Commercial banks, savings and loans, credit unions, and non-banks are all considered to be a part of the U.S. system.

(An) Entrepreneurial team is a group of experienced people from different areas of business who join together to form a managerial team with the skills needed to develop, make, and market a new product.

More about Entrepreneurial team:

A group of people who work together to make a venture successful is known as an entrepreneurial team. It is primarily led by the business owner or manager in charge of assembling the team. The teams formed in an entrepreneurial venture are typically for achieving the belief that there is no sure-shot success formula

They have to be different in skills and talents that have to be learned over a period of time. The entrepreneurial team must have faith in their goods or services so that they can run a long-term initiative for the company while also keeping good relations with their clients, markets, and investors.

Learn more about entrepreneurial team here:

https://brainly.com/question/20715212

#SPJ1

Using this information and the CAPM, the stock's intrinsic value is $48.36

Expected Return = Risk-Free Rate + Beta * (Market Return-Risk Free Rate)

= 7% + 1.4 * (12.5% ​​-7%)

= 14.7%

Price = Next Year Dividend / (Required Rate of Return-Growth Rate)

= 3 * 1.08 / 14.7% -8%

= 48.36

Stock intrinsic value refers to the basic, objective value contained in a thing, asset, or financial contract. If the market price is below this level, it is a good buy and above a good sell. When valuing a stock, there are several ways to reach a fair valuation of the intrinsic value of the stock.

This question is incomplete. Please read below for the complete question

Hampton Corporation's common stock dividends are expected to grow by 8% per year. Recently, the firm paid a $3.00 common stock dividend. Hampton has a beta of 1.40. The expected return on the S&P 500 index is 12.5% and the rate of return on U.S. Treasury securities is 7%. Using this information and the CAPM, what is the stock's intrinsic value? a) $72 c) $24 e) $25.92 b) $66.67 d) $48.36

Learn more about stock's intrinsic value here:https://brainly.com/question/18721589

#SPJ4

The combination of advertising, personal selling, public relations, and sales promotions that a firm uses to develop customers is known as promotional mix.

Promotional mix consist of all activities such as advertising, personal selling in order to promote immediate sales.

They are collections of tools an organization uses for its promotional purpose with the ultimate objective of attracting customers and increasing sales. It is a blend of promotional variables chosen by marketers to help a firm reach its goals.

The elements that make up promotional mix are:

Learn more about promotional mix here: https://brainly.com/question/14018043

#SPJ1

Absorption costing can lead managers to mistakenly believe that fixed manufacturing overhead costs will A)increase in total as the number of units produced increases.

Absorption costing includes constant overhead as part of the inventory value, and it's far expensed as the price of products offered whilst stock is offered.

in addition, the usage of absorption costing generates a scenario wherein really manufacturing more objects that move unsold with the aid of the quit of the duration will boom internet income. because constant prices are spread throughout all devices synthetic, the unit constant fee will decrease as more gadgets are produced.

the primary benefit of absorption costing is that it complies with GAAP and extra appropriately tracks income than variable costing. Absorption costing takes under consideration all product prices, unlike variable costing, which simplest considers variable charges.

Learn more about overhead costs here https://brainly.com/question/26454135

#SPJ4

Answer:

It is caused by a decrease in price

Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. 38,760 different ways are there for the interviewer to create the list

Since the question is about choice, we apply the combination rule. In general, if we select r objects from a pool of objects, this can be done in nCr a number of ways.

nCr = n! /(n-r)! r!

If an interviewer selects 6 applicants from a pool of 20 applicants to interview for a job, according to the question, this can be done in 20C6 different ways.

20C6 = 20! / (20-6)! 6!

20C6 = 20! / 14! 6!

20C6 = 20 * 19 * 18 * 17 * 16 * 15 * 14! / 14! * 6 * 5 * 4 * 3 * 2

20C6 = 20 * 19 * 18 * 1716 * 15/6 * 5 * 4 * 3 * 2

20C6 = 27,907,200 / 720

20C6 = 38,760 ways.

