$500 Balance Assist - Bank of America customers can now borrow up to $500 (in increments of $100) for a $5 flat fee, regardless of the amount advanced to their account, thanks to this new short-term, low-cost loan.
Persuades bank of America to loan money?Collateral Promise to Pay Another's Debt - In order to be enforceable, debt surety or guarantee arrangements must be in writing. These documents serve as evidence of a pledge to pay back a loan.
This includes scenarios in which business owners guarantee their company's debts. Jennifer persuades bank of America to loan money to her friend by orally agreeing to guarantee the loan, in exchange the friend promises to give her 50% ownership in the company that she establishes with the loan Sales of products valued at $500 or more are covered by the UCC's rules. Any contract for the sale of goods for $500 or more must be in writing in order to be enforceable under the UCC. Any such agreement may only be modified in writing. Generally speaking, the person being enforced upon must sign the agreement. A handwritten agreement or a mark, seal, stamp, or electronic signature can all be considered signatures. Even though it is not signed by the other merchant, a confirmation of the contract made by one merchant that is accepted by the other merchant will be considered sufficient between merchants.Learn more about bank of America and loan money here:
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Martin is the financial director of a small business. He recently read a memo from one department presenting a new idea for a product. During the discussion on the item afterward, Martin kept focusing on the cost of producing and marketing that product. The barrier facing Martin in this scenario is
Martin is the financial director of a small business. He recently read a memo from one department presenting a new idea for a product. During the discussion on the item afterward, Martin kept focusing on the cost of producing and marketing that product. The barrier facing Martin in this scenario is Filtering. Option A.
This is further explained below.
What is Filtering?Generally, One way to reduce the number of potential investment possibilities inside a particular universe is to employ a filter.
In conclusion, A tiny firm has hired Martin as its finance director. Recently, he received a message from a division of the company informing him of a new product proposal. In the debate that followed, Martin kept bringing up the subject of how much it would cost to produce and promote that particular item. Filtering is the obstacle that Martin faces in this situation.
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CQ
Martin is the financial director of a small business. He recently read a memo from one department presenting a new idea for a product. During the discussion on the item afterward, Martin kept focusing on the cost of producing and marketing that product. The barrier facing Martin in this scenario is
filtering.
selective perception.
emotional disconnects.
semantics.
For pdp medication home delivery, the ____ plan will continue to offer a discount for 90-day tier 2, tier 3 and tier 6 prescriptions.
For pdp medication home delivery, the Medicare part D plan will continue to offer a discount for 90-day tier 2, tier 3 and tier 6 prescriptions.
What is Medicare?Medicare can be defined as a medical insurance coverage that help to cover the medical costs of those people under the plan.
Therefore, For prescription drug plan medication home delivery, the Medicare part D plan will continue to offer a 90-day tier 2, tier 3 and tier 6 prescriptions discount.
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Assume an economy is operating on its production possibility frontier, which shows the production of military and civilian goods. If the output of military goods is increased, the output of civilian goods:
If the output of military goods is increased, the output of civilian goods: must decrease
This is Production Possibilities Frontier
What is Production Possibilities Frontier ?The Production Possibilities Frontier (PPF) is a graph that shows all the different combinations of output of two goods that can be produced using available resources and technology.
The shape of the PPF depends on whether there are increasing, decreasing, or constant costs.Points that lie on the PPF illustrate combinations of output that are productively efficient. We cannot determine which points are allocatively efficient without knowing preferences.Learn more about Production Possibilities Frontier (PPF) here:
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A(n) _________ (or neutral fact-finding) can assist parties in a business dispute in which the issues are complex and the third party can then recommend a settlement as an attractive alternative.
When there are complicated problems involved in a business dispute, parties can benefit from mediation (or unbiased fact-finding), after which the third party can suggest a settlement as an appealing alternative.
What exactly does mediation entail?In a mediation, the parties meet with a third party who is neutral and objective and who helps them negotiate their disagreements.
What serves as the primary goal of mediation?Even if the parties to the disagreement are unable to come to an agreement, mediation will frequently "bring out" the true issues and improve communications, leading to a better working relationship.
