Homeowner Lorraine has not paid her mortgage for four months. Who will decide when it is time to begin foreclosure proceedings?

Answers

Answer 1

Answer:

The lender

Explanation:

A foreclosure is defined as a legal action taken by a lender where the borrower has stopped making payments. The lender forces the borrower to sell an asset used as a collateral in an effort to recover the loan.

Mortgages are loans collected on real estate properties, usually provided by mortgage company.

If Lorraine has defaulted for 4 months on her mortgage payments, the lender can start foreclosure procedure against her in an attempt to recover the loan.


Related Questions

Some companies intentionally manufacture their products with materials or components that will break, wear, rust, or rot sooner than they should. What is this practice is called

Answers

Answer:

The answer is planned obsolescence

Explanation:

Planned obsolescence is a strategy of ensuring that a product is built with components that has a limited useful life or components that will soon be outdated.

Planned obsolescence is unethical and should be avoided. It questions the integrity of the manufacturer. This act is prohibited from many countries.

One of the disadvantages is that the product manufactured might be injurious to health.

Hank wants to use a "Maximize Conversions" campaign with the Performance Planner. Which recommendation can be provided to Hank by the Performance Planner?

Answers

Answer: A recommended average daily budget

Explanation:

The options to the question are:

• Recommended campaign bid scaling

• A recommended Campaign-level • Target ROAS (return-on-ad-spend)

• A recommended Campaign-level Target CPA (cost-per-acquisition)

• A recommended average daily budget.

From the question, we are informed that Hank wants to use a "Maximize Conversions" campaign with the Performance Planner. The recommendation that can be provided to Hank by the Performance Planner is a recommended average daily budget. This will help in maximizing conversions.

David owns a single family house and wants to build a new extension at the rear of the house. David hires an architect who verifies that the local zoning laws allow David to build a 10'-0" extension. The extension to David's house is also known as what type of development

Answers

Answer:

As of right development

Explanation:

When a proposed development of land complies with the all zoning laws alongside other rules and regulation that are in place . such development is said to comply with as of right development.

As of right development does not allow any subjective decision and instruction by the members of the city development board in order to allow full compliance to the community zoning laws.

A new landscaping company uses the same logo and shade of green in all forms of communication including its online ads, truck signage, website, and business cards. Which technique is being used by this landscaping company to promote its business

Answers

Answer:

integrated marketing communications

Explanation:

When a company uses integrated marketing communications (IMC), it will use a similar language and transmit a similar message through all its marketing efforts. I.e., when companies promote their products or services using the same message through different marketing channels (e.g. internet, t.v., printed ads, etc.)

"Planning sessions, workshops, formal reports, and personal conversations are all part of the internal __________ that is necessary to implement marketing strategy using the internal marketing approach."

Answers

Answer:

The correct answer is: Distribution.

Explanation:

To begin with, the concept of distribution inside the marketing field and refering specifically to the internal marketing approach is understand as the way that the informatino of the marketing strategy is distributed inside the organization with all of the members that need to know that data in order to focus on the campaign and make it possible and effective so that the objectives are accomplished. That is why that the planning sessions, workshops, formal reports and personal conversations are part of the internal distribution that is necessary to implement the marketing strategy that the company tends to use.

You are a valuable member of the student store staff. You handle many of the cash box transactions, moving the daily cash between the store and the office, where it is held overnight. You remember that you needed to have cash to reserve your spot on the senior trip today, and your wallet is empty. You have the money at home, but forgot to pick it up this morning. You can’t ask your friends because they don’t carry that much cash, and no one is at your house to bring it over. You know how the money is moved around through the student store, and could "borrow" the money from the cash box until tomorrow, and nobody would probably know. How do you proceed?

Answers

Answer:

I can put a call through to the organisers of the trip explaining that I have cash but it's not within reach and that if they reserved the spot for me, they'd get the money as soon as I can access it. Given that I am a valuable member of the student store staff, that reputation should count in times like this.

To borrow money from the cashbox would be a huge ethical risk and can easily be termed mismanagement of funds especially where the store policy does not allow such.

My value in the store lies largely on my integrity and the trust they students have invested in my person.

I'd rather miss the road trip than make a regrettable unethical decision.

Cheers!

Answer:

Taking money from the cash box would be stealing—it would be unethical. Instead, I would call a family member or a friend and request someone to lend me the money. In case this does not work, I‘d call the concerned organizers and try to convince them to allow me to bring in the money the following day.

