Question 7 of 10


Both term life and whole life insurance policies:


A. Cover the policyholder's long-term health and disability expenses.


B. Pay money to beneficiaries upon the policyholder's death.


C. Earn interest on the amount of the policy.


O D. Have a maximum term of 40 years.


SUBMIT

Answers

Answer 1

The insurance policies of term life and whole life insurance policies only pay money to beneficiaries upon the policyholder's death.

What is a term life and whole life insurance policies?

A term life assurance is a life policy for a limited period while the whole life assurance is a life policy for life.

The correct statement is that insurance policies of term life and whole life insurance policies only pay money to beneficiaries upon the policyholder's death.

Therefore, the Option B is correct.

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Related Questions

i think apples are woman and pears are dudes. is that true?

Answers

That’s just not even remotely correct

Freeze Ice Cream Shop sells its specialty shakes for $3.50 each. In the summer months, the shop typically sells 200 shakes a day. The shop's owner thinks if he reduces the price to $3 he will increase sales significantly. However, when he reduced the price, he only sold about 15 more shakes per day. This represents demand that is :___________

Answers

As a result of the demand increasing only slightly compared to the reduction in price, the demand must be inelastic.

Why is the demand inelastic?

The demand is considered to be inelastic if the price elasticity is less than 1.

The price elasticity is:

= (%Change in quantity/% Change in price)

Solving gives:

= 15 / 200 ÷ 0.50 / 3.50

= -0.525

In conclusion, the demand for the shakes is inelastic.

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A simplified version of reality that is used to clarify economic situations is called a(n):Question 1 options:a) current event.b) scarce resource.c) economic fact.d) model.

Answers

An economic model is a simplified version of reality that can be utilized to emphasize and make clarity about an economic situation.

What is an economic model?

An economic model is a simplified depiction of reality that is intended to generate testable hypotheses regarding the economic activity. Due to the fact that there are no objective indicators of economic results, a fundamental element of an economic model is that it is inevitably subjective in construction.

Economic models are classified into two types:

Theoretical models andEmpirical models.

Theoretical models strive to infer verifiable conclusions about economic behavior based on the premise that individuals maximize specified objectives subject to well-defined model restrictions.

Empirical models, on the other hand, seek to validate theoretical models' qualitative predictions and transform them into accurate numerical outcomes.

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What is a cosigner and what considerations should they make before co-signing a loan?.

Answers

Answer:

Explanation:

The biggest consideration is: do you think the person getting the loan will honor his commitment to the debt? If you don't, then don't sign. There are no favors in business except those that will be honored.

In the event the person getting the loan defaults, can you afford to take on the debt yourself. If you can't, don't do it.

Do you trust the financial institution giving out the money. There is a difference between a pay day loan and a bank loan. If you don't like the institution don't do it.

Is it easy to check up on the status of the loan? That is a consideration. Some institutions -- I would say most -- are very careful about who they give information to.

how can a reduction in taxation be used to influence aggregate demand​

Answers

Answer:

shifting the aggregate demand curve to the right.

Explanation:

A bank loans Danuta's Ice Cream $190,000 to remodel a building near campus to use as a new store. On their respective balance sheets, this loan is

Answers

On their respective balance sheets, this loan is: an asset for the bank and a liability for Danuta's Ice Cream.

What is loan?

Loan can be defined as the money a mortgage bank or financial institution lend out to a borrower.

Based on the given scenario on the balance sheet the loan amount  this loan is an  asset for the bank and a liability for Danuta's Ice Cream and the loan amount will as well increases the money supply.

Inconclusion on their respective balance sheets, this loan is: an asset for the bank and a liability for Danuta's Ice Cream.

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"The key to success is to focus our conscious mind and things we desire not things we fear."

by brian tracy​

Answers

Answer:

The key to success is to focus our conscious mind on things we desire not things we fear.

Explanation:

its quite amazing

Saving for four years for a down payment on a house affects how soon you are able to purchase a home. This is an example of:

Answers

Answer: ✓ an intermediate goal that affects a long-term goal

ABC Company had beginning inventory of $20,000, purchases of $81,000, and ending inventory of $24,000. Sales revenue was $160,000. What is ABC's gross profit percentage

Answers

Based on the information given  ABC's gross profit percentage is 52%.

