If you try to make a good final impression during a job interview, are you relying on recency bias to help you get the job.
Recency bias is a memory bias that prefers recent occurrences to historical ones. Recency bias provides more weight to the most recent incident, such as the closing argument from the last attorney a jury considers before adjourning to deliberate.
Recency bias is the inclination to give undue credit to memories that are still recent in your mind, even when they are not the most reliable or pertinent. Recency bias in the realm of investment can be challenging to avoid. When clients base their decisions on recent occurrences and anticipate that those events will persist into the future, they exhibit recency bias. They can end up making irrational choices like selling shares during a market collapse as a result.
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suppose you invest equal amounts in a portfolio with an expected return of 16 percent and a standard deviation of returns of 18 percent and a risk-free asset with an interest rate of 4 percent. calculate the standard deviation of the returns on the resulting portfolio.
Here, in this question Expected return = 0.5(16) + 0.5(4) = 10%.
How do you calculate the expected return of a portfolio with volatility?The predicted return is calculated by using multiplying the weight of each asset with the aid of its expected return. Then add the values for each investment to get the complete anticipated return for your portfolio. Hence, the formula: Expected Portfolio Return = (Asset 1 Weight x Expected Return) + (Asset 2 Weight x Expected Return
When calculating the expected fee of return on a stock portfolio the usage of a weighted common The weights are based totally on the?The fundamental predicted return method entails multiplying every asset's weight in the portfolio by means of its predicted return, then including all these figures together. In other words, a portfolio's predicted return is the weighted common of its person components' returns.
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https://brainly.com/question/25821437#SPJ4A company has just purchased a new delivery van. Now it is trying to decide whether to sell its old delivery van or donate it to a non-profit organization that delivers meals to the elderly. In estimating the incremental free cash flows for this decision, for which of the following should we adjust? Do not include factors that are only indirectly used to calculate other factors – only choose factors that should be directly considered, for their own sake, in the cash flow calculations (rather than in the calculation of another factor). For this particular problem, circle the letters of all of the answers that apply (i.e., you may choose to circle more than just one answer). a. The cost of the new van. b. The interest expense on the loan to buy the new van. c. Any reputation effect/goodwill resulting from donating the van to a worthy charity. d. The price that the company originally paid for the old van. e. The book value of the old van. f. The tax effect of donating the old van. g. The current market value of the old van. h. The tax effect of selling the old van.
A company has simply purchased a brand-new shipping van. Now it is attempting to decide whether to promote its antique transport van or donate it to a non-profit organization that provides food to the elderly. C. Any reputation impact/goodwill as a consequence of donating the van to a worthy charity.
Company is a musical with tracks and lyrics by Stephen Sondheim and an e-book by George Furth. The authentic 1970 manufacturing changed into being nominated for a document-placing 14 Tony Awards, prevailing six. the organization was written in a fashion without a chronological linear path.
A corporation is a prison entity formed through a set of individuals to engage in and operate an enterprise—commercial or business—agency. A business enterprise can be organized in diverse methods for tax and economic legal responsibility purposes depending on the corporate regulation of its jurisdiction. There are three not-unusual varieties of businesses—sole proprietorship, partnership, and corporation—and each comes with its very own set of benefits and downsides.
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which country passed the united states as the largest global economy (in terms of purchasing power parity), raising questions about usu.s. leadership?
The statistic lists the 20 nations that will account for the largest share of the world's GDP in terms of purchasing power parity (PPP) in 2021. The correct answer a. China
What is the global economy?
Published on August 10, 2022 by Statista Research Department. The total of economic activity that take place both within and between nations can be referred to as the global economy. With its own industrial production, labor market, financial market, resources, and environment, each nation is a distinct entity.
Every economy operates under a specific set of conditions and presumptions. Traditional economies, command economies, mixed economies, and market economies are the four primary types of economic systems.
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Full Question :Which country passed the United States as the largest global economy (in terms of purchasing power parity), raising questions about USU.S. leadership?
a. China
b. Japan
c. Russia
d. the European Union
the promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities, such as trade shows, event sponsorships, and contests, is known as:
The promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities, such as trade shows, event sponsorships, and contests, is known as Sales Promotion.