Explanation:

Imagine you have some workers and some handheld computers that you can use to take inventory at a warehouse. There are diminishing returns to taking inventory. If one worker uses one computer, he can inventory 125 items per hour. Two workers sharing a computer can together inventory 175 items per hour. Three workers sharing a computer can together inventory 185 items per hour. And four or more workers sharing a computer can together inventory fewer than 185 items per hour. Computers cost $100 each and you must pay each worker $25 per hour.

Answers

Answer:

a. The cost of inventorying a single item is $1.00 per item.

b. The cost of inventorying a single item is $0.86 per item.

c. The cost of inventorying a single item is $0.95 per item.

d. The cost of inventorying a single item is $1.08 per item.

e. You should assign two workers per computer in order to minimize the cost of inventory per single item.

Explanation:

Note: This question is not complete. A complete question is therefore provided before answering the question as follows:

Imagine you have some workers and some handheld computers that you can use to take inventory at a warehouse. There are diminishing returns to taking inventory. If one worker uses one computer, he can inventory 125 items per hour. Two workers sharing a computer can together inventory 175 items per hour. Three workers sharing a computer can together inventory 185 items per hour. And four or more workers sharing a computer can together inventory fewer than 185 items per hour. Computers cost $100 each and you must pay each worker $25 per hour.

a. If you assign one worker per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $ _____ per item

b. If you assign two workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $ _____ per item

c. If you assign three workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $_____ per item

d. If you assign four workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $_____ per item.

e. How many workers per computer should you assign if you wish to minimize the cost of inventory per single item? _____ worker(s) per computer

The explanation to the answer is now provided as follows:

Note: See the attached excel file for all the calculations.

a. If you assign one worker per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $ _____ per item

The cost of inventorying a single item is $1.00 per item.

b. If you assign two workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $ _____ per item

The cost of inventorying a single item is $0.86 per item.

c. If you assign three workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $_____ per item

The cost of inventorying a single item is $0.95 per item.

d. If you assign four workers per computer, what is the cost of inventorying a single item? Instructions: Round your answer to two decimal places. $_____ per item.

The cost of inventorying a single item is $1.08 per item.

e. How many workers per computer should you assign if you wish to minimize the cost of inventory per single item? _____ worker(s) per computer

To minimize the cost of inventory per single item, you should assign the number of workers at a point where the cost inventorying a single item is the lowest.

From from parts a to d above, the lowest cost of $0.86 per item of inventorying a single item is obtained in part b when you assign two workers per computer.

Therefore, you should assign two workers per computer in order to minimize the cost of inventory per single item.

Once Greg and Caitlin were married, they decided to purchase a home together. Since it was a shotgun wedding after a weekend in Vegas, they made sure that their ownership included the right of survivorship as well as protection from the other spouse attempting to sell the house from under them. The most likely form of co-ownership under which they would make this purchase is ______.

Answers

Answer:

Tenancy by the entirety

Explanation:

Tenancy by the entirety is a type of ownership over the property among the married couple. Each individual is the owner of the property and has an equal right over it. The possession of each spouse is shared mutually among the couple. In case, any of the couples dies, the entire possession of the property is passed on the other surviving partner. The possession of the property is owned by the couple as a single property.

In the given excerpt, Tenancy by the entirety would be the best option to purchase a property for Greg and Caitlin after they are married.

On January 1, 2018, Glanville Company sold goods to Otter Corporation. Otter signed an installment note requiring payment of $15,000 annually for six years. The first payment was made on January 1, 2018. The prevailing rate of interest for this type of note at date of issuance was 8%. Glanville should record sales revenue in January 2016 of:

a. $90,000.
b. $74,891.
c. $69,343.
d. None of these answer choices is correct.

Answers

Answer:

Glanville should record sales revenue of $74,891

Explanation:

Installment =  $15,000

Number of years = 6

Present value of installment = $15,000 * Present Value factor(8%, 6 years)

Present value of installment = $15,000 * 4.99271

Present value of installment = $74,890.65

Present value of installment =  $74,891

What does a market do, by definition? a. It brings buyers and sellers together to exchange goods and services. b. It gives firms a means of expanding their pool of consumers. c. It allows firms to produce what they have an absolute advantage at producing. d. It enables households to exchange funds for goods and services.

Answers

Answer: A

Explanation:

Sailmaster makes high-performance sails for competitive windsurfers. below is information about the inputs and outputs for one model, the windy 2000. units sold 1,217 sales price each $1,700 total labor hours 46,672 wage rate $12/hour total materials $60,000 total energy $4,000 calculate: i. the productivity in sales revenue/labor expense ii. the total productivity.

