Answer:
Of the issues currently bedeviling financial services firms, risk culture is one of the foremost. The buildup in risk exposures preceding the financial crisis forced boards and regulators to question weaknesses in risk governance. Since the crisis, the numerous cases of “bad behavior” in the banking industry, such as the Libor and forex manipulation scandals, have intensified focus on the broader concept of risk culture.The Financial Stability Board, which sets international standards for the financial services industry and provides advice for national regulators, released a paper, “Guidance on Supervisory Interaction with Financial Institutions on Risk Culture,” in 2014 that defined risk culture as “the norms, attitudes and behaviors related to risk awareness, risk taking and risk management.” The FSB considers risk culture effective when it promotes sound risk-taking, addresses emerging risks (beyond risk appetite), and ensures employees conduct business in a “legal and ethical manner.” The FSB paper highlights the importance of subcultures across the organization adhering to consistent high standards and values.Lack of focus on known but unlikely risks – Failure to give sufficient weight to potential extreme events or poor outcomes was one of the characteristics in the run-up to the financial crisis. Stress tests were not sufficiently rigorous, and considerable anecdotal evidence suggests there was pushback when more severe tests were suggested. The pendulum has now swung in the direction of conservative risk assessment.
Trade-offs leading to too much risk – All organizations have to make trade-offs. Goals have to be set, whether it is to increase profits, reduce costs, or increase efficiency. The effect on risk must be fully recognized in order to avoid risk creep. A number of individually sensible decisions may be made, but the overall effect could be an excessive buildup in risk. This is true of all industries. A study of risk and safety culture failures across a range of industries found different physical causes but similar root causes: “mindless cost cutting, incentive schemes that divert attention away from safe operations and failure to see the safety implications of organizational changes.” (Hopkins, A. (2009). Preface, Learning from High Reliability Organizations) A clearly defined risk appetite, against which decisions can be measured and aggregate risk tested, is essential to counter these causes.
c
Explanation:
Which of the following statements about cricket is NOT true?
Answer:
B. The game is played on a rectangular field.
Cricket is played on a circular field.
Which line from white fang confirms Christopher’s pared or is this a joke I gotta is a good game to win this season it’s just the way you do that way I wanna was the one who had the best game I ever got scammed and it is a great way I wanna is it to play with my brother in the video and he said he would beat me up to play with me and ueoeyeieueoeu
Answer:
lololol
Explanation:
idek sorry :(
Answer:
i this in chapter 4
Explanation:
Connect The word memory is first used in line 19. Trace the development of the
idea of memory through the poem. What possible theme about memory does the
poet want to communicate?
Answer:
to go back in those days where her ancestors lived through memories.
Explanation:
In the poem "New Orleans", the word 'memory' first appears in line 19. The poet connects the readers through the word 'memory' in her poem by letting the readers know about her longingness to meet her ancestors and tribe who once lived in Mississippi.
The poet mentions about the memories of her people by saying that it runs down in her blood. She tells that all heroic stories of her ancestors and creeks were made of memories.
The possible theme about memory that the poet wants to connect would be by letting the readers know that she longs to go back in those days where her ancestors lived and which would be only through memories.
In "A Wolf and Little Daughter," tension builds each time the wolf asks Little Daughter to sing her song, because
O readers have heard the song many times and want to know whether the words will be different each time.
O readers understand that the wolf is trying to locate the girl by the sound of her singing so that he can attack her.
readers have heard the song many times and want to see whether they can learn all the words by heart.
O readers know that the girl will eventually trick the wolf by singing the song so many times that he falls asleep.
Plz help!
Answer:
B :)
Explanation:
In the wolf and little daughter , the readers know that the wolf is trying to find the girl by her sound as she sings he can attack her. Thus option B is correct.
What is the story about?The story is about a wolf and a little daughter who is lost in the forest if asked to sing her voice attracts the wolves that can easily attack her and hence tension builds up. The readers are fully aware that the wolf is trying to locate her and thus she feels afraid to sing.
Find out more information about the Wolf and Little Daughter.
brainly.com/question/15757304
BRAINLIEST AND 50 POINTS (posting again because i got no response a week ago)
What is the theme of "The Child Who Went Forth"? How does Whitman develop this theme? Write a response of at least 100 words
Answer:
I won't write 100 words for the answer but the theme is the process of becoming.
Please help I don't want to fail this please anyone!!!!
What connections do you draw between the talk and your own life or other learning? Why is it relevant to your work?
Search- Rita Pierson Ted Talk: Every Child Deserves a Champion and then click the one with 7:49
THANK YOU FOR HELPING ME!!
Answer:
A teacher for 40 years, once heard a colleague say, "They don't pay me to like the kids." Her response: "Kids don't learn from people they don't like.'" A rousing call to educators to believe in their students and actually connect with them on a real, human, personal level.
hope this helps
Explanation:
please help asap really important
In these excerpts from Anne of Green Gables by Lucy Maud Montgomery, which sentence relates to the setting of the story?
