Why do you think that the share of formal sector credit is higher for the richer

Answers

Answer 1

Answer:

Credit given by formal sectors has some rules and regulations that needs to be followed and also some collateral  that should to be submitted.   Most times collateral required by financial institution  for  loans  collection makes it difficult for the poor to take loans from banks and other institutions. Thus they have to rely on other informal sources. Most of these collateral can only be afforded by the rich thereby making them to have more access to loans.

Most of the people in rural areas don't have access to native bankers and other financial institution, this increases the share of informal sources of credit among the poor households.

Explanation:

Credit can simply be said to be  the total amount of money an individual, organisations, groups e.t.c. can borrow from a bank or other financial institution. Before any formal or informal organisation gives out loans, there are some guidelines and requirement needed.

Formals sectors includes banks and other government financial institution. their rates are quite cheap when compared to informal sectors but the procedures required as well as collateral makes it difficult for the poor and easy for the rich. that is even though banks advance the loans with cheaper interest rate poor households are not able to avail that loan due to terms of credit and formalities.


Related Questions

Impact of risky teenage behavior on one's well-being, social,emotional, physical, spiritual​

Answers

Answer:

well, if in a bad situation, then it could effect the one's well- being as in insecurities, teased, bullied, it could even cause depression and anxiety. the list goes on and on. that's probably why people worn teenagers  to be safe and think about what they are thinking about doing b4 they actually do it. like for example not being safe during sex. both partners could end up having a child together, unless the partners are of the same sex then I'd suggest being carful on where things go really.

Explanation:

Violetta was injured in a bike accident while on a ride with Alfredo, who she knew was intoxicated. A court would regard this as

Answers

Answer:

Assumption of the risk

Explanation:

Assumption of the risk is a good defense to recklessness. It is a legal term used to describe when a person is prohibited from recovering damages for an injury that he or she sustained when he or she exposed him/herself willingly to a known danger.

An example is when a person sign a waiver before using a horse in a horse ranch or before entering a motorbike race.

It holds the view that the said individual understand and knows the risks when doing or embarking on a dangerous action and it applies so as to prevent the injured party from holding someone else accountable for their injuries they had sustained for they knew the risk involved.

What is the melting pot theory?
O A. The belief that each different culture should live in a different part
of the United States
B. The idea that each race should adopt a single culture to separate
it from all other races
C. The belief that it is possible for people of many different cultures
to live with one another peacefully
D. The idea that the different peoples who have come to the United
States have blended to create a new culture

Answers

Answer:

D.

Explanation:

America is a melting pot. Our great and great-great grandfathers originated from all over the face of the earth, and over time, we've created our own special, unique culture.

Answer:

Explanation:

Its D

The expression means that people have come from all over. They have come to identify themselves as being American. Therefore they have abandoned their culture to take on the American way of life.

chứng minh: Các bộ phận của ngôn ngữ phát triển không đồng đều.

Answers

Answer:

Could you ask your question in English?

Explanation:

When considering the mental health aspects of public health emergencies and disasters, we are most concerned with the phenomenon of:

Answers

Answer:

Surge

Explanation:

This phenomenon has indeed been an issue of the most concern considering the pandemic that has affected the world recently.

Medically, if there's is a surge in mental health aspects of public health emergencies and disasters, it implies there may be more deaths for the communities affected.

Define Chalcolithic Age

Answers

Answer:

The Chalcolithic was an archaeological period which  copper predominated in metalworking technology. Hence it was the period before it was discovered that by adding tin to copper one could create bronze, a metal alloy harder and stronger than either component.

Explanation:

Answer :-Chalcolithic age was a transition period from the stone age to the metal age.In addition to the stone tools, the people of this period made copper tools as well.Ancient forms of Urban settlement existed on this site.The major remnants discovered here are the ruins of dwellings.The huts were built using mud-bricks.The residues of the wheat and barley have been discovered here.Pictures were drawn on the walls of huts.

Hope it helps

According to Elwell, the isolated, independent units of written Gospel material which form critics analyzed in their attempt to trace the development of the Gospels in their oral stages are called

Answers

Answer:

They are called units.

Explanation:

Habakkuk prophesied in Israel prior to the Assyrian invasion and warned that the Lord would send the Assyrians to punish the people in Samaria.
A. True
B. False

Answers

Answer:

Option B: false

Explanation:

The book of Habakkuk is one of the old testament books of the bible. it was written by Prophet Habakkuk. the Prophet talks about the evil things the people are doing, He tells the people of God's wrath and judgement. God warns  his people of  the  punishment is soon going to come from the Chaldeans the Prophet Habakkuk in the bible is liken to a watchman appointed by God who discloses God's words to the people of Judah. God uses the Chaldeans as his instrument of punishment to the people of Judah. He prophesied the Chaldeans (upper class of Babylonians) invasion, the plenty evils and atrocities of Babylon and the destruction of Babylon.