Answers

Answer:

(A) The productivity in sales revenue/labour expense = 3.69

(B) Total productivity = 3.31

Explanation:

Sailmaster makes high performance sale for competitive windsurfers

The units sold is 1,217

The sales price is $1,700

The total labour hours is 46,672

The wave rate is $12

The total materials cost is $60,000

Total energy is $4,000

(A) The productivity in sales revenue/labour expense can be calculated as follows

= units sold×sale price/total labour×wage rate

= 1,217×1,700/46,672×12

= 2,068,900/560,064

= 3.69

(B) The total productivity can be calculated as follows

=1,217×1700/(46,672×12)+(60,000+4,000)

= 2,068,900/560,064+64,000

= 2,068,900/624,064

= 3.31

Hence the productivity in sales revenue/labour expense is 3.69 and the total productivity is 3.31

Which type of research did April Bell recommend for companies with a limited research budget?

Answers

Secondary............

The employees at Herby Financial often complain that they are not provided feedback about their work. They feel that they do not get proper information as to how they have performed and the areas in which they need to improve. They also claim that the performance goals are vague and not measurable. Which HR function does Herby Financial need to specifically improve upon to resolve the complaints put forth by its employees

Answers

Answer:

The right approach will be "Performance management".

Explanation:

Performance management seems to be an instrument of organizational practice that lets management teams regulate as well as assess the productivity of employees. It aims to create an enabling atmosphere in which employees could perhaps accomplish maximum quickly and safely to the highest possible standard to deliver the highest-quality research.

A firm underwriting of a municipal bond issue usually has a number of different broker-dealers involved. Those who earn the total takedown on each sale they make are performing in the role of

Answers

Answer:

Selling syndicate members

Explanation:

Selling syndicate members is a term used in business or finance to describes part of a broker-dealers of a municipal bond issue. They are charged with the responsibilities of selling the bonds allotted to them.

From the sales of each bond, the total takedown, including the additional takedown is earned.

Hence, in this situation, the correct answer is Selling Syndicate Members

HELP ASAP PLEASE!!! WILL GIVE OUT BRAINLIEST!! Click an item in the list or group of pictures at the bottom of the problem and, holding the button down, drag it into the correct position in the answer box. Release your mouse button when the item is place. If you change your mind, drag the item to the trashcan. Click the trashcan to clear all your answers. Label the parts of the Transactional Model. The options are EXTERNAL, INTERNAL, DECODING, PERCEIVING, MESSAGE, RECEIVING, ENCODING, TRANSMITTING, SENDING, CHANEL, INTERNATIONAL, and CONTEXT

Answers

Answer:

All the answers

Im not sure about external and internal above but everything else is correct promise

Explanation:

Answer:

noise are the ones going from mouth to ear.

Explanation:

Maliha files her tax return 35 days after the due date of the return. along with the return, she remits a check for $3,000 which is the balance of the tax she owed. disregarding the interest element, maliha's total penalties are $

Answers

Answer:

$300

Explanation:

The IRS establishes a 5% penalty over the taxes that you owe for every month that passes between the due date and the time you actually pay your taxes. In this case, the IRS would penalize Maliha for 2 months (the IRS doesn't use fractions) = $3,000 x 5% x 2 months = $300.

If you are more than 60 days late, then the minimum penalty is $435 or an amount equal to the total taxes owed (the lesser of both).

the first skate board in the history of he world by betsy byars what is the moral of story.what is the conflict of the story.how they resolve..

Answers

The moral of the story is to keep your stick on the ice

Keeping your stick on the ice is the lesson of the tale. the conflict of the story.

What is conflict?

Conflicts result from conflicts of interest, viewpoints, or even philosophical concepts. The basis of conflict can be personal, racial, class, caste, political, or even international, thus it will always exist in society. Conflict is a heated argument and disagreement about a significant issue. When two parties or groups are at odds,

While resisting peer pressure can be challenging, doing so can backfire. As described in "The First Skateboard in the History of the World," Betsy Byars remembers the scrapes and bruises she received when she couldn't resist peer pressure. WEB IT Consider the various ways that peer pressure impacts us.

Conflict is the name given to these issues in fiction. Conflict is more specifically defined as a thwarted, jeopardized, or competing desire. It generally occurs when a character tries to do something, but something else interferes. Perhaps the character aspires for something but falls short.

