Answer:
Decrease;decrease.
Explanation:
In Business, an option is a legal contract which gives a buyer the right but not an obligation, to sell (such as put) or buy (such as a call) the underlying asset at a specific or given price on or before a certain date.
Generally, buyers of put options anticipate the value of the underlying asset will decrease, and sellers of call options anticipate the value of the underlying asset will decrease.
Roberta is a real estate licensee representing the buyer. The buyer asks to see homes in a specific neighborhood. Roberta refuses to show any homes in that neighborhood to the buyer and tells the buyer, Nobody from your country lives in that neighborhood. Has Roberta violated any fair housing laws?
Answer:
Yes.
Explanation:
The fair housing law act is a law prohibits discrimination in the process of renting , buying or selling a house. This discrimination may be based on race , skin , color , sex , nationality ,or any other characteristic towards a protected group,
Declining the buyer the opportunity to inspects home in a particular neighborhood because nobody form his country lives in that area is an act that violates fair housing laws as the process seems to be biased towards a group of people from a particular country.
Sectoral shifts, frictional unemployment, and job searches Suppose the world price of steel falls substantially. The demand for labor among steel-producing firms in Pennsylvania will _____. The demand for labor among automobile-producing firms in Michigan, for which steel is an input, will _____. The temporary unemployment resulting from such sectoral shifts in the economy is best described as _____ unemployment.
Suppose the government wants to reduce this type of unemployment. Which of the following policies would help achieve this goal? Check all that apply.
a. Taxing the price of placing a resume or posting a job opening on a job-search website
b. Improving a widely used job-search website so that it matches workers to job vacancies more effectively
c. Increasing the benefits offered to unemployed workers through the government's unemployment insurance program
Answer:
fall
rise
frictional
b. Improving a widely used job-search website so that it matches workers to job vacancies more effectively
Explanation:
A fall in the price of steel would reduce the profitability of producing steel for steel producing companies. Hence, the supply of steel would fall. as a result, less labour would be needed, so the demand for labour would fall.
A fall in the price of steel would reduce the cost of producing cars and thus increase the production of cars. as a result, more labour would be employed to make cars.
Frictional unemployment is when labour is unemployed between the time he leaves his current employment and time he finds another. by improving on the job search website, workers would be matched faster with available jobs, this frictional unemployment would decrease.
Your clients, spouses Jared and Joaquim, are both 33 years old. They are concerned about saving money for a down payment on a home. Currently they have $120,000 set aside for that purpose. They plan to start a family in about a year and would like to buy the home in six months. The amount they have saved is more than 20% of the value of the homes in the area they want to move. They look to you for a place to save the money until they need it. Which of the following is the most suitable recommendation for the couple?
A) A 26-week T-bill
B) The Windmill Growth Fund
C) The Oldtime Life Insurance Company Variable Annuity
D) The Benji Money Market fund
Answer:
) The Oldtime Life Insurance Company Variable Annuity
Trent is an avid fly fisherman and for his hobby he large rubber rafts, hip waders, special fishing rods, reels, line, and an assortment of fishing tackle and lures. There are no sporting goods stores near him so he orders his fishing supplies from the L.L. Bean catalog. His supplies are generally delivered to his home within 72 hours. Trent is using a ________ to satisfy his fishing supply needs.
Answer:
Home delivery retailer
Explanation:
Retailing is the sale of services or goods directly to the end use customers through stores, malls, online and by home delivery, to make a certain amount of profit. Retailers are there to close the gap between the producers, wholesalers and the end users. Retailing involves the the fulfilling of small orders of very many end use customers
Being that Trent intends to buy the supplies for his personal use and hobbies and have them delivered to his home. Trent is using a home delivery retailer to satisfy his fishing supply needs.
Considering the scenerio, whereby Trent who is an avid fly fisherman got delivered his fishing supplies to him is example of home delivery retailer.
What is a retail?
In channel distribution, a retailer can be regarded as one that by goods from the wholesaler and resell to the final consumer.
