Investors seeking a diversified, professional manged portoio of escurities can purchase shares of:_____.
A) preferred stock.
B) convertible securities.
C) insurance policies.
D) unit trust.

Answers

Answer 1

Investors seeking a diversified, professionally managed portfolio of securities can purchase shares of insurance policies.

An insurance policy is a contract between an insurance company and a policyholder that sets out the claims that the insurance company is legally obligated to pay. In exchange for the first payment, called the premium, the insurance company promises to pay for the losses caused by the risks covered by the contract language.

An insurance contract is a legal contract between an insurance company (insurer) and an insured person, company, or entity (insured person). By reading the policy, you can ensure that it meets your needs and that you understand the insurance company's responsibilities in the event of a claim.

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Related Questions

Choose the correct description for the following money market instrument. A certificate of deposit is:

Answers

A correct option is option (c). A certificate of deposit is a debt instrument sold by a bank to depositors that pays annual interest on a given amount and at maturity pays back a debt instrument sold by a bank to depositors that pays annual interest of a given amount and at maturity pays back the original purchase price.

What is an accurate description of money market instruments?

A variety of securities, such as short-term Treasury securities (such as T-bills), certificates of deposit (CDs), commercial paper, repurchase agreements (repos), and money market mutual funds that invest in these securities make up the money market.

Is it a certificate of deposit security?

A fixed-term investment or certificate of deposit won't deplete your capital because of market volatility. It is a safe financial vehicle with a guaranteed payout at maturity, similar to regular insurance. The money you deposit into your CD will grow steadily, so there is no possibility of losing any of it.

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The correct question is:

Choose the correct description for the following money market instrument.

Upper A certificate of deposit is a certificate of deposit is​:

A.

a short dash term debt instrument issued by large banks and well dash known corporations. A short-term debt instrument issued by large banks and well-known corporations. nothing

B.

an overnight loan between banks.an overnight loan between banks.

C.

a debt instrument sold by a bank to depositors that pays annual interest on a given amount and a maturity pays back debt instrument sold by a bank to depositors that pays annual interest on a given amount and at maturity pays back the original purchase price. the original purchase price.

D.

a short dash term money market instrument issued primarily by banks and funded from corporations and a short-term money market instrument issued primarily by banks and funded from corporations and other banks through loans in which Treasury bills serve as collateral comma with an explicit agreement to pay off the debt other banks through loans in which Treasury bills serve as collateral, with an explicit agreement to pay off the debt shortly.

Cost-volume-profit analysis helps managers predict how changes in and levels affect income.

Answers

cost-volume-profit (CVP) analysis, helps managers predict how changes in costs and sales levels affect profit. In its basic form, CVP analysis involves computing the sales level at which a company neither earns an income nor incurs a loss, called the break-even point.

Core paper. Cost-Volume-Profit (CVP) analysis is a method of examining how changes in variable and fixed costs affect a company's profits. A company can use his CVP to see the break-even point (covering all costs) or the number of units that need to be sold to meet a certain minimum profit margin.

CVP analysis helps determine the level of all costs involved. This concept helps eliminate unnecessary information that can complicate management's decision-making process. For example, businesses use costs associated with management to determine whether new decisions are economical.

The main CVP formula is: Profit = Revenue – Cost. Of course, to use this formula, you must know how to calculate sales: (Retail Price x Quantity). You also need to know how to calculate the cost: fixed cost + (variable price x number of units).

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Mingles, inc. concentrates its efforts on its target market of 18- to 25-year-olds. it is using a(n) __________ strategy

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Mingles, inc. concentrates its efforts on its target market of 18- to 25-year-olds. it is using a Focus strategy.

What is a focus strategy?

A focus strategy is a way to create, advertise, and sell goods to a certain niche market, which could be a particular customer group, product line, or geographic region. A focus strategy would be centered on the development of marketing strategies for your business while attempting to forge new connections with your target market.

Why is the focus strategy used?

Focus is a tactic that allows a business to control a niche. Your business focuses on a specific area of the market through the use of a focus strategy. Businesses that use a focused approach are aware of the dynamics and particular client requirements of their market niche.

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John operates a running shoe company and has decided to segment his market into professional track runners, trail runners and recreational runners. this is an example of __________.
a. segmentation by usage rate.
b. psychographic segmentation.
c. benefit segmentation.
d. segmentation by loyalty status.
e. occasion segmentation.

Answers

The correct option is (c) benefit segmentation.

