the reason that interest rate risk is greater for blank term bonds than for blank term bonds is that the change in rates has a greater effect on the present value of the blank than on the present value of the blank . multiple choice question.

The answer to the give question is as follows: a. Return on Equity (ROE): 2018: ROE = Net Income/Equity = 8,271/94,245 = 0.087

2017: ROE = 12,229/101,230 = 0.121

b. Return on Assets (ROA):

2018: ROA = Net Income/Total Assets = 8,271/285,084 = 0.029

2017: ROA = 12,229/265,879 = 0.046

c. Profit Margin (PM):

2018: PM = Net Income/Sales = 8,271/561,362 = 0.015

2017: PM = 12,229/545,337 = 0.022

d. Asset Turnover (AT):

2018: AT = Sales/Total Assets = 561,362/285,084 = 1.97

2017: AT = 545,337/265,879 = 2.05

To sum up, stocks are referred to as equities because they signify ownership in businesses. They give investors the opportunity to profit from growth while also taking on risk when the economy falters.

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The two principles which the Adam Smith believed to be essential to the survival of an economy are self-interest and competition.

The self-interest and competition are considered to be very important economic forces. As, self-interest is considered to be the motivator of economic activity. Whereas, the competition is considered to be the regulator of economic activity.

However, together they tend to form what Adam Smith called the invisible hand, and then which guides resources to their most valued use. Thus, Adam Smith was among the first philosophers of his time in order to declare that the wealth is created through the productive labor, and self-interest motivates people.

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So the deatils Flatter organisational structures are suitable for businesses that provide staff the freedom to address consumer issues.

Customer service is the assistance and direction a company provides to customers who buy or use its products or services. Although each business has its own requirements for customer service, the ultimate objective of a well-executed service is to increase revenues.

Providing outstanding customer service is essential because it promotes customer loyalty and facilitates worker responsibilities. This encourages business growth in turn. By providing exceptional customer service, businesses may recover their client acquisition costs, keep talent on staff, and foster brand loyalty.

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In the economics context, the term marginal means "additional".

In the context of economics, the term marginal is used to mean having a little more or a little less of something. It is referred to the effects of consuming and/or producing one extra unit of products or services. The marginal advantage is the change in total private advantage from one extra unit.

So in economics, the term marginal means "additional"; and it is used to refer to the change in some cost or benefit when an additional unit is produced.

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Even if the economy is declining, the financial market can still perform well. This statement is correct.

The performance of the economy and the financial market is not always directly correlated. The economy refers to the overall health of a country's production, trade, and services, and it is measured by indicators such as gross domestic product (GDP), unemployment rate, and inflation.

The financial market, on the other hand, refers to the buying and selling of stocks, bonds, and other securities, and it is measured by indicators such as stock market indexes and interest rates.

During an economic downturn, the stock market can still perform well due to several factors such as low-interest rates, company earnings, and investor sentiment.

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Genetic information is linear sequence of nucleotides carried by DNA. Each DNA molecule is a double helix formed from two complementary strands of nucleotides held together by hydrogen bonds between G-C and A-T base pairs.

Where our genetic information stored?

nucleus

Most of the DNA is present in the nucleus (where it is called nuclear DNA), but a small amount is also present in the mitochondria (called mitochondrial DNA or mtDNA). Mitochondria are structures within cells that convert energy from food into a form that the cell can use.

Why genetic information important?

Understanding genetic factors and the inherited diseases is important to learning more about health promotion and disease prevention. Some genetic changes are associated with an increased risk of having children with birth defects or developmental disabilities, or developing diseases such as cancer and heart disease.

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Alice could be charged with breach of fiduciary duty. A fiduciary duty is a legal obligation to act in the best interests of another party.

A legal obligation is an enforceable duty recognized by the law. This duty may be the result of a contract, a court order, or a particular law. A legal obligation obligates an individual or entity to do or not do something, and failure to comply can result in civil or criminal penalties. Generally speaking, a legal obligation must be fulfilled by a specific date and the failure to do so will result in a breach of the obligation. In a contractual context, breach of a legal obligation can result in the other party being able to terminate the contract or seek damages for the breach.

By refusing to pay Tom his share of the commission, Alice is failing to abide by her duty to act in Tom's best interests.

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Sports marketing is different from event marketing because it focuses more on businesses and corporate sponsorships and is widespread.

The fact that management involves internal day-to-day operations, whereas marketing places an emphasis on working with the public, is a significant distinction between sports marketing and sports management.

