Time and place utility are created when a company focuses on making products available when they are demanded, with adequate service and at minimum cost, engaging in marketing.
Give a brief account on economic utility.The whole level of enjoyment a person receives from using a specific good or service is known as economic utility.
The four different categories of economic utility are form, time, place, and possession.
The value a consumer obtains from goods or services in a way they genuinely need is known as form utility.Time utility is the provision of goods or services to customers at the time of their demand or necessity.Place utility refers to placing goods or services in places where customers may conveniently obtain them.Possession utility is the use or perceived benefit a customer receives from possessing and promptly using a good or service.To know more about, economic utility, visit :
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gabuat corporation, which has only one product, has provided the following data concerning its most recent month of operations: selling price $ 149 units in beginning inventory 0 units produced 2,200 units sold 1,910 units in ending inventory 290 variable costs per unit: direct materials $ 39 direct labor $ 33 variable manufacturing overhead $ 7 variable selling and administrative expense $ 7 fixed costs: fixed manufacturing overhead $ 46,200 fixed selling and administrative expense $ 15,280 the total gross margin for the month under the absorption costing approach is:
The total gross margin for the month under the absorption costing approach is: $93,590
The computation of the gross margin under the absorption costing approach is as follows:
Sales ($149 × 1,910 units) $ 284,590
Less:
Direct Material ($39 × 1,910 units) $ 74,490
Direct Material ($33 x 1,910 units) $ 63,030
Variable Manufacturing Overhead ($7 × 1,910 units) $ 13,370
Fixed Manufacturing Overhead ($46,200 ÷ 2,200 units) × $1,910 units $40,110
Gross Margin $93,590
Gross margin is the distinction between revenue and cost of goods offered (COGS), divided through revenue. The gross margin is expressed as a percentage. generally, it's miles calculated because the promoting price of an object, much less the price of products offered (e. g. production or acquisition expenses, not along with oblique constant costs like office expenses, hire, or administrative prices), then divided via the same selling price. "Gross margin" is often used interchangeably with "gross profit", but the phrases are special: "gross earnings" is technically an absolute monetary amount, and "gross margin" is technically a percent or ratio.
The purpose of margins is "to determine the cost of incremental income, and to manual pricing and merchandising decision."
"Margin on sales represents a key issue in the back of a number of the most essential business considerations, which includes budgets and forecasts. All managers should, and typically do, recognize their approximate business margins. Managers vary widely, but, in the assumptions, they use in calculating margins and in the ways they analyze and communicate these critical figures."
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enterprising concepts has completed concept testing of its industrial vacuum cleaner. before it begins market testing, in what stage should it engage?
Development of marketing strategy should be engaged before beginning market testing for the products/services.
Marketing strategy development is a stage done just after concept testing and before market testing; this stage involves determining a budget, identifying a target audience, creating a proper channel in order to reach target customers, all the roadmap of actions, and the time to activate them, and setting up clear-cut goals before putting them up in the open market.
The target market description is its first part and then the planned price for the vacuum cleaners. The planned long-run sales are considered after price determination. And after creating a proper strategy of marketing, the vacuum cleaner is ready to be tested in the market with all defined and channelized prices and customers.
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ratio analysis: question 4 options: a) is generally adequate to fully assess an investment's expected return b) serves as an initial evaluation of the adequacy of an investment's expected cash flows c) includes estimating the net present value of the investment opportunity d) requires cash flow estimates for the investment's entire expected holding period
Ratio analysis usually depicts as an initial evaluation of the adequacy of an investment's expected cash flows.
So, the correct option is B.
Ratio analysis is used to provide a preliminary determination of how well-suited an investment's predicted cash flows are. The assessment of several financial data points included in a company's financial statements is known as "ratio analysis." Ratio analysis is employed to learn more about a company's financial health. Analysts use it to evaluate many facets of a firm, including its profitability, liquidity, and solvency.
By examining a company's financial statements, such as the balance sheet and income statement, ratio analysis is a quantitative technique for gaining insight into its liquidity, operational effectiveness, and profitability. A crucial component of basic equity analysis is ratio analysis.