In the above case, hip waders, special fishing rods, reels were supplied to Trent from a retailer who delivered it to him.
We can conclude that he ordered his service from a retailer.
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The process by which management plans, evaluates, and controls long-term investment decisions involving fixed assets is called __________ analysis.
Answer:
capital investment analysis
Explanation:
This process being described is known as capital investment analysis. Like mentioned in the question this term refers to a budgeting procedure that is used in order to ultimately assess the potential profitability of a specific long-term investment. This form of analysis is usually used by large corporations/organizations that have a long-term investment which contain fixed assets such as equipment, machinery, or real estate.
A project manager has just found out that a major subcontractor for her project is consistently late delivering work. The project team member responsible for this part of the project does not get along with the subcontractor. To resolve the problem, the project manager says, "You both will have to give up something to solve this problern," What conflict resolution method is she using
Answer:
compromise
Explanation:
Compromise as a conflict resolution strategy is one that involves finding acceptable reasons such that all the parties involved in the conflict have their concerns satisfied partly.
The project manager saying "You both will have to give up something to solve this problem" means that both parties involved in the conflict will have to come to an agreement that suits or benefits both parties.
Cheers.
At meetings of the quality team, Juan is nervous about suggesting ideas
because he is not sure he understands why there are quality problems. What
would help Juan use positive workplace behaviors in the meetings?
Answer:
The correct option is;
D. Prepare by studying problems ahead of the meeting and listening carefully
Explanation:
Positive workplace behaviors in the meetings include preparation for the meeting to make the meeting productive for you and the other participants by ensuring;
1) Understanding the purpose of the meeting
2) Find out about the meeting agenda
3) To prepare for meetings
4) Make adequate preparation for the meeting
5) Know other attendees
6) Acquire and send out relevant information
It is important to study the problems ahead of the meeting and listen carefully to avoid being the one to ask others what the meeting was for when you join the meeting
Ensure the purpose for being at the meeting is clear and the meeting agenda is well known as well as what knowledge is expected and what is to be discussed.
Answer:
Prepare by studying problems ahead of the meeting and listening carefully
Explanation:
If a manager is called upon to hire a new vendor and negotiate the best services for the best price, which type of role is required?
Answer:
decision making role
Explanation:
Management roles vary depending on which type of manager we are talking about: upper, middle or lower management. Management roles include:
Leadership and Interpersonal RolesInformational RolesDecision Making Roles: are themselves divided into 4 categories (entrepreneur, disturbance handler, resource allocator, negotiator). In this case, the manager is allocating resources since labor is a resource.2. Describe the following trends in business. Give an example of wha
productive business environment that supports each trend.
a. Social responsibility (1 point)
Answer:
Social responsability is the attribute of a business that tries to benefit the whole of society instead of only pursuing profits.
Social responsability has been an important trend in recent decades, and many businesses have made it a part of their corporate policy.
This is both because of altruistic and business reasons. When a business engages in social responsability, it not only helps society in some way, but it also helps itself, by earning respect, name-recognition, and prestige, which often results in more customers, and higher profits later on.
Frame Co. has an 8% note receivable dated June 30, 20X1, in the original amount of $150,000. Payments of $50,000 in principal plus accrued interest are due annually on July 1, 20X2, 20X3, and 20X4. In its June 30, 20X3, balance sheet, what amount should Frame report as a current asset for interest on the note receivable
Answer:
$8,000
Explanation:
Given the following:
Interest rate on notes receivable = 8%
Original principal balance = $150,000
Amount due by July 1 = $50,000
Therefore, in the June 30, 20X4 balance sheet, the original principal balance that has been outstanding will be :
$150,000 - $50000 = $100,000
Therefore, only $100,000 has been outstanding and is due for calculation in the interest on accounts receivable on June 30.
Interest rate * principal balance due at the date
8% * $100,000
0.08 * $100,000
= $8,000
The amount that should Frame report as a current asset for interest on the note receivable is $8,000.