A sales promotion is an advertising strategy in which a enterprise makes use of a brief marketing campaign or offer to boom interest or demand in its services or products.
There are numerous reasons why a business may also choose to apply sales merchandising (or 'promo'), however, the number one cause is to reinforce sales.
A sales promotion method additionally referred to as a discounting strategy, is a marketing technique to motivate clients to take a particular, pre-decided movement thru sales discounts, incentives, or offers
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the daily demand for muffins at a bakery is normally distributed with mean 50 and standard deviation 15. the bakery makes 60 muffins once at the start of each day. what is their service level for muffins?
The service level for muffins in the bakery is 100%.
What does "service level" mean?By comparing how well a company meets customer expectations, one can ascertain the quality of its services. Customers buy services to address particular needs. Because they establish unambiguous commitments between a service provider and a customer, service-level agreements (SLAs) are crucial. In the telecommunications sector, service-level agreements are typical and give businesses the assurance that a set of standards will be upheld.
Z score is used to calculate by how many standard deviations the raw score is above or below the mean. It is the formula:
Z = (x - μ) / σ
With description x = raw score, μ = mean and σ = standard deviation.
Given data:
σ = 15
μ = 50
Then:
For x = 60
Z = (x - μ) / σ
Z = (60 - 50) / 10
Z = 10/10 = 1
convert to percent format will be 100%
When they bake 65 muffins, their service level for muffins are 100%
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melissa wants to retire with $40,000 per month. she needs $4,000,000 in principal at the time she retires in order to generate this amount of monthly income if the interest rate is 12%. if melissa has 25 years before retirement and has $80,000 to invest today, what simple interest rate does she need to achieve the necessary amount of principal?
190 % of simple interest rate does she need to achieve the necessary amount of principal.
we know that
The simple interest formula is equal to
A=P(1+rt)
where
A = Final Investment amount
P = Principal amount of money
r = rate of interest
t = Number of Time Periods
in this problem we have
t= 25 years
P= $80,000
A= $4,000,000
r=?
substitute in the formula above
4,000,000 = 80,000(1+25r)
50 = 1+25r
50-1=25r
49=25r
r=1.96
Convert to percentage
r = 1.9 * 100
= 190 %
The simple interest rate is 190%
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prior to recording adjusting entries, the supplies account has a $450 debit balance. a physical count of supplies shows $125 of unused supplies still available. the required adjusting entry is:
Prior to recording adjusting entries, the supplies account has a $450 debit balance. a physical count of supplies shows $125 of unused supplies still available. the required adjusting entry is, supplies used = 450 - 125 = 325
When storing multiple types of items, the plural form of supply is supplies. Supplies are used as current assets until they are consumed, at which point they are expenses. Supplies used by businesses frequently include office supplies like pens, paper clips, and printer ink. The balance in banking and accounting refers to the amount owed on an account. In accounting, the term "balance" refers to the difference between the total of debit entries and the total of credit entries made into an account during a given financial period. A debit balance is displayed when there are more total debits than total credits.
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how many total areas of regulation of business exist in relation to federal and state regulation? one six four two five
Four areas of regulation of business exist in relation to federal and state regulation. Advertising plan element of a marketing plan outlines how products or services will be sold and delivered to customers.
The core of your marketing strategy is this. Your marketing strategy should specify how you intend to connect with your target market at each step. Your Targeted Customer Is the Most Crucial Aspect of a Marketing Plan. Contributors to business Entrepreneur are free to share their own opinions. The most crucial and ongoing task for any marketer is to understand their target regulation. The plan's marketing implementation section describes how marketing strategies will be put into practise.
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you borrow $15,000 from a bank at 10 percent annually compounded interest to be repaid in six equal installments. calculate the interest paid in the second year. group of answer choices
Hence $1500 is the interest to be paid on the second year, when you borrow $15,000 from a bank at 10 percent with an annually compounded interest to be repaid in six equal installments.
How is annual compound interest determined?The amount of the initial loan, or principal, is multiplied by one, and the annual interest rate is raised to the number of compound periods minus one. You will then be left with the principal amount of the loan plus compound interest. Compound interest is computed as interest on the principle of an account plus any accrued interest.
