If you are 35 years old now, your chances of experiencing a three-month or longer disability before you reach age 65 are _____percent, according to the National Association of Insurance Commissioners.

Answers

Answer 1

your chances of experiencing a three-month or longer disability before you reach age 65 are 50 percent, according to the National Association of Insurance Commissioners.

What is a disability?

This is the term that is used to refer to the conditions that a person may be in which could hinder them from carrying out certain activities.

The disability is known to rise based on age. A person of 65 is said to have about 50 percent.

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Related Questions

An increase in the government's budget surplus will cause the interest rate to: either increase or decrease. remain the same. increase. decrease.

Answers

Answer:Decrease

Explanation:

A rectangular floor measures $a$ feet by $b$ feet, where $a$ and $b$ are positive integers with $b > a$. An artist paints a rectangle on the floor with the sides of the rectangle parallel to the sides of the floor. The unpainted part of the floor forms a border of width 1 foot around the painted rectangle and occupies half the area of the entire floor. How many possibilities are there for the ordered pair $(a,b)$?

Answers

The number of possibilities that are there for the ordered pair is 2.

Calculation and Parameters

Because the unpainted part of the floor covers 1/2 of the area, then the painted rectangle covers 1/2 of the area as well.

Given that the border width is 1 foot, the dimensions of the rectangle are a-2 by b-2.

Making an equation:

ab= 2((a-2)(b-2))

ab= 2ab-4a-4b+8

ab-4a-4b+8=0

If we apply Simon's Favorite Factoring Trick,

ab-4a-4b+16= 8

(a-4)(b-4)= 8

Since b > a, then we have the possibilities

(a-4) = 1 and (b-4) = 8, or (a-4) = 2 and (b-4) = 4.

(5, 12) or (6,8) which gives us 2 possibilities.

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A Palm Beach County property is being sold for $98,350 and the buyer is taking title subject to an existing mortgage in the amount of $61,220. What is the total amount of taxes due in this transaction

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The  total amount of taxes due in this transaction is: $688.80.

Total amount of taxes

State documentary or stamp tax on deed is calculated at rate $.70 per $100 of value

First step

Tax units=$98,350 ÷ $100

Tax units = 983.5

Tax units=984 (Approximately)

Second step

Documentary stamp tax = 984x $.70 cents

Documentary stamp tax   = $688.80 (debit to the seller)

Therefore the total amount of taxes due in this transaction is: $688.80.

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When the required return is constant and equal to the coupon rate, the price of a bond as it approaches its maturity date will?

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When the required return is constant and equal to the coupon rate, the price of a bond as it approaches its maturity date will remain at par.

The interest rate that bond issuers pay on the bond's face value is known as the coupon rate. It is the reoccurring interest rate that bond issuers pay to their buyers. Not the issue price or market value, but the bond's face value (or par value), is used to determine the coupon rate.

A coupon is the interest payment a bondholder receives from the bond's issuing date until its maturity date. Ordinarily, the "coupon rate," which is determined by summing the total annual coupon payments and dividing the result by the bond's face value, is used to characterize coupons.

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The combined costs of direct labor and factory overhead per equivalent unit used by many businesses with process operations is called: Multiple Choice Overhead cost per equivalent unit Combined cost per equivalent unit Finished cost per equivalent unit Physical cost per equivalent unit Conversion cost per equivalent unit

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Explanation:

Hvvxhxhhxhhxgyxhhxhxhxhhxhxhxhxhxgxgxhx3 is a great resource for to use in the world to create a grassland and unique design for your business with the most important 3 of and your business gbugj

Suppose Baldwin invested in plant and equipment last year. The plant investment was funded with bonds at a face value of $8,000,000 at 12.5% interest and equity of $4,200,000. Depreciation is 15 years straight line. For this transaction alone, which of the following statements are true (select 3 answers)

Answers

For Baldwin investing in plant and equipment last with bonds of $8 million at 12.5% and equity of $4.2 million, the true statements are:

3. On the Balance Sheet, Plant & Equipment increased by $12,200,000.5. Depreciation increased by $813,333.7. On the Balance Sheet, Long Term Debt changed by $8,000,000.

What are the sources of cash for corporate investments?

Corporate investments require cash outlays.

The cash outlays may be sourced internally (through retained earnings and cash) or externally through the issuance of bonds and equity shares.

Thus, for Baldwin's investment, the true statements are Options 3, 5, and 7.

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Question Completion with Answer Options:

1. Cash was pulled from Retained Earnings to cover the $4,200,000 difference between plant purchase and bond issue.

2. Cash went down by the amount of the plant purchase.

3. On the Balance Sheet, Plant & Equipment increased by $12,200,000.

4. Buying the plant had no net effect on the Cash account because the plant was paid for by the bond plus Retained Earnings.