What is note receivable?A note receivable is defined as a written promise to acquire a particular amount of cash from some other party on one date/s. This is addressed as an asset by the bearer of the note.
Computation of notes receivable:
According to the given information,
Notes receivable interest rate = 8%
Original principal Amount = $150,000
Due amount on July 1 = $50,000
Hence, in the balance sheet of the June 30, 20X4, the actual amount of principal balance that has been outstanding is:
[tex]=\text{Original Principal Amount -Due Amount}\\\\=\$150,000 -\$50000\\=\$100,000[/tex]
Therefore, the outstanding amount would be $1,00,000 and is due for calculation in the interest on accounts receivable on June 30.
Now the amount of note receivable is:
[tex]\text{Interest Rate} \times \text{Principal Balance Due at the Date}\\\\8\%\times \$1,00\\\\\$8,000[/tex]
Therefore, note receivable is $8,000.
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Williams & Co. is a medium-sized CPA firm enrolled in the Private Companies Practice Section (PCPS). The firm is to have a peer review under the AICPA Peer Review program. The review will most likely be performed by
Answer:
The correct answer will be "Another CPA firm".
Explanation:
CPA seems to be essentially a corporation that is accredited by such a professional accountant throughout the community wherein the individuals work and now own, at least to some extent. The CPA trademark would be an awareness of the strength, and indeed the company and therefore its representatives would use that logo only in conformity throughout our applicable regulations for trade secrets. These companies are made up of auditors who perform both domestic and international audit responsibilities.Your client Jacinta is being pressured by her mortgage broker to lie on her loan application. The mortgage broker promises it will make the underwriting process easier, and that it's a normal way to get a better interest rate. Which statement BEST describes the situation
Answer:
This is a red flag for predatory lending AND mortgage fraud.
Explanation:
Considering the situation above, the statement that BEST describes the situation above is that "This is a red flag for predatory lending AND mortgage fraud."
This is because the act of cheating or fraudulent pursuits of some lenders during the loan process is known as predatory lending, in which lying during loan application is part of it.
Also, fraudulent activities such as misstatement, misrepresentation, or omission about a mortgage loan process are considered a mortgage fraud
Question 9
1 pts
a
D
ESPE
The cost of a van is $16,000 with a residual value of
$2,000. The van has an estimated useful life of 5 years.
The mount of depreciation expense using straight-line
each year is:
D
O $933
O $373
O $737
O none of the above
Answer:
The correct answer is:
None of the above (d)
Explanation:
Depreciation is the reduction in the fair value of an asset over time.
cost of van = $16,000
residual value = $2,000
useful life = 5 years
depreciation using straight-line allocation is allocating the depreciation cost equally over the useful life of the asset.
[tex]Annual\ depreciation\ expenses\ = \frac{(cost\ of\ asset\ -\ salvage\ value}{useful\ life\ of\ asset} \\\\\\Annual\ depreciation\ expenses\ = \frac{16,000 - 2,000}{5} \\= \frac{14,000}{5} \\Annual\ depreciation\ expenses\ = \$2,800[/tex]
Answer:
none of the above
Explanation:
depreciation expense per year using straight line method = (purchase cost - residual value) / useful life = ($16,000 - $2,000) / 5 years = $14,000 / 5 = $2,800 per year
The straight line method for calculating depreciation expense is the simplest method that we can use, since the depreciation expense is the same for every year. Unlike double balance, sum of digits or any other kind of deprecation expense method which varies from year to year.
Which of the following is one of the seven website design elements that marketers can use to produce an effective customer experience online?A. consistencyB. collaborationC. commercializationD. commerceE. creativity
Explanation:
The answer is D
Commerce
hope this helps
pls help this the last one
The main challenge of career planning in changing times is the need to adjust plans often.
Is this statement true or false?
true
false
True, the challenge is the need to adjust plans often.
Firstly, let understand career planning refers to the process of determining and choosing a professional path that best suit one's personality, interests and goals.
