The parties that are affected by the quality & rigor of an organization's corporate governance are the company's stakeholders which includes the:
group of employeesinvestorscustomerscommunity.The responsibilities that corporate executives have to those parties includes:
establishing of innovative goalscoordinate work activitiesformulate policiesallocate resourcesWhat is known as corporate governance?Basically, a corporate governance means the system by which companies are directed and controlled. In a typical firm, the boards of directors are responsible for the governance of their companies while the shareholders' role in governance is to appoint the directors and the auditors and to satisfy themselves that an appropriate governance structure is in place.
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Assume you are 25 and earn 29,000 $ per year, never expect to receive a raise, and plan to retire at age 55. If you invest 5 percent of your salary in a 401(k) plan returning 8 percent annually, and the company provides a $0.50 per $1.00 match on your contributions up to 3 percent of salary, what is the estimated future value of your 401(k) account? Once you retire, how much can you withdraw monthly if you want to deplete your account over 30 years?
Once you retire, the amount that you can withdraw monthly if you want to deplete your account over 30 years equals to $17,963.1013.
What is a Retirement Account?Basically, a retirement account is considered a savings plan for future income after retirement. People makes deposits to an interest-earning investment on a fixed interval to grow the value of the account.
Annual contribution from employee = $29,000 * 5% = $1,450
Annual contribution from employer = $1,450 * 50% = $725
Number of years in the accumulation phase (N1) = 55 - 25 = 30
Annual interest rate (I) = 8 %
Number of monthly payments in the distribution phase (N2) = 30 x 12 = 360
Annual contribution = $1,450 + $725 = $2,175
The future value of retirement account after 30 years:
= $2,175 * (((1 + 8%)^30 - 1) / 8%)
= $2,175 * 113.283211113
= $246,390.984
The monthly withdrawal after retirement:
= $246,390.984 / (((1 + 8%/12)^-360) / 8%/12)
= $246,390.984 / (0.09144337233/0.00666666666)
= $246,390.984 / 13.7165058632
= $17,963.1013
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What is the rationale behind a tradable emission allowance scheme?
Trading emissions permits emission reductions to occur in locations where they can be accomplished at the lowest cost, which in turn lowers the total cost of mitigating the effects of climate change. This is the logic behind emissions trading.
What is a tradable emission allowance scheme?Generally, A limit (or cap) on pollution and tradable permits equal to the limit that allows allowance holders to emit a certain amount (such as one ton) of the pollutant are the two primary components of emissions trading schemes.
Tradeable allowances are licenses that are sold or otherwise provided by the government that allows for a certain quantity of pollution to be emitted.
These permits are also frequently referred to as pollution permits. They were included in the Clean Air Act amendments of 1990 that were passed in the United States (see MRU video on the left below).
In conclusion, Trading emissions makes it possible for reductions in emissions to take place in regions where they can be achieved at the lowest cost. This, in turn, reduces the overall cost of mitigating the consequences of climate change. The concept of exchanging emissions follows this line of reasoning.
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) Studies also find that teenagers have a higher price elasticity than do adults. Why might this be true?
This statement is true. Teenagers have a higher price elasticity than do adults.
This is because teenagers does not have much income to spend so they can shift to other products also. Teenagers are also not addict to smoking or any other habits , Therefore price affects the demand of the product.
Price elasticity is defined as the ratio of the percentage change in quantity demanded due to percentage change in price.
Elasticity having more than 1 are relatively more elastic.
Adults have more income to spent so the demand do not effects due to change in price. As adults are more addicted to smoking then teenagers ,
addicted people did not consume less due to its price change.
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A small chain of pizza restaurants in your area is starting to grow. Just last year, it grew from 6 to 12 locations. Now, some employees are talking about unionizing. Which of the following are likely to happen if a union is formed? Check all that apply.
The factors that are more likely to occur when the union is formed would be:
The company is required to engage in collective bargaining with the new union. ,Employees will have formal methods for addressing their concerns about the company.What is a business union?A business union is a form of trade union that upholds the idea that unions should be managed like businesses and is opposed to class or revolutionary unionism. Business unions are thought to have originated in the United States, and the phrase has specifically been used to describe phenomena unique to American unions.
In order to bargain pay and working conditions with employers, worker organizations called unions are formed. Employees' negotiating power in contract discussions is increased thanks to collective bargaining. In the United States, public employees like teachers and firefighters make about half of the union membership.
