This correct answer is false entries.
Entering false information that does not truly exist on a record is what this is referred to as.
When her scam is detected, it could cost her her job. She does not respect work ethics, as evidenced by this.
Accounting fraud requires a company to intentionally misrepresent financial records. Think about a company that creates an estimate that needs to be updated later.
Due to the fact that the mistakes were not intentional, there was no accounting fraud. Now imagine that the CEO of a publicly traded corporation purposefully misrepresents the firm's prospects.
That CEO might face fraud charges from the Securities and Exchange Commission (SEC). However, because no financial records were manipulated, it is not accounting fraud.
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The authors of the united states constitution included a system of checks and balances to.
The authors of the United States Constitution included a system of checks and balances to ensure that no branch of government ever has an excessive amount of authority to avoid the tyranny of any branch.
The federal government of the United States is composed of three branches: the executive branch, which the President exercises, the legislative branch, which Congress (the House of Representatives and the Senate) exercises, and the judicial branch, which is comprised of the Supreme Court and other federal courts established by Congress.
The checks and balances mechanism established by the Constitution is intended to prevent the tyranny of one branch.
The majority of significant activities demand the involvement of more than one department of government. For instance, the President has the authority to veto laws that Congress adopts. Criminal offenses are prosecuted by the executive branch, but judicial trials are still required. Federal judges are chosen by the President, but they need to be confirmed by the Senate.
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a former ace 240 student has a student loan with an annual interest rate of 3.80% and balance of $27,100 when she graduates. if she wants to pay off that loan in 6 years, what will she need to pay per month?
With annual interest rate she pay off that loan in 6 years, they need to pay per month is $336.47
APR, as opposed to interest rate, is a more comprehensive indicator of the cost of borrowing money. The interest rate, any points, mortgage broker fees, and other costs associated with obtaining the loan are all included in the APR. Your APR is typically larger than your interest rate as a result. APR, as opposed to interest rate, is a more comprehensive indicator of the cost of borrowing money. The interest rate, any points, mortgage broker fees, and other costs associated with obtaining the loan are all included in the APR. Your APR is typically higher than your interest rate as a result.
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if income increases from $20,000 to $30,000 and $1,000 of the new income is saved (but a total of $6,000 of the $30,000 is saved), then the mpc is .
The MPC is 0.1 if income rises from $20,000 to $30,000 and $1,000 of the additional income are saved (although a total of $6,000 of the additional $30,000 is saved).
Describe marginal propensity to consume.The marginal propensity to consume (MPC) is the portion of a customer's overall wage rise that they choose to spend on products and services rather than save. The marginal propensity to consume is a notion found in Keynesian macroeconomic theory.
It is calculated by dividing the change in consumption by the change in income. MPC is represented by a consumption line, which is a sloped line created by graphing the change in income along the horizontal "x" axis and the change in consumption along the vertical "y" axis.
Calculation:
The marginal propensity to consume can be calculated as the ratio of the change in consumption with respect to the change in income.
[tex]MPC=\frac{delta C}{delta Y}[/tex]
Substituting the values in the formula:
[tex]MPC=\frac{1,000}{30,000-20,000} \\MPC=\frac{1,000}{10,000}\\ MPC=0.1[/tex]
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wilson sends an e-mail to his team describing the implementation of a new work practice. however, in the e-mail he does not solicit comments or suggestions from his subordinates. he feels that the subordinates lack the experience required to effectively evaluate the various implications of the new practice. this is an example of
In the given situation of Wilson, the implications of the new practice, this is an example of One way communication. That is implement in the condition of Wilson.
What do you mean by the one way communication?Because it moves in a straight line from sender to receiver and is used to inform, persuade, or command, one-way communication is linear and constrained.
When the sender wishes to impart accurate information or when they want to influence or manipulate their audience and get their cooperation, one-way communication is frequently used.
According to the transmission model, communication is a one-way, linear process in which a sender encrypts a message before transmitting it through a channel to a receiver who decodes it.
Therefore, in the given situation of Wilson, the implications of the new practice, this is an example of One way communication. That is implement in the condition of Wilson.
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which of the following statements about marketing is the most accurate? a. marketers recognize the need to learn as much as possible about customers and do everything possible to satisfy them. b. once a product is sold, focus on the next customer. c. because nonprofit organizations are not motivated by profit, marketing activities are not consistent with their goals. d. to be successful, marketers must be able to persuade consumers to purchase goods they don't really need.