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ordinary annuity or annuity due? a small business predicts that their computer system will need an upgrade in software and equipment in 5 years. to prepare for this expense, management decides to invest $1,000 at 8.4% compounded semiannually at the beginning of each semiannual period for 5 years. how much will be saved after 5 years? a. ordinary annuity b. annuity due c. neither
The amount that will be saved after 5 years is annuity due.
What is annuity due?When the cash flows, or payments, for an annuity start at the beginning of the period, the annuity is said to be due. Annuity due is another term for arrears on an annuity. As already said, the majority of assessment issues presuppose that payments happen at the conclusion of the term (ordinary annuity). An ordinary annuity factor in AH 505 can be changed to its corresponding annuity due factor with a very straightforward computation, however, if payments start at the beginning of the period (annuity due). Financial calculators and spreadsheet programs make the process of converting an ordinary annuity to an annuity due even simpler, but understanding how to "manually" convert the ordinary annuity factors in AH 505 to annuity due factors is still useful.
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Suppose the newsvendor model describes a firm’s operations decision. Is it possible to have positive stockout probability and positive expected leftover inventory?.
Supposing the newsvendor model describes a firm’s operations decision, yes – a firm does not stockout and have leftover inventory at the same time, but the stockout probability can be positive even though there is positive expected leftover inventory. (Option D)
The newsvendor model refers to a mathematical approach used in operations management to establish optimal inventory levels. The name of the model is based on a newsboy trying to determine how many copies of newspaper will contemplate the day’s demand. The model enables the decision regarding the number of units to produce or buy when demand is ambiguous considering the cost of having too much as well as too little. Although a firm does not stockout (which is an out-of-stock event that causes exhaustive inventory) and have leftover inventory at the same time, it is possible that stockout probability can be positive even though there is positive expected leftover inventory. A stock-out probability refers to the percentage possibility of a product being out of stock when an order is placed while expected leftover inventory is the possibility of inventory left over after the expected sales.
Note: The question is incomplete as it is missing options. The options are a) No - if there is left over inventory then a stockout doesn’t occur. b) No - if the stockout probability is positive, then expected inventory must be negative. c) No - actual demand can differ from sales. d) Yes – a firm does not stockout and have leftover inventory at the same time, but the stockout probability can be positive even though there is positive expected leftover inventory. e) Yes - as long as the underage cost is greater than the overage cost.
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1. (20 points) ten years ago, johnson recovery purchased a wrecker for $330, 000 to move disabled 18-wheelers. he received a salvage value of $25, 000 after 10 years of use. during this 10-year period, his average annual revenue totaled $60, 000. a) did he recover his investment at 12% per year return? in other words, does the annual equivalent value of the benefits exceed the capital recovery cost at an interest rate of 12%?
No, the annual equivalent value of the benefits exceeds the capital recovery cost at an interest rate of 12% because the salvage value of $25, 000 is less than the requirements.
A capital cost recovery rate that is higher than 100% indicates that businesses may be able to write off more than the entire cost of an investment. A lower capital cost recovery rate raises the cost of capital investment while also overstating a company's taxable income and tax liability.
When a company sells its assets and liquidates them to recoup the money it spent on machinery and equipment, it is another example of capital recovery. The concept of capital recovery might be helpful to a firm when determining what fixed assets to purchase.
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The _ return is the return that an investor will probably earn on a risky asset in the future.
The predicted/expected returns is the go back that an investor will possibly earn on a volatile asset withinside the future. The predicted go back is the quantity of income or loss an investor can count on receiving on an funding.
An predicted go back is calculated with the aid of using multiplying capability consequences with the aid of using the percentages of them going on after which totaling those results. Expected returns can't be assured. The predicted go back for a portfolio containing a couple of investments is the weighted common of the predicted go back of every of the investments. Understanding Expected Return : Expected go back calculations are a key piece of each commercial enterprise operations and economic theory, which include withinside the famous fashions of the current portfolio theory (MPT) or the Black-Scholes alternatives pricing model.
