How do you create a monthly budget with variable income?

Select the desired sheet by clicking it. Point to Sheet in the Edit menu, then choose to move or copy the sheet. Choose the workbook you wish to copy the sheet to from the To book box. Advice: Choose "New Workbook" to make a new one with the copied sheet in it in Excel.

Spreadsheets like Microsoft Excel use a grid of cells organized in numbered rows and letter-named columns to manage data manipulations like arithmetic operations. To meet the needs of the financial, engineering, and statistical fields, it provides a number of built-in features. Additionally, it can display data as line graphs, histograms, and charts and has a very limited three-dimensional graphical presentation. Data can be segmented to demonstrate how various factors impact it from multiple perspectives. A pivot table is a tool for data analysis. Big data sets are compressed in order to do this utilizing PivotTable columns. It has a programming feature called Visual Basic for Applications that enables the user to employ a variety of numerical techniques, such as those for resolving differential equations in mathematical physics.

Learn more about Excel from

brainly.com/question/24749457

#SPJ4

Bad credit personal loans with guaranteed approval for $5,000 are available for those with poor credit scores.

When it comes to personal loans, having a good credit score is often a requirement to be approved. However, there are options available for those with a poor credit score, such as bad credit personal loans with guaranteed approval. These types of loans are specifically designed for individuals with lower credit scores and often have more relaxed requirements and higher interest rates. The loan amount available in this case is $5,000.

It's important to note that while these loans may be more easily accessible, they come with a higher risk and may have higher interest rates and fees. It's essential to carefully review the terms and conditions of the loan before accepting it and to only borrow what you can afford to repay.

Bad credit personal loans with guaranteed approval for $5,000 are available for those with poor credit scores.

Learn more about credit score

brainly.com/question/25844483

#SPJ4

The complete question is -

"What are the options available for those with a poor credit score looking for personal loans, and is it possible to find bad credit personal loans with guaranteed approval for $5,000?"

A fiscal year is a time period that includes twelve consecutive months. Work sheets are columnar accounting forms that summarize the general ledger data required to create financial statements.

Budgeting and government accounting both use a fiscal year, although this varies by country. Companies and other organizations use it as well for financial reporting. Although these rules rarely specify that the reporting period must coincide with the calendar year, many countries have laws requiring the compilation and dissemination of annual financial reports. The fiscal year used by the government is normally the same year that tax rules require accounting records to be kept and taxes to be computed. The annual tax calculation is vital for direct taxes like income tax. Several annual government levies, such council tax and license fees, are also calculated on a fiscal year basis.

Learn more about fiscal year  from

brainly.com/question/830210

#SPJ4

A fiscal period consisting of 12 consecutive months. (p. 159)

online shopping: saves time, saves transportation expenses, you can shop at any time you want, products are cheaper, you don't have to wait in the checkout line, you don't have to worry about crowds, and it is easier to search for what you want.

Relative to a market economy, a centrally-planned economy would be expected to be better at allocative efficiency but not productive efficiency. The correct answer is B.

A centrally planned economy is one in which the government makes all economic decisions, rather than leaving them to the market. In theory, a centrally planned economy can achieve allocative efficiency, which means that resources are allocated to their most efficient use, because the government can make decisions based on overall societal goals and needs.

However, a centrally planned economy is unlikely to achieve productive efficiency, which means that goods and services are produced at the lowest possible cost, because there is no market competition to drive innovation and cost savings. Additionally, the lack of market signals and lack of incentives for entrepreneurs, managers and workers to work efficiently can lead to inefficiencies. In practice, centrally planned economies have been shown to be less efficient and less productive than market economies.

To learn more about allocative efficiency visit: https://brainly.com/question/14566650

#SPJ4

Consumers and businesses can adjust their spending and pricing strategies to cope with inflation.

One response to inflation is to increase the prices of goods and services. This can be done to ensure that prices remain in line with the rate of inflation. Additionally, businesses can adjust their production levels to minimize the impact of inflation.

Consumers can adjust their spending habits to account for inflation. They can look for ways to save money, such as buying goods on sale, using coupons, and shopping at discount stores. They can also limit their spending on luxury goods, and invest in assets that can protect their purchasing power.

