Answer: establish financial controls
Explanation:
The three steps in the financial planning process are to forecast the firm's short- and long-term needs, develop budgets, and establish financial controls.
What is Financial Planning?A financial plan is a detailed review of an individual's present pay and future financial situation that predicts future income, asset values, and outflow plans using current known factors.
The job of calculating how a corporation will afford to fulfill its strategic goals and objectives is known as financial planning. Typically, a corporation develops a Financial Plan shortly after establishing its vision and objectives.
The financial planning process involves assessing your net worth and risk profile, establishing short to long-term financial objectives, and adjusting those goals as needed. It also includes techniques for retiring without worrying about finances and protecting your family's future.
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The use of the allows bank customers the ability to complete most transactions electronically without leaving home.
The use of the internet allows bank customers the ability to complete most transactions electronically without leaving home.
What is Internet?Internet help to transmit data or information across a network, making it possible for internet user to communicate and exchange information.
Example of internet are:
WAN which full meaning is Wide Area Network.LAN which full meaning is Local Area Network.Hence, internet play an important function as it make it possible for bank customers to complete their transactions electronically or to carryout their transaction online without having to leave their various homes.
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The problem of bankruptcy is associated with overuse and misuse of credit in the
The issue of bankruptcy is linked to the overuse and misuse of credit in the part of financial planning. Financial planning is the process of thoroughly analyzing your financial situation and developing a customized financial plan to achieve your goals.
As a result, financial planning frequently covers a wide range of financial topics, including insurance, investing, taxes, savings, retirement, and more. Financial planning can include a wide range of services, which we outline below.
Instead than concentrating on just one area of your money, it sees clients as actual individuals with a range of objectives and duties. After that, it discusses a number of financial realities to determine how to help individuals live their lives to the fullest.
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Ased interest rates will shift the aggregate demand curve to the _____ and _____ output demanded.
As interest rates will shift the aggregate demand curve to the left and decrease output demanded.
The interest rate is the amount that the lender charges the borrower and is the principal - a percentage of the loan amount. Loan interest rates are usually quoted on an annual basis known as the annual rate (APR).
Interest rate shows the exact amount of interest a person earns or pays on a loan. For example, a $100 loan with a nominal interest rate of 6% accrues interest of $6 ($100 X 0.06). The interest rate stays the same no matter how much you borrow. Even if the loan increases to $1,000, the borrower still pays 6%.
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What type of operation involves methods and operating procedures that are aimed primarily at the reduction of primary and secondary damage incurred during fire suppression activities
Salvage is a type of operation that involves methods and operating procedures that are aimed primarily at the reduction of primary and secondary damage incurred during fire suppression activities.
What is fire suppression activity?
All actions are taken to contain and put out a fire after it has been discovered, including immediate attack, sustained attack, limited action, delayed action, and observation and monitoring.
Any fire can be put out by cooling it down, covering it, starving it, or stopping the combustion process altogether. Cooling with water is one of the most typical ways of putting out a fire.
Salvage covers tasks that must be completed in order to avert both direct and indirect fire damage as well as to lessen the impact of firefighting operations. Losses resulting from water, smoke, and firefighting activities are included.
The purpose of Salvage is to lessen the damage caused by a fire's heat, smoke, water, cold, or whether both during and after the fire.
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In the context of the types of disasters that an organization might face, normal accidents include?
A cyber attacks is the types of disasters that an organization might face among others.
What is a cyber attacks?This refers to the any sort of attempt to gain unauthorized access into a computer, computing system or computer network of an organization with the intent to cause damage.
These attacks are always intended to disable, disrupt, destroy or control computer systems or to alter, block, delete, manipulate or steal the data held within these systems.
Hence, among the options, the cyber attacks is the types of disaster that an organization might face among others.
Therefore, the Option A is correct.
Missing options ")cyber attacks. B)hurricanes. C) kidnappings D. Industrial accident"
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TechSmart employees receive annual pay raises and stock allocations on the basis of performance evaluations that assess individual achievement of goals. TechSmart managers are implementing ________ justice
TechSmart managers are implementing distributive justice.
What is distributive justice?Employees experience distributive justice when they think that results are fair. These results can be measurable, like pay, or intangible, like appreciative remarks. In the event that staff members feel fairly compensated or handled, distributive justice is achieved. When equal effort does not result in equal rewards or when a person or group obtains an excessive amount of goods, distributive justice is lacking.
