The situation where the buying power of money in terms of goods and services increases is called deflation
In economics, deflation is a general decline in the price level of goods and services. Deflation occurs when inflation falls below 0% (negative inflation). Inflation depreciates a currency over time, while sudden deflation increases it. As a result, more goods and services can be purchased with the same currency than before. Deflation is different from disinflation, which is a slowdown in the rate of inflation. H. Inflation is declining but still positive.
Economists generally consider sudden deflationary shocks to be a problem in the modern economy. This is because the real value of debt increases, especially if deflation occurs unexpectedly. Deflation can also exacerbate the recession and lead to a deflationary spiral.
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To evaluate _____, a systems analyst needs information about projected future volume for all outputs, inputs, and processes.
To evaluate Scalability, a systems analyst needs information about projected future volume for all outputs, inputs, and processes.
Systems analyst uses analysis and design techniques in order to solve business problems using information technology. Apart from that they identify what improvements the organization they work for needs, and so they design systems to implement those changes.
System analysts also evaluate Scalability. Scalability is referred to as the measure of a system's ability to increase or decrease in performance and cost in response to changes in application and system processing demands.
Hence, in order to evaluate scalability, a systems analyst requires information about projected future volume for all outputs, inputs, and processes.
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Because owners are only responsible for losses up to the amount they have invested in a corporation, limited liability is considered:
Because owners are only responsible for losses up to the amount they have invested in a corporation, limited liability is considered a major advantage.
What is a limited liability?Limited liability is when the maximum amount an investor in a business can lose is the amount invested in the business. When the liabilities of investors are unlimited, once the amount invested has been used to pay for liability and their is still business debt, the person resources of investors would be used to pay the debt.
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It can be expensive or impossible to measure everything in a population so businesses often take a?
Estimates is the correct answer A business estimate is a document that details how much you intend to charge a customer for a product or service. It breaks down costs line by line ( example, each cost for drywall installation) so customers understand where total comes from.
Design, bid, and control cost estimates are the three types of cost estimates. Design estimates are prepared as part of the project preliminaries and provide an estimate of the project cost. Bid are used during the project's tendering phase to detail project overheads and other indirect costs. (example, each cost for drywall installation).
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Employer-sponsored retirement plans requiring a minimum length of time of service to participate are.
Employer-sponsored retirement plans requiring a minimum length of 59.5 years of serving to participate
What is Employer-sponsored retirement?At the time of retirement, a defined benefit plan offers a fixed monthly benefit amount. Defined benefit plans, also referred to as pension plans, are sponsored by businesses that typically employ investment managers to manage accounts. In this form of arrangement, the employer assumes the risk.The guaranteed payment at retirement is not the same in a defined contribution plan. An illustration of a defined contribution plan is a 401(k).Both the employer and the employee contribute to these kinds of plans, frequently at a specified percentage of the employee's yearly pay. In this form of arrangement, the employee assumes the risk.Based on the value of investments, the account's overall worth will fluctuate. Employees get the account balance based on their contributions, plus or minus gains and losses from investments, after retirement.To learn more about Employer-sponsored retirement with the given link
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After an investigation by the DBPR, if the complaint is not dismissed and no ESO is issued, what happens next
After an investigation by the DBPR, if the complaint is not dismissed and no ESO is issued, a hearing is held. This is further explained below.
What is the investigation?Generally, investigate formally or systematically examine or study something or someone.
In conclusion, An ESO hearing is conducted after an inquiry by the DBPR if no ESO is granted.
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________ cash flows arise from intracompany and intercompany receivables and payments while ________ cash flows are payments for the use of loans and equity.
The two cash flows described in the statement are respectively; Operational and Financing
What is the type of Cash Flow?The first blank part is called Operational Cash Flows because it is a measure of the amount of cash generated by a company's normal business operations.
The second blank part is called Financing Cash flows because it shows the net flows of cash that are used to fund the company and its capital.
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Brenden Corp. manufactures products at the lowest cost possible. It strives to keep its manufacturing costs low and its product prices competitive. It does not provide technical support for its products as providing such support would add to its cost without earning any profit. Given this information, which of the following statements is most likely true of Brenden Corp.
