You need to deposit $33,211.68 if you wish to withdraw $10,000 after two years and $35,000 after four years.
The value of an anticipated income stream as of the valuation date is known as the present value, commonly referred to as the present discounted value, in economics and finance. The value of a sum of money today is known as its present value.
We need to determine the current worth of the Csh Flows at 9% in order to find the deposit amount.
YEAR 0 1 2 3 4
CASH FLOWS 0 10000 0 35000
Present Value = 10,000 (P/F ,9%, 2) + 35,000 (P/F, 9%, 4)
Therefore, the Present Value = $33,211.68
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hen a decision maker is faced with several alternatives and an uncertain set of future events, s/he uses to develop an optimal strategy. a. decision analysis b. predictive analytics c. data mining d. utility theory
hen a decision maker is faced with several alternatives and an uncertain set of future events, s/he uses predictive analytics strategy.
Predictive analytics: What are they?Data is used in predictive analytics to foretell future trends and occurrences. It forecasts prospective outcomes using past data to inform strategic decisions.
Predictions could be made for the immediate future, such as foreseeing a piece of machinery breaking down later that day, or for a longer time horizon, such as foreseeing your company's cash flows for the following year.
Data mining, predictive modeling, and machine learning are only a few of the statistical methods included in predictive analytics, which examine current and past data to anticipate future or otherwise unknowable events.
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Who answers the 3 economic questions in a mixed economy?
The 3 basic questions of the economy are answered differently based on the economy type. The mixed economy answers these questions by taking up individual decisions mixed with government intervention.
A mixed economy is an economy methodical with some free-market elements and some socialistic elements, which lies on a continuum somewhere between pure capitalism and pure socialism. Mixed economies normally maintain private rights of most of the norms of production, with the government intervening through ordinances. Mixed economies socialize elect industries that are considered crucial or that produce public goods. All known recorded and modern economies are examples of mixed economies, though some economists have critiqued the economic impacts of varied layouts.
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income losses from passive investments related to such investments as a reit (real estate investment trusts) or some partnerships can be deducted against which type of income on tax returns?
Unearned income that is automatically gained and requires little to no work to achieve or keep is known as passive income. The correct answer is option (A).
What is passive income?Income derived from sources other than an employer or a contractor is referred to as passive income. It can be made through accumulating interest from savings, receiving cashback or points from a credit card, renting out space, buying dividend-paying stocks, and other means.
For the majority of the world's wealthiest people, passive income serves as their main source of income. Passive income streams are a key component of any prosperous entrepreneur's portfolio since they allow them to generate revenue with little work, reinvest it intelligently, and keep an eye on their expenditures.
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Options for the given question,
A. Passive Income
B. Ordinary Income
C. Active Income
D. Any type of income
What are customers called in marketing?
The customers are called in marketing is the client, buyer or purchaser in the marketing or business.
The marketing is the activity in the business or marketplace in which the set of institutions and processes for creating, communicating, delivering and exchanging offering that the goods or services for the customers, client, buyer or to the B2C businesses.
The customers are sometimes also called target users, it is defined as the particular group at which the products or services such as a film or advertisement is aimed. The target users are attracted by the help of advertisement or the social media.
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certificate that promises to repay borrowed money in the future- plus an additional amount of money, called interest ?
Bond is a document that guarantees the repayment of borrowed funds plus an additional sum of money in the future.
Bond document refers to the trust indenture, ordinance, resolution, and any other agreements or instruments including any loan agreement, note, mortgage, deed of trust, pursuant to which a bond has been issued or secured, as well as those governing the operation of the project funded by a bond, as they may be amended or supplemented from time to time.
Whereas both bonds and stocks are securities, the main distinction between the two is that bondholders have a creditor interest in a firm while stockholders have equity interest in a corporation.
Bondholders have precedence over stockholders in terms of debt. The event of bankruptcy, they will receive payment before stockholders but after secured creditors.
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a worker was brought to your clinic for work related injury by the employer. you noticed language barrier between employee and the employer. do you think language barrier could be the risk factor for the injury?
A worker was brought to your clinic for work related injury by the employer. you noticed language barrier between employee and the employer. Yes, language barrier could be the risk factor for the injury.
What is language barrier?