For example, if an funding has a 50% threat of gaining 20% and a 50% threat of dropping 10%, the predicted go back might be 5% = (50% x 20% + 50% x -10% = 5%)The predicted go back is normally primarily based totally on ancient facts and is therefore now no longer assured into the future; however, it does frequently set reasonable expectations. Therefore, the predicted go back parent may be idea of as a long-time period weighted common of ancient returns. In the system above, for instance, the 5% predicted go back can also additionally in no way be found out withinside the future, because the funding is inherently challenge to systematic and unsystematic risks. Systematic threat is the risk to a marketplace area or the complete marketplace, whereas unsystematic threat applies to a particular organisation or industry.
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an auditor should design the audit plan to group of answer choices select all material transactions for substantive testing. minimize substantive testing prior to the balance sheet date. implement the audit strategy. perform either tests of controls or tests of transactions on each account balance.
Implementing the audit strategy should be done by auditor.
What is an Audit strategy?
The order of preparation is audit strategy, audit planning, and then audit program.
The audit strategy is ready to decide what has to be done for the audit.The audit strategy is less specific than the audit planning.Planning an audit Talk about how to put the audit strategy into practice to meet the goals set forth in the audit plan.The audit programme discusses how to choose all relevant transactions for substantive testing, run tests of controls or transactions on each account balance, and limit substantive testing before the balance sheet date.Learn more about Audit strategy from the link below
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a canadian media company decides to open a printing plant in australia to produce magazines that will be sold to australian readers. the canadian firm is engaged in:
The canadian media company opening a printing plant in australia will be sold to australian readers and here the canadian firm is engaged in international direct investment.
What is international direct investment and what in the canadian firm is engaged in?International direct investment is the foreign investment in which the voting stocks up in the foreign company.Here the question is asked of a canadian media company deciding to open a printing plant in australia to produce magazines that will be sold to australian readers, and what job the canadian firm is engaged in.A way of a foreign investment or international direct investment is starting subsidiary of a domestic firm in a foreign country.There is a major difference between the direct and indirect investments of foreign trade.That is in direct investment there comes a ownership of the property and in indirect investment the participating company only gets a share of property.To know more about firm visit:
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according to michael porter, which of the following is a problem with many publicly traded companies?
According to Michael Porter, the statement that describe the problem with many publicly traded companies is many of this companies have defined value creation too narrowly in terms of financial performance. The Option B is correct.
What are publicly traded companies?As known as a public company, refers to a corporation whose shareholders have a claim to part of the company's assets and profits. Through free trade of shares of stock on stock exchanges or over-the-counter (OTC) markets, the ownership of a public company is distributed among general public shareholders.
Apart from its securities trading on public exchanges, a typica; public company is also required to disclose its financial and business information regularly to the public. If such company has public reporting requirements, it is considered a public company by the U.S. Securities and Exchange Commission (SEC)
Missing options "A. Shareholders of publicly traded companies do not have a legitimate claim on profits. B. Many publicly traded companies have defined value creation too narrowly in terms of financial performance. C. There is no transferability of stock ownership in publicly traded companies. D. The legal owners of publicly traded companies also make management decisions for the company.
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who generally takes responsibility for reporting required information on form 1099-s after a real estate closing?
The seller generally takes responsibility for reporting required information on form 1099-s after a real estate closing.
A real estate is a form of real belongings, which means that it's far something you personally are connected to a bit of land. it is able to be used for residential, business, or business purposes, and usually includes any sources on the land consisting of water or minerals.
Real property refers to real, or bodily, property, and may encompass land, homes, air rights above the land, and underground rights below the land. As an enterprise term, the actual estate also refers to producing, buying, and promoting property.
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the purchase of a car requires a $25,000 loan to be repaid in monthly installments for 4 years at 9% interest compounded monthly. if the general inflation rate is 4% compounded monthly, find the actual and constant dollar value of the 20th payment.
The actual and constant dollar value of the 20th payment is $622.13 and $582.07.
What is constant dollar value?
When comparing dollar values between periods, a constant dollar is a currency value that has been altered. The purchasing power of the dollar fluctuates over time due to inflation, hence in order to compare dollar values from one year to the next, nominal (present) dollar values must be converted to constant dollar values. Real dollar value and constant dollar value are both acceptable terms.
According to the question
P = the asset's initial purchase price
A= the annual sum that is included in the calculation,
I =the applicable interest rate, and
N=the total number of applicable time periods.
