$375 can avril and john take as a credit for the elderly or the disabled.
What is meant by social security ?
Social security protection is officially referred to as a fundamental human right in ILO agreements and UN treaties, despite the fact that it only benefits a small part of the world's population. Social security is frequently described as a system of contribution-based health, pension, and unemployment insurance, together with social benefits that are funded by taxes, in a society that is becoming more global.
Social security is the safety net that a society offers to people and families to ensure that they have access to health care and to provide them with financial stability in cases of old age, unemployment, disease, invalidity, work accidents, maternity, or the death of a primary earner.
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what two variables were necessary for the bretton woods system to work? multiple select question. us could no longer trade with europe. us could not run a balance-of-payments deficit. us needed to import as much as it exported. us inflation needed to remain low.
the two variables necessary for the Bretton woods system to work are
If the US did not have a balance-of-payments deficit
If the US inflation rate remained low
The Bretton Woods system found its political foundation in the fusion of two critical conditions: the shared experiences of two World Wars, with the sense that the inability to deal with economic difficulties after the first war had led to the second; and the concentration of authority in a small number of states.
Following the 1944 Bretton Woods Agreement, the Bretton Woods system of monetary management established the regulations for commercial and financial relations among the United States, Canada, Western European countries, Australia, and Japan. The Bretton Woods system was the first fully negotiated monetary order designed to govern financial relations between independent states.
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a defined benefit plan requires an annual pension cost of $90,000 based on estimates of future pension liabilities. on december 31, the company pays $70,000 to the pension fund. the journal entry will include a.a credit to cash for $90,000. b.a debit to pension expense for $70,000. c.a debit to unfunded pension liability for $70,000. d.a credit to unfunded pension liability for $20,000.
The journal entry will include a credit to unfunded pension liability for $20,000.
Hence , option D is correct.
What is a defined benefit plan?
Defined benefit plan can be defined as a plan which provides a fixed, pre-established benefit for employees at retirement. There are usually two main types of defined benefit plans: pensions and cash balance plans. The plan provides a predetermined benefit for participants at retirement. A defined benefit pension will give me a guaranteed income for life.
The formula for calculation is
Monthly pension = 2.0% x average monthly earnings of last 5 years x years of service).
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your boss did not respond to an email you sent and then resent. when you see her in the hallway, you mention the email, and say, i assumed you were busy or you were waiting to see me in person to talk about my message. this is an example of .
This is an example of passive communication. You are not directly confronting your boss about the email, but you are indirectly bringing it up. This could be seen as a way to avoid conflict, or it could be seen as a way to gauge your boss's reaction to the email.
Assuming that your boss saw your email and chose not to respond is an example of an assumption. This could be due to a variety of reasons, such as your boss being busy or not wanting to discuss the matter over email. If you see your boss in the hallway, you can mention the email and ask if she would like to discuss it in person. This will give you a better idea of why she chose not to respond and whether or not she is open to talking about the matter.
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why is it important to consider the quality of the data used in analytical procedures? how important to this question are client controls over financial data?
It is important to consider the quality of the data used in analytical procedure for effectiveness.
Auditors must take into account the accessibility and accuracy of the data to be utilized in the development of their expectations before they can apply meaningful analytical processes.
For some statements, data may not be easily accessible to create expectations. Are there sufficient internal controls over the data if it was generated internally? To ascertain that the underlying data are comprehensive and correct, the auditors should examine the effectiveness of the controls over the data.
The effectiveness of data controls affects how dependable the data are. The process of ensuring that errors in analytical data are of a magnitude appropriate for the use to which the data will be put is known as quality control.
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why might a tenant prefer a lease with a higher effective rent than an alternative lease with a lower effective rent?
A tenant might prefer a lease with a higher effective rent than an alternative lease with a lower effective rent because the tenant might want to keep the space for a long time, or they might think the rent will increase over the course of the extended lease.
