The storage of funds for future use is a purpose of time deposits, which include savings accounts and certificates of deposit.
You can buy a time deposit, like a CD, at almost any bank, credit union, or other financial organization. Other terms as well as the interest rates paid vary. One bank can, for instance, provide a better return but demand a larger down payment. Shopping around pays off. The majority clearly display and heavily promote their rates.
In essence, a CD is a savings account that is formed with the agreement that the owner won't touch the funds for a predetermined amount of time. This may take a few weeks to several years. Short-term time deposits have terms of one year or less. Any sum in excess of that is a long-term deposit.
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You deposit $400 each month into an account earning 3% interest compounded monthly. a) How much will you have in the account in 35 years
I will have $2,96,625.46 in my account in 35 years.
Using financial calculator BA II Plus - Input details: #
I/Y = 3/12 = 0.250000
PMT = Payment = -$400.00
N = Total number of periods = 35×12 = 420
PV = Present Value = $0.00
CPT > FV = Future Value = $2,96,625.46
After 35 years, there would be $2,96,625.46.
Compound interest is calculated via multiplying the preliminary mortgage quantity, or main, by using the one plus the annual interest fee raised to the number of compound periods minus one. This may leave you with the whole sum of the loan consisting of compound interest.
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Alec must purchase 14 identical shirts and only has $\$130$. There is a flat $\$2$ entrance fee for shopping at the warehouse store where he plans to buy the shirts. The price of each shirt is the same whole-dollar amount. Assuming a $5\%$ sales tax is added to the price of each shirt, what is the greatest possible price (in dollars) of a shirt that would allow Alec to buy the shirts
Assuming a 5% sales tax, the greatest possible price (in dollars) that would allow Alec to buy 14 shirts for $130 is $8.70 per shirt.
What is the sales price?The sales price represents the price at which a unit is sold, excluding other costs like sales tax.
Data and Calculations:Number of shirts required = 14
Funds available for the purchase = $130
Entrance fee for shopping = $2
Net funds available for the purchase = $128 ($130 - $2)
Sales tax = 5%
Sales price plus tax = $9.14 ($128/14)
Sales price less tax = $8.70 ($9.14/1.05)
Thus, assuming a 5% sales tax, the greatest possible price (in dollars) that would allow Alec to buy 14 shirts for $130 is $8.70 per shirt.
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Review the statements below and select the one that accurately describes a periodic inventory system.
A periodic inventory system is an inventory system that continually updates accounting records for merchandise transactions.
What is a Periodic Inventory System?When a physical inventory count is done, a periodic inventory system just updates the ending inventory balance in the general ledger. Few businesses perform physical inventory counts more frequently than once every quarter or year because they are time-consuming. The cost of the inventory as of the most recent physical inventory count is still reflected in the accounting system's inventory account in the interim.All purchases made between physical inventory counts are tracked in a purchasing account under the periodic inventory system. The balance in the purchasing account is transferred into the inventory account when a physical inventory count is completed, and the inventory account is then changed to reflect the cost of the ending inventory.
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Answer:
It is an inventory system that updates the accounting records for merchandise transactions only at the end of a period.
Explanation:
Requesting objects, rejecting interactions, sharing ideas, and seeking social interaction are examples of?
Requesting objects, rejecting interactions, sharing ideas, and seeking social interaction are examples of option B. communicative function. Communicative functions refer to the purpose of gestural, vocal, and verbal acts intended to convey information to others. Some communicative functions include commenting, requesting, protesting, directing attention, showing, and rejecting.
What is communication?Communication is an apparent answer to the painful divisions between self and other, private and public, and inner thought and outer world.
Therefore, the correct answer is as given above
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The complete question goes thus:
Requesting objects, rejecting interactions, sharing ideas, and seeking social interaction are examples of;
A. communication.
B. communicative function.
C. expressive language.
D. language.
One important metric for advertisements is ____, the number of target consumers a medium can deliver to.
One important metric for advertisements is reach, the number of target consumers a medium can deliver to.
Reach is the total number of distinct individuals or households exposed to a medium over the course of a certain time period in the context of applying statistics to advertising and media analysis. However, the number of people who will actually be exposed to and consume the advertisement should not be confused with reach.
A promotional message is delivered to the public via words, speech, photos, or video, which is referred to as the "advertising medium." Billboards, periodicals, radio, television, direct mail, and the Internet are all included in this definition.
