Externality; market failure is the example here.
What is the case here?A situation in which a cost or benefit generated by one person is experienced by or received by a third party is known as an externality.
In this case, pollution brought on by the dumping of chemicals into the river is affecting nearby residents and the local fauna. The costs incurred by the citizens are a result of the firm's operations. An illustration of a negative externality is this.
The price of the company's goods does not include the expense borne by the residents. This is an illustration of a failed market.
Thus, Externality; market failure.
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A food worker needs to thaw
and cook a package of frozen
bacon.
How should the food worker
safely thaw the bacon?
a. Submerge the bacon in a bowl of hot
water
b. Submerge the bacon under cold,
running water
c. Microwave the bacon and put it in the
refrigerator
d. Microwave the bacon and cool it to
room temperature
Answer:
I think the answer is a) Submerge the bacon in a bowl of hot water
Explanation:
I hope this helps.
Here´s more to the answer:
Fill your sink/bowl pretty full with hot tap water. Then add the package of bacon. After about 10 minutes, drain the water and add new hot water. The bacon will probably be defrosted 10 minutes later.
Companies have different demands for ICT applications.
Valuable, but with longer time periods for returns on investment (more than a 12-month
period)
This level is
O
Highly desired
Wanted
Nice to have
Absolute must
Various business needs exist for ICT applications. valuable but with longer return on investment horizons (more than a 12-month period) This level is very sought-after.
What transpires if you keep an asset for more than a year?If you sell an asset more than a year after buying it, you must pay long-term capital gains taxes, which can be paid at a rate of 0%, 15%, or 20%, depending on your filing status or taxable income. The long-term capital gains tax rate, however, is typically lower than the ordinary income tax rate for most persons.
Why is making long-term investments advantageous?Compounding has the potential to be one of the benefits of long-term investing. Here's how it functions: When your investments generate income, those earnings are reinvested and have the potential to increase further. The chance for compounding and growth increases with the length of time your money is invested.
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What is the CEO's role in creating culture?
Consider an EAR of 18.25% with monthly compounding. What is the APR ( annual percentage rate)?
APR, or annual percentage rate, is a figure that shows you how much borrowing money will cost you over the course of a year, including interest and any other possible costs. EAR of 18.25% with monthly compounding. Then APR will be 16.87 % .
What is APR and EAR ?Similar to APR, AR is an interest rate that is applied when you borrow money. It stands for equivalent annual rate. The interest you would accrue over the course of a year if your account were to remain overdrawn is what is more precisely meant by EAR.
The fundamental distinction between APR and EAR is that the former is based on simple interest, whilst the latter considers compound interest. While EAR (or APY) is most beneficial for evaluating often compounding loans like credit cards, APR is more useful for evaluating mortgage and vehicle loans.
Computation of APR
Given EAR = 18.25 %
Compound = Monthly
[tex]EAR = 18.25%APR = n*((EAR+1)1/n - 1) = 12* (1.1825)0.0833 -1 =12*0.014 = 16.87 %APR = 16.87%[/tex]
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In this assignment, you will conduct research to find the best loan for your first car. Using reference
materials and Internet sites, you will collect information for a used car and loan options to buy the car.
You will use an online loan calculator to find the best option for a used car loan. You will do a multimedia
presentation on the best loan option for a used car and the resources you used, along with the options
you explored to decide on the best loan option. A list of search term suggestions for finding resources is
provided at the end of this guide.
Your presentation should include the following slides. The slides should be a title slide, a slide containing
your used car information, a slide containing information on loan options with a bank and with a credit
union, a slide including calculations, a slide comparing the loan options, a slide with the best choice for a
car loan, and a works-cited slide.
The research the best loan for first car is mentioned as below.
What is Research?"Creative and methodical activity performed to improve the reservoir of knowledge" is what research is. It entails the objective collecting, organizing, and analysis of information in order to improve understanding of a topic or situation. A research project might be an extension of previous work in the topic.
We have this for the Question, and this is one method to approach the presentation.
