Answer:
No. It is discrimination to set different deposits on the basis of race
Explanation:
Discrimination is the act of making distinction between people on the basis of race, group, or class to which they are perceived to belong.
It is unfair and prejudicial treatment of people who share a certain trait.
Examples of such traits are race, age, sexual orientation, and gender.
In the given instance Broker requires a security deposit of "$350 for whites and $500 for blacks".
This is discrimination on racial grounds
The price of increases. Which of the following is not part of the likely chain of events that follows from this price change? A. Some consumers of reduce their consumption of . B. The demand for increases. C. Producers of increase their production of . D. The manufacturers of lay off some workers.
Answer:
The manufacturers lay off some workers
Explanation:
Some of the factors that are likely to trigger a price increase are reduction in consumption, increase in demand , increase in production by the producers.
However , it is not likely that the lay off of some workers by the manufacturers causes price increase as lay of workers is a cost management move where workers that are less relevant to operation are relieved of their duties so that cost can be adjusted to accommodate a price reduction.
Therefore , workers lay off is more likely to bring a price reduction rather than price increment.
Information systems help employees within the organization. Certain workers help certain managers and different systems help these managers make their specific decisions. Which system supports complex, non-routine decisions that typically middle managers and knowledge workers make
Answer:
The correct answer is: Business Intelligence System.
Explanation:
To begin with, the name of "Business Intelligence" refers to the system that provides a series of processes regarding architectures and technologies that will help the managers of an organization by converting raw data into information that will make the decision making process more easy to do in order to have more profitable actions taken by the ones that make the decisions. So therefore that this type of software supports non-routine decisions that are complex inside the company.
Which of the following is the formula for break-even point in sales dollars? A : Fixed costs divided by contribution margin ratio. B : Fixed costs divided by unit contribution margin. C : Contribution margin ratio divided by fixed costs. D : Unit contribution margin divided by fixed costs.
Answer:
B. Fixed costs divided by unit contribution margin
Explanation:
In sales dollars, Break-Even point = Fixed Costs ÷ Contribution Margin.
Break-Even point in (units) = Fixed Costs / (Sales price per unit - Variable costs per unit).
The Break even point is a measure of which a company can determine if when the product its manufactured or produced will start to be profitable.
A project has an initial cost of $80,000 and a 3-year life. The company uses straight-line depreciation to a book value of zero over the life of the project. The projected net income from the project is $1,200, $2,300, and $2,800 a year for the next 3 years, respectively. What is the average accounting return? 5.25 percent 5.35 percent 5.45 percent 5.56 percent
Answer:
5.25%
Explanation:
The computation of the average accounting return is shown below:
Average accounting return is
= Average net income ÷ average initial cost
where,
Average net income is
= ($1,200 + $2,300 + $2,800) ÷ 3 years
= $2,100
And, the average initial cost is
= $80,000 ÷ 2
= $40,000
So , the average accounting return is
= $2,100 ÷ $40,000
= 5.25%
Hence, the average accounting return is 5.25%
a business intially sells their product to customers for $50. They find that many people are buying their product so they raise the price to $100. which of the following is a likely response that they will recieve from customers
Answer:
A) Customers might begin to distrust the company
B)Customers will start to complain about the placement of the products
C) Customers will likely buy more of their product
D)Customers will start to complain about promotion
Explanation:
The answer would be A)
In January there was a large drop in the number of new houses sold, because interest rates for mortgages were falling and many consumers were waiting to see how low the rates would go. This large sales drop was accompanied by a sharp rise in the average price of new houses sold. Which of the following, if true, best explains the sharp rise in the average price of new houses? (A) Sales of higher-priced houses were unaffected by the sales drop because their purchasers have fewer constraints limiting the total amount they pay. (B) Labor agreements of builders with construction unions are not due to expire until the next January. (C) The prices of new houses have been rising slowly over the past three years because there is an increasing shortage of housing. (D) There was a greater amount of moderate-priced housing available for resale by owners during January than in the preceding three months. (E) Interest rates for home mortgages are expected to rise sharply later in the year if predictions of increased business activity in general prove to be accurate
Answer:
(A) Sales of higher-priced houses were unaffected by the sales drop because their purchasers have fewer constraints limiting the total amount they pay.