Benefits segmentation is a sort of market segmentation that divides consumers into groups according to the advantages and perceived worth of the products and services they can purchase. Additionally, it might entail classifying clients in accordance with functional advantages such features, quality, and customer service.

Benefit segmentation is a technique for market segmentation that entails dividing your customer base into groups according to the benefits customers perceive they will get from your product. This may entail classifying consumers in accordance with their perceived value for things like quality, features, customer service, etc.

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Norma Rose is buying shares in a mutual fund that invests in foreign stocks sold in securities markets throughout the world, excluding the United States. What type of mutual fund is she buying

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Norma Rose is buying shares in a mutual fund that invests in foreign stocks sold in securities markets throughout the world, excluding the United States. The mutual fund is buying are "International fund".

What are International funds?

A mutual fund that can invest in businesses anywhere in the globe, not just in the nation where its investors live, is known as an international fund.

Some characteristics of the international funds are-

Global funds, which can invest in businesses from any country in the world, are different from international funds. Foreign funds and international funds are two synonyms for each other.Geographic portfolio diversification is the main advantage of investing in foreign mutual funds. Foreign market investing aids in the recovery from the current local market crisis. Global markets have a larger likelihood of long-term growth.Emerging markets, new economies, or speciality growth industries in international markets, like diamonds and tourism, are a few examples. Due to the booming emerging markets and as a hedge against the decline in the value of the dollar, international funds have fared well over the past 20 years.

Thus, International funds invest in non-U.S. markets, while global funds can hold both U.S. and non-U.S. companies in their portfolios.

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If you lose your credit card, typically there is __________ liability on any purchases made fraudulently.

Answers

If you lose your credit card, typically there is a limited liability on any purchases made fraudulently.

What is the liability for the loss of a credit card?

The liability for a lost credit card is limited to $50 in the United States.

However, if a person losses a credit card before use, the card company cannot hold the account owner responsible for any unauthorized charges.

But the loss of a credit card must be promptly reported to the card issuer.

Thus, if you lose your credit card, typically there is a limited liability on any purchases made fraudulently.

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Emery is a corporate officer of Frakking Mining Corporation. With respect to binding Frakking Mining to contracts, Emery is Group of answer choices an independent contractor and does not have the authority. an agent and has the authority. an employee and does not have the authority. not an agent, an employee, or an independent contractor but does have the authority.

Answers

With respect to binding Frakking Mining to contracts, Emery is: B. an agent and has the authority.

What is contract?

A contract can be defined as an agreement between two or more parties in which the parties involve tend to agreed to the terms and condition of the contract.

Hence, if Emery serves in a representative capacity for Frakking's Mining Corporation owners with regards to binding Frakking Mining to contracts, Emery is will be an agent and tend to have the authority.

Therefore the correct option is B.

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Jay's new loan to purchase a property includes the seller's existing mortgage. What type of loan is this

Answers

The type of loan that this is known to represent is what is referred to as the wraparound mortgage loan.

What is the wraparound mortgage loan?

This is the type of mortgage that has to do with the fact that the borrower is financing another loan when they have not been able to finance the original mortgage itself.

This type of loan is beneficial to a person given that they would be able to get a system of loan that may not have been possible before.

Hence we have to conclude that Jays financing a property when he has an existing mortgage is what is called the wraparound mortgage loan.

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Auditors are required to communicate with the audit committee for all but which of the following: Group of answer choices Critical accounting practices and policies Significant unusual transactions Significant accounting policies and practices The procedures followed by the auditor in evaluating evidence

Answers

Auditors would comunicate with the audit committee for critical accounting practices including the significant accounting policies and practices for evaluating certain evidences related to the transaction.

   

Some of the other communications made to audit committee should be an overall audit strategy with time of the audit and significant risks involved for assessing risks and procedures regarding the transaction.

Auditors are required to solve the financial accounting problems and are not accountable for unusual insignificant transactions and procedures and policies.

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The covariance of returns on stocks X and Y is 0.002700. Consider a portfolio of 70% stock X and 30% stock Y. What is the mean of portfolio returns

Answers

Based on covariance of the returns on the stocks, the mean of the portfolio returns is 3.004%.

How can the portfolio mean be found?

The portfolio mean is equal to:

= (Weight of stocks X x mean of stock X) + (Weight of stock Y x Mean of stock Y)

Solving gives:

= (0.7 x 2.35%) + (0.3 x 4.53%)

= 3.004%

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The Beanny Company had budgeted sales of 1,000 units with a per unit selling price of $5 per unit. Actual sales were 1,100 units at a selling price of $4.75. What is its sales volume variance?