Given:
The amount borrowed: $15,000
Instalments: 6
Interest: 10%
Solution: $15000 x (10/100)
= $1500
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3. which airline showed the greatest change in stock prices during this period (august to december 2014)?
Answer:
southwest airline
Explanation:
Southwest Airlines showed the greatest change in stock prices during this period (august to December 2014).
What is the greatest change in stock prices of Southwest Airlines?Finding market-beating equities is the main goal of stock selection. Even the finest stock picker, however, will only succeed with some choices. Given that the share price of Southwest Airlines Co. has fallen 44% over the past five years, some shareholders may now be unsure about keeping their investment in the company. And because the stock has fallen 38% in the past year, it's not only long-term investors that are sorrowing.
Unfortunately, with prices down 13% in the past 30 days, the share price trend is still fairly gloomy. We do see, however, that the overall market has declined by 8.0% over that time, which may have had an impact on the share price. Southwest Airlines went from a loss to profitability over the course of five years of rising share prices.
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keesha company borrows $225,000 cash on december 1 of the current year by signing a 180-day, 12%, $225,000 note. 1. on what date does this note mature? 2.
The note will mature on 30th May of the next year. Counting from, December 1, with 180-day period.
Write a brief note on maturity date.The date that the last payment is due on a loan or other financial instrument, such as a bond or term deposit, at which point the principal (and any outstanding interest) is required to be paid, is known as the maturity date or maturity date in finance.
The majority of instruments have a defined maturity date, or an exact day on which they mature. These instruments include debt instruments with fixed or variable interest rates as well as other types of securities like redeemable preference shares, provided that their terms of issuance indicate a maturity date. Its meaning is comparable to that of "redemption date." Some financial instruments, sometimes referred to as "perpetual stocks," have no set expiration date and last perpetually.
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The complete question is given below :
Keesha Co. borrows $225,000 cash on December 1 of the current year by signing a 180-day, 12%, $225,000 note. On what date does this note mature? (Assume that February has 28 days)
total deposits 10,000 and total reserves 10,000. the legal reserve requirement is 10 percent. what is amount required by this bank to keep
This bank is obligated to keep 1,000.
According to the given question,
Total deposits = 10,000
Total reserves = 10,000
Legal reserve requirement = 10 percent
We know that,
Initial deposit = Total deposit × LRR
Initial deposit = 10000 × 0.1
Initial deposit = 1000
Therefore, amount required by this bank to keep is 1000.
In the world of finance, money stored in a bank is referred to as a deposit. A deposit is a transaction in which money is delivered to another party to be kept safe. A percentage of money used as security or collateral for the delivery of an item may also be referred to as a deposit.
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is the process of dividing a market into distinct groups that have common needs and characteristics. a. social media aggregation b. behavioral targeting c. handle d. market segmentation e. lifestream aggregation
Market segmentation is the process of dividing a market into distinct groups that have common needs and characteristics. The correct answer would be option D.
Market segmentation refers to organizing potential customers into groups or segments with comparable demands and responses. It helps businesses to target various customer groups who view the entire worth of particular goods and services in a variety of ways.
Market segmentation is a development of market research that aims to pinpoint specific customer groups in order to develop products and branding that appeal to the group. By identifying which items have the best odds of capturing a share of a target market and figuring out the best approach to get those products to market, market segmentation aims to reduce risk. This enables the business to raise its overall efficiency by concentrating scarce resources on initiatives that yield the best return on investment (ROI).
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service companies can differentiate their service delivery by having more able and reliable customer-contact people. true or false?
It is true that service companies can differentiate their service delivery by having more able and reliable customer-contact people.
Service providers can differentiate their service delivery by hiring more competent and trustworthy customer-contact staff, creating a better physical location in which to provide the service product, or creating a better delivery method. By using symbols and logos, service providers can try to differentiate their images.
More difficult to define and evaluate than product quality is service quality. Depending on how customers and workers interact, service quality will always fluctuate.
