mary and bill enter into an agreement in which mary agrees to sell to bill her used television set for the sum of

If the discount rate is 9 percent, the future value of these cash flows in year 4 is $5,480.30. If the discount rate is 12 percent,the future value of these cash flows in year 4 is $6,030.36. If the discount rate is 23 percent, the future value of these cash flows in year 4 is $7,275.42

a)-Future Value at 6.00%

Future Value = [$1,075 x (1 + 0.06)^3] + [$1,210 x (1 + 0.06)^2] + [$1,340 x (1 + 0.06)^1] + [$1,420 x (1 + 0.06)^0]

Future Value = [$1,075 x 1.191016] + [$1,210 x 1.1236] + [$1,340 x 1.06] + [$1,420 x 1.0000]

Future Value = $1,280.34 + $1,359.56 + $1,420.40 + $1,420

Future Value = $5,480.30

(b)-Future Value at 13.00%

Future Value = [$1,075 x (1 + 0.13)^3] + [$1,210 x (1 + 0.13)^2] + [$1,340 x (1 + 0.13)^1] + [$1,420 x (1 + 0.13)^0]

Future Value = [$1,075 x 1.442897] + [$1,210 x 1.2769] + [$1,340 x 1.13] + [$1,420 x 1.0000]

Future Value = $1,551.11 + $1,545.05 + $1,514.20 + $1,420.00

Future Value = $6,030.36

(c)-Future Value at 27.00%

Future Value = [$1,075 x (1 + 0.27)^3] + [$1,210 x (1 + 0.27)^2] + [$1,340 x (1 + 0.27)^1] + [$1,420 x (1 + 0.27)^0]

Future Value = [$1,075 x 2.048383] + [$1,210 x 1.6129] + [$1,340 x 1.27] + [$1,420 x 1.0000]

Future Value = $2,202.01 + $1,951.61 + $1,701.80 + $1,420.00

Future Value = $7,275.42

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The discounted payback period ignore the cash flows after the payback period.

What is discounted payback?

A capital budgeting technique used to assess a project's profitability is the discounted payback time. By discounting the future and taking into account the time value of money, a discounted payback period calculates how many years it will take to recover the initial investment. The measure is employed to assess a project's viability and profitability.

Because it only considers a single, upfront investment and ignores the time value of money, the more straightforward payback period formula, which merely divides the overall cash outlay for the venture by the average annual cash flows, doesn't give a reliable response to questions of whether or not to take on a project.

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Notes payable is debited by $5,100, Interest expense is debited by $85 and cash is credited by $5,185.

Debit accounts receivable and credit billings on construction contract refers to a liability account that the contractor has billed the customer for work not yet done. So, the all contactors would prefer to be-placing the contractor ahead of the customer on a cash flow basis.

Initially, we calculate the interest number use this formula:

Interest = Principal Amount x Rate x Number of days : 360

Interest = $5,100 x 10% x 60/360

Interest = $510 x 0.167

Interest = $85

Thus, we calculate the cash to be paid:

Cash to be paid = Principal Amount + Interest

Cash to be paid = $5,100 + $85

Cash to be paid = $5,185

On the date of maturity, the journal entry to make the payment of note payable can be shown below:

Date        Account Title and Explanation      Debit        Credit

April 12    Note payable                                   $5,100  

                Interest expenses                            $85

                 Cash                                                               $5,185

             (To record the payment of notes payable along with interest)

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In this instance, the MAD value of the 3-month moving average is less than that of the 12-month moving average. Therefore, the 3-month moving average forecasting method yields the best results.

Forecasts using a 3-month moving average:

How to calculate the moving average in Excel, step-by-step:

Excel Result:

Rate(Actual)     forecast   Error = (Actual − Forecast)