Additionally, consumers can invest in index funds and other investments that have a low correlation to inflation. This can help to reduce their exposure to the effects of inflation.

For more questions like Inflation click the link below:

https://brainly.com/question/29308595

#SPJ4

This is a result of the charges that a lender makes to you in the form of interest and fees for utilising their money. The term "financial charge" is also used to describe it. The sum of money you will pay for the loan is known as the financing fee. Lenders assesses a simple interest rate.

What  is information does a lender assesses ?

Whether they are an individual, a public or private organisation, or a financial institution, a lender is anybody who makes money available to a person or business with the expectation that they will pay them back. Any fees or interest paid are regarded as repayment. The majority of lenders use financial models to forecast the risk that a borrower would default after taking out a loan. If you can comfortably make your payments, the lender needs to know. Income level, stability, and type are possible factors.

To know more about financial charge  visit:

https://brainly.com/question/14376452

#SPJ4

3 tries left information is best described as a. raw facts about transactions.

Having only 3 tries left can be a stressful situation, but with the right information at hand, you can make the most of your remaining attempts. The key to success lies in arming yourself with raw facts about the transactions you are making.

Knowing how many tries you have left and the details of each transaction can help you make better decisions and maximize your chances of success.

This raw information about your transactions can help you keep track of how many attempts you have left. Staying informed is the best way to ensure that your transaction is successful.

To learn more about information, click here:

https://brainly.com/question/13629038

#SPJ4

Government policy is a major factor in the success of any economy. Governments can influence the economy in several ways, including taxation, spending, regulation, and monetary policy.

Taxation affects the economy by providing the government with revenue for public services and infrastructure, but it can also stifle economic growth if taxes are too high.

Regulations can help to ensure that businesses are operating ethically and safely, protecting both the public and the environment. On the other hand, if regulations are too stringent, they can restrict economic growth.

Finally, monetary policy is used to control inflation and the supply of money in an economy. Governments can adjust interest rates and the money supply to encourage or discourage economic activity.

Overall, government policy has a major impact on the success of an economy. Through taxation, spending, regulation, and monetary policy, governments can foster economic growth and stability.

To learn more about economy, click here:

https://brainly.com/question/2421251

#SPJ4

In a study of the effects of various brands of ice cream on weight gain, the type of ice cream consumed represents the independent variable.

The cause is the independent variable. Its value is unaffected by the other study variables. The effect is the dependent variable. Adjustments in the independent variable affect its value.

The amount of sunlight, for instance, would be the independent variable if you were examining how the development of a certain plant variety was influenced by sunlight levels. The amount of light that each plant receives can be adjusted. The dependent variable is growth. It is a result of how much sunlight there is.

The variable that the researcher modifies or manipulates in an experiment is known as the independent variable. The measured reaction is the dependent variable. Considering the dependent variable as being reliant on the change in the independent variable.

Learn more about independent variables here:

https://brainly.com/question/17034410

#SPJ4

According to the table provided, Clem would qualify for an interest rate of 4.25% and Ingrid would qualify for an interest rate of 4.875%.

This would result in a difference in monthly payments of $68. The monthly payment for Clem would be $732 and the monthly payment for Ingrid would be $800. Therefore, Ingrid would have to pay $68 more than Clem per month.

Hence Clem would qualify for an interest rate of 4.25% and Ingrid would qualify for an interest rate of 4.875%.

To know more about interest here

https://brainly.com/question/27939418

#SPJ4

Yes, a personal loan is good for credit

Personal loans can be a great way to build or rebuild your credit, especially when you make regular, on-time payments.

However, it’s important to understand how personal loans work and the impact they can have on your credit score before you commit to one.

Personal loans are typically unsecured, meaning you do not need to put up any collateral to secure the loan. Instead, lenders typically use a borrower’s credit score and income to determine the terms and rate of the loan.

By making regular and on-time payments, you can demonstrate to lenders that you’re a responsible borrower, which can have a positive impact on your credit score.

Before taking out a personal loan, make sure you’re aware of the risks and understand how it can affect your credit score. If you’re confident that you can make regular, on-time payments and that a personal loan is the best option for you, then it could be a great way to build or rebuild your credit.

