Chapters 7 & 13 forms of bankruptcy most impact individuals with severe financial burdens.
Chapter 7 Bankruptcy
This is the bankruptcy that occurs the most frequently. This sort of bankruptcy is also known as a straight bankruptcy or liquidation bankruptcy because your unsecured debts are discharged once your case is through. The trustee may sell any non-exempt property you own and give the cash to your creditors.
Plans to Repay Bankruptcy Under Chapter 13
Chapter 13 of the bankruptcy code enables wage employees to discharge part or all of their debts by adhering to a three- to five-year repayment plan.
The length of the schedule may change depending on your income. If your income is below the median in your state, the bankruptcy will last three years. If your income is higher than that of comparable households, the court may impose a five-year sentence.
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When sales agent jane first contacted john, after her three-month vacation to barbados, was seller john her client?
If sales agent jane first contacted john, after her three-month vacation to barbados. No, seller john was not her client?
Who is a sales agent?A sales agent can be defined as someone whose sole responsibility is to sell product to potential customers and to as well market product to buyer.
Hence, seller John is not her client based on the fact that both John and Jane did not agreed on any agency relationship terms and agreement.
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Answer:Yes. Jane was negligent in the process she used to arrive at a list price.
Explanation:
The answer is yes. Jane was negligent in the process she used to arrive at a list price. She did use her list of already sold properties as comparables to arrive at a price for the listing for John's home. However, she completely failed to do the following: 1) research the statistics on properties that were previously listed but did not sell (expired listings); 2) research the statistics on properties currently on the market; and 3) use comparables of properties sold during the three-month period she was on vacation.
Benton corporation acquired real estate that contained land, building and equipment. the property cost benton $825,000. benton paid $175,000 in cash and issued a note payable for the remainder of the cost. an appraisal of the property reported the following values: land, $85,000; building, $625,000; and equipment, $250,000. what value will be recorded for the building
$537109 will be recorded value0 for the building.
What does it take to acquire a company?
A company makes an acquisition when it buys the majority or all of the shares of another company in order to take over that business. The acquirer can make choices regarding newly acquired assets without the consent of the target company's other shareholders if they buy more than 50% of the target company's stock and other assets.
What is the journal entry for acquisition?
The company can make the journal entry for the goodwill on acquisition by debiting the assets at the fair value and the goodwill account and crediting the liabilities at the fair value and the cash account.
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Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
This situation reiterates the belief that Network Effects are the key to success.
What are Network Effects?The value or utility a user obtains from a good or service relies on the number of users of related products, which is a phenomenon known as a "network effect." The phrase "network effect" describes any circumstance in which the quantity of buyers, sellers, or users who utilize a platform, product, or service determines its worth. Positive network effects typically result in a user gaining more value from a product when other users join the same network.
The three primary types that can increase the number of users and worth of your product are direct, two-sided, and local network impacts.
Therefore, this situation reiterates the belief that Network Effects are a key to success.
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If the majority of service customers are satisfied, it is likely that all service customers will be satisfied.
If the majority of service customers are satisfied, it is likely that all service customers will be satisfied. False
Customer service is the provision of service to customers before, during, and after purchase. This makes it an important part of the customer's value chain. Different industries require different levels of customer service [1], but ultimately, the idea of a well-delivered service is to increase revenue. Awareness of a successful customer service interaction depends on employees who are “adaptive to the customer's personality”. [2] Customer service is often practiced in a way that reflects the company's strategy and values. Good customer service is usually valued by customer loyalty. Customer service is part of a company's intangible assets for some companies and can differentiate them from others in their industry. A great customer service experience can change a customer's overall perception of your company. [3]
Good customer service means consistently meeting customer expectations. Good customer service is fast, easy, personal, and caring. Companies that provide excellent customer service take the time to understand the needs of their unique customer base. J.
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The following cost information pertained to the Violin Division of Stringing Music Co. and was based on monthly demand and sales of 200 units: Per-Unit Costs Variable production costs: Direct materials $170 Direct labor 155 Variable factory overhead 75 Fixed production costs: Depreciation (equipment) 15 Factory rent 58 Other 15 Total production cost $488 Variable selling
The contribution margin per unit sold by Violin Division of Stringing Music Co is $326.