Workers can bargain with employers about pay, benefits, workplace health and safety, job training, and other work-related problems from a position of power through their union.
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A small chain of pizza restaurants in your area is starting to grow. Just last year, it grew from 6 to 12 locations. Now, some employees are talking about unionizing. Which of the following are likely to happen if a union is formed? Check all that apply.
The company will be required to engage in collective bargaining with the new union.
Employees will have formal methods for addressing their concerns about the company.
Matters related to allocating overtime will proceed as they always have because they are usually beyond the scope of a labor contract.
Management will have greater freedom regarding employee compensation and benefits.
What are the recommendations for Adidas for Ansoff Matrix?
The recommendations for Adidas for Ansoff Matrix include the following:
Market PenetrationMarket DevelopmentProduct DevelopmentDiversificationWhat informs Ansoff Matrix Analysis of Adidas?The Ansoff matrix has four matrixes related to the products and customers. Together with the matrixes and their positive implications, exist some negative factors for these matrixes. With this type of matrix, there will be numerous alternatives for the organization to decide what product to sell to which customers.
Therefore, the correct answer is as given above.
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Which measure of prices includes all of the final goods and services in a nation's
output?
The GDP deflator measure of prices includes all of the final goods and services in a nation's output.
The implicit price deflator and GDP price deflator are other names for the GDP deflator. It will make it easier to gauge how much the pricing of various commodities and services produced inside an economy have changed. This is also used by economists to compare the real level of economic activity in one economy from one year to the next.
The quantity of goods created in an economy with the use of labor, equipment, and raw materials that are available for sale in the market to customers and contribute to the creation of profit is known as output.
The main quantitative indicator of economic activity is the gross domestic product. It is a measurement of the total market value of all finished goods and services produced within a nation's borders in a given year.
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What is the PEST analysis in the UAE retail industry?
Answer:
The UAE is one of the richest countries in the world in terms of per capita income. It has made remarkable economic progress over the years and the factors that have mostly contributed to it are abundant natural resources, economic diversification, innovation, and inflow of foreign direct investment (FDI).
In this assignment, you will conduct research to find the best loan for your first car. Using reference
materials and Internet sites, you will collect information for a used car and loan options to buy the car.
You will use an online loan calculator to find the best option for a used car loan. You will do a multimedia
presentation on the best loan option for a used car and the resources you used, along with the options
you explored to decide on the best loan option. A list of search term suggestions for finding resources is
provided at the end of this guide.
Your presentation should include the following slides. The slides should be a title slide, a slide containing
your used car information, a slide containing information on loan options with a bank and with a credit
union, a slide including calculations, a slide comparing the loan options, a slide with the best choice for a
car loan, and a works-cited slide.
The research the best loan for first car is mentioned as below.
What is Research?"Creative and methodical activity performed to improve the reservoir of knowledge" is what research is. It entails the objective collecting, organizing, and analysis of information in order to improve understanding of a topic or situation. A research project might be an extension of previous work in the topic.
We have this for the Question, and this is one method to approach the presentation.
The title of the presentation should be on the first slide.Then comes your chosen car's details and characteristics.Then comes a slide on the best koan option you choose.Then there's a slide about the previous computation.Then comes a slide with a summary of several loan computations, which were previously done on different choices and contrasted.Then comes a slide on your eventual selection.Then comes a slide on references or sources of knowledge.We are generally requested to perform research about your vehicle utilizing reference materials and Internet sources.Internet sites are websites that provide thorough and verified information about used automobiles.
Using multimedia implies using contemporary media devices and applications to create a presentation, and your material will be those sites visited, non-site resources utilized, and so on. Questionnaires
Now, on to the slides.
The title of the presentation should be on the first slide.Then comes your chosen car's details and characteristics.Then comes a slide on the best loan option you choose.Then there's a slide about the previous computation.Then comes a slide with an overview of various loan computation calculations.Learn more about research here:
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What requirements must exit routes meet?
Select the 5 answer options that apply.
Exit to an outside area
All emergency signs should be red
Do ufficient for the number of naanla nonding to avit during n
All emergency signs should be red and Exit to an outside areaa are the requirements must exit routes meet. Hence, option A and B are correct.