Marketers recognize the need to learn as much as possible about customers anddo everything possible to satisfy them to become successful.(Option d is correct)
In moment's fast- paced terrain, marketing is the catalyst for brand growth. What was formerly spoken communication has changed to include audio and videotape. Moment's digital marketing channels are setting the standard and aiding in the success of numerous companies. People who are considering career options in this area need to know what marketing in business is as well as what a marketer is.
A marketer is a person who advertises the goods and services of a company. They identify the tactics that can increase deals and income while making sure that these tactics are in line with both client and request need.
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what is a sequence diagram used for? why would an analyst choose a sequence diagram over a communication diagram?
In a sequence diagram, you can see which methods are called and when. The main focus of a communication diagram is on whether or not communication occurs between items.
A communication diagram represents the interactions of objects or communication diagram components as a series of messages. Communication diagrams combine data from Class, Sequence, and Use sequence Case Diagrams to depict the static organization and dynamic behavior of a system.
However, like object diagrams, communication diagrams employ a free-form arrangement of objects and links. Messages are labeled with a communication diagram chronological number and placed close to the sequence link they are sent over in a order to maintain the ordering of messages in such a free-form diagram. You should start at message 1.0 in a communication diagram and read the messages from object to object.
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the sec has strengthened auditor independence by requiring that management group of answer choices engage auditors to report in accordance with the foreign corrupt practices act. report the nature of disagreements with former auditors. select auditors by a majority vote by the officers. avoid any social contact with the auditors.
The Securities and Exchange Commission (SEC) has strengthened auditor independence by requiring that management Report the nature of disagreements with former auditors.
What Is the Securities and Exchange Commission (SEC)?
An independent federal government regulatory body, the U.S. Securities and Exchange Commission (SEC), is in charge of safeguarding investors, ensuring the fair and orderly operation of the securities markets, and promoting capital formation. It served as the nation's first federal securities market regulator after being established by Congress in 1934. The SEC encourages complete public disclosure, defends investors from dishonest and market-manipulating techniques, and keeps an eye on corporate takeover activities in the country. The SEC collaborates with the Justice Department on criminal matters and has the authority to pursue civil lawsuits against violators of the law.
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under paragraph 9 of the trec one to four family residential contract, the buyer needs to move in before closing because she is starting a new job and she is moving in from out of state. what kind of tenancy is formed if she moves in early if the parties fail to negotiate a written lease?
The user is in default is the kind of tenancy is formed if she moves in early if the parties fail to negotiate a written lease.
What is default?Computer science standards refer to existing values for user-configurable settings assigned to software applications, computer programs, or devices. Such settings are also known as presets, especially for electronic devices. The default is a default value that applies universally to all instances of a device or model, making the device as accessible "out of the box" as possible without requiring a lengthy configuration process before use. It is intended to Users simply change the default settings according to their personal preferences. Many devices offer users the option to restore these default settings for one or all options. Such an association increases the likelihood that that setting or value will be selected. This is known as the default effect.to learn more about default from the given link :
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Two companies that experience identical accounting events may still report different amounts of net income. This statement is.
Two companies that experience identical accounting events may still report different amounts of net income.
The above statement is True.
What do you mean by net income?
Net income can be defined as the amount an individual or business makes after deducting costs, allowances and taxes.
In business it can be calculated by knowing how much money has left over after all expenses, including salary and wages, cost of goods or raw material and taxes.
The formula for calculation is
Revenues - expenses, interest, and taxes.
It represents the final measure of the profitability of the company. There are certain ways to determine a good net income, for example a 10% net profit margin is considered average, a 20% margin is considered high (or “good”), and a 5% margin is low.
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carla and sven have a previous foreclosure, but now they are a few years away from that. they make good money with their jobs, and have about $30,000 available to use for a down payment and closing costs. why might they consider an fha 203(b) loan, even if they have sufficient down payment for a conventional loan?
Carla and sven have a previous foreclosure, but now they are a few years away from that. The lender can consider compensating factors, even if their credit history isn't great if they have sufficient down payment for a conventional loan.
Is it better to go FHA or conventional?
A conventional loan is frequently better if you hold valid or excellent credit because your mortgage rate and PMI costs will go down. But an FHA loan can be perfect if your belief score is in the high- 500s or low- 600s. For lower- credit borrowers, FHA is frequently the cheaper attachment.
What's the biggest advantage of an FHA loan?The downside of FHA loans is you may qualify with much lower scores than conventional loans allow and a down payment as little as 3.5 of the home's price.However, you may indeed be preapproved with a DTI rate above 50, If you have a many redundant bones in the bank and a advanced credit score.
