Between permanent life insurance and term life insurance, which typically has the lower premium and why?
a.
Term life insurance has the lower premium because term life insurance pays the face value to your beneficiary if you die within a certain set period of time, whereas whole life insurance covers you your entire life.
b.
Term life insurance has the lower premium because you cannot renew the insurance after your term has ended.
c.
Permanent life insurance has the lower premium because you are making more premium payments (your whole life versus a set period of time), so the amount per premium payment is less.
d.
Permanent life insurance has the lower premium because the amount you contribute is then invested and makes interest for the life insurance company.


Please select the best answer from the choices provided

A
B
C
D

Answers

Answer 1

Term life insurance has the lower premium because term life insurance pays the face value to your beneficiary if you die within a certain set period of time, whereas whole life insurance covers you your entire life. (Option A)

What is insurance?

Insurance is when a third-party (the insurer) promises to indemnify another party (the insured) for losses they might suffer in the future in exchange for agreed upon payments.

Permanent life insurance is a type of insurance that provides a coverage that never expires. The person with a permanent life insurance is covered until he or she passes on. Whole life insurance is a type of permanent life insurance that has a fixed and guaranteed premium and a fixed death benefit.

Term life insurance is a type of insurance that provides coverage to a person only for a scheduled period of time. For example, a person who buys a 10 year term life insurance, the person's insurance only lasts for 10 years. If the person passes on within the 10 years, his beneficiary receives payments. If the person passes on after 10 years, his beneficiary does not receive any payments.

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Related Questions

A stairway rises 6 feet 4 inches over a horizontal distance of 8 feet 6 inches. What is the diagonal length of the stairway

Answers

Answer:

10.6 ft

Step-by-step explanation:

to find the diagonal length of the stairway we can use the pythagorean theorem or a^2 + b^2 = c^2

6'4" is also 6 1/3' or 19/3'

8'6" is also 8 1/2' or 17/2'

now square them both

361/9 + 289/4

make them have the same denominator

1444/36 + 2601/36

add them

4045/36

take the square root

10.6000524 is your answer

10.6 ft

Find the value of variable X.

16

41

10

17.5

Answers

Using secant rule, the value of variable x in the diagram is 10.

What is a secant?

A secant is a line that intersect a circle in two points.

Therefore, the following rule guides a secant.

(x + 32)32 = (20 + 28)28

Hence,

32x + 1024 = (48)28

32x + 1024 = 1344

32x = 1344 - 1024

32x = 320

divide both sides by 32

32x / 32 = 320 / 32

x = 10

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Question Find the area of a trapezoid whose height is 9 ft and w hose bases are 13.4 ft and 8.6 ft.​

Answers

Answer: Use this calculator to easily calculate the area of a trapezoid given its base s and height. The formula for the area of a trapezoid is (base 1 + base 2) / 2 x height,

Step-by-step explanation:

The cubic foot is a unit of volume used in the imperial and U.S. customary measurement systems.

The cubic foot can be used to describe a volume of a given material, or the capacity of a container to hold such a material.

Does this graph represent a function? Why or why not? ​

Answers

Answer is D. Yes because it passes the vertical line test
Reason - it proves one output, y, for each unique input, x.

A Submarine goes 23 000M deep into the sea

Answers

The pressure of the submarine at a depth of 23000 meters is 2.3575 * 10⁸ N/m²

What is an equation?

An equation is an expression that shows the relationship between two or more variables and numbers.

Pressure = density * acceleration due to gravity (g) * depth

g = 10 m/s², hence:

Pressure = 1025 * 10 * 23000 = 2.3575 * 10⁸ N/m²

The pressure of the submarine at a depth of 23000 meters is 2.3575 * 10⁸ N/m²

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Place value in the thousands for the 0 in 10000

Answers

The place value in the thousands for the 0 in 10,000 is three (3).

What is a place value?

A place value refers to a numerical value which denotes a digit based on its position in a given number and it includes:

TenthsHundredthsThousandthsUnitTensHundredsThousands

In this scenario, the place value in the thousands for the 0 in 10,000 is three (3).

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The profit function for a certain commodity is given by () = 110 − 2 − 1000. Find the level of production that yields maximum profit and hence find the maximum profit.

Answers

Based on the profit function given, the level of production that yields the maximum profit is 55 units. The maximum profit is $2,025.

What is the maximum profits unit?