What is the contribution margin per unit?The contribution margin per unit is the difference between the selling price per unit and the total variable costs (production and selling) per unit.
Data and Calculations:Monthly demand and sales = 200 units
Per-Unit Costs
Variable production costs:Direct materials $170
Direct labor 155
Variable factory overhead 75
Fixed production costs:
Depreciation (equipment) 15
Factory rent 58
Other 15
Total production cost = $488
Variable selling = $24
Fixed selling & administrative costs = $36 per unit
Selling price per unit = $750
Total variable cost per unit:Direct materials $170
Direct labor 155
Variable factory overhead 75
Variable selling 24
Total variable production and selling costs = $424
Selling price per unit = $750
Contribution margin per unit = $326 ($750 = $424)
Thus, the contribution margin per unit sold is $326.
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Question Completion:Variable selling & administrative costs $24 per unit Fixed selling & administrative costs $36 per unit Given a normal selling price per unit of $750, what is the contribution margin per unit sold
Toby kirkland’s parents claim him as a dependent on their tax return. Toby had earned income in the amount of $2,897. What is toby’s standard deduction?
When we use the IRS rule which states the standard deduction amount should be greater than $900 or the income earned by the taxpayer for the year in addition with $300 (should not be exceeding the regular standard deduction). Income earned by Toby is $2,897, then add
$300 into it.
The correct standard deduction amount would then be $3,197 ($2,897 +300)=$3197.
Standard deduction is the deduction given by the income tax authorities to the tax payer.
Internal revenue bulletin is the instrument used by the IRS for announcing all the rules.
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A ______ occurs when a firm has accrued significant market power and is changing the industry structure in its favor.
Near monopoly occurs when a firm has accrued significant market power and is changing the industry structure in its favor.
What does a near monopoly mean?Near-monopolies are companies that have moved into a space and have taken over a significant portion of the market share. Such companies are often very large. Also, they tend to diversify, making other products to help boost both market share and profit.Strategic emergent monopoly is an emergent strategy is one that arises from unplanned actions and initiatives from within an organization
A natural monopoly exists in a particular market if a single firm can serve that market at lower cost than any combination of two or more firms
The term "accrued liability" refers to an expense incurred but not yet paid for by a business. These are costs for goods and services already delivered to a company for which it must pay in the future. A company can accrue liabilities for any number of obligations and are recorded on the company's balance sheet.
Therefore Near Monopoly occurs when a firm has accrued significant market power and is changing the industry structure in its favor..
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Correct Question - . A ______ occurs when a firm has accrued significant market power and is changing the industry structure in its favor
a. Near monopoly
b. Strategic emergent monopoly
c. Natural monopoly
d. Accrued liable monopoly
Using this table, calculate the profit at each level of running shoe inserts production. Pair 1: $ Pair 2: $ Pair 3: $ Pair 4: $ Pair 5: $
Based on the total cost, total revenue, and pair of shoes, the profit level at every level of running shoe production are:
Pair 1 - $23Pair 2 - $51Par 3 -$80 Pair 4 - $109Pair 5 - $137What are the profits at each level?The profit can be found as:
= Total revenue - Total cost
At first level:
= Total revenue - total cost
= 30 - 7
= $23
At pair 2:
= Total revenue - total cost
= 60 - 9
= $51
At pair 3:
= Total revenue - total cost
= 90 - 10
= $80
At pair 4:
= Total revenue - total cost
= 120 - 11
= $109
At pair 5:
= Total revenue - total cost
= 150 - 13
= $137
The total profit is increasing because the total revenue is increasing significantly yet the total cost is only increasing marginally.
In conclusion, the profit is increasing more because cost is increasing less.
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Cory gives his friend money to buy a cheeseburger since he forgot his wallet at home, but expects to be repaid. This represents the financial service of:
The inference is that the financial service represented is lending.
What is financial service?It should be noted that an financial services is the economic services that are provided by an industry.
Here, Cory gives his friend money to buy a cheeseburger since he forgot his wallet at home, but expects to be repaid.
