explain why the APR does not compare loans for different lengths of time

Answers

Answer 1

Answer:

APR does not tell you how long your rate is locked for. A 15-year loan may have a lower interest rate, but could have a higher APR, since the loan fees are amortized over a shorter period of time. It is not wise to compare a 30-year loan with a 15-year loan using their respective APRs.

Step-by-step explanation:


Related Questions

Which geometric sequence has a first term equal to 55 and a common ratio of -5? {-55, 11, -2.2, 0.44, …} {55; 275; 1,375; 6,875; …} {55, 11, 2.2, 0.44, …} {55; -275; 1,375; -6,875; …}

Answers

Answer:

The answer is 55, -275, 1375, -6875......

Step-by-step explanation:

The number under the radical sign or square root sign is called the

Answers

Answer:

Radicand

Step-by-step explanation:

The term (or number) whose square root is being considered is known as the radicand. The radicand is the number or expression underneath the radical sign, in this case 9.

T= 2pi times the sqrt of l/g (l=2.0m; g= 10m/s^2

Answers

Answer:

v (m/s) a(m/s2). √. ½. 0. ¼. √. -¼. Movimiento circular y M.A.S. Un punto se mueve ... como la que se ilustra en la figura, llamada onda cuadrada. ... Movimiento Armónico Simple I. Una partícula cuya masa es de 1 g vibra con movimiento ... Multiplicando por el Periodo de oscilación del sistema T (con ... distancia de 10 m?

Step-by-sv (m/s) a(m/s2). √. ½. 0. ¼. √. -¼. Movimiento circular y M.A.S. Un punto se mueve ... como la que se ilustra en la figura, llamada onda cuadrada. ... Movimiento Armónico Simple I. Una partícula cuya masa es de 1 g vibra con movimiento ... Multiplicando por el Periodo de oscilación del sistema T (con ... distancia de 10 m?tep explanation:

Justine and Meagan played a trivia game. Justine answered a question incorrectly and lost 7 points. Then Meagan answered correctly and got the opposite score. Which is the correct way to represent that “the opposite of Justine’s score was equal to Meagan’s score

Answers

Answer:

[tex]m = -j[/tex], or in this case, [tex]m=-(-7)[/tex]

Step-by-step explanation:

Assuming that Justine's score is represented by [tex]j[/tex] and Meagan's score is represented by [tex]m[/tex], we know that [tex]j[/tex] will always be the opposite of [tex]m[/tex].

To represent opposite, we put a negative sign before the variable.

This makes the current number, even if it's negative, the opposite value.

Let's test it out.

Since Justine's score is -7, substituting it into the equation makes it  [tex]m=-(-7)[/tex]. We know that two negatives make a positive, so [tex]m=7[/tex].

Now let's assume Justine's score is 7. Plugging it into the equation, we get [tex]m=-(7)[/tex]. That's the same thing as [tex]m = -1(7)[/tex], and -1 times 7 is -7.

Hope this helped!

A farmer wishes to construct a fence around his rectangular field. The farmer has 150 feet of fence and
wishes to have the length be three more than the width. What is the width of the field. Make sure and
include feet in your answer.
Help

Answers

Answer:

The width is 36 feet

Step-by-step explanation:

If the width of the fence is x then its length is x+3.

The perimeter is 150 feet, so we have the equation:

2(x + x + 3) = 150

4x + 6 = 150

x = 144/4 = 36 feet

18.75 ft. Steps in pic below

PLEASE HELP!!
Solve for y
a) 8
b) 12
c) 3V7
d) 4V7

Answers

Answer:

C. [tex] y = 3\sqrt{7} [/tex]

Step-by-step explanation:

Based on the right triangle altitude theorem, the altitude, y, in the diagram above, equals the geometric mean of 9 and 7.

This implies => [tex] y = \sqrt{9*7} [/tex]

Thus, solve for y.

[tex] y = \sqrt{9} * \sqrt{7} [/tex]

[tex] y = 3\sqrt{7} [/tex]

The answer is C. [tex] y = 3\sqrt{7} [/tex]

Use the graph showing Debra's account balance to answer the question that follows. ^

About how long will it take for Debra's account balance to equal $60?