To learn more about loan, click here:

https://brainly.com/question/11794123

#SPJ4

A leader should behave genuinely with their followers and align their behaviors with their values. this is a description of the spiritual leadership approach

An emphasis on a leader's moral and ethical principles, as well as the significance of conforming their actions to those principles, is known as spiritual leadership. In this strategy, leaders are required to act sincerely and authentically with their followers because they are considered role models.

They frequently have a feeling of purpose, which inspires others to work toward a common goal. In order to match their activities with their ideals, spiritual leaders must be in touch with their inner selves and be self-aware. They frequently exhibit greater empathy and are more willing to set an example for others. They establish a sense of community and a sense of belonging among their followers while also empowering and inspiring them to realise their greatest potential.

Read more about spiritual leadership approach on:

https://brainly.com/question/28482265

#SPJ4

Firm H's Times Interest Earned for the year was 7.0 (rounded to one decimal). Times Interest Earned (TIE) is a financial ratio that measures a company's ability to pay its interest expenses on outstanding debt.

It is calculated by dividing Earnings Before Interest and Taxes (EBIT) by the Interest Expense. A higher TIE ratio indicates that a company is more capable of meeting its interest obligations, while a lower TIE ratio may signal that a company is struggling to cover its interest payments and may be at a higher risk of default.

In this example, Firm H's EBIT was calculated as $180,000 (Earnings Before Income Taxes) + $30,000 (Interest Expense) = $210,000. Then, TIE was calculated as EBIT divided by Interest Expense, which is $210,000 / $30,000 = 7.0.

This means that Firm H generated $7 of earnings for every $1 of interest expense, indicating that the company has a strong ability to cover its interest payments.

To know more about interest earned, visit: brainly.com/question/17185294

#SPJ4

Price caps, for instance, may cause supply issues, which would necessitate additional government actions to boost production. A mixed economy is so insecure and prone to socialism.

The mixed economy does have its drawbacks, though. The fact that the government is limited in its capacity to fully regulate the economy is a drawback. The government doesn't really support social programs enough, which is another disadvantage. There are public and private sectors underneath the government in a mixed economy.

Neoclassical theory claims that mixed economies are less efficient than pure free markets, but proponents of state intervention contend that the fundamental necessities for efficiency throughout free markets, such as equal data and rational market participants, cannot be realized in practical uses.

To know more about mixed economics visit:

https://brainly.com/question/13425598

#SPJ4

The specific steps to fully customize the appearance of an existing brush will vary depending on the software or program being used.

In general, you can access the settings necessary to fully customize the appearance of an existing brush by following these steps:

1. Select the brush tool in the software or program.

2. Go to the brush settings or options, which can typically be accessed through a brush palette or by right-clicking on the canvas while the brush tool is active.

3. Look for the brush customization options. This can include settings such as brush size, shape, opacity, and flow. Some software or program may have more advanced settings like texture, spacing, angle, etc.

4. Adjust the settings to your preference, you can test the brush by making a few strokes and observing the changes.

5. Once you are satisfied with the changes, you can save the brush as a new brush.

To know more about opacity, visit:

https://brainly.com/question/29988924

#SPJ4

A set contains elements or members, which can be any type of mathematical objects. A set is the mathematical model for a collection of various things.

The elements of the set are the objects that make up the set.A set that includes all the elements or objects of other sets is said to be a universal set. It is typically represented by the letter "U." If every element in a set A is also an element in a set B, then the set A is a subset of the set B. The set A is therefore contained within the set B.

To know more about set visit:

https://brainly.com/question/13309484

#SPJ4

Awareness and Propensity to Buy: Use video ads to increase brand awareness or get people thinking about buying your product. Sales & Leads: Use the Increase Conversions campaign subtype to set up actionable video ads.

What measurement solution to use?

Also called raw scores, this is the sum of scores (reach x frequency) provided by multiple media ads in ten or more vehicles, where one point = 1% of baseline reach. For example, ten TV commercials with an average rating of 15 will deliver 150 GRP, or 1.5 posts per average household. Summarize all the resources invested in social media content: tools, subscriptions, hours of work , advertising, etc. Then calculate the total revenue from the social media visitors. Divide “Revenue” by “Investment” and multiply by 100. This equation gives you a percentage return on your social media investment.

