If the letter states that the loan approval is subject to "verification of the buyers' income and credit information" it is a prequalification letter.
Preapproval, as opposed to prequalification, is a more precise estimate of how much you could borrow from your lender and calls for records like your W2, most recent pay stubs, bank statements, and tax returns. The lender will then use these records to calculate the precise amount for which you can receive preapproval.
A prequalification or preapproval letter is a document from a lender stating that the lender is tentatively willing to lend to you, up to a certain loan amount. This document is based on certain assumptions, and it is not a guaranteed loan offer.
A pre-approval offer implies that you have advanced past the initial screening stage. But keep in mind that until you apply, you can't actually be approved for the card. Although you might be a strong candidate, the lender will probably need more details to process your application.
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2. businesses may use multiple, coordinated e-commerce applications that engage you in a purchase decision (such as allowing a customer in a physical store to scan a product upc code to see social media comments, price comparisons for nearby stores, or a coupon for a discounted purchase). what is this marketing plan called?
This marketing plan called Omnichannel marketing.
What is Omnichannel marketing?The goal of omnichannel marketing is to create a seamless, integrated shopping experience across all of a brand's sales touchpoints, such as physical stores, live events, mobile devices, and online retailers. Every time customers encounter the brand, it creates consistency using data and analytics.
Retailers may increase availability with omnichannel, increase traffic and sales, and integrate digital touchpoints. An omnichannel retail strategy enhances the customer experience and offers more channels for customers to make purchases, whether they are made online, on mobile devices, or in physical stores.
A successful omnichannel strategy integrates aspects of sales strategy, digital marketing, and customer support with the goal of providing customers with a completely integrated experience regardless of the channel they use.
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rising business optimism and confidence will cause a: multiple choice 1 rightward shift of the aggregate demand curve. leftward shift of the aggregate demand curve. rightward shift of the aggregate supply curve. leftward shift of the aggregate supply curve. falling business optimism and confidence will cause a: multiple choice 2 leftward shift of the aggregate demand curve. rightward shift of the aggregate demand curve. rightward shift of the aggregate supply curve. leftward shift of the aggregate supply curve.
Increased optimism and business confidence will cause the aggregate demand curve to shift to the right.
The demand curve is a graph of the relationship between the price of a product and consumer demand over a certain period of time. The demand curve can be represented visually through graphs. This graph refers to the price point of a product shown on the vertical axis and the number of consumers shown on the horizontal axis. By using this demand curve graph, the company will see precisely about consumer demand for a product at a certain price, whether it is increasing or decreasing.
When the price of a product increases, the demand for that product decreases, so you can see the curve in the graph. If the curve is flat, it can be interpreted that this situation occurs when the difference between price and quantity demanded is very thin. Thus, the price point has succeeded in obtaining product demand.
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efficient use of resources allowing for lower prices to customers and/or higher margins, while maintaining excellent quality describes which lean operation competitive advantage?
The correct answer is zero waste.
Zero waste is a collection of waste prevention guidelines that supports restructuring resource life cycles to maximise product reuse. Avoiding dumping rubbish in landfills, incinerators, or the ocean is the aim of this movement.
The Zero Waste International Alliance (ZWIA) has accepted the following definition:
Zero waste refers to the preservation of all resources by responsible production, consumption, reuse, and recovery of all goods, packaging, and materials, without burning them or releasing waste into the atmosphere, water, or land that could endanger human health or the environment.
In contrast to end-of-pipe waste management, zero waste refers to waste prevention. This whole systems approach seeks to drastically alter how resources move through society such that there is no waste.
Achieving zero waste involves more than just reducing, reusing, and recycling waste. To cut waste, it focuses on redesigning the manufacturing and distribution networks.
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assume that a client was involved in a $1,000,000 fraud and that the cpa's percentage of responsibility established at 25%, while the company itself was responsible for the other 75%. under which approach to liability is the cpa most likely to avoid liability entirely?
Under contributory negligence is the CPA most likely to avoid liability entirely.
By saying that the company itself was involved majorly in the fraud the auditor can save himself. He can say for example that the company knew about the fraud but still didn't care to take preventive measures. The auditor must prove that the company had a duty to take certain precautions, that they failed to do so, and that this failure contributed to their downfall and involvement in different scams and fraud and should be penalized.
