Although most appraisal assignments involve the valuation of properties with improvements (buildings) on the land, appraisers often must separately value the land. This is a correct statement.
In the context of real estate appraisal assignment refers to an engagement for which a party or individual is retained to act, or would be perceived by the public as acting, as a disinterested entity in rendering an unbiased supportable appraisal. In the appraisal assignments process when the valuation of properties is made, the appraisers must separately value the land with building or construction on it.
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paola is a consultant for mary kay, a beauty, skin care, and makeup company. she hosts skin care workshops in people's homes and sometimes the local mall using mary kay products and then offers the products for sale at the end of his demonstrations. paola is demonstrating which type of non-store retailing?
Paola is demonstrating direct selling type of non-store retailing.
What is retailing?Retailing, sale of goods, and certain consumer services. Usually this involves the selling of single units or small lots to a large number of customers by a company established for this specific purpose. Retailers don't just sell merchandise. We also sell services. Restaurants, hotels and bars are all included in retailing. One example is Kroger, which offers both physical stores and online delivery. Wholesaler: purchases finished goods from manufacturers and sells these goods in bulk to retailers. Retailer: Sells small quantities of product to end users at a higher price (in theory, the manufacturer's suggested retail price). Consumers: Purchase goods from retailers for personal use.To learn more about retailing from the given link :
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in the capm world, the following two stocks a and b are given: security expected rate of return beta a 0.12 1.3 b 0.14 1.8 if the expected market rate of return is 0.09 and the risk-free rate is 0.05, what is security a's alpha? round your answer to three decimal places.
Stock A is a better investment because its expected return is 2.2% higher than the CAPM's prediction.
The risk-free rate divided by beta times the market risk premium is the expected rate of return. It is given by given by the capital resource evaluating model. The expected market return less the risk-free rate is the market risk premium.
What do you mean when you say, "expect return"?
The amount of profit or loss an investor can anticipate from an investment is referred to as the expected return. After totaling these results, the probability of a given outcome being realized is multiplied by the potential return.
How is expected return calculated?
Since the investment market is extremely volatile, expected return is just one of many possible returns. It is equal to (Return A x probability A) + (Return B x probability B). Due to the fact that it takes into account the investment's previous performance, you can determine the expected return as a weighted average outcome.
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the document that is generally mailed monthly and contains the details of all sales, cash receipts, and credit memorandum transactions processed through a customer's account is called a(n) custome
The document is called Customer Statement.
What is a bank Statement?A bank statement is an official summary of all financial transactions made for each bank account that a person or business has with a financial institution within a specific time period. These statements, which are created by the financial institution, are numbered and reflect the time period they cover. They may also include other information pertinent to the type of account, such as the amount due by a specific date. The day following the conclusion of the previous statement period is typically the start date of the new statement period.The consumer frequently uses bank statements to track cash flow, look for potential fraud, and execute bank reconciliations.In the past, they have been printed on one or more sheets of paper and sent to the account holder by mail or maintained at the local branch of the financial institution for pick-up. In order to speed up the reconciliation process, there has been a move in recent years toward paperless electronic statements. In addition, many financial institutions now provide direct downloads of financial information into the accounting software of account holders. Important bank statements must typically be kept for a period of time determined by the appropriate tax authorities for audit and tax purposes.
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A Customer Statement is,
A customer receives this document by mail every month, on average. It includes information on all sales, cash receipts, and credit memo transactions that were made during the specified time period using the customer's account.What is a bank Statement?A bank statement is an official summary of all financial transactions made for each bank account that a person or business has with a financial institution within a specific time period.These statements, which are created by the financial institution, are numbered and reflect the time period they cover.They may also include other information pertinent to the type of account, such as the amount due by a specific date.The day following the conclusion of the previous statement period is typically the start date of the new statement period.The consumer frequently uses bank statements to track cash flow, look for potential fraud, and execute bank reconciliations.In the past, they have been printed on one or more sheets of paper and sent to the account holder by mail or maintained at the local branch of the financial institution for pick-up.In order to speed up the reconciliation process, there has been a move in recent years toward paperless electronic statements.In addition, many financial institutions now provide direct downloads of financial information into the accounting software of account holders.Important bank statements must typically be kept for a period of time determined by the appropriate tax authorities for audit and tax purposes.To learn more about bank statements, refer to
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when we are forced to make choices, we are facing the concept of: question 10 options: a) ceteris paribus. b) scarcity. c) free goods. d) the margin.