What constitutes mediation's five steps?Stage 1: Introductory Statements.stage 2. Joint discussions Stage 3: Confidential Conversations.Stage 4: the negotiating phase.Stage 5: Settlement.Is mediation a good decision?When two parties desire to work together but require outside assistance to solve a current problem, mediation might be compared to relationship counseling. When the connection is particularly important to you, mediation can assist you in resolving a particular problem without harming the partnership as a whole.
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g Suppose the Federal Reserve begins to increase the supply of money at an increasing rate. What impact would that have on GDP, unemployment, and inflation
Expansionary monetary policy shifts AD to the right.
What is Expansionary monetary policy?Expansionary policy, often known as loose monetary policy, expands the availability of money and credit in order to stimulate economic growth. During difficult economic circumstances, a central bank may use expansionary monetary policy to reduce unemployment and stimulate growth.Impacts on GDP, unemployment, and inflation by the increase of supply of money:The Federal Reserve begins to grow the money supply at an increasing rate. The impact on GDP, unemployment, and inflation would be significant. AD is shifted to the right by expansionary monetary policy.Therefore, expansionary monetary policy shifts AD to the right.
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The existence of the federal income tax and the welfare system serve as the primary elements of?
The answer is nondiscretionary fiscal policy.
Nondiscretionary fiscal policy refers to measures that are incorporated into the system to automatically provide expansionary or contractionary stimulus. Nondiscretionary fiscal policy, for example, entails government measures that stimulate the economy when it needs it and deflate it when it needs it.
Nondiscretionary fiscal policy refers to numerous continuing government spending and taxing schemes. These are largely for the purpose of sustaining revenue. They are almost never modified. They consist of social security, welfare, and unemployment benefits.
Unemployment benefits are a common example of nondiscretionary fiscal policy. Payments must rise when the number of jobless rises, which occurs during an economic slowdown. When the jobless return to work as the economy improves, the payments must fall.
Therefore, the answer is non-discretionary fiscal policy.
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To satisfy the Statute of Frauds, a written contract or agreement must contain a description of the consideration promised.
It is a true statement that a typical written contract or agreement must contain a description of the consideration promised in order to satisfy the Statute of Frauds.
What is the Statute of Frauds?This refers to the legal concept that requires certain types of contracts to be executed in writing.
In the legal field, the Statute of Frauds covers contracts for the sale of land, agreements involving goods worth over $500 and contracts lasting one year or more.
Most times, the Statute of Frauds can be satisfied by any signed writing that:
identifies the subject matter of the contractis sufficient to indicate that a contract existsstates with reasonable certainty the material terms of the contract.Read more about Statute of Frauds
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Which of these goods may be considered rivalrous in consumption and nonexcludable?
a) wilderness areas
b) national defense
c) broadcast television reception
d) fire insurance
Answer:
A
Explanation:
step by step explanation
The amount by which actual or expected sales exceeds break-even sales is referred to as.
The amount by which actual or expected sales exceed break-even sales is referred to as more accurate product costing.
A break-even analysis is what, exactly?Break-even analysis involves figuring out and looking at an entity's margin of safety based on the revenues received and related costs. The study, in other words, demonstrates how many sales are necessary to cover operating expenses.
The break-even analysis establishes the number of sales required to cover all fixed costs for the organization by analyzing various pricing levels in relation to various levels of demand. A demand-side study would provide a seller with important information about their selling capacities.
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Tanya has just received a major order from northrop corporation for her firm’s hydraulic lift equipment. after reviewing the order information, tanya will?
Tanya has just received a major order from Northrop corporation for her firm’s hydraulic lift equipment. after reviewing the order information, Tanya will send an acknowledgement that the order has been received.
Order Acknowledgement refers to the company's acknowledgment letter outlining the terms and circumstances under which it will give the customer the Equipment and/or the Services.
Order acknowledgements essentially notify a customer how much of a product they can anticipate from a seller. This information exchange can happen automatically without the need for faxing, emailing, or manually inputting orders into the system if all parties are using automated, integrated EDI systems.
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Who works in the background to make sure a company’s it infrastructure is always working, and is constantly fighting to prevent it disasters from happening?
SysAdmin works in the background to make sure a company’s infrastructure is always working and is constantly fighting to prevent disasters from happening
Infrastructure is defined as the underlying physical system of a firm, region or country and often involves the production or production processes of public goods. Examples of infrastructure include transportation systems, communication networks, sewage, water, and school systems.