Answers

Its sales volume variance is: $500 Favorable.

Sales volume variance

Using this formula

Sales volume variance = (Actual units sold− Budgeted units sold) × Selling price

Let plug in the formula

Sales volume variance = ( 1,100 − 1,000) × $5 per unit

Sales volume variance = $500 favorable

Therefore the Sales volume variance is 500 favorable.

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Suppose that when a firm produces the level of output at which price equals marginal cost, the firm's total revenue is less than its variable cost. In this case, the firm should:

Answers

When the firm's total revenue is less than its variable cost, the firm should shut down temporarily.

What is total revenue?

It should be noted that the total revenue simply means the total amount that's generated from the sales of goods and services.

In this base, when the firm's total revenue is less than its variable cost, the firm should shut down temporarily as it's not profitable to continue producing.

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If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by:

Answers

If a worker was climbing on a tower while attached to a vertical lifeline, the workers fall protection system would be provided by: single anchor vertical lifeline , and mobile fall arrestors.

What is a protection system?

Protection system can be defined as the system that help to protect and safeguard people from hazard or to protect people from material that may fall on them while climbing a tower.

Hence, the protection system that will help to protect a worker or an employee who fall while  climbing on a tower are;

Single anchor vertical lifeline Mobile fall arrestors

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2023 murano’s available intelligent awd adjusts the ________ to help maintain cornering control.

Answers

2023 Murano's available intelligent AWD adjusts the torque delivered to the wheels to help maintain cornering control.

What is torque?

It should be noted that torque simply means a rotational force which leads to the rotation of an object around an axis.

In this case, 2023 Murano's available intelligent AWD adjusts the torque delivered to the wheels to help maintain cornering control.

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The percentage of commercial banks' checking and savings accounts that must be kept in the bank is referred to as ______.

Answers

The percentage of commercial banks' checking and savings accounts that must be kept in the bank is referred to as :- Statutory Reserve Ratio.

The statutory reserve ratio (SRR) is the proportion of the deposit liabilities that commercial banks are required to keep as a cash deposit with the Central Bank. Under the Monetary Law Act (MLA), commercial banks are required to maintain reserves with the Central Bank at rates determined by the Bank.

Why is SRR important?

Reserve requirements are the amount of funds that a bank holds in reserve to ensure that it is able to meet liabilities in case of sudden withdrawals. Reserve requirements are a tool used by the central bank to increase or decrease the money supply in the economy and influence interest rates.

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Answer:

reserve requirement

Explanation:

If we have eight decisions to make and 3 choices for each decision, how can we represent the number of potential outcomes

Answers

We can represent the number of potential outcomes by 3 to the power 8.

What is permutation and combination?

Permutation relates to the act of arranging all the members of a set into some sequence or order.

We can assume, for two choices, we have one decision. This can be represented as, since we have eight decisions,

Representation of the potential outcomes are:

= 3^1 + 3^1 + 3^1 + 3^1 + 3^1 + 3^1 + 3^1 + 3^1

= 3^8

= 6,561

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Members of regional trade blocs tend to develop​ _____ diversity in the types of goods and services that their firms produce.
This has the effect of making per capita real GDP growth​ _____ stable, which tends to​ ______ economic growth.
A.
​less; less; decrease
B.
​more; more; increase
C.
​more; less; decrease
D.
​less; more; increase

Answers

The economic analysis above will be correct if Option B is selected. See the explanation below.

What is a regional trade bloc?

A regional trade bloc occurs when member nations who (may or may not be geographically near to one another) decide to form a trading arrangement that is flexible.

Hence, the correct statement is:

Members of regional trade blocs tend to develop​ more diversity in the types of goods and services that their firms produce.

This has the effect of making per capita real GDP growth​ more stable, which tends to​ increase economic growth.

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On february 1, kline company received a $6,000, 10%, four-month note receivable. The cash to be received by kline company when the note becomes due is.

Answers

The cash to be received by kline company when the note becomes due is $6200.

What is a note receivable?

A note receivable is an asset account linked to an underlying promissory note that specifies in writing the terms of payment for a purchase between the "maker" of the note and the "payee," who is normally a business and is occasionally referred to as a creditor (usually a customer or employee, and sometimes called a debtor).