The ability to Discover, Learn, Identify, Understand, Assess and Choose a good path that suit one's lifestyle determines the likelihood of been successful in the path.However, career planning can be challenging because what might been assess today might become sophisticated tomorrow, so these pose a challenge for who is planning a career.In conclusion, the statement is true and these makes planning of career little bit complicated.
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Ashley bought a desktop computer and a laptop computer. Before finance charges, the laptop cost $350 more than the desktop. She paid for the computers using two different financing plans. For the desktop the interest rate was 7% per year, and for the laptop it was 6% per year. The total finance charges for one year were $398. How much did each computer cost before finance charges
Answer:
Laptop = $3250
Desktop = $2900
Explanation:
Total finance charge = $398
Laptop cost = 350 + x
Desktop = X
Workings
Finance cost = (7% *X ) + (6% * 350+x ) = 398
0,07 X + 0.06 X + 21 = 398
0.13 X + 21 = 398
0.13 X = 398 -21
0.13 X = 377
Therefore ,X = 377/0.13
=2900
Cost of Desktop = 2900
Cost of Laptop =2900+350 =3,250
(1 point) A man invests his savings in two accounts, one paying 6% and the other paying 10% simple interest per year. He puts twice as much in the lower-yielding account because it is less risky. His annual interest is $9086 dollars. How much did he invest at each rate
Answer:
$82436 is invested at 6% and $41218.2 is invested at 10%
Explanation:
We were told that a man invests his savings in two accounts,
Amount invested at 6 percent interest is ?
Amount invested at 10 percent interest is ?
Let us denote the amount invested at different percent as
X=the amount invested at 6%
Y is the amount invested at 10%
Then,
0.06X + 0.10Y = 9068
But from the question, we were told He puts twice as much in the lower-yielding account because it is less risky which means
X = 2Y
0.06(2Y) + 0.10Y = 9068
0.12Y + 0.10Y = 9068
0.22Y = 9068
Y= 9068/0.22
Y=41218.2
Then if we substitute Y into equation above we have
X= 2×41218.2
X=82436
Therefore, $82436 is invested at 6% and $41218.2 is invested at 10%
If an advertisement is affiliated with a website's content, what might that suggest?
A. that the information you find is biased
B. that the advertisements were free
C. that the advertisements financially support the site
D. that the information you find will be entirely untrue
I'm confused between some answers can someone clarify.
Answer:
It suggests that the advertisement financially supports the website ( C )
Explanation:
Affiliation is the official attachment of businesses with common interest wherein one party controls or is in-charge of the business relationship between the parties. in some cases a third party might be in control as well.
The information found on an advertisement that is affiliated with a website content shows that the advert and the website are in business together hence the advert supports the website financially, because the details contained in the advert might be drawn from the contents of the websites.
When the number of units in work in process and finished goods inventories decrease, absorption costing net operating income will typically be greater than variable costing net operating income.
a. True
b. False
Answer:
b. False
Explanation:
The difference between absorption costing net operating income and variable costing net operating income lies in the fixed costs deferred in closing inventory.
If Production is greater than Sales - Increase in Finished Goods Inventory, Absorption costing net operating income will typically be greater than Variable costing net operating income.
However, If Production is less than Sales - Decrease in Finished Goods Inventory, Absorption costing net operating income will typically be less than Variable costing net operating income.
If you put $100 into a bank account that earns five percent interest per year, what is the formula you should use to determine the account's future value in one year? Group of answer choices Future value equals the present value multiplied by the rate of interest. Future value equals the present value divided by the rate of interest. All of these yield the same answer. Future value equals the present value multiplied by one plus the rate of interest in decimals.
Answer:
Future value equals the present value multiplied by one plus the rate of interest in decimals.