A good customer service recovery can win over disgruntled clients. There is a lot of demand on service businesses to boost productivity. They can hire new workers who will work harder or more skillfully or they can train the current ones more effectively.
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which option pays out a higher return - a bond purchased at $900 with a 5.5% yield, or a stock purchased at $1000, paid a $20 dividend, and sold at $1050?
The option that would give a higher return, based on the bond returns and the stock, is the Stock.
How to find the returns?The return on the stock can be found by the formula:
= (Dividend paid + Capital Gain)
Dividend paid = $20
Capital gain = Selling price - Buying price = 1, 050 - 1, 000 = $50
The return on the stock is:
= 20 + 50
= $70
The return on the bond is:
= 5.5% x 1, 000 par value of bond
= $55
The higher return is therefore from the stock.
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a conglomerate fits which type of corporate diversification model? multiple choice question. related diversification single business dominant business unrelated diversification
The type of diversification model of a conglomerate fits is unrelated diversification. It is because the conglomerates have a success factors are unrelated to each other.
An unrelated-business diversifier generally can be defined as a company pursuing growth in product markets where the main success factors are unrelated to each other. Whether a simply a holding company or also a conglomerate such a company, expects little or no transfer of functional skills among its various businesses. The advantage of unrelated diversification is to helps you protect against major pitfalls of business downturns.
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assuming all else equal, if an airline company decides to purchase new planes, it is likely to cause . group of answer choices a downward movement along its credit demand curve an upward movement along its credit demand curve its credit demand curve to shift to the right its credit demand curve to shift to the left
Assuming all else equal, if an airline company decides to purchase new planes, it is likely to cause its credit demand curve to shift to the right.
What is demand curve?In economics, a demand curve is a graph that shows the relationship between a commodity's price and the amount that is desired at that price. Demand curves can be used to both the price-quantity connection for a single consumer as well as for all consumers in a given market.
The demand schedule is the foundation for the demand curve. The demand schedule details the precise number of units of an item or service that will be bought at various price points. It is significant to remember that when the price falls, the quantity demanded rises.
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the automotive semiconductor has been in shortage, but the supply has recently been stabilized. what would happen to the demand for car engines? automotive semiconductors and car engines are complementary goods.
"Cross Elasticity of Demand" We know that complementary goods are those that are demanded together. Complementary goods are those in which one good has utility and is demanded only when the second related good is also available.
In economics, goods are products that meet human desires and give utility, such as a gratifying product purchased by a consumer. A typical difference is drawn between transferable products and nontransferable services.
A good is a "economic good" if it is helpful to people but scarce in relation to demand, requiring human effort to attain it. In contrast, free products, such as air, are naturally abundant and require no intentional effort to obtain. Private goods are items owned by individuals, such as televisions, living room furniture, wallets, cellular phones, and basically everything owned or utilized on a regular basis that is not food-related.
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jamison is a single dad with two dependent children: zoey, age 7, and conner, age 3. he has an agi of $63,000 and paid $3,600 to a qualified day care center for the two children. what amount can jamison receive for the child and dependent care credit? use child and dependent care credit agi schedule.
Answer:1800
Explanation:
what is the connection, if any, between comparative advantage (ca) and foreign direct investment (fdi)?
CA has nothing to do with FDI. Countries often engage in FDI in industries where the country they invest in has a comparative disadvantage.
When a nation's businesses make investments abroad, it promotes comparative advantage CA in the same sector at home.
What is comparative advantage -
The ability to create goods and services at a lower opportunity cost, not necessarily at a higher volume or quality, is referred to as having a comparative advantage.
What is FDI-
An entity based in another country makes an investment in the form of controlling ownership in a company in another country. This investment is known as a foreign direct investment (FDI).
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which of the following is a major strength of direct mail advertising? a. low cost b. subject to few restrictions or regulations c. widespread acceptance by consumers d. ability to accurately target specific markets
The major strength of direct mail advertising is the ability to accurately target specific markets.
A popular type of direct marketing is direct mail, which can be used by for-profit companies, charities, other non-profits, political campaigns, and other groups. A wide range of marketing materials, such as sales letters, postcards, newsletters, and brochures, are included in direct mail.