The term "effective rent" refers to the actual rental rate that the landlord will achieve after deducting the value of concessions from the base rental rate that is paid or given to the tenant (such as a build-out or renovation allowance, free rent, a moving allowance, etc.). Effective rent is typically expressed as an average lease rate.
Due to the way it is structured, percentage leases are most frequently used when negotiating with retail tenants, particularly if they will be joining a multi-tenant retail space like a mall or shopping center.
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special effort to recruit and hire qualified members of groups that have been discriminated against in the past is called
The affirmative action is to take special effort to recruit and hire qualified members of groups that have been discriminated against in the past.
Discrimination:
Discrimination refers the recognition and understanding of the difference between one thing and another.
Given,
Here we need to find the special effort to recruit and hire qualified members of groups that have been discriminated against in the past is called.
Basically, affirmative action involves sets of policies and practices within a government or organization seeking to include particular groups based on their gender, race, sexuality, creed or nationality in areas in which such groups are underrepresented - such as education and employment.
Therefore, the special effort to recruit and hire qualified members of groups that have been discriminated against in the past is called affirmative action.
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bill is an accountant for a small machine shop. his boss has asked him to calculate the shop's total fixed cost. which method will get bill the correct answer?
Subtracting the total variable cost from total cost by this method bill get the correct answer.
By using the formula, average fixed cost = total fixed cost / total output, an increase in the output causes the average fixed cost to decline, keeping the total fixed cost the same.
Which of the following is most likely to be a fixed cost for a business?
Property tax is a fixed expenditure for business. It can not change according to the level of output. All other costs, i.e., expenditures for raw materials, fuel costs and wages for unskilled labor are variable costs.
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what group sells its labor to the bourgeoisie to receive wages?a.bourgeoisieb.working classc.elitesd.proletariat
a) Bourgeoisie group sells its labor to receive wages.
According to sociology, the middle or upper middle class is referred to as the bourgeoisie. They differ from and are historically compared to the proletariat due to their wealth and significant cultural and financial capital. They are frequently referred to as "the bourgeoisie" as a whole, consisting of the petty (petite), medium, large, upper, and ancient classes.
Since the bourgeoisie in its original sense was acknowledged as being integral to the existence of cities by their civic charters, there was no bourgeoisie separate from the urban populace. The legal system applied differently to rural peasants.
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a(n) blank board holds reserves of foreign currency equal to the fixed exchange, and commits itself to converting its domestic currency on demand to another currency at a fixed exchange rate. multiple choice question. exchange
A currency board holds reserves of foreign currency equal to the fixed exchange, and commits itself to converting its domestic currency on demand to another currency at a fixed exchange rate.
Currency is a medium of exchange for goods and services. It is used to buy and sell items in the marketplace. Foreign currency is currency that is not issued by the government of the country in which it is used. Domestic currency is currency that is issued by the government of the country in which it is used.
Foreign currency can be traded on international currency markets. Domestic currency can be used to buy goods and services within the country.
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what is the coupon rate of an annual bond that has a yield to maturity of 8.5%, a current price of $942.32, a par value of $1,000 and matures in thirteen years?
The coupon rate of an annual bond is 7.75 %.
942.32 = Interest x PVIFA (8.5 %, 13) + 1000 x PVIF(8.5 %, 13)
942.32 = Interest x 7.69096 + 1000 x 0.34627
Interest = ( 942.32 - (1000 x 0.34627))/7.69096
Interest = 77.50
Interest rate = 77.50/1000= 7.75 %
A bond is a loan that the bond customer, or bondholder, makes to the bond company. Governments, businesses and municipalities difficulty bonds once they need capital. An investor who buys a central authority bond is lending the government money. If an investor buys a corporate bond, the investor is lending the organization money.
In finance, a bond is a sort of safety underneath which the company owes the holder a debt, and is obliged – relying at the phrases – to pay off the most important of the bond at the maturity date as well as interest over a certain amount of time.