Given the above information, the statement that is true is that Brenden Corp focuses on efficiency at the expense of effectiveness.
What is manufacturing cost?Manufacturing cost comprises totality of all cost that is used in production. It includes all costs necessary to get a finished product from raw materials.
Manufacturing costs consist of the following:
Cost of the raw materialsThe workers' wagesConsumables like water and lubricants, machine depreciation, factory expensesWith regards to the above, the company tends to focus more on efficiency at the expense of effectiveness by keeping manufacturing costs low which make its product prices competitive.
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Help ASAP please
Which of the following is NOT a financial intermediary?
A.
a savings and loan association
B.
commercial banks
C.
the Federal Reserve Bank of New York
D.
the Internal Revenue Service
An option listed that is not considered to be a financial intermediary is D. the Internal Revenue Service.
What are financial intermediaries?These are companies that transfer money from the savings of people and companies, to those who need them as loans and investments.
These include commercial banks and savings associations. The Fed is also an intermediary as they regulate banks. The IRS is not a financial intermediary.
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An investment banker who earns more than $1 million a year, a food service worker who makes minimum wage, and a teacher with a salary of $50,000 per year represent the presence of social ______ within society.
An investment banker who earns more than $1 million a year, a food service worker who makes minimum wage, and a teacher with a salary of $50,000 per year represent the presence of social inequality within society.
What is inequality?Inequality can be defined as the way in which income or wealth are not distributed equally in a society as some people earn more than others.
Hence, their is the presence of social inequality within a society if a investment banker earn $1 million a year, a food service worker makes minimum wage, and a teacher earn $50,000 per year.
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For studies conducted outside of the u.s., the device risk analysis and assessment are described in the?
For studies conducted outside of the u.s., the device risk analysis and assessment are described in the Investigator's Brochure (IB)
This is further explained below.
What is Investigator's Brochure (IB)?Generally, The Investigator's Brochure (IB), which is kept up to date by a drug developer or investigator, is a thorough compilation of clinical and nonclinical data on the investigational product (drug, supplement, device, or other product) that contains the body of knowledge about the investigational product obtained before the study began.
In conclusion, The device risk analysis and evaluation are given in the investigator's brochure for trials that were carried out in countries other than the United States (IB)
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Successful change requires that organizations be capable of both creating and implementing ideas, which means the organization must learn to be:
Ambidextrous
It means utilizing both hands equally fluidly or deftly
Ambidextrous organizations - Exploratory units are separated from their traditional units in ambidextrous organizations, which encourages them to create their own systems, organizations, and cultures. But at the senior management level, they also closely coordinate these new divisions with the already-existing organizations.
Organizations can benefit from ambidexterity in various ways. The most important result of ambidexterity is creativity since innovation requires both exploratory and exploitative characteristics. Ambidexterity is the capacity to maintain a balance between exploratory and exploitative processes.
understandings of the four behaviors at the core of an ambidextrous organisation
a tactical approach to exploring
senior management commitment
separation from the unethical companies
a shared culture across all teams
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Where would you go to review your client’s expense account to see if any transactions have been miscategorized?
If I had to review your client’s expense account to see if any transactions have been miscategorized, I would go to reclassify transactions in accountant tools.
By avoiding opening each transaction and reclassifying each one separately, this tool saves a ton of time.
You can choose a group of transactions and reclassify them into another account using the Reclassify Transactions feature in QuickBooks Online Accountant (QBOA).
The Reclassify Transactions tool searches a set of transactions based on a sort from either the Profit and Loss view or the Balance Sheet view.
This feature only filters to one of the two, not both at once.
Remember that you can change the classification from Profit and Loss to Balance Sheet or vice versa.
Hence, to review your client’s expense account to see if any transactions have been miscategorized we go to reclassify transactions in accountant tools.
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Mr. edwards, a marketing representative of the acme insurance company, scheduled a marketing event and expects about 40 people to attend:___.
Edwards, a marketing specialist at ACME Insurance Company, is planning a marketing event and expects about 40 attendees. He hired a magician for $200 to entertain the attendees.
His five largest homeowners insurance companies in the United States are State Farm, Allstate, USAA, Liberty Mutual, and Farmers. He can do this because the estimated number of attendees is based on the size of the venue and the response rate, and the value of the gift does not exceed $15.
