A 5-year corporate bond must have a higher yield than a 10-year Treasury bond.
What do you understand by corporate bond?
A firm can raise funds by issuing debt in the form of corporate bonds. Corporate bonds can be actively traded on the secondary market, but when an investor purchases one, they are making a loan to the company in exchange for several interest payments.
What do you mean by Treasury Bond?
Treasury bonds (sometimes known as T-bonds) are fixed-rate debt instruments issued by the US government, with maturities ranging from 10 to 30 years. T-bonds offer semi-annual interest payments up until maturity when the owner is given the bond's face value.
Why do corporate bonds have a higher yield than Treasury bonds?
Since corporate bonds carry a risk of default but Treasury bonds are guaranteed if held to maturity, corporate bonds often have a higher yield than Treasury bonds.
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Commercial banks, savings and loans, credit unions, and non-banks are all considered to be a part of the U.S. system.
Commercial banks, savings and loans, credit unions, and non-banks are all considered to be a part of the U.S. banking system.
What is Commercial banks?Commercial banks can be defined as banks that accept deposit and as a well give out loans to their borrowers.
Hence, United State of American banking system is comprises of the following:
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n macroeconomics, the short run assumes that input prices are ______ while output prices are ______.
N macroeconomics, the short run assumes that input prices are inflexible while output prices are flexible.
Macroeconomics is the branch of economics that studies the performance, structure, behavior, and decision-making of the economy as a whole. For example, interest rates, taxes, and government spending are used to regulate economic growth and stability. This includes regional, national, and global economies.
Macroeconomics is the branch of economics concerned with the economy as a whole or its structure, performance, behavior and decision-making. His two main areas of macroeconomic research are long-term economic growth and short-term business cycles.
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Regardless of which inventory method a company chooses to implement, what control is used periodically to maintain accurate records?
The control is used periodically to maintain accurate records of Physical count.
A physical count is a real remember of the products in inventory. This is a carefully coordinated counting system in which counting regions are segregated and counted groups take a look at assigned stock areas, recording their counts on matter sheets.
A physical inventory relies on a dependent method of counting an organization's inventory wherein a team of workers makes use of a predetermined technique to depend on the goods. Groups time table a physical stock be counted at the quit of a reporting period.
The difference between cycle count and physical inventory is that cycle matter is a technique of perpetual inventory counting while the physical inventory approach counts stock periodically, normally on an annual foundation.
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The _____________ firm’s demand curve is the same as the market demand for the product.
The monopoly firm’s demand curve is the same as the market demand for the product.
The monopoly firm’s demand curve is the same as the market demand for the product because the monopolist is the only firm in the market, its demand curve is the same as the market demand curve.
A monopoly consists of one firm that produces a unique product or service with no close substitutes. Entry into the market is blocked, which gives this firm the market power.
Hence, the demand curve faced by a monopoly is the market demand. It can sell more output only by decreasing the price it charges.
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Which concept should be included when a new product or project begins its development cycle?
The concept that should be included at the beginning of a new product's development cycle is B. Idea generalization.
What is idea generalization?This is the first step in the process of coming up with a new product or project.
At this step, the innovator comes up with the various functions and goals that the product or project should accomplish. These will fuel the ideas surrounding how the product would work.
Options for this question include:
A. Product definition
B. Idea generalization
C. initial design
D. Commercialization
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One of the disadvantages of investing in real estate is A) investors need expert help. B) pyramiding. C) equity buildup. D) leverage.
There are many disadvantages of investing in real estate and one of it is A) Investors need expert help.
The investment in property is known as real estate investment. There are many investors who invests in such assets, and earn rentals and capital gains.
The investment in real estate needs expert advice as the person who is the advisor should have the market information so that the perfect price can be quoted in order to purchase or sell an asset.
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If Bob and Mike were analyzing how they motivate their employees in terms of ERG theory, which of the following would be true
Bob and Mike should learn from seminars how to meet an employee's growing need, in terms of greater work participation or more pay.
What is ERG theory?It is a psychological theory about motivation, being recognized as a theory similar to Maslow's hierarchy of needs. In the ERG theory, the author Aldefer refers to motivation as the set of needs that are achieved simultaneously, the levels of needs being:
ExistenceRelationshipGrowthTherefore, meeting the set of needs defined by the ERG theory can be positive for creating an organizational culture focused on the growth and development of employee capabilities.