Therefore, the interviewer can create the list in 38,760 ways.

Learn more about combination rule https://brainly.com/question/11732255

#SPJ1

Managers can be limited in their ability to influence the firm because of the organizational environment.

The collection of forces that surround an organization make up its organizational environment. These influences can both present possibilities and challenges because they can restrict or enhance the organization's access to resources.

It consists of all factors that exist outside the organization's borders and have the ability to have an impact on either all or a portion of the organization. Government regulatory bodies, rival businesses, clients, vendors, and public pressure are a few examples.

Learn more about organizational environment here

https://brainly.com/question/13170989

#SPJ4

The integration of suppliers, manufacturers, warehouses, stores, and transportation intermediaries is called market channel management.

In sales and marketing terminology, the phrase "channel management" is frequently used.

It is described as a process where the business creates multiple marketing and sales strategies in order to reach the largest audience.

The channels are merely avenues or venues for the marketing and sale of goods.

Any organization's ultimate goal is to improve the relationship between the customer and the product.

The development of a plan for marketing to and providing customer service through a particular channel is assisted by channel management.

The goal is to make customer and company communications more efficient.

Hence, market channel management is the answer.

Learn more about management:

https://brainly.com/question/1276995

#SPJ1

There are 3 techniques for organizing a competitive benefit: value leadership, Differentiation, and focus

To advantage price benefit a firm has to go through 5 evaluation steps:

Retiring enterprise units, products, skills, and tactics that aren't operating out. For instance, an Australian financial institution expands to Asia but finds that it's far a money-dropping assignment 12 months after yr. The choice is made to reduce and run.

Cost reduction is the process of reducing an agency's fees to maximize earnings. It entails figuring out and casting off prices that do not offer an introduced fee to clients at the same time as also optimizing procedures to improve performance.

Learn more about competitive benefit here: https://brainly.com/question/26514848

#SPJ1

Answer:

As for this one I have to go with Yes

Martin is likely to see credits and debits appear on the closing statement. since he is looking at his Closing Disclosure.

Closing disclosure is a document which gives full information about loan taken by an individual or institution.

In other words, closing disclosure provides final details about the mortgage loan you have selected.

Contents of closing disclosure are:

Learn more about closing disclosures here: https://brainly.com/question/4375643

#SPJ1

The per-capita-income gap one year later will be $43,472.

GDP per capita is the GDP of a country divided by the population of the country. It is used as a metric to determine the standard of living of the population.

GDP per capita = GDP / population

Difference in the GDP per capita = 1.04 x (44,000 - 2,200)

1.04 x 41,800 = $43,472

To learn more about GDP per capita, please check: https://brainly.com/question/28018695

#SPJ1

Under the purchasing power parity theory, an increase in the U.S. price level of 10% relative to the Japanese price level will result in a 10% appreciation of the yen.

Rising US price levels mean that the value of the dollar has fallen. It means there will be an appreciation of the yen.

Purchasing power parity theory means that the prices of goods after currency exchange will be the same in each country. For example, if the price of Coca-Cola is 100 pence in the UK and $ 1.50 in the US, then according to PPP theory (US price divided by UK price), the GBP / USD exchange rate will be 1.50.

PPP is a currency conversion rate that equalizes the purchasing power of different currencies by eliminating price level differences between countries.

The base commodity PPP for each economic pair can be calculated directly by taking the geometric mean of the relative prices of the two rice varieties. A side-by-side comparison. PPP between economy B and A can be calculated indirectly: PPP C/A × PPP B/C = PPP B/A.

Learn more about Purchasing power parity here https://brainly.com/question/2286004

#SPJ4

An included diamond crystal that reaches the surface of a cut diamond is called a knot.

Knots: A crystal inclusion that appears as a knot on the diamond's surface. Given that a knot inclusion may be seen with the unaided eye, diamonds with this fault are typically given a lower clarity grade.

Knots affect a diamond's overall durability in addition to being fairly obvious within the stone (and often not even requiring a magnifying to notice them).