You can request your name and mailing address. You can give multiple gifts during a single event, but the total sales cannot exceed $15 at a time.
Insurance companies are financial intermediaries that provide primary insurance or reinsurance services and provide financial protection against potential future risks.
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An example of a financing activity is:
Urst Ammunition Inc., a firm controlled and managed by the government of Urst, is the only company that has the license to produce defense arms in the country. Which of the following industry competitive structures does this best illustrate
The fact that Urst Ammunition Inc is the only company in Urst that is allowed to produce defense arms means that the industry competitive structure it uses is a Monopoly.
What is a monopoly?This refers to a company that either has the overwhelming majority market share in an industry, or is the only company that is allowed to operate in that industry.
There are several ways that this can happen and one way is by government regulations. Urst Ammunition Inc. is the only company that is allowed to make weapons and arms so this is a monopoly.
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Which type of misrepresentation persuades an insured?
Twisting is a misrepresentation that persuades an insured or a policy owner, to his or her detriment, to cancel, lapse, or switch policies.
Expressly making a misleading announcement that a party knows is untruthful is a misrepresentation if it leads the opposite birthday party to conform to a settlement. Assume, as an example, that an automobile shop clerk in a private transaction misrepresents the automobile's number of miles.
A misrepresentation is a false or deceptive assertion or a fabric omission that renders other statements deceptive, with reason to misinform. Misrepresentation is one of the factors of common law fraud, and different causes of action for fraud, which include securities fraud.
Fraudulent misrepresentation became defined through Lord Herschell in Derry v Peek (1889) as a false statement that is “made (i) knowingly, or (ii) without belief in its reality, or (iii) recklessly, careless as to whether or not it's actual or false.
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At the beginning of the year, Data, a C corporation, had a $45,000 deficit in accumulated earnings and profits. For the current year, Data reported earnings and profits of $15,000. Data distributed $18,000 to its shareholders during the current year. What amount of the distribution is treated as a taxable dividend
$15,000 is treated as a taxable dividend.
A corporation's distribution amount on its stock to it's shareholders will be the dividend distribution that is made with current earnings or profits or accumulated earnings or profits. In this question, $18,000 distribution would be a dividend to the extent of the $15,000 of the current period earnings or profits.
$45,000 deficit in its accumulated earnings and profits would begin the next year with the same amount amount because distribution does not increase a deficit.
Dividend income is taxable, but taxation varies depending on whether the dividend is eligible or ineligible. 1 Investors are usually drawn to dividend stocks and mutual funds because the return on investment (ROI) includes market appreciation in addition to dividends.
All dividends are taxable and all dividend income must be reported. This includes dividends that are reinvested to buy shares. If you received a dividend of at least $10 from a company, you should receive a Form 1099-DIV detailing the amount you received.
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How much would you need to deposit in an account now, such that in 5 years your account will have increased to $8,000, assuming you can earn 5% on the deposit as it grows?
Answer:
$6268.21
Explanation:
Future value = $8000
Interest(r) = 5%
Period (n)= 5 years
How much need to deposit?
Find the Present value:
PV = FV / (1+r)n
= 8000 / (1.05)5
= 8000 / 1.27628156
Present Value / Amount need to deposi today = $6268.21 approx
Assume that marginal propensity to consume is 0.8 and potential output is $800 billion. if the actual real gdp is $700 billion, which policy would bring the economy to potential output?
By assuming that marginal propensity to consume is 0.8 and potential output is $800 billion. if the actual real GDP is $700 billion, Increase government spending by $20 billion policy would bring the economy to potential output.
Marginal Propensity to Consume (MPC) is calculated using the formula MPC = C/Y, which divides consumption change by income change.
You must first determine the change in income and the ensuing change in spending in order to perform this calculation (consumption).
The computation would go as follows if a person's income rose by $5,000 and their expenses rose by $4,500:
MPC = 4,500/5,000. MPC equals.9, or 90%
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Sophie Bennett has personally paid a total of $6,000 in medical costs this year, which is the out-of-pocket limit listed in her insurance plan. At this point, there is a provision in her insurance contract that requires her insurance company to pay 100% of her medical costs for the remainder of the year. What provision is this likely to be
A clause is this likely to be (D) Stop-loss provision.
