25 years of service typical pension =23500 Promoted typical pension=32400, So the pension is increased by $10700
How does a typical pension plan work?When you have a pension plan, your employer must make regular contributions to your account. When you reach retirement age, you begin receiving monthly checks for the accrued pension. The majority of the time, a formula is used to calculate your payment. Your age, salary, and number of years working for the company are a few of the formula's inputs.
25*2%*47000=23500
30*2%*57000=34200
Anita is currently 25 years of experience so she will get the typical pension of $23500
While she was promoting for 5 years the pension should be 34200 Because she has 30 years of experience and the salary is increased
If you begin contributing to your pension at age 30, divide by two, which equals 15, to get 15. The recommended amount to contribute to your pension fund up until retirement is this portion of your pre-tax income. As an illustration, if you are 30 years old, 15% of your income should go toward pension contributions.
Therefore the typical pension increased 34200-23500= $10700
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if you have a problem in which the remedy will be between $1,500 and $3,000, the appropriate tool to use would be a:
When we have a problem in which the remedy will be between $1,500 and $3,000,The appropriate tool to use would be a small claims court.
Small claims court is used to claim for money or the recovery of personal property valued at under $750. Small claims court is also used to the similar various of claims valued from $750 to $10,000 by people who do not want to use a lawyer and who want to get their case heard relatively rapidly. If you operate the Claim and Notice shape in Supporting Documents below, you may want one whole authentic to report with the Court. Upon charge of the $37 submitting fee, copies might be made and licensed for service. If you want extra copies, you should buy them for.
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z, inc. had net income after taxes of $3,000,000. it had 9,000 shares of stock outstanding at the beginning of the year and 12,000 shares at the end of the year. what are its earnings per share (eps)?
Earnings per share, or EPS, were $285.71.
What constitutes a high earnings per share?Stocks rated 80 or higher have the best chance of success. By repurchasing shares and reducing the total number of shares outstanding, the company can increase his EPS number. Therefore, a significant increase in revenue requires a significant increase in revenue.
EPS = Period-End Common Shares Outstanding / (Net Income - Preferred Dividends). For example, a company named XYZ has a net turnover of $1 million. The preferred dividend is $200 thousand and there are currently (on average) $400 thousand ordinary shares in issue. Earnings per share is calculated by dividing net income by average number of shares outstanding.
= $3,000,000 / ((9,000+12,000) /2)
= $3,000,000 / (21000/2)
= $3,000,000 / 10,500
= $285.71 per share
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as a result of a thorough physical inventory, colt company determined that it had inventory worth $320,000 at december 31, 2020. this count did not take into consideration the following facts: walker consignment company currently has goods worth $47,000 on its sales floor that belong to colt but are being sold on consignment by walker. the selling price of these goods is $75,000. colt purchased $22,000 of goods that were shipped on december 27, fob destination, that is expected to be received by colt on january 3. determine the correct amount of inventory that colt should report.
c. $322,000 in inventory
Fright in refers to the buyer's shipping costs when purchasing the goods. These are included in the cost of purchasing inventory. On the other hand, the cost that the seller must pay to deliver the goods is called freight out. This is included in the cost of selling the goods.
Goods on Consignment 52,000 Adjusted Cost of Ending Inventory 322,000 Ending Inventory 270,000
When a product is sold, freight-in costs will be deducted from the cost of goods sold and capitalized into inventory as part of the production process. The cost of shipping finished goods to a distributor or retailer is called freight-in. Freight-out is a selling expense that is deducted when it is incurred.
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betty's bbq orally contracts with denny's design house for 10,000 matchbooks at the price of 10 cents per matchbook. the matchbooks are to be embossed with a logo to be designed by denny's design promoting betty's bbq. price, payment terms, and delivery terms are agreed upon between the parties. denny's design creates the logo, gets betty's bbq's approval of the design, and begins applying the logo on the matchbook covers. denny's design has almost finished the order when betty's bbq calls to say it has decided to make the eatery a smoke-free restaurant and cancels the order. denny's design sues, but betty's bbq states that the agreement is unenforceable under the statute of frauds. who wins?
Having won is Denny's Design House. This circumstance is exempt from the Statute of Frauds.
Fraud is when someone intentionally misleads another person in order to obtain illegal gain for themselves or to deprive a victim of their legal exempt rights. Tax, credit card, wire, securities, and bankruptcy fraud are some examples of fraud types. One person, several people, or an entire business organization can engage in fraudulent activity.