A - 6 months

B - 6 years

C - 3 months

D - 3 years

Answers

Answer: 2 years

Step-by-step explanation:

In the given graph, we have

Account Balance ($) on y-axis

Time (years) on x-axis.

To know the time taken to get a balance of $60 , we check the point corresponding to 60 at y-axis and then join it to the line of the function and stop.

Then from there we drop a line to x-axis.

We get x=2.

That is it will take 2 years to get $60 balance in Debra's account.

So the correct answer is 2 years.

A cubical sandbox has a volume of 91.125 cubic inches. What is the side length of the
sandbox?

Answers

Hey there! I'm happy to help!

To find the volume of a cube, you simply cube the side length (multiply it by itself three times). This is because all of the sides of a cube are the same and if you multiply the length by the width by the height it is the same number multiplied by itself three times.

We already know that the volume is 91.125 cubic inches. To find the side length, we simply do the cube root on our calculator, which tells us what number we cube to get 91.125.

∛91.125=4.5

Therefore, the side length of the sandbox is 4.5 inches.

I hope that this helps! Have a wonderful day! :D

What is the opposite of the opposite of negative 52?

Answers

Answer:

-52

Step-by-step explanation:

Think of it this way.  Opposite means to take the negation.  So we are taking the negation of the negation of negative 52.  This means mathematically:

- ( - ( -52 ) ) == -52

Cheers.

100 pointer and will mark brainliest thank you. Hi! I ask that you provide a digital scatter plot image of this graph and predict the line of best fit and make sure to sketch it on the graph aswell. Thank you. Arm Span (inches) Height (inches) 58 60 49 47 51 55 19 25 37 39 44 45 47 49 36 35 41 40 46 50 58 61 And then provide the answers to these questions about the scatter plot which variable did you plot on the x-axis, and which variable did you plot on the y-axis? Explain why you assigned the variables in that way. Write the equation of the line of best fit using the slope-intercept formula y = mx + b. Show all your work, including the points used to determine the slope and how the equation was determined. What does the slope of the line represent within the context of your graph? What does the y-intercept represent Test the residuals of two other points to determine how well the line of best fit models the data. Use the line of best fit to help you to describe the data correlation. Using the line of best fit that you found, approximate how tall is a person whose arm span is 66 inches According to your line of best fit, what is the arm span of a 74-inch-tall person

Answers

I used arm span as the x-axis and height as the y-axis; arm span is the independent variable because height is typically dependent on arm span. Although the opposite could be argued for.

The equation of the line of best fit is y= 12+(7/9)x. To get the slope I used the points (37,39) and (19,25). The slope is therefore 14/18=7/9. The slope represents that height increases by 7/9 inches when arm span increases by 1 inch. The y-intercept 12 represents roughly the height when arm size is very small. I tested the residuals of the points (47,49) and (58,61). The respective predictions are 48.556 and 57.111. The respective residuals are then (49-48.556)=0.444 and (61-57.111)=3.889. It seems that the line models the data well until the x values get larger, where the performance decreases. The line of best fit with its positive slope indicates that there is a positive correlation with arm span and height.

Using the model, a person with arm span 66 inches has a height of 12+(7/9)*66= 63.333 inches. A person with 74 inches height has an estimated arm span of 62*9/7= 79.714 inches.

The equation of best  fitted line is given as follows

[tex]\rm y = 0.955x+ 3.787 \\with \; R^2 = 0.951[/tex]

The y  intercept 3.787 represents the  height of that is independent of Arm span.

The height of the person whose arm span is 66 inches is 66.817 inch.

The arm span of a person whose height is 74 inches is 73.52 inch

According to the given data the arm span  and heights are given in inches

Using Microsoft excel we can draw the scatter plot of both the variables such that arm span is on X axis and Height is on Y axis

The  image for the excel work done showing calculations and scatter plot  is attached.

Now we can fit the linear tread line and  to find out the equation of fitted line just tick on the " show equation" line option of trend line fitting

The equation of best  fitted line is given as follows

[tex]\rm y = 0.955x+ 3.787 .....(1) \\with \; R^2 = 0.951[/tex]

Slope of line of best fit = 0.955

So we can conclude that height (Y) is related to Arm span according to equation (1)

Equation (1) shows the equation of line of best fit for the given data

The y  intercept 3.787 represents the  height of that is independent of Arm span.