The title of the presentation should be on the first slide.Then comes your chosen car's details and characteristics.Then comes a slide on the best koan option you choose.Then there's a slide about the previous computation.Then comes a slide with a summary of several loan computations, which were previously done on different choices and contrasted.Then comes a slide on your eventual selection.Then comes a slide on references or sources of knowledge.We are generally requested to perform research about your vehicle utilizing reference materials and Internet sources.Internet sites are websites that provide thorough and verified information about used automobiles.
Using multimedia implies using contemporary media devices and applications to create a presentation, and your material will be those sites visited, non-site resources utilized, and so on. Questionnaires
Now, on to the slides.
The title of the presentation should be on the first slide.Then comes your chosen car's details and characteristics.Then comes a slide on the best loan option you choose.Then there's a slide about the previous computation.Then comes a slide with an overview of various loan computation calculations.Learn more about research here:
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Which of the following is true regarding implied-in-law conditions?
Answer:
An implied contract is a non-verbal and unwritten – yet still legally binding – contract that exists based on the behavior of the parties involved or on a set of circumstances. Implied contracts may be implied-in-law or implied-in-fact.
What is the culture of Lululemon now?
Answer:
Self -improvment would be the answer
Under what conditions do consumers bear the full burden of an excise tax levied on
the producer?
Answer:
If demand is more inelastic than supply, consumers bear most of the tax burden.
What is the share price when the price-to-earnings (P/E) multiple of a comparable company is 6.5?
The price-to-earnings ratio is a valuation ratio that compares a company's current share price to its earnings per share (EPS).
What is the price-to-earnings ratio?Investors and analysts use P/E ratios to determine the relative value of a company's shares in an apples-to-apples comparison.
It can also be used to compare a company to its own past performance or to compare aggregate markets to one another or over time.
To calculate the P/E ratio, simply divide the current stock price by the earnings per share (EPS). Although the current stock price (P) may be obtained by simply entering a firm's ticker symbol into any finance website, the EPS is a bit more ethereal metric.
Note that the information is incomplete and an overview was given.
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Is adequate cash the "only" requirement for the declaration of a cash dividend?
Not all cash is necessary for the declaration of a cash dividend. The business must have sufficient profits or retained earnings.
What is cash dividendA cash dividend is a payment made from the corporation's current earnings or accumulated profits to stockholders in general.
Instead of being distributed as a stock dividend or another kind of value, cash dividends are paid in cash. Most brokers provide you the option to collect dividends in cash or reinvest them.
Companies that pay cash dividends are often well-regarded as financially stable and provide significant cash flows for upcoming quarters.
However, the majority of dividend-paying businesses do not prioritize growth. Instead, they want to boost shareholder value and give their investors a reliable stream of revenue.
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Faruga Company had FUTA taxable payrolls for the four quarters of $38,400; $29,600; $16,500; and $8,900, respectively. What was the amount of Faruga's first required deposit of FUTA taxes?
The initial $42 FUTA tax deposit that Farrugia was obligated to make.
The Federal Unemployment Tax Act is referred to as FUTA. This law's objective is to tax employers who provide wages to their workers so that they may use the money to help the unemployed.
Use a 0.6% Net FUTA tax rate on the first $7,000 in taxable wages, as stated in the question.
Actually, this is in line with the law, which states that only the first $7,000 of each employer's taxable payroll distribution is taken into account for calculating FUTA.
And here Taxable Payrolls given are -
1st Quarter - $38,400
2nd Quarter - $29,600
3rd Quarter - $16,500
4th Quarter - $8,900
Since the taxable payroll reported in each quarter is greater than $7,000, only the fraction of these payrolls up to $7,000 will be considered to determine FUTA.
Amount of the first deposit in accordance with FUTA
= $7,000 x 0.6% (rate given in question)
= $42
Complete question:
Use the net FUTA tax rate of 0.6% on the first $7,000 of taxable wages. Faruga Company had FUTA taxable payrolls for the four quarters of $38,400; $29,600; $16,500; and $8,900, respectively. What was the amount of Faruga's first required deposit of FUTA taxes?
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Which statement about credit history is true? Consumers must pay for a copy of their credit report. Consumers should check their credit reports for errors. Consumers have the right to give input into their credit scores. Consumers can start with a clean credit report after bankruptcy.
Consumers have the right to give input into their credit scores statement is true about credit history. Based on information from your credit reports.