With a profit function:

=-x² + 110x - 1,000

Using a parabola function, we know:

= -b / 2a

The maximum units is:

= -110 / (-2 x 1)

= 55 units

The maximum profit is:

= -(55)² + (110 x 55) - 1,000

= $2,025

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just need the answer for E!!!!
maths functions

Answers

Answer: [tex]g(x) \ge f(x)[/tex] for all x such that [tex]x\le-2[/tex] or [tex]x\ge0[/tex]

Step-by-step explanation:

This question is essentially asking at what x values would the graph of g(x) be greater than (higher than) or equal to f(x).

In the graph, we can see that g(x) is greater than (or higher than) f(x) at all x's before (to the left of) point E and after (to the right of) point A. An easy way to find the points E and A is by setting f(x) = g(x).

[tex]f(x)=g(x)\\1-x^2=2x+1\\1=x^2+2x+1\\0=x^2+2x\\0=x(x+2)\\x=0\hspace{0.1cm}or\hspace{0.1cm}x=-2[/tex]

Since any value with x=-2 is left of the y-axis, we know that point E would have its x-coordinate as -2. Similarly, any point on the y-axis would have x=0; therefore, we can tell that point A would have its x-coordinate at 0.

If we remember that g(x) is greater than f(x) to the left of E and to the right of A, we can say that

[tex]g(x) \ge f(x)[/tex] for all x such that [tex]x\le-2[/tex] or [tex]x\ge0[/tex]

The surface areas of two similar rectangular prisms Are 361m squared And 441m squared. What is the scale factor Of the larger prism to the smaller prism

Answers

The scale factor Of the larger prism to the smaller prism is 0.9

How to determine the scale factor?

The given parameters are

Large area = 441

Small area = 361

Divide the small area by the large area

Small/Large = 361/441

Take the square root to determine the scale factor k

[tex]k = \sqrt{\frac{361}{441}[/tex]

Evaluate

k = 0.9

Hence, the scale factor Of the larger prism to the smaller prism is 0.9

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Bowl S contains only marbles.if 1/4 of the marbles were removed,the bowl would be filled to 1/2 of its capacity. If 100 marbles were added, the bowl would be full.how many marbles are in bowl S?

Answers

Answer:

22222222222222222222222222+22222222

An animal shelter has a total of 5 * 47 animals comprised of cats, dogs, and rabbits. If the number of rabbits is 5 less than one half the number of cats, and there are 20 more cats than dogs, how many dogs are at the shelter?

Answers

The number of dogs in the animal shelter which comprise of cats, dogs, and rabbits is 84 dogs.

Equation

Total animals = 5 × 47

= 235

Number of rabbits = 1/2(d + 20) - 5Number of cats = d + 20Number of dogs = d

235 = d + (d + 20) + 1/2(d + 20) - 5

235 = d + d + 20 + 1/2d + 10 - 5

235 = 2 1/2d + 25

235 - 25 = 2 1/2d

210 = 2 1/2d

d = 210 ÷ 2 1/2

d = 210 ÷ 5/2

= 210 × 2/5

= 420/5

d = 84 dogs

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1. Determine the
square units of the
figure below.

Answers

Answer:

10

Step-by-step explanation:

Carter and Isabella run a carwash business. They split the revenue 50/50. They are deciding on if they should join forces with Carla's carwash. If they join with Carla, the combined carwash will make $2400 more per month, but they'll have to split revenue equally (33.3/33.3/33.3). On an average month, Carter and Isabella's carwash makes $6000. How much more or less would Carter or Isabella individually make if they merged with Carla's carwash?

Answers

we can see that when they join with Carla, Carter and Isabella will get $200 less (individually).

How much more or less would Carter or Isabella individually make if they merged with Carla's carwash?

When Carter and Isabella work together, they have a revenue of $6000, which is split in 50/50, so each one gets:

$6000/2 = $3000

Carter wins $3000 and Isabella wins $3000.

If they join with Carla, the revenue increases by $2400, so now the total revenue is:

$6000 + $2400 = $8400

And now they split it between 3, so each one gets:

$8400/3 = $2800

The difference of Carter's (Or Isabella's) part is:

$3000 - $2800 = $200

Then we can see that when they join with Carla, Carter and Isabella will get $200 less (individually).

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Part II: Use the formula from Part I to find the midpoint of the
segment with endpoints at (-2,-1) and (0, 9). Show your work.