So the height of the person whose arm span is 66 inches is given following

[tex]\rm y = 0.955 \times 66+ 3.787 \\y = 66.817 \; inch[/tex]

Similarly the arm span of a person whose height is 74 inches

[tex]\rm 74 = 0.955x +3.787 \\x = 73.52 \; inches[/tex]

For more information please refer to the link given below

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Fourteen boys and 21 girls will be equally divided into groups. Find the greatest number of groups that can be created if no one is left out.

Answers

Answer:

7 groups can be made each with five people :)

A fifth grade teacher calculates that 27% of her students are late for class. If the teacher is right, what is the probability that the proportion of late students in a sample of 724 students would differ from the population proportion by less than 4%? Round your answer to four decimal places.

Answers

Answer:

answer: 0.9479

hope I helped

Ken needs a total of $410 to buy a new bicycle. He has $35 saved. He earns $15 each week delivering newspapers. How many weeks will Ken have to deliver papers to have enough money to buy the bicycle?

Thanks so much! :D

Answers

25 weeks he’ll have all $410 :)

Answer:

25 weeks

Step-by-step explanation:

Since we already know that he has $35 buck-a-roons saved, we can just subtract that from the cost of the bicycle to find the actual price—which would be 375. Then, we know that for every week, he gains $15 bucks. Therefore we know that 15 would be our variable so we can create the following equation:

15x + 35 = 410

15x = 375

15x/15 = 375/15

x = 25

After 25 weeks, Ken will have enough money to buy the bicycle.

How many vehicles have been driven less than 200 thousand kilometers?

Answers

The number of vehicles that drove less than 200, 000 km is 12 vehicles

How to find the vehicle that drove less than 200 thousand km?

The bar char represents the distance in thousand of km vehicles drove.

3 vehicle drove for 50 thousand kilometres.

4  vehicle drove for 100 thousand kilometres.

5  vehicle drove for 150 thousand kilometres.

Therefore, the total vehicle that drove for less than 200 thousand kilometres is as follows:

total vehicle that drove for less than 200, thousand km = 3 + 4 + 5 = 12 vehicles

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Answer:

2

Step-by-step explanation:

Solve this and I’ll give u 5 stars and brainleist

Answers

Answer:

notice: temperature rises quickly at sunrise, and drops before sunsetwonder: whether this location is shaded by mountains later in the day

Step-by-step explanation:

notice

The temperature starts off below zero in the early morning and stays cold until the sun comes up. Then it warms rapidly to an above zero temperature that peaks in early afternoon. Once the sun gets lower, the temperature starts cooling off again. (The daily temperature range of 25-27 degrees is pretty typical for partly-cloudy sky conditions and stable weather.)

wonder

We wonder if this isn't a location that is on the east- or north-side of a mountain, or in a mountain valley, where the sun hits it early and is shaded later in the day. (The topo map attached seems to show it is in such a location.)

a wolf population of 850 wolves is increasing by 7% each year. Find the wolf population after 7 years

Answers

Answer:

1,267 wolves

Step-by-step explanation:

Initial population of wolf = 850 wolves

If the wolves increases by 7% each year, yearly increment will be 7% of 850

=  7/100 * 850

= 7*8.5

= 59.5 wolves.

This shows that the wolves increases by 59.5 each year.

After 7 years, increment will be equivalent  to 59.5 * 7 = 416.5

The wolf population after 7 years = Initial population + Increment after 7 years

= 850 + 416.5

= 1266.5

≈ 1267 wolves

Hence the population of the wolves after 7 years is approximately 1,267 wolves

Mike took clothes to the cleaners three times last month.​ First, brought 4 shirts and of slacks and paid ​$11.45. Then brought ​7 shirts, 2 pairs of​ slacks, and 2 sports and paid ​$35.39. ​Finally, brought 5 shirts and 2 sports and paid ​$21.43 . How much was charged for each​ shirt, each pair of​ slacks, and each sports​ coat?

Answers

Complete Question:

Mike took clothes to the cleaners three times last month.​ First, brought 4 shirts and 1 pair of slacks and paid ​$11.45. Then brought ​7 shirts, 2 pairs of​ slacks, and 2 sports and paid ​$35.39. ​Finally, brought 5 shirts and 2 sports and paid ​$21.43 . How much was charged for each​ shirt, each pair of​ slacks, and each sports​ coat?