5. Depreciation increased by $813,333.

6. Cash went up when the bond was issued by $8,000,000.

7. On the Balance Sheet, Long Term Debt changed by $8,000,000.

8. Since the new plant was funded with debt and equity, on the Balance Sheet, Retained Earnings decreased by $4,200,000, the difference between the investment and the bond issue.

When a company’s resources are valuable, rare, imperfectly imitable, and nonsubstitutable, it has a:________

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When a company’s resources are valuable, rare, imperfectly imitable, and non substitutable, it has a Sustainable Competitive Advantage.

Sustainable competitive advantages are a set of those assets, characteristics, or capabilities which allow an organization to meet the customer needs better than its competition can.

Sustainable competitive advantages are difficult to make duplicate or replicate.

The competitive advantage is what we, our company, or our department does better than anyone else. The sustainable part refers to the  ability to continue doing those things long-term.

And if a person can have more than one advantage, and one can also develop advantages. However, one don’t have to possess them all now.

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The cost object(s) of the activity-based costing method is(are)?

Answers

Answer: The production activities in the first stage and the unit of product in the second stage.

Explanation:

Mobilizing finance and building partnerships in cities to advance environmental goals, especially in preventing the flow of trash into the ocean

Answers

Together, we may achieve several social, economic and environmental advantages that prevent waste from entering the ocean and increase the resilience of the entire city.

What is 'Mobilizing finance and building partnerships in cities' event about?The focus of this event will be on cities' crucial contributions to environmental goals, particularly in halting the flow of rubbish into the ocean. Around 80% of the 11+ million tons of plastic debris that are dumped into the ocean each year come from land, mostly as a result of inadequate municipal waste management. Over half of the world's population lives in cities, but they are rarely taken into account when making international decisions. However, cities all over the world are attempting to enhance sanitation, safeguard public health, boost tourism, and produce economic growth. Cities are given a formal framework for addressing these interconnected issues through the Urban Ocean® initiative. With assistance from cities and organizations on all five continents, our initial cohort of 11 cities concentrates on Asia and Latin America. What are Environmental Advantages?Environmental change is the alteration or disturbance of the natural environment, most frequently brought on by human activities and ecological processes. Various variables, such as natural disasters, human meddling, or animal contact, might cause changes in the environment. Environmental change includes both physical changes and non-physical elements, such as an invasion of invasive species.

With this information in hand, cities can bring together stakeholders to forge agreement on plans that are based on research, with the ultimate objective of enlisting partners and financiers to carry out solutions. City resilience leaders from Asia, Southeast Asia, and Latin America will attend this event along with officials from national-level governments, non-governmental organizations, and these regions.

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When company managers formulate strategy decisions resulting from their internal analysis, they are primarily making decisions about how to:_______
a. obtain and allocate critical and scarce resources.
b. reduce costs in their industry.
c. minimize foreign corporate income taxes.
d. grow their company at any cost.

Answers

When company managers formulate strategy decisions resulting from their internal analysis, they are primarily making decisions about how to obtain and allocate critical and scarce resources.

What is business strategy?

Business strategies are actions created to run and conduct operations, so that the business can grow. They are ways developed by business to create values.

It also involves looking for places in the market, gaining new customers as well as keeping existing customers happy, being able to compete in their field, and achieving goals.

Importance of strategies as it relate to a business are:

It helps define a business hence gives set of values and purpose. It helps a business understand what success actually looks like. It provides a roadmap for our business,

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________ is the type of process that walmart uses to replenish their items that have sold, according to the point-of-sale system.

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Just in time inventory control is the type of process that walmart uses to replenish their items that have sold, according to the point-of-sale system. Inventory management, also referred to as stock control, is the process of controlling a company's stock levels, whether they are kept in one warehouse or several.

Managing products from the time they are in stock until their eventual destination or sale is required . four types of inventory are raw materials, work-in-process , finished goods, and maintenance, repair. When you know what kind of inventory you have, you can practice better control inventory management.

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Population estimates show that by the year 2030, nearly 72 million of the population in the united states will come from which group?

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Population estimates show that by the year 2030, nearly 72 million of the population in the united states will come from old age group. We are now able to spend 20 to 25 percent of our lives in active retirement hanks to the enormous increases in both numbers and proportions, longer life expectancies, and active lifestyles.

According to the UN Population Division, by 2035, 1 in 5 persons will be 65 or older. Furthermore, the younger generations of today anticipate that the older population of the future will be better educated, healthier, culturally savvy, and, as people, more discerning consumers.