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which type of writing would you most likely observe in a business report? colloquial formal conversational casual
The type of writing would most likely observe in a business report is Formal writing.
A business report is defined as a formal record that includes factual data, statistical information, research findings, or any other type of information pertinent to the duties of the position.
This report is a formal document that is short and to the point in order to communicate information in an understandable way. The majority of internal communication in a company is done through business reports.
Writing business reports requires a lot of objectivity. Whatever you say should be backed up with data and facts, not just your personal viewpoint. For instance, you might use data to demonstrate that sales were very low in the most recent quarter rather than just stating it.
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in terms of labor supply, the income effect of a higher wage causes a(n): group of answer choices decrease in the quantity of labor supplied. increase in the quantity of labor supplied. reduction of leisure time to zero. decrease in leisure time.
in terms of labor supply, the income effect of a higher wage causes decreases in leisure time.
What is leisure time?Labor productivity is based on activity in the workplace and does not include vacation time in the calculation. In contrast, psychologists and sociologists argue that leisure plays an active role in the production process. The economist's definition of leisure is, at least implicitly, "non-working time." Usually, this concept has been of little interest in determining whether forms on the borderline of time are 'work' or 'leisure'.Using empirical data from 21 OECD countries, the study found that leisure time has a double impact on labor productivity in terms of per capita GDP per hour. Moreover, leisure time is non-linearly related to labor productivity (inverted U shape). When the free time reaches the optimal level (5,813 hours), free time has a compensatory effect on work and can have a positive impact on labor productivity, but when free time exceeds the optimal value, free time is It can have a substitution effect on jobs and negatively impact labor productivity.To know more about leisure time refer to:
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with certain types of off-market listings only the listing agent, the seller, and individuals the seller and listing agent have informed know the property is for sale. what's another term these listings are also known as?
With certain types of off-market listings only the listing agent, the seller, and individuals the seller and listing agent have informed know the property is for sale. Another term these listings is called pocket listings.
A property listing is a document that provides information about a piece of real estate, such as its location, features, and amenities. The listing can be used by potential buyers to help them make a decision about whether or not to purchase the property.
A property listing is often created by a real estate agent or broker, and it is used as a tool to market a piece of property to potential buyers.
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What role do executive departments and agencies play in fulfilling the constitutional duties of the executive branch?.
Under Article II of the Constitution, the President is accountable for the execution and social control of the laws created in fulfilling the constitutional duties.
Fifteen government executive departments — every LED by Associate in Nursing appointed member of the President's cupboard — perform the day-after-day administration of the national.
The U.S. Department of Health and Human Services (HHS) is the U.S. government's principal agency for shielding the health of all Americans and providing. The President will draw on 3 sources to issue an Associate in Nursing government action (a government action is an Associate in Nursing government order or memorandum).
The Cabinet and freelance Federal agencies are accountable for the day-after-day social control and administration of Federal laws.
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the free cash flow to the firm is reported as $375 million. the interest expense to the firm is $60 million. if the tax rate is 35% and the net debt of the firm increased by $33 million, what is the free cash flow to the equity holders of the firm?
The free cash flow to the equity holders:
FCFE =
FCFF + Interest x ( 1- Rate of tax ) + Net Increase in the debt of the firm
$375 million + $60 million ( 1- 35%) + $33 million
$375 million + $39 million + $33 million
$447 million.
What is free cash flow?
Free cash flow is the cash flow to the firm or equity after all the debt and other obligations are paid off.
There are basically two types of Free Cash Flow
1. Free Cash to the Firm
2.Free Cash to Equity.
It can provide important insights value of a company, efficiency and market value of company.
Hence, The free cash flow to the equity holders would be $447 million.
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i ask you to lend me $500 and assume that the probability of receiving full payment, at riskless rate of 3%, of $515 is 97%, the probability of receiving $100 is 2%, and the probability of receiving zero payment is 1%. if the bond quotes a rate of return of 11%, what is the risk premium? group of answer choices
None of the options is correct. The risk premium is 10.69%
The investment return that an asset is anticipated to generate over and above the risk-free rate of return is known as a risk premium. Investors receive compensation in the form of an asset's risk premium. It serves as compensation to investors for their willingness to accept greater risk in a particular investment than in a risk-free asset.