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When collective decision making is utilized to resolve economic questions regarding the allocation of resources,
When collective decision making is utilized to resolve economic questions regarding the allocation of resources, the role of markets will be replaced by political decision making.
What is a collective decision?
When two or more individuals analyze, choose, or use a good or service, collective decision-making is taking place. Members participate in the decision-making process in both families and organizations in a variety of ways.
How do economists solve the problem of scarce resources?
The government decides what to produce and allocates the resources according to its decisions. Another method the governments use to solve the problem of scarcity is by raising prices, but they must make sure that even the poorest consumers can afford to buy it.
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Michael is preparing the company’s cash budget. When preparing the cash disbursements section, he includes inventory, labor, overhead, selling expenses, administrative expenses, depreciation, dividends, and income taxes. What error did michael make? will cash disbursements be too high or too low as a result of this mistake?.
Quality assurance in the dental office is a way of ensuring that everything possible is being done to produce high-quality diagnostic images and includes quality control:
Quality assurance in the dental office is a way of ensuring that everything possible is being done to produce high-quality diagnostic images and includes quality control administration procedures and control tests.
What is quality assurance?These are the activities that ensure thorough checks are carried out in a system so that the requirements and objectives for a product or service will be accomplished.
In other words, it is the method which prevents or protect the mistakes and the defects in the products which are manufactured and avoid the problem when the product or service is delivered to the customer.
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What would happen in an economy if total planned production exceeded total planned real expenditures
Inventories would accumulate, and firms would tend to lower prices. If total planned production exceeded total planned real expenditures
The economy is the field of production, distribution, trade, and consumption of goods and services. Generally, it is defined as a social area that emphasizes practices, discourse, and material expressions related to the production, use, and management of scarce resources.
A given economy is a series of processes that include its culture, values, education, technological development, history, social organization, political structure, legal system, and natural resources as key factors. These factors provide context, and content, and set the conditions and parameters for the economy to work.
In other words, the realm of the economy is the realm of non-independent, interrelated human practices, and trading societies. An economic agent can be an individual, a company, an organization, or a government.
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An industry has three firms with unlevered betas of 0.7, 1.1, and 1.6. What is the discount rate to use for an unlevered firm that wants to enter this industry if the risk-free rate is 3 percent and the expected return on the market is 17 percent
18.9%
Finding a company's cost of capital is crucial in corporate finance for a few key reasons. For illustration, a corporation might calculate its net present value using the WACC discount rate. A lower WACC typically denotes a healthy company that can draw investors at a reduced cost. The industry has three firms with un levered betas of 0.7, 1.1, and 1.6. the discount rate to use for a un levered firm that wants to enter this industry is 18.9% if the risk-free rate is 3 percent and the expected return on the market is 17 percent
The WACC discount formula is: WACC = E/V x Ce + D/V x Cd x (1-T)
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If a buyer defaults on a car residential purchase agreement and cannot complete the purchase, the seller will retain the deposit paid by the buyer as long as it is not more than:_______
Answer:
3% of the purchase price.
Consumers that engage in showrooming and webrooming are considered ________blank consumers.
Consumers that engage in showrooming and webrooming are considered online consumers.
Showrooming is the practice of visiting physical retail locations to examine products before making a lower-priced online purchase. This approach enables people to see, handle, and test objects before parting with their money, especially for more expensive items. The term "webrooming" describes a shopping procedure that begins with online browsing and ends with in-store purchases. Customers can examine, try, and touch things using this method of shopping before making a purchase.
Webrooming is the practice of researching goods online before purchasing them offline. Showrooming, which we've previously discussed here and here, is the practice of pulling out your smartphone while in a store to check for a lower price online.
Upselling and cross-selling are both possible with showrooming and webrooming. You have the ability to introduce clients to other items they might be interested in when they come into your business to compare prices and do some research on a specific product.
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The members of a stock exchange such as the nyse ______. (select all that apply)
The members of a stock exchange such as the nyse buy and sell securities for companies and individuals. Lending securities to businesses and governments is a means for investors to profit. Investor is casting vote for a company's future expansion by purchasing shares or bonds.
Securities serve both the issuer and investor by introducing money into the economy. Sell in context of financial research, denotes a suggestion to end a long position in a stock due to the possibility of price decrease. Most investors buy stocks in effort to increase their wealth; they anticipate that their investments will increase value.