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_____________ is the marketing term that describes new ways of gaining attention and customers by creating content on a website that pulls in customers.
Inbound marketing is the marketing term that describes new ways of gaining attention and customers by creating content on a website that pulls in customers.
The inbound marketing is the method of increasing the growth of the organization by building meaningful and long lasting relationships with prospects, consumers and customers. It includes valuing and empowering all the people to reach their goals at any stage in their journey with the organization.
Inbound marketing is done to succeed the customers because when the customers will succeed, organization will succeed.
The inbound marketing can be applied in three ways:
By Attracting
By Engaging
By Delighting
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Bob just retired at 70 and would like to liquidate, or cash-in,his savings from his 401(k) and Roth IRA. Who should he meet with to help make this decision
Bob should meet a certified public accountant who would help him make his decision.
What is public accounting?Public accounting can be defined as accounting firms that provide services to individuals, businesses (retailers, manufacturers, service providers, etc.), nonprofit organizations, and governmental bodies. Public accounting businesses come in a variety of sizes, from sole proprietorships to a small number of enormous international corporations that employ hundreds of thousands of CPAs worldwide. Between them are very major national and international corporations as well as local and regional businesses. CPAs, or certified public accountants, are frequently employed in public accounting. After gaining some experience, many accountants quit the bigger public accounting firms to work for a company or another organization. They are referred to as a private accountant, corporate accountant, or internal accountant in their new role.Public accounting businesses offer a variety of services, including consulting and advise on accounting systems, mergers and acquisitions, and much more.
Therefore, Bob should meet a certified public accountant who would help him make his decision.
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How much actual competition occurs in perfectly competitive markets? some make the claim that there is actually no competition between firms in a perfectly competitive market
The competition in the perfectly competitive market are known to be few in the actual sense.
What is a perfectly competitive market?This is the type of market that is known to have barriers to entry in the market.
In such a business or a market type there is symmetry and their is perfect information existing for the consumers and the producers.
The following are the characteristics of this type of market
Firms that produce identical goodslarge number of buyersMany sellers of the productsThe buyers and the sellers have perfect information that would enable them to make decisions.Read more on perfect competitive market here: https://brainly.com/question/1748396
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A manufacturer of a product that has
been in business for more than a century suddenly has few
customers. Even lowering prices does not help. What should the
manufacturer do?
Running loyalty or customer reward programs may also be a way to prioritize consumers amid an economic crisis. Make changes to your goods and services to better meet the demands of your target audience. It's important to diversify your company in case you lose a big client. This is further explained below.
What is the manufacturer?Generally, A person or business that produces products for sale.
In conclusion, It may also be possible to prioritize customers during an economic crisis by implementing customer loyalty or incentive programs.
make adjustments to your products and services to better match the needs of your target market.
Having a diverse client base is essential in the event that you lose a major customer.
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On December 1, Milka Inc. borrows $500,000 from the bank. Interest of 6% is due in six months. On December 31, Milka recognizes interest. As a result of this journal entry, Milka's balance sheet reports:
Milka's balance sheet reports: Interest payable for one month.
What is interest?The fee you pay to borrow money or the fee you charge to lend money is called interest.
Some features of interest are-
The fee paid for the privilege of borrowing money is called interest, and it is often stated as an annual percentage rate (APR). The compensation a lender or financial organization receives for giving out money is called interest.The most common way to represent interest is as a yearly percentage of the loan amount. The interest rate on the loan is known as this percentage.For instance, if you put money in a savings account, a bank will provide you interest.The three types of interest include -
simple (regular) interest: The daily interest rate, the principle, and the number of days between payments are multiplied to determine simple interest.accrued interest: The amount of interest accrued on a loan or other financial obligation as of a certain date that has not yet been paid back.compounding interest: The interest you earn on interest is known as compound interest. Simple math may be used to demonstrate this: If you have $100 and it generates 5% interest annually, you will have $105 at the end of the first year. You'll have $110.25 after the second year is over.To know more about the estimation of simple interest, here
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The central idea of mbo is that
The central idea of MBO is that Management by objectives (MBO) is a strategic management model that aims to improve organizational performance by clearly defining objectives that are agreed to by both management and employees.
MBO works by objectives moving through the organization; that is, top managers set general organizational objectives, which are translated into divisional objectives, which are translated into departmental objectives. The hierarchy ends with individual objectives set by each employee.
