According to conventional wisdom regarding asset allocation by age, you should hold a proportion of stocks equal to 100 minus your age. Therefore, if you are 40 years old, 60% of your portfolio should consist of equity. Criteria might be better changed to 110 minus your age or 120 minus your age because life expectancy increasing.
By deducting your present age from 100, you can utilize rule of thumb to determine your asset allocation. It implies that as you get older, you should shift away from equity funds and toward debt funds and fixed income assets in your asset allocation.
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What is an advantage of renting a place to live?
lower up-front costs
payments change from month to month
low down payment
increasing equity over time
An advantage of renting a place to live is: lower up-front costs.
Advantage of renting a placeThe benefits or advantage of renting a place to live is that it tend to reduce or lower up-front cost and the person who rent the place will have little responsibilities compare to homeowners because the cost of maintenance and repairs will be lower.
Hence, the correct option is A, renting a place or house lower up-front costs.
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An advantage of renting a place to live is A. lower up-front costs.
What is renting a home?Renting a home refers to an agreement for the temporary use of another's property.
Renting is the opposite of owning a home through mortgage payments or outright purchases.
Some of the advantages of renting a home over owning one are:
Less expensive upfrontFlexibilityNo property taxes are requiredNo repairs and maintenance costsReduced risksShorter-term commitment.Thus, an advantage of renting a place to live is A. lower up-front costs.
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When a bond sells at a premium, interest expense will be:
Income from long-term investments in equity securities with significant influence is reported in the earnings from equity method investment account. this account is a temporary account, closed to the?
Income from long-term investments in equity securities with significant influence is reported in the earnings from equity method investment account. this account is a temporary account, closed to the income summary account.
At the conclusion of an accounting period, all revenue and expense accounts from the income statement are moved into a temporary account called the income summary account.
The business's net profit or loss for the period is equal to the net amount placed into the income summary account.
Debiting the revenue account for the whole amount of revenue recorded for the period and crediting the income summary account are the results of shifting revenue out of the income statement.
Similarly, to remove expenses from the income statement, one must debit the income summary account and credit all of the expense accounts with the total amount of expenses incurred during the period. Utilizing the income summary account begins with this action.
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A ______ is one in which children of all income levels attend at taxpayer expense.
A common school is one in which children of all income levels attend at taxpayer expense.
When elected secretary of the newly formed Massachusetts State Board of Education in 1837, he used his position to enact major educational reforms. He led the common school movement and ensured that every child had access to a primary education funded by local taxes.
Three characteristics of the common school movement: All children attended the same school and were taught the same political and social ideologies. The government used community schools as a government policy instrument. The state has set up an agency to manage local schools.
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What are the best ways that a firm can reduce the threat of imitation?
A firm can reduce the threat of imitation by following the Principles of defensive strategies.
Defensive strategies includes the courage to attack our potentials by asking questions again and again and eliminating the old ones to introduce new options.
Defensive strategies also include an initial investment. Defensive strategies consist of amassing the greatest skills nd strengths of the attacker. The firm must also manage the speed of the action taken by it.
Imitation could also be reduced by increasing the strategic complexity and creating a threat of retaliation.
Meaning of imitation is the act of un authorized copying of the competitor's technology.
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Stepping into adulthood during a recession: Did job losses during the Great Recession impact health of young adults
Job losses during the recession of young adults living by themselves led to increased onset of doctor-diagnosed mental health problems and worries related to jobs.
How were young adults affected by the Great Recession?
Young adults had high unemployment rates, decreased earnings, decreased net worth, lower rates of property ownership, and increased rates of co-residence with parents during the Great Recession.
Who suffers the most during a recession?
Many Americans aged 50 and older, notably baby boomers approaching retirement, were impacted either directly or indirectly by rising unemployment, declining property values, and the decrease in the stock market, even while young individuals in their 20s and 30s took the brunt of the economic slump.
Who benefits from a recession?
When renting is expected to become a more enticing alternative, if not the only one, during a recession, rental agencies, landlords, and property management firms can prosper.
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At a given level of income, the average black american household has _______ as much wealth as does the average white american household.
The average Black American household when compared to the average income of a White American household has less than 15% of it.
How bad is the wealth disparity in America?On average, it is said that White American families earn about $142,500 while the average Black family earns $24,100.
This means that the Black family has less than 15% of the income that White American families pull in every year.