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The combination of factors that a company can control to influence consumers is called the marketing _______.
The combination of factors that a company can control to influence consumers is called the marketing mix.
What do we mean by marketing mix?In marketing, the marketing mix means the set of actions or tactics that a company uses to promote its brand or product in the market. The 4Ps that makes up the typical marketing mix includes Price, Product, Promotion and Place.
The importance of marketing mix for most businesses is to make sure they are marketing the right product to the right person, at the right price, in the right place and at the right time.
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what is a project? multiple choice a temporary activity undertaken to create a unique product, service, or result the application of knowledge, skills, tools, and techniques to project activities in order to meet or exceed stakeholder needs and expectations from a project any measurable, tangible, verifiable outcome, result, or item that is produced to complete a project or part of a project key dates when a certain group of activities must be performed
The project is a short-term activity undertaken to produce a one-of-a-kind product, service, or result.
Short-term assets, often known as securities in investments, are assets kept for less than a year. In accounting, the phrase "current" refers to a short-term asset that is projected to be turned into cash in less than one year, or an obligation that is due in less than one year. The accounting profession analyzes current assets and current liabilities, and in the investment sector, a security with a holding duration of one year or less is considered a short-term security.
Short-term or current assets are relevant when calculating several important financial ratios, such as the current ratio, turnover ratio, and measuring a company's liquidity.
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elena is excited to invest, but she is worried that she might lose her investment funds by making risky investments. how could elena use diversification to manage her risk?
Elena can use diversification by purchasing multiple assets from multiple sources in order to manage her risky investment.
Diversification is a strategy for risk management where one person can make a wide variety of investments within a portfolio, which helps in reducing the risk of losing funds. A diversified portfolio ensures multiple purchasing of assets and investments and prevents single asset or risk increment which leads to limiting exposure for the investors.
Purchasing assets from multiple sources are not just limited to among companies, diversification provides buying investments in different countries, sizes of companies, industries, or term lengths for income-generating investments. Buying 20 - 30 stocks from different sources proves to be a cost-effective level of risk reduction.
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based on the accenture survey on sources of risk that affect global supply chain performance, which of the following was found to have affected the highest percentage of supply chains? group of answer choices volatility of fuel prices customs delays inflexible supply chain technology shortage of skilled resources
The biggest proportion of supply chains were found to have been impacted by gasoline price volatility.
What is meant by volatility?a propensity for abrupt and unpredictable change. price turbulence the stock market's erratic behavior; a propensity to erupt in rage or violence. the region's instability The rate that the market of a stock rises or falls over a specific time period is known as volatility. Stock price volatility is usually correlated with increased risk, which helps investors predict probable future swings.
Why is the price of fuel so volatile?If there is a disruption in crude oil supplies, refining activities, or gasoline pipeline deliveries, gasoline prices may vary quickly. Gas prices fluctuate due to seasonal changes in consumption even while crude prices are steady.
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assuming an economy is initially at potential output, in the long run, an expansionary monetary policy is expected:
Assuming an economy is at the beginning at achievable output, in the lengthy run, an expansionary economic coverage is expected: no longer to affect output in the long run.
-In the long run, an expansionary economic coverage does not have an effect on possible output and is translated alternatively into greater prices, no longer higher output
What is an expansionary monetary policy?Expansionary Monetary Policy
Also recognised as free monetary policy, expansionary coverage will increase the grant of money and deposit to generate economic growth. A central financial institution may installation an expansionist monetary coverage to decrease unemployment and improve increase for the duration of hard economic times.The remaining long-run effect of an increase in the cash furnish in a floating exchange fee device is a depreciation of the forex and no change in real GNP. In the transition process, there is an inflationary effect.
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https://brainly.com/question/28081661#SPJ4an organized script for people to address service delivery failures with customers is referred to as a: a. customer failure system. b. customer problem system. c. customer recovery system. d. customer fail-safe system.
A customer recovery system is a set of guidelines for employees to follow when communicating with consumers about problems with service delivery.
Customer recovery is the step a business takes in the wake of a service failure to turn unsatisfied clients into advocates. Successful businesses have a procedure that not only reduces incoming customer complaints but also leaves the client satisfied.
An effective illustration of service recovery is one in which the business strives to address the issue first. For instance, the first thing you should do if you discover an error on your phone account is called the phone service provider. They provide a helpful FAQ website with a self-diagnostic issue section.