The honored note is recorded by debiting cash for the amount paid by the customer, crediting notes receivable for the note's principal amount, and crediting interest revenue for the interest generated, presuming no adjustment entries have been made to accumulate interest income.

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aries and eros start a partnership with capital contributions of 39000 and 60000 respectivelty over the course of the year aries withdraws 5500 from the business in order to meet his personal expenses which of the following is the correct journal entry to close the releant withdrawls accotun at the end of the year

Answers

Withdrawing cash increases Aries withdrawal account hence debited, decreases cash hence credited.

Option A. is correct.

The explanation for incorrect options is given below.

B. Credit to Aries, capital increases capital account, whereas no capital in contributed it is withdrawn.

C. Credit to Eros, capital increases capital account, whereas no capital in contributed it is withdrawn by another partner.

D. Journal is required

A withdrawal of coins for an owner's private use reduces cash and calls for extra access to a unique drawings account. Because the drawing account is a capital account, it's going to have a debit balance with the purpose to offset a cash pull.

right here coins account will be debited in view that cash is withdrawn for office use, if there might be for personal use then the drawing would be debited but no longer in this example, and right here bank account can be credited given that it is decreasing.

The journal access for coins withdrawn from the financial institution is contra access. coins may be taken from the bank for 2 uses both for personal use (or) business use. I am assuming that money is withdrawn from the financial institution for commercial enterprise use.

Your question is incomplete. Please read below to find the complete question.

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Too much inventory on hand a.increases the losses due to price declines b.ties up funds that could be used to improve operations c.increases the cost to safeguard the assets d.all of these

Answers

A correct option is an option (d) i.e., all of these

What do you mean by inventory?

The accounting of goods, components, and raw materials that a business either sells or utilizes in production are known as inventory. You use inventory management as a business leader to make sure you have enough goods on hand and to spot when there is a shortfall.

Why is keeping too little and too much inventory bad?

Inventory is bought to resell it for a profit, and keeping too much of it on hand can cause working capital to become locked up in items. As degradation happens and demands decline over time, inventory loses value and eventually loses money.

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Persons who have not been approved to enter restricted laboratory areas must be accompanied by an ___________ to enter such an area.

Answers

Persons who have not been approved to enter restricted laboratory areas must be accompanied by an higher authoritative person to enter such an area.

People who are not allowed and approved to enter restricted laboratory areas must be accompanied by an higher authoritative person because the laboratories contain hazardous substances that can pose a serious danger to public health if handled by untrained personnel.

In addition, laboratories contain expensive instruments and equipment that must be protected from unauthorized use, vandalism, and theft.

Hence, it is necessary to take security precautions to prevent unauthorized individuals from gaining access to laboratory materials and equipment.

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Data classification for retention of information is typically ______ for financial and tax records?

Answers

Data classification for retention of information is typically for 7 years of financial and tax records.

Accounting records are the  documents and books involved in the preparation of financial statements of any organization.

Similarly tax records means the transcripts of all the tax returns previously submitted taxes.

Every organization is required to preserve the data records for at least 7 years not less than this.

This also includes the documents related to audit too.

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The following are the current month's balances for selected accounts of Accounts Payable $9,000 Revenue $8,000 Cash 7,650 Expenses 1,100 Furniture 11,000 Accounts Receivable 12,000 Common Stock 10,250 Notes Payable 4,500 What is the net income for

Answers

Option A. $6900 net income.

Net income for the current month=Revenue-Expenses

which is equal to

=(8000-1100)

which is equal to

=$6900.

Net income is the amount after an individual or company has deducted expenses, allowances, and taxes. In commerce, net income is left to the business after all costs, including salaries and wages, the cost of goods or raw materials, and taxes.

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Workers at an automobile repair shop report that half of the automobiles they repair have a resale value below $8000. in this example, which measure of central tendency does the $8000 represent?

Answers

In the given example, the $8000 represents median of central tendency. The median is the number in the middle of a sorted, ascending or descending list of numbers, and it can be more descriptive of the data set than the average. It is the point above and below which half (50%) of the observed data falls, and thus represents the data's midpoint.

The median is the number in the middle of a sorted list of numbers. To find the median value in a series of numbers, sort the numbers in value order from lowest to highest or highest to lowest. The median can be used to approximate an average or mean, but it should not be confused with the actual mean.

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The exchange rate is the price of one country’s currency compared to another country’s currency. True or false?.