Explanation:
The question asks us to state which statement would explain the sharp rise in the average price of new homes sold, and the only option that does that is option A. The average price of new homes sold includes both cheap, middle class and expensive homes, and assuming that the sale of both cheap and middle class homes decreased, the average price of new homes sold would increase because the weight of expensive homes is larger.
E.g. 100 houses are sold:
40 cost around $150,000
50 cost around $300,000
10 cost around $1,000,000
average price = $310,000
sales of cheap and middle class homes decreased, so only 70 were sold:
25 cost around $150,000
35 cost around $300,000
10 cost around $1,000,000
average price = $346,429 (represents an 11.75% increase)
Determine the gross income of the beneficiaries in the following cases:a.Justin’s employer was downsizing and offered employees an amount equal to one year’s salary if the employee would voluntarily retire.
Answer:
Justin's salary is not given here, but it doesn't matter. Any payments that Justin will receive as part of the compensation for voluntarily retiring will be included in his AGI. It doesn't matter if Justin is being paid for not working, he is still being paid by someone else and that counts as ordinary income.
You receive a questionnaire regarding a sales misrepresentation inquiry. The questionnaire regarding the complaint must be completed and returned promptly. When must you return your response?
Answer:
A response must be sent within 5 business days
Explanation:
When a customer complaint is made it is required that the agent must send a response within 5 business days.
In the event that a response is not sent within the 5 days, a non response letter is sent to the agent that requires him to respond within 2 days.
Termination of the agent is initiated when the agent again fails to respond within the extra 2 days.
Complaints are made against agents and the questionnaire is sent to the agents to gain their own view of what occurred.
A taxpayer, age 60, purchases an annuity from an insurance company for $90,000. She is to receive $500 per month for life. Assume that her life expectancy is 24.2 years from the annuity starting date. As a result, her expected return is _______________ and the exclusion amount is ____________________.
Answer and Explanation:
The computation of the expected return and the exclusion amount is shown below:
Expected return is
= Received amount on a monthly basis × total number of months in a year × life expectancy
= $500 × 12 × 24.2
= $145,200
Now the exclusion amount is
= Purchase value of an annuity × Purchase value of an annuity ÷ expected return
= $90,000 × $90,000 ÷ $145,200
= $55,785
Evelyn has three children and is a stay-at-home mom. she is majoring in early childhood education at ashford. once my family and i were hosting an impromptu dinner to celebrate my sister's promotion at work. i enjoy cooking so i was more than willing to prepare dinner for my family and hers, a total of ten people. because i enjoy cooking, my kitchen is usually well-stocked. before preparing one of the dishes, i realized that i was missing a couple of the key ingredients. i wasn't sure what to do and decided to do some research for inspiration. i began carefully looking through other recipes on a couple of cooking websites that i use. i realized that i could make a couple of changes and adjustments to those recipes using what i had and prepare those. now, i feel as though i have invented new recipes! which learning patterns was evelyn using in field-fitting her plans?
Answer:
Everlyn is using Precision and Confluence learning pattern
Explanation:
Based on the information given about Evenly we can vividly say that she is using PRECISON and CONFLUENCE learning pattern.
PRECISION learning pattern can be defined as the type of learning pattern in which a person or an individual with precison personality wish or desire to have better explanation of a thing by gathering alot of information and they tend to as well ask alot of question which is why this type of people tend to feel great when the outcome of their finding is positive while CONFLUENCE learning pattern on the second hand can be defined as the way or process which help to describe the way in which a person or an individual which such personality make use of their imagination by trying to look at a things in a more unique way which in turn enable them to have a big picture of it such as in the case of Everly.
Therefore Everly was using PRECISION and CONFLUENCE learning pattern in field-fitting her plans.
2 industry leaders are... (please answer, many points and will reward brainliest!)
Answer:
Explanation:
a company that is considered the most effective in its industry, for example, because it sells more products, makes more profit, or has a better known brand than its competitors: The industry leader with a 30% market share, it is expected to grow 35% a year.
Answer:
Mohandas Karamchand Gandhi. ...