PLS

Answers

Answer: (-1, 4)

Step-by-step explanation:

[tex]\left(\frac{-2+0}{2}, \frac{-1+9}{2} \right)=\boxed{(-1, 4)}[/tex]

(-1, 4) is the midpoint of the segment with endpoints at (-2,-1) and (0, 9). This can be obtained by using the formula for finding the midpoint of a line segment.

Find the midpoint of the line segment:

When the end points of a line segment are known, the mid point of the line segment is calculated using the midpoint formula,

Midpoint formula,

                   [tex](\frac{x_{1}+x_{2} }{2},\frac{y_{1}+y_{2} }{2})[/tex]

(x₁, y₁) and (x₂, y₂) are the endpoints of the line segment.

 

⇒ This means that, the midpoint of a line segment with endpoints (x₁, y₁) and (x₂, y₂) is [tex](\frac{x_{1}+x_{2} }{2},\frac{y_{1}+y_{2} }{2})[/tex].

     

From the question it is given that,

(x₁, y₁) = (-2,-1) (x₂, y₂) = (0, 9)

are the endpoints of the line segment.

By using the Midpoint formula we get,

[tex](\frac{x_{1}+x_{2} }{2},\frac{y_{1}+y_{2} }{2})[/tex] = [tex](\frac{-2+0 }{2},\frac{-1+9}{2})[/tex]

[tex](\frac{x_{1}+x_{2} }{2},\frac{y_{1}+y_{2} }{2})[/tex] = [tex](-1, 4)[/tex]

Hence (-1, 4) is the midpoint of the segment with endpoints at (-2,-1) and  (0, 9).

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Select the correct answer. In right triangle ABC, b^2+c^2=34 and bc=15. What is the approximate length of side a? Note: Use the law of cosines.
(the triangle is a right triangle with an angle of 53)

Answers

Using the law of cosines, it is found that the approximate length of side a is 3.99 units.

What is the law of cosines?

The law of cosines states that we can find the side c of a triangle as follows:

[tex]c^2 = a^2 + b^2 - 2ab\cos{C}[/tex]

in which:

C is the angle opposite to side c.a and b are the lengths of the other sides.

In the context of this problem, we have that side a is opposite to the angle of 53º, hence:

[tex]a^2 = b^2 + c^2 - 2bc\cos{53^\circ}[/tex]

We are given that:

b² + c² = 34.bc = 15.

Then:

[tex]a^2 = 34 - 30\cos{53^\circ}[/tex]

a² = 15.95

[tex]a = \sqrt{15.95}[/tex]

a = 3.99.

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Solve.
Three times the sum of some number plus 3 is equal to 7 times the number minus 23.

Answers

The unknown number of the given expression is 8

Linear equations

Let the unknown number be x such that three times the sum of some number plus 3 is equal to 7 times the number minus 23 is expressed as;

3(x + 3) = 7x - 23

Expand

3x + 9= 7x - 23

Collect the like terms

3x-7x = -23 - 9

-4x = -32

x = 8

Hence the unknown number of the given expression is 8

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I NEED THE ANSWERS PLEASE ANYONE ANSWERS WILL DO

Answers

Answer:

1.  x = -1  y= -2
2. infinitely many solutions

3. x = 6 y= -7

4.no solution

5. x = -3 y = -17

6. x= 3 y = 7

Step-by-step explanation:

1) y=x-1

7x+6y= -19

6y= -19 -7x

y= (-7x-19)/6

since x-1 and (-7x-19)/6 are both equal to y they are equal to each other

this is how to get x

x-1 = (-7x-19)/6

6x-6 = -7x-19

13x = -13

x = -1

now put back -1 in the equation to get y

y=x-1

y = -1 -1

y= -2

2)-10x+2y=-12

y=5x-6

2y= -12 + 10x

y= -6 + 5x

y = 5x - 6

5x-6 = 5x - 6

0 = 0

when something is

equal to itself its

infinitely many solutions

(when something is not equal to something its no solution)

((when something is equal to just one answer its one solution)

3) y= -4x+17

y=x-13

-4x+17 = x-13

30 = 5x

x = 6

y=x-13

y=6-13

y= -7

4) -3x-15y=8

x+5y=5

-3x-15y=8 -> y = -1/15(3x-8)

5y=5-x -> y= 1/5 (5-x)

-1/15(3x-8) = 1/5 (5-x)