7.7                      #N/A  

8.4                      #N/A  

8.6                      8.233333                0.366667

8.8                       8.6                        0.2

9.2                      8.866667               0.333333

9.4                      9.133333               0.266667

9.4                       9.333333               0.066667

9.7                        9.5                       0.2

9.8                       9.633333               0.166667

9.9                       9.8                       0.1

9.9                      9.866667               0.033333

9.7                      9.833333               0.133333

9.8                      9.8                        0

9.9                      9.8                        0.1

9.8                      9.833333                 0.033333

10.1                      9.933333                 0.166667

9.7                      9.866667                 0.166667

9.6                       9.8                          0.2

9.7                       9.666667                  0.033333

9.6                       9.633333                  0.033333

9.6                       9.633333                  0.033333

9.4                       9.533333                  0.133333

9.7                       9.566667                  0.133333

9.1                       9.4                          0.3

8.9                      9.233333                 0.333333

8.8                      8.933333                 0.133333

8.9                      8.866667                 0.033333

9.1                      8.933333                 0.166667

9.2                      9.066667                 0.133333

9.1                      9.133333                 0.033333

9.2                      9.166667                 0.033333

8.9                     9.066667                 0.166667

9.1                     9.066667                 0.033333

8.7                      8.9                         0.2

8.4                     8.733333                 0.333333

8.4                      8.5                          0.1

8.4                      8.4                          0

8.2                    8.333333                  0.133333

8.1                    8.233333                  0.133333

8.1                    8.133333                  0.033333

8.3                    8.166667                  0.133333

8.1                    8.166667                  0.066667

8.4                    8.266667                   0.133333

8.3                     8.266667                   0.033333

7.8                     8.166667                    0.366667

7.8                     7.966667                    0.166667

7.8                      7.8                             0

7.9                     7.833333                    0.066667

∑Error = 6.166667

Therefore, MAD = ∑Error / Number of Errors

MAD =  6.166667 / 40 = 0.134

Forecasts using a 12-month moving average:

How to calculate the moving average in Excel, step-by-step:

Excel Result:

Rate(Actual)     forecast   Error = (Actual − Forecast)

7.7                      #N/A  

8.4                      #N/A  

8.6                      #N/A

8.8                      #N/A

9.2                      #N/A

9.4                      #N/A

9.4                      #N/A

9.7                      #N/A

9.8                      #N/A

9.9                      #N/A

9.9                      #N/A

9.7                      9.208333              0.491667

9.8                      9.383333              0.416667

9.9                      9.508333              0.391667

9.8                      9.608333              0.191667

10.1                      9.716667              0.383333

9.7                      9.758333              0.058333

9.6                      9.775                      0.175

9.7                      9.8                      0.1

9.6                     9.791667              0.191667

9.6                     9.775                      0.175

9.4                     9.733333               0.333333

9.7                     9.716667               0.016667

9.1                     9.666667               0.566667

8.9                     9.591667               0.691667

8.8                     9.5                       0.7

8.9                     9.425                       0.525

9.1                     9.341667               0.241667

9.2                     9.3                       0.1

9.1                     9.258333               0.158333

9.2                     9.216667               0.016667

8.9                     9.158333               0.258333

9.1                     9.116667               0.016667

8.7                     9.058333               0.358333

8.4                     8.95                       0.55

8.4                     8.891667               0.491667

8.4                     8.85                        0.45

8.2                     8.8                        0.6

8.1                     8.733333                0.633333

8.1                     8.65                        0.55

8.3                     8.575                        0.275

8.1                     8.491667                0.391667

8.4                     8.425                        0.025

8.3                     8.375                        0.075

7.8                     8.266667                0.466667

7.8                     8.191667                0.391667

7.8                     8.141667                0.341667

7.9                     8.1                         0.2

∑Error = 12

Therefore, MAD = ∑Error / Number of Errors

MAD =  12 / 37 = 0.324

In this case, the 3-month moving average's MAD value is lower than the 12-month moving average's MAD value. Consequently, the 3-month moving average forecasting approach produces the greatest outcomes.

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You can ensure that the condition will be maintained by creating a Price class that has a data member named price. The Price class will have a method named setPrice that will take in a parameter named price. The setPrice method will check to see if the price is less than zero and if it is, it will throw an exception.

There are several ways to ensure that the price data member of an invoice item cannot be less than zero. One way is to use a validation function that checks the value of the data member before it is set. Another way is to use a data member that is of a type that does not allow values less than zero, such as an unsigned int.

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While discussing the preliminary feasibility of a project, your colleague insists on the accuracy of the data used in the economic feasibility analysis down to the last cent. His assertion is appropriate and not unusual. It is false. Thus, the right answer is false.

A preliminary feasibility study is used in due diligence work to assess whether to proceed with a thorough feasibility study and as a "reality check" to identify project areas that need greater attention. Once conceptual or preliminary engineering and mining design are accomplished, preliminary feasibility studies are conducted by incorporating known unit prices and calculating gross dimensions or quantities. A small group of multi-disciplined technical professionals execute preliminary feasibility studies with an accuracy of 20-30%.

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They have to complete 20 hours of training, pass a test, give their fingerprints to NMLS&R, and give their permission for a credit report to be pulled.

During each two-year license period, license holders are required to complete 18 hours of CE. For a total of 18 hours, CE must consist of four hours of Legal Update I, four hours of Legal Update II, three hours of Contract-Related coursework, and seven hours of elective CE courses.