What are emergency signs?Directions to or the location of emergency facilities are provided via emergency signage Exits, First Aid, Safety Equipment etc. These signs have a white emblem or lettering on a green background.
Green, yellow, red, and blue indicate first aid, emergency exits, prohibitions, and fire safety, whereas red and yellow indicate warnings. The psychology behind these signs may indicate safety, instruction, or danger depending on the color.
Thus, option A and B are correct.
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All emergency signs should be red which requirements must exit routes meet. The correct option is A.
What are exit requirements?In most cases, a workplace must have at least two exit routes to allow for the prompt evacuation of employees and other inhabitants in the event of an emergency. If the number of employees, size of the building, or layout of the workplace make it impossible for employees to evacuate safely, more than two exits are required.
Exit routes must be sufficiently signposted, exit to the outside area, be unlocked, and be large enough to accommodate the number of people who need to exit during an emergency.
Thus, the ideal selection is option A.
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Henry spent $550 to make 800 ceramic bowls to sell. What is the $550 he spent called? cost loss revenue profit
COST
LOSS
REVENUE
PROFIT
Answer: Cost.
Explanation:
He spent that money on materials to create a product. That is a cost. If he sold those bowls and $550 is what he made, it is revenue. If he sold the bowls and paid his costs and the new total came out to $550, that is profit. If he priced his bowls too high and spent money on materials that then made him no money, that is a loss of $550 (the total of the materials gone to waste).
Case study
Cross-Cultural Issues at Marico
Imagine that you have recently been hired as a human resources consultant by a Canadian multinational enterprise (MNE) called Marico. Marico designs, manufactures and sells commercial airplane engines and fuselages worldwide. It currently has over 1,000 employees in its three locations, including 500 at its global headquarters in Canada, 300 at a manufacturing plant in the U.S., and now over 200 at its newest manufacturing plant in Mexico.
The firm is having problems communicating and sharing its corporate values and policies with its newest employees in Mexico. The only experience Marico has had in opening a new subsidiary prior to Mexico was in the U.S., where corporate values and policies were taken up by American employees with little difficulty. The problems in the Mexican plant seem to center around poor communications between the managers, who are mostly Canadian, and its new employees, who are mostly from Mexico.
“We want our corporate culture to be the same everywhere,” explains Marico’s CEO, Mr. John Woods, to you over lunch. “We want everything we do in Canada to be the accepted, standard practice across all of our locations, but that just doesn’t seem to be getting across to our employees in Mexico.” John continues by telling you that all new employees are trained in Marico’s corporate culture via discussions with their managers and corporate brochures/reading materials. He says that his Canadian managers in Mexico are frustrated with the Mexican workers’ abilities to learn Marico’s culture and that, as a result, productivity at the plant has been negatively impacted.
You investigate the issue by speaking with managers and employees at the new subsidiary in Mexico. The managers complain that employees at the new plant do not speak their mind very often, and often seem to stress harmony with each other over learning Marico’s culture. Managers are also frustrated that staff meetings frequently start late due to the lateness of employees. The employees, who are younger than their managers on the average, are frustrated that they are not told exactly how to do their tasks; instead, they are told to read their employee manuals for guidance. They are concerned that Marico’s managers are too impatient with them about learning the policies. They feel they have been left to their own devices to figure out how things work, which often causes them to stay late at work. What is more, staying late on their shifts often causes them to be late for staff meetings, where they are often berated by managers for not acting like “good Canadian employees”. After your examination you become convinced that the problem Marico is experiencing relates to culture, and you prepare your report accordingly.
CASE QUESTIONS
Select one of Hofstede’s five cultural dimensions to explain to Marico’s the main differences between Marico’s Canadian HQ and its Mexican subsidiary in terms of culture. Explain why you selected this dimension as the primary source of the problem between the Marico HQ and its Mexican plant.
In your opinion, what are three ways that Canadian managers could demonstrate higher intercultural competence at Marico’s Mexican subsidiary?
From the case study, there are three factors from Hofstede’s five cultural dimensions that immediately become apparent to the Hofstede Specialist.
Time Orientation issuesIndividualism over CollectivismUncertainty Avoidance issues.Let's look at Time Orientation. In some cultures, time for meetings or events is just an approximation. For other cultures, it is an exact science. The reason why I am picking this is that this issue was explicitly mentioned with regard to lateness to staff meetings.