When equals enjoy the same distribution of benefits, distributive justice has unquestionably been attained. In a constitutional democracy, governmental policies that guarantee social security or healthcare to all retirees and the old are examples of distributive justice.
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Mega corp.has $10,000 in net income and $40,000 in sales. What is mega corp.’s profit margin?
a. 4%
b. 20%
c. 25%
d. 400%
e. 100%
Profit margin is 25%
Given net income is $10,000 and sales is $40,000.
Cost = Sales - net income
=$40,000-$10,000
=$30,000
Profit margin to be computed.
Profit margin measures how much the money a firm or the business activity produces by dividing income by the revenues. Profit margin, given as a percentage, is basically the number of cents earned for every dollar of the sales.
Profit margin is computed with the formula given below:
Profit margin= Revenue-Cost / Revenue
= $40,000- $30,0000/ $40,000
= 0.25
=25%
Therefore, the correct option of the profit margin is c. 25%.
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To force the value of the british pound to depreciate against the dollar, the federal reserve should:________
To force the value of the British pound to depreciate against the dollar, the federal reserve should sell pounds for dollars on the currency exchange market, and the Bank of England should also do the same.
The Bank of England should swap pounds for dollars on the foreign exchange market.
If the price of GBP/USD increases from 1.2700 to 1.5000, the dollar's value is said to have decreased and the value of the pound to have increased since more dollars are needed to purchase the same amount of pounds. This is also known as a strengthening of the pound and a weakening of the dollar.
The foreign exchange market, often known as the currency market or the over-the-counter (OTC) market, is a global decentralised marketplace for trading currencies. The exchange rates for all currencies are set by this market. All elements of purchasing, selling, and exchanging currencies at the current or determined prices.
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Disney’s my magic system, which enables visitors to swipe their magic band wristbands to get on rides, make purchases, and open their hotel room door, is an example of ________ excellence
Answer:
Answer:If you haven’t been on a Disney vacation in the past decade, then you may not be familiar with Disney’s MagicBands. These bands, similar in size to a FitBit, were introduced in 2013 as part of a major technology overhaul to the guest experience at Walt Disney World. Disney guests start by planning their vacation and pre-booking many of their desired vacation experiences on My Disney Experience online accounts.
Answer:If you haven’t been on a Disney vacation in the past decade, then you may not be familiar with Disney’s MagicBands. These bands, similar in size to a FitBit, were introduced in 2013 as part of a major technology overhaul to the guest experience at Walt Disney World. Disney guests start by planning their vacation and pre-booking many of their desired vacation experiences on My Disney Experience online accounts.Once arriving on site at Disney, MagicBands are tools to unlock many features of that high-tech vacation experience. For example, guests can use MagicBands as a room key for on-property hotel rooms, to charge purchases, to scan into theme parks entrances and Lightning Lanes, and much more. MagicBands are made of flexible plastic and fit around guest wrists so they go can everywhere each guest goes.
Personal trainers often work as independent contractors. What individual type of insurance is most recommended to purchase when working as an independent contractor in the fitness industry
Answer: Liability insurance
Explanation:
Banks are financial intermediaries because they:
Banks act as economic intermediaries due to the fact they stand among savers and debtors. Savers area deposits with banks, and then acquire interest bills and withdraw cash. Borrowers obtain loans from banks and pay off the loans with interest.
Commercial banks act as economic intermediaries because they receive the financial savings deposits of customers, and then lend out these funds to debtors. This pastime is referred to as economic intermediation or oblique finance.
A financial middleman is an entity that acts because the intermediary among two parties in a financial transaction, consisting of a commercial bank, funding bank, mutual fund, or pension fund.
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Companies issue convertible debt in order to obtain financing at a cheaper interest rate. True False
The statement is:
True , The conversion privilege entices investors to accept a lower interest rate than would normally be the case on a straight debt issue.
What Is Convertible Debt ?Convertible debt is a loan or debt obligation from an investor that is paid with equity or stocks in a company. Convertible debt is also known as convertible loans or convertible notes.
What is Convertible Bond ?A convertible bond is a fixed-income corporate debt security that yields interest payments, but can be converted into a predetermined number of common stock or equity shares.
However, convertible bonds tend to offer a lower coupon rate or rate of return in exchange for the value of the option to convert the bond into common stock. Companies benefit since they can issue debt at lower interest rates than with traditional bond offerings. However, not all companies offer convertible bonds.
Hence , from the given scenario of the question the statement is TRUE.