Advertisers frequently improve direct mail strategies into targeted mailings, when mail is delivered after database analysis to specific individuals thought to have the best chance of responding favorably.
By limiting the mailing universe to to the most likely readership, this lowers costs for mailers. A person who has expressed interest in golf, for instance, might get direct mail for golf-related products or even for goods and services that golfers might find useful.
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aaron observes and adjusts bids often in his ad campaigns. he recently learned that for an automated campaign, it's best to wait until the campaign accumulates a certain number of conversions before making any bid changes. for a app campaign, aaron should wait to apply any bid changes until at least how many conversions have accumulated?
For an app campaign, Aaron should wait to apply any bid changes until at least 100 conversions have accumulated.
In response to short-term trends, it can get tempting to frequently adjust the bid, but the best response is to wait for 100 conversations accumulated until an automated campaign before making any bid changes. Data gathering in huge quantities and making small changes in the bid — less than 20% each time — should result in steadier campaign performance. People can make changes in targeting and bidding for specific campaign objectives primarily getting more users for the app or for new users more high-performing apps, and also targeting ad expenditure.
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what is an external communication that is paid for by the seller and promotes a product to potential customers?
The external communication that is paid for by the seller and promotes a product to potential customers is known as advertisement.
What is Advertising ?Advertising refers to the methods used to draw attention to a good or service. In order to attract consumers' attention, advertising seeks to highlight a good or service. It is often used to market a particular product or service, although there are many other applications as well, with commercial advertising being the most popular. Through "branding," which links a product name or image with particular traits in customers' minds, commercial advertising frequently aim to boost consumption of their goods or services. Direct-response advertising, on the other hand, is the term used to describe advertisements that aim to prompt a quick sale.
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passive management by exception involves leaving employees alone and waiting until something goes wrong before entering the picture. group of answer choices true false
Passive management by exception involves leaving employees alone and waiting until something goes wrong before entering the picture. This is a true statement.
What exactly do active and passive management mean?In an endeavor to outperform a certain benchmark or index, active management frequently buys and sells. In order to match its performance, passive management duplicates a particular benchmark or index. Active management portfolios aim for higher returns but include bigger risks and cost more.
Why is passive management superior to active management?Individual investors may experience cheaper costs as a result of the decreased trade volume brought on by passive investment. Furthermore, because there is so little need for maintenance and research, passively managed funds have lower expense ratios than the majority of active funds.
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the clause in a mortgage that terminates the lender's interest when the mortgage is paid in full is known as:
In some home loan contracts, there is a condition called a "defeasance statement" that says the borrower will get the title to the property once the home loan installments are all paid.
A mortgage's acceleration clause allows your lender to accelerate the rate at which your loan's payment terms are calculated.Additionally, the clause may permit your lender to demand full and immediate payment of your mortgage.
What is the distance statement in a home loan?
Clause for alienation.When title to the property is transferred or, in some cases, when possession is changed, this clause enables the lender to demand the entire loan balance that is due.
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tracy manages a group of 15 employees at work. she works hard to maintain a warm, friendly relationship with her employees and tries to support group cohesion. sometimes, her employees think she is a little disorganized, but they all agree that they feel truly cared for. tracy is an example of what type of leader?
Tracy is an example of expressive leader as she helps the employees.
Which of the aforementioned tactics would be employed to reduce social loafing?
The creation of smaller groups or teams is one of the most effective ways to lower the possibility of social loafing. Make it simpler for team members' efforts to be recognised and backed. Smaller groups also make it easier for people to develop relationships and come together as a team, two qualities that motivate people to participate. the propensity for group members to put in less effort when working together to achieve a common objective than when held individually responsible. community facilitation In the presence of others, responses to easy or well-learned activities are more forceful.
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Which type of bankruptcy will remain in an individual's credit
history for 10 years?
O Chapter 11
O Chapter 9
O Chapter 7
O Chapter 13
Chapter 7 and Chapter 11 bankruptcies will remain in an individual's credit history for 10 years.