A bond is a debt safety, similar to an IOU. borrowers difficulty bonds to raise cash from investors inclined to lend them cash for a sure amount of time. while you purchase a bond, you're lending to the company, which may be a government, municipality, or corporation.
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true or false: in business process reengineering, it is best to select the it system to be used prior to reengineering the processes to ensure the process fits the system.
The statement is False. reengineering the processes to ensure the process fits the system.
business manner re-engineering (BPR) is a commercial enterprise control method at the beginning pioneered in the early 1990s, focusing on the evaluation and design of workflows and commercial enterprise approaches within a company. BPR's goals are to help groups essentially reconsider how they do their paintings with the intention to enhance customer service, reduce operational charges, and emerge as a world-magnificence competition.
BPR seeks to help organizations extensively restructure their agencies by means of focusing on the floor-up layout of their business tactics. in step with early BPR proponent Thomas H. Davenport (1990), a business process is hard and fast of logically related obligations completed to attain a defined business outcome. Re-engineering emphasized a holistic awareness of business objectives and the way procedures related to them, encouraging the full-scale activity of tactics, in place of iterative optimization of sub-processes. BPR is inspired by the aid of technological innovations as industry players update vintage techniques of commercial enterprise operations with price-saving progressive technologies which include automation that may extensively transform business operations.
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in performing an attest engagement, a cpa typically group of answer choices supplies litigation support services. assesses the risks of material misstatement. expresses a conclusion about a written assertion. provides management consulting advice.
In performing an attestation engagement, a CPA typically: expresses a conclusion about a written assertion.
Option C is correct.
What's the procedure for attestation?Attestation is the act of witnessing the signing of a regular document and also also subscribing it to corroborate that it was duly inked by those bound by its contents. Attestation is a legal acknowledgment of the factuality of a document and a verification that proper operations were followed.
What's included in an attestation engagement?An attest engagement is one in which a CPA in public practice( i.e., guru) is engaged to, or does, issue an examination/ inspection, review, compendium or agreed- upon procedures report on subject matter, or an assertion about subject matter, that's the responsibility of another party( generally operation).
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your parents will retire in 21 years. they currently have $260,000 saved, and they think they will need $2,450,000 at retirement. what annual interest rate must they earn to reach their goal, assuming they don't save any additional funds? round your answer to two decimal places. 11 %
The interest rate required to get a total amount, principal plus interest, of $2,450,000.00 from simple interest on a principal of $260,000.00 over 21 years is 40.11% per year.
How can calculate simple interest?Simple interest is calculated by multiplying the principal by the time, interest rate, and time period."Simple Interest = Principal x Interest Rate x Time" is the written formula. The simplest method for calculating interest is using this equation.Equation:
Interest rate, r = (1/t)(A/P - 1)
Calculation:
Solving our equation:
r = (1/21)((2450000/260000) - 1) = 0.4010989
r = 0.4010989
Converting r decimal to R a percentage
R = 0.4010989 * 100 = 40.1099%/year
The interest rate required to get a total amount, principal plus interest, of $2,450,000.00 from simple interest on a principal of $260,000.00 over 21 years is 40.11% per year.
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which of the following would not be considered an investment asset? select one. question 4 options: a. cash value in life insurance b. money market account c. brokerage account d. 401(k) plan
Cash value in life insurance would not be considered an investment asset.
A life insurance policy is a contract between a policyholder and an insurance company or insurance company, in which the insurance company promises to pay an amount to a specified beneficiary upon the death of the insured. Depending on the contract, other events B. Terminal or critical illness trigger payment.
Life insurance is a contract between a policyholder and an insurance company in which the insurer promises to pay an amount for premiums upon the death of the insured or after a specified period of time. can be defined.
Term life insurance is a life insurance product that provides financial protection to policyholders for a specified period of time. If the insured dies during the policy period, the company will pay the death benefit to the beneficiary.