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marketing, celebrity endorsement, and market share - are there relationships in the bsg among these three factors?
Business Simulations Games (BSG) are the games played by businessmen to manage the economic process. As business simulations are now aptly applicable in the real-world, big business tycoons now simulate business and marketing situations.
Economics focuses on the behavior and interactions of financial agents and the way economies paint. Microeconomics analyzes what's regarded as fundamental factors inside the economic system, which include person agents and markets, their interactions, and the outcomes of interactions. Person marketers may additionally encompass, for example, households, firms, buyers, and sellers. Macroeconomics analyzes the economy as a device where production, consumption, saving, and funding have interaction, and elements affecting it: employment of the resources of labour, capital, and land, forex inflation, monetary boom, and public policies that have effect on those factors.
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Jennifer wants to improve her relationships with her customers. Which of the following measurements should she work on improving?
A.
gross margin
B.
sales per customer
C.
calls per period
D.
area coverage
E.
feedback rating
In order to improve her relationships with her customers Jennifer will work on improving feedback rating. Hence, the correct response to this question would be option (E).
Give a brief account on customer review.A customer review is an assessment of a good or service provided by someone who has used it or had contact with it previously. Client reviews on e-commerce and online retail websites are a type of customer feedback. There are also specialized review websites, some of which employ client testimonials in addition to or instead of expert testimonials. Other users may score the reviews on their own for usefulness or accuracy.
Customer comment boxes and customer service helplines were two ways that consumers could rate goods and services before the internet was invented. Despite the recent huge growth of internet review sites, these techniques are still in use today.
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maria needs to buy a tent, sleeping bag, and hiking boots for a two-week camping trip in the mountains. she has never bought camping equipment before and assesses what other equipment she may require during her trip. she also asks her friends, who have gone camping before, what equipment she should buy. once she has purchased all the camping gear, she evaluates whether she made the right purchases. in this situation, maria is engaging in:
The given question problem is case of extented problem solving.
Extended problem solving is making a purchasing decision without the buyer having any information or experience with the product, service and supplier.
Consumers typically opt for comprehensive problem solving when they realise their needs are completely new and require a great deal of effort to satisfy.
The customer decision-making process involves different levels of purchasing decisions.
Comprehensive problem SolvingLimited problem solvingRoutine voting behavior.Elements of Comprehensive Problem Solving :
The various parameters that contribute to extended problem solving are:
1. Expensive products: cars, houses, etc.
2. Rare Purchases: Cars, HD TV Purchases
3. More Customer Involvement : laptop, ROM, Display, etc.
4. Unknown Product Category: Real Estate is a very unknown category
In the given problem is a case Maria decision making about purchase is based on extended problem solving.
Maria hasn't bought any camping equipments . Hence, she is relying on recommendations from her friends in order to choose best camping equipment and quality one.
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one remedy to consumers who sign lease agreements is to receive attorney fees if the court decides that the lessor has subjected the consumer to a(n): blank .
Attorney's fees are restricted in cases involving leases or consumer contracts.
What serves as the fundamental foundation for calculating attorney fees?In the absence of an express agreement, the legal term "quantum meruit," which literally means "as much as he deserves," is used to determine an attorney's professional fees. A contingency fee compensates the lawyer for their legal services based on a percentage of the settlement or verdict. Although it can be utilized for other types of cases as well, this kind of arrangement is commonly employed for personal injury cases (negligence incidents like car or slip-and-fall accidents). The level of difficulty of a certain legal activity, the time commitment, the attorney's experience and expertise in that field of law, as well as the cost of doing business, are all taken into account when determining how much to charge a client.
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Attorney's fees are restricted in cases involving leases or consumer contracts.
What serves as the fundamental foundation for calculating attorney fees?In the absence of an express agreement, the legal term "quantum meruit," which literally means "as much as he deserves," is used to determine an attorney's professional fees. A contingency fee compensates the lawyer for their legal services based on a percentage of the settlement or verdict. Although it can be utilized for other types of cases as well, this kind of arrangement is commonly employed for personal injury cases (negligence incidents like car or slip-and-fall accidents). The level of difficulty of a certain legal activity, the time commitment, the attorney's experience and expertise in that field of law, as well as the cost of doing business, are all taken into account when determining how much to charge a client.To learn more about attorney's refer to
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(make-to-stock) is an example of make-to-stock. a. canned soups (e.g., campbell's soups) b. dell computers c. benetton's knitted sweaters d. ikea furnitures
An example of make-to-stock are canned soups(e.g., Campbell's soups).