Nelson Mandela. ...
Martin Luther King Jr. ...
Abraham Lincoln. ...
George Washington. ...
Napoleon Bonaparte. ...
Franklin D. ...
Winston Churchill
A cylindrical part of diameter d is loaded by an axial force p. this causes a stress of pya, where a 5 pd2y4. if the load is known with an uncertainty of 610 percent, the diameter is known within 65 percent (tolerances), and the stress that causes failure (strength) is known within 615 percent, determine the minimum design factor that will guarantee that the part will not fail.
Here is the correct question.
A cylindrical part of diameter d is loaded by an axial force p. this causes a stress of P/A, where A= πd²/4. if the load is known with an uncertainty of ±10 percent, the diameter is known within ±5 percent (tolerances), and the stress that causes failure (strength) is known within ±15 percent, determine the minimum design factor that will guarantee that the part will not fail.
Answer:
the minimum design factor that will guarantee that the part will not fail. = 1.434
Explanation:
Looking at the uncertainty; loss of strength must be raised to [tex]\dfrac{1}{0.85}[/tex] due to the stress that causes the failure (strength) is known within ±15% uncertainty.
Looking at the uncertainty; the maximum allowable load must be reduced to [tex]\dfrac{1}{1.1}[/tex] because the load is known with an uncertainty of ±10.
Looking at the uncertainty; the diameter must be raised to [tex]\dfrac{1}{0.95}[/tex] because the diameter is known within an uncertainty of ±5.
The decrease in the maximum allowable stress can be estimated as:
[tex]\sigma' = \dfrac{P'}{A'}[/tex]
where,
[tex]\sigma =[/tex] stress
P = load
A = cross-sectional area of the cylinder
∴
[tex]\sigma' = \dfrac{P'}{\dfrac{\pi}{4}(d')^2}[/tex]
replacing P' with [tex]\dfrac{1}{1.1}P[/tex] and d' with [tex]\dfrac{1}{0.95}d[/tex], we have:
[tex]\sigma' = \dfrac{(\dfrac{1}{1.1})\times p }{\dfrac{\pi}{4}(\dfrac{1}{0.95 } d)^2 }[/tex]
[tex]\sigma' =\dfrac{P}{\dfrac{\pi}{4}d^2} (\dfrac{\dfrac{1}{1.1} }{(\dfrac{1}{0.95})^2 }) }[/tex]
[tex]\sigma' =\sigma \times (\dfrac{\dfrac{1}{1.1} }{(\dfrac{1}{0.95})^2 }) }[/tex]
[tex]\sigma' =\sigma \times 0.82045[/tex]
[tex]\dfrac{\sigma' }{\sigma } =0.82045[/tex]
Thus, the uncertainty in diameter and the load of the allowable stress needs to decrease to 0.82045
Now, the minimum design factor that will ascertain that the part will not fail can be computed as:
[tex]n_d = \dfrac{loss \ of \ function \ parameter }{maximum \ allowable \ parameter}[/tex]
where;
the design factor = [tex]n_d[/tex]
[tex]n_d =\dfrac{\dfrac{1}{0.85} }{0.82045}[/tex]
the design factor [tex]n_d[/tex] = 1.434.
Thus, the minimum design factor that will guarantee that the part will not fail. = 1.434
Technician A says that employers must inform their employees about any hazardous chemicals used in the work place by using Safety Data Sheets. Technician B says that the work place Hazardous Materials Information Systems is the Canadian version of the Safety Data Sheets. Which technician is correct?
Answer:
Techican B
Explanation:
How do you account for the failure to follow up de soto, coronado, and cabrillo expeditions?
Answer:
Please find the answer in the explanation below.
Explanation:
Coronado led an expedition along the Mexican border into Arizona. On getting there, Zuni pueblos did not want to be controlled by anyone ans that led Coronado's men to raid the village for food. Pueblos don't fight or tell Spanish that the wealth is farther along the way.
De Soto on the other hand tried to settle in Florida and the surrounding areas but the expedition progresses to Carolinas and Georgia where a creek Indian village sends a woman to give De Soto clothes, pearls and love. The woman later escapes from De Soto.