Small flaws observed within the diamond's structure are known as inclusions. The intense pressure and heat that carbon experiences during the transformation of carbon into diamond causes the inclusions. A crucial aspect in judging diamond clarity is inclusions.

To learn more about inclusion here https://brainly.com/question/20111189

#SPJ4

Option 2) Shape is one of the line items pre-printed on the form for adjustment.

There are 5 most important techniques used while carrying out a property assessment; comparison, earnings, residual, contractors, and of investment. A property valuer can use consider one extra of these strategies whilst calculating the market or condominium fee of a property.

Pre adjustment Ranking method− it is the oldest method utilized in performance appraisal. In this method, employees are ranked in keeping with their order of well-worth. it's far more difficult to rank in my view if the worker range is large. Paired assessment − in this technique, employees are as compared in step with one trait.

Your question is incomplete. Please read below to find the missing content.

In the most commonly used land appraisal form, which is NOT one of the line items that are listed for adjustment?

1) Date of Sale

2) Shape

3) Location

4) Site/view

Learn more about the investment here: https://brainly.com/question/1305349

#SPJ4

The accounting profession is divided into five key working areas: Managerial accounting, Financial accounting, auditing, tax accounting, and governmental and not-for-profit accounting.

Accounting, also known as bookkeeping, is the measurement, processing and reporting of financial and non-financial information about economic entities such as businesses and corporations.

Managerial accounting, also known as management accounting, is an accounting method  that produces reports, reports and documents that help management make better decisions regarding business operations. their. Management accounting is mainly used for internal purposes.

Financial accounting is a specific branch of accounting that deals with the recording, aggregating and reporting of a multitude of transactions arising from business activities over a period of time.

Tax accounting is a structure of accounting method that focuses on taxes rather than the appearance of public financial statements. Tax accounting is governed by the Internal Revenue Code, which prescribes specific rules that businesses and individuals must follow when filing taxes.

Government accounting refers to the process of recording and managing all financial transactions conducted by the government, including government revenues and expenditures. Different government accounting systems are used by different public sector entities.

Nonprofit accounting is the only process by which nonprofits plan, record, and report  their finances. While for-profit organizations are primarily focused on making a profit, nonprofit organizations are more focused on the accountability aspect of accounting.

To learn more about accounting:

https://brainly.com/question/26380452

#SPJ4

The amount in accumulated depreciation at the end of the second year: $6,000.

Long-term assets are used up gradually over their lives and this use needs to be expensed under the matching principle in the GAAP (Generally Accepted Accounting Principles). The way this is done is by using a method of depreciation to approximate the expense.

Formula :

Accumulated Depreciation = [tex]\frac{ Cost of Assets - Salvage/ Residual Value}{Life of the asset}[/tex] × [tex]No. of Year[/tex]

Given:

Asset Cost = $15,000

Residual Value = $3,000

No. Of Year= 2

SOLUTION-

We find the amount in accumulated depreciation by finding the depreciable value:

Depreciable Value = Asset Cost - Residual Value

Depreciable Value = $15,000 - $3,000

Depreciable Value = $12,000      

Now, let's divide this by 2 to find the amount in accumulated depreciation at the end of the second year:

Accumulated Depreciation =$12,000 / 2 = $6,000

Hence,  The amount in accumulated depreciation at the end of the second year is $6,000.

Learn more about Accumulated Depreciation on:

brainly.com/question/1287985

#SPJ4

Affiliated directors in a company are D. agents of top management.

These are directors that sit on the board who are not independent because they have links to the shareholders who put them there.

These shareholders are usually the top management of the company which means that affiliated directors work to help them.

Find out more on affiliated directors at https://brainly.com/question/13963102.

#SPJ1

This illustrates job specialization. Job specialization is  process by which people, or employees, develop specialized knowledge and abilities to carry out particular tasks. It entails preparing the individual to excel in a specified set of duties.

Job specialization differs from work specialization, a leadership strategy in which an employer teaches workers to take on challenging tasks by breaking them down into smaller, manageable chunks. Job specialization has advantage of lowering your risk of error. An improvement in staff morale is benefit of job specialization.