There are plenty of people in Avonlea and out of it, who can attend closely to their neighbor's business by dint of neglecting their own; but Mrs. Rachel Lynde was one of those capable creatures who can manage their own concerns and those of other folks into the bargain.
. . .
Since Avonlea occupied a little triangular peninsula jutting out into the Gulf of St. Lawrence with water on two sides of it, anybody who went out of it or into it had to pass over that hill road and so run the unseen gauntlet of Mrs. Rachel's all-seeing eye.
She was sitting there one afternoon in early June. The sun was coming in at the window warm and bright; the orchard on the slope below the house was in a bridal flush of pinky-white bloom, hummed over by a myriad of bees.
Thomas Lynde—a meek little man whom Avonlea people called "Rachel Lynde's husband"—was sowing his late turnip seed on the hill field beyond the barn; and Matthew Cuthbert ought to have been sowing his on the big red brook field away over by Green Gables. Mrs. Rachel knew that he ought because she had heard him tell Peter Morrison the evening before in William J. Blair's store over at Carmody that he meant to sow his turnip seed the next afternoon.
Answer:
Since Avonlea occupied a little triangular peninsula jutting out into the Gulf of St. Lawrence with water on two sides of it, anybody who went out of it or into it had to pass over that hill road and so run the unseen gauntlet of Mrs. Rachel's all-seeing eye.
Explanation:
Statement number 2 provides the readers with a vivid description of the place the story is set in. So, it is an apt statement to describe the setting of the story.
What is the setting?The setting is defined as the time and place of the action in literary, dramatic, or cinematic works. Settings are an important aspect of storytelling. It will help the reader realize where the story is based and try to understand the history and geography of the place.
The setting will also help the reader understand how the course of the story will change.
The above story, Anne of Green Gables by Lucy Maud Montgomery, is a children’s novel and tells the story of an 11-year-old orphan girl who was sent to the Gable’s farm. The story is based in the fictional town of Avonlea, which is in the modern-day Prince Edward Island, Canada. The story talks about Anne's journey through the town and her school.
Hence, the setting is very important in literary works.
Therefore, statement number 2 aptly describes the setting of the story.
Learn more about the setting here:
https://brainly.com/question/262491
#SPJ2
Children were forcibly removed from their homes for long periods to separate them
from native traditions.
True
False
dear friend, again pliz solve this question.
Answer:
16. Uniform motion: straight line
Non uniform motion: curved line
18: two factor: nature of the surface either smooth or rough and coefficient of friction of the surface.
19. Momentum is defined as product of mass and velocity. It is a vector quantity.
Formula= p=mv
Unit=kilogram meters per second (kg⋅m/s) or Newton.second
(N.s)
What is the main message conveyed by the cartoon? The colonists are doomed to lose the war if they fight against the British. The colonists are doomed to lose the war if they fight against the British. The colonists are brave people, and the British soldiers are cruel villains. The colonists are brave people, and the British soldiers are cruel villains. The colonists intend to use women and children to fight the British soldiers. The colonists intend to use women and children to fight the British soldiers. The colonists will not use weapons, but the British soldiers are heavily armed.
Answer:
The colonists are doomed to lose the war if they fight against the British.
Explanation:
'The Deceiver Unmasked' was an article written in response to Paine's pamphlet-- Common Sense, by Reverend Charles Inglis. In his response, Inglis wrote that war with the Britain is not a good by the colonists. According to him, the war with Britain will bring destruction, ruin, injuries, deaths, etc to the colonists.
The cartoon picture also demonstrates the same message, that the colonists will be ruined if they go on war against the Britain. The picture shows British soldiers having arms while the colonists are unarmed and consists of women, children-- considered the weakest amongst society.
Thus first option (A) is correct.
An argumentative essay on success and hard work
Answer:
Are there lazy People in ur life?, and Are there hard working people in your life? Well guess who will be going far, thats right The hard working person. People say that hard working people ar stick in the muds or stuck up. Well lazy people when hard working people jave billions of dollars dont come crying to us hard working people. Success is way important and to succeed you need to do hard work. So if you are a hard working person and a lazy person tells you that you are a stick in the mud say back "Dont come crying to me for money cause you aint gonna get it!" Thank you!
Explanation:
Complete the conversations with the words in brackets.
Use the Past Simple, Past Continuous, or Past Perfect form of the verbs.
1 A
(you/haye) lunch by the time you visitors amived?
B Yes
(we / finish) eating by then
i cant understand the question plz brief it...........
Which line from Act I of The Importance of Being Earnest is a paradox? “It is awfully hard work doing nothing.” “I have something very particular to say to Mr. Worthing.” “You are not quite old enough to do that.” “It may be necessary to do something desperate.”