As their physical and sensory abilities start to deteriorate, they will demand—and respond to—goods and services that enable them to continue their active lifestyles and activities. Examples include flexible scheduling, ongoing education, travel, engaging experiences, and opportunities for companionship.

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Explain 2 methods (metrics) of evaluating improvements in employee relations in the city fire department.

Answers

The methods of evaluating improvements in employee relations in the city fire department include:

Keeping track of suggestions.Commitment of employees to their work.

What is employee relations?

It should be noted that employee relations simply means the maintenance of a positive relationship in the workplace.

Here, the methods of evaluating improvements in employee relations in the city fire department are illustrated.

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Assume the cost of a gym membership is $25 per month and $9 for each class you take. What function represents your total gym cost for one month? be sure to indicate any domain restrictions

Answers

The $35 per month function represents your total gym cost for one month of domain restrictions.

$8 Per Class

f(x,f) = 35x+8f  x, f ≥ 0

N IV Here x ерresent months.

f represents no- of classes.

The three functions with limited domains are the square root function, the logarithm function, and the reciprocal function.

The domain of f (x) = x2 - 6 is also because f (x) is defined for all real numbers x. However, some functions are not defined for all real numbers, so they are evaluated in a limited range. For example, the domain of f(x) = cannot take the square root of a negative number.

Domain restrictions allow you to create functions defined through numbers to create functions that are fit for purpose. A piecewise-defined function is a composition of multiple functions with non-overlapping domain constraints. Some functions are restricted to values ​​that make them undefined.

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The conviction of CEO Jeffrey Skilling for fraud, conspiracy, and insider trading addressed: a.Ethical failings at the societal level b.Ethical failings at the industry level c.Ethical failings at the individual level d.Ethical failings at the organizational level

Answers

The conviction of CEO Jeffrey Skilling for fraud, conspiracy, and insider trading addressed ethical failings at the individual level.

b) Option is correct

What is Ethical failings at the individual level?

Although ethics may initially seem to be a personal problem, it is actually a process that involves everyone. You can feel a lot of pressure to act unethically from coworkers, superiors, or any other aspect of the workplace culture. People may hate these requirements and try to dodge the issues.

Ethical principles are generally institutionalized into laws and regulations when there is widespread agreement about a violation, such as laws. These laws, along with occasionally unwritten societal conventions and beliefs, influence the local context in which people operate and do business. Values and opinions are influenced by a person's family, neighborhood, friends, local and global culture, society, religion, or other types of communities.

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currently a monopolist's profit-maximizing output is 400 units per week. it sells its output at a price of $70 per unit and collects $40 per unit in revvenues from the sale of the last unit produced each week. the firms tptal costs each weel are $7,500

Answers

The answer is:

A) $ 20,500

B)  $40.

C)  $ 18

What is Monopolist Market ?

A monopolist market is a market that is expressed theoretically as the place where a single company offers the products and services to its customers. It is very opposite to the perfectly competitive market that includes the infinite number of firms operating with the number of buyers.  

According to the scenario, the computation of the given data are as follows:

Given:

Total Cost per week = $7,500

Total weekly Output = 400 unit

Price per Unit = $70

Revenue per Unit = $40

A) What are the firm's weekly economic profits?

The company's weekly economic profit = Total Revenue - Total Accounting Cost - Total Opportunity Costs

Revenue per week = Total Output x Price per Unit

                                = 400 units x $ 70 = $28,000

Weekly economic profit = $7,500

Weekly economic profit = $28,000 - $7,500

                                        = $ 20,500

B) What is the firm's marginal cost?

Since the firm is maximizing its profits, its marginal revenue = marginal cost. Since the marginal revenue of the last unit sold= $40, then the marginal cost of the last unit sold = $40.

C) The Firm's average total cost = Total cost / Number of units

           Firm's average total cost =  $ 7,500 / 400

           Firm's average total cost = $ 18

Your question is incomplete, but most probably your full question was:

​Currently, a​ monopolist's profit-maximizing output is 400 units per week. It sells its output at a price of ​$70 per unit and collects ​$40 per unit in revenues from the sale of the last unit produced each week. The​ firm's total costs each week are $7,500 per week.

a. What are the firm's weekly economic profits?

b. What is the firm's marginal cost?

c. What is the firm's average total cost?

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__________________ is the technique where a manufacturer sends individual components (rather than assembled units) to a distributor.

Answers

Channel assembly is the technique where a manufacturer sends individual components (rather than assembled units) to a distributor.

What is Channel assembly?