-x-8/3 = 5-x

0 = 23/3

(when something is not equal to something its no solution)

5) -3x+6y=-3

3x-y=8

-3x+6y= -3 -> y = 1/6(3x-3)

3x-y=8 -> y = 3x-8

1/6(3x-3) = 3x-8

3x-3 = 18x-48

x-1 = 6x - 16

5x = -15

x = -3

3x-y=8

3(-3)-y=8

-9-8 = y

y = -17

6) -6x+6y=24

-3x-8y=1

-6x+6y=24 -> y = 1/6(6x+24) -> y = x+4

-3x-8y=1 -> -3x-1 = 8y -> y = 1/8 (-3x-1)

1/8 (-3x-1) = x+4

-3x-1 = 8x+32

11x = 33

x= 3

-6x+6y=24

-6(3)+6y=24

-18 + 6y = 24

6y = 24 + 18

6y = 42

y = 7

i) Baraka bought ksh.20,000 worth of shares of a company each month. During the first three months, he bought the shares at a price of ksh.120, ksh.160 and ksh.210.Compute the average price paid by him for the shares after 3 months​

Answers

The average price paid by him for the shares after 3 months is ksh. 163.33

Average

Total value of shares bought = ksh.20,000

Amount of shares bought in the first three months = ksh.120, ksh.160 and ksh.210

Average price paid for the shares after 3 months

= (120 + 160 + 210) / 3

= 490 / 3

= 163.333333333333

Approximately,

ksh. 163.33

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Adult tickets to the fall play cost $8
and student tickets cost $4. The drama class
sold 20 more adult tickets than student tickets
to the fall play. If the class collected $880 from ticket sales, how many adult tickets were sold?
The drama class sold
adult tickets.
The solution is

Answers

Solving a system of equations we will see that they sold 80 adult tickets.

how many adult tickets were sold?

To solve this, we need to solve a system of equations. To define said systems of equations, we first need to define the variables, we will use:

x = adult tickets sold.y = student tickets sold.

They sold 20 more adult tickets than student tickets, then:

x = y + 20

And they collected a total of $880, then:

x*$8 + y*$4 = $880

The the system of equations is:

x = y + 20

x*$8 + y*$4 = $880

Isolating y on the first equation we get:

y = x - 20

Replacing that on the other equation we get:

x*$8 + (x - 20)*$4 = $880

Now let's solve that for x.

x*$12 - $80 = $880

x*$12 = $880 + $80 = $960

x = $960/$12 = 80

They sold 80 adult tickets.

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231 ( 40 + 15 ) = 231 x 40 + ------------ x -----------

which property is this

Answers

Answer:

12705

Step-by-step explanation:

The problem could be solved in two different methods:

1:

231×(55)=12705

2.

231×40+231×15=9240+3465=12705

Rollin Corporation has 410,000 shares of 5$ per value common stock issued and outstanding. Record the following entries into the general journal

Answers

Answer:3522

Step-by-step explanation:222

2

It took 8 hours for 5 men to build a storeroom. How many hours will it take 12 men to build a similar storeroom if they work at the same rate?​

Answers

Answer:

7.5. hours

Step-by-step explanation:

Trust me

12 men will take 3.34 hours to build a similar storeroom if they work at the same rate.

What is an expression?

Numbers (constants), variables, operations, functions, brackets, punctuation, and grouping can all be represented by mathematical symbols, which can also be used to indicate the logical syntax's order of operations and other features.

It is given that it took 8 hours for 5 men to build a storeroom. The time required by 12 men to do the same work will be calculated as below:-

Time taken by one man  = 8 x 5 = 40 hours

Time is taken by 12 men will be = 40 / 12 = 3.34 hours

Therefore, 12 men will take 3.34 hours to build a similar storeroom if they work at the same rate.

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The city has an average of 13 days of rainfall for April.

What is the probability of having exactly 10 days of precipitation in the month of April?
What is the probability of having less than three days of precipitation in the month of April?
What is the probability of having more than 15 days of precipitation in the month of April?

Answers

Using the Poisson distribution, we have that:

There is a 0.0859 = 8.59% probability of having exactly 10 days of precipitation in the month of April.There is a 0.00022 = 0.022% probability of having less than three days of precipitation in the month of April.There is a 0.2364 = 23.64% probability of having more than 15 days of precipitation in the month of April.

What is the Poisson distribution?