Answer:

The charges

For each Shirt = $1.49

For each pair of slacks = $5.49

For each sports coat = $6.99

Step-by-step explanation:

Let Shirt = a

Let pair of slacks = b

Let sports coat = c

First, brought 4 shirts and 1 pair of slacks and paid ​$11.45

= 4a + b = 11.45 ..........Equation 1

b = 11.45 - 4a

Then brought ​7 shirts, 2 pairs of​ slacks, and 2 sports and paid ​$35.39

= 7a + 2b + 2c = 35.39.........Equation 2

5 shirts and 2 sports and paid ​$21.43

5a + 2c = 21.43............Equation 3

Hence:

4a + b = 11.45 ..........Equation 1

7a + 2b + 2c = 35.39.........Equation 2

Using elimination method

Multiply Equation 2 by the coefficient of b = 1 in Equation 1

Multiply Equation 1 by the coefficient of b = 2 in Equation 2

8a + 2b = 22.9 .......Equation 4

7a + 2b + 2c = 35.39.........Equation 2

Subtracting Equation 2 from Equation 4

= a - 2c = -12.49 ........Equation 5

a = -12.49 + 2c

Subtituting -12.49 + 2c for a in Equation 3

5a + 2c = 21.43............Equation 3

5(-12.49 + 2c) + 2c = 21.43

= -62.45 + 10c + 2c = 21.43

Collecting like terms

10c + 2c = 21.43 + 62.45

12c = 83.88

c = 83.88/12

c = 6.99

5a + 2c = 21.43............Equation 3

Substituting 6.99 for c in Equation 3

5a + 2(6.99) = 21.43

5a + 13.98 = 21.43

5a = 21.43 - 13.98

5a = 7.45

a = 7.45/5

a = 1.49

4a + b = 11.45 ..........Equation 1

Substituting 1.49 for a in Equation 1

4(1.49) + b = 11.45

b = 11.45 - 4(1.49)

b = 11.45 - 5.96

b = 5.49

Therefore, since the charges

For each shirt = a

The charges for each Shirt = $1.49

For each pair of slacks = b

The charges for each pair of slacks = $5.49

For each sports coat = c

The charges for each sports coat = $6.99

write the first 10 multiples of 2 and 3 and find LCM.​

Answers

Answer:

multiples of 2 2,4,6,8,10,12,14,16,18,20

multiples of 3 3,6,9,12,15,,18,21,24,27,30

Step-by-step explanation:

Lcm is 6

y x1 x2
10 1 16
11 5 11
15 5 14
15 9 11
20 7 1
23 11 8
27 16 7
32 21 3

a. Using technology, construct a multiple regression model with the given data.
b. Interpret the meaning of the values for b1 and b2.

Answers

Answer:

ŷ = 0.964X1 - 0.336X2 + 13.066

b1 = 0.964 which is the unit change in the value of y when x1 changes.

b2 = - 0.336 which is the unit change in the value of y when x2 changes

Step-by-step explanation:

Y

10

11

15

15

20

23

27

32

X1

1

5

5

9

7

11

16

21

X2

16

11

14

11

1

8

7

3

The general form of a multiple regression equation is in form:

ŷ = b1x1 + b2x2 + c

Where,

ŷ = predicted or dependent variable

b1 and b2 = slope or gradient Coefficient for the independent or predictor variables x1 and X2 respectively.

c = intercept (constant)

Using the online multiple regression calculator, the model obtained by Inputting the values is written below:

ŷ = 0.964X1 - 0.336X2 + 13.066

Value of b1 = 0.964 which is the unit change in the value of y when x1 changes.

Value b2 = - 0.336 which is the unit change in the value of y when x2 changes

What is the sum of the interior angles of a regular polygon with 5 sides?