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Compared to traditional nonprofit startups, enterprising nonprofits are far less likely to survive in business after the first five years.
Compared to traditional nonprofit startups, enterprising nonprofits are far less likely to survive in business after the first five years: FALSE
Traditional nonprofit startups and enterprising nonprofits startups:Enterprising Non-Profits, or enp, is a one-of-a-kind collaborative program that encourages and supports the establishment and growth of social enterprises as a means of building successful non-profit organizations and healthier communities.A tax-exempt organization created for religious, charitable, literary, artistic, scientific, or educational objectives is known as a non-profit enterprise. It is a corporation from which the shareholders or trustees do not profit financially.Most organizations qualify for one of the three primary categories, which include public charities, private foundations, and private running foundations.Unlike traditional nonprofit starts, enterprising nonprofits are considerably more likely to survive after the first five years.As it is given in the description itself, unlike traditional nonprofit starts, enterprising nonprofits are considerably more likely to survive after the first five years.
Therefore, the statement "compared to traditional nonprofit startups, enterprising nonprofits are far less likely to survive in business after the first five years" is FALSE.
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Complete question:
Compared to traditional nonprofit startups, enterprising nonprofits are far less likely to survive in business after the first five years. TRUE or FALSE
Proof-of-Blank______ is a requirement to define an expensive computer calculation, also called mining, that needs to be performed in order to create a new group of trustless transactions on the distributed ledger or blockchain. Multiple choice question. stake work decision
Proof-of-Work is a requirement to define an expensive computer calculation, also called mining, that needs to be performed in order to create a new group of trustless transactions on the distributed ledger or blockchain.
What is Proof-of-Work in Cryptocurrency?A type of cryptographic demonstration known as proof-of-work involves one party (the prover) demonstrating to another (the verifiers) that a certain amount of computational effort has been put forth. Consequently, this spending may be easily verified by verifiers with little work on their behalf.The goal of proof-of-work algorithms is not to demonstrate that a task was completed or that a computational challenge was "solved," but rather to prevent data modification by imposing onerous energy and hardware control constraints. Environmentalists have criticized proof-of-work systems for using too much energy.Later, Bitcoin popularized proof of work as the basis for agreement in a permissionless, decentralized network where miners compete to add blocks and create new money.To learn more about Cryptocurrency refer to:
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A ________ is a seller's or lessor's express or implied assurance to a buyer or lessee that the goods sold or leased meet certain quality standards
A warranty is a seller's or lessor's express or implied assurance to a buyer or lessee that the goods sold or leased meet certain quality standards.
A warranty is the written assurance of a product's or service's quality as given to a consumer by the manufacturer or service provider. Insofar as the warranty's provisions stipulate, warranties offer clients legally-guaranteed service replacement or issue correction for the period of the warranty.
A warranty is a promise made by a manufacturer or seller that they will fix or replace any defective goods.
A product is guaranteed to be suitable for its intended use and to live up to the buyer's expectations by an implied warranty. They may be expressed orally or in writing.
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Polaco Corporation makes a product that has the following direct labor standards: Standard direct labor-hours 0.4 hours per unit Standard direct labor rate $ 24.00 per hour In May the company produced 8,500 units using 3,220 direct labor-hours. The actual direct labor rate was $22.10 per hour. The labor efficiency variance for May is:
The labor efficiency variance for May for Polaco Corporation is $4,320 Favorable.
What is the labor efficiency variance?The labor efficiency variance shows the difference between the actual direct labor hours worked and budgeted direct labor hours,
The labor efficiency variance is computed as the Standard hours allowed for production (SH) – actual hours taken (AH) × standard rate.
Data and Calculations:Standard direct labor-hours per unit = 0.4 hours
Standard direct labor rate = $24 per hour
Production in May = 8,500 units
Actual hours used = 3,220 hours
Standard hours allowed = 3,400 hours (8,500 x 0.4)
Labor efficiency variance = $4,320 (3,400 - 3,220 x $24)
Thus, the labor efficiency variance for May for Polaco Corporation is $4,320 Favorable.
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Small businesses often have advantages in international markets. one advantage is:_______
Small businesses often have advantages in international markets. one advantage is: Individualized customer service as opposed to impersonal corporate bureaucracies.