Also, Cabrillo goes on to investigates Pacific Coast and eventually reaches San Diego Bay. They originally wanted to find Gold and China (They found neither)--Faith in lands beyond Mexico is gone
Cheers
What is wrong with the following specific purpose: "To inform incoming students about the scholarship opportunities at the college and the financial-aid process"
Answer:
there is more than one key idea
Explanation:
The main error with this is that there is more than one key idea. When dealing with a specific purpose, it must be just that "specific". In other words, the message must focus completely on a single key aspect that it is trying to convey. Adding more than one key idea divides the message and the reader's attention which ultimately fails the main purpose of the message.
In order to achieve enormous savings of time and effort, the Gilbreths' goal was to maximize ______ in how individual tasks were being performed across tasks.
Answer:
efficiency
Explanation:
Lillian Gilbreth along with her husband Frank highlighted the importance of regulations and consistent effort in the workplace. They focused primarily on "efficiency". As the leader of an organization, the primary aim needs to be focused on enhancing and increasing the efficiency of every employee. Increasing efficiency helps in an increase in profit and motivates the employees to do the work.
A formalized report that summarizes your current financial situation, analyzes your financial needs, and recommends future financial activities is a
Answer:
financial plan.
Explanation:
In the market for wireless earbuds (a normal good), indicate whether the following events would cause an "increase or a decrease in demand" or an "increase or a decrease in the quantity demanded." a. There is an increase in the price of carry cases for wireless earbuds. A. increase in demand. B. decrease in demand. C. increase in quantity demanded. D. decrease in quantity demanded.
Answer:
The correct option is;
D. Decrease in the quantity demanded
b.)
Explanation:
a. There is an increase in the price of carry on cases for wireless earbuds;
Where the increase in the price of carry on cases for wireless earbuds results in an increase in price, there will be a decrease in the quantity demanded
A decrease in the quantity demanded is when there is negative movement along the demand curve due to an increase in price only and the quantity demanded also increases when there is a decrease in price. Which shows that the item is still in demand and the demand can be controlled by the pricing.
A five-year security was purchased two years ago by an investor who plans to resell it. The security will be sold by the investor in the so-called Group of answer choices surplus market. secondary market. primary market. deficit market.
Answer:
Secondary market.
Explanation:
In this scenario, a five-year security was purchased two years ago by an investor who plans to resell it.
Hence, the security will be sold by the investor in the so-called secondary market.
When one investor sells his or her stock directly to another, the transaction is said to occur in the secondary market.
Secondary market can be defined as a market where various investors sell and buy securities from other investors.
Some examples of secondary market around the world are New York Stock Exchange (NYSE), NASDAQ, London Stock Exchange (LSE) and National Stock Exchange (NSE).
On the other hand, the primary market refers to the market where these securities that are being sold are issued or created.
B has a $100,000 Accidental Death and Dismemberment policy that pays triple indemnity for common carrier death. If B is killed from an accident on a commercial flight, what will the policy pay B's beneficiary
Answer:
$300,000
Explanation:
B's life insurance policy had a rider clause that established a triple indemnity in case he/she died in an accident using public transportation as long as B wasn't responsible for his/her death or caused the accident that resulted in his/her death. Triple indemnity means that if your policy covered $1, in case of death it will pay you $3.
"An individual's personal characteristics, like good looks or friendly personality, represent one of the dimensions of the status characteristics theory." do you agree or not? And why?
Answer:
Agreed
Explanation:
This theory asserts specifically that in a team, a single individual's status characteristics like their having good looks or friendly personality would create expectations of them having good job performance. Those in this category would be given important roles.
Natalie is a senior executive of a department store chain. Every week, she visits one of the stores and pretends to be a customer. She records her observations on the service provided by the store's sales associates and the manner in which her queries were handled. Sales associates who meet the service standards are awarded a small bonus. Therefore, Natalie is a(n) _____.
Answer: mystery shopper
Explanation:
From the question, we are informed that Natalie is a senior executive of a department store chain and that every week, she visits one of the stores and pretends to be a customer as she records her observations on the service provided by the store's sales associates and the manner in which her queries were handled.