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Lucky has just inherited a rental house from his grandmother, which is great timing because he needed a place to live. the house has a tenant, so he can move in ________________.
Lucky has just inherited a rental house from his grandmother, which is great timing because he needed a place to live. the house has a tenant, so he can move in After the lease has ended and the tenant has moved out
This is further explained below.
What is the rental house?Generally, Homes bought by an investor and leased to tenants under some other kind of rental arrangement are referred to as residential rental property.
In conclusion, Lucky's grandma just passed away, and as a result, he has inherited a rental property from her. This comes at an excellent time for Lucky, since he has been looking for a new home. Since there is already a renter in the residence, he is free to move in. After the term of the lease has expired and the tenant has left the premises
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Another name for a negotiated labor-management agreement is a?
Another name for a negotiated labor-management agreement is a Collective bargaining agreement (CBA).
What is Collective bargaining agreement ?Collective bargaining agreement can be regarded as the contract which encompass results of the negotiations that exist between the employer and the union.
Therefore, Another name for a negotiated labor-management agreement is a Collective bargaining agreement (CBA).
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Cisco is a 16-year-old with a part-time job. He makes $100 per week and spends $50 on car insurance each week. This is his only income and his only expense. Which type of budget would be easiest for Cisco?
A mental budget
He need just keep in mind that he generates a profit of $50 per week if he only receives $100 per week and spends $50 of that for car insurance. A mental budget would be ideal because it is not complicated.
What is mental budgeting?Mental budgeting is fairly prevalent, and it is explained by having saving objectives, financial knowledge, a time-oriented mindset, and financial circumstances. Additionally, having an overview of spending and current accounts, as well as household financial management, were positively correlated with mental budgeting, along with the effects of financial status, time orientation, and financial awareness.
I understand the question you are looking for is this:
Cisco is a 16-year-old with a part-time job. He makes $100 per week and spends $50 on car insurance each week. This is his only income and his only expense. Which type of budget would be easiest for Cisco?
A. a software-based budget
B. a mental budget
C. a physical budget
D. a written budget
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The inflow of cash or other assets that a business receives when it provides goods or services to customers is referred to as Multiple choice question. expenses gains losses revenues
The inflow of cash or other assets that a business receives when it provides goods or services to customers is referred to as revenues.
What is Revenue?Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made from regular business operations.The top line (or gross income) figure is what is used to calculate net income by deducting costs. Sales are another name for revenue in the income statement.Non-operating income is irregular or irregular money that comes from other sources (e.g., lawsuit proceeds).Governments, nonprofit organizations, and private persons are examples of non-business entities that also declare revenue, albeit their methods and resources vary.While income or profit includes the costs incurred in generating revenue and reports net (not gross) results, revenue simply refers to the proceeds from sales.To learn more about Revenue with given link
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Olivia bakes cakes and Andrew grows corn. Olivia and Andrew both like to eat cake and eat corn. In which of the following cases is it impossible for both Olivia and Andrew to benefit from trade
Both Olivia and Andrew can benefit from trade in all of the above cases.
Change is described as the general marketplace of purchasing and promoting goods, the way you make a residence, or the act of replacing or buying and selling something. An example of change is the tea alternative in which tea is imported from China and purchased inside the US. An instance of exchange is while you work in sales.
Change is an act or method of buying, promoting, or changing goods and offerings. trade, in standard, is of types. They may be inner alternate and global change.
Exchange initially cited informal sex companions, regardless of sexuality as many gay and bisexual guys have been closeted, but developed to mean the associate is relatively wealthy and the companion who is traded is economically disadvantaged.
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When new small business owners define their competitors, the first step is to define a _________ that reveals the potential new customers.
When new small business owners define their competitors, the first step is to define a Radius that reveals the potential new customers.
What is a competitive analysis?The process of locating competitors in your business and investigating their various marketing methods is known as a competitor analysis, often referred to as a competitive analysis. By comparing this data to those of your competitors, you can determine the advantages and disadvantages of your business.
We can do a high-level competitor analysis or delve deeply into a single element of your rivals' operations. Although the focus of this article is on how to perform a generic competitive analysis, you should customize this procedure to meet the demands and objectives of your company.
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Item 1 The economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability.
The economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability: FALSE
What is the economic development approach?Economic development, on the other hand, is a multifaceted process that includes significant changes in social structures, public attitudes, and national institutions, as well as the acceleration of economic growth, the decrease of inequality, and the abolition of absolute poverty.Therefore, the given statement "the economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability" is completely FALSE.