What are small businesses?These are businesses that are typically managed by people who started and own them. Small business have little running capital, few number of employees.
Advantages of small businesses are:
Financial liberty which affords it's doers the ability to cater for themselves or buttress on their initial earnings.Business owners take absolute charge of business decisions thereby broadening their scope and offering more independence and greater control.Another advantages of having a small business is the fact that efforts and commitment put into the sustenance and growth of the business will be duly reaped by the owner.Learn more about small businesses here: https://brainly.com/question/17128827
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Milton friedman argued that the federal reserve should adopt a ________ to reduce fluctuations in real gdp, employment, and inflation.
A. restrictive fiscal policy
B. monetary growth rule
C. contractionary lending practices policy
D. fixed interest rate policy
Milton Friedman argued that the federal reserve should adopt a monetary growth rule to reduce fluctuations in real GDP, employment, and inflation.
Monetary growth is Increased money supply in the economy: Money supply growth has been high in the last two years, boosted by high exports.
Monetary definition refers to money or currency. A system that pays with dollar bills and other banknotes is an example of a monetary system. Of national currencies or coins, or related to them.
Due to the difficulty of exchanging goods and services, barter systems have been an obstacle to the division of labor and specialization between individuals, which are important factors in increasing productivity and economic growth.
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How is a contingent liability reported if it is considered ""reasonably possible?""
This is because a loss would be recorded (debit) and liability established (credit) in advance of the settlement.
Responsibility is the responsibility of the individual or company and is usually the amount. Debts are settled over time by the transfer of economic interests, including money, goods, or services. The liabilities shown on the right side of the balance sheet include loans, liabilities, mortgages, income receivable, borrowings, guarantees, and accrued expenses.
Liability can be compared to assets. Debt is what you owe or owe. An asset is something you own or owe.
Main findings
Responsibility (generally) is something that owes someone else.
Liability may also mean legal or regulatory risk or obligation. In
accounting, companies compare liabilities to assets.
Current liabilities are short-term financial liabilities of companies that are due within a year or within the normal business cycle (such as accounts payable).
Long-term (long-term) liabilities are liabilities that are recorded on the balance sheet and are due within one year.
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Suppose a doctor spends half of the year in the United States and the other half in Canada and works in both places. How does his production get allocated between U.S. and Canadian GNP
The GDP of the United States includes the value of services generated there, while the GDP of Canada includes the value of services produced there.
The Value of the services produced in the united states is counted in U.S.GDP and the vale of services produced in canada are counted in Canadian GDP , thus if a doctor spends half the year working in the United states and half in Canada , his production is distributed accordingly.
GDP - Gross Domestic Product - It measures the monetary value of final goods and services - that is, those that are bought by final user-produced in country in a given period of time . United states is having highest GDP
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1. YOU MUST NOTIFY THE DMV WITHIN 5 DAYS IF YOU: A. Are cited for a traffic violation B. Sell or transfer your vehicle C. Paint your vehicle a different color
BALANCE SHEET Evaluation
Prepare a Balance Sheet for Rosebud Motel, using today’s date. Assets include Cash $17,000, Equipment $29,900, Office Supplies $2,095, Accounts Receivable $8,215 and Building $141,000. Liabilities include two separate suppliers: Elmdale Cleaning Ltd. $4,600, and Staple Supply Co. $1,150, Mortgage Payable $74,000 and Bank Loan $16,230. Remember to calculate the owner’s equity for the owner, Stevie Budd.
The preparation of a Balance Sheet for Rosebud Motel as of July 26, 2022, is as follows:
Rosebud Motel
Balance SheetAs of July 26, 2022
Assets
Current Assets:
Cash $17,000
Office Supplies 2,095
Accounts Receivable 8,215
Total current assets $27,310
Long-term Assets:
Equipment $29,900
Building 141,000 $170,900
Total assets $198,210
Liabilities
Current Liabilities:
Elmdale Cleaning Ltd. $4,600
Staple Supply Co. 1,150
Total current liabilites $5,750
Long-term Liabilities:
Mortgage Payable $74,000
Bank Loan 16,230 90,230
Total liabilities $95,980
Owner's Equity $102,230 ($198,210 - $95,980
Total liabilities and equity $198,210
What is the balance sheet?The balance sheet is a financial statement that shows the financial position of an entity.