Measured Media refers to the segment of the media communications industry that involves publishing, broadcasting, TV and local newspapers.

To learn more about goal refers to:

brainly.com/question/1512442

#SPJ4

The topics covered at professional conventions are hot button concerns and developments in the field. Usually, groups or organisations devoted to promoting the subject of interest are the ones that arrange these meetings.

To Learn more About  professional conventions Refer TO:

https://brainly.com/question/20562542

#SPJ4

Simple math may be used to determine how much a corporation pays in dividends: just deduct net internal funds from annual net income.

Income from the selling of goods or services is one type of business income that is permissible. For instance, a person's fees from the normal activity of a specialty are considered business revenue. Rent payments made by a real estate investor are considered business revenue.

Profit is the sum that remains after all costs have been deducted from the revenue, to put it simply. Simply said, income is the real sum of cash a business makes.

To know more about income visit :

https://brainly.com/question/14732695

#SPJ1

Based on the historical cost principle, Dill should record the bulding for $590,000 as it wa agreed before.

Historical cost principle is a basic accounting principle stated by the US GAAP where the record ofmost assets on the balance sheet should be done at their historical cost even if the costs have significantly change over time. However, the historical cost of an asset might not representing the fair value of the asset.

However, not all assets could be recorded at its historical cost, such as marketable securities. Marketable securities should be recorded based on its fair market value.

From the case, we know that Dill Enterprises buys a warehouse for $590,000. Based on the historical cost principle, Dill should record the purchase of the warehouse at its original price which is $590,000 despite the higher value stated by the appraiser.

Learn more about Historical Cost Principle here: brainly.com/question/14701748

#SPJ4

Complete Question:

Dill Enterprises buys a warehouse for $590,000 to use for its East Coast distribution operations. On the date of the purchase, a professional apprisal shows a value of $620,000 for the warehouse. The seller had originally purchased the building for $520,000. Dill has similar warehouse on the West Coast that has a book value of $606,000. Under the historical cost principle, Dill should record the building for ...

Income tax is kind of direct tax. Income tax is a charge levied against both people and businesses.

Based on the income received, individual income taxes are calculated. Typically, it is categorised as a direct tax since this burden is thought to fall on the people who pay it. Net profits, calculated as the excess of receipts over permitted costs, are subject to corporate income tax. Nearly all nations levy corporate income taxes, but there are significant differences in the rules and rates.

Except in significant mineral-producing regions of less-developed nations, corporation income taxes in developed nations tend to be higher in relation to national income and overall government revenue because industrialised countries typically have big corporate sectors than the less countries.

Know more about Income tax here

https://brainly.com/question/17075354

#SPJ4

F Starbucks follows a strategy of competing in more than one business product, diversification goals could it accomplish.

What is diversification?

A risk management method called diversification combines a wide range of investments within a portfolio. To reduce exposure to any one asset or risk, a diversified portfolio combines a variety of different asset classes and investment vehicles. In other words, it entails allowing your company to penetrate new markets and developing a brand-new product. We can state that diversification is a strategy for your business's growth and development that involves looking into new opportunities.

In what ways can diversification lower risk?

By making investments across many financial instruments, industries, and other categories, diversification lowers risk. Risk can be systemic or undiversifiable, or it can be systemic or diversifiable.

Know more about diversification - brainly.com/question/29380721

#SPJ4

You can withdraw your 401k while employed by the company that sponsors your 401k, but you can only withdraw it from your previous employer.

The status or ability of a person or group to sponsor, endorse, advise, or fund other individuals, organizations, or projects is known as sponsorship.

If you are retired or fired, you can withdraw money from your account, but there are penalties that you should reconsider. You will be subject to a 10-year withdrawal penalty and the money will be taxed as normal income. This usually happens after leaving the employer, but employees can send money while employed if their company's 401(k) allows it. You can use an indirect rollover to flush your 401(k) account. The plan administrator gives them a check for funds.

To know more about Sponsorship, visit:

https://brainly.com/question/15217613

#SPJ4

True. Cost efficiency is a major key to success in commodity businesses. Businesses must strive to reduce costs as much as possible in order to remain competitive and profitable.