Channel assembly serves as the means whereby the manufacture send his product in different entity to the other distributors, this is different from sending in bulks.

This medium uses smaller units , hence, Channel assembly is the technique where a manufacturer sends individual components (rather than assembled units) to a distributor.

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Which shock can the fed deal with most effectively?

Answers

A major oil shock can the fed deal with most effectively.

It is accompanied by an oil crisis, a sudden rise in oil prices, and often a decline in supply. Since oil is a major source of energy for industrialized countries, the oil crisis can threaten the economic and political stability of the global economy as a whole.

In the aftermath of World War II, there were two major oil crises. Oil exports to the United States, Japan, and Western Europe, which consume more than half of the world's energy, are also banned.

The OPEC decision was in retaliation for Western support for Israel against Egypt and Syria during the Yom Kippur War (1973), and the US dollar (the currency used to sell oil) that caused the dollar to undermine OPEC's export revenues. It was done in response to the sustained decline in the.

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The presence of Coca-Cola drinks in restaurants world wide is an example of Group of answer choices popularity invention diffusion innovation

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The presence of Coca-Cola drinks in restaurants worldwide is an example of option(c)i.e, diffusion.

What is diffusion?

Diffusion is the process through which innovations spread from their initial implementation to various consumers, countries, regions, industries, markets, and businesses through the market or non-market channels. An innovation has no economic impact if it is not diffused.

The cognitive processes involved in straightforward two-choice decisions are modeled by the diffusion model. It distinguishes the standard of the evidence used in the decision-making process from the decision-making criteria and from other, nondecision-making processes like stimulus processing and reaction execution.

The four elements of diffusion, are:

(1) Innovation,

(2) Channels of Communication,

(3) Social System,

(4) Time.

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A business that is independently owned and operated, is not dominant in its field of operation, and meets certain standards of size in terms of employees or annual receipts is a(n):

Answers

This business is called SMALL BUSINESS.

What is Small business and its role ?The SBA defines a small business as one that is independently owned and operated, not dominant in its field of operation and meets certain standards of size in terms of employees or sales.Small business is defined as a privately owned corporation, partnership, or sole proprietorship that has fewer employees and less annual revenue than a corporation or regular-sized business.

4 types of small business

Sole proprietorship, Partnership, Corporation, andLimited Liability Company, or LLCR

After agriculture, small businesses are the second largest employment provider in the Indian economy. In comparison to big corporations, small businesses generate the most number of employment opportunities per unit of capital invested. Therefore, they are the second largest generators of employment in human resource.

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A(n) __________ fund buys stocks and bonds and then sells shares in those securities to the public.

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A mutual funds buys stocks and bonds and then sells shares in those securities to the public. A mutual fund is a company that pools money from many investors and invests it in securities such as stocks, bonds, and short-term debt. The mutual fund's portfolio is made up of all of its holdings.

Mutual fund shares are purchased by investors. Most mutual funds fall into one of four categories: money market funds, bond funds, stock funds, and target date funds. Each type has distinct characteristics, risks, and rewards. Bond funds are riskier than money market funds because they seek higher returns.

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Government deregulation and corporate strategy are leading to a mass media industry controlled by ______.

Answers

Government deregulation and corporate strategy are leading to a mass media industry controlled by oligopoly

What is oligopoly?

An oligopoly is a form of market structure that exist with number of firm or business owners.

The existence of each business usually have an evident effect on the other firm.

The market is Interrelated and are affected by government strategy.

Therefore, Government deregulation and corporate strategy are leading to a mass media industry controlled by oligopoly

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After refrigerant lines have been installed they should be evacuated to a(n) ____ vacuum

Answers

After refrigerant lines have been installed they should be evacuated to a(n) moderate vacuum.

Refrigerant lines are insulated copper wires that transport refrigerant between outdoor and indoor air conditioning or heat pump units. One line carries gaseous refrigerant and the other carries liquid refrigerant. It is an important part of the cooling system as it allows the condenser and coils to move and heat away from your home.

If you upgrade or replace your air conditioner or heat pump, you will need to replace the refrigerant lines. Do not attempt to reuse old refrigerant lines as the line sealant can wear out over time. When this happens, moisture can get in and mix with the coolant, causing damage to the internals of the system.

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The Seattle Corporation has been presented with an investment opportunity which will yield end-of-year cash flows of $30,000 per year in Years 1 through 4, $35,000 per year in Years 5 through 9, and $40,000 in Year 10. This investment will cost the firm $150,000 today, and the firm's cost of capital is 10 percent. What is the NPV for this investment

Answers

The NPV for this investment is $51138.24.