What is make-to-stock?Build to stock, also known as make to stock or BTS or MTS, is a build-ahead production method where production plans may be based on sales estimates and/or past demand. BTS is typically linked to mass production methods used during the industrial revolution, in which enormous quantities of products are manufactured and stored in warehouses in advance of demand. Build to stock is typically regarded as a suitable option for goods with few product lines and lengthy changeover times between pricey products. While other businesses build all of their products to stock, some do so to order. Many manufacturers are adopting a hybrid approach, where some products are produced on a large scale and others are produced on a smaller scale, in response to the widespread proliferation of products.
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why might investors prefer stock dividends over cash dividends? a.) if they are seeking flexibility b.) if they are seeking a predictable income stream c.) if they are seeking a stable share price d.) if they are seeking short-term liquidity
Investors prefer stock dividends over cash dividends if they are seeking short-term liquidity.
What is stock dividend?An additional share of firm stock is given to the holders of common stock through a stock dividend. According to each shareholder's ownership stake in the firm, these dividends are dispersed equally to each. The share of their ownership in the corporation is maintained by such distributions. The dividend given to holders of common stock from the company's profits is known as a common stock dividend. The payout comes in the form of cash or shares, just like regular dividends. Particularly when the payout is a cash distribution that is effectively a liquidation, the law may be able to control the common stock dividend's size. These financial dividends could be given with the intention of deceiving creditors.
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when completing your 'a' tasks each day you should be willing to delegate and ask for help when needed. true false
It is true that when completing your a tasks each day you should be willing to delegate and ask for help when needed.
An essential managerial skill is delegation. But for some, putting it into practice is the most difficult. There are a number of reasons why managers might hesitate to assign work. They could:
To feel indispensable to their team by being the repository of specialized information, they believe it would take longer to explain the task than to actually complete it themselves. As a result, they prefer not to be reassigned.
You feel bad about adding more tasks to the list of things to do for another employee.
Lack of faith or confidence in the people they need to pass the project to Belief that they are the only ones capable of completing the task successfully
Whatever the reason, it's crucial to keep improving the ability because failing to delegate might have unfavorable effects.
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jolie signs a contract with keaton, an unlicensed physician, to perform a medical procedure. this contract is enforceable by
No one have a competence to enforceable the contract. It is because the partner of the contract is not appropriate according to law.
A contract generally can be described as a legally enforceable agreement that governs, creates, and defines mutual rights and obligations among its parties. There are transfer of money, goods, services, or a promise to transfer any of those at a future date in the contract agreement. There are several types of contracts, such as Cost-plus contracts, Fixed-price contracts, and also Time and materials contracts. In the other side, there are several basic elements of contract, such as authority and capacity, offer, acceptance, consideration, intention to create legal relations, and also certainty.
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What type of investment is sector investments
(ex: stock, CD, mutual fund, bond, etc.)
Mutual funds and exchange-traded funds that focus on a particular market or industry are referred to as sector funds or speciality funds. These funds use a tailored strategy and limit their investments to businesses operating in particular economic sectors.
What is investment?Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use.
Investing is a successful approach to use your money and possibly increase your fortune. The power of compounding and the trade-off between risk and return are the main reasons investment has a higher growth potential.
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according to the fiedler contingency model, which leadership style would be most effective to get the meeting back on track?
The most effective leadership style for getting meetings back on track is the task oriented leader style.
Fiedler's contingency model is a disadvantaged model that the leader's contribution to the effectiveness of group performance depends on the style or style of leadership and the situation it faces. This theory is based on the structuring of the leader's organization (relationships or tasks), the elements of the situation (leader-member relations, task structure, and the power of the leader's position), and the leader's organization which is found to be most effective.
One of the basic leadership styles according to Fiedler is a task oriented leader where these leaders have a strong tendency to get the job done regardless of their relationship or bond with their followers. This leadership style is the most effective for getting meetings back on track because it focuses on structured tasks.
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another effect of binding price ceilings is the emergence of a black market. the price of the good in the black market can be found using a supply and demand diagram. first find the black-market price in the short run for this market. then find the black-market price in the long run for this market. what happens to the black-market price between the short run and the long run?