A credit score predicts your credit scores behavior, such as how likely you are to repay a loan on time. One aspect of your financial strength is credit statement. Based on your promise to make payments later, it enables you to obtain the goods you need right away, such as a credit card or a loan for a car. Working to raise your the credit score increases the likelihood that you'll be approved for loans in the future.
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Part 1
Anthony and Michelle Constantino just got married and received $35,000 in cash gifts for their wedding. How much will they have on their th anniversary if they place half of this money in a fixed-rate investment earning percent compounded annually? Would the future value be larger or smaller if the compounding period was 6 months? How much more or less would they have earned with this shorter compounding period?
1. From the investment of $17,500, Anthony and Michelle Constantino will, on their 25th wedding anniversary have (future value) $75,107.74 in their fixed-rate investment account, compounded at 6% annually.
2. The future value of their investment would be ($76,718.36) if the compounding period were 6 months instead of one year.
3. Anthony and Michelle Constantino would have earned $1,610.62 more with the shorter compounding period.
How does the compounding period affect future value?When the interest on the present value of an investment or periodic cash deposits is compounded more than once a year, the future value is always higher.
The reason for this phenomenon is that the compounded interest earns more future value with increased regularity and a shorter compounding period.
Annual Compounding:N (# of periods) = 25 years
I/Y (Interest per year) = 6%
PV (Present Value) = $17,500 ($35,000 x 50%)
PMT (Periodic Payment) = $0
Results:
Future Value (FV) = $75,107.74
Total Interest = $57,607.74
Semiannual Compounding:N (# of periods) = 50 times (25 years x 2)
I/Y (Interest per year) = 6%
PV (Present Value) = $17,500 ($35,000 x 50%)
PMT (Periodic Payment) = $0
Results:
Future Value (FV) = $76,718.36
Total Interest = $59,218.36
Future Value for 6 months compounding = $76,718.36
Future Value for annual compounding = $75,107.74
The difference = $1,610.62 ($76,718.36 - $75,107.74)
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Question Completion:How much will they have on their twenty-fifth anniversary if they place half of this money in a fixed-rate investment earning 6 percent compounded annually?
Discuss the relevance of the move and countermove theory in global business (10 answers)
Over the years, move and countermove have been used to numerous areas of economics and have aided in the development of straightforward models for intricate economic scenarios.
The subject of international trade is one area where these models have proven to be quite helpful. This essay is an overview of game theoretical models used in international trade analysis for difficult trade negotiations, trade wars, and trade policy.
The research also examined game theory applications to the US-China trade conflict. Nearly all significant game theory models that have been helpful in determining optimal outcomes and assisting nations in making the greatest trade policy decisions have been reviewed in this essay.
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Assume you are 25 and earn 29,000 $ per year, never expect to receive a raise, and plan to retire at age 55. If you invest 5 percent of your salary in a 401(k) plan returning 8 percent annually, and the company provides a $0.50 per $1.00 match on your contributions up to 3 percent of salary, what is the estimated future value of your 401(k) account? Once you retire, how much can you withdraw monthly if you want to deplete your account over 30 years?
Once you retire, the amount that you can withdraw monthly if you want to deplete your account over 30 years equals to $17,963.1013.
What is a Retirement Account?Basically, a retirement account is considered a savings plan for future income after retirement. People makes deposits to an interest-earning investment on a fixed interval to grow the value of the account.
Annual contribution from employee = $29,000 * 5% = $1,450
Annual contribution from employer = $1,450 * 50% = $725
Number of years in the accumulation phase (N1) = 55 - 25 = 30
Annual interest rate (I) = 8 %
Number of monthly payments in the distribution phase (N2) = 30 x 12 = 360
Annual contribution = $1,450 + $725 = $2,175
The future value of retirement account after 30 years:
= $2,175 * (((1 + 8%)^30 - 1) / 8%)
= $2,175 * 113.283211113
= $246,390.984
The monthly withdrawal after retirement:
= $246,390.984 / (((1 + 8%/12)^-360) / 8%/12)
= $246,390.984 / (0.09144337233/0.00666666666)
= $246,390.984 / 13.7165058632
= $17,963.1013
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Boothe Company has sales of $1,690,000 on 67,600 units. Variable cost of $1,014,000 and fixed costs totaled $549,000. Before Booth Company had the chance to implement usage of the new raw material, new industry specifications were announced and result in the following changes for Booth Company. Variable Costs will increase by 15% per unit and fixed costs will increase by $48,000. Management feel that $3 per unit price increase is needed to accommodate the cost increases. However, this will result in a 10% decrease in unit sold. Prepare a CVP Income Statement assuming these changes have been made.