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Orica Inc. competes in the market for commercial explosives. The company recently changed its business model from just selling explosives to managing an entire blast in a quarry. This customer-solution-based approach to the sale of explosives is an example of ________
As the company recently changed its business model from just selling explosives to managing an entire blast in a quarry. This customer-solution-based approach to the sale of explosives is an example of systems selling.
What is a Business Model?The strategy a business uses to turn a profit is referred to as its business model. It lists any estimated costs as well as the goods or services the company intends to sell, as well as its chosen target clientele. Both new and established businesses need strong business models. They aid young, developing businesses in luring capital, hiring talent, and inspiring management and personnel. Established companies should change their business strategies on a regular basis to account for emerging trends and difficulties. Investors use business plans to assess potential investments. A business model is a comprehensive strategy for running a company profitably in a particular industry. The value proposition is a key part of the company model.Systems selling is the practice of offering linked products or services as a unit rather than individually or independently. Products that are combined under systems selling are typically complementary products.
Therefore, This customer-solution-based approach to the sale of explosives is an example of systems selling.
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Kellogg's is developing its marketing communications strategy for pringles potato chips and is using the 6m model to frame the process. the company is currently working to identify goals for the campaign and the target customers for the communications. which two parts of the 6m model is it currently focusing on
The mission and the market are the two components of the 6m model that the company is currently focusing on.
What is meant by the 6m model?This is the model that companies and organizations make use of that is centered around these 6 m letter words. These are Mindset, Markets, Money, Management, Mentorship and Measurement.
The marketing communication strategyThis is the strategy that the business would use in order to market itself and its products to the consumer base. It is the way that he are able to focus on the people that would consume their products.
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Differentiate perimeter controls from internal controls. Give examples. What controls constitute a defense in depth strategy? explain. How are security controls tested and verified?
Internal controls are used to protect the assets of the company internally, generally by preventing manipulation, false accounting or in general fraudulent activities of the employees.
Preventative controls are those controls which are set in place to prevent overall fraudulent attempts or to minimize the chances of dishonest efforts from being happen in any organization.
Example is when the fraud is prevented when two or more employees in a company are performing accounting tasks.
A layered approach of overall security including both the preventive as well as internal controls constitutes a defense in depth strategy.
Security controls are tested and verified through the defense in depth strategy.
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Nenisha had developed an extremely successful advertising and promotion campaign for a client in the United States. The client wanted to roll out the same campaign to markets worldwide, but Denisha cautioned against doing this, most likely because
Denisha cautioned against doing this because differences in languages, customs, and culture might make the campaign meaningless and ineffective in some markets.
Different campaigns for different marketsAlthough it is understandable for the client to want to roll out the same campaign if it was a successful one, Denisha is right to prevent it from happening. The campaign being successful in the United States does not mean it will do well in other countries.
The reason for that are the cultural differences among countries and societies. What is a need in the American market might not be a need in the Brazilian market. What is a want in the European market might not be a want in the Chinese market.
Thus, the campaign should be revised and altered according to the country where it will be carried out. A proper study of the audience or market should be conducted before doing so.
With the information above in mind, we can select option E as the correct answer.
The missing answer choices for this question are the following:
he did not have the budget for a global rollout.copyright and intellectual property concerns prevented him from wanting to share his good ideas outside of the U.S. market.he was unfamiliar with the code of ethics for advertising in other countries.he had not applied for or received international certification that was required for working outside the United States.differences in languages, customs, and culture might make the campaign meaningless and ineffective in some markets.Learn more about advertising campaigns here:
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Total transaction costs, based on the assumptions provided, are expected to be:
a. $19,002
b. $22,002
c. $19,895
d. $18,382
Based on the costs of acquisition of Walmart by Amazon, the total transaction costs would come to B. $22,002.
What are the total transaction costs?Equity financing cost:
= 5.5% x 241,350.75
= $13,274.29
Debt financing cost:
= 1.5% x 241,350.75
= $3,260.26
Other transaction costs:
= $3,000
Target debt redemption premium:
= 70,242 x 3%
= $2,107.26
The total transaction costs are:
= 13,274.29 + 3,260.26 + 3,000 + 2,107.26
= $22,002
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All of the following are considered phases of the management process except ________. planning directing controlling executing
All of the following are considered phases of the management process except executing.
What does management process include?
Because it completes a number of tasks, such as planning, organizing, staffing, leading, and controlling in a particular order, management is a process.