Gross profit percentage

Using this formula

Gross profit percentage=Sales revenue-(Beginning inventory+Purchases-Ending inventory)/Sales revenue

Let plug in the formula

Gross profit percentage=160,000-(20,000+81,000-24,000)/160,000

Gross profit percentage=160,000-77,000/160,000

Gross profit percentage=83,000/160,000

Gross profit percentage=0.518×100

Gross profit percentage=52% (Approximately)

Inconclusion ABC's gross profit percentage is 52%.

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In the information technology world, which of the following are examples of ethical issues that a company may have to manage?
i. employees searching other employee's private information without consent
ii. employees copying and distributing company owned software
iii. employees intentionally creating or spreading viruses to confuse IT
iv. all of these

Answers

Given the rise of information and technology, examples of ethical issues that a company may have to deal with are:

employees searching other employees' private information without consentemployees copying and distributing company-owned softwareemployees intentionally creating or spreading viruses to confuse IT. (Option D)

What are IT related Ethical Issues?

Ethical issues are behaviors that are considered unacceptable in relation to how people behave in the organization and in relation to employees and customers alike.

Other examples of I.T. related ethical issues are:

Misinformation and Deep fakesHarmful ActionsPilfering of Trade Secrets.

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Publishers and printing companies are both involved with books, magazines, and newspapers. One type of company is
considered part of the manufacturing section, because it produces the physical product: books, magazines,
newspapers, and so on. What sector does publishing belong to, since it does not produce a tangible product (until
printing transforms it into one)?
O primary, because it makes original content
secondary, because it transforms ideas into physical objects
tertiary, because it provides a service
quaternary, because it involves research

Answers

Answer:

quaternary, because it involves research

Explanation:

Explain any circumstances that would affect your family’s ability to help you pay for college?

Answers

Mortgage
Debt
property tax
income tax
inflation rate
unemployment

1 of 10
Data collection, database management, and data visualization are the
steps a research analyst takes before starting their research
steps a data scientist takes before determining usable results
practices a data analyst must use to be credible
none of the above
Help me with this

Answers

Data collection, database management, and data visualization are the: C. practices a data analyst must use to be credible.

What is data?

Data can be defined as a representation of instructions or factual information in a formalized manner, especially as a series of binary digits (bits).

Who is a data analyst?

A data analyst can be defined as an expert or professional who is saddled with the responsibility of inspecting, transforming, and modelling data with the sole aim of discovering useful information, providing insights, and creating informed conclusions, so as to support decision-making.

In conclusion, the three (3) main practices a data analyst must use in order to be credible include the following:

Data collectionDatabase managementData visualization

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The period of time before and after an IPO when communication with the public is limited is known as the ______ period.

Answers

The period of time before and after an initial public offering (IPO) when communication with the public is limited is called the quiet period.

What is an IPO?

An IPO is acronym for initial public offering and it can be defined as a process through which a privately owned company (private corporation) list its shares on a stock exchange, in order to make them available for purchase by the general public.

In an initial public offering (IPO), the period of time before and after when communication with the public is limited is called the quiet period.

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Cash inflows and outflows relating to plant assets, natural resources, and intangibles are reported in which section of the statement of cash flows?.

Answers

Answer:

Investing Activities

Explanation:

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Why is the core inflation rate calculated separately from the inflation rate?.

Answers

Answer:

To better show long term effects on inflation

Hope it helps you

Explanation:

mark me as brainliest

explain six Differences between private and public company​

Answers

Question:

•explain six Differences between private and public company.

Answer:

•In most cases, a private company is owned by the company's founders, management, or a group of private investors. A public company is a company that has sold all or a portion of itself to the public via an initial public offering.

Explanation:

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A _____ consists of assessing an employee's performance and providing him or her with appropriate feedback.

Answers

performance appraisal consists of assessing an employee's performance and providing him or her with appropriate feedback.

What is performance appraisal?

Performance appraisal is done to check the performance of a particular employee.

It is done from time to time through the review of workdone and contribution of such individual to the organizations.