Fraud is the false portrayal of facts, whether through the purposeful omission of crucial information or the deliberate making of false representations to another party for the express purpose of obtaining something that could not have been made available without the deception.
Fraudsters frequently possess knowledge that the intended victim does not, which gives them the opportunity to fool them. In essence, the Fraud person or business committing fraud is profiting from information exempt asymmetry; especially, the fact that the resource cost of examining and validating such information may be high enough to deter substantial investment in fraud prevention.
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All year-end tax reporting forms for the preceding calendar year must be delivered to the employees by ______________.
All year-end tax reporting forms for the preceding calendar year must be delivered to the employees by January 31.
This deadline applies to all forms, including the W-2 form, which reports an employee's wages and tax withholding for the year. The W-2 form is used by the employee to file their personal tax return.
If an employer does not deliver the required forms to their employees by the deadline, they may be subject to penalties. The penalties for failure to comply with the deadline are $50 per form, with a maximum penalty of $536,000 per year.
The deadline as January 31 for employees is to receive their W-2 forms is important because it allows them to file their personal tax return on time. Without the W-2 form, employees would have to estimate their income and taxes owed for the year, which could lead to errors and penalties.
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the following budgeted information relates to green power inc.: cost of goods manufactured $3,000 cost of goods available for sale $3,150 beginning finished goods inventory $125 ending finished goods inventory $200 what amount of cost of goods sold will be reported on the budgeted income statement by green?
Green's cost of goods sold will be reported on the budgeted income statement as $2,925.
A budgeted income statement (also known as a budget income statement) is a document that estimates and evaluates a company's revenue and expenses. It's a planning tool many businesses use at the start of the fiscal year to develop and finalize their annual budgets. These statements assist companies in making better decisions and allocating resources appropriately, ensuring that they are as prepared for the future as possible.
A budgeted income statement focuses on projections for the coming year or another time period. Some businesses may divide this financial report into smaller monthly or quarterly sections for a more granular assessment. To create this statement, you must forecast and estimate all revenue and expenses.
These estimated figures are frequently included in a budget income statement:
Net sales Gross profitProfit after taxesIncome taxationBefore-tax earningsFor more information on the Budgeted Income statement, visit :
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suppose that bertie has 2000 hours available in the year. he earns a wage of $10 per hour. the government introduces a welfare program that provides $6,000 in benefits to anyone who is not working. the benefit is reduced by $1 for every $2 the individual earns in the labor market. what is the break even level of hours worked?
Break even time is the amount of time required for the discounted cash flows generated by using a undertaking to equal its preliminary cost.
For example, if it takes two years for a venture to generate $1,000 on a discounted basis to offset its $1,000 startup cost, the project's ruin even time is two years.
How do you calculate ruin even level?To calculate the break-even factor in devices use the formula: Break-Even factor (units) = Fixed Costs ÷ (Sales charge per unit – Variable costs per unit) or in sales bucks the usage of the formula: Break-Even point (sales dollars) = Fixed Costs ÷ Contribution Margin.
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https://brainly.com/question/24233845#SPJ4what is the role of Scientific management in the modern era?
The Scientific management in the modern era is management that analyzes and synthesizes workflows.
The role of Scientific management in the modern era is improving economic efficiency, especially in the labor productivity. It is a systematic approach to handle management problems. It implies scientific techniques in method of work, recruitment, selection and training of workers.
Scientific management in the modern era is helped in the enhanced production. The employees perform repetitive tasks and are therefore easily controlled by the management.
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in the context of abc inventory analysis, which of the following statements is true of class c items? question 8 options: they require close control by operations managers. they comprise more than 80 percent of the total dollar usage. they can be managed using automated computer systems. they make up less than 10 percent of inventory items.
In the context of ABC inventory analysis, they can be managed using automated computer systems.
The ABC inventory analysis divides inventory into three major categories: A, B, and C, with group A items being the most valuable and group C things being the least valued.
Similar in concept to the Pareto principle, this approach is based on the idea that organizations should concentrate on a small number of goods, services, or methods that provide the greatest profit relative to other goods/services.
Group A goods must be closely monitored by operations managers since they are essential to the performance of the supply chain and are rarely handled by fully automated systems.
Similar to the Pareto principle, A items often account for 10–20% of the total item share and provide 70–80% of overall profit.
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if a perfectly competitive firm increases production from 10 units to 11 units and the market price is $20 per unit, total revenue for 11 units is:
The total revenue for 11 units, given the market price per unit and the number of units, is $220.