The way in which Canadian Managers could demonstrate higher intercultural competence is by first demonstrating an understanding of empathy of the issue. Next is that they must now initiate an orientation program for all Mexican employees and not just assume that they know the Canadian or Marican culture.
What is Hofstede’s five cultural dimensions?Hofstede investigated national cultures by identifying five distinct dimensions, which are: power distance.
Avoiding uncertainty.Individualism-collectivism.Masculinity-femininity.Time management.Symbols, language, conventions, values, and artifacts are the primary components of culture. Language facilitates efficient social interaction and determines how individuals perceive concepts and objects.
However, Schermerhorn and Bachrach (2017) add that Hofstede cautioned against acting on the incorrect assumption that a generic cultural value applies to all members of a certain culture in the same way.
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What are three ways the credit card industry makes money off of custom
The three ways the credit card industry makes money off of custom is by reward redemption fees, cash processing fees, and cash advance fees.
The credit card companies tend to make money from the credit card cardholders in several ways. Credit card companies make money from interest, processing fees, reward redemption fees, and the fees charged to individual cardholders.
Here, it's not only cardholders who have to pay to use credit cards. The merchants also pay for the privilege in order to accept credit cards at their businesses.
Hence, when a cardholder carries a balance on a credit card, they are typically charged interest in exchange for being able to borrow the money.
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bridle inc. issues $300,000, 10-year, 8% bonds at 98
debit ($) credit($)
Cash 294,000
Discount on BP debit 6,000
To Bonds payable 300,000
(to record issuance of bonds)
What is Bond ?
Bonds are fixed-income securities that reflect loans from investors to borrowers (typically corporate or governmental).
A bond can be compared to an agreement outlining the terms of the loan and the associated payments between the lender and borrower. Companies, municipalities, states, and sovereign governments utilize bonds to finance operations and initiatives. Bondholders are the issuer's debtors or creditors.
Explanation
We over 100 times the face value by the issuance quote.
300,000 x 98/100 = 294,000
The difference will therefore be seen as a discount because the bonds were issued for less than their face value.
300,000 - 294,000 = 6,000
Following the debit of the discount to bring the bonds payable to their carrying value of $294,00, we will debit cash for the amount collected.
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Abey Kuruvilla, of Parkside Plumbing, uses 1,220 of a certain spare part that costs $27 for each order, with an annual holding cost of $25. a) Calculate the total cost for order sizes of 25, 40, 50, 60, and 100 (round your responses to two decimalplaces). b) What is the economic order quantity?
The total cost is : $1,630.10, $1,310, $1,283.8, $1,299, $1,579.4 and the economic order quantity is 51.33.
How to find the economic order quantity?Using this formula to find the total cost
Total cost = DCo/Q + QH/2
Where:
D = Annual demand
Co = Ordering cost per order
H = holding cost per item per annum.
Order Size 25
Total cost = (1,220 x $27/25) + (25 x $25/2)
Total cost = $1,317.6 + $312.50
Total cost = $1,630.10
Order Size 40
Total cost = (1,220 x $27/40) + (40 x $25/2)
Total cost = $810 + $500
Total cost = $1,310
Order Size 50
Total cost = (1,220 x $27/50) + (50 x $25/2)
Total cost = $658.8 + $625
Total cost = $1,283.8
Order Size 60
Total cost = (1,220 x $27/60) + (60 x $25/2)
Total cost = $549 + $750
Total cost = $1,299
Order Size 100
Total cost = (1,220 x $27/100) + (100 x $25/2)
Total cost = $329.4 + $1,250
Total cost = $1,579.4
b. Economic order quantity
Economic order quantity = √ 2 × $27 × 1220 ÷25
Economic order quantity = √ 65,880÷25
Economic order quantity =√2,635.2
Economic order quantity =51.33
Therefore the economic order quantity is 51.33.
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How do I graduate from high school from Tennessee?
In order to graduate from high school from Tennessee following criteria needs to be fulfilled:
1. Obtain 22 credits of coursework
2. Pass all end of courses exam
3. Take the SAT or ACT in grade 11.
4. Complete 60 credits hours at an accredited senior institution.
These are the points required to graduate from high school.
Fun fact
The first official Tennessee High School opened in 1916 on Alabama Street. The first part of the current campus was built in 1939. The Bristol Municipal Stadium, also known as the Stone Castle, hosts football and soccer games and was built in 1936 as part of the New Deal.