The CVP Income Statement for Boothe Company is as follows:
Boothe Company
CVP Income StatementsBefore After Changes
Sales Revenue $1,690,000 $1,703,520
Variable Cost $1,014,000 $1,049,490
Contribution margin $676,000 $654,030
Fixed Costs $549,000 $597,000
Net income $127,000 $57,030
What is CVP analysis?CVP analysis is an accounting technique to discover how changes in variable and fixed costs impact the company's profits.
Cost Volume Profit analysis shows the break-even point in units and dollars, reflecting the sales units and dollars required to ensure that all costs are recovered.
Before After Changes
Sales Revenue $1,690,000 $1,703,520 ($28 x 60,840)
Units sold 67,600 60,840 (67,600 x 1 - 10%)
Selling price $25 $28 ($25 + $3)
Variable Cost $1,014,000 $1,049,490 (60,840 x $17.25)
Variable cost per unit $15 $17.25 ($15 x 1 + 15%)
Fixed costs $549,000 $597,000 ($549,000 + $48,000)
Thus, using the CVP analysis, the industrial changes will reduce Boothe Company's net income by $70,000.
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#
1. Review the list below, putting a:
● 1 next to those that are needs for you,
. a 2 next to high priority wants, and
a 3 next to low priority wants.
●
• You can leave some blank if they don't fit into your lifestyle at all
.
Fill in the empty boxes with iterns you value that we haven't included
#
ITEM
ITEM
Trendy clothing
Non-essential beauty/hygiene or
grooming items/services
etc)
Subscriptions (Netflix, Hulu, Spotify,
Ride-sharing or mobility apps (Uber,
Lyft, Bird, Jump)
Vacation/travel
Electronics (video games, phones, etc.)
Out-of-home entertainment
Personal hobbies (membership fees,
equipment, uniforms, clubs or teams, etc)
Professional expenses (employment
resources, online course subscriptions,
membership fees, conference attendance,
etc)
Holiday and other gift giving
Charitable or religious donations
Transportation costs (maintenance, car
payments, insurance, public
transportation)
Cell phone plan
Dining out
You must think critically to list the products and services that are needed to rank them as high or low priority.
What are essential goods?Essential goods are those products or services produced in the economy that are necessary to meet the basic needs of individuals, such as:
FoodsMedicinesWorking devicesKnowing this concept, we will now relate the items listed by the question as low or high priority products or services:
Trendy clothing: low priorityNon-essential beauty/hygiene or grooming items/services: low prioritySubscriptions or mobility apps: low priorityVacation/travel: low priorityElectronics: high priorityOut-of-home entertainment: low priorityPersonal hobbies: high priorityProfessional expenses: high priorityHoliday and other gift giving: low priorityCharitable or religious donations: high priorityTransportation costs: high priorityCell phone plan: high priorityDining out: low priorityTherefore, identifying consumer goods as high or low priority is also related to the individual's financial condition, income, personal financial planning, financial goals and objectives.
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What are the recommendations for Adidas for Ansoff Matrix?
The recommendations for Adidas for Ansoff Matrix include the following:
Market PenetrationMarket DevelopmentProduct DevelopmentDiversificationWhat informs Ansoff Matrix Analysis of Adidas?The Ansoff matrix has four matrixes related to the products and customers. Together with the matrixes and their positive implications, exist some negative factors for these matrixes. With this type of matrix, there will be numerous alternatives for the organization to decide what product to sell to which customers.
Therefore, the correct answer is as given above.
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A small chain of pizza restaurants in your area is starting to grow. Just last year, it grew from 6 to 12 locations. Now, some employees are talking about unionizing. Which of the following are likely to happen if a union is formed? Check all that apply.