Your credit history will reflect a bankruptcy filing for a number of years. The length of time a bankruptcy stays on your credit report depends on the type of bankruptcy you choose. Bankruptcies filed under Chapter 7 and Chapter 11 will stay on your credit report for 10 years. Your credit report will show a Chapter 13 bankruptcy for seven years after it has been filed.
If you adopt a disciplined approach to paying your creditors, paying bills on time, and maintaining a sustainable level of debt on credit cards and other revolving credit, the impact of the bankruptcy on your credit score will progressively lessen as the years go by.
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what is the repricing gap if the planning period is 30 days? 3 months? 2 years? recall that cash is a non interest-earning asset. what is the impact over the next 30 days on net interest income if interest rates increase 50 basis points? decrease 75 basis points? the following one-year runoffs are expected: $10 million for two-year business loans and $20 million for eight-year mortgage loans. what is the one-year repricing gap? if runoffs are considered, what is the effect on net interest income at year-end if interest rates increase 50 basis points? decrease 75 basis points?
$55 million for two years, $20 million for three months, and $95 million for thirty days.
What does a repricing gap mean?The repricing gap is a measurement of the difference between the dollar value of assets that will reprice and the dollar value of liabilities that will reprice during a given time period, where reprice refers to the possibility of receiving a new interest rate.
The window of time during which repricing is possible is represented by rate sensitivity. Rate-sensitive assets are those that will mature or be revalued within a certain time frame. Liabilities that are rate-sensitive are those with a set maturity date or new pricing.
Calculation:
Using a 30-day planning window, we have the following:
$75 - $170 = -$95 million.
Using a three-month planning horizon, we have:
($75 + $75) - $170 = -$20 million.
Reprising the gap using a 2-year planning period, we have;
($75 + $75 + $50 + $25) - $170 = +$55 million.
b) the impact over the next 30 days on net interest income varies. We'll use (i) in the event that net income rises by 50 basis points.
ii) when net income decreases by 75 basis points.
if the impact over the next 30 days on net interest income increases by 50 basis points, we would have that net interest income will decrease by $475,000, see below:
ΔNII = CGAP(ΔR) = -$95m.(0.005) = -$0.475m
If the impact over the next 30 days on net interest income decreased by 75 basis points, net interest income will increase by $712,500. This is because:
ΔNII = CGAP(ΔR) = -$95m.(-0.0075) = $0.7125m
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HELP ASAP 40 POINTS
How do you recommend the government change GDP and taxes to stabilize the economy in each of the following scenarios?
1, Economic growth has started slowing and the unemployment rate has increased over the past four months.
2, There has been strong growth in GDP over the past year, unemployment is very low, and inflation has started to rise.
3, Prices are stable, unemployment is low and the economy is growing at an average rate
1) During a situation where economic growth has started slowing and the unemployment rate has increased over the past four months, the government needs to change GDP by increasing it's spending and lowering taxes. The above will inject money supply into the economy and increase spending power.
2) Where there has been strong growth in GDP over the past year, unemployment is very low, and inflation has started to rise, the government needs to curb spending by selling money market instruments such as government bonds. Taxes should be increased to reduce the money supply.
3) Where prices are stable, unemployment is low and the economy is growing at an average rate the government should focus on expanding the economy through exports.
What is GDP?Gross domestic product (GDP) is a financial measurement of the market worth of all final goods and services produced and sold in a country during a given period of time.
Most people agree that a higher GDP is desirable because it is associated with greater economic opportunity and a higher standard of living. As you can imagine, a country with a high GDP can still be a less than optimal place to live, so there are other factors to consider.
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what can a seller do to alleviate some of the buyers' worries over potential problems after closing?
A buyer might choose to back out after a deal has been closed or might have some problems regarding the same. It is the seller's duty to ensure that the buyer stays and has no issues regarding the same.
A buyer can back away due to many circumstances. Some of them could be: receiving a better offer elsewhere, or unforeseen circumstances, among others.
But what about problems in buyers' minds after the deal has been closed? It can be resolved in some ways. The seller can offer a secure payment method, to begin with. Or alleviate some of the financial burdens so that it can be paid off later securely. The seller can also show customer reviews to the buyer if possible, which might help solidify the buyers' minds regarding the same.
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