Therefore, performance appraisal is consists of assessing an employee's performance and providing him or her with appropriate feedback.

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Performance appraisal is assessing employee's performance and giving them feedback.

What is Performance appraisal?

Performance appraisal refer to regular or constant review carried out by employers in an organization to access an employee's job performance and contribution to a company. Companies use performance appraisals to identify and know which employees have contributed the most to the company's growth, review progress, and then they reward the best performance.

Therefore, Performance appraisal is assessing employee's performance and giving them feedback.

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How long does a speeding ticket affect your insurance?.

Answers

Answer:

well I think it's about 5 years

Describe the relationship between two manufacturers in a business ecosystem that are working together to develop a new product for consumers.

Answers

There must be a cordial relationship and trust between two manufacturers in a business ecosystem working towards developing a new product for consumers.

What is a Business Ecosystem?

A business ecosystem is a deliberate commercial arrangement involving two or more organizations to develop and share a common value for consumers.

Every business ecosystem contains participants, and at least one of them serves as the controller. There must be a cordial relationship and trust between two manufacturers in a business ecosystem working towards developing a new product for consumers.

The primary advantage of adopting business ecosystems is to be better positioned, promote innovation, and maximize capital efficiency in order to produce customer value.

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Privately owned media companies in the united states earn most of their revenue from:.

Answers

Answer:

advertising

Explanation: Mark me brainliest!!

Media companies are the group that enabled broadcasting for knowledge, entertainment, and another purpose. The major source of revenue for media companies is advertisements.

What is revenue?

The revenue can be described as the actual amount earned by a business by performing its regular business operations. It can be in the form of fixed income or fluctuating income.

The media companies invested in the gathering of the information and the processing for the development of the broadcasting content.

The major revenue source gained by the private media companies was developed from advertising.

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Elena is a sales manager who encourages her employees through motivation to be committed to and a part of the shared vision of the organization. Elena is demonstrating which factor of transformational leadership

Answers

The factor of transformational leadership that Elena is demonstrating here is the inspirational motivation.

What is  transformational leadership?

This is the leadership approach that is used to effect changes in the life of people and also the society in general.

This is the form of leadership that Elena is said to engage in by motivating the workers to be a part of the vision of the business.

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Which ics functional area sets the incident objectives strategies and priorities.

Answers

Answer:

chicken blender soup Linda soup

Explanation:

this is when a father goes to a mother and mother father seemed to the place that they went to when they went to that place

Delta Diamonds had 5 one-carat diamonds available for sale this year: 1 purchased June 1 for $500, 2 purchased July 9 for $550 each, and 2 purchased September 23 for $600 each. On December 24, it sold one of the diamonds that was purchased on July 9. Using a periodic specific identification, its Inventory after the December 24 sale is

Answers

Using a periodic specific identification, Delta Diamonds' Inventory after the December 24 sale is $2,250.

What is the specific identification method?

The specific identification method is an inventory method that identifies specific inventories sold and uses their specific costs in valuing the cost of goods sold.

Data and Calculations:

Date             Units       Unit Cost         Total       Balance

June 1               1               $500          $500        $500

July 9               2              $550         $1,100      $1,600

Sept. 23           2              $600        $1,200     $2,800

Dec. 24           -1              $550          $550      $2,250

Thus, using a periodic specific identification, Delta Diamonds' Inventory after the December 24 sale is $2,250.

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If a keynesian expenditure-output model shows that aggregate demand for both goods and labor has shifted to the left to d1, while wages remained at w0 and prices remained at p0, what will be the result?.

Answers

Answer:

If a Keynesian expenditure-output model shows that aggregate demand for both goods and labor has shifted to the left to D1, while wages remained at w0 and prices remained at P0, what will be the result? B) strong economic growth.

When a Keynesian expenditure-output model shows that aggregate demand for both goods and labor has shifted to the left (to d1), while wages remain at w0 and prices remain at p0, the likely result is a situation of disequilibrium in the economy.

The Keynesian expenditure-output model

This could lead to a decrease in output and potentially lower levels of employment, resulting in cyclical unemployment. Businesses may face cost pressures and potentially lower prices to adjust to reduced demand, and there could be an accumulation of unsold inventory.