Learn more about the conflict here:

https://brainly.com/question/17085630

#SPJ2

20 POINTS PLEASE HELP WILL GIVE BRAINLY!!!!!!!!!!!


Let's say you're in eighth grade. At your school, it's traditional for eighth graders to have a dance each spring before they leave for high school. In order to make your dance a success, your class will need to fundraise. You're hoping that selling candy-grams for Valentine’s Day will raise a lot of money! The cost of producing each candy-gram is a dollar, but this does not include the cost of making any posters or banners to promote your sale. Give your reasoning as to the lowest price you should charge for each candy-gram. What would be the highest possible price you could charge? Would your class be willing to create and sell more candy-grams at the highest price than at the lowest? Why or why not?

Answers

Answer:

i think $1 will be okay forthe lowest price at least is something everyone can afford abd the highest pruce will be 2$ cause we will need to raise funds and other materials and alsi love to sell at the highest cause there is other materials and not everyone will wabt to spend such on a candy everyone has things to buy

Hutch Inc., a software company, uses an approach in which software developers and programmers interact directly with customers. The team asks the customers for their requirements, develops a sample, and sends it to them for feedback. The team continues production based on the feedback given by their clients. The firm spends less time on negotiating contracts and documenting processes. This scenario implies that Hutch is using which approach

Answers

Answer:

The question is incomplete, the options are missing. The options are the following:

A)  Total Quality Management

B)  Downsizing

C)  Agile

D)  Outsourcing

E)  Just-in-time

And the correct answer is the option C: Agile.

Explanation:

To begin with, the "Agile Software Development" is considered to be an approach when it comes to software devolpment and it focus on the devolpment of requirements and sollutions by the work of the whole team inside an organization and its consumers or users that will have a huge relationship in other to interact with the other group so that the client gets the best work as possible becuase of the great relationship between the parties. That is why that in the case presented, Hutch is using an Agile approach to interact directly with the consumers.

Western Company adopted dollar-value LIFO (DVL) as of January 1, 2016, when it had an inventory of $715,000. Its inventory as of December 31, 2016, was $815,400 at year-end costs and the cost index was 1.08. What was DVL inventory on December 31, 2016?

Answers

Answer:

$757,800

Explanation:

For the computation of DVL inventory on December 31, 2016 first we need to follow some steps which is shown below:-

Adjusted closing value for inflation = Inventory as on Dec 31, 2016 ÷ Cost index

= $815,000 ÷ 1.08

= $754,630

Increase during the year in real terms = $754,630 - $715,000

= $39,630

Real dollar value of increase in inventory = $39,630 × 1.08

= $42,800

So,

DVL inventory = Jan 1 Inventory + Real dollar value of increase in inventory

= $715,000 + $42,800

= $757,800

Answer:

758,200

Explanation:

815,400 / 1.08 = 755,000

755,000 - 715,000 = 40,000

40,000 * 1.08 = 43,200

715,000 + 43,200 = 758,200

Following a two-car accident, damages to both motorists totaled $48,000. If one motorist was 75% at fault and the other was 25% at fault, under the complete comparative negligence rule, the net compensation would be:

Answers

Answer:

Motorist will zero compensation

Other party will receive 75% of compensation

Explanation:

The comparative negligence rule helps in situations where both of the parties were negligent. If one motorist is injured because of his fault and due to other one then the comparative negligence rule says that the percentage of negligence of each party will be determined. The person who is greater than 50% negligent, will not be able to recover his damages and will be barred from recovery whereas on the other hand if the person was not less than 50% negligent then he will be able to recover his damages caused by the accident in proportion to fault.

In this case, the motorist was 75% at fault which means that as per the comparative negligence rule, the motorist is barred from recovery and the net compensation would be zero for the motorist. The other party would receive 75% of his damage because this was caused by the 75% fault of motorist.

Lifestyle Changes... Good or Bad for your Career?

Answers

Answer:

good

Explanation:

because soemtimes you be in a bad place and you gotta get better

A(n) ________ underwrites new issues of securities for corporations, states, and municipalities needed to raise money in the capital markets.

Answers

Answer:

Non Banking Institutions (Investment Bank)

Explanation:

Non Banking Institutions (Investment Bank) do not have a full banking licence and are not usually supervised by a national or international banking regulatory agency.

NBIs facilitate investment, market brokerage, contractual savings and risk pooling.