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One way to ease the burden of managing a business is to hire an outside consultant.
Which of the following is an example of an outside consultant that might be useful
to a small interior design company?
1)
a company to mail its brochures to building contractors within a 200 mile
area
2) an advertising company to design its ad in the local newspaper
3) a certified public accountant to manage its money
4) an attorney who is well-versed in small business law
5) all of the above
The following is an example of an outside consultant that might be useful to a small interior design company all of the above.
How may the strain of running a business be lessened?Hiring external consultants is one technique to lessen the load of running a corporation. A good certified public accountant (CPA) is essential for almost all small businesses since they can assist with tax planning, financial decision-making, and record-keeping.
What is a business plan used for most frequently?You can recruit new company partners or secure money with the use of a business plan. Investors will feel more assured that they will get their money back if one is in place. Your business plan will be the instrument you employ to convince people that collaborating with you (or investing in your venture) is a wise move.
Who is someone who starts a business at risk in order to make money?An entrepreneur is a person who decides to start their own company based on a concept they have or a product they have developed, taking on the majority of the risks and enjoying the majority of the advantages.
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Which of the following is true regarding implied-in-law conditions?
Answer:
An implied contract is a non-verbal and unwritten – yet still legally binding – contract that exists based on the behavior of the parties involved or on a set of circumstances. Implied contracts may be implied-in-law or implied-in-fact.
Lewis Company reports the following fixed budget and actual results for May. Prepare a flexible budget performance report showing
variances between budgeted and actual results. (Indicate the effect of the variance by selecting favorable, unfavorable, or no
variance.)
Sales (units produced and sold)
Sales (in dollars)
Variable costs
Fixed costs
For Month Ended May 31
Sales
Variable costs
Contribution margin
Fixed costs
Income
Fixed Budget
1,380
$ 1,200 per unit
$ 480 per unit
$ 152,000
LEWIS COMPANY
Flexible Budget Performance Report
Flexible Budget Actual Results
(1,580 units) (1,580 units)
Variances
Actual Results
1,580
$ 1,961,000
$ 799,000
$ 140,000
Favorable/Unfavorable
Sales were favorable in the given budget.
Variable expenses were unfavorable in the given budget.
Contribution margins were Favorable.
Income was Favorable.
Fixed budget was Favorable.
This is how budget performance would look like.
What is budget performance?
A performance budget is one that reflects both the input of resources and the output of services for each unit of an organization. The goal is to identify and score relative performance based on goal attainment for specified outcomes.
Performance indicators include:
It’s relevanceCost-effectivenessComparabilityRepresentativeHence, this is how budget would be decided on basis of being favorable or unfavorable.
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A company wants to use the allowance method to account for bad debts. You are assigned to explain to the company the different methods it can use to estimate bad debts.
By debiting the allowance for doubtful accounts (ADA) and crediting the accounts receivable, the allowance method records the uncollectible and written-off amounts. The ADA is subtracted from the accounts receivable to arrive at the net realizable value (NRV).
What is net realizable value?A valuation approach called net realizable value (NRV), which is popular in inventory accounting, takes into consideration the total amount of money an asset can bring in from sales less an estimate of the charges, fees, and taxes related to that sale or disposal.
NRV is calculated as expected selling price minus total manufacturing and selling expenses. Use $35 for the value and the projected selling price, for instance, if a business lists things for $50 but anticipates that they will only sell for a discount of $35.
The cash sum that a corporation anticipates receiving is known as net realizable value (NRV). Consequently, net realizable value is also known as cash realizable value. The terms "net realizable value" and "current assets" are frequently used in relation to inventory and accounts receivable.
Inventory should be recorded at the lower of its cost or the amount at which it can be sold, according to the lower of cost or net realizable value principle.
The predicted selling price of an item less the costs associated with its completion, sale, and transportation is its net realizable value.
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Which of the following companies has the lowest degree of leverage?
Review Later
50% Debt, 50% Equity
90% Debt, 10% Equity
20% Debt, 80% Equity
30% Debt, 70% Equity
Due to the low ratio of debt in the capital structure, 20% Debt, 80% Equity has the lowest level of leverage among the four situations.