Being extremely skilled at a particular task function is perhaps most obvious benefit of job specialization.

To learn more about job specialization , click here

https://brainly.com/question/1833926

#SPJ1

The demand load is 58.5 kw.

Given 4.5kw electric cloth dryer.

Service demand load is to be computed.

The operational load (including any tactical load) and nonoperational demand loads are added together to form the demand load. It is calculated by adding the appropriate demand factor to each linked load and a diversity factor to the total.

According to the national electrical code, a building with 50  units the demand factor is  26%.

Now demand load = 4.5kw × 50 × 26%

                             =4.5kw×50 × 26/100

                             = 58.5 kw

Therefore, the demand load is 58.5kw

To know more about service demand load click here:

https://brainly.com/question/11487219

#SPJ4

Yes, automatic stabilizers are more effective in influencing real GDP at normal times than at times of a recession.

As it is given in the description, automatic stabilizers help people weather recessions by keeping them afloat if they lose their employment or their businesses suffer.

Therefore, yes, automatic stabilizers are more effective in influencing real GDP at normal times than at times of a recession.

Know more about Automatic stabilizers here:

https://brainly.com/question/25558588

#SPJ4

Beginning equity is  $88,000 and ending equity is  $160,000.

Equity is the difference between assets and liabilities.

Equity = assets - liabilities

Beginning equity =  beginning assets - beginning liabilities

(190,000 - 60,000) - 42,000 = $88,000

Ending equity = ending assets - ending liabilities

190,000 - (42,000 - 12,000) = $160,000

To learn more about stockholder’s equity, please check: https://brainly.com/question/26210654

#SPJ1

The appropriate journal entry is: Debit Insurance expense $7; Credit Prepaid Insurance $7.

Debit Insurance expense $7

Credit Prepaid Insurance $7

(To record insurance expired)

Debit Depreciation expense $6

Credit Accumulated depreciation $6

(To record depreciation expense)

Debit Salaries and wages expense $9

Credit Salaries and wages  payable $9

(To record salaries and wages payable)

Debit Income tax expense $11

Credit Income tax payable $11

(To record income tax payable)

Therefore the appropriate journal entry is: Debit Insurance expense $7; Credit Prepaid Insurance $7.

The complete question is:

Mint Cleaning Inc. prepared the following unadjusted trial balance at the end of its second year of operations ending December 31. (Assume amounts are reported in thousands of dollars.)

Account Titles

Debits:

Cash$52

Accounts Receivable 14

Prepaid Insurance 9

Equipment 108

Insurance Expense 0

Salaries and Wages Expense 24

Supplies Expense 40

=$247

Credits:

Accounts Payable 14

Common Stock 104

Retained Earnings 17

Sales Revenue 112

=$247

Journal entry worksheet:

Record the entry for insurance expired during the year, $7.

Record the entry for depreciation expense for the year, $6.

Record the entry for salaries and wages payable of $9.

Record the entry for income tax payable of $11.

Learn more about journal entries here:https://brainly.com/question/14279491

#SPJ1

The BookGarage began delivering books directly to customers through the mail instead of selling through distribution and on to brick-and-mortar retail companies as done traditionally in the publishing market. This is an example of disintermediation.

Elimination of intermediaries is the elimination of economic intermediaries from the supply chain or the "elimination of intermediaries" in connection with a transaction or series of transactions.  Instead of going through traditional sales channels through some sort of intermediary businesses now deal directly with their customers, such as through the Internet.

Elimination of intermediaries reduces the overall cost of customer support and allows manufacturers to increase profit margins and lower prices. Consumer-initiated hollows are often the result of highly transparent markets, as buyers know shipping prices directly from the manufacturer.

Buyers can bypass middlemen to buy directly from the manufacturer and pay less. Buyers can also purchase from wholesalers instead. Business-to-consumer e-commerce (B2C) businesses often act as a bridge between buyers and manufacturers.