To address this situation, Keynesian economics suggests implementing expansionary fiscal and monetary policies, such as increased government spending, reduced taxes, or lower interest rates, to stimulate demand and boost the economy. However, the actual impact of these changes will depend on various other factors and complexities in the real-world economy.

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Alin Co. purchases a building for $300,000 and pays an additional $30,000 for title fees and lawyer fees. Alin also pays $20,000 in renovations, including painting, carpet, lighting, etc. Alin should record the cost of the building at:

Answers

Alin Co. should record the cost of the building at $350,000

What is fixed asset?

Fixed asset is a type of asset that do not vary with the level of output.

When recording the cost of a fixed asset, all the costs that were incurred to acquire the asset and make it ready for production should be included.

Here, those costs include the actual purchase price, the closing costs and the renovations.

Total building cost is therefore:

= Purchase price + Closing costs + Cost to prepare building

= 300,000 + 30,000 + 20,000

= $350,000

Hence, Alin Co. should record the cost of the building at $350,000

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The activities of the federal reserve board have the most direct influence on.

Answers

Answer:

The activities of the Federal Reserve Board have the most direct influence on: bank interest rates, monetary policy (interest rates, credit, etc.) 

Sample T-Shirt Company, INC. needs help with their profit loss statement for their fourth quarter which lasts between October 1st and December 31st. They have sold 14,320 t-shirts this quarter at $20 a shirt. These shirts cost $3 to make. Of all of the shirt orders, 80 percent are shipped to customers. The company offers free shipping, so they must pay an average of $4 in postage per shirt shipped. The company has three employees who each make $80,000 a year. The company has general liability insurance which costs $600 a year, with equal payments every month. The company rents out a small production space for $600 a month. Each month the company pays $300 for web advertising, $200 for print advertising and $500 for television advertising. The company pays 15 percent of their profit in taxes.

Answers

The preparation of the fourth quarter, October 1st to December 31st profit and loss statement for T-Shirt Company, INC., is as follows:

T-Shirt Company, INC.

Profit and Loss Statement

For the fourth quarter ended December 31

Sales revenue                        $286,400

Cost of goods sold                   (42,960)

Gross profit                            $243,440

Rental income                              1,800

Total income                         $245,240

Expenses:

Freight-out              $45,824

Salaries                     60,000

Insurance Expense        150

Advertising expense 2,950  (108,924)

Income before taxes             $136,316

Income tax rate (15%)              20,447

Net income                         $115,869

What is the profit and loss statement?

The profit and loss statement also known as the income statement is a periodic financial statement that summarizes the revenues, costs, and expenses for the specified period.

The statement is used to determine the profit or loss during the stated period.

Data and Calculations:

Number of shirts sold = 14,320

Selling price per t-shirt = $20

Sales revenue = $286,400 (14,320 x $20)

Product cost per t-shirt = $3

Cost of goods sold = $42,960 ($3 x 14,320)

Freight-out to customers = $45,824 ($4 x 14,320 x 80%)

Salaries Expense of employees for the quarter = $60,000 ($80,000 x 3 x 1/4)

General Liability Insurance Expense = $150 ($600/4)

Rental income for the quarter = $1,800 ($600 x 3)

Web = $900 ($300 x 3)

Print = $400 ($200 x 3)

Television = $1,500 ($500 x 3)

Advertising expense = $2,950

Income tax rate = 15%

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Companies allow customers to pay for products using third-party credit cards because: (Check all that apply.)

Answers

The reasons why Companies allow customers to pay for products using third-party credit cards are;

a variety of payment options typically increase sales volume.the seller does not have to evaluate customer credit.cash is received from the credit card company faster than from a credit customer.the seller avoids the risk of customer non-payment.

Why do companies allow payment with third-party credit cards?

In most cases, companies usually prefer the payment by customer using third-party credit cards because cash is received from the credit card company faster than from a credit customer.

And this also help the seller to avoids the risk of customer non-payment.

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How much does supplemental medicare insurance cost?.

Answers

Answer:

50 dollers

Explanation:

hope this helps

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