Getting Maximum Results with Minimum Efforts - The main objective of management is to secure maximum outputs with minimum efforts & resources. Management is basically concerned with thinking & utilizing human, material & financial resources in such a manner that would result in the best combination.
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A review of BluTech's selection procedures revealed that these procedures have yielded comparable data over a period of time. According to this review, the procedures used by BluTech would be considered valid. a. True b. False
This is true that a review of BluTech's selection procedures revealed that these procedures have yielded comparable data over a period of time. According to this review, the procedures used by BluTech would be considered valid.
What are selection procedures?The process of choosing and shortlisting the best applicants with the required credentials and skill set to fill open positions in an organization is known as the selection process. Industry, company, and even departments within the same company all have different selection procedures.
The process of selection is crucial since bringing in qualified personnel can improve an organization's performance as a whole. On the other hand, if a bad recruit results from a poor hiring procedure, the work will be impacted and the expense of replacing that bad resource would be expensive.
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Using the AND or OR statement, filter the employee table for employees who have a title starting with Sales and an address containing Ave. Identify the last name of the 3rd record. Steve Margaret Johnson Peacock
Answer:
can you be more clear with your question
The performance management approach that uses job performance evaluations to identify a company's best, average, and worst performing employees, using person-to-person comparisons, is known as
The performance management approach that uses job performance evaluations to identify a company's best, average, and worst performing employees, using person-to-person comparisons, is known as "forced ranking".
What is forced ranking?The contentious practice of "forced ranking," which grades employees against one another rather than against performance standards, is very popular in corporate America.
The problem with forced ranking are-
This can lead to a lack of motivation and disengagement among employees as well as unneeded internal competition that can harm collaboration, creativity, and innovation and divert attention from market competition.Although contentious, forced ranking systems are legal. Employers who choose to take action based on those rankings, however, run a number of legal dangers.The forced rankings beneficial from an employee perspective, here are reasons-
This system teaches a manager how to assess employees objectively with the right management training. When the management system needs to be improved or formalised, forced rankings are advantageous. An essential component of business is analysing trends and developments.To know more about example of forced ranking, here
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1. the opening bank balance is: 2. the opening book balance is: 3. the interest earned ($28) is a reconciling item to: 4. the deposits in transit are a minus to the bank's opening balance of $82,500? 5. the error in check 1115 should be recognized as a reconciling item to the: 6. the "credit memorandum" ($18,000) and the corresponding "collection fee" is a reconciling item for: 7. the ending bank balance is: 8. the ending book balance is: 9. the journal entry to record the $300 error to check 1115 includes: 10. the journal entry to record the $18,000 credit memorandum is:
The bank reconciliation statement based on the information given about the journal will be illustrated below.
How to illustrate the bank reconciliation statement?The bank reconciliation statement will be:
Bank balance= $82500
Add deposit that doesn't appear in bank = $41750
Less: Outstanding checks = $11317
Adjusted book balance = $112933
Books
Book balance = $95250
Add: Cash collected by bank = $18000
Add interest earned = $28
Less: Collection free deducted by bank = $45
Less: Correction of error in check $300
Adjusted book balance = $112933
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he Federal Reserve Bank sets ______ which are the fractions of checking account balances that banks must maintain as currency reserves.
The measure that is set by the Federal Reserve Bank which is a fraction of the checking account balances of banks is called the Reserve Requirement.
What is the reserve requirement?This refers to a fraction of the checking account balances that commercial banks hold from the public. The Fed will hold this amount in reserve,
The reason for this is so that banks will have money to give out to customers in case there is a run on banks like the one that happened in the Great Depression era.
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Most of the states and the federal government have enacted statutes to protect employees who report wrongdoing from employer retaliation. Group of answer choices False True
The given statement that most of the states and the federal government have enacted statutes to protect employees who report wrongdoing from employer retaliation is True.
Whistleblower in InstitutionsA whistleblower is someone who discloses knowledge regarding action inside a private or public institution that is thought to be unlawful, immoral, criminal, dangerous, or fraudulent. They are frequently employees. Whistleblowers can share information or accusations through a variety of internal or external avenues.Whistleblowing is the act of an employee reporting misconduct that they feel is in the public interest. Examples of whistleblowing include theft and other types of criminal activities as well as unethical or unfair workplace behavior.A total of 40 federal legislation have been passed to safeguard the public and informants. Additionally, the majority of states have laws protecting public sector workers from being fired for filing complaints about misconduct by their employers, and about half of all states have laws protecting whistleblowers in both the public and private sectors.To learn more about Whistleblower refer to:
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In many organizations carrying weapons or fighting are infractions calling for immediate termination. Why do believe this is so and do you agree or disagree with the practice?