Businesses need a reliable infrastructure to connect their supply chains and efficiently move goods and services across borders. This infrastructure connects metropolitan households with better-quality employment, health care, and educational opportunities. Clean energy and public transportation can reduce greenhouse gases.
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The following are the Jensen Corporation's unit costs of making and selling an item at a volume of 2,000 units per month (which represents the company's capacity): Manufacturing: Direct materials $2.00 Direct labor $3.00 Variable overhead $1.50 Fixed overhead $0.35 Selling and Administrative: Variable $3.00 Fixed $0.75 Present sales amount to $1,200 units per month. An order has been received from a customer in a foreign market for 200 units. The order would not affect current sales. Fixed costs, both manufacturing and selling and administrative, are constant within the relevant range between 1,200 units and 2,000 units. The variable selling and administrative expenses would have to be incurred on this special order as well as for all other sales. Direct labor is a variable cost. Assume the company has 50 units left over from last year which have small defects and which will have to be sold at a reduced price for scrap. The sale of these defective units will have no effect on the company's other sales. Which of the following costs is relevant in this decision?
a. $6.50 variable manufacturing cost
b. $6.85 unit product cost
c. $3.00 variable selling and administrative cost
d. $10.60 full cost
$3.00 variable selling and administrative cost are relevant in this decision.
Both variable and absorption accounting calculations must take into account variable selling and administrative costs. In contrast to fixed expenses, which frequently fluctuate, variable costs, such as commissions, bonuses, and utility bills, are dependent on the production and sales of the product throughout the period. Variable manufacturing costs must be separated from variable marketing and administrative costs, which frequently have identical account names.
A relevant expense in managerial accounting is one that might have been avoided if a particular business action had not been made. In the aforementioned situation, the variable selling and administrative cost, which is then the relevant cost, was highlighted as the sole cost that would change if the new order will be handled.
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The white apple used by apple in advertising and on its products is an example of a:_______
The white apple used by apple in advertising and on its products is an example of a: product bounding
Apple Inc. is an American multinational technology company specializing in consumer electronics, software and online services, headquartered in Cupertino, California, USA. Apple is the largest technology company by revenue (totaling $365.8 billion in 2021), and as of June 2022, will be the world's largest company by market capitalization, fourth largest PC vendor by unit sales, and the second largest. is a large mobile phone manufacturer. It is one of the big five American IT companies, along with Alphabet, Amazon, Meta and Microsoft.
Apple was founded as the AppleComputerCompany on April 1, 1976 by Steve Jobs, Steve Wozniak, and Ronald Wayne to develop and market Wozniak's Apple I personal computer. Founded in 1977 by Jobsand Wozniak as Apple Computer, Inc., the company's next computer, the Apple II, became a bestseller.
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As an important step in the human resource selection process, what will expedite the process of conducting background investigations and promises to get suitable results?
As an important step in the human resource selection process, Hiring services such as LexisNexis conduct criminal checks and driving records. Option A. This is further explained below.
What is human resource?Generally, The department of an organization known as human resources (HR) is the one that is in charge of all matters pertaining to the employees. This encompasses the process of recruiting, screening, choosing, interviewing, hiring, onboarding, training, promoting, paying, and terminating workers as well as independent contractors.
In conclusion, Hiring services like LexisNexis do criminal checks and look at driving records as part of the selection process for human resources. This is an essential phase in the process.
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CQ
As an important step in the human resource selection process, which of the following will expedite the process of conducting background investigations and promises to get suitable results?
.
a. Hiring services such as LexisNexis to conduct criminal checks and driving records.
b. Dedicating one human resource expert to making personal calls and doing all the background checks.
c. Minimalizing the types of questions the company asks at this juncture.
d. If there is a need to skip one of the selection process steps, most companies have found that this one can be eliminated.
Which is an advantage of tax-deferred retirement savings?
Answer:
I am not in your course of whatever you are in, so I will give a couple of reasons, hopefully one of them meets your eye.1. Lower your tax bill right now
2. Raise the potential for compounding
3. Save on taxes over the long term
4. Eliminate current taxes on investment gains
5. Support your savings discipline
Explanation:
Explanation for 1.