The factors that are more likely to occur when the union is formed would be:
The company is required to engage in collective bargaining with the new union. ,Employees will have formal methods for addressing their concerns about the company.What is a business union?A business union is a form of trade union that upholds the idea that unions should be managed like businesses and is opposed to class or revolutionary unionism. Business unions are thought to have originated in the United States, and the phrase has specifically been used to describe phenomena unique to American unions.
In order to bargain pay and working conditions with employers, worker organizations called unions are formed. Employees' negotiating power in contract discussions is increased thanks to collective bargaining. In the United States, public employees like teachers and firefighters make about half of the union membership.
Workers can bargain with employers about pay, benefits, workplace health and safety, job training, and other work-related problems from a position of power through their union.
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A small chain of pizza restaurants in your area is starting to grow. Just last year, it grew from 6 to 12 locations. Now, some employees are talking about unionizing. Which of the following are likely to happen if a union is formed? Check all that apply.
The company will be required to engage in collective bargaining with the new union.
Employees will have formal methods for addressing their concerns about the company.
Matters related to allocating overtime will proceed as they always have because they are usually beyond the scope of a labor contract.
Management will have greater freedom regarding employee compensation and benefits.
The internal rate of return takes into account all of an investment's cash flows over a period of time.
True or false?
Highlighting the main points of a text is useful. True False
What is the 80% rule? (1 point)
O Insurance companies will require the policy holder to cover 80% of the deductible up front.
O Banks holding mortgages require the policy holder to embed 80% of the premiums into the mortgage.
O Insurance companies require that 20% of the replacement cost of the property be set as the deductible.
Insurance companies will require the policy holder take 80% of the replacement cost of the entire property
in coverage, or they will reduce the reimbursements by a proportionate amount.
According to the "80% rule," an insurer will only completely cover the cost of a home's damage if the owner has insurance coverage totaling at least 80% of the home's entire replacement cost.
What does the "80% rule" in insurance mean?Most insurance companies mandate that in order to receive full coverage, homeowners must purchase replacement cost insurance worth at least 80% of the value of their property.
According to the "80% rule," an insurer will only completely cover a home's damage costs if the owner has insurance coverage that is at least 80% of the home's entire replacement value.
The insurance limit must be at least 80% of the building's worth, for instance, if your building is subject to 80% coinsurance. Your claim payment will be diminished proportionately to any shortfall if the policy maximum you've chosen falls short of the required percentage.
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) Studies also find that teenagers have a higher price elasticity than do adults. Why might this be true?
This statement is true. Teenagers have a higher price elasticity than do adults.
This is because teenagers does not have much income to spend so they can shift to other products also. Teenagers are also not addict to smoking or any other habits , Therefore price affects the demand of the product.
Price elasticity is defined as the ratio of the percentage change in quantity demanded due to percentage change in price.
Elasticity having more than 1 are relatively more elastic.
Adults have more income to spent so the demand do not effects due to change in price. As adults are more addicted to smoking then teenagers ,
addicted people did not consume less due to its price change.
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What is the rationale behind a tradable emission allowance scheme?
Trading emissions permits emission reductions to occur in locations where they can be accomplished at the lowest cost, which in turn lowers the total cost of mitigating the effects of climate change. This is the logic behind emissions trading.
What is a tradable emission allowance scheme?Generally, A limit (or cap) on pollution and tradable permits equal to the limit that allows allowance holders to emit a certain amount (such as one ton) of the pollutant are the two primary components of emissions trading schemes.
Tradeable allowances are licenses that are sold or otherwise provided by the government that allows for a certain quantity of pollution to be emitted.
These permits are also frequently referred to as pollution permits. They were included in the Clean Air Act amendments of 1990 that were passed in the United States (see MRU video on the left below).
In conclusion, Trading emissions makes it possible for reductions in emissions to take place in regions where they can be achieved at the lowest cost. This, in turn, reduces the overall cost of mitigating the consequences of climate change. The concept of exchanging emissions follows this line of reasoning.
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How do I graduate from high school from Tennessee?
In order to graduate from high school from Tennessee following criteria needs to be fulfilled:
1. Obtain 22 credits of coursework
2. Pass all end of courses exam
3. Take the SAT or ACT in grade 11.
4. Complete 60 credits hours at an accredited senior institution.
These are the points required to graduate from high school.