This is so because carrying weapons or fighting are a threat to life and also can land the employer in trouble according to OSHA guidelines. Yes, I agree with the practice that such infractions need severe considerations and punishments, especially since we need to consider the principles of ethics, workplace safety as well as social conduct.
Even though it's one of a manager's most disagreeable tasks to fire an employee, there are times when it's the only wise move to do so. Any actions that endanger other employees and workplace safety will result in their immediate firing. This covers acts of aggression, vandalism, and purposefully putting the safety of other workers at risk by bringing hazardous materials like weapons to work. It is also not acceptable to use drugs or alcohol while at work or to arrive at your employment while under the influence of either. In other fields, like manufacturing, it is also grounds for immediate dismissal to violate safety regulations and endanger the health and safety of other workers.
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At a local manufacturing plant, about 20 percent of the engineers work full-time as independent contractors for a maximum of three years. These employees are seldom offered benefits but may apply for posted permanent positions within the company during this time. HR experts would designate these professionals as
HR experts would designate these professionals as contingent employees.
A Contingent Worker: What Is One?Unemployed individuals who work for a company on a contract basis are known as contingent workers. Contingent employees may offer their services on a permanent, temporary, or as-needed basis. Instead of taking on an ongoing, unending burden as a permanent employee does, they are frequently recruited to finish a single project. A few instances of contingent laborers are:
Unaffiliated businessesFreelancersConsultantsEmployees on a temporary basis who are contracted by a staffing company or other third party to work for your business.Why Do Some Workers Opt to Work as Contingent Employees?
Successful contingent workers frequently have the ability to earn more money or put in fewer hours than they would as salaried workers—and occasionally both. Furthermore, independent workers frequently respect that quality. After you give them an assignment, they are free to pick how to complete it; no micromanagement is permitted, according to the law. They are also free to choose the assignments that appeal to them the most.
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If a company purchases a bond with the expectation that it will be held until maturity, it will most likely be recorded on the balance sheet at: Question 6 options: its fair market value. its amortized cost. its historical cost.
Its historical cost
If a company purchases a bond with the expectation that it will be held until maturity, it will most likely be recorded on the balance sheet at its historical cost.
Historical cost - An asset's value on the balance sheet is recorded at its original cost when it was purchased by the company when using a historical cost as a measure of value in accounting. According to generally accepted accounting principles, fixed assets in the United States are valued using the historical cost method (GAAP). On a company's balance sheet, the majority of long-term assets are recorded at their historical cost. The use of historical cost is consistent with conservative accounting since it avoids overstating an asset's value. While impaired assets may be written down to fair market value, highly liquid assets may be recorded at fair market value.
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Engineers and capital equipment manufacturing managers who have been recently laid off because companies are not buying new capital equipment due to an economic downturn (recession) will cause an increase in:
The fact that the engineers and capital equipment managers have been laid off because of the economic downturn will increase cyclical unemployment.
What is cyclical unemployment?This is a type of unemployment that happens when there is a loss of productivity in the economy.
The loss of jobs by these engineers and managers will therefore lead to more cyclical unemployment.
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Engineers and capital equipment manufacturing managers who have been recently laid off because companies are not buying new capital equipment due to an economic downturn (recession) will cause an increase in: Cyclical Unemployment. This is further explained below.
What is Cyclical Unemployment?Generally, Unemployment that is cyclical in nature, such as the sort seen during the current economic downturn, is referred to as cyclical unemployment.
In conclusion, Cyclical unemployment will be caused by engineers and capital equipment production managers who have just been laid off as a result of firms not purchasing new capital equipment as a result of the economic downturn (recession).
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A contingent liability is an actual obligation arising from a past event. This statement is:.
A contingent liability is an actual obligation arising from a past event. This statement is: False its not actual.
What is Contingent Liability ?A contingent liability is defined as a liability which may arise depending on the outcome of a specific event. It is a possible obligation which may or may not arise depending on how a future event unfolds. A contingent liability is recorded when it can be estimated, else it should be disclosed.
The Types of Contingent Liabilities are :
Probable:
Probable contingent liabilities can be reasonably estimated (and must be reflected within financial statements.
Possible:
Possible contingent liabilities are as likely to occur as not (and need only be disclosed in the financial statement footnotes.