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Complete question:
The economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability.
TRUE or FALSE.
A strategy to be a low-cost provider of branded footwear is unlikely to result in the company being one of the best-performers in the industry if the company's management team fails to
This strategy will not result in a company that is one of the best performers in the industry if the company's management team does not meet the brand's cost per pair sold.
What is a low cost strategy?Corresponds to the process of lower pricing than that performed by competitors, so that there is an increase in demand and market positioning.
It corresponds to a generic marketing strategy that is applied to obtain economies of scale as production increases, which generates a reduction in unit production costs through the efficient use of production factors, generating an operational advantage.
Therefore, it is necessary for the company to compensate the low price for the manufacturing cost, which gives it economies of scale that make the low cost strategy effective.
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You are president of a manufacturer of small electronic appliances. you want to reduce your break-even quantity. other things equal, you can do this by:______.
You are president of a manufacturer of small electronic appliances and you want to reduce your break-even quantity. other things equal, you can do this by increasing the amount of money spent and reducing the expenses per unit.
What is break-even quantity?Break-even quantity is that quantity of good that needs to be sold to get an amount of money that can help offset all other expenses.
The company need to sell the goods in other to get Profit and if they cannot meet up with the expenses they may run at loss.
To do this other expenses can be reduce to help purchase the immediate materials or resources.
Therefore, are president of a manufacturer of small electronic appliances you can reduce your break-even quantity increasing the amount of money spent and reducing the expenses per unit.
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The amount of mortgage a person is eligible for will be larger when:
The amount of mortgage a person is eligible for will be larger when there is lower interest rate.
What is a mortgage?This refers to an agreement that exist between a lender and a borrower in which a lender can take over the borrower's properties incase of any default in payment.
A mortgage is like a loan, obtained by a borrower with a promise to pay at a future date.
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Access your reading here to learn how local and state government polices influence the economy. in a paragraph or two, explain how local and state government polices influence the economy. discuss the pros and cons of at least two examples from the article.
Local and state government polices can influence the economy by fiscal policy.
Fiscal policyFiscal policy is the policy of government spending and tax to impact the economy. Governments generally use fiscal policy to encourage strong and sustainable growth and decrease poverty.
Local and state government policiesLocal governments are critical actors in economic development in India. Ideally, they play a significant role in the execution of national economic development programs, and they seek local economic development policies to support economic growth.
State economic development policies need to hit a balance. They require to be aligned with national economic policy preferences, but they also need to be adjusted to the local context.
Pros:-Little area to observe and manage
-Familiarity by the government with the region
Cons:- Regulations may be misaligned with the National or Regional Level
-If the Local Government is corrupt, there will be a major hindrance to the development
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Ten years ago, cary company issued $1,500,000 of 7 percent, 10-year bonds at a price of 95. On the maturity date of january 2, after making the final interest payment and recording the related entry, cary retired the bonds.
All discount on bonds payable would be amortized on maturity date so carrying value is equal to face value of bonds
What are bonds?A bond is a sort of financial asset in which the issuer owes the bearer a debt and is obligated to return the principle of the bond as well as interest over a predetermined period of time, depending on the conditions. Interest is normally paid at regular periods.
Consider the following journal entry
Journal entry
Date account and explanation debit credit
Jan 2 Bonds payable 1.500.000
TO Cash 1.500.000
(To record redemption of bonds)
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ABC, Inc. wants to expand into the Central American market. It has the financial resources, wants to control business operations, and has had considerable success marketing to Hispanics in the United States. ABC will likely use ________ to expand into the Mexican market.
ABC, Inc. wants to expand into the Central American market. It has the financial resources, wants to control business operations, and has had considerable success marketing to Hispanics in the United States. ABC will likely use foreign direct investment (FDI) to expand into the Mexican market.
What is Foreign Direct Investment?A foreign direct investment (FDI) occurs when a business or investor from outside the country buys a stake in the company.The phrase typically refers to a commercial decision to buy a sizable portion of a foreign company or to buy it altogether in order to expand its operations to a new area. It is uncommon to use it to refer to a stock investment in an international business.Companies that are thinking about making a foreign direct investment often only examine open economies with trained labor and above-average growth potential for the investor. The value of minimal government regulation is also common.FDI typically includes non-capital investments as well. It might also entail the provision of management, technology, and tools.To learn more about foreign direct investment (FDI) with the given link https://brainly.com/question/13526780
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A firm's decision about what output level to produce is typically a ______ decision.
a) coordinated
b) marginal
c) sequential
d) production.