The balance sheet shows that the assets are equal to liabilities and equity.
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The amount by which actual or expected sales exceeds break-even sales is referred to as.
The amount by which actual or expected sales exceed break-even sales is referred to as more accurate product costing.
A break-even analysis is what, exactly?Break-even analysis involves figuring out and looking at an entity's margin of safety based on the revenues received and related costs. The study, in other words, demonstrates how many sales are necessary to cover operating expenses.
The break-even analysis establishes the number of sales required to cover all fixed costs for the organization by analyzing various pricing levels in relation to various levels of demand. A demand-side study would provide a seller with important information about their selling capacities.
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By offering more generous unemployment insurance programs, european countries can expect:_____.
By offering more generous unemployment insurance programs, European countries can expect Longer periods of unemployment for their workers.
The idea right here is that EU labor markets do now not cause unemployment immediately however instead lock in excessive prices of unemployment resulting from macroeconomic downturns, in this precise case, the OPEC shocks.
This stems from several reasons but is particularly because of the generous benefits that ECU nations offer the unemployed. in the u.s.a., people without jobs are offered unemployment blessings for simplest a brief time frame, whilst in Europe many countries allow individuals to acquire for years.
High unemployment indicates the economy is running beneath full capacity and is inefficient; this may cause lower output and earnings. The unemployed are also unable to purchase as many goods, so will contribute to decrease spending and decrease output. A rise in unemployment can purpose a bad multiplier impact.
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By producing cars that do more than get riders to their destinations and back, mercedes-benz is addressing consumers’ ________ needs.
By producing motorcycles that do more than get riders to their destinations and back, Harley-Davidson is addressing consumers' Functional and psychological needs.
Harley Davidson was acquired through eastern-owned Kawasaki Motor Corporation LTD. Milwaukee, April 1, 2014 — Harley-Davidson, Inc. (HOG) has introduced a settlement to be obtained with the aid of Japanese-owned Kawasaki Motor organization LTD nowadays, Tuesday, April 1, 2014, for an undisclosed sum.
The stock Is Falling. Harley-Davidson inventory turned falling after the motorcycle maker stated its first-zone running income declined due to semiconductor shortages and other deliver-chain problems.
All Harley Davidson bikes for our marketplace are assembled within the US. Harley Davidson contracts elements to be products of diverse factories around the sector in places together as Germany, Taiwan, Japan, Mexico, and Italy.
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What are the consequences of a global basket of currencies in the world?
A currency basket is a collection of various currencies with varying weightings. It is frequently used to determine the market value of another currency, a procedure known as currency peg. Forex traders may also use basket orders to trade many currency pairs at the same time.
Currency baskets are also used in contracts to minimize (or reduce) the risk of currency changes. Currency baskets include the European currency unit (which was replaced by the euro) and the Asian currency unit. The most well-known currency basket, though, is the US dollar index (USDX).
The drawbacks are:
The first thing to make is that a basket currency peg system is opaque. The second issue is that an intermediate regime often limits certain sorts of policy collaboration and may even allow policy conflict. The third drawback, and arguably the most important, is that the basket currency system makes no declaration of the criteria governing management.To know more about currency basket click here:
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If you were assisting one customer and a second customer came up demanding your attention, what would you do
If we were assisting one customer and a second customer came up demanding our attention, we should Tell them that we are busy with the existing customer and instruct him where to find another team member or customer service to get immediate attention.
Customer service refers to the one-on-one conversations that take place between a buyer and a salesperson directly from a business. In the opinion of the majority of merchants, this one-on-one contact is essential to ensuring customer happiness and promoting repeat business.
The ability to communicate with a human being is still regarded as essential by most organizations even in this day and age, when much of customer service is handled by automated self-service platforms. In terms of servant leadership, it is essential.
