loan for the rest. his local bank made the loan at 12% interest for five years. he is to pay back the principal and interest in five equal annual installments beginning one year from now. determine the amount of harry's annual payment.
He has to pay back $8322 annually
The down payment is a percentage of the price paid by the buyer to the seller when entering the installment purchase system. The amount of the down payment is usually determined by the buyer and seller's mutual understanding.
Loan Amount = Vehicle Purchase Price
Down Payment =
$ 35, 000 - $ 5 000
= $ 30 000
The interest rate (r) = 10%.
The number of years (n) = 5.
EMI = ?
An equated monthly installment (EMI) is a monthly payment made by borrowers to lenders in a fixed amount. Interest and principal are both included in EMIs. The loan will be fully paid off after a certain number of EMIs are made.
EMI = (P x R x(1+R)^N / [(1+R)^N - 1]
= 30000 / 3.6
= $8322
For more information on equated monthly installment (EMI), visit :
https://brainly.com/question/16951696
#SPJ4
many services marketers use training and standardization to reduce service knowledgeability. intangibility. perishability. heterogeneity. inseparability.
Many service marketers employ training and standardization to limit the (b) perishability of service expertise.
Perishability is a marketing term that describes how service capacity cannot be preserved for future selling. It is a fundamental notion in service marketing.
Intangibility, inseparability, fluctuating demand, service pricing, heterogeneity, and variability are also important aspects of services.
Perishability is a property of products and services that prevents them from being stored for sale at a later date.
Consider perishable foods to better understand perishability. Perishable foods are those that have a short shelf life and will degrade in a short period of time.
Perishable refers to any product or service that cannot be stored.
Learn more about marketing at
https://brainly.com/question/27155256?referrer=searchResults
#SPJ4
the natural level of output is the amount of real gdp produced a. when the economy is at the natural level of aggregate demand. b. when the economy is at the natural rate of unemployment. c. when the economy is at the natural level of investment. d. when there is no unemployment.
the natural level of output is the amount of real GDP produced when there is no unemployment. [ OPTION D]
What is Unemployment?It is a state when a person is willing to work and he/she is unable to find work to maintain his livelihood.Unemployment occurs when workers who want to work cannot find work.It is a condition when someone is willing and able to work, but there is no paid work. The unemployment rate is the percentage of the labor force that is unemployed. Therefore, to measure the unemployment rate, we need to identify the labor forceHigh unemployment indicates economic distress, while extremely low unemployment may indicate an overheated economy.Unemployment can be classified into frictional unemployment, cyclical unemployment, structural unemployment, and institutional unemployment.Unemployment data are collected and published by government agencies in a variety of ways.There are various types of unemployment such as:frictionalcyclicalstructuralseasonalinstitutional etc.Thus, option d is the correct answer.
To know more about unemployment refer to:
https://brainly.com/question/8993951
#SPJ4
in the context of abc inventory analysis, which of the following statements is true of class c items? question 8 options: they require close control by operations managers. they comprise more than 80 percent of the total dollar usage. they can be managed using automated computer systems. they make up less than 10 percent of inventory items.
In the context of ABC inventory analysis, they can be managed using automated computer systems.
The ABC inventory analysis divides inventory into three major categories: A, B, and C, with group A items being the most valuable and group C things being the least valued.
Similar in concept to the Pareto principle, this approach is based on the idea that organizations should concentrate on a small number of goods, services, or methods that provide the greatest profit relative to other goods/services.
Group A goods must be closely monitored by operations managers since they are essential to the performance of the supply chain and are rarely handled by fully automated systems.
Similar to the Pareto principle, A items often account for 10–20% of the total item share and provide 70–80% of overall profit.
To know more about ABC inventory analysis refer:
https://brainly.com/question/15400748
#SPJ4