On substituting the given values to get:
A'20 = P(A/ P, i, N)
A'20 = $25,000(P/A, 0.0075, 48)
A'20 = $622.13
Therefore, the 20th cycle payment for the car loan is approximately $622.13 in actual cash.
Remember that the sum in constant dollars must be calculated using the 4% inflation rate. If the real interest rate is applied in this case, the solution is flawed. Additionally, the actual dollar payment shown above must be entered into the variable F in this scenario:
A'20 = F(P/F, i, N)
Where,
P = the present worth of a cash flow series,
F = the future worth of a cash flow series,
i' = the invested interest rate of return, and
N = the number of time periods applicable to the situation at hand.
Putting the given values in the above equation, one gets:
A'20 = F(P / F, i, N)
A'20=$622.13(P / F, 0.0033, 48)
To find the factor values. In this case, one would want to look at the second column for the other factor value applicable here(P/F, i, n).
A'20 = $622.13(P / F, 0.0033, 48)
A'20 = $622.13(0.9356)
A'20 = $582.07 20
Thus, the 20th payment in constant dollars is approximately $582.07.
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How do you avoid correcting and putting a customer on their defensive side?
Answer:
Explanation:
Listen carefully to what the customer has to say, and let them finish. Don't get defensive. The customer is not attacking you personally; he or she has a problem and is upset. Repeat back what you are hearing to show that you have listened.
Ask questions in a caring and concerned manner.
The more information you can get from the customer, the better you will understand his or her perspective. I’ve learned it’s easier to ask questions than to jump to conclusions.
Put yourself in their shoes.
As a business owner, your goal is to solve the problem, not argue. The customer needs to feel like you’re on his or her side and that you empathize with the situation.
Apologize without blaming.
When a customer senses that you are sincerely sorry, it usually diffuses the situation. Don't blame another person or department. Just say, "I'm sorry about that.”
Ask the customer, "What would be an acceptable solution to you?"
Whether or not the customer knows what a good solution would be, I’ve found it’s best to propose one or more solutions to alleviate his or her pain. Become a partner with the customer in solving the problem.
Solve the problem or find someone who can solve it— quickly!
Research indicates that customers prefer the person they are speaking with to instantly solve their problem. When complaints are moved up the chain of command, they become more expensive to handle and only add to the customer's frustration.
There is no getting around customer complaints, regardless of your industry. However, by employing these steps and taking the time to review the issue with the customer, you can turn challenges into something constructive.
if a firm hires labor such that w > vmpl, then profit: group of answer choices can be increased by hiring less labor. can be increased by decreasing the price of the output. can be increased by hiring more labor. is maximized.
When a firm hires labor such that w > vmpl, then profit can be increased by hiring more labor.
What is labor?Labor economics is the study of labor as a factor in the production process. The workforce includes all those active in the labor market, including employees, employers, and the self-employed, as well as the unemployed looking for work. Labor economics includes all studies that affect these workers before, during, and after their working lives. Parenting, Education, Wages and Incentives, Fertility, Discrimination, Leave, and Pension Reform.Labor markets operate through the interaction of workers and employers and may be geographically limited within a country or region, or globally. Labor economics is also concerned with the movement of workers within and between such markets, as well as within and between employers.Labor is the number of workers in the economy and the effort they expend in producing goods and services. Work can be categorized in many ways. Labor is the effort people expend in producing goods and services.
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Answer:
can be increased by hiring less labor.
Explanation:
after adding three bundles to a quote, you notice that you can't tell which products go with which bundles. what package level setting do you change to show which products go together?
The quote line should display the bundle components. A list of selected product options and user-defined static text are displayed in the quote line's Package Product Description field.
It can be used by sales representatives to rapidly refer to the setup of a quoted bundle product. Configuring the product is the first step in the CPQ process. Before continuing with the sales process, it is imperative that you fill out the necessary information about the goods or services. Your product or service will be used to its full potential if it is tailored to the demands of your customers. Option for Related Product is connected but completely independent.
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Suppose that congress were to institute an investment tax credit. What would happen in the market for loanable funds?.
An investment tax credit is a tax incentive that allows businesses to write off a portion of the cost of investing in new equipment or property. The credit is typically a percentage of the cost of the investment, and it can be used to offset income tax owed.