Expected return on investment (risk-free)
= {(515*0.97) + (100*0.02) + (0*0.01)} - 500
= 501.55 - 500 = 1.55
Expected rate of return = risk-free return
Expected return/Amount invested = 1.55/500
=0.0031 or 0.31%
Risk Premium:
Rate of return on the bond - Expected risk-free return
11% - 0.31%
= 10.69%
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a mutual fund's holdings are determined to be $1,500,000,000 with $250,000,000 in liabilities and 100,000,000 shares outstanding. what is the funds' nav? you can leave out the dollar sign.
a mutual fund's holdings are determined to be $1,500,000,000 with $250,000,000 in liabilities and 100,000,000 shares outstanding. The fund's nav is 12.5.
In order to take advantage of the inherent benefits of working as a team, such as significantly lowering the risks of the investment, one can invest money alongside other investors through an investment fund. These benefits include the capacity for:
appoint qualified investment managers, who might provide greater returns and better risk management. profit from scale economies, or lower transaction costs. To mitigate some unsystematic risks, improve asset diversity.It is still unknown if professional active investment managers can consistently increase risk-adjusted returns by a sum greater than their fees and costs. Investment funds are frequently referred to as investment pools, collective investment vehicles, collective investment plans, managed funds, or simply funds, but the terminology varies by nation. The legal phrase is collective investment undertaking, often known as an undertaking for collective investment in transferable securities (cf. Law).
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do you agree that companies should communicate any and all information that may pertain to employees? would there ever be a time where it would be more ethical to hold back information from employees? if you were an employee in the insurance company, what would you consider to be the ethical step to take: inform employees of the possibilities of layoffs or keep that information confidential until the company is absolutely sure layoffs might happen? what would be the best, most ethical, channel to use when communicating bad news such as layoffs? do you think it is unethical not to tell your boss that you are looking for another job? what are the situations in which employees have an ethical obligation to provide this information to their managers or supervisors?
Companies must to have a procedure for telling staff members information about them. But when it comes to managing a large business, everything is a little too difficult.
1. Feedback regarding the performance of the employee must be communicated. However, disseminating too much information about the personnel may be overwhelming and undermine the outcomes of the processes for feedback and review.
2. It would be morally correct to withhold only the information that doesn't really serve the employee's growth or development.
3. Informing the staff of the possibility would, in my opinion, be the ethical course of action. Since this still gives them a chance to think about seeking for other jobs.
3. Informing the staff of the possibility would, in my opinion, be the ethical course of action. Since this still gives them a chance to think about seeking for other jobs. Although this choice is dependent on whether the employer gives the employees a notice period, if not, it is unquestionably appropriate to alert them to potential layoffs.
4. In my opinion, a formal letter would be more appropriate because dealing with people in person often makes them feel extremely out of place and gauche.
5. If your position is essential and crucial, and there is a constant need for you to perform it a role that might take some time to replace you must give this information to your superiors.
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explain the concepts of (product-specific) economies of scale and economies of scope as an entry barrier.
The average total cost of production of a variety of items is the topic of economies of scope. Economies of scale, on the other hand, concentrate on the resulting cost advantage.
What is cost advantage?A business has a cost advantage when it can produce a good or offer a service for less money than its rivals. These businesses produce more in greater quantities and gain from one or more of the following factors: low-cost raw material access, effective processes and technologies, low distribution and sales costs, effectively managed operations.
The other two are offer advantage (adding value to a good or service through special features) and niche advantage. Cost advantage is one of the three ways a business can develop a competitive advantage. An organization is in a good position to increase market share and profitability if it excels in at least one of these areas while remaining competitive in the other two.
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what are current liabilities? (check all that apply.) multiple select question. current liabilities are usually settled by paying out current assets such as cash. current liabilities are property, plant and equipment that are tangible and depreciated. current liabilities are liabilities that are not due to be settled within one year or the operating cycle, whichever is longer. current liabilities are liabilities due to be paid within one year.
Current liabilities are usually settled by paying out current assets such as cash are current liabilities. Commonly, current assets—assets that are depleted within a year—are utilised to settle current liabilities.
Accounts payable, short-term debt, dividends, notes payable, and unpaid income taxes are a few examples of current obligations. On the balance sheet, current liabilities include things like accounts payable, payroll due, payroll taxes, accrued expenses, short-term notes payable, assets income taxes, interest payable, accrued interest, utilities, rental fees, and other short-term loans. A company's current liabilities are its debts that are due within a year of the balance sheet date and will either utilise current assets or generate new current liabilities.