A. 1260
B. 180
C. 360
D. 540

Answers

Answer:

540 is the ans

Step-by-step explanation:

this is the correct answer

180

Step-by-step explanation:

the measure of interior angles of polygon =180×(n-2)

Find an equation for the surface consisting of all points P in the three-dimensional space such that the distance from P to the point (0, 1, 0) is equal to the distance from P to the plane y

Answers

Answer:

x^2 +4y +z = 1

Step-by-step explanation:

Surface consisting of all points P to point (0,1,0) been equal to the plane y =1

given point, p (x,y,z ) the distance from P to the plane (y)

| y -1 |

attached is the remaining part of the solution

Select the table representing a linear function. (Graph them if necessary.)
O A. x 0
7
2 3
y 1 2 56
B. х 0
7
3
2
0
y -2 -1
-1
O c. xo
1
N
3
y 10 12 14 16
-OD. x 0 1 2 3
y 5 3 1 2

Answers

Answer:

Option C

Step-by-step explanation:

the linear equation y = 2x+10 matches with option c

The number of unique visitors to the college website can be approximated by the formula N(t)=410(1.32)t where t represents the number of years after 1997 when the website was created. Approximate to the nearest integer the number of unique visitors to the college website in the year 2020.

Answers

Answer:

243212

Step-by-step explanation:

Substitute the given value of t into the given formula. To find t, subtract 1997 from 2020.

2020−1997=23

Now substitute 23 into the equation for t and calculate.

N(t)N(23)==≈410(1.32)t410(1.32)23243,212

The number of unique visitors to the college website in the year 2020 was approximately 243,212.

If the random variable X is normally distributed with mean of 50 and standard deviation of 7, find the 9th percentile.

Answers

Answer:

The 9th percentile is 40.52.

Step-by-step explanation:

We are given that the random variable X is normally distributed with a mean of 50 and a standard deviation of 7.

Let X = the random variable

The z-score probability distribution for the normal distribution is given by;

                            Z  =  [tex]\frac{X-\mu}{\sigma}[/tex]  ~ N(0,1)

where, [tex]\mu[/tex] = population mean = 50

           [tex]\sigma[/tex] = standard deviation = 7

So, X ~ Normal([tex]\mu=50, \sigma^{2} = 7^{2}[/tex])

Now, the 9th percentile is calculated as;

            P(X < x) = 0.09         {where x is the required value}

            P( [tex]\frac{X-\mu}{\sigma}[/tex] < [tex]\frac{x-50}{7}[/tex] ) = 0.09

            P(Z < [tex]\frac{x-50}{7}[/tex] ) = 0.09

Now, in the z table the critical value of x that represents the below 9% of the area is given as -1.3543, i.e;

                     [tex]\frac{x-50}{7}=-1.3543[/tex]

                     [tex]x-50=-1.3543 \times 7[/tex]

                     [tex]x=50 -9.48[/tex]

                      x = 40.52

Hence, the 9th percentile is 40.52.

From a group of 11 people, 4 are randomly selected. What is the probability the 4 oldest people in the group were selected

Answers

The probability that the 4 oldest people in the group were selected is based on combinatorics is 0.00303 or 0.303%.

Given that:

Find how many ways the 4 oldest people can be selected from the group.

Since the 4 oldest people are already determined, there is only 1 way to select them.

n = 11 (total number of people in the group) and k = 4 (number of people to be selected).

To calculate the probability, to determine the total number of ways to select 4 people from the group of 11. This can be found using the combination formula:

Number of ways to choose k items from n items :

C(n,k) = n! / (k!(n-k)!)

Calculate the total number of ways to select 4 people from the group:

Plugging n and k value from given data:

C(11,4 )= 11! / (4!(11-4)!)

On simplifications gives:

C(11, 4) = 330.

Calculate the probability:

Probability = Number of ways 4 oldest people selected / Total number of ways to select 4 people

Plugging the given data:

Probability = 1 / 330

Probability ≈ 0.00303 or 0.303%.

Therefore, the  probability that the 4 oldest people in the group were selected is based on combinatorics is 0.00303 or 0.303%.

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3C - 2/7 -5c-8/4=1/14​

Answers

This is my answer for high school students

1. Hypothesis Test. Gender bias researchers compared the promotion rate of 412 women in manufacturing management positions to the national average which was known to be 75 months for a mostly male population. They measured the number of months each woman worked in middle management. Given a 0.01 level of significance, the correct statistical conclusion is to reject the null.
A. True
B. False
2. Hypothesis Test. Gender bias researchers compared the promotion rate of 412 women in manufacturing management positions to the national average which was known to be 75 months for a mostly male population. They measured the number of months each woman worked in middle management before being promoted to senior management, and found an average 79 months (s.d. = 19). Researchers want to know if women are promoted more slowly (i.e. after a larger number of months). What is the correct research conclusion?
A. Evidence suggests there is no difference in promotion rates.
B. Evidence suggests a small difference in promotion rates favoring males.
C. Evidence suggests a large difference in promotion rates favoring males.
D. No way to tell.