The impact of an investment tax credit on the market for loanable funds is twofold. First, it increases the demand for loans, as businesses seek to finance their investments. This increases the price of loans, and makes it more difficult for borrowers to obtain financing. Second, it decreases the supply of loanable funds, as businesses use the credit to reduce their income tax liability. This decrease in the supply of loanable funds drives up the interest rate.
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you have saved $3,000 for a down payment on a new car. the largest monthly payment you can afford is $450. the loan will have a 12% apr based on end-of-month payments. what is the most expensive car you can afford if you finance it for 48 months? for 60 months? do not round intermediate calculations. round your answers to the nearest cent.
The most expensive car could afford, if the finance it for 48 months and 60 moths is of $20,088.28 and $23,229.77. Part of the principal balance and interest are paid with each payment that the borrower makes.
Loan = Payment × [tex]\frac{(1-(1+0.01)^-^4^8}{y}[/tex]
Down payment = 3000
Monthly Payment = 450
Adjust r for monthly compounding (r) = [tex]\frac{0.12}{12}[/tex]
The most expensive car could afford, if the finance it for 48 months
Loan = 450 × [tex]\frac{(1-(1+0.01)^-^4^8}{y}[/tex]
Loan = 17,088.28
Car price = Down payment + Loan
Car price = 3000 + 17,088.28
Car price = 20,088.28
The most expensive car could afford, if the finance it for 60 months
Loan = 450 × [tex]\frac{(1-(1+0.01)^-^6^0}{y}[/tex]
Loan = 20,229.77
Car price = Down payment + Loan
Car price = 3000 + 20,229.77
Car price = 23,229.77
One of the financial tools that investors employ is a loan. At an agreed-upon interest rate, the borrowed money is repaid in installments. Part of the principal balance and interest are paid with each payment that the borrower makes.Learn more about Interest, here
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a local freight company frequently dispatches trucks that are half full and the crates are often missing their address labels. the company is
A local freight company routinely sends out half-full trucks, and the crates usually lack address labels. The business is neither efficient nor effective. Efficiency is the ability to maximize a given input while using the least amount of resources, including time, money, effort, energy, and raw materials.
The words effective, effectual, efficacious, and efficient describe something that has the capacity to have an intended effect. An action, remedy, or speech is said to be effective if it has the potential to or actually has an effect. Therefore, efficiency itself is not a goal.
We want it because it will help us get more of the things we value rather than because we want it for its own sake. It denotes the degree of performance that requires the fewest inputs to provide the greatest amount of output in more mathematical or scientific words.
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4. (1pts) the next dividend payment by wyatt, inc. will be $1 per share. the dividends are anticipated to maintain a growth rate of 10% forever. if the stock currently sells for $40 per share, what is the required return?
Wyatt, Inc.'s upcoming dividend payment will be $1 per share. It is expected that the dividend growth rate would always be 10%. If the company is now trading at $40 per share, the needed return is 12.5%.
How does rate of return work?The investment strategy of the businesses, groups, and people is to generate profits greater than the initial investment. The capital asset pricing model can be used to determine the expected rate of return for an investment in a stock that regularly declares dividends.
The data needed to determine the necessary rate of return is
The dividend that will be paid is $1.
The rate of dividend growth is 10%.
Currently, the share price of the stock is $40.
Today's necessary return will be determined using the dividend growth model formula.
R= (D1 / P) + G
Where
P = present-day stock price
D1 = future dividend payment
R= necessary a rate of return
G= pace of dividend growth
In the formula, changing the numbers
R = (1 / 40) + 0.1
=0.025 + 0.1
=0.125 or 12.5%
The required return is 12.5%
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pam exchanges a rental building, which has an adjusted basis of $520,000, for investment land which has a fair market value of $700,000. in addition, pam receives $100,000 in cash. what is the recognized gain or loss and the basis of the investment land?
The realized gain or loss plus the basis of the investment property is $700,000. As a result, the correct answer is $700,000.
What is an investment?Investment is the commitment of money to the acquisition of an asset with the goal of increasing its value over time. Investment necessitates the sacrifice of a current item, such as time, money, or effort.