Tax deductions are powerful financial tools. Making the maximum contributions to your tax-deferred accounts effectively takes a chunk of money you would have paid to the government and lets you keep it now and pay it later. The higher your tax bracket, the more you will save. Even if your income is lower, you may still be able to realize a significant tax benefit by qualifying for the saver’s tax credit. Also, if you don’t have access to an employer-sponsored retirement plan like a 401(k), or you’ve already reached the max contribution limit, you could consider opening an Individual Retirement Account as you might be eligible to realize even more tax benefits.
Explanation for 2.
Compounding is a basic principle of investing. Say you invest money in an account that produces earnings. Any earnings you receive can produce earnings of their own, and the cycle continues over time. Because tax-deferred accounts allow you to invest funds before you pay taxes on them, you give more of your current funds an opportunity to take advantage of this “magical” mechanism.
Explanation for 3.
Many people expect to earn less in retirement than they did in their working years as they downsize and shift to relying on pensions, Social Security and retirement accounts for income. If your income drops, your tax bracket may drop, too. In that case, you could wind up paying less in taxes over time, since your withdrawals in retirement would be taxed at a lower rate than those funds would’ve been when you were working.
Explanation for 4.
Usually, when you sell stocks or other assets that have grown in value since you bought them, you realize a capital gain, which triggers a related tax. But within a tax-deferred account, you can buy and sell assets without triggering any tax at all. You can feel free to make investment moves without worrying about the effect of a sale on your current tax situation ― as long as that money stays in your tax-deferred account.
Explanation for 5.
Except in special cases, withdrawing money from a traditional IRA or employer-sponsored plan before the age of 59½ will come with a 10% early withdrawal penalty. Why is that a good thing? Because one of the biggest impediments to building your retirement savings is the temptation to tap into it early to cover your current expenses. Keeping the money in your tax-deferred account can be a powerful incentive for avoiding early withdrawals.
Hope this helps and have a wonderful day!
Using the scrum method overcomes the issues of the traditional SDLC and guarantees that a project will produce a high-quality product.
The term scrum is borrowed from rugby, wherein it is a formation of gamers.
Scrum is a framework for undertaking management that emphasizes teamwork, duty, and iterative progress toward a properly-described goal. The framework starts with an easy premise: start with what can be visible or acknowledged. After that, tune the development and tweak, as necessary.
The term scrum turned into selected by the paper's authors because it emphasizes teamwork.
The scrum method is based on a hard and fast of very defined practices and roles that need to be worried for the duration of the software development method. it's miles a flexible methodology that rewards the software of the concepts in a context agreed upon by means of all of the crew members of the product. There may be ample proof that adherence to bendy practices and values improves the power of software program specialists, teams, and corporations, but the evidence is diverse and hard to find inside the traditional SDLC.
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Strategies to reduce costs and expenditures, such as the rationing of care, very likely will have an adverse effect on
Strategies to reduce costs and expenditures, such as the rationing of care, very likely will have an adverse effect on quality.
A cost is what?
A cost is a sum expended to purchase an object. It usually refers to a one-time payment for the acquisition of a fixed asset, which is an asset purchased for long-term usage and not easily convertible into cash, such as land, buildings, and equipment. Prepaid expenses, like prepaying for insurance, can also be referred to as costs.
What exactly is an expense?
While costs are typically one-time payments, expenses are better thought of as monthly payments made to support continuing corporate activities. The ability of a corporation to earn revenues depends on these payments. The amount by which revenues or profits surpass operating costs and expenses, or profitability ratios, is directly impacted by spending.
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Southwest Airlines offers vacation packages that include airfare, car rental, and lodging. Southwest is using a(n) ________ pricing strategy.
Southwest Airlines offers vacation packages that include airfare, car rental, and lodging. Southwest is using a(n) bundle pricing strategy.
What is bundle pricing ?
A pricing strategy in which managers offer multiple products or services as a single package ("bundle") is called bundle pricing.
Motivation of bundle pricing:
Particularly useful if your customers' demand is highly variable but price discrimination is impractical.
When consumers' price sensitivity of demand varies widely and market conditions make price discrimination difficult
If customers have diverse tastes, it can increase the seller's profit.
It is a method of simulating perfect price discrimination when perfect price discrimination is not possible or when charging multiple prices for the same product is illegal.
Types:
Simple Bundling: When managers offer multiple products or services in a single package so that customers do not have the option of purchasing package components separately
Mixed Bundling: Allows customers to purchase package components as a whole or separately.