According to the most basic definition of the phrase, a language barrier is when two or more persons are unable to communicate verbally because they do not speak the same language. These obstacles typically arise when people from different languages or native tongues gather or communicate in the same setting. Language obstacles are important since they frequently prevent advancement. This development may manifest as a business transaction, an emotional understanding, or the potential for creative cooperation.
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jessica is single and has a 2021 taxable income of $203,300. she also received $15,000 of tax-exempt income. jessica's marginal tax rate is:
Jessica is single and has a 2021 taxable income of $203,300. she also received $15,000 of tax-exempt income. jessica's marginal tax rate is: 32%
The marginal tax rate is the amount of additional tax that must be paid for each additional dollar of income earned. The sum of all taxes paid and all income earned is the average tax rate. A marginal tax rate of 10% means that 10% of future earnings, or $10, would be taxed.
Divide your total tax liability by your total taxable income to arrive at this figure. To apply this to the aforementioned example, divide the total tax of $11,077.50 by the total taxable income of $60,000. The result, calculated as a percentage, is 18.46%.
In contrast, the tax rate applied to a taxpayer's "last dollar of income" is known as their marginal tax rate. Using the aforementioned taxpayer as an example,
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What effect too much government involvement will have on a mixed economic system?
A mixed economy is one in which both the private sector and the government play a role in the economy. In this system, the government typically regulates certain industries and provides certain public goods and services, while the private sector drives economic growth and job creation.
Too much government involvement in a mixed economy can have several negative effects:
1)Reduced economic growth: Government regulations and taxes can increase the cost of doing business and make it harder for companies to compete, which can lead to slower economic growth.
2)Inefficiency: Government-run businesses and services can be less efficient than those run by the private sector, as they may not have the same incentives to cut costs and improve performance.
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What is the fundamental problem in economics one word?
One of economics' three core problems is how to decide what to create. generating techniques whose use the work is intended.
What economics topic is at the heart of it?The fundamental economic problems involve scarcity and the most efficient means of producing and distributing scarce resources. Scarcity indicates a small supply when referring to products and raw materials.
Why is economics' fundamental problem so significant?The limited resources and limitless needs and wants of the economic agent force people to make trade-offs. The study of economics focuses on economic decision-making under resource limitations. How much efficiency is there in resource use?
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What are the benefits of interest free loans?
Answer:No interest repayments, no administrative fees. The key feature of an interest-free loan is its ability to keep you free of a debt cycle. ...
It helps you budget for repayments easily. ...
Help build positive habits with credit.
Explanation:
imagine that you will be managing a team of software engineers whom your company will contract with to complete a project requiring highly specialized knowledge. what techniques will you use to support high performance on this team? check all that apply.
Clearly defined and agreed-upon goals and expectations for the team and individual team members
Regular communication and check-ins to ensure that everyone is on track and that any issues are identified and addressed in a timely manner opportunities for team members to share their expertise and learn from one another
Providing the necessary resources and tools for the team to complete their work effectively encouraging a culture of continuous learning and improvement recognizing and rewarding high performance and contributions to the team's success
Providing constructive feedback and coaching to help team members improve and grow in their roles.
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The correct question is - "what techniques will you use to support high performance if you are managing a team of software engineers whom your company will contract with to complete a project requiring highly specialized knowledge? "
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a customer may be charged a higher than normal commission in a transaction that is difficult for the broker to execute: a under no circumstances b if the additional charge is disclosed to the customer prior to the placement of the order c if the additional charge is disclosed to the customer no later than on the trade confirmation d at the discretion of the broker-dealer
Option b: B. If the additional charge is disclosed to the customer prior to the placement of the order.
A broker is an individual or company that acts as an intermediary between investors and exchanges.
The broker may also refer to the firm's role in acting as the client's agent and charging the client for services.
Discount brokers execute trades on behalf of their clients, but they generally do not provide investment advice.
Full-service brokers offer not only execution services, but also bespoke investment advice and solutions.
The broker registers with the Financial Industry Regulatory Authority (FINRA) and the Investment Advisor registers with the SEC as a Registered Investment Advisor (RIA).
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why would a vendor offer a cash discount to a customer?