Option B. marginal.
The average fixed cost decreases as performance improves. Multiple choice problem. The total or production volume of a particular product or service produced. Total output per unit of work.
Marginal production cost measures the change in the total cost of a product due to the production of one additional unit of that product. Marginal cost (MC) is calculated by dividing the change in total cost (C) (Δ) by the change in quantity (Q).
Marginal cost is calculated by dividing the change in total cost by the change in quantity. Suppose Company A produces 100 units at a cost of $ 100. The company will then produce another 100 units at a cost of $ 90. Therefore, the marginal cost is a change in total cost, which is $ 90.
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The emirates group has a workforce comprised of individuals with 160 different nationalities. Suppose that one individual is convinced that his culture is superior to his co-workers. The individual is being.
The individual is being Ethnocentric.
Ethnocentrism, whether conscious or unconscious, is a term that applies to cultural or ethnic bias, where individuals see the world from the perspective of their own group and establish their own group as a prototype. And evaluate all other groups in relation to that ideal.
People with ethnocentrism judge other cultures by comparing them with their immediate culture. Ethnocentrism Americans may overlook the unique charm of any city in the world compared to New York City. If you use the standards of your own culture to judge another culture, you are ethnocentric.
"Ethnocentrism" is a commonly used word in circles where ethnicity, interethnic relationships, and similar intergroup issues are important. The usual definition of this term is "think your group is better than the other" or "decide that the other group is inferior to your group".
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an investor has $50000 that she wishes to invest for her child's college expenses, which the child starts next year. The most suitable recommendation to the client is to invest the funds in:
The investment option that the client should go with to pay the child's college expenses is a. treasury bills.
Why should treasury bills be used?Treasury bills have a short term lifespan of less than a year which means that they mature in a short period of time.
The investor can invest in treasury bills and be able to access them by the time the child starts in school the next year.
Options for the question are:
a. treasury bills
b. intermediate-term bonds maturing in 5 years
c. long-term bonds of blue chip companies maturing n 10-30 years
d. a mutual fund based on the S&P 500 index
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In order to pay for the child's college education, the customer needs to invest in a. treasury notes.
What are the benefits of using Treasury Bills?Treasury notes have a short-term life of less than a year, therefore they mature quickly.
Investment in treasury bills may be made by an individual and accessed by the time the investor's kid begins school the following year.
How can I answer this question?in the form of treasury notes
a. 5-year intermediate-term bonds
Bonds are issued by blue-chip firms with maturities of 10 to 30 years.
the S&P 500 index-based mutual fund
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Market competition can provide _______________ for _________________ , unsustained profits; firms with marketable patents the needed incentive; discovering new technologies time; competitors to catch up with other's inventions an opportunity; competitors seeking out innovations
An incentive; discovering new technologies
Market competition can provide incentives for discovering new technologies, unsustained profits; firms with marketable patents.
Market competition - the competition between businesses supplying comparable goods and services. Consumer rivalry is fueled by a competitive market. This implies that consumers compete with one another for a good or service, particularly when stock is low. For instance, when buying tickets to a sporting event or concert, customers frequently compete to get the best seats. Market competition is essential to the health of the American economy. Economic fundamentals show that when businesses compete for customers, the result is lower pricing, better goods and services, more variety, and more innovation.
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Rhonda is interested in putting money toward a timeshare estate, which would allow her to use a condominium for two weeks each year. Timeshare estates ______.
Rhonda is interested in putting money toward a timeshare estate, which would allow her to use a condominium for two weeks each year. Timeshare estates Can be sold or passed down to heirs.
A timeshare is a shared possession version of vacation actual estate wherein a couple of customers' very own allotments of utilization, generally in one-week increments, within the identical property. The timeshare model may be applied to many special styles of homes, together with excursion hotels, condominiums, flats, and campgrounds.
Legally speaking, a timeshare is a manner for a number of human beings to the percentage ownership of belongings, typically vacation belongings which includes a condominium unit within an inn vicinity. Every buyer commonly purchases a sure time period in a specific unit. Timeshares generally divide the property into one- to two-week periods.