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The method of reporting operating activities that lists operating cash receipts and subtracts operating cash payments is referred to as the:
The direct method of cashflow is one that lists the operating cash receipts and subtracts operating cash payments.
What is the cash flow direct method?This cashflow method determines the changes in cash receipts and payments that are reported in the cash flow from the operations section.
Hence, the method method of cashflow is one that lists the operating cash receipts and subtracts operating cash payments.
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The first institution to contact if you know you have been an identity theft victim is
The first institution that should be contacted in the case of identity theft is the Federal Trade Commission (FTC).
Why should you contact the Federal Trade Commission (FTC)?If you have fallen victim to identity fraud, you should call the Federal Trade Commission immediately.
They will then help you report to the relevant law enforcement agencies such as the FBI and local police.
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The total return on a stock is equal to the: Group of answer choices dividend divided by the sum of the dividend yield and capital gains yield. dividend yield minus the capital gains yield. dividend yield plus the dividend growth rate. dividend growth rate minus the dividend yield. growth rate of the dividends.
C) Dividend yield plus the dividend growth rate.
What Is Capital Gains Yield (CGY)?The increase in a security's price, like that of common stock, is referred to as a capital gains yield. The CGY for common stock holdings is calculated by dividing the increase in stock price by the original cost of the investment.
Since only the following elements are required, calculating capital gains yield is straightforward:
The security's initial purchase costThe cost of the security right nowIn spite of this, the idea excludes any income from the investment.Learn more about the Capital Gains Yield (CGY) with the help of the given link:
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Funds that are left over after you have paid for the necessities of food, clothing, and shelter are called ____________________________ Group of answer choices
Funds that are left over after you have paid for the necessities of food, clothing, and shelter are called discretionary funds.
What is discretionary funds?These are funds, often considered not be necessary at the moment but are somewhat useful.
It is to be noted that discretionary funding is not essential for a person to live. A typical example is vacation.
Discretionary funds are often defined as nonessential spending. This means a business or household is still able to maintain itself even if all discretionary consumer spending stops.
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Developing and establishing professional contacts that can assist you in finding employment is?
It is called networking.
Networking is the informal social exchange of information and ideas between people who share a profession or a common interest. Networking frequently begins with a single point of commonality.
Networking is making use of personal, commercial, academic, or family relationships to help with a job hunt, attain career objectives, learn more about your industry, or another sector in which you'd like to work. Networking might help you learn about career prospects or gain access to a firm one want to work for.
Therefore, the answer is networking.
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Advertising, sales promotion, public relations, and buzz building activities are all?
Advertising, sales promotion, public relations, and buzz-building activities are all option(a)i.e, channels that should be integrated under the concept of integrated marketing communications.
Integrated marketing is the practice of combining all elements of marketing communication, including PR, social media, and advertising, and employing each one's unique combination of channels, media, and methods to provide a smooth and customer-focused experience.
A coherent message may be delivered to end users over a variety of channels with the help of integrated marketing communication, which increases the likelihood that it will succeed in luring clients. Customers receive a single message overall marketing platforms, including TV, radio, banners, hoardings, and so forth.
The following are crucial devices for integrated marketing communications:
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The complete question is:
Advertising, sales promotion, public relations, and buzz-building activities are all ________.
A) channels that should be integrated under the concept of integrated marketing communications
B) channels focused more on interactive marketing than traditional marketing
C) promotional tools used for push strategies but not pull strategies
D) promotional tools used for pull strategies but not push strategies
E) promotional tools adapted for use in mass marketing
Which of the following is the basic difficulty of owning a minority interest in a closely held corporation? Group of answer choices Minority shareholders risk losing more than their investment amount. Stockholders with a minority interest have no rights in a closely held corporation. Buy and sell agreements to own a minority interest are not allowed in a closely held corporation. Minority shareholders have unlimited personal liability for the obligations of a closely held corporation. There is no ready market for the minority stock should a shareholder desire to dispose of it.
The basic difficulty of owning a minority interest in a closely held corporation is there is no ready market for the minority stock should a shareholder desire to dispose of it.
A stake in a business that is managed by a bigger parent corporation is known as a minority interest.