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fredrick has so many student loans, he can't afford rent on an apartment. most of the time, he lives in his car and even though he has a job, he can't seem to make enough to save for the deposit and rent payments. he rarely gets a full night's sleep and as a result he has difficulty concentrating at work. he is jumpy and scared at night and worried all the time. fredrick is struggling to fulfill which two of maslow's needs?
Fredrick is struggling to fulfill Physiological safety.
How vital is psychological safety?
Psychological safety is the conviction that you won't suffer consequences or face humiliation for voicing your opinions, queries, worries, or errors.
As was already noted, an atmosphere that fosters psychological safety makes innovation easier since staff members are less prone to fear failure and more likely to question the status quo. This aids in solving challenging issues and identifying innovative working methods.
The capacity to express one's thoughts and feelings without fear of losing one's reputation or standing is known as psychological safety. It refers to members of a team feeling comfortable taking risks without fear of being shamed by their teammates. Members of teams that are psychologically safe feel.
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how would a manager use economic theory to determine profit-maximizing price for a service or product?
According to economic theory, a service or product's profit can be maximized by operating or producing it up until the point at which marginal revenue equals marginal cost. Changes in fixed costs have no impact on maximizing profits from output or price since short-term fixed costs are considered sunk costs.
Numerous economic theories are based on this premise. It exists in both markets with monopolies and ideal competition. Profit depends on the equation profit = Total revenue - Total cost. As a result, a company optimizes profit when the first order, MR = MC, and the second order depend on the first order.
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explain why a well-capitalized domestic banking system might be important for the successful maintenance of a fixed exchange-rate regime.
Investors must have faith that the central bank will control interest rates in a way that is compatible with the currency peg for a fixed exchange rate system to succeed.
How do central banks keep exchange rates fixed?
The central bank must intervene and buy domestic currency by selling foreign exchange in order to preserve the fixed exchange rate. In order to return to the initial equilibrium at e, the intervention on the foreign currency market will reduce the domestic money supply and move the LM curve back to the LM. An important tool for moving short-term funds from lenders to borrowers is provided by money markets.
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a company's sales in year 1 were $430,000 and in year 2 were $467,500. using year 1 as the base year, the percent change for year 2 compared to the base year is:
The percent change for year 2 compared to the base year is 9%
What is sales?A sale is a deal in which two or more parties exchange goods or services for cash or other assets.A sale in the financial markets is an arrangement involving the cost of a security and its delivery for agreed-upon payment between a buyer and a seller.A gift or donation is what is referred to as when an item or service is given from one party to another without any money changing hands.Sales are a significant component of the fundamental framework of commerce and happen around the clock, worldwide, in a variety of industries.A price cut made on a service or product in an effort to draw customers also qualifies as a sale.Calculation
The of percentage change for year 2 compared to base year
⇒[(year 2 sales – Base year sales)/ base year sales]*100
⇒[($467,500-$430,000)/$430,000]*100
⇒(37,500/$430,000)*100
⇒9%
Hence, The percent change for year 2 compared to the base year is 9%
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fill in the blank question. when merchandise is returned for a refund or for credit to be applied to other purchases, the situation is called a(n) . (enter one word per blank.)
Sales returns refer to situations where products are returned for a refund or credit that can be used on future purchases.
A sales return is merchandise sent back by a buyer to the seller. The return is usually because an excess quantity was either ordered or products shipped, or due to defective goods. A return may also be triggered by goods having been shipped too late, or the wrong items were shipped, or because the product specifications were incorrect.
The seller records this return as a debit to a Sales Returns account and a credit to the Accounts Receivable account; the total amount of sales products returns in this account is a deduction from the reported amount of gross sales in a period, which yields a net sales figure. The credit to the Accounts Receivable account reduces the amount of accounts receivable outstanding.
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true or false: the company's shareholders would more likely demand a higher return due to the stock's market risk because it affects all stocks in the economy.