Every customer service business can be destroyed by poor management. Several crucial pointers for managers include: Ensure that your customer support staff is well-informed, up-to-date, and familiar with the company's goods and policies. Make sure your customer service is a benefit to the business by periodically evaluating it.
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Tyrell Corporation, headquartered in Indiana, and Blender Corporation, headquartered in Michigan, entered into a contract with a provision stipulating that any legal disputes will be conducted using Michigan law. This agreement is called a Multiple Choice site convenience clause. forum selection clause. state agreement clause. venue selection clause.
A contract between the Indiana-based Tyrell Corporation and the Michigan-based Blender Corporation included a clause stating that any legal problems shall be governed by Michigan law. The Multiple Choice State Agreement Clause refers to this arrangement.
What makes Michigan Law unique?In addition to its outstanding academics, Michigan Law is arguably most renowned for its welcoming and cooperative atmosphere. Despite being one of the bigger law schools, interaction between students, instructors, staff, and administrators is encouraged.
The size of Michigan Law.With 1,052,608 volumes or equivalents, Michigan Law's library is ranked as the 14th largest in the nation. When it comes to applicants that were accepted and enrolled full-time, Michigan Law has the #20 highest median undergraduate GPA (3.77).
How many laws exists in Michigan?The Model Penal Code produced by the American Law Institute is eight times smaller than the list of criminal statutes in Michigan, which totals more than 3,100.
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Suppose that your friend owns a coffee shop and seeks your advice on changing the price of coffee to increase revenue. If you know that demand for coffee is relatively elastic, what advice will you give your friend
If the demand for coffee is relatively elastic the advice that would be given to the friend would be for him to decrease price.
What is relatively elastic demand?
Relatively elastic demand is the type of demand that tells us that there would be a greater change in the demand of the good than the change that occurred in the price of that good.
In this case more people would demand less of the coffee due to the increase in the price.
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Which of the following statements accurately describe intergenerational mobility patterns among industrial countries
The statement which accurately describes intergenerational mobility patterns among industrial countries is the positions of parents in stratification is transmitted.
Intergenerational social mobility refers to the relationship between the socioeconomic status of parents and the status children achieve as adults. In other words, mobility reflects the extent to which individuals move up and down the social ladder relative to their parents.
Intergenerational mobility occurs when social status changes from generation to generation. The change can be upward or downward. For example, his father worked in a factory while his son was being trained to become a lawyer or a doctor.
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Before groups progress to a level of deeper work, which we refer to as the working stage, they typically experience a?
Before groups progress to a level of deeper work, which we refer to as the working stage, they typically experience a Transitional Phase. This is further explained below.
What is the Transitional Phase?Generally, It has been sought for a very long time for the transitional phases that occur during the course of human development. These phases split the overall process of development into several segments. These transitory stages are often seen to be at least begun by physical or biological changes and to be followed by psychological or mental changes. This is the case in the majority of cases.
In conclusion, In most cases, a transitional phase is required before a group may go on to the working stage, which refers to a degree of more intensive activity.
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A management professor discovers a way for corporate management to operate more efficiently. He publishes his findings in a journal. His findings are?
A management professor discovers a way for corporate management to operate more efficiently. He publishes his findings in a journal. His findings are common, but not proprietary, knowledge. Corporate management is a crucial component of running a business. It outlines the hierarchy of leadership positions.
The procedure for employees to follow when reporting to their superiors, and the method for rewarding employees for their efforts. Your team can thrive by comprehending corporate management and its function within a business or organization. In this article, we go through the definition and many forms of corporate management.
The stages involved in formulating a plan and advice for developing your own management style. Planning, directing, coordinating, and controlling a company's operations are all part of corporate management.
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Suppose banks increase excess reserves by $ 938685 . If the reserve ratio is 9.0 percent, what is the maximum increase in the money supply
The maximum increase in money supply is 10,429,833.33.
What is the maximum increase in money supply?
Excess reserves are the reserves a bank in excess of the required reserves of the Central Bank. The excess reserves represent reserves that can be lent out to increase the money supply in the economy.
The increase in money supply is a function of the excess reserves and the reserve ratio.
Increase in money supply = excess reserves / reserve ratio
$938,685 / 0.09 = 10,429,833.33
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