Minority stakes typically make up 20 to 30 percent of the company's stock, whereas majority stakes typically exceed 50 percent.
In addition to serving as a synonym for minority interest, the word "non-controlling interest" also refers to circumstances in which a controlling entity may not have majority ownership.
Minority stakes in parent businesses' subsidiaries are disclosed in the equity part of their consolidated balance sheet.
Minority interests do have some rights, such as audit rights, despite the fact that they cannot outvote the main business.
Hence, there is no ready market for the minority stock should a shareholder desire to dispose of it is the basic difficulty of owning a minority interest in a closely held corporation.
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Saul Goodman graduates from law school and gets a position in a law firm. At the same time the price of pizza falls while other food prices have stayed the same. He notices that he buys less pizza than he did before. Is he violating the law of demand
Yes, Saul Goodman is violating Law Of Demand.
What is Law of Demand?One of the most fundamental ideas in economics is the law of demand. It explains how market economies distribute resources and set the prices of goods and services that we see in daily transactions by combining the law of supply. According to the law of demand, the quantity bought varies inversely with price. In other words, the quantity demanded decreases as the price increases. Because of declining marginal utility, this happens. In other words, consumers utilize the initial units of an economic good they buy to fulfill their most pressing requirements first, and they use the subsequent units to fulfill progressively lower-valued goals.Since, Saul Goodman bought less pizza after its price drop, he's violating the law of demand.
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Marci rewarded her team with a bonus when she found that their performance exceeded the standards she had set. Which step of the control process does giving the reward represent
Step 4 of the control process does giving the reward represent.
Stage4:
When your business is in this stage of the life cycle, you have two choices: sell or reinvest. If you decide to sell, you’ll want to work with the right people to make sure you’re following state and federal finance laws.
Reinvesting in your company can result in its renewal. Ideally, you want to start this process before your business is in a decline. For example, if you notice there’s a change in the industry, modify your strategy.
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The Michener Corporation is trying to choose between the following two mutually exclusive design projects: 63000
The Michener Corporation Company must choose Project 2 as its more profitable. Here's why,
SOLUTION: -Profitability Index PI = ( PV of future cash flows) / Initial investment
PV of future cash flows = Σ CFn / ( 1 + r )ⁿ, where, CFn is the cash flow for year.
Required return = r = 11%
For Project 1,
PV of future Cash Flows
= 32000 / ( 1+0.11 ) + 32000 / ( 1+0.11 )² + 32000 / ( 1 + 0.11 )³ = $78198.87
Initial Investment = $63000
⇒ PI = 78198.87 / 63000 = 1.24
For Project 2,
PV of future Cash Flows
= 9750 / ( 1 + 0.11 ) + 9750 / ( 1 + 0.11 )² + 9750 / ( 1 + 0.11 )³ = $23826.21
Initial Investment = $18100
⇒P or profitability index = 23826.21 / 18100
= 1.32
Therefore, According to profitability index rule, project with highest PI should be selected. Hence, Project 2 should be selected.
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The product alternatives a customer knows about are referred to as the?
The product alternatives a customer knows about are referred to as the evoked set.
An evoked set is defined as the brands that come to a consumer's mind when the consumer feels need for any product or service . These brands are generally considered as acceptable brands which are based on the consumer’s perception about their products, and their brand equity with the consumers.
The evoked set can also include both the brands that the consumer has purchased before, also the brands which they’ve never purchased from the company.
It is very important to be a part of a customer’s evoked set because -brands which are a part of the consumer's evoked set generally have an opportunity to earn them as a customer or a repeated customer. It is mostly critical situation that when brands earn this status for their target audience, as it is a necessity to sell their product or service.
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A business provides its employees with varying amounts of vacation per year, depending on the length of employment. The estimated amount of the current year's vacation pay is $42,000.
Vacation pay expense $42,000
Vacation pay payable $42,000
How is the vacation pay registered on the company's balance sheet?It is recorded on the company's balance sheet as the accrued liability at the drawbacks portion.
When is this amount withdrawn from the company's balance sheet?The amount will be removed once the vacation pay is paid and debited to the income account.
The balance sheet is an significant tool used by executives, investors, analysts, and regulators to know the current financial health of a business. It is usually used alongside the two other types of financial statements: the income statement and the cash flow statement.