We are further told that sales associates who meet the service standards are awarded a small bonus. This shows that Natalie is a mystery shopper. Mystery shoppers simply evaluate product quality, store presentation, cleanliness etc during their shopping experience.
What is the difference between a job, a career, and a profession?
Brian manages his company's Google Search Ads campaign. He regularly reviews the optimization score to make his Google Search campaign as effective as possible. What is Brian's optimization score based upon?
Answer: Key aspects of his accounts, including statistics, settings, and industry trends.
Explanation:
The options to the question are:
a. Testing and reporting on the speed of Brian’s websites
b. Key aspects of his accounts, including statistics, settings, and industry trends.
c. Judging ad popularity on social media
d. Comparing Brian’s sales with ad serving data.
Optimization score simply runs from 0% to 100% and it is simply an estimate that'll tell am individual or firm how well their Google Ads account will perform. Having 100% means that the account will be able to perform at full potential.
Based on the information given in the question, Brian's optimization score is based upon Key aspects of his accounts, including statistics, settings, and industry trends.
The Wall Street Journal magazine offers a significant discount to students who purchase a one-year subscription. If the reason for the discount is price discrimination, we can conclude that:
The Wall Street Journal magazine offers a significant discount to students who purchase a one-year subscription. If the reason for the discount is price discrimination, we can conclude that:
Options:
a. students have a more elastic demand for newspapers than does the general public.
b. students have a less elastic demand for newspapers than does the general public.
c. there is no difference between a student's elasticity of demand for newspapers and any other person's elasticity of demand.
d. students have a perfectly inelastic demand for newspapers.
Answer:
a. students have a more elastic demand for newspapers than does the general public.
Explanation:
We can make this conclusion ased on the information we have about elastic demand.
A more elastic demand means that a consumer (in this case the students), are more sensitive to price and so desire things (the magazine) more as they become less expensive. In other words, their demand can quickly change negatively if there's a degree change in price.
Mary's a marketing manager for a nationwide restaurant chain. She's considering which channel she should use to advertise her restaurant's new menu upgrades. She decides to use traditional channels. Which traditional channel should May use to reach a broad audience?
Answer:
Television
Explanation:
By doing the promotion in a television could be beneficial for the company as most of the audience are habitual to see the television and ofcourse many of them could aware of the company product by seeing the attractive schemes that ultimately benefit to the company and the customers
So in order to upgrade the menu, Mary used traditional channels and to reach to a broad audience, the television is one of the most traditional channel used
What is the gain or loss from purchasing a put option on $100,000 face value Treasury bonds with a strike price of $90,000 (90 points) and a premium of 1.5 points ($1,500) with an expiration date at the end of July if the end-of-July selling price for the bonds is $80,000.
Answer:
Profit of $8,500
Explanation:
Strike Price = $90,000
Premium = $1,500
Break even point = Strike price - Premium
Break even point = $90,000 - $150
Break even point = $88500
Profit = Break even point - Share price
Profit = $88,500 - $80,000
Profit = $8,500
A fundamental analysis is reviewing a corporation's income statement. For the period, the company reported net sales of $10 million, cost of goods sold of $6 million, depreciation expense of $1 million, interest on long-term debt of $1 million, and income taxes of $500,000. With this information, the analyst knows that the company's cash flow from operations was
Answer:
the company's cash flow from operations was $2,500,000.
Explanation:
Calculation of cash flow from operations :
Net Sales $10,000,000
Less Cost of Goods Sold ($6,000,000)
Gross Profit $4,000,000
Less Expenses :
Depreciation expense ($1,000,000)
Interest on long-term debt ($1,000,000)
Income tax expenses ($500,000)
Operating Profit / (Loss) $1,500,000
Add Back Depreciation $1,000,000
Operating Cash flow $2,500,000
For each of the following scenarios, identify the number of firms present, the type of product, and the appropriate market model.
1. There are hundreds of colleges and universities that serve millions of college students each year. The colleges vary by location, size, and educational quality, which allows students with diverse preferences to find schools that match their needs.