What is leverage?In the world of finance, leverage refers to any strategy that involves borrowing money to make purchases with the expectation that future earnings will be several times greater than the cost of borrowing. Leverage is a strategy that increases a little input force into a larger output force. It is called after the lever in physics because it successfully increases the relatively small amount of money required for borrowing into significant quantities of profit. The significant danger of not being able to repay a sizable loan is a downside to the strategy, though. Gains may be multiplied by using leverage. On the other side, losses are also doubled, and there is a chance that leveraging will cause a loss if the financing expenses outweigh the asset's income or if the asset's value decreases.
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what role does moral intent and judgement play in staffing process?
In the staffing process, moral intent and judgment play an essential role in hiring new staff.
What is moral intent?Morality is the set of actions that form ethics and direct the behavior of individuals in society, the moral intention being the actions that an individual is likely to take in relation to a given situation, such learning being acquired through the process of socialization.
In recruiting people, there is a need to hire personnel aligned with the values and characteristics of the organization, who are able to follow the set of policies and procedures, in addition to acting ethically to strengthen the organizational culture.
Therefore, moral intention and judgment are characteristics related to the staffing process because they help in the choice and decision-making of hiring employees who actively contribute to the achievement of organizational objectives and goals.
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2. You want to convince your employees to sign up for the new health maintenance
program that your company offers because it is cheaper than the older program.
However, you expect most employees to stay with the more expensive program as it
covers more physicians. Which of the following persuasive strategies will be most
effective in this case?
Because the audience is probably going to value emotion as a way of problem-solving in this situation, the persuasive tactic will be most successful.
To succeed in "persuasive strategy," one must balance reason and passion.
The three different categories of persuasive tactics are pathos, ethos, and logos. The most persuasive writing typically combines all three tactics. While ethos relies on the authority of the author or source as justification for action, logos draw conclusions using logic or reason.
It is significant to note that your ability to persuade others affects their behavior. Arguments are used in persuasion to persuade others to follow your path. The way you express your views to others might have an effect on how others interpret a certain issue or concept.
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A designated brokerage appointment is established when
Designated Brokerage was established to completely detach the broker-client connection from the company, the employing broker, and any employed associate brokers.
What exactly is a designated appointed agency?In a real estate transaction, a designated agency occurs when two agents from the same broker represent the parties. Agency appointed is another name for designated agency. In a designated agency scenario, despite the fact that both agents are employed by the same broker, each party has the option of receiving representation from a separate agent.
Note that a designated broker is the owner of a real estate company who is in charge of managing daily operations for other brokers, office personnel, and private clients.
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Question 12
What are the tools used to implement fiscal policy?
The authorities possesses essential economic gear for influencing the economic system. These gear may be divided into spending gear and sales gear.
The required details for Fiscal coverage in given paragraph
Fiscal coverage" refers to selections the U.S. authorities makes approximately spending and gathering taxes and the way those coverage adjustments have an effect on the economic system. When the authorities makes monetary selections, it has to don't forget the impact the ones selections may have on companies, consumers, overseas markets, and different involved entities. Alternate definition: Fiscal coverage additionally refers back to the financial motive at the back of the selections for a way the cash is used. For example, governments can decrease taxes and lift spending to reinforce the economic system if needed; typically, they spend on infrastructure initiatives that create jobs and earnings and social programs.
Or, if the economic system is doing well, a central authority can lessen spending and boom taxes. Businesses create sufficient jobs at those instances so officers can lessen the quantity spent on items and offerings from the personal sector.
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Why is storing inventory considered a "con" for businesses that sell physical products?
A.) Clients end up coming to your home
B.) It takes up a lot of space
C.) It's always a fire hazard
D.) It requires you to rent a storage unit
Answer:
D
Explanation:
It requires you to rent a storage unit
Under what conditions do consumers bear the full burden of an excise tax levied on
the producer?
Answer:
If demand is more inelastic than supply, consumers bear most of the tax burden.
What is the CEO's role in creating culture?
#
1. Review the list below, putting a:
● 1 next to those that are needs for you,
. a 2 next to high priority wants, and
a 3 next to low priority wants.
●
• You can leave some blank if they don't fit into your lifestyle at all
.
Fill in the empty boxes with iterns you value that we haven't included
#
ITEM
ITEM
Trendy clothing
Non-essential beauty/hygiene or
grooming items/services
etc)
Subscriptions (Netflix, Hulu, Spotify,
Ride-sharing or mobility apps (Uber,
Lyft, Bird, Jump)
Vacation/travel
Electronics (video games, phones, etc.)