Planning, organizing, leading, and regulating are the four main tasks that managers must complete as part of the management process. Understanding that the management process is not always linear is crucial.
Planning, organizing, staffing, leading, and managing are the five general responsibilities that make up management at its most basic level. These five responsibilities are a part of a corpus of guidelines and management-related beliefs.
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The rate of osteoporosis is directly affected by the metabolism rate of vitamin ____.
The rate of osteoporosis is directly affected by the metabolism rate of vitamin D .
Osteoporosis causes bones to emerge as vulnerable and brittle — so brittle that a fall or maybe slight stresses such as bending over or coughing can reason a fracture. Osteoporosis-related fractures maximum commonly occur within the hip, wrist, or spine. Bone is dwelling tissue this is constantly being damaged down and changed.
There is no remedy for osteoporosis, however, the right treatment can assist defend and toughening your bones. those treatments can assist in gradual the breakdown of bone on your frame, and a few remedies can spur the boom of recent bone.
Further to causing permanent ache, osteoporosis causes some patients to lose their peak. While osteoporosis influences vertebrae or the bones of the backbone, it regularly leads to a stooped or hunched posture. Osteoporosis may also restrict mobility, which frequently results in emotions of isolation or melancholy.
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If you are working remotely for a company without any hard and fast rules, what should you discuss with your manager?
Schedule time according to their timezone.
Even supposing it is a slight interaction, it's fine to have a completely open conversation with your customers. They may recognize you checking in, and this may additionally set up agree with your capacity to deal with tough circumstances and important business decisions.
Maintain all personnel in the loop. Provide particular assignments. give clean priorities if employees are juggling a couple of responsibilities. provide clear expectancies around satisfaction, deadlines, budget, and technique, which is in all likelihood to appear exclusive with so much of the workforce suddenly full-time WFH.
A schedule or a timetable, as a simple time-control device, consists of a list of instances at which possible responsibilities, activities, or actions are meant to take area, or of a series of events within the chronological order wherein such matters are supposed to take place.
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An example of _____ is causing panic selling by telling people that value in a neighborhood will decline due to the purchase of homes by minorities.
An example of blockbusting is causing panic selling by telling people that value in a neighborhood will decline due to the purchase of homes by minorities.
What is blockbusting?blockbusting can be regarded as the act of profiteering through inducing property owners to sell hastily which do occur at a loss by appeals to fears of depressed values.
In this case, An example of blockbusting is causing panic selling by telling people that value in a neighborhood will decline due to the purchase of homes by minorities.
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Write qnd explain 2 advantages that business can obtain by registering its name
There are a number of benefits when a business is registered, the main benefits are, limited liability and can open company bank accounts.
What is a Company?A company if registered as a limited liability is a company which can have a bank account on the company's name and also the owners of the company is entitled for the limited liability.
The limited liability is the waiver of liability from the owner of the company, when a company is registered as a limited liability it is separate from its owners and the owners are not personally liable for any losses made by the company.
In a case of a bankruptcy the owners will not pay the creditors of the company from their personal assets. However the company is liquidated and the creditors are paid off by the assets of the company.
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his graph could help an economist predict how the government will address unemployment. which industries are most in need of workers. how many people will be out of work in the next year. why producers might hire fewer workers in the future.
The graph on the U.S. unemployment rate from 2010 to 2011 can help an economist predict c. how many people will be out of work in the next year.
What does the graph show?The graph shows the percentage of people that are unemployed in the United States and the trend of this measure.
An economist can therefore look at this trend and use it to predict the unemployment figures in the next year.
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Answer
c is the answer
Explanation:
just took test
A city has a transfer fee of $1 .00 for each $1,000 of the sales price and the state charges $1.50 per $500 of the sales price for real estate transaction. If the buyer pays 50% of the transfer taxes, what would the seller's transfer tax be on the sale of a $400,000 home
If the buyer pays 50% of the transfer taxes, the seller's transfer tax for the sale of a $400,000 home is $800.
What is a transfer tax?A transfer tax is a charge imposed by a city or state when the title to a real estate or property passes from one owner to the next.
In some states, the transfer tax is borne 100% by the seller. In some other states, the buyer and the seller may be collectively liable for the transfer tax.