How to find the revenue?In a perfectly competitive market, the market price is the same as the average revenue and the marginal revenue. This is because the market sets the price and the sellers need to follow.
Even if the number of units sold by a firm increases ( as it did from 10 units to 11 units) the selling price and therefore average revenue is the same.
This means that the total revenue for 11 units is:
= Number of units x Market price
= 11 x 20
= $220
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At the end of the year 2 accounting period, deyoung company determined that the market value of its inventory was $79,800. The historical cost of this inventory was $81,400. Defazio uses the perpetual inventory method. Assuming the amount is material, how will the entry necessary to reduce the inventory to the lower of cost or market affect the elements of the company’s financial statements?.
The entries required to reduce inventory to a decreased value or marketplace make a company's economic statements by reducing a company's overall assets, gross margin, and internet profit.
Marginal cost refers to the value to provide one additional unit of manufacturing. It is a crucial idea in price accounting as marginal value helps decide the maximum green stage of manufacturing for a production process. It is calculated by determining what costs are incurred if one extra unit is best and what prices are incurred if best one extra unit is manufactured. The relation between marginal cost and inventory is marginal price represents the incremental expenses incurred while generating extra devices of an excellent or service. It is calculated by taking the whole alternate in the price of manufacturing greater items and dividing that through the alternate in the variety of products produced.
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international economics how much labor is employed in the prodcuton of jackfruits after trade is opened and which product does cambodia export when trade is allowed?
Cambodia export textile goods when trade is allowed and an estimate of 25000 labors is employed in the production of jackfruits.
What is international economy , how many labors for jackfruit production and what product does cambodia export?International economy is the economy of exports and imports across countries and nations for the benefit of the company.Here the question is asked of the number of labors employed for jackfruit production and what product cambodia export when trade is allowed.Hence the number of labors employed in the production of jackfruits is about 25000 and the cambodia export textile goods when trade is allowed.International economy is all about the interactions of economy, goods between countries , for example the trade growth between china and India.Hence the international economy 25000 labor is employed in the production of jackfruits after the trade is opened and the product that cambodia export when trade is allowed is textile goods.To know more about trade visit:
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Refer to the data. Suppose that this bank currently has $6 million in excess reserves and that customers of this bank collectively write checks for cash at the bank in the amount of $6 million. As a result, the bank's excess reserves diminish to:
A) $0.
B) $6 million.
C) $0. 72 million.
D) $0. 84 million
The presented information indicates that the company's excess reserves have decreased to $0.84 million.
Who are these customers, exactly?An individual or company that orders products or services from that other company is known as a customer. Customers are important since they bring in money. Without them, businesses would not continue to operate.
Customers and consumers are who?The person making the purchase is the customer. The final user of any service or product is the consumer. Consumers are not permitted to sell any goods or services again. Customers must spend money on a good or service before using it.
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billy bob's barber shop knows that a 10 percent increase in the price of their haircuts results in a 15 percent decrease in the number of haircuts purchased. the elasticity of demand facing billy bob's barber shop would be considered to be?
Billy bob's barber shop knows that a 10 percent increase in the price of their haircuts results. The price elasticity of demand is 1.5
Price elasticity of demand is the rate of the chance change in volume demanded of a product to the chance change in price. Economists employ it to understand how force and demand change when a product's price fluctuations.
Calculating the problem:Price elasticity of demand = % change in quantity demanded / % change in price .
price elasticity = - 15% / 10 %
= - 1.5
Demand is price elastic as absolute value of price elasticity > 1 .
What's meant by price elasticity?Price elasticity of demand is a dimension of the change in the consumption of a produce in relation to a change in its price. Expressed mathematically, it's Price Elasticity of Demand = Chance Change in Quantity Demanded ÷ Chance Change in Price.
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jasmine corporation has a sales price of $20, variable costs of $16 per unit, and fixed costs of $22,000. contribution margin is $58,000. how many units did jasmine sell?
Jasmine Corporation's selling price of $20, variable cost per unit of $16, Jasmine sold 14,500 units. Here option D is the correct answer.
The contribution margin per unit is calculated by dividing the selling price of the product by the variable cost of manufacturing. The contribution margin per unit is the amount each sale brings to pay fixed costs. Profit per unit sold is shown if fixed costs are covered.
The selling price per unit is the amount that a customer will pay for a single item. For example, the price a customer pays for one book would be the selling price per unit for a business that makes books.