Businesses are organizations or entities that provide goods and services to their customers in exchange for money. Businesses may be either privately owned, or publicly traded entities. They may provide a wide range of services, such as retail stores, professional services, hospitality and catering services, manufacturing, transport and logistics, and much more. Businesses can vary in size, from small, family-owned operations to large multinational corporations.

Factors such as the cost of labor, the cost of materials, and the cost of production all affect the cost efficiency of a business. Additionally, businesses must also be able to manage their inventories and supply chains well in order to maintain cost efficiency.

To learn more about businesses
https://brainly.com/question/29432306
#SPJ4

Individual prejudices affect business communication because a speaker could accidentally convey his or her ethnocentric or xenophobic notions and alienate listeners from various cultures.

By sharing information with both employees and those outside the company, business communication aims to assist an organization in achieving a key objective. It involves the creation, exchange, listening to, and comprehension of written and vocal messages amongst various groups of individuals. How employees interact and do business within a company has a significant impact on how successful the company will be in the marketplace. Internal business communication—between coworkers—or external business communication—between businesses or consumers—takes place both ways. Using verbal or nonverbal communication techniques, this internal and outward communication can take place. Various limitations can make it difficult for the recipient to comprehend the information being sent by the sender in these internal and external forms of communication.

To know more about, business communication, visit :

https://brainly.com/question/30262540

#SPJ4

The regulator of economic activity is a government agency or organization that is responsible for overseeing and enforcing regulations in the economy.

These regulators are responsible for ensuring that businesses and financial institutions comply with laws and regulations, and for protecting consumers and promoting competition.

Examples of regulators of economic activity include:

1)Central bank: Central banks, such as the State Bank of Pakistan, are responsible for implementing monetary policy, regulating the banking system and monitoring the financial system.

2)Securities and Exchange Commission: The Securities and Exchange Commission (SEC) is responsible for regulating securities markets and protecting investors.

To know more about economics here

https://brainly.com/question/28134450

#SPJ4

The discipline of economics examines how fairly goods and services are allocated across society. In general, economics is concerned with activities related to the creation and consumption of goods and services.

Efficiency in free market (or capitalist) economies is determined by how much gain can be made from the use of limited resources. Societies are more effective the higher the advantages attained.

No nation is completely capitalism or completely socialist, but some (like the US) lean more one way or the other (e.g. North Korea). Free markets and minimal government intervention are preferred in capitalist , which typically leads to greater income disparities, higher unemployment rates, but also more overall wealth. For this reason, social safety nets like Social Security, Medicare, welfare, and food stamps are developed in capitalistic nations.

To know more about capitalist, click the below link

https://brainly.com/question/4941332

#SPJ4

The cost principle is the principle that information is based on actual costs incurred in transactions. Here option B is the correct answer.

The cost principle is one of the fundamental principles of accounting. It states that financial information should be recorded in the accounting records at the historical cost, which is the amount originally paid or incurred to acquire an asset or settle a liability.

This means that the cost of an asset should be recorded at the price paid to acquire it and not at its current market value, and the cost of goods sold should be recorded at the actual cost of the goods sold and not at their current market value.

This principle is important because it provides a consistent and objective basis for recording transactions and measuring the financial performance of a business.

Complete question:

Information is based on actual costs incurred in transactions.

a. Business entity assumption

b. Cost principle

c. Matching principle

d. Full disclosure principle

To learn more about the cost principle

https://brainly.com/question/1328807

#SPJ4

The yearly salary of Terrence is $45,000. How much may he spend each month on debt repayment for credit cards and loans before he becomes insolvent?

How Do Loan Terms Work?

The constraints and terms attached to borrowing money are referred to as "loan terms." This can include the length of time the loan must be repaid, the interest rate and costs associated with it, any potential penalties for late payments, and any other unique circumstances that might be present.

Loan and example are what?

A loan is money taken out from a bank or other financial organization. The Borrower commits to repay the Loan in full, including interest. There are many different kinds of loans, including mortgages, auto loans, and student loans.

To know more about  insolvent visit:

https://brainly.com/question/29826642

#SPJ4