you are trying to calculate the cost of equity for a 5-year project at boeing. you know that the stock's beta is 1.37 and you estimate that the expected return on the market portfolio is 7%. you have collected the following information on the yields of different treasury securities. based on the best practices for estimating the cost of equity, what would be the appropriate cost of equity to use for this project? select one. yields on selected treasury securities maturity yield (in %) 1 month 1.48% 6 months 1.55% 1 year 1.60% 2 years 1.61% 3 years 1.62% 5 years 1.69% 7 years 1.83% 10 years 1.92% 20 years 2.25% 30 years 2.39% i. 11.51% ii. 8.88% iii. 8.96% iv. 11.28%
8.96% is the proper cost of equity to use for this project.
The return a company theoretically gives to its equity investors, or shareholders, in order to make up for the risk they assume by investing their money, is known as the cost of equity. For a business to function and expand, it needs funding from other sources.
Risk free rate for 5th year = 1.69%
Beta = 1.37
Market return = 7%
As per CAPM
cost of equity = Risk free rate + Beta * (Market return – Risk free rate)
= 1.69% + 1.37 * (7% – 1.69%)
= 1.69% + 1.37 * 5.31%
= 1.69% + 7.2747%
= 8.9647% rounded off to 8.96%
8.96% is the proper cost of equity for this project.
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special case of the divisional structure where products are grouped into separate divisions according to their similarities or differences is referred to as which kind of structure?
A market structure is a type of divisional structure that divides products into distinct divisions based on the needs of different customers.
An item that is for sale is a product. A service or tangible object can both be considered products. It might be digital, physical, or cyber. Every good has a price, and every good has a cost.
A standardized product uses the same materials wherever it is sold, from the raw materials used to make it to the branding, naming, and packaging. Each time a standardized service is delivered, it may be delivered through the same medium or with similar characteristics.
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chapman machine shop is considering a 4-year project to improve its production efficiency. buying a new machine press for $576,000 is estimated to result in $192,000 in annual pre-tax cost savings. the press falls in the macrs 5-year class, and it will have a salvage value at the end of the project of $84,000. the press also requires an initial investment in spare parts inventory of $24,000, along with an additional $3,600 in inventory for each succeeding year of the project. the inventory will return to its original level when the project ends. the shop's tax rate is 35 percent and its discount rate is 11 percent. what are the values of the free cash flow for year 0, year 1, year 2, year 3, and year 4?
The machine should not be purchased because the net present value (NPV) is negative (-$7,489)
The current value of a stream of payments from a business, project, or investment is determined using net present value (NPV). You must predict the timing and size of future cash flows in order to determine NPV, and you must choose a discount rate that is equal to the least allowable rate of return.
Deprec1 = $576,000 ´ 0.20 = $115,200
Deprec2 = $576,000 ´ 0.32 = $184,320
Deprec3 = $576,000 ´ 0.1920 = $110,592
Deprec4 = $576,000 ´ 0.1152 = $66,355.20
Book value4 = $576,000 - $115,200 - $184,320 - $110,592 - $66,355.20 = $99,532.80
Aftertax salvage value = $84,000 + ($99,532.80 - $84,000)(0.35) = $89,436.48
OCF1 = $192,000(1 - 0.35) + $115,200(0.35) = $165,120
OCF2 = $192,000(1 - 0.35) + $184,320(0.35) = $189,312
OCF3 = $192,000(1 - 0.35) + $110,592(0.35) = $163,507.20
OCF4 = $192,000(1 - 0.35) + $66,355.20(0.35) = $148,024.32
NPV = -576, 000-24, 000 +165, 120-3600 /(1 0.11) +
189, 312-3600 /(1+0.11) + 163, 507.20-3600/(1+0.11) + 148, 024.32+34, 800 +89, 436.48
NPV = -$7, 489
Due to the machine's negative (-$7,489) net present value, it is not advisable to buy it.
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audit planning for an initial audit most likely includes group of answer choices determining the opinion to be expressed. obtaining an engagement letter prepared by the auditee. performing procedures involving opening balances. selecting a sample of invoices for comparison with shipping reports.
Audit planning for an initial audit most likely includes performing procedures involving opening balances.
The audit should be carefully planned by the auditor. The duties of the auditor for effectively planning the audit are outlined in this standard.
Establishing the engagement's overall audit strategy and creating an audit plan, which includes, in particular, planned risk assessment processes and planned responses to substantial misstatement risk, are both part of the audit planning process.