Programs that have been proven ineffective by research efforts are easily discarded for new innovative strategies.A. TrueB. False

Answers

Answer
Option A.True

Examine four factors that promote good child-parent relationship​

Answers

Answer:

trust, caring and respect in positive parent child relationships. trust and respect are essential two a positive parents child relationship. spending quality time to build a parent child relationship.

Who has been most likely to opposeWhich statement accurately describes health care spending in the United​ States? A. The United States spending about​ $3.5 million every year on health​ care, accounting for about 1.8 percent of the gross domestic product. B. High health care spending helps to explain why the United States has such low infant mortality rates. C. A higher percentage of the U.S. population has health insurance than in any other country with a developed economy. D. The United States spends a greater share of its wealth on health care than does any other country. federal clean air​ mandates?

Answers

Answer:higher percentage of the U.S. population has health insurance than in any other country with a developed economy

Explanation:

The most accurate statement above is that the United States spends a greater share of its wealth on health care than does any other country.

Healthcare costs in the United States are quite high on account of the industry being dominated by private companies and insurance mostly being private. These private companies also have patents on some drugs and processes that enable them to charge higher than they should.

The result is that the U.S. has some of the highest healthcare costs in the developed world and as a result, Americans spend more of their wealth on healthcare than any other country.

To find out more, check out https://brainly.com/question/24247827 and https://brainly.com/question/10985581.

How does an unstable government have an impact on the natural resources and economics of the nation?

Answers

Answer:

To end the economic problems the government would take a position in which they increase the economy by exploiting natural resources but directly damaging the environment.

Explanation:

The instability of a government can be caused by several factors, including conflicts between political parties and insufficient financial resources.

The ideals of these types of government go to the ground when they create options that further damage their image.

One idea they might have is to exploit natural resources or allow some foreign companies to exploit the nation's resources.

This directly damages the environment generating more discontent towards the government.

prepare an editorial for a daily newspaper about the role of lichchhavi and malla kings in the development of sculptures.​

Answers

Explanation:

The image of Baman made of clay ( terracotta) in ancient times was installed by Lichchhavi King Mandeva and it is the oldest dated image available today. Mandeva was a king of artistic taste and did a lot of foster art and architecture. Development of Nepali sculpture reached its climax in the Malla period.

The development of Nepali sculpture reached at top in Malla period. In addition to the metals, wood and stones, people also started using paper at a large scale. If the Lichchhavi sculpture was simple, then the medieval one began to be more complex.

African leaders who resisted the colonial rule​

Answers

Answer:

The resistance occurred between 1895-1906. They were led by a leader called Orkoiyot Koitalel Arap Samoei.

The Ababukusu (Kitoshi) resistance of 1895 was led by Mukite wa Nameme

Kabaka Mwanga

Hehe Rebellion

Mkwawa

Explanation:

"When asked how they felt 10 years ago regarding marijuana issues, people recalled attitudes closer to their current views than to those they actually reported a decade earlier. This best illustrates"

Answers

The correct answer to this open question is the following.

When asked how they felt 10 years ago regarding marijuana issues, people recalled attitudes closer to their current views than to those they actually reported a decade earlier. This best illustrates memory construction.

This happens when people try to remember situations that happened in the past. They try to construct new memories from past references. When they bring up new memories, people are reconstructing the past. Of course, it is probable that during this action, people modify some things or alter the facts. So what they remember is not 100% true of how things happened.

Slate thru functions of stem.​

Answers

Answer:

Explanation:

Support for and the elevation of leaves, flowers and fruits. ...

Transport of fluids between the roots and the shoots in the xylem and phloem(see below)

Storage of nutrients.

Production of new living tissue

You are feeling overwhelmed by class this month. Who could you contact to provide help or advice?​

Answers

Answer:

a teacher, close friend, any online service that can support you, phone lines like lifeline etc.

.Increased knowledge, which enables teachers to be more effective with each child.

Answers

Although there are many different ways to teach effectively, good instructors have several qualities in common. ... They are prepared, set clear and fair expectations, have a positive attitude, are patient with students, and assess their teaching on a regular basis.

Phân tích các quan điểm của một số nhà giáo dục về việc sử dụng tác phẩm văn học trong giáo dục mầm non. Từ đó rút ra kết luận.

Answers

In the way of the way of the way

To prevent states from violating federal law after the 2013-2014 school year; in return, states were required to:

Answers

Answer:

emphasize attain of college and career readiness standards

Explanation:

In simple words, after the academic year of 2013- 2014, the central government of United states issues some guidelines for the states to emphasize on higher education of their citizens.

The basic ideology behind these guidelines is to make the community more aware and educated so the crime rate could be declined down.