Four-year Licenses are issued for a period of four years and should be renewed prior to the license's expiration date. About 60 days before the license expiration date, the DRE sends a renewal reminder letter to the licensee's record mailing address.

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$305,000, $360,000,$560,000,$275,000  are the profit of wood products inc. for the previous year if the method of inventory costing adopted was absorption costing.

An income that is distributed to the owner in a successful market production process is known as profit in accounting (business). Profit is a metric of profitability, which is of primary concern to the owner in the process of market production that generates money. Various profit metrics are frequently used.

The balance between income distribution and income generating is constant in market production. Every time during the review period, the earned income is allocated as economic value to the production's stakeholders. The profit is the portion of income creation that the owner is able to retain for themselves during the income distribution process. Since it translates into money and presents chances for expanding production, profit is one of the main drivers of economic prosperity. Earnings, earnings, and profit are all synonyms for income.

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50% is her return on investment.

The computation of the return on investment is shown below:

As we know that

Return on investment is

= Return ÷ investment made

= ($75,000 - $50,000) ÷ ($50,000)

= ($25,000) ÷ ($50,000)

= 50%

Hence, the return on investment is 50%.

In a financial outlook, funding is the acquisition of products that are not consumed these days but are used in the future to generate wealth. In finance, funding is a monetary asset sold with the concept that the asset will provide earnings further or will later be bought at a higher price rate for an income.

Investments are usually bucketed into three major categories: stocks, bonds, and coins equivalents. there are many special forms of investments within each bucket. here are six sorts of investments you may not forget for a lengthy-term boom, and what you must realize about everyone.

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Irrelevant costs are those that do not differ between alternatives or do not have an impact on the decision because they are present-day costs.

Any costs—positive or negative—that wouldn't be impacted by a management decision are irrelevant costs. As a result, irrelevant costs like fixed expenses and sunk costs are disregarded when that choice is made. A manager must, however, be able to recognize an unnecessary expense in order to perhaps rescue the company. For managers making decisions regarding the profitability of various alternatives, categorizing costs as irrelevant or relevant is useful. The choice being made has no bearing on costs that remain constant regardless of the option selected. It's critical to formally define and record costs that should not be taken into account when making a decision because they might be relevant costs in another management decision.

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The number before the decimal is always the whole number component. It is 5 in this instance.If you are using scientific notation, you must be cautious with your words. The answer is $1.49.

For your second query, the decimal part is O.261. Believe it or not, O is the whole number portion if the sole part present was 0.261.A good question It can teach you a lot.A share currently costs $1.49.The stock’s current share price can be stated as follows: Current share price-D/(k-g) whereD1: Expected yearly dividend per share, where k = necessary rate of return and g = dividend growth rate.In our instance;(20+16+15+8.5)/4 D1=59.5/4=$14.875 k=15% g=5% Average dividend per share (D1)Replacing:Shares currently cost $14.875. (15-5)Price of shares as of today: 14.87/5Shares currently cost $1.49.

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Absolutely, this kind of information is contained in​ one's credit report.

This term has credit meanings in the economic international, but credit score is usually described as an agreement settlement in which a borrower receives an amount of money or something of value and repays the lender at a later date, typically with the hobby.

For instance, when a person makes use of a Visa card to buy something, the card is taken into consideration as a form of credit score because the person consents to pay the financial institution back later. credit can be given in the form of cash and other approaches. it's far feasible to change goods and services for a deferred charge, a specific form of credit.

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Eva checks daily reports for mistakes. She then meets with representatives of the inventory and purchasing departments to talk about how to stop or avoid repeating issues.

The creation of customized approval rules by the purchase management system enables quick approvals and order placement for the prompt delivery of inventory stock. An organization's purchasing and inventory control processes are streamlined through purchase management to increase productivity and cut expenses.

fundamental inventory problems:

How much to order and when to order are the two fundamental inventory problems. The two fundamental problems in inventory management are quantity and timing.

Explain the inventory problem using an illustration:

The inventory problem is the broad issue of how much merchandise to keep on hand in case demand increases in the future. Losses are brought on by either stockpiling items for which there is no demand or by being unable to meet demand (for example, a store losing sales or soldiers running out of ammunition in battle).

The procedure for managing inventories:

No matter the size or kind of the firm, the fundamentals of inventory management are generally the same. Inventory management is a difficult process, especially for larger organizations. In inventory management, supplies are transported to a warehouse's receiving area and placed in stock areas or on shelves. These supplies are often in the form of raw materials or components.