Employers in Sport Marketing The business focuses on sponsorship sales, event management, media production, product licensing, athlete training, and professional athlete representation.

Sports marketing is a subfield of marketing that focuses on both promoting other products and services through sports teams and events that are geared toward customers and fans and promoting sports events.

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As per the law of demand in economics, as price of the commodity increases the quantity demanded decreases and vice versa.

Economics is a social science that aims to understand and describe how wealth is produced, distributed, and consumed. In the 19th century, economists wrote about economic policy but were infrequently consulted by lawmakers before choices were made.

Nowadays, it is rare to find a government, an international organization, or a sizable commercial bank without a staff of economists. The Wealth of Nations is primarily a work about economic progress and the laws that can either help or hurt it, as the title suggests.

The book provides a practical refutation of the mercantilists' protectionist ideologies as well as an argument in favor of free trade. Instead, they were the pastime of gentlemen of leisure and the profession of a select few academics.

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For the protection of their rights and the provision of just working conditions, workers looked to the government. Owners opposed government regulation of business and economic intervention. Numerous laws that regulated various facets of economic activity were overturned by the courts.

The time when Queen Victoria was the monarch of the United Kingdom is known as the Victorian Era or Period. Similar time in American history known as the "Gilded Age," which was heavily influenced by British fashion.

America has experienced strikes since the colonial era, but throughout the Gilded Age, they became more frequent. Workers would, if required, use criminal tactics in extreme situations. For instance, it was fairly uncommon for production equipment to be sabotaged.

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Scarcity is indeed the fundamental concept in economics, because it refers to the basic economic problem of having unrestricted wants and needs in a world of limited resources.

What is the role of scarcity in economic decision making?

Scarcity is the fundamental concept in economics, as it is the basic economic problem of having unlimited wants and needs, in a world of limited resources. Scarcity forces people and businesses to make decisions on how to use their resources most effectively, by weighing the costs and benefits of different products and services. It also affects price and allocation of resources, as the higher the demand for a product or service, the higher the price will be, and the less available it will be. Scarcity also influences the types of products and services that businesses offer and the quality of those products and services. People and businesses must make decisions on how to allocate their resources in order to maximize the benefits of their limited resources.

What does Scarcity mean?

Scarcity is the condition in which resources are limited in relation to the demand for them. It is the fundamental economic problem of having unlimited wants and needs in a world of limited resources. Scarcity forces people to make decisions about how to allocate resources, and these decisions often have trade-offs. In other words, scarcity is the lack of sufficient resources to fulfill all of the needs and wants of a population. It is a characteristic of virtually all economic systems, and it is what motivates individuals and societies to make decisions regarding the allocation of resources.

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in the long run, all inputs are variable; in the short run, some inputs are fixed. The given statement is True

All inputs are changeable in the long term. Because fixed capital causes falling marginal production, there are no diminishing returns in the long term. Firms can select the best capital stock to achieve their target level of output.

The short run is a notion that asserts that at least one input is fixed while others are variable in the future.

However, in the long run, factory input is changeable, which implies that current businesses are not bound and can modify the size and number of factories they possess, whilst new firms can create or purchase factories to manufacture hockey sticks.

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In this scenario, additional information that might help you decide which driver to lay off could include the individual reasons for why each driver was late.

For example, one driver may have been late due to traffic, while the other driver may have been late due to personal issues. Knowing the individual reasons why each driver was late could help you understand who is more likely to be consistently late, and therefore should be laid off. Additionally, you could look at other criteria such as the drivers' customer service ratings or safety records in order to make a more informed decision.

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The main difference in attraction to entertainment is c. Attractions may be part of a travel package.

Travel packages incorporate attractions that draw customers to tourist attractions.

Attractions are additional packages that attract customers and make them return to the organization for similar treats in the future.

Customers also find these attractions to be good value for money. Attractions cannot:

-provide retail services.

-always demand an entrance fee

-Offered all year round.

Attractions are always part of the travel package.

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Financial leverage has an impact on both EPS and EBIT, but operating leverage has an impact only on EBIT. Because creditors may anticipate, to some extent, the expenses of the bankruptcy, they impose an interest rate that includes a premium to account for the present value of bankruptcy costs. It is true.