What is the stop-loss provision?A limitation on the amount of loss experienced by the insured in a certain period without recompense.Stop-loss insurance (sometimes known as excess insurance) is a type of insurance that protects against catastrophic or unforeseeable losses. It is purchased by employers who have elected to self-fund their employee benefit plans but do not want to bear full risk for plan losses.First, based on the employer's history, the stop-loss carrier calculates the average expected monthly claims PEPM. This amount is then multiplied by a percentage ranging from 110 to 150 percent. The computed amount is then multiplied by the monthly enrolment to determine the aggregate deductible.Therefore, according to the above-given situation of Sophie Bennett, a clause is this likely to be a (D) Stop-loss provision.
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Complete question:
Sophie Bennett has personally paid a total of $5,000 in medical costs this year. At this point, there is a clause in her insurance contract that requires her insurance company to pay 100% of her medical costs for the remainder of the year. What clause is this likely to be?
A) Coordination of benefits
B) Hospital indemnity clause
C) Coinsurance
D) Stop-loss provision
E) Major medical expense provision
using wheat to produce bread is an example of..?
a. value subtracting
b. value adding
c. product exchange
d. product transfer
e. product morphing
Assuming that prices rise over time, which inventory cost flow assumption will result in the lowest pretax income?
Assuming that prices rise over time, the inventory cost flow assumption that will result in the lowest pretax income is "first in, first out" (FIFO).
FIFO stands for "first in, first out" and assumes the first items entered into your inventory are the first ones you sell. FIFO inventory costing method is used for cost flow assumption purposes.
The FIFO method assumes that the oldest products in a company's inventory have been sold first. Theus, the costs paid for those oldest products are the ones used in the calculation.
Pretax earnings is a company's income after all the operating expenses have been deducted from total sales or revenues.
Hence, the inventory cost flow assumption that results in the lowest pretax income is "first in, first out" (FIFO).
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When shares of stock that were issued to the public are later bought and sold among investors on the stock exchange, the issuing corporation ______. Multiple choice question. debits Cash and credits Common Stock records a gain if the stock price is sold at a higher price than when the corporation originally issued the stock debits Treasury Stock and credits Common Stock does not record any entry because it does not receive or give anything of value
Last option is correct. The issuing corporation does not record any entry because it doesn't receive or give anything of value.
What are shares of stock?The shares are regarded as the smallest unit of the stock that is owned by a company. There company sometimes sells its shares.
The company may have up to 10 million stock which it can sell to the intended buyers.
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Which audience analysis anticipates resistance if something is going to cost money?
A situational analysis is the audience analysis that predicts opposition when something will cost money. Below, this is further discussed.
Situational analysis is a set of strategies for assessing a company's internal and external variables, and it is typically used to better understand organizational situations.
In conclusion, a situational analysis establishes whether or not there will be opposition to anything if it would cost money.
A situational analysis is a group of techniques used to evaluate a company's internal and external elements. You can use market research to analyze predicted growth, identify possible clients, evaluate rivals, and assess the status of your company.
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When a tax is placed on the buyers of lemonade, the a. buyers bear the entire burden of the tax. b. sellers bear the entire burden of the tax. c. burden of the tax will be shared by the buyers and the sellers, but the division of the burden is not always equal. d. burden of the tax will always be equally divided between the buyers and the sellers.
When a tax is imposed on lemonade buyers, the burden of the tax will be shared by the buyers and the sellers, however the distribution of the burden is not always equal.
when a tax is imposed on product purchasers?The supply curve is shifted by a tax paid by sellers, whereas the demand curve is shifted by a tax paid by buyers. Regardless of who pays the tax, the result is the same. With a tax on a good, consumers pay more, sellers are paid less, and there are fewer sales overall.
What is the tax split between buyers and sellers?The cost of a sales tax is split between buyers and sellers under the scenario of demand and supply curves with normal shapes. The ratio of supply and demand elasticity determines how much of a tax will fall on either the buyers or the sellers, or both.
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If the federal government received $1.2 trillion in tax dollars and only spent $1.1 trillion that year, what would occur
If the federal government received $1.2 trillion in tax dollars and only spent $1.1 trillion that year, a b. budget surplus would occur.