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Soup Inc. has the following budgeted sales: January $60,000, February $80,000, and March $90,000. 40% of the sales are for cash and 60% are on credit. For the credit sales, 75% are collected in the month of sale, and 25% the next month. The total budgeted cash receipts for March are:
Answer:
lociento esta en ingles
Explanation:
lociento
$561000
Given: $60,000 in January, $80,000 in February, and $90,000 in March. 60 percent of sales are made with credit, while 40 percent are made in cash. For credit sales, 75% of the money is collected in the month of the sale and 25% in the next month.
Cash receipts March:
Sales in cash March= (90,000*0.4)= 36000
Sales on account March= (90,000*0.6)*7.5= 405000
Sales on Account February= (80,000*0.6)*2.5= 120000
Total budgeted cash= $561000
The total budgeted cash receipts for March are $561000
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Grand River Corporation reported taxable income of $500,000 in year 1 and paid federal income taxes of $105,000. Not included in the computation was a disallowed meals expense of $2,000, tax-exempt income of $1,000, and deferred gain on an installment sale of $25,000. The corporation's current earnings and profits for year 1 would be:
The corporation's current earnings and profits for year one would be (A) $354,000.
What is taxable income?The base on which an income tax system levies tax is referred to as taxable income. In other words, the income is subject to taxation by the government. In general, it includes some or all elements of income before costs and other deductions are deducted. Income, costs, and other deductions differ depending on the country or system. Many systems stipulate that certain types of income are not taxable (also known as non-assessable income) and that certain expenses are not deductible when calculating taxable income. Some systems base tax on current-period taxable income, while others base it on prior-period taxable income.To find the current earnings and profit for one year:Income + Installment sale = 500,000 + 25,000 = $525,000
Income taxes + tax-exempt income = 170,000 + 1000 = $171,000
525,000 - 171,000 = $354,000
Therefore, the corporation's current earnings and profits for year one would be (A) $354,000.
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Complete question:
Grand River Corporation reported taxable income of $500,000 in year 1 and paid federal income taxes of $170,000. Not included in the computation was a disallowed meal and entertainment expense of $2,000, tax-exempt income of $1,000, and deferred gain on an installment sale of $25,000. The corporation's current earnings and profits for year 1 would be:
A) $354,000.
B) $524,000.
C) $500,000.
D) $331,000.
What are some de-escalation strategies personnel can use to discourage captor violence? (select all that apply)
Some de-escalation strategies personnel can use to discourage captor violence are to be conscious of your body language, and
Maintain a low profile. De-escalation is one technique that can be employed when confronted with violent or aggressive behavior. De-escalation implies transferring one's sense of calm and real interest in what the patient wants to tell you by using respectful, clear, and setting boundaries.
Who is a captor?Someone who catches a person or animal and keeps them confined or imprisoned is a captor. Captor definition, a person who has captured a person or thing.
Therefore, the correct answer is as given above
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The complete question goes thus:
What are some de-escalation strategies personnel can use to discourage captor violence?
Be conscious of your body language
Maintain a low profile
Although most people want maximum attainment of every economic goal, there is the operating reality of ________________________ that causes us to give up some of one thing if we want more of another.
Although most people want to maximum attainment of every economic goals, there is the operating reality of opportunity cost that causes us to give up some of one thing if we want more of another.
What is Opportunity Cost?Opportunity cost is a concept in economics and it refers to the cost of something that has to be given up to enjoy something better. This can be for example the benefits of second best alternatives (when the first best is chosen) or alternative use of something, which is not decided on (the cost of not using land for farming and using it for building a house instead).
It is the amount or benefits an individual or organization get when they choose a particular products over another one.
The advantage could be monetary benefits.
Therefore, we can conclude that Although most people want to maximum attainment of every economic goals, there is the operating reality of opportunity cost that causes us to give up some of one thing if we want more of another.
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Conservative republicans wanted to use tariffs to protect american industry fro?
Republican conservatives using tariffs to defend american business against overseas rivalry. Any antitrust, competition, or trade regulation laws of a government authority of country other than United States are considered foreign competition laws. Increases in import tariffs are primarily to blame for the loss of jobs in these two sectors.
These two business both require more capital, indicating that domestic production is inefficient due to international competition for market share, raises costs and results in job losses. Particularly, import tariffs compels domestic innovators to make a decision between accelerating their pace of innovation or losing market share to foreign innovators.
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