Answer:
Why Might a Seller Give a Cash Discount? A seller might offer a buyer a cash discount to 1) use the cash earlier, if the seller is experiencing a cash flow shortfall; 2) avoid the cost and effort of billing the customer; or 3) reinvest the cash into the business to help it grow faster.
Explanation:
registration of securities in a state by coordination becomes effective: a when the filing with the state is completed b 2 business days after the filing with the state is completed c 5 business days after the filing with the state is completed d when the federal registration becomes effective
5 business days after the filing with the state is completed, registration of securities in a state by coordination becomes effective. So the correct answer is C.
In law, Registered securities generally can be defined as securities whose ownership is registered with an issuing company or agent, which maintains a ledger with the details. Registered securities are different from bearer securities. The difference between Registered securities and bearer securities are located in the ownership lies with the bearer and which do not have a centralized ledger associated with them.
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Your ued car wa worth $12,500 when you firt bought it, but depreciate at a imple interet rate of 4. 3% per year
Each year, the value of the car decreases by 4.3% of its previous year's value. Over time, the value of the car will continue to decrease at a declining rate.
What is the decrease in the value of a used car over time due to factors and market demand? The value of a used car can decrease due to various factors such as wear and tear, technology advancements, and market demand. If a used car was worth $12,500 when you first bought it and depreciates at a simple interest rate of 4.3% per year, the value of the car at the end of each year can be calculated as follows:Year 1: $12,500 * (1 - 0.043) = $12,005.75Year 2: $12,005.75 * (1 - 0.043) = $11,521.79Year 3: $11,521.79 * (1 - 0.043) = $11,051.16Year 4: $11,051.16 * (1 - 0.043) = $10,593.64And so on. Each year, the value of the car decreases by 4.3% of its previous year's value. Over time, the value of the car will continue to decrease at a declining rate.To learn more about interest refer:
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A company sells apples in packages of 444. The masses of the individual apples are normally distributed with a mean of 175\,\text{g}175g175, start text, g, end text and a standard deviation of 15\,\text{g}15g15, start text, g, end text. Assume that the weights of apples are independent from each other. Let t=t=t, equals the total weight of 444 randomly selected apples. Find the probability that the total mass is less than 685\,\text{g}685g685, start text, g, end text.
The probability P(T > 685) is 0.12 when the shaded region is calculated by integrating with lower boundary condition 685 and upper boundary condition 9999.
What is the probability that the total mass is less than 685?Apples are sold by a corporation in packets of four.Individual apple masses have a mean of 175g and a standard deviation of 15g, which is regularly distributed. Let T be the total weight of the apples that were chosen at random. Assume that apple weights are unrelated to one another.
T's median is determined by:175+175+175+175=700
The formula for T's standard deviation:15^2+15^2+15^2+15^2=(4*15^2)^1/2=30
The probability P(T > 786) can be calculated by integrating the shaded area with lower boundary condition 736 and upper boundary condition 9999.P(T > 736)=0.12
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According to the segment, how are businesses classified?A) Number of employeesB) Work activities the business performC) Age of the companyD) Profit level of the business
Answer: B
Explanation:
According to the segment, the businesses are classified as work activities the business performs. Option (B) is correct.
A business is an economic activity that involves buying and selling things or providing services in order to make money. The accomplishment of social and emotional goals is not a problem.
To have a business, three essential requirements must be completed. Businesses must first be the consequence of people coming together in a planned manner to work together. Second, companies need to meet societal needs. Third, companies must aim to turn a profit.
Therefore, Option (B) is correct.
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the conquest of the american west was a unique phenomenon in global history, whereby settlers moved boldly into the interior of regions of a great continent with a temperate climate, bringing their families, crops, and livestock, and establishing mining and other industries.
False, The loss of bison and the expansion of white settlements had a major impact on the lives of Native Americans living in the West.
Give a brief account on American civil war.After the Civil War, settlers from the East transformed the Great Plains. The huge herds of American bison that roamed the prairies were virtually wiped out, and farmers plowed the native grasses to grow wheat and other crops. Animal husbandry grew in importance as railroads provided a convenient means of bringing livestock to market.
The loss of bison and the expansion of white settlements had a major impact on the lives of Native Americans living in the West. In the resulting conflict, the American Indians, despite their occasional victories, seemed destined to be defeated by more settlers and the military might of the US government. By the 1880s, most Native Americans were confined to reservations, often in areas of the West deemed least desirable to white settlers.