In a Poisson distribution, the probability that X represents the number of successes of a random variable is given by:

[tex]P(X = x) = \frac{e^{-\mu}\mu^{x}}{(x)!}[/tex]

The parameters are:

x is the number of successese = 2.71828 is the Euler number[tex]\mu[/tex] is the mean in the given interval.

For this problem, the mean is given as follows:

[tex]\mu = 13[/tex]

The probability of having exactly 10 days of precipitation in the month of April is P(X = 10), hence:

[tex]P(X = x) = \frac{e^{-\mu}\mu^{x}}{(x)!}[/tex]

[tex]P(X = 10) = \frac{e^{-13}13^{10}}{(10)!} = 0.0859[/tex]

There is a 0.0859 = 8.59% probability of having exactly 10 days of precipitation in the month of April.

The probability of having less than three days of precipitation in the month of April is:

P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2)

In which:

[tex]P(X = x) = \frac{e^{-\mu}\mu^{x}}{(x)!}[/tex]

[tex]P(X = 0) = \frac{e^{-13}13^{0}}{(0)!} \ approx 0[/tex]

[tex]P(X = 1) = \frac{e^{-13}13^{1}}{(1)!} = 0.00003[/tex]

[tex]P(X = 2) = \frac{e^{-13}13^{2}}{(2)!} = 0.00019[/tex]

Then:

P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2) = 0 + 0.00003 + 0.00019 = 0.00022

There is a 0.00022 = 0.022% probability of having less than three days of precipitation in the month of April.

For more than 15 days, the probability is:

P(X > 15) = P(X = 16) + P(X = 17) + ... + P(X = 20)

Applying the formula for each of these values and adding them, we have that P(X > 15) = 0.2364, hence:

There is a 0.2364 = 23.64% probability of having more than 15 days of precipitation in the month of April.

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Choose the algebraic description that maps the image ΔABC onto ΔA′B′C′.

Answers

The algebraic description that maps the image ΔABC onto ΔA′B′C′ is (x, y) ⇒ (x + 7, y - 4)

What is transformation?

Transformation is the movement of a point from its initial location to a new location. Types of transformations are reflection, rotation, translation and dilation.

Translation is the movement of a point either up, left, right or down in the coordinate plane.

The algebraic description that maps the image ΔABC onto ΔA′B′C′ is (x, y) ⇒ (x + 7, y - 4)

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Select the correct answer from each drop-down menu. The options are: The ratio of the heights is 1 : 2.5 1 : 5 1 : 10 1 : 25 The ratio of the surface areas is 1 : 5 1 : 10 1 : 25 1 : 125 The ratio of the volumes is 1 : 5 1 : 10 1 : 25 1 : 125.

Answers

Using proportions, it is found that:

The ratio of heights is of 1:5.The ratio of surface areas is of 1:25.The ratio of volumes is of 1:125.

What is a proportion?

A proportion is a fraction of a total amount, and the measures are related using a rule of three.

The heights are measured in units, hence the ratio is:

[tex]r = \frac{5}{25} = \frac{1}{5}[/tex]

The surface areas are measured in units squared, hence the ratio is:

(1:5)² = 1:25.

The volumes are measured in cubic units, hence the ratio is:

(1:5)³ = 1:125.

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z^4-4z^3+4z^2+48=0 how to find value of z?​

Answers

There are no real solutions to solve Z. If there may be a typo or something, there are no solutions.

The accompanying table shows the number of bacteria present in a certain culture over a 6 hour period, where x is the time, in hours, and y is the number of bacteria. Write an exponential regression equation for this set of data, rounding all coefficients to the nearest thousandth. Using this equation, determine the number of bacteria present after 15 hours, to the nearest whole number.

Answers

The number of bacteria present after 15 hours is 18928

How to determine the exponential equation?

An exponential equation is represented as;

y = ab^x

Where

a = y, when x = 0

From the table, we have:

y = 1796 when x = 0

So, we have:

y = 1796b^x

Also, we have the point (1, 2097)

This gives

2097 = 1796b^1

Divide by 1796

b = 1.17

Substitute b = 1.17 in y = 1796b^x

y = 1796(1.17)^x

This means that the exponential equation is y = 1796(1.17)^x

After 15 hours, we have:

y = 1796(1.17)^15

Evaluate

y = 18928

Hence, the number of bacteria present after 15 hours is 18928

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Can someone solve this question and explain it to me how to solve it?