Given that,
Fair market value = 700,000
Cash received = 100,000
Adjusted basis = 520,000
Recognized gain:
= Value received - Adjusted basis
= [Fair market value + Cash received] - Adjusted basis
= [700,000 + 100,000] - 520,000
= $280,000 Gain
The basis of investment land is equal to the fair market value of the investment land.
Basis investment land = $700,000
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alpha corp. is prohibited from issuing more senior debt unless net tangible assets exceed 200% of senior debt. currently, the company has outstanding $100 million of senior debt and has net tangible assets of $262 million. how much more senior debt can alpha corp. issue?
Alpha corp can issue senior debt of more than $25 Million.
According to the question, it is already given that Alpha Corp. is prohibited from issuing more senior debt unless net tangible assets exceed 200% of senior debt. Therefore Alpha Corp. Can issue debt only half of the net tangible asset. Alpha Corp. has net tangible assets of $250 Million. Therefore Alpha can issue 50% of $250 million as a senior debt which is $125 Million. Because at $125 million of senior debt Alpha is meeting the requirement of 200% of the net tangible asset. Additional further senior debt can be issued = total senior debt can be issued - existing senior debt additional further senior debt can be issued = $125 million - $100 million. Hence additional further senior debt can be issued = $25 Million.
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is creating a vision for the organization and guiding, training, coaching, and motivating others to work effectively to achieve the organization's goals and objectives. multiple choice question.
By setting a vision for the organisation, a leader can inspire and motivate others to work toward shared goals and objectives. Controlling entails determining if the organization's objectives are met by what really happens.
Creating a vision for the organisation and directing, educating, mentoring, and inspiring others to work productively to meet the organization's goals and objectives on schedule is what it means to LEAD.
In a learning organisation, what is vision?
An organization's vision is what it hopes to become and accomplish in the future. The Vision is crucial since it is intertwined with all other organisational strategy components.
A company's mission statement, goals, and aspirations are all outlined in a vision statement. The majority of vision statement writers find the process to be satisfying and motivating. It gives them the ability to describe the traits that affect the strategy of the firm.
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the factors necessary to compute depreciation include (cost/selling price/market value) , salvage value and useful life.
In order to compute depreciation, the factors that are necessary include:
costsalvage valueuseful life.How to calculate depreciation?In order to calculate the depreciation of a fixed assets, there are three main factors needed which are the cost of the fixed asset when it was first purchased.
The salvage value of the fixed asset which can sometimes be zero, and finally, the useful life of the asset which shows how long the company plans to use the asset.
The formula for depreciation is:
= ( Cost - Salvage value ) Useful life
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a merchant in denmark entered into a contract for the sale of goods with a merchant in italy. assuming that both countries are parties to the united nations convention on contracts for the international sale of goods (cisg), any dispute over that contract would be: blank .
A merchant in Denmark entered into a contract for the sale of goods with a merchant in Italy. Assuming that both countries are parties to the CISG, any dispute over that contract would be governed by the terms in the CISG.
A merchant is someone who buys and sells goods. Merchants can be found in markets and shops, and they usually specialize in a particular type of product. For example, there are merchants who sell only clothes, or only food.
Merchants play an important role in the economy, because they help to produce and distribute goods. Without merchants, it would be difficult for people to get the things they need.
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walker corp. issues $10 million in bonds at a discount. one year later, the unamortized discount associated with the bonds is $325,000. the market value of the bonds is $10.2 million. if the company chose the fair value option, the bonds should be reported at
$525,000 in unrealized holding gain.
What does an unrealized holding gain entail?
An increase in the value of an asset that a person or business continues to hold is known as an unrealized holding gain. The entity's income statement does not yet show this gain as a realized gain. The gain is thought to have been realized once the asset has been sold.
What happens to the unrealized holding gain?
Recording Unrealized Gains Securities held for trading are recorded at their fair value on the balance sheet, and the income statement records both realized gains and losses.
The investment's fair value is 1020,000 less: Investment's carrying value is 9675000, or 10000000 times 325000 times the unrealized holding gain of 525000 times $525,000.
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should iris challenge mike on this issue, or should she leave that subject alone? is she ethically obligated to raise this issue with higher management?
Iris and Mike are both talking about how to raise productivity while also cutting costs.