Answers

Answer:

1. B. False

2. B. Evidence suggests a small difference in promotion rates favoring males.

Step-by-step explanation:

The correct order of the steps of a hypothesis test is given following  

1. Determine the null and alternative hypothesis.

2. Select a sample and compute the z - score for the sample mean.

3. Determine the probability at which you will conclude that the sample outcome is very unlikely.

4. Make a decision about the unknown population.

These steps are performed in the given sequence to test a hypothesis.

write 20.99988 as a mixed number​

Answers

Answer:

Wouldn't it just be

     24997

20 ------------

     25000

Step-by-step explanation:

Answer:

20 24997/25000

Step-by-step explanation:

1. Convert 0.99988 into a fraction...99988/100000

2.Simplify with greatest common factor.....99988/4=24997      100000/4=25000

24997/25000

3. Add 20 to 24997/25000......20 24997/25000

What is the value of x in the geometric sequence x,3,−1/3

Answers

Answer:

x=27

Step-by-step explanation:

the answer is proved in the diagram above

The value of x is 27

What is Geometric progression?

A geometric progression is a special type of progression where the successive terms bear a constant ratio known as a common ratio. It is also known as GP. The GP is generally represented in form a, ar, ar2.... where a is the first term and r is the common ratio of the progression. The common ratio can have both negative as well as positive values. To find the terms of a geometric series, we only need the first term and the constant ratio.

The geometric progression is of two types. They are

finite geometric progression andinfinite geometric progression.

Given:

x,3,−1/3

First term, a

second term

ar= 3

a= 3/r

third term

ar² = -1/3

a= -1/3r²

So,

3/r= - 1/3r²

9r= 1

r= 1/9

So,

ar= 3

a= 27.

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i will rate you brainliest

Answers

A) S=262+301.3+346.5+...

The other three have terms that are decreasing in magnitude meaning the series will converge. The first one has terms that are increasing so the series will just continue to increase towards infinity and diverge.

Answer:

First option

Step-by-step explanation:

Common ratio is greater than 1

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Line f has a slope of 6/3, and line g has a slope of 8/4. What can be determined about distinct lines f and g a.The lines are parallel. b.Nothing can be determined about the lines from this information. c.The lines have proportional slopes. d.The lines will intersect. There are 25 peanut candies in a bowl. 4 red, 3 orange, 4 yellow, 5 green, 6 blue and 3 brown. what is the probability of randomly choosing a blue candy from the bowl? Socialism solution to all problems out of the 444 Fridays Rebecca has been driven to school, only 12/37 of the time did she ever choose to sit in the back seat. How many times did she sit in the front seat? "A prospective customer has been solicited by a registered representative, and prior to opening an account, the customer wishes to check on the disciplinary background of that registered representative. Which statement is TRUE?" What were the reasons the French Natives were fighting the British during the Frenchand Indian War? Explain in one paragraph. 2. A parallel-plate capacitor has a capacitance of C. If the area of the plates is doubled andthe distance between the plates is doubled, what is the new capacitance?A) C/4B) C/2C)CD) 4C Find the value of the expression x3y3+x2+y2+3 by substituting x=2 and y=1. How do I solve this? Also write the ways to make it the famers sector of less pain and more gain. Disturbed Corp. needs to raise $57 million to fund a new project. The company will sell shares at a price of $23.70 in a general cash offer and the company's underwriters will charge a spread of 7.5 percent. The direct flotation costs associated with the issue are $725,000 and the indirect costs are $445,000. How many shares need to be sold? Please help! I need detail and I need a part a and a part b! Please I need this fast! 2.) Is it possible to have negative velocity but positive acceleration? If so, what wouldthis mean? What is the product of the complex numbers 8i and 5i? (1 point)0404024040iJUST NEED SOME HELP :( Determine whether or not the given pair of triangles is similar and state how you know. Is GHI ~ JKI? Mark all that apply. Simplify.[(63 = 18)2 8] * 5136O 6800-39-35 A?B?C?D? The box plots below represent the scores for games played by two high schools basketball teams over the last 5 seasons Choose the best answer1. They spent a lot of money on food and clothes.A. A lot of money on food were spentB. A lot of money was spent on food and clothesC. A lot of money were spent on food and clothesD. Money was spent a lot on food and clothes2. The restaurant serves seafood every Monday.A.Seafood is served every Monday.B.Seafood was served every Monday.C.Seafood are served every Monday. D.Seafood were served every Monday.3. Mary informed the police of the newsA.The police was informed of the news by Mary.B.The news was informed of the police.C.The police were informed of the news.D.The police of the news was informed by Mary.4. The ambulance is taking the boy to hospital.A. To the hospital is the boy being taken.B. The boy is being taking to hospital.C. The boy is being taken to hospital.D. The boy is taken to hospital.5.The engineers will construct a bridge over this house.A. This house will be constructed over a bridge.B. A bridge will be constructed over this house.C. This house will be being constructed over a bridge.D. A bridge will be being constructed over this house.6. Someone has stolen his gun.A. His gun has been stolen.B. His gun has stolen.C. He has been stolen the gun.D. The gun has been stolen him.7. We have to tell Mary about our change in plans.A. Mary has to be told about our change in plans.B. Our change in plans should be told for Mary.C. Mary is told about our change in plans.D. Our change in plans is told to Mary.8. We thought you were serious when you said you were leaving . You were thought _________when you said you were leaving.A. to have been seriousB. to being seriousC. to be seriousD. to have been seriously9. The directors have fired those lazy clerksA Those lazy clerks have been fired. B Those lazy clerks has been fired.C Those lazy clerks had been fired. D Those lazy clerks were fired .10. They didnt explain anything about that .A.Nothing was explained about that .B.That wasnt explained anything by them .C.Anything wasnt explained about that .D.Something wasnt explained about that .11.They showed his photograph on television.A. On television they have his photograph shown.B. His photograph was shown on television.C. His photograph is being shown on television.D. The television was shown his photograph.12. We must find this killer.A. This killer we must find.B. This killer is found.C. This killer be found.D. This killer must be found.13. They signed the contract at lunchtime.A.They were signed the contract at lunchtime.B.At lunchtime the contract were signed C.The contract at lunchtime was signed .D.The contract was signed at lunchtime.14. Someone ought to do something about it.A. Something about it ought to be done.B. Someone ought to be done about it.C. Something ought to be done about it.D. It ought to be done something by someone.15. People should send their complaints to the head office.A. Their complaints were sent to the head office.B. The head office was sent their complaints.C. Their complaints should be sent to the head office.D. The head office should be sent complaints.16. People dont use this road very often.A.This road dont be used very often.B. This road is not used very often.C. This road is used not very often.D. This road is not often used.17. Miller has taken a lot of photographs.A. Photographs have been taken by Miller.B. Photographs have been taken a lot of by Miller.C. A lot of photographs were taken by Miller.D. A lot of photographs have been taken by Miller.18. The teacher gave us two very difficult exercises.A. We were given two very difficult exercises.B. Two very difficult exercises were given to the teacher.C. Two very difficult exercises were given to us.D. Both (A and (C are correct.19. They said that he was all right .A.He said he was all right .B.They were said him was all right .C.He was said he was all right .D.He was said to be all right .20. The lawyer is interviewing the witness.A. The witness is interviewedB. The witness is being interviewedC. The lawyer is interviewedD. The lawyer is being interviewed21. They are taking photographs of the event.A. The event was taken photographs.B.The event is taken photographs.C. Photographs are taken of the event.D. Photographs of the event are being taken.22. How do people learn languages?A.How are languages learned? B.How are languages learned by people?C. How languages are learned?D.Languages are learned how? 23. Nobody told me that George was ill.A. I was told that George wasn't ill. B. I wasn't told that George was ill.C. Geoge wasn't told to be ill.D. George was told not to be ill.24. His colleagues gave him a present when he retired.A. He was given a present when he retired.B. A present was given by his colleagues when he retired.C. He was given a present by his colleagues when he retired.D. A present was given him when he retired. What is the solution for z?24=z/0.6? Qual o pigmento responsvel pela cor da pele?