Number of firms:
a. One
b. Few
c. Many
Type of product:
a. Unique
b. Anything
c. Identical
d. Differential
Market Model:
a. Oligopoly
b. Perfect competition
c. Monopolistic Competition
d. Monopoly
2. In a large city, two taxi companies own all the licenses that the city will grant to operate taxis. Consumers don't care which cab company they take- if they decide it's worth taking a cab, they flag down the nearest one.
Number of firms:
a. One
b. Few
c. Many
Type of product:
a. Unique
b. Anything
c. Identical
d. Differential
Market Model:
a. Oligopoly
b. Perfect competition
c. Monopolistic Competition
d. Monopoly
3. The government has granted a patent to a drug company for an experimental AIDS drug. That company is the only firm permitted to sell the drug.
Number of firms:
a. One
b. Few
c. Many
Type of product:
a. Unique
b. Anything
c. Identical
d. Differential
Market Model:
a. Oligopoly
b. Perfect competition
c. Monopolistic Competition
d. Monopoly
Answer:
1.
c. Many
d. Differential
c. Monopolistic Competition
2
b. Few
c. Identical
a. Oligopoly
3
a. One
a. Unique
d. Monopoly
Explanation:
A monopolistic competition is when there are many firms selling differentiated products in an industry. A monopoly has characteristics of both a monopoly and a perfect competition. the demand curve is downward sloping. it sets the price for its goods and services.
An example of monopolistic competition are restaurants
A monopoly is when there is only one firm operating in an industry. there are usually high barriers to entry of firms.
An example of a monopoly is a utility company
It is only the drug company that is permitted to sell the drug. So, it is the only firm in the industry. Also, it is the only firm that offers experimental AIDS drug, so its product is unique.
An Oligopoly is when there are few large firms operating in an industry. In the cab industry, it is a duopoly that exists. This is a type of oligopoly where there are only two firms in the industry. Consumers do not care about the cabs they enter or the different services offered by the companies, so, the product is identical
1. Number of firms: Option c. Many
Type of product: Option d. Differential
Market Model: Option c. Monopolistic Competition.
In this type of opposition, there are many firms selling the commodities. The demand trajectory for this will be downwards.Examples are utility, grocery store, restaurants etc.2. Number of firms: Option b. Few
Type of product: Option c. Identical
Market Model: Option a. Oligopoly
When several huge organisations operate in an area then it is called oligopoly. For example taxi industry, the customer does not mind about alike products but rather about their services.
3. Number of firms: Option a. One
Type of product: Option a. Unique
Market Model: Option d. Monopoly
When the business is ruled and administered by a single organisation is called a monopoly.The outputs can be unique in the case when it is the only firm in the domain like drug manufacturing companies for AIDS.To learn more about the market model and types follow the link:
https://brainly.com/question/22264445
FarCry Industries, a maker of telecommunications equipment, has 26 million shares of common stock outstanding, 1 million shares of preferred stock outstanding, and 10 thousand bonds. If the common shares sell for $15 per share, the preferred shares sell for $114.50 per share, and the bonds sell for 101 percent of par ($1,000), what weight should you use for preferred stock in the computation of FarCry's WACC
Answer:
wP = 114.5 / 514.6 = 0.2225 or 22.25%
Explanation:
The WACC or weighted average cost of capital is the cost of a firm's capital structure. The capital structure of a firm can be made up of one or more of the following components namely debt, preferred stock and common equity. The WACC is normally calculated using the market value of these components. The formula for WACC is,
WACC = wD * rD * (1-tax rate) + wP * rP + wE * rE
Where,
wD, wP and wE represents the weight of debt, preferred stock and common equity in the capital structure based on the market valuerD, rP and rE are the cost of debt, preferred stock and common equity respectively.To calculate the weight that should be assigned to the preferred stock in the calculation of WACC, we need to determine the market value of preferred stock and the market value of the capital structure.
Market Value - Debt = 10000 * 1000 * 1.01 = $10.1 million
Market Value - Preferred stock = 1 * 114.50 = $114.5 million
Market Value - Common equity = 26 * 15 = $390 million
Total MV of capital structure = 10.1 + 114.5 + 390 = $514.6
wP = 114.5 / 514.6 = 0.2225 or 22.25%