Iris has nevertheless identified a flaw in this concept. She should first discuss this with Mike in order to emphasize the fact that, despite potential cost savings, higher-quality IT services will be provided. The major goal should be to increase the company's revenue by reducing other costs while also maintaining the required level of quality in accordance with industry standards. In terms of ethics, it's not required to bring up a problem, but if you want the firm to view you favorably, you should talk to upper management about it so they can come to a conclusion.
(Completed question)
Suppose Iris discovers an element of the IT strategic plan stating that IT will reduce costs by implementing a specific new technology. Suppose also that Iris knows that technology has not been shown to reduce costs even though it does improve the quality of IT services. Should Iris challenge Mike on this issue, or should she leave that subject alone? Is she ethically obligated to raise this issue with higher management?
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chancellor ltd. sells an asset with a $1.8 million fair value to sophie inc. sophie agrees to make six equal payments, each to be paid one year apart, commencing on the date of sale. the payments include principal and 6% annual interest. compute the annual payments
$345332 will be the annual payments at 6% annual interest from the commencing on the date of sale one year apart.
Given data,
Loan Amount (P) = $1,800,000
Annual Interest Rate per year (r) = 6.00%
Loan Period (n) = 6 Years
the formula for Annual Interest is:
The Annual Payment will be,
= [P × {r × (1 + r)^n}] ÷ (1 + r)^n - 1
= [$1,800,000 x {0.06 x (1 + 0.06)^5}] ÷ [(1 + 0.06)^6 - 1]
= $345332
Hence, the annual payment is $345332
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what is a disadvantage of an international strategy? failure to appropriate learnings from other cultures low-local responsiveness many independent organizations difficult to coordinate
An international strategy can expand your company's customer base, but it has the drawback that cultural differences in other nations may hinder your marketing efforts.
What exactly is a global strategy?A global firm is one that exports internationally or offers services to customers or clients in other nations. The initial step in most organizations' global development plans is typically an international strategy, which involves exporting or importing goods and services while keeping a head office or offices in their home nation.
There is no one method that works for all business ventures that involve global expansion. Companies may decide to invest more in their target markets as they expand and scale. Since an organization's foreign strategy is essentially an extension of its home strategy, it scores poorly on both global integration and local response.
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sara shows concern for others, mentors subordinates, encourages subordinates to take initiative in solving problems, and shows appreciation for subordinates' contributions. sara is demonstrating leadership. a) relationship-oriented b) task-oriented c) transformational d) transactionalsara shows concern for others, mentors subordinates, encourages subordinates to take initiative in solving problems, and shows appreciation for subordinates' contributions. sara is demonstrating leadership. a) relationship-oriented b) task-oriented c) transformational d) transactional
Relationally oriented, Sara mentors subordinates, cares for others, and empowers them to take charge of their own difficulties.
What accomplishes a mentor?A mentor may impart knowledge about his or her own work path to a mentee (or protégé), as well as offer direction, inspiration, psychological support, and leadership behaviors. A mentor can provide assistance with career exploration, goal-setting, networking, and resource identification.
What exactly does a mentor do?A mentor is a friend or family member who helps a less experienced individual by fostering trust and serving as an example of appropriate behavior. An excellent mentor is aware of the importance of being dependable, involved, genuine, and attuned to the requirements of the mentee.
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a borrower pays $200,000 for a home and gets a fixed-rate loan from his lender at 5.75%. he puts $40,000 down. what is the ltv on this loan, and does the buyer have to pay pmi?
The loan-to-value on this loan will be 80%.
The loan-to-value (LTV) ratio can be described as measure comparing the value of your mortgage with the appraised number of the property. If your down payment increase, your LTV ratio would improve too.
To calculate the loan-to-value (LTV), we should know the value of mortgage amount.
Mortgage amount is equal to purchase price of the home minus down payment.
The price of the home is $200,000.
Down payment = $40,000
Hence,
Mortgage amount = price of the home - down payment
Mortgage amount = $200,000 - $40,000
Mortgage amount = $160,000
Then we plug it into the loan-to-value formula:
Loan-to-value ratio = mortgage amount : home
Loan-to-value ratio = $160,000 : $200,000
Loan-to-value ratio = 0.8 = 80%
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