Instead of being a distinct stage of an audit, planning is a continuous and iterative process that might start soon after (or in connection with) the conclusion of the previous audit and last until the current audit is finished.
The size and complexity of the company, the auditor's prior knowledge of the organization, and any changes in circumstances that arise during the audit all influence the type and scope of planning activities that are required.
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making decisions about how threadless should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting. financial management. short-term financing. financial planning. long-term financing.
Making decisions about how threadless should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting is called as Financial Management
Hence, option A is correct.
What is Financial management?
Financial management refers to process where investing the available resources is done in such a way that the greater business model and return on investment can be achieved. In this multiple choice budgeting options are present . The main purpose revolves around financial and economic benefits of an investment.
Different types Financial management are
investment decisionworking decisionfinancial decisionHence, should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting is called as Financial Management.
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the makers of tide laundry detergent partnered with the makers of febreze air fresheners to come up with a new line of laundry detergent infused with febreze scents. in turn, febreze also came up with a new air freshener featuring tide's original scent. this is an example of
The makers of tide laundry detergent partnered with the makers of Febreze air fresheners to come up with a new line of laundry detergent infused with Febreze scents. in turn, Febreze also came up with a new air freshener featuring tide's original scent. this is an example of co-branding.
Tides are very long-length waves that flow via the ocean in response to the forces exerted by the moon and sun. Tides originate inside the ocean and development toward the coastlines where they seem because of the normal upward thrust and fall of the sea floor.
Flood Tide – Over a length of numerous hours there might be an upward push in the sea stage. excessive Tide – that is a degree wherein the water reaches its most degree. Ebb Tide – this is a stage where the sea level keeps receding over several hours. Low Tide – the level of Seawater stops receding.
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suppose you purchased a stock a year ago. today, you receive a dividend of $18 and you sell the stock for $114. if your return was 13%, at what price did you buy the stock? $ .
$113.85 is the stock buying price
Given Rate of return = 13% = 0.13
Current value = $114
Let initial value = z
Rate of return=[(Current value−Initial value) / Initial value ]×100
0.13= [($114 - z) / z] x 100
0.0013z = $114 - z
z + 0.0013 = $114
1.0013z = $114
z = $114/1.0013
z = $113.85
What is stock buying price?
The sum an investor pays for an investment is referred to as the purchase price, and that amount becomes the investor's cost basis for determining gain or loss when the investment is sold. Pricing will undoubtedly be crucial if a product is currently in high demand on the market because a price increase may deter buyers from purchasing it. In a similar vein, if prices are reduced in such market circumstances, then customers' purchases will rise sharply.
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roger, a human resources manager, is giving a speech to a batch of new employees during their day of orientation. roger wants them to feel welcome and enthusiastic about working for the company, so as he speaks, he smiles broadly and moves around the room energetically. how effective is roger's use on nonverbal communication? effective, because at least two forms of nonverbal communication should be used at all times. ineffective, because his movement is likely to distract his audience from his message. ineffective, because his facial expressions are not suitable for his purpose. effective, because his facial expressions and movement are appropriate for the tone and setting of his speech.
Roger's use of nonverbal communication is an option (d) Effective because his facial expressions and movement are appropriate for the tone and setting of his speech.
Nonverbal communication is the exchange of messages or signals through nonverbal cues including body language, gestures, and nonverbal cues like eye contact and facial expressions. It makes use of kinesics, distance, physical environments/appearance, voice, and touch in addition to social cues.
Encoding and decoding are conscious and unconscious processes used in nonverbal communication. The ability to convey emotions in a form that the recipient can understand is known as encoding.
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in a system of 100-percent-reserve banking, group of answer choices loans are the only asset item for banks. banks can increase the money supply. banks do not accept deposits. banks do not influence the supply of money.
In a system of 100-percent-reserve banking, banks do not influence the supply of money.
The reserve banking system is a central banking system that is used to manage the money supply and interest rates in an economy. The reserve bank is the central bank of a country and is responsible for the monetary policy of the country. The reserve banking system was first developed in the United States in the early 1900s.
The reserve bank controls the money supply by setting the reserve requirements for banks and by conducting open market operations. The reserve bank also sets the interest rates on loans and controls the discount rate.
Hence, "Fourth" is the correct option.
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Fido wants to buy a new car. He will need to get a car loan. Fido decides to wait for few months until his credit
history improves. Which explains whether Fido is making a sensible decision?
O Fido's decision is sensible because the selling price of the car should be less in a few months.
• Fido's decision is sensible because the cost of the of car loan should be less if his credit history improves.