Out-of-home entertainment
Personal hobbies (membership fees,
equipment, uniforms, clubs or teams, etc)
Professional expenses (employment
resources, online course subscriptions,
membership fees, conference attendance,
etc)
Holiday and other gift giving
Charitable or religious donations
Transportation costs (maintenance, car
payments, insurance, public
transportation)
Cell phone plan
Dining out
You must think critically to list the products and services that are needed to rank them as high or low priority.
What are essential goods?Essential goods are those products or services produced in the economy that are necessary to meet the basic needs of individuals, such as:
FoodsMedicinesWorking devicesKnowing this concept, we will now relate the items listed by the question as low or high priority products or services:
Trendy clothing: low priorityNon-essential beauty/hygiene or grooming items/services: low prioritySubscriptions or mobility apps: low priorityVacation/travel: low priorityElectronics: high priorityOut-of-home entertainment: low priorityPersonal hobbies: high priorityProfessional expenses: high priorityHoliday and other gift giving: low priorityCharitable or religious donations: high priorityTransportation costs: high priorityCell phone plan: high priorityDining out: low priorityTherefore, identifying consumer goods as high or low priority is also related to the individual's financial condition, income, personal financial planning, financial goals and objectives.
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Discuss the relevance of the move and countermove theory in global business (10 answers)
Over the years, move and countermove have been used to numerous areas of economics and have aided in the development of straightforward models for intricate economic scenarios.
The subject of international trade is one area where these models have proven to be quite helpful. This essay is an overview of game theoretical models used in international trade analysis for difficult trade negotiations, trade wars, and trade policy.
The research also examined game theory applications to the US-China trade conflict. Nearly all significant game theory models that have been helpful in determining optimal outcomes and assisting nations in making the greatest trade policy decisions have been reviewed in this essay.
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Discuss the purpose of a personal budget and list ten categories of expenses that a young college-graduate might need to include in their personal annual budget.
The main goal of budgeting is to gain a clearer understanding of your financial situation so that you can start planning your spending and saving and taking charge of your finances.
Enlist the contents of personal budget.Making the greatest financial and spending decisions requires using a budget as a tool for organizing, analyzing, and managing your money. The desire to maximize your wealth by using your money wisely and effectively is the major driver behind budgeting.
The following are ten categories of expenses that a recent college graduate may need to account for in their own annual budget:
1. Transportation: Everyone needs to get from point A to point B, regardless of where they live or how they live. Typically, this budget line item covers expenses for gas, maintenance, parking, tolls, ridesharing, registration, and DMV fees.
2. Food Although it is a need for human survival, food is also a line item on the budget for the astute financial manager. It's important to budget for food costs whether you're going to the grocery store, cooking at home, or exploring the local cuisine.
3. Services :
Almost every operating home depends on water, power, and HVAC (heating, ventilation, and air conditioning). You should include all of the costs necessary to maintain these services in your utilities category. Your water, sewer, gas, and electricity bills are typically considered utilities. Households can also take into account their "connectivity" costs, such as their internet, cable, and/or phone bills.
4. Insurance : The insurance budget category heavily reflects your unique, personal preferences. Many frugal people classify insurance according to what exactly they are covering.
5. Health & Medical :
Health, as the saying goes, is riches. It's crucial to allocate enough money in your budget to meet these charges because maintaining your health and general well-being are both important.
6. Investing : This sometimes disregarded (or, dare we say, underfunded?) household budget area is likely the most crucial. Saving money may not have an immediate influence on your day-to-day life, but it can prepare you for future financial success.
7. Personal Expenditures :
Anything that could be categorized as a personal care or "lifestyle" expense falls under this area. Personal expenses might be anything like: gym dues
clothing and footwear
presents for furniture and home decor
You may wish to put personal care items in your food budget category because they are necessities like soap and laundry detergent. After all, you most likely purchase those along with other goods.
8. Entertainment & Recreation :
Under this budget categories there are expenses like :
sports activitiesFamily outings and travelstreaming services and additional memberships (e.g., Hulu and Netflix)9. Miscellaneous :
Finally, anything not included in your fundamental budget categories goes in this category for your household budget. When you need a bit more space somewhere else, you may also utilize it as a "overflow" category.
10. Debt : This group includes things like credit cards, personal loans, and student loans.
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