Remote:
Remote contingent liabilities are extremely unlikely to occur (and do not need to be included in financial statements at all.
Examples of Contingent Liability are:
Pending lawsuits :
Pending lawsuits are considered contingent because the outcome is unknown.
Warranties :
A warranty is considered contingent because the number of products that will be returned under a warranty is unknown.
Hence, The given Statement is FALSE.
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When a company services the broad market and has a low degree of product differentiation, it is most likely Group of answer choices pursuing a differentiation strategy. pursuing a cost-leadership strategy. pursuing a focus strategy. pursuing both cost leadership and differentiation. stuck in the middle.
When a company services the broad market and has a low degree of product differentiation, it is most likely pursuing a cost-leadership strategy.
What is Cost Leadership?
Cost leadership is a term used when a company projects itself as the cheapest manufacturer or provider of a particular product or commodity in a competition. It is difficult to deploy the strategy because the management must constantly work on reducing cost at every level to remain competitive.
Cost leadership is a part of marketing strategy. Although, it is highly effective in gaining market share as well as drawing the customers' attention, it is difficult to deploy. The management team of the company has to constantly work towards reducing the cost of not just one product, but the entire range of products in the company's portfolio.
What Is Cost Leadership Strategy?
Cost leadership is a business-level strategy employed by companies who wish to gain a competitive advantage by being the lowest-cost producer of a service, production process, or commodity.
Therefore, we can conclude that the correct option is it is most likely pursuing a cost-leadership strategy.
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The optimal level of resource utilization increases when the marginal resource cost?
When the marginal revenue product equals the marginal cost of the resource, the degree of resource usage is optimal. The price of an extra unit of a resource, such labor, is referred to as the: Cost of a marginal resource.
Time increases as the team's utilization rate rises; this term refers to how busy a team is, or how many tasks, projects, and work items are in their backlog. Resources needed for the typical service effort needed to finish user stories as part of a development project. Increase in total resource cost caused by hiring one more unit of resource.
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When something is evaluated according to ______, this is called finding the value on an ad valorem basis. Unset starred question Its cost to build Its estimate Its value The majority
When something is evaluated according to valuation this is called finding the value on an ad valorem basis.
Ad valorem is a Latin phrase that translates to "in accordance with valuation." Ad valorem taxes are: -Regularly assessed on real estate (usually annually). -Used by the government as its main source of income to pay for daily expenses.A method of estimating an asset's value based on the selling prices of comparable assets is known as the market approach. In addition to the cost approach and discounted cash-flow analysis, it is one of the three widely used methods of valuation (DCF).What are the 3 approaches to value?
Three Approaches to Value
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Task H has duration of 5 days, an early start of 25 days, an early finish of 30 days, a late start of 25 days, and a late finish of 30 days. There are __________ days of slack for task H.
Task H has a duration of 5 days, an early start of 25 days, an early finish of 30 days, a late start of 20 days, and a late finish of 30 days. There are zero days of slack for task H.
In other words, the calculation process begins by placing zero in the early start (ES) position of the first activity. The rest of the calculations continue using the formula: Early start = maximum (or highest) EF value of previous predecessor Early end = ES + period.
Formula to calculate early start and early finish dates:
early start of activity = early finish of previous activity + 1.
early finish of activity = duration of activity + early start of activity – 1.
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Esmeralda promises to pay fiorello $400 because ""he does not have as much money as other people. "" esmeralda’s promise is not enforceable because.
Esmeralda's promise is not enforceable because society does not want gifts cheapened by making them legally enforceable because society does not want gifts cheapened by making them legally enforceable.
A legally enforceable contract means that you can keep the promise of the other party. If the other party fails or refuses to meet its obligations, the contract can be fulfilled in accordance with the law.
A non-enforceable contract or transaction is valid but not enforced by the court. Unenforceable is typically used in conflict with void (or void ab initio) and voidable. If the parties implement the agreement, it is valid, otherwise, the court will not enforce them.
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Which of the following factors will be important in the selection of a site for a production facility
The factors to consider in the selection of a site for the production facility are as follows:
Labor costs
Proximity of Raw material
Access to transportation
What is Labor?Labor are the workers hired by an organization to carry out work they are not literate much and are paid wages, on weekly or daily basis. They are paid hourly or by piece rate.
Labor cost is essential as the labor will be working on the site, Raw material can also be required to work with and finally the transportation of the goods needs to be accessible.
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