O Fido's decision is not sensible because he needs the car right away.
• Fido's decision is not sensible because it does not matter if he buys the car now or in a few months.
Fido's decision is sensible because the cost of the of car loan should be less if his credit history improves.
What should you do if this is your first time financing a car?Calculate the payment you can afford.
Learn what factors affect loan acceptance.
Pre-approve for a loan and compare rates.
Do some research before purchasing an automobile.
Get ready for the dealer.
What kind of credit has easy access?Very short-term loans with typically very high interest rates are referred to as easy access credit. It's a polite way of stating title loans, payday loans, or transactions at pawn shops.
What contributes to the development of a bad credit history?Pay less than the bare minimum.
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a party to a contract can unilaterally assign c) obligations and benefits. a) liabilities but not rights. d) rights but not liabilities. b) obligations but not benefits. e) rights as well as liabilities
It is recommended to select option (e). A party to a contract has the unrestricted right to its rights and obligations.
A unilateral contract is what?In contrast to the more typical bilateral contract, a unilateral contract is a sort of agreement where one party (also known as the offeror) makes an offer to another individual, business, or the general public.
An illustration would be a pledge to provide a certain amount of money to a good cause. This is gratuitous since the charity does not do anything to earn the money; it is unilateral because it places a legal responsibility on only one individual (the donor).
Is it possible to unilaterally assign a contract?A commercial contract's parties frequently want to assign their duties or rights to a third party. There are some significant exceptions to the general rule, even though it generally allows the unilateral assignment or delegation of contractual rights and responsibilities.
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garth is an assembly line worker for a major automobile manufacturer. when he was first hired for the job, he did not have any specific training or skill. garth joined a union with other assembly-line workers who perform a variety of jobs that do not require a highly specialized skill. garth belongs to a(n)
Garth joined a union with other assembly-line workers who perform a variety of jobs that do not require a highly specialized skill. Garth belongs to a(n) industrial unions.
What is industrial unions?Industrial union, a type of trade union that unites all employees—skilled and unskilled—working in a specific industry. The adage "one shop, one union" is at the center of industrial unionsThe United Automobile Workers is a prime illustration of a conventional industrial union (UAW).In all of the major American automakers, it represents skilled craft workers, assembly-line workers, and unskilled workers. Each of these companies' employees are subject to separate contracts negotiated by the UAW.An industrial union is one that, for organisational purposes, covers all employees, skilled or not, in a specific industry (such as steel, automobile, or textile). The union's membership determines its ability to bargain.To learn more about industrial unions from the given link :
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for an airline, the marketing function will involve: group of answer choices dispatching crew. cash control. crew scheduling. managing general ledger. pricing tickets.
Pricing tickets is a part of an airline's marketing function.
An "act, process, or service by which the product and the final consumer are tied together" is the definition of the marketing function.
Promotion, selling, product/service management, marketing information management, pricing, finance, and distribution make up the seven elements of marketing. You may more effectively focus your efforts and develop plans to support your organization if you are aware of the fundamental components of marketing.
Pricing is the process of figuring out the value that an organization receives in exchange for its goods or services. It plays a significant role in helping an organization make money. As a result, an organization's pricing choices directly affect its success.
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a project's equivalent annual annuity (eaa) is the annuity cash flow that yields the same present value as the project's npv. group of answer choices true false
A project's equivalent annual annuity (EAA) is the annuity cash flow that yields the same present value as the project's NPV is True.
In capital budgeting, one of two approaches is used to compare projects that are mutually exclusive and have different lifetimes. This strategy is known as the equivalent annual annuity approach.
According to the EAA method, a project's annual cash flow would be calculated as if it were an annuity over the course of its existence.
An analyst initially determines the NPV of each project over its lifetime. The EAA for each project is then calculated to ensure that the NPV and the present value of the annuities are exactly equal. The analyst then compares the EAA of each project and chooses the one with the highest EAA.
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a commercial for roses says that it's not valentine's day unless there are flowers for a gift to women, and it's not valentine's day dinner without these florist's roses. this ad attempts to tie the product to a:
This ad attempts to tie the product to a social attitude. Individual attitudes regarding social objects are referred to as social attitudes.
Individual attitudes that are so thoroughly influenced by group interactions become very standardized and homogeneous within the group. While the majority of social attitudes are so universally ingrained and standardized, other attitudes, such as those of antisocial and misbehaved people and of those who live in the future, are equally significant.