Leverage is an approach that involves borrowing money to acquire something in the hope that future earnings will be many times greater than the cost of borrowing. Because successful leverage converts the relatively little amount of money required for borrowing into significant quantities of profit, it is called a lever in physics, which amplifies a tiny input force into a higher output force. However, the strategy has a great danger of not being able to repay a huge debt. Typically, a lender will establish a limit on how much risk it is willing to accept and how much leverage it will allow, and will demand the purchased asset to be used as collateral security for the loan.

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The 6 risk factors for developing heart disease include high blood pressure, high cholesterol, smoking, obesity, diabetes and a sedentary lifestyle.

High blood pressure, also known as hypertension, is a condition where the force of the blood against the artery walls is too high, leading to an increased risk of stroke and heart attack. High cholesterol, also known as hypercholesterolemia, is a condition where there are too many fatty substances in the blood, such as LDL cholesterol, which leads to a buildup of plaque in the arteries.

Smoking increases the risk of heart disease by narrowing and hardening the arteries, which limits blood flow to the heart. Obesity is a major risk factor for heart disease as it is linked to high blood pressure, high cholesterol and type 2 diabetes. Diabetes is a condition in which the body does not make or use insulin properly, leading to high blood glucose levels and an increased risk of developing heart disease.

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The concept here is Money management. It refers to how you handle all of your finances, from budgeting to investing, to saving and setting goals.

It affects how you handle money, how you view and use your debt, how you think about your future, and how you view the financial habits of others.

Whether you're planning for yourself or the whole family, there are three basic steps you can take to get the most bang for your buck:

Plutocrat operation is the key to perfecting or maintaining your fiscal situation. Money management involves the planning, analysis, and execution of all aspects of your financial portfolio, including all types of savings, investments, taxes, banking, and budgeting.

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Producers are able to order services online. Producers have access to items around-the-clock. Firms are readily accessible to producers producers profit from the usage of modern technologies in industry

In the field of economics, profit is defined as the difference between the income produced by an economic entity's outputs and the total of its input expenses. Total income less total expenses, which includes both direct and indirect expenses, is what it amounts to. It differs from accounting profit in that the latter only applies to costs that are clearly listed on a company's financial statements. Accounting profit is determined by deducting all explicit expenditures from the company's total revenue. An economist considers all expenses, both explicit and implicit, while analyzing a firm. Along with traditional profit, economic profit is frequently taken into account. The phrase "normal profits" in business refers to a situation where a company makes income

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False, Without putting money into new resources, economic progress is impossible.

Economic growth is how a country's wealth develops over time. Although it is frequently used in talks about short-term economic performance, the phrase primarily refers to a growth in wealth over a long period of time in the context of economic theory.

A country's economy is said to be growing when the value of its goods and services rises, generating more revenue for companies.

Consequently, stock prices increase. This provides businesses with money to expand and recruit more workers.

Human development will inevitably advance if the nation's economy does as well. Similar to this, a nation's citizens will advance its general development if they are making progress. Consequently, economic growth and development are linked.

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The answer is Equity Loan and also referred to as a second mortgage.

What is Equity Loan?

One kind of consumer debt is a home equity loan, sometimes referred to as an equity loan, home equity instalment loan, or second mortgage. Homeowners can borrow money using home equity loans as collateral. The difference between the home's current market value and the homeowner's outstanding mortgage balance determines the loan amount. Home equity loans often have fixed rates, but home equity lines of credit (HELOCs), the traditional substitute, typically have variable rates. A home equity loan, also referred to as a second mortgage or a home equity instalment loan, is a form of consumer debt. Homeowners can use home equity loans to borrow money against the value of their property. The amount of a home equity loan is determined by the discrepancy between the home's current market value and the homeowner's outstanding mortgage. Fixed-rate loans and home equity lines of credit are the two types of home equity loans available (HELOCs).

While HELOCs give borrowers ongoing lines of credit, fixed-rate home equity loans give borrowers a single lump payment.

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Both socialism and communism are kind of command economies. A command economy is like a tree trunk, while socialism and communism are their distinct branches. In all these, the government controls enterprises, resources, and economic movement in the country.

All have central planning, also. However, there are slight differences between them. In socialism, everything is regulated by the government. The people and government have a common purpose, which is typically social welfare. Profits in socialism are allocated according to people's contributions. In communism, everyone collectively holds the land and money, and the output is circulated equally. Command economy is an umbrella term for any controlled economic approach - it surrounds both socialism and communism.

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The majority of refunds are processed with less than 21 days, you can check on the status of your tax refund 24 hours following electronically submitting your return. Timelines may possibilities on your delivery choice.

Tax refunds are payments granted to taxpayers for any excess taxes they have overpaid to the state or federal government.