A price ceiling is the legal maximum price that can be charged for any product. A binding price ceiling is below the equilibrium price and causes a shortage.
This shortage leads to the emergence of the black market. In the black market, the price is higher than the equilibrium price.In long run, both demand and supply become more elastic. As a result, the black market price decreases. However, it is still above the equilibrium. PBsr is a black market price in the short run. PBlr is a black market price in long run.Black cash is the proceeds of an illegal transaction, on which earnings and other taxes have no longer been paid, and that could simplest be legitimized with the aid of a few forms of money laundering. due to the clandestine nature of the black economy, it isn't viable to determine its length and scope.
A black marketplace, underground economic system, or shadow financial system is a clandestine marketplace or series of transactions that has some aspect of illegality or is characterized with the aid of noncompliance with an institutional set of rules. If the guideline defines the set of products and offerings whose production and distribution are unlawful by way of law, non-compliance with the guideline constitutes a black marketplace exchange for the reason that transaction itself is illegal.
Parties enticing in the manufacturing or distribution of prohibited goods and offerings are contributors to the illegal financial system[clarification needed]. Examples consist of illegal drug alternatives, prostitution (which is prohibited), illegal forex transactions, and human trafficking. Violations of the tax code related to earnings tax evasion represent membership in the unreported financial system
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a borrower has a 30-year, $500,000 loan with an interest rate of 6.25%. his monthly principal and interest payment is $3,078.59. what's the total amount he'll pay over the life of the loan?
The total amount of interest over the period of 30 years = $1,108,292.40
Mortgage payments are divided into two parts. The principal is the loan amount, and the interest is the monthly fee charged by the lender on top of the principal.
Because of a process known as amortization, your monthly payment is consistent with fixed-rate mortgages.
Your monthly payment may include other expenses such as mortgage insurance premiums and taxes held in escrow in addition to the principal and interest paid to the lender.
Monthly Principal = $3,078.59
Yearly Principal = $3,078.59 x 12
Yearly Principal = $36,943.08
Years of Interest= 30
The total amount of interest over the period of 30 years = $36,943.08 x 30
The total amount of interest over the period of 30 years = $1,108,292.40
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suppose that a monopolist increases production from 10 units to 11 units. if the market price declines from $30 per unit to $29 per unit, marginal revenue for the eleventh unit is:
Marginal revenue for the eleventh unit is $28
Marginal Revenue = Change in Revenue / Change in Quantity
= -$1 / 1 unit
= -$1
=$29 + (-$1) = $28
In a competitive market, the price equals the marginal cost (P = MC), as shown in market price Pc and Qc are the competitive price and quantity.
Where marginal revenue equals marginal cost (MR = MC), the monopoly price and quantity are found: PM and QM. When a monopolist raises sales by one unit, it receives some marginal revenue from selling that extra unit, but it also loses some marginal revenue because every other unit must now be sold at a lower price. Profit for a company equals total revenue less total cost (TC), and profit per unit equals market price minus average cost.
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what is technical feasibility? multiple choice a measure of the cost-effectiveness of a project a measure of how well a solution meets the identified system requirements to solve the problems and take advantage of opportunities a measure of the project time frame to ensure that it can be completed on time a measure of the practicality of a technical solution and the availability of technical resources and expertise
The process of determining how your product or service will be produced to see if it is feasible for your business is known as technical feasibility.
You must plan every aspect of your operations before launching your products, from sourcing production materials to tracking sales.
What is an illustration of technical viability?
The proposed system's hardware, software, and other technical requirements must also be evaluated for technical feasibility. Exaggerated illustration: An organization wouldn't want to attempt to install the transporters from Star Trek in their building because the project is currently technically impractical.
What is the project's technical viability?
The formal evaluation of a product's or service's technical feasibility is known as technical feasibility. It is essential to plan and prepare for each stage of the process before launching a new product or taking on a client project.
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are costs that require future expenditures of cash or other resources. select one: a. committed costs b. sunk costs c. outlay costs d. opportunity costs
Out of the choices provided above, it can be concluded to state that the outlay costs are the ones that are required under future expenditures of cash or other resources within an organization. Therefore, the option C is correct.