The attitude is initially a trial response, which is an interrupted, substitute behavior that develops within an incomplete adjustment response, but it has the potential to become the organism's permanent set. From concrete to outright
Muscular reaction that is abstract, inner, or neurological (306) and has three control mechanisms.
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a firm's cost of capital is influenced by group of answer choices the current ratio par value of common stock net income capital structure
A firm's cost of capital is influenced by capital structure
A capital structure is the appropriate debt-to-equity financial proportion for raising the total market valuation while cutting the overall cost of capital. The primary objective of the reasonable capital structure is to demonstrate to a business how to maintain the ideal balance among generating wealth and value while also reducing capital costs.
By determining the ratio of debt to equity that reduces a company's weighted average cost of capital while increasing its market value, the ideal capital structure is computed. The bigger the present value of the firm's future cash flows, discounted by the WACC, the lower the cost of capital.
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if barbara falcon invests $16,751.84 now and she will receive $30,000 at the end of 10 years, what annual rate of interest will she be earning on her investment?
9% of annual rate of interest will she be earning on her investment .The price of borrowing money is reflected in the interest rate on a credit card.
What is annual rate interest ?The price of borrowing money is reflected in the interest rate on a credit card. We utilize the annual percentage rate for this (APR). On the majority of credit cards, you can avoid paying interest on purchases if you pay your balance in full each month by the due date.
The term annual percentage rate of charge refers to the interest rate for an entire year rather than just a monthly fee or rate as applied on a loan, mortgage loan, credit card, etc. It can also be referred to as a nominal APR or an effective APR. It is an annual rate of a finance charge.
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a proposed new investment has projected sales of $645,000. variable costs are 40 percent of sales, and fixed costs are $168,000; depreciation is $83,000. prepare a pro forma income statement assuming a tax rate of 21 percent. what is the projected operating cash flow of the project?
According to the given information, the projected operating cash flow of the project is $107,440
Net Income = (Revenues - Expenses - Depreciation - Interest) x (1 - Tax
Rate)
Net Income = (645,000 -(645,000 ×0.40) - 168,000 - 83,000) x (1 - 0.21)
Net Income = $107,440
Operating cash flow is a measure of the financial impact of a company's net income (NI) from its core operations. On the cash flow statement, the first section is titled operating cash flow, also known as cash flow from operating activities.The focus of operating cash flows is on cash inflows and outflows associated with a company's primary business operations, such as buying and selling inventory, offering services, and paying salaries. Borrowing, investing, financing, purchasing capital goods, and paying dividends are all excluded from the operating cash flows section and reported separately. On a company's statement of cash flows, which is segmented into cash flows from operations, investing, and financing, operating cash flow can be found.Learn more about Operating cash flow, here
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the mcfadden act produced a fragmented banking system where competition was prohibited. the result, in economic terms, was
The McFadden Act led to a fragmented banking industry with no room for competition. the end outcome was improved nationwide bank efficiency from an economic perspective.
What is prohibited example?Anything that is forbidden is not permitted. Stay out of the water if you see a sign that reads "Swimming is prohibited." The word "prohibited" denotes something that was forbade — a no-no — whether it is used as word ("We prohibited his friend from joining") or an adverb ("The prohibited word slipped your lips").
What is prohibited conduct?The term "Prohibited Conduct" refers to unlawful discrimination and harassment based on the protected traits or statuses of another person. The definition also include taking offense at someone for filing a complaint about discrimination or harassment or taking part in an inquiry into illegal behavior.
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which path is used when there is a business need for the deliverables to be implemented without delay by the organization? close and start a new project kill the project close and deliver as is extend the project
All of the outputs—tangible or intangible—submitted within the scope of a project are referred to as project deliverables.
Although the term initially conjures up images of the final outputs that are submitted at the conclusion of a project, it actually refers to any output related to the project that is submitted during any phase of the project.
Who is in charge of project delivery?The project manager is in charge of ensuring that the project is completed, even if the entire team is working on a single deliverable. They are responsible for keeping an eye on the project's progress and ensuring that all deliverables, big and small, are completed by the due date.
What are the anticipated project implementation deliverables?All of the products or services that you and your team provide for the sponsor, client, or customer, as well as the project management documents that you create, are considered deliverables for your project.
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on june 1, a company purchased equipment costing $7,200. the equipment has an expected useful life of 5 years and a salvage value of $1,200. the company uses straight-line method of depreciation. on june 30, the company will recognize $ (omit $/cents) of depreciation expense. need help? review these concept resources.