Learn more about Disintermediation  here: https://brainly.com/question/24228121

#SPJ4

The right thing to do when a conflict of interest arises among business partners is to find a compromise.

This refers to the situation where an individual's personal interests are in conflict with his judgments and actions in a workspace.

Hence, we can see that although your question is incomplete, I can infer that there is a conflict of interest among business partners and it would help to retain the autonomy of the partners if a compromise is reached.

Read more about conflict of interest here:

https://brainly.com/question/21648646

#SPJ1

The debt owed by a business is called liabilities. Liabilities are obligation that a person or business has, typically financial in nature. Over time, liabilities are resolved by the transmission of economic advantages like  products, services.

Liabilities on balance sheet's right side are represented by debts like as loans, accounts payable, mortgages, deferred revenue, bonds, warranties etc. Assets can be contrasted with liabilities. Assets are items business own or owe money to, whereas liabilities are debts or other obligations.

Short-term financial commitments of a business that are due in a year or within its typical operational cycle are known as current liabilities.

To learn more about  liabilities, click here

https://brainly.com/question/27843625

#SPJ4

The total tax burden will be $3.75.

The current value of stock = $100

After one year, the value of stock = $125

To find the profit gain after one year, $125 - $100 = $25.

This $25 will be considered as capital gain over stock.

Rate of tax over capital gain = 15%

Total tax burden = capital gain×rate of tax on capital gain

= $25×15%

= $3.75

Therefore, the total tax burden will be $3.75.

Know more about stocks here:

https://brainly.com/question/25300925

#SPJ4

No, an employer can not single out pregnancy-related conditions to alter work positions or to determine an employee's ability to work.

It's miles illegal for an organization to discharge or push aside a pregnant worker for the duration of or as a result of absence because of pregnancy, delivery, or any submit-natal contamination, or to present observe of discharge or dismissal, or to differ to her drawback any of the situations of her provider.

The American College of Obstetricians and Gynecologists makes the subsequent recommendations: working at some point of being pregnant is typically safe. For those in excessive-risk occupations or with medically complex pregnancies, working hotels regularly can allow for persistent secure employment.

Employers can area pregnant personnel but only when it's miles the ideal course of action on occasions, in which the alleged misconduct or poor performance is unrelated to their pregnancy.

Learn more about pregnancy here https://brainly.com/question/13720222

#SPJ4

Net income divided by net sales is the Profit margin ratio.

Profit margin, which is calculated by dividing income by revenues, effectively measures how profitable a firm or commercial activity is.

Profit margin, expressed as a percentage, shows how many cents of profit were made for every dollar of sales.

Although there are other kinds of profit margins, the net profit margin is the most important and widely used one.

This is the company's bottom line after all other costs, such as taxes and one-time expenses, have been subtracted from revenue.

Creditors, investors, and businesses themselves utilize profit margins as gauges of a company's financial stability, management aptitude, and potential for expansion.

When comparing the numbers for various businesses, care should be given because normal profit margins vary by industry area.

Hence, Net income divided by net sales is the Profit margin ratio.

Learn more about ratios:

https://brainly.com/question/14010408

#SPJ1

It is permissible to access non-VA websites for personal use through VA computers during break time or after duty hours for a short time.

A non-VA website simply refers to a type of website that isn't approved for continuous use by the Veterans Health Administration (VA), especially during work hours.

This ultimately implies that, it is only permissible to access non-VA websites for personal use through VA computers during break time or after duty hours for a short time.

Read more on non-VA websites here: https://brainly.com/question/944026

#SPJ1

Complete Question:

When is it permissible to access non-VA websites for personal use using VA computers?

It is permissible to access non-VA websites for personal use through VA computers during break time  hours.

A non-VA website serves as the website that that can only be accessed for short period of time.

It should be noted that the continuous use by the Veterans Health Administration (VA),  is prohibited, hence It is permissible to access non-VA websites for personal use through VA computers during break time  hours.

Learn more about website on:

https://brainly.com/question/1382377

#SPJ1