Risk exists with every investment to some extent.
Due to the stock's firm-specific risk, shareholders will probably seek a larger return. Firm-specific risk solely impacts that specific stock. Market risk applies to all economic stocks.
How do investors normally offset increasing investment risk?
To make up for the extra risk of owning shares, investors must receive a premium in the form of a higher average return. The equity is the additional return received for holding shares as opposed to secure government debt. The investment portion you made with cash.The ideal method of reducing risk is by design rather than procedures, preventive measures, training, and limiting of operation and managerial controls. Risk reduction techniques cover the risk identification, reduction options and their implementation.
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Start by setting aside money in your savings account for your goals and for emergencies. Then, fill in the other categories with your remaining money. Be sure to allocate all of your money, so you have $0 left. Everfi module 3 budgeting for wants
I tried but it wouldn't let me submit
The statement explains one of the ways to start a budget plan. The general rule is to divide your monthly after-tax income into three categories: 50% for needs, 30% for wants, and 20% for savings or debt repayment.
What are the seven steps in creating a budget?
7 Simple Steps to Creating a Budget
Step 1: Establish Realistic Goals.
Step 2: Calculate your income and expenses.
Step 3: Distinguish between needs and wants.
Step 4: Create Your Budget.
Step 5: Implement Your Strategy.
Step 6: Seasonal Expenses.
Step 7: Take a look ahead.
A budget plan is a graph that depicts the flow of money in your daily life. A budget can assist you in determining where you are overspending as well as in changing bad spending habits.
Therefore, You may be able to save more or make larger debt payments by making minor changes to your budget.
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instead of a tariff, suppose a quota on imports is imposed. the quota is set at 3 widgets (maximum number of widget imports). what is the resulting price and quantity purchased of widgets?
The economic rent, which is the positive difference between the domestic price of the good and the free market price from around the world, must first be calculated before the quota rent can be calculated.
The quota rent can be calculated by multiplying that economic rent by the quantity of imported goods.
What effect does the import quota have?
The import market's consumer surplus is reduced by an import quota, while the export market's consumer surplus is increased.Producer surplus increases in the import market and decreases in the export market when an import quota is in place.When a large nation implements an import quota, its welfare may rise or fall.
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the balance sheet, income statement, and statement of cash flow are the multiple choice ledger entries. statements of equity. journal entries. financial statements. balances of trade.
The balance sheet, income statement, and statement of cash flow are the ledger entries. An organization's assets, liabilities, and shareholder equity are listed on a balance sheet, which is a financial statement.
It offers a snapshot of the assets and liabilities of a corporation as of the publication date. A balance sheet provides you with a quick overview of your company's financial situation at any given time. A balance sheet, along with an income statement and a cash flow statement, can aid business leaders in assessing the financial health of their organisation. Because assets will always equal liabilities and shareholders' equity, the term "balance sheet" was coined.
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Because of the contemporary economic issues, what can happen to the investments made of the filipino entrepreneurs to their business?
Because of the contemporary economic issues, what can happen to the investments made of the filipino entrepreneurs to their business are:
inadequate access to technologyfinancing capital,What are the contemporary issues that can have effect on the Filipino entrepreneur?The contemporary issues that can have effect on the Filipino entrepreneur is the unavailable of the financing capital
It should be noted that one of the issue that the Filipino entrepreneurs are encountering today is that they do not have full access to technology , and in today's world, technology is very important in every business.
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purchasing of services can be more challenging than purchasing of materials because: group of answer choices
Quality can be difficult to predict and measure ahead of time, purchasing services can be more challenging than purchasing materials.
How does procurement contribute to an organization's quality improvement?However, when implemented widely within an organization, procurement frequently results in increased efficiency and a better match with desired goods or services. A more efficient sourcing process will result in timely delivery of high-quality goods and services.