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In the past, conducting inspections at the end of the production line was the approach to___________.
In the past, conducting inspection at the end of the production line was the approach to the quality check. A technique or series of procedures called quality control is intended to make sure that a manufactured product or service adheres to a defined set of quality criteria or meets the needs of the client or customer.
QC is similar to, but not the same as, quality check . While QA refers to the confirmation that a product or service meets specific requirements, QC refers to the actual inspection of these elements. The scope of QC actions must then be determined.
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Dr. rahman has made a career out of studying mercy killing and new surgical options to extend life. she is most likely interested in?
Dr. rahman has made a career out of studying mercy killing and new surgical options to extend life. she is most likely interested in bioethics.
What is Mercy killing?
This is the type of killing that is intended to help a person to ease out of their suffering and their pains by facilitating their death through the use of a lethal injection or by other means. This could be due to the fact that a person is suffering from an incurable disease and has made a request for this.
Bio ethics is everything that has to do with this type of killing. It has to do with the legal and the social issues that may arise in the medical and the biological field.
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What would happen to the equilibrium price and quantity of lattés if coffee shops began using a machine that reduced the amount of labor necessary to produce them?
If the coffee shops began using a machine that reduced the amount of labor necessary to produce them then the equilibrium price of the lattes would decrease, and the equilibrium quantity of lattes would increase.
Production of lattes requires a quite amount of labor but, when coffee machines are used for the production of lattes, it will increase the production of lattes. Therefore when machines are used the production of lattes increases which inturn will lead to an increase in the supply of the lattes. By this the cost of producing lattes will decrease because of lower use of labor, the supply of latte production will also increase. By this, the supply curve for latte production will be shifted towards right which will lead to a decrease in the price of lattes and an increase in the quantity of lattes.
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David retires at the age of 70, the last year he worked he earned $40,000 and his social security payments for the first ear total $20,000. What is his replacement rate
If David retires at the age of 70, the last year he worked he earned $40,000. His replacement rate is: 50%.
Replacement rateWe would be using this formula to determine the replacement rate
Replacement rate=Social security payments/Amount earned last year ×100
Where:
Social security payments=$20,000
Amount earned last year=$40,000
Let plug in the formula
Replacement rate=$20,000/$40,000
Replacement rate=0.5×100
Replacement rate=50%
Therefore If David retires at the age of 70, the last year he worked he earned $40,000. His replacement rate is: 50%.
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The economic principle of ______ says that when there are two houses in the same neighborhood with the same size, appeal, and utility, the lower-priced one will tend to sell first.
The economic principle of substitution says that when there are two houses in the same neighborhood with the same size, appeal, and utility, the lower-priced one will tend to sell first.
The economic principle of substitutionAccording to the principle of substitution, the cost of purchasing a substitute that is just as desired tends to establish the upper limit of value, assuming no inopportune delays. A shrewd investor would not spend more on an asset that generates income than it would cost to construct or buy an asset of a similar nature.According to this theory, the cost of acquiring a comparable substitute property with the same use, design, and revenue determine the maximum value of a property in most cases. For instance, why would somebody pay $1,000,000 for a home when they could pay $750,000 for a different but as appealing home in the same neighborhood?To learn more about the economic principle of substitution refer to:
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_______ uses skills in mathematics, computer science, and trend analysis to explore multiple, disparate data sources to discover hidden insights that will provide a competitive advantage.
Data scientist.
Data security is protecting digital data from destructive forces, unauthorized users, and unwanted actions such as cyber-attack or data breaches.
A company's CISO is the leader and face of data security in an organization. The person in this role is responsible for creating the policies and strategies to secure data from threats and vulnerabilities and devising the response plan if the worst happens.
Data security is the process of safeguarding digital information throughout its entire life cycle to protect it from corruption, theft, or unauthorized access. It covers everything—hardware, software, storage devices, and user devices; access and administrative controls; and organizations' policies and procedures.
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Output per hour of work is the definition of:_______
a. the marginal product of labor
b. increasing returns to labor
c. labor productivity
d. diminishing returns to labor
When someone refers to the output per hour of work that is done, this is another way of talking about c. labor productivity.
What is labor productivity?