Answers

Step-by-step explanation:

So generally whenever you have a problem like this, you want to factor out the denominator and numerator, that way when dividing, you can easily see what the domain is by looking at factors.

So let's start by factoring the numerator and denominator of f(x)

[tex]f(x) = \frac{3x-6}{2x+10}\implies \frac{3(x-2)}{2(x+5)}[/tex]

Now let's do this with the g(x)

[tex]g(x) = \frac{-2x+8}{x+2}\implies\frac{-2(x-4)}{x+2}[/tex]

Now when you divide f(x) by g(x), you keep f(x), change division to multiplication, and flip the g(x) so it's the reciprocal. This gives you the expression

[tex]\frac{f(x)}{g(x)}=\frac{3(x-2)}{2(x+5)}*\frac{x+2}{-2(x-4)}[/tex]

Now just multiply the numerator and denominator

[tex]\frac{f(x)}{g(x)}=\frac{3(x-2)(x+2)}{2(x+5)*-2(x-4)}[/tex]

So the main point of factoring was to easily see when the denominator is  zero, (since if one of the factors is zero, the entire thing will be zero, since zero * anything = zero), but it was also to find any removable discontinuities. Which are just when you have factor in the denominator and numerator, so you can simplify the fraction further by canceling it out. To give an example: [tex]f(x)=\frac{(x-2)(x+4)}{(x-2)(x+3)}\implies\frac{x+4}{x+3}[/tex]. But the domain of f(x) is still restricted so that: [tex]x\ne 2, -3[/tex]. But there will not be a vertical asymptote at x=2 like with traditional domain restrictions in a rational function. This is because you can technically define f(2), but only if you use the most simplified form. This will result in a hole being at that point to signify that it's a removable discontinuity.

Anyways a bit off topic, but something that may be necessary in other examples. Anyways, now to find the domain, we just need to find when f(x)/g(x) is not defined. Or more specifically we find when the denominator is going to be zero. So we just need to set both factors equal to zero.

[tex]0 = 2(x+5)\\\text{divide both sides by 2 (a bit redundant)}\\0 = x+5\\\text{subtract 5 from both sides}\\-5 = x[/tex]

[tex]0 = -2(x-4)\\\text{divide both sides by -2 (a bit redundant)}\\0 = x-4\\\text{add 4 to both sides}\\x=4[/tex]

So the domain restrictions would be: [tex]x\ne-5, 4[/tex]

This can be expressed in interval notation: [tex](-\infty, -5) \cup (-5, 4) \cup (4, \infty)[/tex].

You can also express this in terms of set builder notation: [tex]D: \{x|x\ne-5, x\ne4\}[/tex]

Claim: A majority of adults would erase all of their personal information online if they could. A software firm survey of 576 randomly selected adults showed that 59​% of them would erase all of their personal information online if they could. Complete parts​ (a) and​ (b) below.
a. Express the original claim in symbolic form. Let the parameter represent the adults that would erase their personal information.
b. identify the null and alternate hypothesis

Answers

A) The original claim in symbolic form is; p > 0.50

B) The Null Hypothesis is;

H₀: p = 0.50

Alternative Hypothesis is;

H_a: p > 0.50

How to identify the hypothesis claim?

We are given;

Sample size; n = 576

Sample Proportion; p^ = 59% = 0.59

A) The percentage of 59% represents the proportion of a sample and thus we are making a claim about the population proportion p in the hypotheses.

We claim "most of the adults", which indicates more than 50% or 0.50. Thus, the claim in symbolic form is; p > 0.50

B) The Null Hypothesis is;

H₀: p = 0.50

Alternative Hypothesis is;

H_a: p > 0.50

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Write an equation in standard form of the line passing through the points (3, 5) and (8, 15)

Answers

hi,

a point is given  ( x; y)

standar line equation is  :  y = ax+b

So  with  (3;5)  and  (8;15)  we have  :  

   3a+b = 5

   8a+b = 15

so :  

8a+b - ( 3a +b) =  15 -5

8a +b -3a -b = 10

8a-3a = 10

5a = 10

   a = 10/5

    a = 2

if a = 2  so  3*2 +b = 5

                     6+b = 5

                       b = 5-6

                       b = -1

so let check :  

8*2 + (-1) = 16 -1 = 15

and  3*2 -1 = 6-1 = 5

coordonnate works for both point, so line  is   y = 2x -1

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