While refunds are frequently seen by taxpayers as a windfall or a lucky break, they frequently represent what amounts to an interest-free payment that the taxpayer paid to the government.

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The correct question is-

how long does it take for tax refund to show in bank account after approved?

Answer:

identity theft

Explanation:

Checking your credit report regularly can help you spot signs of identity theft.

The first step in the rational decision-making model is to defining the problem. This includes understanding the context of the problem and the implications of the decision.

It also involves gathering relevant information and data to help define the problem. This may include surveying the situation, understanding the stakeholders and assessing the current environment. Once the problem is defined, it is important to determine the decision criteria that will be used to evaluate the various alternatives.  Finally, gathering relevant data is essential to aid decision making. According to the rational model of decision making, individuals can make sound decisions based on evidence.

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To protect against identity theft and theft of funds, client instructions received electronically must be authenticated.

Identity theft is a serious crime that involves the illegal use of someone else’s personal information or identity in order to gain access to their funds or other benefits. This type of theft can occur in a variety of ways, such as stealing credit card numbers, Social Security numbers, bank account information, or other forms of personal identification.

In addition, theft of funds can occur when someone takes money from another person’s bank account or credit card without their permission. In both cases, the victim may suffer financial loss and emotional distress as a result of the theft. This is a very serious problem.

Hence, the correct option is "B".

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While the estimated useful life of the $40,900,000 in plant and equipment is predicted to be 15 years, the anticipated salvage value beyond that time is $4,090,000.

What types of tools spring to mind?

Equipment comprises items like computers, vehicles, and production equipment. They are distinct from intangible assets (such as patents, trademarks, or copyrights) since they are tactile due to their physical form. They are the simplest systems capable of using mechanical advantage or leverage to increase force. Simple machines include the wheel and axle, inclined plane, lever, wedge, pulley, and screw. simple machines The uncountable word equipment, like as tools or clothing, is what we mean when we say "the set of items you require for a specific function": fresh bedding and other

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Both a state and local sales tax are not imposed in New Hampshire. On our index of the state business tax climate for 2022, New Hampshire's tax structure comes in sixth overall.

The average state's sales tax is between 4% and 7%. A state's average sales tax is 5.09%. The fact that 18 states fall below this average and 32 states fall above it suggests that the few states with 0% sales taxes help to lower the average.

Only one state, California, which also happens to be the one with the greatest population, has a sales tax that is higher than 7%. Six states have a sales tax that is less than 4%. The sales tax rate in Colorado is 2.9%. Oregon, New Hampshire, Montana, Delaware, and Alaska are the other five states with no state sales tax.

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Indirect cost is any cost that the firms cannot count for a certain business objective, service, project, or activity. rather, this expense incurred helps achieve more than one business motive at a time, and so it cannot be directly linked to any one particular cost object.

Some examples of such costs are office expenses like, salary paid to administration or labor, sales promotion expenses, security and supervision expenses, etc.

Indirect costs are study fixed as they do not change with the increase or decrease in the number of products to be produced.

Calculating the indirect cost rate helps companies' quantity out how much they have spent covering the indirect expenses.

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The two ways that investors can make money from stocks is that from owning the shares of the stock- dividends and capital appreciation.

The stocks are considered to be the shares of ownership in publicly traded companies. Companies issue them on the stock exchanges in order to raise money, at which point the investors tend to buy and sell them based on their potential to go up in value or pay dividends.

However, buying and holding stocks can thus help you grow your wealth and also reach your long-term financial goals. So, If your business is considered to be a corporation, then all of its profits essentially belong to the shareholders.

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The primary strategic planning tool that companies rely on to direct and coordinate marketing efforts is a marketing plan. Here option A is the correct answer.

A marketing plan is a document that outlines a company's overall marketing strategy and details the specific tactics and actions that will be taken to achieve marketing goals.

It generally includes information on target market segments, competitive analysis, positioning, marketing mix (product, price, promotion, place), and a budget and implementation schedule.

A marketing plan is a comprehensive document that lays out a clear roadmap for the company's marketing efforts and ensures that all marketing activities are aligned with the company's overall strategic goals. It is an essential tool for directing and coordinating marketing efforts, and it is used by companies of all sizes and in all industries.

Complete question:

What primary strategic planning tool do companies rely on to direct and coordinate marketing efforts? multiple choice questions.

A - Marketing planning

B - Design planning

C - Sales planning

D - Customer planning

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