Explanation:
Future value = present value x (1 + interest rate)
Interest rate = present value x interest rate
A judge requires Harry to make a payment to Sally. The judge says that Harry can pay her either $10,000 today or $12,000 two years from today. Of the following interest rates, which is the highest one at which Harry would be better off paying the money today?
a. 11 percent
b. 6 percent
c. 4 percent
d. 9 percent
Answer:
d. 9 percent
Explanation:
After 2 years the value of $10,000 at present time =
$10,000 * (1 + x / 100)^2 = $12,000
(1 + x / 100)^2 = 12,00 / 10,000
(1 + x / 100)^2 = 1.2
The square root of 1.2 is 1.0954
(1 + x / 100) = 1.0954
x = 9.54
9%( Approximately.)
2-3 personal experience of exploitation as a consumer
Answer:
Explanation:
Exploitation often involves a denial of an individual's right (in this case a consumer's right).
Consumers are often exploited in this three areas:
Poor quality standard: For example, one may purchase an electronic device, which in most cases the quality level is determined only after using the product and then discover that the product has failed to meet expectations like performance failure.
High Prices: This is often happens when a consumer isn't aware of the average price of a particular product and may be the taken advantage of by the seller.
False or Incomplete product description: Online shopping often presents this type of exploitation. For example, an individual may buy a wrist watch he thinks is made of silver, but receives the item an discover it is actually made of rubber material.
A toy company no longer selling a bicycle with a faulty part is using which risk management
strategy?
A. Avoiding risk
B. Accepting risk
C. Sharing Risk
D. Reducing risk
Answer:
This is an example of A. Avoiding risk
Explanation:
The answer is A because by not selling the bike with the faulty part, they are AVOIDING injuring the people who purchase their bikes.
Your 15-year-old brother comes home with the great news that he has decided to buy his first car he found on Craigs List. Your brother has just agreed to give $7,000 to a buy the car. He signed the contract and just needs to pay the stranger and pick up the car. Your dad is upset and calls the stranger to tell him your brother will not be buying the car. The stranger can:_________.
a. do nothing.
b. sue your brother for specific performance.
c. sue your brother for breach of contract.
d. sue your dad for breach of contract.
Answer:
a. do nothing.
Explanation:
In this scenario the contract to buy the car was entered by your 15 year old brother. According to the law the legal age for an individual to be able to enter into a legal contract is 18 years and above.
If a person is less than 18 years they will require the guardian to be the person entering the contract on their behalf.
Since the contract was not entered into with the father's knowledge, this is not a legally binding contract.
So the stranger cannot sue in this instance
Assume that a single commercial bank has no excess reserves and that the reserve ratio is 20 percent. If this bank sells a bond for $1,000 to a Federal Reserve Bank, it can expand its loans by maximum of:
Answer:
it should be only 1,000
Explanation:
In a case, that an individual commercial bank has no extra reserves and that the reserve ratio is 20 percent. If this bank sells a bond for $1,000 to a Federal Reserve Bank, it can expand its loans by maximum of $1,000.
When commercial banks receive loan from the Federal bank?Banks can acquire the loan from the Federal Banks to receive reserve responsibilities. The rate traveled to banks is called the discount rate, that is normally higher than the rate that banks hasten each other.
Banks can acquire from each another to meet reserve requirements, which is charged at the federal funds rate.
In the scenario of a single commercial bank with no surplus reserves and a reserve ratio of 20%. If this bank sells a bond to a Federal Reserve Bank for $1,000, it can increase its loan limit by $1,000.
Therefore, the loan can be expanded by the maximum of $1,000.
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Mariposa, a young office manager, is trying to exchange text messages with her supervisor, Bill. Although Bill has been the general manager of the business for years, he has never learned how to use the texting function on his cell phone. What barrier to communication is Alexandria experiencing?
Answer:
Generational differences
Explanation:
Barriers to communication refer to different things that can affect the communication in a company. One of these barriers is the generational differences because it refers to the gap that exists between people of different ages that can be seen in different opinions, beliefs, values, behaviors and way of doing things. According to that, the answer is that the barrier to communication that Alexandra is experiencing is generational differences because there is a difference in the mean Mariposa and her supervisor use to communicate because of their age as Mariposa uses a technology that Bill is not familiar with which causes a problem in the communication.