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The complete question is as follows:
The conquest of the American West was a unique phenomenon in global history, whereby settlers moved boldly into the interior of regions of a great continent with a temperate climate, bringing their families, crops, and livestock, and establishing mining and other industries. T or F
currently, fixed costs are $540,000, the unit selling price is $95, and the unit variable cost is $60. what would be the break-even sales (in units) if the unit selling price is increased by $10?
The break-even sales, if the unit selling price is increased by $10 is 12,000 units
What is a variable cost in accounting?A variable cost is a cost that changes essentially depending on the volume of output or the number of services offered. In addition, there should be no variable expenses in the absence of any goods or services.
Variable costs may increase or decrease in response to the company's output. Variable costs include things like direct labor, commissions, and credit card fees. Variable costs are specific kinds of costs that will alter in response to shifts in production levels.
The break-even sales = Fixed costs / (Unit selling price - Unit variable cost)
Given:
= $540,000 / ($105 - $60)
= $540,000 / $45
= 12,000 units
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One way to demonstrate to a potential robber that dollar general employees care about their store is to:______.
One way to demonstrate to a potential robber that Dollar General employees care about their store is to d) arrive earlier at work by 10 minutes.
By arriving ten minutes earlier you can show the robber that you care about the store and you can arrive even at an unexpected time. This will prevent him from stealing money from the store.
Coming a little earlier to the store will demonstrate the robber that you take the safety and security of your customers, employees, and store very seriously. Hence, he will be afraid to steal from your store. Hence. option d is correct.
To show your commitment to this, you should arrive at work 10 minutes earlier to ensure everything is secure before customers arrive.
Although a part of your question is missing, you might be referring to this question:
One way to demonstrate to a potential robber that dollar general employees care about their store is to:______.
a) take a break on time
b) wear a proper uniform
c) clean the Dollar store
d) arrive earlier at work by 10 minutes
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pickett company received a 90-day, six percent note receivable for $20,000 on november 1. how much interest income should be accrued on december 31? ( )
$200 interest income should be accrued on December 31.
Income from bank accounts or from providing finance to others is known as interest income. Income from the interest that must be taxed is known as taxable interest income. All interest income, unless specifically excluded, is taxed.
As the payments are anticipated to be made within a year, they are included as current on the balance sheet. further reading. Some businesses prefer to refer to this income as "penalty income." The rate of money that has been received over a certain time period is known as interest income.
It is obtained from interest-bearing investments, like savings accounts and certificates of deposit. When someone deposits dollars into a savings account plus decides to earn interest, that is a relatively straightforward example of investment gains that occurs every day.
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emily missed a few payments on her credit card while she was out of work. now she has a debt collector calling her, sometimes up to 20 times a day. which act is the debt collector violating?
emily missed a few payments on her credit card while she was out of work. now she has a debt collector calling her, sometimes up to 20 times a day than Fair Debt Collection Practices act is the debt collector violating.
What does a collector of debts do?A debt collector is generally defined as a person or a business that consistently collects debts owing to others, typically when those payments are past-due, under the federal Fair Debt Collection Practices Act. The process of chasing payments of money or other agreed-upon value owing to a creditor is known as debt collection. Debtors could be either people or companies. A collection agency, sometimes known as a debt collector, is an organization that focuses on collecting debt.
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explain the underlying rationale for global trade and explain the difference between comparative and absolute advantage?
The underlying rationale for global trade the principles of necessity or convenience in the demand. The difference is explained below.
Comparative advantage and absolute advantage are two concepts in economics that describe the ability of a country or individual to produce goods and services at a lower opportunity cost than another country or individual.
Absolute advantage, on the other hand, is the ability of a country or individual to produce a good or service more efficiently than another country or individual. In other words, a country or individual with an absolute advantage can produce a good or service with fewer resources than another country or individual. Both comparative and absolute advantage are important in determining the economic success of a country or individual.
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What are examples of assets?