What aspect of the procurement process is the most crucial?One of the most significant sources of data in procurement is financial data. To enhance the procurement procedure, this data can be used to comprehend spending patterns and trends. Additionally, cost-cutting opportunities can be found using financial data.
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the red bud company pays a constant dividend of $3.00 a share. the company announced today that it will continue to do this for another 2 years after which time they will discontinue paying dividends permanently. what is one share of this stock worth today if the required rate of return is 8.6 percent?
The worth of each share of Red Bud Company is $5.30 at a constant dividend of $3 a share.
A dividend is the distribution of a portion of an enterprise's profits to a number of its stockholders. Declarations of dividend payouts have an effect on stock prices because they can cause them to increase or decrease.
The stock has discontinued dividends, so there is no perpetual payment.
The discount rate utilized for discounting dividends is 8.6%.
Computing the worth of each share:
Worth of stock today = Dividend/(1+Rate of return)^1+Dividend/(1+Rate of return)^2+Dividend/(1+Rate of return)^number of periods
=$3.00(1+8.6%)1+$3.00(1+8.6%)2
=$2.76 + $2.56
= $5.30
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ollowing accusations of sexual harassment and retaliation against union organizers, recently launched an internal website for employee complaints as a way to
The Human Rights Law mandates that all New York State employers, regardless of their number of employees, provide a sexual harassment-free workplace.
I think I've been harassed sexually. What ought I to do?You should tell your employer, temporary agency, or placement agency if you think you have been sexually harassed. You can get in touch with the New York State Division of Human Rights if you believe that your employer is harassing you or if you are unsure of how they will respond. The Division of Human Rights is able to look into complaints.
You can also file a complaint with the New York State Division of Human Rights at the same time or later. Kindly note: Within one year of the alleged act of discrimination, a complaint must be filed with the Division of Human Rights (within three years for sexual harassment only, beginning August 12, 2020).See the Division's "Sexual Harassment" brochure for additional details.
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if 80 percent of the population in a country is employed and average labor productivity equals $27,500, then real gdp per person equals
The real GDP per person is $22,000.
Real GDP per capita is a calculation of a nation's total economic output divided by its population and adjusted for inflation. It is employed to evaluate changes in and between nations' living standards.
For computing the real GDP per person, the following formula should be used which is shown below:
= Average labor productivity × share of population employees
where,
Average labor productivity is $27,500
And, the share of the population employees is 80%
Now put these values to the above formula,
So, the answer would be equal to
= $27,500 × 80%
= $22,000
Hence, the real GDP per person is $22,000.
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if after ordering products, you receive defective goods, or no goods, under the ucc, what are your rights?
If an item you purchased has a problem, you might be eligible for a refund, repair, or replacement.
What are my rights if I receive faulty goods?If an item you purchased has a problem, you might be eligible for a refund, repair, or replacement.You might be legally entitled to a repair or a refund if there is an issue with a used car.2015 Consumer Rights Act, Your products should be of at least satisfactory quality and not be defective or damaged. For instance, used goods aren't held to the same standards as brand-new ones.Fit for purpose refers to the ability to use something for the intended application.To learn more about Consumer Rights Act refer,
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In developing a marketing strategy, the most important thing for a retailer to consider is.
The primary factor a shop must take into account when creating a marketing strategy is the motivations of its target market's consumers.
A marketing strategy is a long-term plan for achieving a company's goals through comprehending customer needs and creating a distinct, sustainable competitive advantage. It covers everything, from deciding which channels to use to getting in touch with your customers to learn more about them.
A marketing strategy, in simple terms, explains the goals of your business, including who your ideal clientele is and how you intend to interact with them. It is your plan for the marketing initiatives you will do over the coming months and years to grow your business.
The five Ps of marketing is included in the "marketing mix," as it is often called. Using a framework that stresses the five essential components of successful marketing—people, place, pricing, promotion, and product—brands employ a marketing mix to market their products and services.
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