Non Bank Institutions provide avenues for transforming an economy's savings to capital investment.

One way they do this is by underwriting new issues of securities for corporations, states, and municipalities needed to raise money in the capital markets.

2. Idler Co. has an investment in Cowl Corp. for which it uses the equity method. Cowl has suffered large losses for several years, and the balance in the investment account has been reduced to zero. How should Idler account for this investment

Answers

Answer:

Since the account's balance is $0, Idler should not continue to use the equity method to report their investment in Cowl Corp. E.g. Idler has 50% of Cowl, but 50% of $0 is still $0. Only if Cowl continues to operate and starts making a profit, should Idler again start including that investment in their balance sheet using the equity method.

Population of household composition, price of real estate in the area, availability of mortgage credit, consumer tastes, and income of consumers are all indicators of:

Answers

Answer:

Demand.

Explanation:

Population of household composition, price of real estate in the area, availability of mortgage credit, consumer tastes, and income of consumers are all indicators of demand.

Demand can be defined as an economic principle which involves the willingness of a customer to pay an amount of money (price) for a desired goods or services it need or requires.

Simply stated, demand for goods and services rest solely upon the consumer of such goods and services.

Product liability, covered by tort law, provides consumers and users with remedies when they are injured or suffer property damage as a result of:

Answers

Answer:

Negligence of the producer in production of its product for safe consumption

Explanation:

Product liability is a compulsory policy for manufacturers that provide compensation to the injured third party consumer who suffer injury or bodily harm as a result of use of the manufacturer product arising as a result of the negligence of the producer in producing its product.

This liability cover only provide compensation and remedies to consumer if they suffer damage as a result of use of the product. Remedies ranges from Cash payment, Treatment up to the affected get heal and many others

You are a part-time worker at a small neighborhood grocery store. You've been working in the store for only a few days, but already you know you like the job and your employer. It's close to your home, so it's very convenient. However, you're worried about security because you often work alone. There is a security camera, but it doesn't look like it's working. Posters and flyers completely fill the windows, making it impossible to see in or out. And the streetlights outside the store aren't very bright. You decide to talk about your concerns with the store owner.

Answers

Answer:

Despite liking the job due to the comfort and convenience which it offers, the security challenge is not something to wish off. I would engage with the store owner to see in which ways which he could improve the security of the store.

For example, changing the security camera, and removing the posters and flyers which fills the windows could be a great way to start. Also, with time, he could consider hiring a security guard who could be stationed in front of the store for few hours work in the night. this would guaranteed extra layer of security.

Explanation:

A plumber who quits his job in Indianapolis and moves to Orlando where additional plumbers are needed is said to be ___________________ unemployed

Answers

Answer:

Frictionally unemployed

Explanation:

Frictional unemployment refers to a type of unemployment that occurs when people are in the process of moving from one job to another job.

Frictional unemployment is also known as search unemployment because it has to do with the time that is spent between jobs when a person is searching for a job, moving from one location to another in search of a job, or transferring from one job to another job.

Based on the explanation above, a plumber who quits his job in Indianapolis and moves to Orlando where additional plumbers are needed is said to be frictionally unemployed. The reason is that the plumber is moving from one job in Indianapolis to another job in Orlando.

"A customer has purchased 1,000 shares of ABC stock at $44 per share, paying a commission of $1.00 per share for the transaction. ABC stock declares a 20% stock dividend. When the dividend is paid, the tax status of the investment is:"

Answers

Answer:

1,200 shares held at a cost basis of $37.50

Explanation:

Since there are 1,000 shares are purchased

and the stock dividend is 20%

So the number of shares after the dividend is  

= 1,000 × (1 + dividend percentage)

= 1,000 × (1 + 0.20)

= 1,000 × 1.20

= 1.200

And, the price per share is

= $44 + $1

= $45

So, the cost basis would be

= $45 ÷ 1.20

= $37.50

hence, the tax status of the investment is 1,200 shares held for cost at $37.50 basis

All of the following dates are needed to compute the total purchase price of a municipal bond traded in the secondary market that is quoted on a yield basis EXCEPT:________

a. dated date
b. maturity date
c. settlement date
d. interest payment date

Answers

Answer: dated date

Explanation:

The dates that are needed to compute the total purchase price of a municipal bond traded in the secondary market that is quoted on a yield basis are the maturity date, settlement date and the interest payment date.

It should be noted that the settlement date and interest payment date would be used to calculate the amount of accrued interest.

Therefore, the correct answer is dated date.

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