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alec is considering investing in an older, larger, single-family home, then renovating the home by adding three kitchens and more bathrooms. what type of investment opportunity does this describe?
The type of investment opportunity that this description is called conversion investment opportunity.
What is a conversion investment opportunity?The conversion investment opportunity is described as a form of investment in which an asset purchased is converted into a different form of an asset. It is important to mention that stationary assets like homes can undergo conversion.
In this scenario, Alec initially invested in an old, large single-family home. However, he later on invested more money to renovate the home. The renovation included more bathrooms and more kitchens, and this converted the asset into a more valuable asset.
It can be concluded that the type of investment opportunity that this description is called conversion investment opportunity.
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how much tax revenue was collected if the government levied a $2 excise tax on air conditioners and 490 units were sold after the tax? before the tax, 500 air conditioners were sold.
Answer:
$980
Explanation:
Determine the amount of taxes owed on a taxable income of $49,652. $4,735.38 $6,600.44 $7,709.92 $10,293.44
Answer:
I believe the correct answer is $4,735.38.
Explanation:
The marginal tax rate on this amount is 12%. You would be taxed $4,253 for the 2021 tax year, and $4.7k is way closer to this figure.
Total income tax for someone living in San Diego, CA would be $9,502. this would be pretty close to the $10.2k number, so it depends what it is asking. Just Federal tax, or Federal & State? If so, what state?
Answer:
$6,600.44
Explanation:
$49,652 is within the $41,176–$89,075 tax bracket. The marginal tax rate for this bracket is 22%.
First, you have to determine your taxable income. To do this, subtract the tax brackets.
Tax Bracket Taxable Income Solution
$0–$10,275: 10,275 $10,275 - $0 = $10,275
$10,276–$41,175 30,900 $41,175 - $10,276 = $30,900
$41,176–$89,075 8477 $49,652 - $41,176 = $8477
Next, multiply each taxable income with it's tax rate to get your taxes owed.
10% • 10,275 = 1027.5
12% • 30,900 = 3708
22% • 8477 = 1864.94
Now, add your taxes owed together.
1027.5 + 3708 + 1864.94 = $6600.44
suppose a business traveler is willing to pay $1000 to fly from new york city to miami on an unrestricted ticket. the business traveler is willing to pay only $200 if the ticket requires a saturday night stayover. a vacation traveler is willing to pay $250 for the ticket with a saturday night stayover, but is uninterested in purchasing an unrestricted ticket at any price. if the marginal cost (to the airline) of both types of ticket is $100, what is the profit maximizing pricing policy for the airline. what is its total surplus?
producers' surplus times total surplus equals 1050. Profit maximization aims to generate much more profit than your rivals Price discrimination would therefore be required for this.
As a result, the unrestricted ticket will cost $1000, while the restricted ticket will cost $250.
Consequently, both business and leisure travelers will purchase tickets, generating a revenue of $1250 ($1000 + $250).
The Marginal Cost will therefore be $100.
And the profit will be equal to $1050 ($1250-200).
b) Producer surplus plus consumer surplus plus profit equals total surplus.
Since there is no oversupply of consumers in our situation. Because both consumers paid these amounts to the fullest extent of their willingness.
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in florida, who or what entity must keep records of all funds deposited into the custodial or trust account that indicate the date and from whom the broker received the funds, the date deposited, the date any withdrawals are made, and other necessary information?
In Florida, the broker must keep records of all funds deposited into the custodial or trust account that indicates the date and from whom the broker received the funds, the date deposited, the date any withdrawals are made, and other necessary information.
The broker could be a firm or any individual between investors and the security exchange. An individual or investors require the broker because the security exchange accepts orders from the members of those exchanges.
The service provided by brokers is compensated as fees, commissions, or any other exchange. Discount brokers usually work for their clients but do not suggest any advice related to their funds investment. Full-service brokers work for the client and provided investment advice as well.
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which of the following is a true statement? a) individuals qualify for the moving expense deduction only if they change employers. b) individuals qualify for the moving expense deduction if their employer does not pay for the moving expenses. c) moving expenses are deductible from agi. d) moving expenses are generally not deductible.
a) individuals qualify for the moving expense deduction only if they change employers is a true statement.
Moving expenses are not deductible. Unless lawmakers change the tax code, this could change after 2025.
Employees may find it difficult and costly to relocate for business reasons. As a result, many employers pay for employee moving expenses.
Employees' moving expenses were once tax deductible, but that deduction was eliminated in the 2018 tax year.