Net present price, or NPV, is used to calculate the cutting-edge overall price of a destiny movement of payments. If the NPV of a project or funding is fine, it method that the discounted present fee of all future coin flows related to that challenge or funding might be wonderful, and consequently attractive.

The net present value or internet gift really worth applies to a chain of cash flows going on at distinctive instances. The existing fee of a coin glide relies upon the c program language period of time between now and the coins go with the flow. It also relies upon on the cut price price. NPV bills for the time cost of cash.

For example, if a safety gives a chain of coins flows with an NPV of $50,000 and an investor can pay precisely $50,000 for it, then the investor's NPV is $zero. It method they may earn something the bargain fee is on the safety.

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The horizontal axis of the aggregate demand and aggregate supply model measures the overall.

Answers

The horizontal axis of the aggregate demand and aggregate supply model measures the overall quantity of output. Aggregate supply, or real GDP, is the entire amount of product that businesses will generate and sell. Positive association between price level and real GDP in short run is demonstrated by upward-sloping aggregate supply curve.

Upward slope of aggregate supply curve results from incentive to increase output when price level of outputs rises while price level of inputs remains constant. Relationship between amount of total spending in economy and the price level for products is depicted by the aggregate demand curve's downward slope.

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The income effect of a wage increase is observed when:

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The income effect of a wage increase is observed when Leisure's higher opportunity cost causes workers to take more leisure and work less.

The higher wage income causes workers to take more leisure and work less. The higher wage income causes workers to take less leisure and work more.

The income effect is the alternative to the intake of goods primarily based on profits. This means clients will generally spend greater in the event that they revel in an increase in income. they'll spend much less if their income drops.

By using evaluation, the effect of the profit refers to how to call for increases as a result of better tiers of disposable profits. As an instance, Starbucks may additionally reduce its charges by 20 percent, which gives existing consumers a higher degree of disposable profits as they're now not spending as a great deal.

The income impact states that when the price of a great decrease, it is as if the buyer of the best's earnings went up. The substitution effect states that after the rate of an amazing decrease, clients will alternative far from goods that are surprisingly more costly to the cheaper good.

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How can one profit through arbitrage if the dollar per euro exchange rate in london is $2 per pound while in new york is $1. 95 per pound?

Answers

Buy pounds in New York and sell them in London. This will make a profit of $0.05 per pound.

Problem-solving is the act of defining a problem; figuring out the purpose of the trouble; identifying, prioritizing, and selecting alternatives for an answer; and imposing an answer.

Problem-solving starts with identifying the issue. As an example, a trainer may need to parent out a way to improve a scholar's overall performance on a writing talent test. To do that, the instructor will overview the writing exams looking for regions for improvement.

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Imagine you run an online art supply store. You are looking to increase awareness of online purchases by 5 percentage points among the target audience within three months. Which test would best measure this goal

Answers

If you are trying to increase the awareness of online purchases in your online art supply store, the best test to measure this goal is a Brand Survey test.

What is a brand survey test?

A brand survey test allows for a company or individual to find out the popularity of a brand they are selling, a promotion being offered, or the entire business itself.

If you need to find out just how popular the goods sold at the online art supply store are, the brand survey test would be best as it would show if there is an increase in the number of people who know the store.

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Why might mattel set a much lower margin on its barbie dolls than on the accessories for the dolls?

Answers

The reason for a lower marginal cost is the lower average cost of production per unit which will enable high sales.

When in comparison made to accessories sale and the number of dolls being purchased one finds that mattel set lower margin contribution because the dolls will be sold at relatively lower price.

On an average the accessories at a higher margin because high value doll users tend to buy more of high priced accessories for their dolls.

And everytime the barbie doll gets a new thing or a body the consumer needs to relocate all new accessories without keeping in mind the high priced dolls. Lower the price higher the sale the formula works like this.

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Get-away Inc. is a vacation planning company. It provides various holiday packages, such as camping outdoors, adventure sports, island getaways, countryside wine tasting, cruises, and trekking, based on the vacation activities that its consumers prefer. Which of the following types of segmentation does this represent?

Answers

Get-away represents lifestyle segmentation.

What is lifestyle segmentation?Customer lifestyle segmentation is the technique of breaking each customer's information into small sub-groups. These sub-groups are created using data from each and every consumer. These groups are formed in order to make conclusions regarding customer preferences, likes, and dislikes.One method of market segmentation is lifestyle segmentation. It is directly related to psychographic segmentation. The AIO is the most extensively utilized instrument for lifestyle segmentation (Activities, interests, and opinions).The idea is to target one or more lifestyle categories with your marketing mix.

Therefore, Get-away represents lifestyle segmentation.

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