$100. ($7,200-1200) x 5 results in a yearly depreciation of $1,200.$1,200/12 equals a monthly depreciation of $100.
When a business records equipment depreciation, the entry will include?The debit will always be applied to depreciation expense when a business records it. A contra-asset (negative) on the balance sheet, accumulated depreciation will receive the offset credit.
In which sections of the worksheet, net income is calculated by taking the difference between debits and credits?In the Income Statement Section of the worksheet, the total credits less the total debits can be used to calculate and verify net income.The amount in the Credit column was subtracted from the Balance Sheet Debit column.is a tool used to figure out how changing journal entries affects account balances.
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betina is trying to convince a buyer to purchase her company. the buyer wants to know what the company's overall financial condition was on december 31, 2018. what type of financial statement should betina provide? cash flow statement balance sheet statement of changes in equity income statement
Betina company should provide financial statement in form of Balance sheet statement .
Betina collectively Financial Condition on a personalized can be seen in the balance sheet. As balance sheet shows the Financial Condition on a personalized date. It does limit itself to a time.
Balance sheet :A balance sheet is a fiscal statement that reports a company's means, debt, and shareholder equity. The balance sheet is one of the three core fiscal statements that are used to estimate a custom. It provides a shot of a company's finances( what it owns and owes) as of the date of publication. a balance sheet is a summary of the fiscal balances of an respective or association, whether it be a sole procurement, a business cooperation, a corporation, private defined company or other association similar as administration or not- for- profit commodity
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accrual adjustments involve increasing: multiple choice assets and revenues or increasing liabilities and expenses. assets and expenses or increasing liabilities and revenues. assets and decreasing revenues or increasing liabilities and decreasing expenses. assets and decreasing expenses or increasing liabilities and decreasing revenues.
The income statement reports all of the revenues and expenses incurred by a company during a period of time, resulting in either a net profit or a net loss.
The statement of cash flows reports the cash inflows and outflows for a company during a period of time. The balance sheet reports the assets, liabilities, and equity of a company at a point in time.The accrual basis of accounting recognizes revenues when they are earned and expenses when they are incurred, regardless of when the cash is actually received or paid.
The cash basis of accounting recognizes revenues when cash is received and expenses when cash is paid.Accrual adjustments are necessary in order to convert from the accrual basis of accounting to the cash basis of accounting, or vice versa. To convert from the accrual basis to the cash basis, accrual-basis revenues are reduced by accrual-basis expenses that have not yet been paid.
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union local school district has a bond outstanding with a coupon rate of 3.8 percent paid semiannually and 29 years to maturity. the yield to maturity on this bond is 2.9 percent, and the bond has a par value of $10,000. what is the dollar price of the bond? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The dollar price of the bond rounded off to 2 decimal places is $11756.88.
According to the scenario, The given data are as follows:
Par Value (FV) = $10,000
Time Period = 29 years
Time period (Semi-annual) (Nper) = 58
Coupon rate (semi-annual) = 3.8% / 2 = 7.6%
So, payment (PMT) = $10,000 × 7.6% = $76
Yield (r) (semiannual) = 2.9% / 2 = 1.45%
Hence, The price of the bond is $11756.888.
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improvements to labor capabilities from training, education, and apprenticeship programs are typically called:
Human capital consists of the knowledge, skills, and health that human beings invest in and accumulate all through their lives, enabling them to comprehend their conceivable as productive members of society.
What is human capital supply two examples?Examples of human capital include the education, technical training, or problem-solving skills that a individual gives to a business. Education is one of the most important elements of human capital, as it frequently leads to elevated monetary output, higher man or woman income, and improved monetary mobility for families.
You can separate human capital into three types: information capital, social capital, and emotional capital.
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https://brainly.com/question/536783#SPJ4the debt to equity and the times interest earned ratios provide investors and creditors with a measure of
The debt to equity and times interest earned ratios provide investors and creditors with measure of financial risk.
What is financial risk?Any of the many risks connected to funding, such as those posed by financial transactions involving at-risk business loans, are referred to as financial risks. It is frequently assumed that it solely refers to financial loss possibility and unpredictability on the negative.
Modern portfolio theory, which was first introduced by Dr. Harry Markowitz in 1952 with his article "Portfolio Selection," has developed into a science that deals with managing market and financial risk. In contemporary portfolio theory, risk is defined by a portfolio's variance (or standard deviation). Equity risk is the possibility that changes will be made to implied volatility or stock prices generally (i.e., unrelated to a specific business or sector).
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