The dollar value consist of all the goods and services sold by each of the following enteties EXCEPT

Answers

Answer:

"Unemployed" is the correct choice.

Explanation:

Dollar value seems to be the market value of all finished goods as well as commodities generated domestically throughout the target country. Whose currency amount corresponds with the non-imported products and services. Which might include importing or trafficking goods from other countries through administration, customers, and private consumption. The unemployed have no jobs because they're not involved in selling any products or goods.

In Marvel comics, what imaginary rare metal is an important natural resource of Wakanda, the home country of Black Panther?

kryptonite

titanium

neptunium

vibranium

Quite frankly I don't read comics. It has returned to bite me in the butt...

Answers

Answer:

vibranium

Explanation:

that is the rare metal in Wakanda

In Marvel comics,  imaginary rare metal is a vital natural resource of Wakanda, the home country of Black Panther was vibranium. Thus the correct answer is D.

What is a natural resource?

The resources that are received naturally from the planet are referred to as natural resources which are used to sustain life and provide for humanity. These include forests, rivers, air, sunlight, and so on.

In Marvel comics, the rare metal vibranium is a key natural resource in Wakanda, the home nation of Black Panther, and it has the ability to absorb any kinetic energy focused on it.

Food, fuel, and raw materials for the development of products are all made from natural resources. Every food item utilized by humans derives from either animals or plants.

Therefore, option D vibranium is an appropriate answer.

Learn more about resources, here:

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57. Name three supranational organizations where the People’s Republic of China is a member.

Answers

Answer:

United Nations Security Council,  and Asia-Pacific Economic Cooperation.

Explanation:

Why is it important to listen to or hold your own debate on an issue before becoming involved?

Answers

Answer:

You want to know the situation and what there talking about and listen to what they have to say the when there some talking you can have your own input and debate with them

Explanation:

It is important to listen to or hold our debate on an issue before becoming involved so that we know the situation and what they are talking about and listen if they want to say anything after that we can give our opinion.

Why should we listen before we start to debate?

Debate and argumentation help leaders to have a chance to explore both sides of a complex issue and engage with controversial topics in a structured, facilitated format. By practising debate, leaders utilize a multitude of public speaking skills.

Before we start to debate, active listening is necessary. We need to understand our opponent. In the beginning, debaters focus on expressing their views and perspective but, as they become more practised, more time is spent anticipating the view of their opponents. Responding to the ideas and arguments presented by the other team is crucial for a strong performance, where diligent and comprehensive responses are valued above superficial or dismissive retorts.

Participants quickly learn that listening is a vital ingredient for success.

Learn more about debate, here:

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Who retreated to St. Augustine after the raid by pirates in 1682

Answers

Answer:

The suvivor retreated to South of Florida Border.

help a girl out with social studies :)

Answers

what do you need help with? Please mark brainliest answer, I need ten to move up another ranking... thanks!

____ refers to the process by which particular stimuli activate mental pathways that enhance the ability to process subsequent stimuli related to the initial stimuli in some way.
a. Priming
b. Feature enhancement
c. Conjunction processing
d. Binaural processing

Answers

Answer: Priming

Explanation:

In psychology, Priming is a phenomenon in which subjection to one stimulus impacts how an individual responds to a subsequent, related stimulus.

It works with a person's unconscious responses to convert his thought patterns and reactions .

Thus, Priming refers to the process by which particular stimuli activate mental pathways that enhance the ability to process subsequent stimuli related to the initial stimuli in some way.

Hence, the correct option is " a. ".

A therapist who uses different techniques and theories based on the needs of the client is a(an) _____________________ therapist

Answers

Answer:

eclectic therapist

Explanation:

In simple words, Rather of focusing on rigorous obedience to a single method or philosophy of thinking, diverse therapists use a range of clinical strategies, with the goal of developing a path that is personalised to the health consumer.

Eclectic therapy could be effectively practised by any sort of psychiatrist. The psychiatrist will be acquainted with the scientific proof - oriented strategies used in various forms of treatment which have been found to deal with particular issues.

in a study of tv dramas, a researcher examines how often characters in a romance resort to violence. What kind of structual question is being asked

Answers

Answer:

a question regarding the distributional structure of the violent behaviors

Explanation:

In simple words, the question relates to the concept of distribution research. Distribution investigation relates to the gathering of information regarding the sale as well as distribution of its products or brand and via various retail channels in order to facilitate governance to make informed choices.

greg suffers from depression. His friend matthew also suffers from depression as well as conduct disorder. According to the theory of problem behavior syndrome, this means

Answers

Answer:

It means Matthew probably had worse family experiences.

Explanation:

Theory of problem behavior syndrome deals with different factors such as environment and behavior being a determinant for an individual having problem behaviors or not. When such conditions are adverse he/she will have problem behavior syndrome.

Matthew suffers from depression as well as conduct disorder means he probably had worse family experiences.

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