Data and Calculations:City State
Transfer tax rate $0.001 $0.003 ($1.50/$500)
Transfer tax ($) $400 $1,200 ($400,000 x $0.003)
Total transfer tax = $1,600
Amount paid by buyer = $800 ($1,600 x 50%)
Amount to be borne by seller = $800 ($1,600 - $800)
Thus, if the buyer pays 50% of the transfer taxes, the seller's transfer tax for the sale of a $400,000 home is $800.
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A balanced strategic business unit (SBU) portfolio: Group of answer choices Generates a cash deficit. Is equity funded. Is cash flow neutral -- does not require external debt or equity capital. Maintained through mergers and acquisitions. None of these answers is correct.
The answer is cash flow neutral- does not required external debt or equity capital.
A cash flow neutral strategic business unit (SBU) portfolio does not require external debt or equity funding. A well-balanced strategic business unit portfolio generates neutral cash flow and does not require additional external debt or equity capital funding.
Companies such as Proctor & Gamble, LG, and others are excellent examples of SBU. These businesses offer a variety of products under one roof. LG, for example, manufactures consumer durables. It manufactures refrigerators, washing machines, air conditioners, and televisions.
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The direct labor rate variance is the difference between the a.actual costs and the actual hours at the standard rate b.actual hours at the standard rate and the standard costs c.actual rate and the standard rate d.actual costs and the standard costs
The correct option is: a) actual costs and the actual hours at the standard rate
The direct labor rate variance is the difference between the actual costs and the actual hours at the standard rate.
Fundamentals of Direct Labor VariancesThe direct labor variance gauges the firm's effectiveness in both using labor and setting labor prices. The direct labor rate variance and the direct labor time variance are the two parts of a labor variance
Variation in direct labor rates
The difference between the actual and average direct labor rates for the hours worked is known as the direct labor rate variance.
The following formula is used to compute the direct labor rate variance:
Because of increased production efficiencies, negligence or inefficiencies in production, or inaccurate estimation when establishing the standard usage, the actual hours used may differ from the standard hours.
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________ is anything that happens during the course of a business process. Multiple Choice BPMN activity BPMN flow BPMN gateway BPMN event
Answer: BPMN event
Explanation:
When Treasury bills are auctioned off, if buyers are willing to pay $900 for a $1,000 treasury bill, the government is being asked to pay what percent in interest, if the bills mature after a period of one year?
The government is paying 10% in interest.
What interest on Treasury bills?
The interest on Treasury bills compares the interest earned by the investor to the face value of the T-bill, in other words, it is determined as the interest(i.e. face value-purchase price) divided by the face value.
From an investor's perspective, I mean the person buy purchasing the T-bill, his rate of return is the interest divided by the amount invested, which is the purchase price.
Interest=face value-purchase price
face value=$1,000
purchase price=$900
interest=$1000-$900
interest=$100
government's interest rate=interest/face value
government's interest rate=$100/$1000
government's interest rate=10%
In other words, the government by a way of issuing the bills is paying interest of 10% to the lenders
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Angelika is the Chief Operating Officer of One Spice Inc., a firm that grows and processes the Naga Viper pepper, one of the world's hottest peppers. Angelika wants to better understand the relationship between her firm's organizational culture and the ability to achieve competitive advantage. The relationship between these two states that
Relationship between these two states that a firm can achieve competitive advantage if their organizational culture follows the VRIO principles.
More about VIRO principles:
Abbreviation for the four-question framework consisting of "is the firm organised to capture value?" and "is it valuable, unusual, costly to imitate?" Usually, these four elements are treated in the manner of a decision tree It uncovers sustained competitive advantage
An organization often has two alternatives when trying to identify sources for a long-term competitive edge. It can either examine the internal elements (using Porter's Five Forces and PESTLE Analysis) or the external forces affecting the firm (BCG Matrix and Value Chain Analysis).
In the latter group, the VRIO Framework or VRIO analysis belongs.
It is a tool used in business to assess an organization's internal resources in order to establish and maintain a competitive edge.
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The difference between production possibilities frontiers that are bowed out and those that are straight lines is that:_______.
The difference between production possibilities frontiers that are bowed out and those that are straight lines is that, "Bowed-out production possibilities frontiers illustrate increasing opportunity cost, and straight line illustrate constant opportunity cost."
When the Production Possibilities Curve(PPC) is a straight line, opportunity costs are the same no matter how far you move along the curve.
When the Production Possibilities Curve(PPC) is concave, bowed out, opportunity costs increase as you move along the curve. Whereas, straight line illustrate constant opportunity cost.
Hence, the answer was given and explained above.
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