Answer:
A) “It is awfully hard work doing nothing.”
-Just took the quiz :)
The line from Act I of The Importance of Being Earnest which is a paradox is:
A) “It is awfully hard work doing nothing.”What is a Paradox?This refers to the figure of speech which makes use of contradictory statements which initially appear untrue but on closer observation, some elements of truth can be found.
With this in mind and from the complete text, we can see that the author makes use of paradox to state that it is awfully hard doing nothing which contains elements of truth.
Read more about paradox here:
https://brainly.com/question/17731343
Read the passage from Heart of Darkness by Joseph Conrad.
Afterwards there was silence on board the yacht. For some reason or other we did not begin that game of dominoes. We felt meditative, and fit for nothing but placid staring. The day was ending in a serenity of still and exquisite brilliance.
Which words in the passage help to explain the meaning of placid?
Select all that apply.
game
serenity
still
exquisite
Answer:
still - correct
serenity - correct
Explanation:
This is a group of related words with a subject and a predicate that acts to modify a verb, adjective or adverb
Answer: adverb clause
Explanation:
this is a group of related words with a subject and a predicate that acts to modify a verb, adjective, or adverb
Choose the sentence that is written correctly.
A) You could go to a movie or, you could stay at home.
B) She gave him the book and he said, thank you.
C) Dad fed us lunch so we wouldn't get hungry later.
D) I want to go swimming, but the water is too cold.
ANSWER PLEASE!
In which of the following situations would one person most likely petition another?
А. Elena asks her boss for extra pay for the additional hours she worked.
B. Sarah and Megan compete for a spot on the high school track team.
С. Bill studies all weekend and tells his teacher he is ready to take the test.
D. Mike purchases his first car from the owner of a local car dealership.
Answer:
a
Explanation:
What advice does jennifer lopez gives to the public about striving goals ?
The team ___ won the game is my favorite.a) thatb) whoc) whom
Answer:
That/A
Explanation:
The team that won the game was my favorite. That answer sounds the most fluqent in writing and speaking.
5. What is Mr. Lindner doing by saying that African American families are happiest living in their own communities?
Answer:
While he is trying to act like he has the Younger's best interests at heart, he is essentially saying they aren't wanted in Clybourne Park because of the color of their skin. How does the Younger family cope with.
Which of the following sentences uses synonyms?A. He wants to see the movie, but his sister wants to stay home.B. I would watch the werewolf movie but I am afraid it will be too violent.C. I thought the movie was hilarious, and my brother said it was very amusing.D. I enjoy going to movies though my husband enjoys plays and museums
Answer:
c) because amusing and hillarious are synonems
Which statement includes a stereotype?
A. My brother hopes to be a rescue diver once he finishes nursing
school.
B. All the students who participated in the science fair received
participation awards.
C. The graduating class of the military academy was made up of 14
women and 16 men.
D. We should put the dump in that town because people there don't
care about nature.
Answer:
Can confirm that :
" we should put the dump in that town because people there don't care ab nature "
Explanation:
just took the test :)
which figurative language is "Why then, the world's mine oyster."
Answer:
Spanish
Explanation:
Because it is very hard
How does changing the word affect the meaning of the sentence? Check all that apply.
Answer:
The answers is:
It suggests that Amanda is not happy to see George.
It explains more about how Amanda feels.
It shows how angry Amanda is at George.
Explanation:
Answer:
(of course the first answer in the select box was "slammed")
A. It suggests that Amanda is not happy to see George.
B. It explains more about how Amanda feels.
C. It shows how angry Amanda is at George.
Explanation:
edg- answers ;p
the author believes which of the following is a benefit of reading literature
Answer: C. Improving communication skills
Explanation: Explained in the text
The author describes the man and his situation in the first paragraph, or the introduction, of the story. Why is this information important for the reader to know?
Answer:
The author describes the man and his situation in the first paragraph, or the introduction, of the story.
Explanation:
This is the climax of the story, so we know what happened to the character.
Answer:
this is important because the author felt that it had enough meaning to be something we knew right off the bat since it was in the first paragraph. it could be background information that gives us a look at the character's past.
Explanation:
Which sentence best states the central idea of "The Vain Jackdaw"?
A.The jackdaw almost becomes king, but the other birds ruin it for him.
B.The other birds become envious when they see the jackdaw's beauty.
C.The jackdaw cannot win by passing off the other birds' feathers as his own.
D.The jackdaw has no chance of winning the contest because he is unattractive.
Answer:
c
Explanation:
Answer:
C I took the test
what is the plural form of "citizen"
The plural form of "citizen" is "citizens" or "people of such and such place"
Answer:
more than one (kind of) citizen.
Explanation:
The way characters react to one another affects the _____ of a story.
point of view
conflict
setting
sequence
The answer is conflict