The margin of contribution per unit = Price per unit of sale - Variable Cost per unit
Contribution margin per unit = $20 - $16
= $4
No. of units = Total contribution margin/contribution margin per unit
= $58,000/$4
= 14,500 units
Complete question:
Jasmine Corp. has a selling price of $20, variable costs of $16 per unit, and fixed costs of $22,000. The contribution margin is $58,000. How many units did Jasmine sell?
A - 13,000
B - 20,500
C - 6,300
D - 14,500
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frederick corporation issues $100,000 of 8% bonds, due in 20 years, when the market rate of interest is 7%. interest is paid semiannually on june 30 and december 31. the issue price of the bonds is:
The bond is issued at a premium.
Which bonds will be priced higher than others?A premium bond is one that trades in the secondary market for more than its par value (original price). When a bond offers an interest rate that is higher than the currently available interest rates being offered for new bonds, it will trade at a premium. When a bond is issued for a sum greater than its principle, a bond issuance premium is created. When the stated interest rate on the bond is higher than the bond's current market yield, the issuer will issue the bond and the
feedback:
Correct. Given that the stated interest rate is 7%, the bond is being offered at a premium.
First, figure out the stated interest rate and then compare it to the going rate.
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joyner company has the following historical collection pattern for its credit sales: 60% collected in month of sale 20% collected in the first month after sale 15% collected in the second month after sale 4% collected in the third month after sale 1% uncollectible budgeted credit sales for the last six months of the year follow. july $ 49,000 august 54,000 september 59,000 october 64,000 november 69,000 december 61,500 required: a. calculate the estimated total cash collections during october. b. calculate the estimated total cash collections during the year's fourth quarter.
An estimate of the anticipated cash payments and receipts during the budget period is known as a cash budget. It is a crucial cash management tool that assists in determining whether there will be cash surpluses or shortages during the period.
How Does a Cash Budget Work?An estimate of a company's cash flows over a specific time period is called a cash budget.This could be done for an annual, quarterly, weekly, or monthly budget.The purpose of this budget is to determine whether the company has enough cash on hand to continue its operations for the allotted amount of time.
How crucial is the cash budget?For determining a company's financial stability, a cash budget is essential. You can keep track of how much money comes into and goes out of a business over time with this budget.
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What would be the main benefit of paying in cash for a car instead of taking out a loan?.
Answer:
You can pay immediately, with no charge from your bank when paying with cash.
Explanation:
iven a prior forecast demand value of 1,100, a related actual demand value of 1,000, and a smoothing constant alpha of 0.3, what is the exponential smoothing forecast value? multiple choice 1,130 1,030 1,070 970 1,000
The exponential smoothing forecast value is Option(b) 1,030.
Given in the Question:
Forecast demand value = 1,100
Actual demand value = 1,000
Smoothing constant alpha = 0.3
Now, we will compute the exponential smoothing forecast value:
Exponential smoothing forecast value = 1,000 + 0.3 x (1,100-1,000)
Exponential smoothing forecast value = 1,000 + 0.3 x (100)
Exponential smoothing forecast value = 1,000 + 30
Exponential smoothing forecast value= 1,030
Hence, the exponential smoothing forecast value is 1,030.
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suppose the fed would like to reduce the interest rate in the broader markets and decides to buy 10 billion dollars worth of bonds from the public. it estimates that the excess reserve ratio in the economy is 0.15 and the cash ratio is 0.1. currently the required reserve ratio is 0.1. what is the value of the deposit multiplier?
the value of the deposit multiplier is 10
The deposit multiplier depends on the required reserve.
Deposit multiplier = 1/required reserve ratio = 1/0.1 = 10
The deposit multiplier is the maximum amount of money a bank can create for each unit of money held in reserves. The deposit multiplier is a percentage of the amount of money on deposit at the bank that can be loaned. That percentage is normally determined by the Federal Reserve's reserve requirement.
The deposit multiplier is critical to the stability of an economy's basic money supply. It is a component of the fractional reserve banking system, which is now used by banks in the majority of countries around the world.
The deposit multiplier is the maximum amount of money a bank can create in checkable deposits for each unit of reserve money.
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paid $70,000 cash to replace a motor on equipment that extends its useful life by four years. paid $350 cash per truck for the cost of their annual tune-ups. paid $280 for the monthly cost of replacement filters on an air-conditioning system. completed an addition to a building for $393,750 cash. 1. classify the above transactions as either a revenue expenditure or a capital expenditure. 2. prepare the journal entries to record the four transactions from part 1.