Answers

Answer:

True

Explanation:

Exchange rates vary through out different currencies ,controlled by different states .

The US dollar is the universal factor across all global currencies .Some may be higher while others may be lower but the USD is like the  unit of comparison .

It is regulated by the federal reserve and is usually backed by credit .Money has taken dramatic twists , when it comes to backing as it has been backed by gold and oil before hence shifting from time to time .So the US discovered to gap which was filled by credit systems that oversee the flow of bills in relations to credit .

Greg earned $25,500 in 2021 and had $1,500 of federal income taxes withheld from his salary. Assuming that Greg is single, 25 years old, and will have a total tax liability of $1,355 (and thus will receive a $145 refund), he:

Answers

Assuming that Greg is single, 25 years old, and will have a total tax liability of $1,355 (and thus will receive a $145 refund), he: is required to file a tax return.

What is total tax liability?The total amount of tax debt owing by an individual, corporation, or other entity to a taxation authority such as the Internal Revenue Service is referred to as tax liability (IRS). Tax responsibilities include income taxes, sales taxes, and capital gains taxes.Your gross tax liability is equal to your taxable income minus your tax deductions. Your total income tax burden equals your gross tax liability less any tax credits you are qualified for.The key to lowering your tax liability is to reduce the percentage of your gross income that is subject to taxation. Consider raising your retirement savings. Investing pre-tax cash in an employer-sponsored retirement plan, such as a 401(k), is a simple way to lower your taxable income for the year.

Therefore, assuming that Greg is single, 25 years old, and will have a total tax liability of $1,355 (and thus will receive a $145 refund), he: is required to file a tax return.

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A firm that successfully leverages network effects can?

Answers

A firm that successfully leverages network effects can push the industry into the growth stage.

What is The network effect ?The network effect is a phenomenon whereby increased numbers of people or participants improve the value of a good or service. Network outcomes. occur when a product or service's value rises together with its customer base. When they occur, network effects rank among the most significant factors in your decision to choose one good or service over another. More users equals more worth.By doing away with gatekeepers, they enable new sources of supply and value generation and scale more effectively.

What are network effects?

By expanding your client base, market share, and the overall value proposition of your product, network effects help you scale your firm and enhance profitability. A network effect is when your product's value rises as more people use it, if you're wondering what that is.

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As soon as possible, you need to learn from Lori in Shipping and Receiving whether she and her colleagues can fulfill a large, time-sensitive customer order. If she cannot, you need her advice on where you can get it done.

Answers

1. I will email him the report attachment and any questions I would like to clarify. As with the time difference between the two offices, it's very early in the day when I call and disturb my colleague, and it's at a different time than usual, so I'll email him to clarify. is appropriate. Also, clarifications can be well explained in writing and it is easy for the person to reply to the same email to clarify my doubts. It may not respond immediately and delay the process. To do this, send him a text message along with your email and ask him to check his email when he receives the message and replies to you immediately.

2. You can send an instant her message to the member of the meeting you are about to report to let them know about the delay. The advantage is that instant her messages are good because everyone who is concerned about the delay is notified at once, and not a message to record for later reference. The downside is that there is no confirmation that all recipients have read the message, so they are not properly notified.

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All the benefits associated with a good, service, or idea that affect a consumer's purchasing decision are known as the total?

Answers

All the benefits associated with a good, service, or idea that affect a consumer's purchasing decision are known as the total product offer.

A consumer is a person who orders, orders, or uses purchased goods, products, or services primarily for personal, social, family, household, and similar needs not directly related to an entrepreneurial or business activity. A person or group intended to

A consumer is an individual or group who is an end user of a product or service. Here are some examples: A company that purchases printers for their company.

Consumers are defined as individuals or businesses that consume or use goods or services.

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The recognition that an organization's success is dependent on, and tied directly to, how well it values, engages, and includes the rich diversity of its community members is known as:

Answers

Inclusive excellence
The concept of inclusive excellence acknowledges that a community's success is closely related to how well it appreciates, engages, and includes all of its members, including its students, teachers, staff, alumni, friends, and affiliates.

Inclusive excellence is the understanding that an organization's success depends on and is directly correlated with how well it values, engages, and incorporates the rich diversity of its community members.
The Inclusive Excellence framework, which focuses on five imperatives for diversity, equity, and inclusion, is used as the basis for campus and community efforts in the Strategic Plan for Inclusive Excellence.
It offers a method for achieving excellence and equity in the workplace, on campuses, and in the classroom.

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