Assets Examples
Cash and its substitutes.Marketable securities (AR) include accounts receivable.Trademarks.Patents.design of products.rights to distribute.Buildings.Cash and cash equivalents, deposit instruments, checking and savings accounts, plutocrat request accounts, tangible cash, and Treasury bills are typical examples of specific means. Means are simply the things you value and enjoy.
These include cash and cash equivalents, comparable to actual cash on hand, checking, or savings accounts; specific property, comparable to equity in a home, other real estate owned, or a car; and invested means, comparable to stocks, bonds, or pensions.
A current means list is a list of all the specifics for each power,
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during the 2020 pandemic shutdown, many companies were forced to move to a remote working situation. in terms of unethical behavior, this likely reduced incidents of
Many businesses were compelled to switch to remote working arrangements during the 2020 pandemic shutdown due to concerns about unethical behaviour, which probably decreased bullying instances.
What do you mean by bullying?
Bullying can take many forms, such as physical, verbal, emotional, or cyberbullying. Physical bullying includes pushing, hitting, kicking, and other forms of harm. Verbal bullying involves using words to hurt or humiliate someone. Emotional bullying includes spreading rumors and excluding someone from a group. Cyberbullying is using technology to bully someone, such as sending mean messages or spreading embarrassing pictures or videos. It is important to recognize bullying and know how to respond to it. Everyone has the right to be treated with respect and to be safe.
So, The required answer is bullying.
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Which type of economic system is based on individual choice and free enterprise?
Answer:
Market Economy
Explanation:
A market economy has freedom of choice and free enterprise. Private entrepreneurs are free to get and use resources and use them to produce goods and services. They are free to sell these goods and services in markets of their choice. Governments can't be involved in these types of economies and businesses are run by the people.
What are local taxes spent on?
Answer:
local taxes services including police and fire services, education and health services, libraries, road maintenance, and other programs and projects which benefit the community at large.
what were the primary characteristics of the market-oriented era that followed world war ii? multiple select question. it was a buyer's market. consumers had to purchase products of inferior quality. products were designed to focus on consumers' needs. it was a seller's market.
The primary characteristics of the market-oriented era that followed World War II were products were designed to focus on consumers' needs.
Companies began to conduct market research and design products that met the specific needs and wants of consumers, rather than just producing goods and expecting consumers to purchase them.
It was a seller's market: Due to the post-war economic boom and pent-up consumer demand, companies had the upper hand in the market and were able to charge higher prices and make larger profits.
It was not a buyer's market and consumers did not have to purchase products of inferior quality. During this period, the economy was growing, people had money to spend and there was a high demand for goods, especially consumer goods.
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which if the following broad categories is not a type of analytic technique? a. manipulative analytics, b. descriptive analytics, c. predictive analytics, d. prescriptive analytics.
Manipulative analytics is not A type of analytic technique
Hence, option A is correct.
Data manipulation is the process of modifying data to make it more comprehensible and organized. To make it easier to find relevant information, you could, for instance, arrange the data alphabetically. Website administration is yet another instance of data manipulation. Data preparation and movement prior to analysis is what is commonly referred to as data manipulation. Manual, semi-automated, and fully automated are the three different types, respectively.Illustrations of data manipulationTo locate specific entries, sort the data either alphabetically or by date.Manage web server logs to keep track of the most popular websites and traffic sources.forecast trends in the stock market.Analyze the cost of the products, pricing trends, or upcoming tax obligations.To know more about data manipulation here
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How does money factor into the SMART goal-setting process?
answer choices
You need to know if achieving your goal will require money.
You need a plan to earn or acquire the money needed to achieve your goal.
You need to know the costs associated with the steps of achieving your goal.
All of the above.
Money factor into the SMART goal-setting process: You need to know the costs associated with the steps of achieving your goal.
What is Money ?Money refers t a commodity that is accepted as a medium of exchange. It is a medium for expressing prices and values. It circulates from person to person and country to country, facilitating trade and becoming a major measure of wealth.Money is an object or verifiable record that is commonly used in a particular country or socioeconomic situation as payment for goods and services and to repay debts such as debts. A medium of exchange is anything that is generally accepted as a means of payment. The centralized, universally accepted and recognized medium of exchange that facilitates the movement of goods and services is known as money.Money is the medium of exchange for various goods and services in the economy. Monetary systems vary by government and country.to learn more about Money from the given link :
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