What is a budget surplus?A budget surplus describes a situation when the budgeted revenue exceeds the budgeted expenditure.
The budget surplus implies that the federal government is spending less than it received in revenue.
Some economists have argued that budget surpluses are not good for the economy, as they may cause deflation and stagnate economic growth.
The opposite of a budget surplus is a deficit. When a budget deficit occurs, government spending exceeds revenues, causing the government to borrow money in order to fund the year's expenditure.
Thus, if the revenue from taxation is $1.2 trillion while the expenditure is $1.1 trillion in a year, a b. budget surplus would occur.
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Question Completion with Answer Options:a. budget deficit
b. budget surplus
c. balance budget
The difference between reported net income on variable costing and absorption costing income statements is based on how Blank______. Multiple choice question. fixed overhead is accounted for expenses are organized cost classifications are defined the statements are formated
When there is a difference between income on variable costing and absorption costing, this is as a result of fixed overhead is accounted.
What is variable costing?This is a method of designing the income statement such that variable costs are separate from fixed cost.
As a result, the net income might be different from absorption costing which lists all expenses regardless of what kind they are.
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A change in depreciation method is treated as a change in estimate that is achieved by a change in accounting principle, and is accounted for:______.
A change in depreciation method is treated as a change in estimate that is achieved by a change in accounting principle, and is accounted for prospectively in the current and future periods.
The rules and regulations that businesses and other organizations must abide by when reporting financial data are known as accounting principles. These regulations standardize the terminology and procedures that accountants must employ, making it simpler to analyze financial data.
A unified set of accounting guidelines, methods, and standards known as generally accepted accounting principles (GAAP) were released by the Financial Accounting Standards Board (FASB).
The consistency that accounting principles establish enables more accurate and effective viewing of financial statements and reporting for businesses.
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How might a company innovate in order to assist a customer with the execute step of a job, according to bettencourt and ulwick?
According to Bettencourt and Ulwick, We are all aware that people "hire" goods and services to complete tasks. Scalpels are used by surgeons to cut up soft tissue. To clean the filth off their hands, janitors hire paper towels and soap dispensers.
Deconstructing the task the customer is trying to do from start to finish can provide you a clear picture of all the areas where they could want extra assistance from a product or service, which is essential if you want to innovate.
Companies can examine the greatest shortcomings of the goods and services customers now use and find chances for improvement by using an approach called job mapping.
It entails breaking down the goal the client wants to achieve into the eight fundamental job steps.
It is well knowledge that individuals "rent" commodities and services to carry out tasks. Surgeons tear up soft tissue with scalpels.
Janitors use paper towels and soap dispensers to wash the grime off their hands. If you want to innovate, it's crucial to break down the process the consumer is attempting to do from beginning to end in order to get a clear image of all the areas where they could need extra help from a good or service.
Using a method known as job mapping, businesses can assess the biggest flaws in the products and services that customers now use and identify opportunities for improvement.
It requires dissecting the client's desired outcome into the following eight key task steps.
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After a company releases a promotional program, it should follow changes in sales during and after the promotion to see how sales were affected. This is known as _______.
After a company releases a promotional program, it should follow changes in sales during and after the promotion to see how sales were affected. This is known as "Sales tracking".
What is Sales tracking?Sales tracking is crucial since it motivates you to make wise gains and helps you stop additional losses. Knowing the numbers frees you from the need to guess; you can base your judgements on the numbers you can already see, making you a more effective and astute leader.
Some key features of sales tracking are-
This comprises the rate at which deals move through the pipeline, the length of the sales cycle, the win rate, the number of leads that are followed up with, and generally all the variables that affect whether a deal can be closed.The goal of sales monitoring is to examine the smaller, more specialized elements of the sales process in order to comprehend how they all interact with one another. Sales monitoring, when properly implemented, can significantly and continually enhance your sales process. It's a large idea (and big work) stated in two short terms.The importance of sales tracking are-
You can get current sales insights through sales tracking.You can spot issues with your sales before they get worse by using sales tracking.Sales managers can receive up-to-the-minute information on how everyone is doing when your organization tracks sales activities.Using sales tracking to make decisions is simple.To know more about sales promotion, here
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