Paid $70,000 cash to replace a motor on equipment that extends its useful life by four years. paid $350 cash per truck for the cost of their annual tune-ups Capital expenditure.
Capital expenditures (CapEx) are funds used to purchase, repair, upgrade, or improve a company's fixed assets. B. A building, company, or facility. CapEx is different from day-to-day business, which falls into the category of operating expenses.
Capital Expenditure (CapEx) is the money a business uses to purchase, upgrade, or extend the life of an asset. Investing is a long-term investment. In other words, the useful life of the acquired asset is more than one year.
Capital expenditures are recorded in the PP&E section of the balance sheet. CapEx is also included in the investing activity section of the cash flow statement. Fixed assets are depreciated over time to spread the cost of the asset over its useful life.
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question content area a check for $342 was erroneously charged by the bank as $432. in order for the bank reconciliation to balance, you must add $90 to the bank statement balance. true false
In order for the bank reconciliation to balance, you must add $90 to the bank statement balance - True
A bank statement is a document that is delivered by a bank at the end of the month, detailing the balance of our accounts as well as any transactions that have occurred. Usually, the bank automatically withholds and processes the fees from the bank account. Therefore, any costs deducted from the account must be recorded by creating a journal entry when creating a bank reconciliation statement.
In the bank reconciliation statement, Interest earned is another factor that needs to be adjusted. In the example, the bank mistakenly charged $342 as $432, so the balance will be corrected by adding $90 to ensure that the final accounts are accurate.
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(02.02 mc) some americans prefer a single income tax rate because it (5 points) group of answer choices is easier to calculate would increase the government's revenue means everyone would pay the same income percentage in taxes it would reduce the percent of income poorer families pay in income taxes
Tax systems come in three basic varieties. Higher levels of income are subject to higher tax rates under a progressive tax system. On the other hand, in regressive tax systems, higher levels of income are subject to lower tax rates. Lastly, in a system with a flat tax, you pay the same tax rate on all income levels.
Which three kinds of tax systems exist?A progressive tax is one that taxes more of a person's income from people with higher incomes than from people with lower incomes. A proportional tax is one that imposes the same tax on all income groups. regressive tax: A tax that takes a larger share of income from groups with lower incomes than from groups with higher incomes.
What is a system of tax rates?
The percentage at which a person or business is taxed is known as a tax rate.The federal government as well as many of the states in the United States employ a progressive tax rate system, in which a person's or entity's taxable income is multiplied by the percentage of tax that is levied.
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The lecture on film genre described the hollywood system of film genres as offering both ________ and _______.
The lecture on film genre described the hollywood system of film genres as offering both Representation and position.
The purpose, tone, and some of characteristics the classification criteria that are taken into account.Drama, comedy, and action are asmall number of the movie’s genre. In action movies, it typically entails an automobile chase and a struggle with weapons. For humour, it entails characters that are humorous hilarious gestures or sentences. Drama entails weeping and crying in plenty.It is best to contrast the documentary from every other moment, taking into account how Schrader’s formulation phase was implemented for both the traditional and current black senses. The 1944 film “Double payment” by Billy Wilder looks to be the key black text of the cinematography age.
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an executive prepares for retirement by depositing $9000 into an annuity each year for 10 years. the annuity earns 5.9% per year. find the future value of the annuity at the end of 10 years. (round your final answer to two decimal places.)
Future value of the annuity at the end of 10 year is $98392.88 as an executive prepares for retirement by depositing $9000 into an annuity each year for 10 years .
What is Annuity ?
An annuity is a series of payments delivered at regular periods in the investing world. Regular savings account deposits, mortgage payments, insurance premiums, and pension payments are all examples of annuities. The periodicity of payment dates allows for the classification of annuities. The payments (deposits) may be paid every week, every month, every four months, every year, or at any other regular frequency. Mathematical operations referred to as "annuity functions" can be used to compute annuities.
A life annuity is an annuity that offers payments throughout the balance of the owner's lifetime. An annuity-payments immediate's are made at the conclusion of each payment period, allowing interest to accumulate between the time the annuity is issued and the first payment. An instant payment is paid to the issuer since annuity-due payments are made at the beginning of payment periods.
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a food employee applies soap and warm water. rubs hands together for 15 seconds. cleans wrists, arms, and under fingernails. rinses and dries with a disposable towel. which is true?
The correct procedure to be followed by the food employee is to Rinse hands and apply soap then Rub hands together and scrub for at least 10 to 15 seconds after that Clean wrists and under fingernails in the end rinse the soap off.