Irrespective of how comparable or exceptional they are from the timeshares of the past, today's preparations are called fractionals, condo inns, condotels, private residence golf equipment, destination golf equipment, or something else, but rarely timeshares.
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In one survey, the highest number of responses came from entrepreneurs who said their idea for a business came from ________.
In one survey, the highest number of responses came from entrepreneurs who said their idea for a business came from Sudden insight/chance .
What Is an Entrepreneur?
An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards. The process of setting up a business is known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures.
Entrepreneurial Insights provides deep entrepreneurial insights into how to start, grow, and exit a business. The website contains information in categories such as corporate strategy, finance, general, HR, job profile, legal, management, marketing, operations, technology, and more.
Anyone interested in starting and running their own business should consider which entrepreneurial model they prefer:
Small business.Scalable startup.Large company.Social entrepreneurship.Therefore, we can conclude that the correct option is : A.
Your question is incomplete, but most probably your full question was:
In one survey, the highest number of responses came from entrepreneurs who said their idea for a business came from_____.
A .Sudden insight/chance
B. Market Research
C .Somebody else's product/service
D. A suggestion or collaboration
E . Following a passion
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Employees at LivingSocial Escapes who are motivated by the belief that taking people on trips is a worthwhile endeavor are motivated by rewards, whereas motivation that occurs as a result of receiving compensation for a successful trip illustrates the effects of rewards.
Employees at LivingSocial Escapes who are motivated by the belief that taking people on trips is a worthwhile endeavor are motivated by intrinsic rewards, whereas motivation that occurs as a result of receiving compensation for a successful trip illustrates the effects of extrinsic rewards.
What are intrinsic and extrinsic rewards?
Intrinsic rewards can be regarded as the reward that originate from within the person, while extrinsic rewards comes from something beyond the person.
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Marco is in the navy and is a member of the navy’s bank, which is controlled by its depositors. he has a share account. this financial institution is most likely to be a(n)________.
This type of financial institution is a savings bank. Savings bank is financial institutions that collect savings and reward savers with interest or dividends. It transfers savings from people who want to live within their means to borrowers who want to spend more.
Instead than hoarding cash at home, it is preferable to deposit it in a savings account where you can earn interest while keeping it safe. Investor also has access to a variety of investment options by maintaining a account with any savings bank. TD Bank and Citibank are two instances of retail banks, corporate or commercial banks.
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A public strategic buyer uses all of the following in formulating its bid price for a given target EXCEPT A) Stapled financing B) Accretion / dilution analysis C) Pro forma credit impact D) Synergies
A public strategic buyer uses all of the following in formulating its bid price for a given target excepted Stapled Financing.
What is Stapled Financing?A pre-arranged finance package known as staple financing, is made available to potential buyers of an acquisition.The investment bank helping the selling firm arranges staple financing, which comprises all information about the lending package, such as the principal, fees, and loan covenants.The name comes from the fact that the acquisition term sheet's back is stapled with the financing information.A sort of M&A financial modeling known as accretion/dilution analysis is carried out in the pre-deal phase to assess the impact of the transaction on shareholder value and to determine if EPS for buying shareholders would rise or fall after the acquisition.In general, shareholders do not like dilutionary deals; nevertheless, a proposed combination is justified if it has the potential to create enough value to become accretive in a fair amount of time.While two businesses come together, their financial operations are improved to a higher extent than they were when the businesses were operating independently. This is known as financial synergy.Typically, M&A deals produce a larger company with more negotiating leverage to obtain a lower cost of capital. A merger or acquisition that results in a cheaper cost of capital is an example of financial synergy.Synergy in mergers and acquisitions occurs when the value created by combining two businesses is greater than the value created by the businesses operating independently.Know more about Synergies https://brainly.com/question/26886908
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Which feature allows universal containers to require a value in a custom date field when the opportunity stage changes to closing?
Which feature allows universal containers to require a value in a custom date field when the opportunity stage changes to closing: Validation rule.
opportunity is a favorable, appropriate, or advantageous combination of circumstances. We use the opportunity to talk about a situation in which we can do something that we want to do.
opportunity assists individuals to develop work-related skills enabling them to achieve productive work within our community. People and organizations grow and develop to the extent that they capitalize on opportunities to do so.
opportunity are important to leaders because they're important to the people they lead. Opportunities are the venues where people can try, test, better, and even find themselves.
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