Lot numbers, serial numbers, cost of goods, quantity of goods, and the dates when they move through the process are just a few of the data that inventory management employs to keep track of the products as they travel through the process.

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With annual interest rate o f3% compounded monthly, his balance in 18 years will be $12,302.34

The formula for the future value is given by:

FV = PV (1 + r)ⁿ

Where:

r = interest rate per period

n = number of periods

PV = present value

Parameters given in the problem:

PV =  $7,174

r = monthly interest = 3%/12 = 0.0025

n = 18 years x 12 = 216 months

Plug these parameters into the formula:

FV = 7,174  (1 + 0.0025)²¹⁶

     = 12,302.34

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The transaction price should be allocated among the performance obligation

Total transaction price = $780 upfront fees +  $624 ( $52 × 12 months)

Total transaction price = $1404

The compensation for which an entity anticipates being entitled, minus sums collected on behalf of other parties, in exchange for transferring promised products or services to a client is known as the transaction price.

Given:

Standalone selling price of software = $1404

Standalone selling price of post-contract customer support = $520(Given)

Total Standalone selling price = $1560

The formula of allocation of transaction price = Total transaction price × Standalone selling price of product/ Total standalone selling price

transaction price allocation to respective performance obligation using the above formula-

transaction price allocation of software = Total transaction price × Standalone selling price of software / Total standalone selling price

= $1404 × $1040/ $1560 = $936

transaction price allocation for post-contract customer support= Total transaction price ×  Standalone selling price of post-contract customer support /Total standalone selling price

= $1404 × $520/ $1560 = $468

Thus transaction price should be allocated among performance obligation =

Software = $936 and post-contract customer support = $468

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The correct economic goal of sales management is: “Every nation aims for economic growth and employment  Rights for all its citizens.”

Economic stability is the most crucial objective. This is because maintaining economic stability makes it possible to accomplish other macroeconomic goals.

Price fluctuations due to an unstable economy may cause inflation or deflation, which will affect the currency effect. Economic goals are not always compatible with one another.

The cost of achieving any one goal or set of goals is having fewer resources available to devote to the other goals. Every country strives for economic development and equal job opportunities for all of its residents.

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An allocation rate for manufacturing costs that are incurred indirectly during the production of a product is known as a predefined overhead rate (or several products). It is employed to predict the expenses of future manufacturing.

Because manufacturing overhead expenses are hard to track, businesses frequently utilize predetermined overhead rates instead. Normally, overhead costs are computed at the end of an accounting period, but managers need to be aware of this information before the end of the year so they can evaluate the performance of the business. In addition, compared to actual overhead costing, predetermined overhead rates make it simple to record production expenses.

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The cost-benefit-risk analysis is a set of practical procedures for guiding public expenditure decisions difficult when benefits and costs are hard to evaluate.

Comparing the anticipated or predicted costs and benefits (or opportunities) connected expenditure with a project choice in order to assess whether it makes sense from a business standpoint is known as a cost-benefit analysis. For instance: The cost to build a new product will be $100,000, and sales of $100,000 per unit are anticipated (unit price = 2). Therefore, 200,000 advantages are sold. The straightforward CBA calculation for this project is 200,000 in financial benefit minus 100,000 in cost, which results in a net benefit of 100,000.

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While in perfectly competition, businesses generate somewhat different commodities, in perfect competition, businesses produce identical goods.

Take into account a farmers market where every seller is selling the same brand of jam. perfectly is not much difference between them since they all use the same recipe and set the same price for their goods. The following conditions are considered to be present for a firm to be in ideal competition: Every company in the sector produces the same items, and both buyers and sellers have access to all the information they need to make informed decisions about the goods they are buying and selling.

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This is typical because their funds are secured by a contract with a debtor and guaranteed against the property. Secured debts are given priority over all other claims to liens.

When a company or person is experiencing financial difficulty, it indicates they are unable to meet their financial obligations because they are unable to generate enough revenue or money. This is frequently brought on by high fixed costs, a significant proportion of illiquid assets, or revenue sources that are vulnerable to downturns in the economy. Financial difficulties might arise as a result of poor spending habits, high debt burdens, legal proceedings, or job loss.

Creditors have an impact on both the quantity and speed of money entering and leaving an account. Both large and small businesses need to comprehend them and how they interact with one another.

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It's better not to do this, you save $500 for now but later you'll pay a lot more for your lies. It's better to follow the rules to avoid the problem that is caused by your lies.