Fun fact
The first official Tennessee High School opened in 1916 on Alabama Street. The first part of the current campus was built in 1939. The Bristol Municipal Stadium, also known as the Stone Castle, hosts football and soccer games and was built in 1936 as part of the New Deal.
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1. You are working with an important vendor who has offered you a "sweet" deal. However, the vendor has made it clear that he wants a decision now, and your internal warning system (i.e., your gut) is telling you that this deal might be an ethical dilemma. Using what you have learned from the class, briefly describe how you should proceed. Will you answer him now? How will you think about the "dilemma" and respond to the vendor?
The way that I would have to proceed with the vendor is that, I would not hurriedly answer him. So i will not answer him now.
To think about this, I would have to make use of the ethical role model which would help to say the negatives and the positives of the deal.
The reason I would not accept the deal immediatelyIn this instance, I won't respond to the vendor's proposal right away since I need to consider a number of factors before making any kind of choice.
This suggestion needs more thought than just seeking for the best discounts because this choice also involves an ethical conundrum. In the current circumstance, I will put the ethical role model rule into practice because this model discloses any unfavorable effects that might have on the general welfare or the interests of other parties.
Therefore, I won't accept the transaction unless all of its components are thoroughly examined and all ethical conundrums are adequately resolved. I can't put my interests ahead of the deal's short-term goals.
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Why is advertising Procter by the first Amendment?
Blackmun came to the conclusion that the First Amendment protects commercial speech, even communications like advertisements that only hint at a business transaction.
Does the First Amendment offer protection to advertising?Under the First Amendment, commercial speech is a form of protected expression, although it is not as protected as noncommercial speech, such as political speech, in terms of free speech. The Central Hudson test is a significant criterion that the Court adopted to decide whether or not commercial speech is protected.
Why does advertising enjoy First Amendment protection?In support of such claim, the Court cited political communications including political contributions and expenditures. Blackmun reached the judgment that the First Amendment safeguards commercial speech, even messages like advertising that only allude to a commercial transaction.
Why does journalism need the First Amendment?The reporter's privilege is based on the notion that media professionals have a limited First Amendment protection not to be required to divulge information or secret information sources in court. In order to create articles that deal with issues of genuine public interest, journalists rely on confidential sources.
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what role does moral intent and judgement play in staffing process?
In the staffing process, moral intent and judgment play an essential role in hiring new staff.
What is moral intent?Morality is the set of actions that form ethics and direct the behavior of individuals in society, the moral intention being the actions that an individual is likely to take in relation to a given situation, such learning being acquired through the process of socialization.
In recruiting people, there is a need to hire personnel aligned with the values and characteristics of the organization, who are able to follow the set of policies and procedures, in addition to acting ethically to strengthen the organizational culture.
Therefore, moral intention and judgment are characteristics related to the staffing process because they help in the choice and decision-making of hiring employees who actively contribute to the achievement of organizational objectives and goals.
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describe these two forms of divergent thinking: brainstorming and group mind mapping؟
A method for graphically expressing thoughts is mind mapping. A brainstorming session is an unstructured method of divergent thinking that generates several ideas at once.
What is Brainstorming and Mind mapping ?Fostering divergent thinking is just one of the many advantages of employing this strategy. It facilitates problem identification by quickly and easily producing original ideas.
Divergent thinking aims to produce a variety of thoughts on a subject in a short amount of time. It entails dissecting a subject into its component elements in order to obtain understanding of the subject's different facets.
Divergent thinking is disorganized and frequently happens quickly. It's a strategy that prizes originality and unpredictability.
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A designated brokerage appointment is established when
Designated Brokerage was established to completely detach the broker-client connection from the company, the employing broker, and any employed associate brokers.
What exactly is a designated appointed agency?In a real estate transaction, a designated agency occurs when two agents from the same broker represent the parties. Agency appointed is another name for designated agency. In a designated agency scenario, despite the fact that both agents are employed by the same broker, each party has the option of receiving representation from a separate agent.
Note that a designated broker is the owner of a real estate company who is in charge of managing daily operations for other brokers, office personnel, and private clients.
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