Moving expenses incurred by an employee can be deducted as a business expense if they are included in the employee's standard W-2 wages.
Moving expenses will be tax-deductible again in 2026, assuming no further changes to tax law.
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sweeney pies has issued a zero-coupon 11-year bond that can be converted into 10 sweeney shares. comparable straight bonds are yielding 9%. sweeney stock is priced at $63 a share. (assume a face value of $1,000 and semi-annual compounding.) a. suppose that you had to make a now-or-never decision on whether to convert or to stay with the bond. which would you do? multiple choice convert the bond stay with the bond b. if the convertible bond is priced at $475, how much are investors paying for the option to buy sweeney shares? (do not round intermediate calculations. round your answer to 2 decimal places.) c. if, after one year, the value of the conversion option is unchanged, what is the value of the convertible bond? (do not round intermediate calculations. round your answer to 2 decimal places.)
$510.88 is the value of the convertible bond.
a). Current price of the zero coupon bond = par value/(1+9%)^11 = 387.53
If a bond is converted then the converted value is the number of shares upon conversion*current share price = 10*63 = 630
Gain, if converted = 630-387.53 = $242.47
The decision should be to convert the bond.
b). Fair price of the bond = 387.53
Bond price = 476
Value of the option to buy the shares = 476-387.53 = $88.47
c). Fair price of the bond after one year = 1,000/(1+9%)^10 = 422.41
Value of convertible bond = fair price + value of conversion option = 422.41 + 88.47 = $510.88.
A convertible bond is a fixed-income commercial debt security that yields interest payments but can be converted into a destined number of common stock or equity shares. The conversion from the bond to stock can be done at certain times during the bond's life and is generally at the discretion of the bondholder.
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another name for inflation that is measured using the cpi is multiple choice question. nominal inflation. real inflation. stagflation. core inflation. headline inflation.
Inflation analyses changes in goods and services while excluding out the food and energy sectors’ prices, which fluctuate more than the other index constituents.The answer is Core inflation.
The prices of all products and services included in the CPl are then used to compute inflation, whereas prices in the food and energy sectors are eliminated for calculating core inflation.We can see long-term price trends thanks to core inflation.policymakers are more worried about than the rate of core inflation. False While core inflation allows us to track trends in price levels, inflation can change quickly due to, for instance, an unexpected change in energy prices, which may only be a seasonal trend and not a long-term price trend.The commodities and services included in the CPI, which are subject to ongoing price shocks, are not included in substantial inflation when utilising the basic measurements of CPI and inflation compared to the difference between inflation measures.The analyst analyses the representative price of the items at the total cost at two points and compares the cost .
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the value that the use of 3d printing brings to a bicycle firm in the marketplace simulation includes all of the following except:
Answer: Eliminates most of the normal inventory that would need to be held in the bike stores, at the factory, and in various distribution centers spread around the world.
Explanation: A bike can be custom-built to the size, shape, and performance requirements of each customer.
The bike shops would be physically larger to accommodate for the 3-D printer to allow bikes to be made while the customer waits in-store.
The bike shops can be physically smaller as few bikes would need to be on display.
you are saving for retirement. to live comfortably, you decide you will need to save $2 million by the time you are 55. today is your 20th birthday, and you decide, starting today and continuing on every birthday up to and including your 55th birthday, that you will put the same amount into a savings account. if the interest rate is 3.5%, how much must you set aside each year to ensure that you will have $2 million in the account on your 55th birthday? group of answer choices $28,982.31
To ensure that we will have $2 million in the account by our 55th birthday, we must set aside $28,568.33 each year.
What are payments from annuities?The idea of annuity payments can be used to build up the retirement fund's desired corpus. These periodic payments from an annuity can be made monthly, quarterly, or annually. The expected value for the future rises with frequency.
How to figure out the annual deposit:Formula;
Where: FV = C * [(1 + r) n - 1] / r * (1 + r) + C
FV is the future value, which is $2,000,000; C is the annual deposit; r is the interest rate, which is 0.035; n is the period, which is 35 years.
Add values to the formula now;
$2,000,000 is equal to C * [(1 + 0.035)35 - 1] / 0.035 * (1 + 0.035) + C $2,000,000 is equal to C * (1.03535 - 1) / 0.035 * 1.035 + C $2,000,000 is equal to C * (3.3335905 - 1) * 29.5714286 + C $2,000,000 is equal to C * 2.3335905 * 29.5714286 + C $2,000,000 is equal to C * 69.00760
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