This refers to the amount of work that a worker is able to carry out within a period of time which is usually an hour. It can be calculated by dividing the units produced by the number of hours worked.
This therefore gives the output per hour of work. Labor productivity is best when it is high because it means that a company is producing more goods and services per hour.
The more goods and services produced, the more a company stand to make revenue when it sells these goods and services.
In conclusion, output per hour of work is called labor productivity.
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The two most basic inventory questions answered by the typical inventory model are.
The two most basic inventory questions answered by the typical inventory model are: timing of orders and order quantity. A time of order is a type of trade that allows an investor to request a specific time of day to have an order filled. These kinds of orders can be executed for either buy or sell requests for stocks or other financial instruments.
What is order quantity?Economic Order Quantity, also known as Economic Purchase Quantity, is the order quantity that minimizes the total holding costs and ordering costs in inventory management. It is one of the oldest classical production scheduling models.
Therefore, the correct answer is as given above
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The complete question goes thus:
The two most basic inventory questions answered by the typical inventory model are:
A) timing of orders and cost of orders.
B) order quantity and cost of orders.
C) timing of orders and order quantity.
D) order quantity and service level.
E) ordering cost and carrying cost.
A rain drop hitting a lake makes a circular ripple. If the radius, in inches, grows as a function of time in minutes according to
The function [tex]A(t)=676\pi (t+1)[/tex].
What is a function?A function from a set X to a set Y allocates one element of Y to each element of X. The set X is referred to as the function's domain, while the set Y is referred to as the function's codomain. Functions were originally the idealization of how a varying quantity depends on another quantity.To find the function [tex]A(t)[/tex] :
The area of a circle is expressed as;
[tex]A=\pi r^{2}[/tex]
Where A = Area
r = radius
From the case above.
The radius of the ripple is a function of time:
[tex]r=r(t)=26\sqrt{t+1}[/tex]
So,
[tex]A(t)=\pi [r(t)]^{2}[/tex]
Substituting [tex]r(t)[/tex],
[tex]A(t)=\pi (26\sqrt{t+1} )^{2} \\A(t)=\pi (676(t+1))\\A(t)=\pi (26\sqrt{t+1} )^{2} \\A(t)= 676\pi (t+1)[/tex]
Therefore, the function [tex]A(t)=676\pi (t+1)[/tex].
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The question you are looking for is here:
A raindrop hitting a lake makes a circular ripple. Suppose the radius, in inches, grows as a function of time in minutes according to r(t)=26t+1−−−−√, and answer the following questions. Find a function, A(t), for the area of the ripple as a function of time.
When shopping at the mall, a researcher stops you to solicit your opinion on a new product. what type of research are you participating in?
The answer is intercept survey.
An intercept survey is a research approach that is used to get onsite input from a target population. Intercept surveys are meant to, researcher guessed it, intercept website visitors and ask them timely and relevant questions.
Intercept interviews are brief conversations with users that occur after a transaction. The purpose of the interview is to record the user's opinions on a service while the interaction is still fresh in their minds. Intercept interviews are conducted in public places like as a police station or a post office.
Therefore, the answer is intercept survey.
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The real interest rate adjusts the nominal interest rate for:__________.
a.government controls.
b.inflation.
c.exchange rate movements.
d. income growth.
e. none of these are correct.
The real interest rate adjusts the nominal interest rate for inflation. Price increases, or inflation, can be thought of as the gradual loss of purchasing power.
The average price increase of a selection of products and services over time can serve as a proxy for interest rate at which buying power declines. A unit of currency effectively buys less as a result of the increase in pricing. Deflation, which happens when prices fall and buying power rises, can be compared to inflation. Inflation enables a single value representation of the rise in the cost of goods and services over time in an economy.
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Calea is a nonprofit organization formed by major law enforcement executives’ associations to:______
CALEA is a non-profit organization formed by major law enforcement executives associations to develop standards for police policies and practices.
CALEA stands for the Communication on Accreditation for Law Enforcement Agencies. It is based in the United States, and it was created in 1979 as a non-profit organization, through the joint efforts of law enforcement's major executive associations.
The purpose of CALEA is to develop standards for police policies and practices. It also improves the delivery of public safety services by maintaining a body of professional standards that support the administration of accreditation programs.
Hence, CALEA developed standards for police policies and practices.
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