What is the significance of Outlay costs?The outlay costs of an organization can be referred to or considered as the costs that are compulsorily incurred for the purpose of initiating the core business activities carried by an organization. They are not incurred in present financial period, but are to be incurred at a deferred date for an organizational operation.
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suppose that before trade takes place, the united states is at a point on its ppc where it produces 20 loaves of bread and 20 units of steel. once trade becomes possible, the price of a unit of steel is 2 units of bread. in response, the united states moves along its ppc to a new point where it is producing 30 units of steel and 10 loaves of bread. is the country better off? how do you know?
a) According to your graph, the United States is better off than it was better off.
The United States is clearly better off because it can consume more of both goods. Given that a ton of steel costs two barrels of wine, the United States PPC States moves along its PPC to point B, where it produces 30 tons of steel and 10 barrels of wine. It would have 20 barrels of wine and 25 tons of steel if it exchanged five tons of steel for ten barrels of wine.
This is the same amount of wine as before the trade, plus five tons more steel. It has the option of keeping the extra five steel or exchanging some or all of them for an additional barrel of wine. In either case, the consumption bundle has increased since before trade.
b) The decision was made regarding the impact of trade on the United States with trade, the United States can consume anywhere along the trade line.
The graph shows that, prior to the trade, the US is at point A on its PPC, producing 20 barrels of wine and 20 tons of steel. Once a trade is possible, a ton of steel costs two barrels of wine. In response, the PPC States of the United States move along their PPC to point B, where they produce 30 tons of steel and 10 barrels of wine. The US then exchanged five tons of steel for ten barrels of wine, eventually consuming at point C, which is outside its production possibilities curve, consuming 20 barrels of wine and 25 tons of steel.
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accounting for employee share purchase plans is simplified if the plan meets three conditions. one of these conditions requires that the discount on the share purchase price is:
One of these conditions requires that the discount on the share purchase price is no greater than 5%.
Employee share purchase plans allow staff members to purchase shares of the company's common stock directly from the business on convenient or advantageous conditions. We merely report the sale of new shares as employees purchase them if such a plan fits all three of the following criteria, in which case it is deemed non-compensatory and no compensation expense is recorded:
There is an equitable opportunity for participation for nearly all full-time employees Participation is open to nearly all full-time employees on an equitable basis. The market discount is modest (no higher than 5%). The employee has one month from the date the pricing is set to determine whether to participate.To learn more about Employee shares, visit the link below:
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what added value is a gips-compliant firm most likely to receive from undergoing a verification? the firm's:
In addition to meeting a marketing need, verification will provide a firm claiming adherence with additional assurance that they are, in fact, compliant.
What exactly is a GIPS verification?
Verification is the process by which a verifier determines whether the firm has met all of the GIPS standards' composite construction requirements on a company basis, and the firm's policies and procedures are designed to determine and present performance in accordance with the GIPS standards.
Therefore, In addition, other industries, such as hedge funds, private equity, and real estate, are showing a growing interest in GIPS compliance.
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Suppose that the consumer price index rises from 100 to 200. From this information we may conclude that?.
When the Consumer price index rises from 100 to 200 , it concludes that the prices in an average consumer's market basket are doubled.
The Consumer Price Index (CPI) is an index commonly used to measure inflation by tracking changes over time in the price consumers pay for a basket of goods and services. These goods and services are classified into eight major groups: food and beverages, housing, clothing, transportation, healthcare, recreation, education and telecommunications.
The Consumer Price Index is calculated by measuring the price of this fixed basket of consumer goods and services within a period compared to the price of the previous period. Changes in the CPI therefore loosely reflect changes in the cost of living in the Country. As such, the CPI is the most commonly used economic indicator to identify periods of inflation (or deflation) in the Country.
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Candidate Experience Survey
4. What are your reasons for recommending Target?
Target market provide excellent offers and discounts on high-quality products for men, women, and children, as well as home and personal accessories.
What has made Target so successful?More than half of the company's online sales come from its same-day services, which include Drive Up, a curbside pickup option; Order Pickup, which allows customers to retrieve online purchases in-store; and Shipt, a home delivery service.Target market provide excellent offers and discounts on high-quality products for men, women, and children, as well as home and personal accessories.Our guests' affordability is our priority. Our owned brands and handpicked collection of major national brands set us apart from the competition. Investing in creating a compelling and distinct shopping experience.To learn more about Target Market refer,
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