Food is a substance a certain is consumed to support microbes with vitamin. Foods are usually of plant, animal or fungal origin and contain essential nutrients such as carbohydrates, fats, proteins, vitamins and minerals.
This substance is taken up by living organisms and assimilated into the organism's cells to provide energy, sustain life and stimulate growth. Different animal species have evolved distinct feeding behaviors that meet unique metabolic needs, often in order to meet specific ecological niches within specific geographic contexts.
The question is complete hence the complete question is-
A food employee uses this procedure to wash her hands. Is it correct?
1. Rubs hands together and scrubs for 1 minute.
2. Rinses hands and applies soap.
3. Cleans wrists and under fingernails
.4. Rinses the soap off.
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an education company is uploading image assets for their app campaign. what are three guidelines they should follow to optimize their image asset mix?
An education company is providing visual assets for its app marketing. The three recommendations they should follow to optimize their image asset mix are as follows: Include broad borders to improve image clarity.
A business, abbreviated as co., is a legal body that represents an association of persons, whether natural, legal, or a combination of the two, with a specified goal. Members of the company work together to attain certain, stated goals. Companies can take several shapes. A business can be formed as a legal person so that the company itself has limited responsibility as members perform or fail to perform their duties in accordance with the publicly stated incorporation or published policy. When a firm closes, it may need to be liquidated in order to avoid ongoing legal liabilities.
Corporations can form alliances and register as new companies as a group; the resulting entities are generally referred to as corporate groups.
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raymond co. has $1.4 million of debt, $2.5 million of preferred stock, and $1.2 million of common equity. what would be its weight on debt? 0.27 0.54 0.24 0.44
The weigh of the raymond.co debt is 0.5
Weigh of debt
Weigh of the debt is calculated by dividing the market value of the company's debt by sum of the market values of equity and debt.
Given,
Raymond co. has $1.4 million of debt, $2.5 million of preferred stock, and $1.2 million of common equity.
Here we need to find the weight on debt.
According to the given question, we have identified the following details,
Debt = $1.4 million
Preferred stock = $2.5 million
Common equity = $1.2 million
In order to find the weigh of debt, we have to find the total assets, by adding all the values, then we get,
=> 1.4 + 2.5 + 1.2
=> 5
Now, the weigh of debt is calculated as,
=> preferred stock/ total
=> 2.5/5
=> 0.5.
Therefore, the weigh of the debt is 0.5.
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jake is another investor who currently owns shares of esolver stock. he would like to place a particular kind of limit order, in which the order is canceled if it cannot be executed immediately at the specified price or better. this type of order is known as
Jake is another investor who currently owns settlement stock. he wants to place a specific type of limit order, where the order is canceled if it cannot be filled immediately at the specified price or better. This type of order is known as good-till-canceled order.
A Good-Till-Canceled (GTC) order is an order to buy or sell a stock that lasts until the order is completed or cancelled. Brokerage firms often limit the time an investor can open a GTC order. This timeframe can vary between brokers.
Daily orders will remain active during the current day and automatically canceled at the end of the day if they have not been filled. Otherwise, the GTC command remains in effect until it is executed or deleted.
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What is The total amount of Lily's debt payments each month (assuming she is only making minimum payments)?
The total amount of Lily's debt payments each month (assuming she is only making minimum payments) equals to an amount of $970.
What is a debt payments?Basically, a debt refers to anything owed by one party to another. Some examples of a debt include amounts owed on credit cards, car loans, and mortgages. A debt payment refers to the act of paying back money that you have borrowed.
The computation of the total debt payments is as follows:
= Credit card 1 + Credit card 2 + Credit card 3 + Auto loan + Student loan
= $180 + $115 + $245 + $285 + $150
= $970
Full question "Meet Lily. Lily is 25 years old. She graduated college with an Associates degree in General Business and works full-time as an office assistant. Lily really enjoys the company she works for, so she took a lower-paying position in the hopes of getting promoted in the near future. She makes a monthly net income of $2,805.92. Lily lives in a small, one-bedroom apartment approximately 20 minutes from her work. Lily overused credit cards while she was attending college and has the following debts:
Credit Card #1 $6,000.00 $6,000.00 18.9% $180.00
Credit Card #2 $3,855.66 $4,000.00 23.1% $115.00
Credit Card #3 $8,168.40 $8,000.00 18.9% $245.00
Auto Loan $15,000.00 n/a 2.9% $285.00
Student Loan $11,647.90 n/a 3.76% $150.00
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