Policy is made to make you dicipline. Dicipline makes you to avoid the problem. Bad customers do exist, and they can take a lot out of us – morale, enthusiasm, energy, expenses. But unprofessional clients are manageable and can be dealt with in a professional strategy. Always remember that your personal and professional reputation is never worth risking. As marketers or manager, then we find a client who do thing like that, you should tell them the negative impact that they will get. Make your client understand about the impact, so with that way they will think twice to do the negative things.  

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Sharon is the policy owner of a $50 000 life insurance policy. her son, mike is the beneficiary. If Sharon must obtain mikes signature in order to change the beneficiary. The kind of beneficiary designation is Irrevocable.

What is Irrevocable Beneficiary?

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The objective that the company is following is referred to as a goal-oriented objective or profit-oriented objective.

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When responding to a message, by virtue of the communications etiquette, a professional will always do the followings:

Basically, a communication etiquette means the accepted ways of communicating with others in the workplace. A typical communication etiquette includes behavior and strategies that can help you relay information clearly while maintaining positive relationships with your supervisors, colleagues and clients.

Adhering to communications etiquette can label someone as an effective communicator, suggesting that you possess leadership qualities and potentially leading to greater professional opportunities in the future.

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It is TRUE that, When creating and maintaining an ethical culture, corrective action involves rewarding employees who comply with company policies and standards and punishing those who do not.

According to Muel Kaptein, a professor of business ethics and integrity management at Rotterdam School of Management, ethical culture can be described as a collection of experiences, presumptions, and expectations of managers and employees about how the company discourages them from acting unethically and encourages them to do so. A variety of elements, including formal and informal systems, are included in the ethical context, which also includes ethical culture. In contrast to informal systems, which are unwritten policies, practices, and values that are pertinent to ethics, formal systems are the tangible organisational elements related to ethics that are purposefully designed and implemented (such as ethics programs). Since ethical culture is deeply ingrained in an organisation and its workforce, it is harder to measure than the formal components of ethics programmes (such as a code of ethics, helpline, and training).

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In the maturity stage of the industry life cycle the product has reached full potential, profit margins are narrower, and producers are.

At the maturity stage of an investment, the goal is to preserve capital and generate income. This can be accomplished through a variety of strategies, including investing in high-quality, dividend-paying stocks, bonds, and other profit-producing assets.

The key is to maintain a diversified portfolio that can weather market volatility and provide a steady stream of income. With a well-designed maturity stage investment plan, investors can enjoy a comfortable retirement while still achieving their financial goals.

Hence, the correct option is "E".

The question is incomplete, the complete question is:

In the maturity stage of the industry life cycle:

A. the product has reached full potential.

B. profit margins are narrower.

C. producers are forced to compete on price to a greater extent.

D. the product has reached full potential and profit margins are narrower.

E. the product has reached full potential, profit margins are narrower, and producers are

forced to compete on price to a greater extent.

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When a fedex sort machine which cost $10,000 with a normal lifestyle of 5 years and a remaining balance of $2,000 was bought on January 1st, there was a $1,600 straight-line depreciation for every year.

bought; purchasing. to get by the payment of money or its equivalent: transitive verb buy. : to attain (real estate) through methods apart from descent. : through toil, peril, or sacrifice.

"Actually bought on account" is a term that refers to any lending purchases. In order to improve payables, a business that pays other organization money for delivered goods or services will record the entire sum as a credit entry. The outstanding sum will remain in existence until the owing party receives complete payment.

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Her producer surplus on the 10 cones is equal to $20 dollars. Thus, the correct answer is $20 dollars.

The whole amount a producer gains by producing and selling a quantity of an item at market price is referred to as producer surplus. The producer surplus is equal to the entire money a producer obtains from selling their goods less the marginal cost of production.

Given,

Cost of making per cone = $2

Cost of 10 ice cream cones = $2 × 10

= $20

The selling price per cone = $4

Selling price of 10 cones = $4 ×10

=$40

Therefore,

Producer surplus = Producer surplus = Total Revenue – Production Cost.

Producer surplus = $40 - $20

=$20

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Option C. budgeted balance sheet is not a financial budget system in the given list of budget system.

Budget:

Budget refers an estimate of how much money you'll make and spend over a certain period of time, such as a month or year.

Given,

Her we have the list of budget system.

Now, we need o identify which one is not a financial budget.

In order to find the non financial budget, we must know the definition of financial budget,

Financial budget states that the process of calculating how much money you will earn during a particular period of time, and planning how much you will spend, save, and borrow.

According to this definition, we have identified that the budgeted balance sheet is not a financial budget.

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In this case, researchers use the intercepted interview method to collect primary data.

Researchers run the risk of including non-probability samples when using this method.

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