A company has revenues of $1,250,000 with a net profit margin of 10%. If the depreciation for the year is $75,000, short-term investments decreased by $15,000, accounts receivable increased by $10,000, inventory decreased by $5,000 and accounts payable decreased by $6,000, what is the net cash provided by operations.
Answer:
$204,000
Explanation:
The computation of net cash provided by operations is shown below
Cash flow from operating activities
Net profit ($1,250,000 × 10%) $125,000
Add: depreciation expense $75,000
Add: Decrease in short term investment $15,000
Less: Increase in account receivable -$10,000
Add: Decrease in inventory $5,000
Less: Decrease in account payable -$6,000
Net Cash provided by operations $204,000
The minus sign depicts the cash outflow and the positive sign depict the cash inflow
An agent of a broker dealer has hired a sales assistant who is not registered. The sales assistant will answer the telephone, handle customer queries, and perform other clerical duties. All of the following arrangements for compensating the unregistered sales assistant are permitted except:_________.A. Hourly wageB. Performance bonusC. Annual salarD. production bonus
Answer:
D. production bonus
Explanation:
With regards to the above, an unregistered person cannot be compensated with commissions or pay based on production . While the unregistered sales assistant may be compensated for hourly wage, performance bonus and annual salary; he would not be compensated for production bonus because he is not allowed to partake in the commissions, or share in any fortune of the business with the agent he works for.
A production bonus unlike performance bonus(bonus paid for doing a good job), is based on the level of commissions and other fees that are earned hence not permitted for an unregistered persons or sales assistant.
Toys R Fun purchased $4,000 of merchandise and paid immediately. To record this transaction, Toys R Fun's accountant would debit the_____account and credit the______account.A. Cash.B. Merchandise Inventory.C. Accounts Payable.
Answer:
The answer is:
Debit the Merchandise Inventory account
Credit the cash account.
Explanation:
To start with, increase in assets and expenses go into debit side while decrease in assets and expenses go into credit side.
Merchandise inventory is an asset and cash too is an asset. Toys R Fun purchased inventory with cash, this means merchandise inventory increases while cash decreases.
According to the rule in the first paragraph, the recording is as follows:
Dr Merchandise Inventory $4,000
Cr cash. $4,000
Flash City Inc. manufactures small flash drives and is considering raising the price by 75 cents a unit for the coming year. With a 75−cent price increase, demand is expected to fall by 7,000 units. Current Projected Demand 78,000 units 71,000 units Selling price $8.50 $9.25 Incremental cost per unit $5.80 $5.80 Would you recommend the 75−cent price increase?
Answer:
Flash City Inc is a company manufacturing small flash drives
Current Situation:
Demand = 78,000 Units
Selling price per unit = $8.50
Cost per unit = $5.80
Operating Profit = 78,000 * ($8.50 – $5.80)
Operating Profit = 78,000 * $2.70
Operating Profit = $210,600
Projected Situation:
Demand = 71,000 Units
Selling price per unit = $9.25
Cost per unit = $5.80
Expected Operating Profit = 71,000 * (9.25 – 5.80)
Expected Operating Profit = 71,000 * 3.45
Expected Operating Profit = $244,950
Recommendation: If the selling price price per unit is increase by 0.75 cent, the Operating Profit to realize on manufacturing of the small flash drive will increase by $34,350 ($244,950 - $210,600) although such increment may have an effect of decrease in demand of the Flash drive in market due to increase in price.
Answer:
The $0.75 price increase will result in higher profits.
Explanation:
Current Demand Projected Demand
Units sold 78,000 units 71,000 units
Selling price $8.50 $9.25
Cost per unit $5.80 $5.80
Contribution margin $2.70 $3.45
Gross profit $210,600 $244,950
The price increase will result in gross profit increasing by $34,350. The decrease in the quantity demanded is offset by a larger increase in the contribution margin per unit.