productivity at the wisconsin branch of big box manufacturing has decreased significantly over the last twelve months. aaron, the branch manager, researches the problem and finds that many employees are spending significant time on social media while at work. he wants to construct a report for the company's leadership team, using the deductive approach. how should aaron structure the report?

Answers

Answer 1

Using the deductive method Aaron can structure the report in the following way:

state the primary message; layout supporting reasons; conclude with a call to action

A logical strategy used in deductive reasoning is moving from broad concepts to specific conclusions. Inductive thinking, which starts with specific observations and draws broader conclusions, is sometimes contrasted with deductive reasoning. Deductive logic and top-down reasoning are other names for deductive reasoning.

In deductive writing, a claim, thesis, or hypothesis is presented in the opening phrases or paragraphs, and then the writer utilizes the following paragraphs to explain, challenge, or expand the claim, thesis, or hypothesis. research that tests hypotheses rather than producing them (inductive).

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Related Questions

assume the foreign supply of this product is perfectly elastic at a price of $4 per unit. starting from a free trade equilibrium, a tariff in the amount of $2 per unit would be expected to cause domestic consumption to:

Answers

The per unit would be expected to cause domestic consumption to decrease.

What are Imports?Bringing in from foreign or external sources. (as in goods & services. ) To bring into a place or country from another country. when transferring from one format to another, usually in a new file.Importing and exporting goods is not only at the heart of a successful large-scale business. It also helps in the growth and expansion of the national economy. Each country comes with some specific resources. At the same time, the country may lack other resources to develop and improve the economy as a whole.examples of imported goods are:carstv mobilesgemstonescerealspulsesoilspetrolwoodcloths raw materialsfood and vegetablesgemstonesmineral medicinesmachinerypieces of equipmentluxury carsconsumer goods

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any corporate distributions that exceed earnings and profits are always taxable as capital gains. a. true. b. false.

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The statement is False because distributions made by corporations in excess of earnings and profits are not usually subject to capital gains tax.

So, the correct option is B.

Capital gains are profits from the sale of a capital asset, such as stock, a company, a piece of land, or an artwork. Normally speaking, capital gains are taxed at a lower rate even though they are generally included in taxable income. To the extent that it represents a dividend, a distribution from a corporation is counted as part of the taxpayer's gross income. A distribution from the corporation that is distributing the money is said to be a taxable dividend.

The excess of a non-dividend distribution over the stock basis is taxed as a capital gain on the shareholder's personal tax return. If the shares of an S corporation have been held for more than a year, it is a long-term capital gain (LTCG).

 

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one of the advantages of using a push-pull strategy is that group of answer choices companies can achieve economies of scale in purchasing, while engineering flexibility into manufacturing. sales forecasts tend to be more accurate at a specific product level than at an aggregate level. a firm does not need to develop a robust distribution system as in a pure pull system. inventory costs are lower when compared to a pure pull or pure push system. a firm can achieve cost savings in manufacturing and transporting products.

Answers

One of the advantages of using a push-pull strategy is inventory costs are lower when compared to a pure pull or pure push system.

Option C is correct.

Where are drive- pull strategy is used?

The business terms push and pull began in logistics and force chain operation, but are also extensively used in marketing and in the hostel distribution business.

What are the benefits of having a pull force chain system?

A pull- grounded force chain reacts to real client orders rather than to vaticinations. therefore, supereminent times and variability in the system are reduced by matching force and demand. This leads to bettered client service and dropped force holding costs.

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true or false: if consumers are unfamiliar with a service or service provider, they might use price to make quality judgments. true false question. true false

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If consumers are unfamiliar with a service or service provider, they may use price to make quality judgments.

A consumer is a person or group who intends to order or uses purchased items, products, or services primarily for personal, social, family, domestic, and similar requirements and is not directly tied to entrepreneurial or company activity. The term most frequently refers to a person who buys products and services for personal consumption. A consumer in an economy purchases goods or services primarily for personal consumption rather than for resale or business purposes. Consumers pay money for goods or services and then consume them. As such, consumers play an important role in the economic system of a capitalist system and are an essential component of any economy. Producers would be deprived of one of their primary motivators if customer demand did not exist.

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cost drivers are a. activities that cause costs to increase as the activity increases. b. accounting techniques used to control costs. c. accounting measurements used to evaluate whether or not performance is proceeding according to plan. d. a mechanical basis, such as machine hours, computer time, size of equipment, or square footage of factory, used to assign costs to activities.

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Cost drivers are Activities that cause costs to increase as the activity increases.

What are Cost drivers?

A cost driver is the immediate reason for a cost and has an impact on the overall cost incurred. For instance, if you need to figure out how much electricity was used during a specific time period, the number of units consumed determines the total electricity bill.

Any action that causes the cost of another thing to increase is a cost driver. An illustration of this might be how the cost of your water bill is based on how much water your office uses each month. The cost is represented by the water bill, while the cost drivers are the water units.

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if a central bank decides it needs to decrease both the money supply and the aggregate demand, then it will:

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If a central bank decides that it needs to reduce both aggregate demand and the money supply, it will implement a tight monetary policy.

What happens if the central bank reduces the money supply?

If the Fed wants to reduce the money supply, it sells bonds from its account, bringing in cash and removing money from the economy. The federal funds rate adjustment is a highly anticipated economic event.

The central bank uses contractionary monetary policy to reduce the supply of money and credit in the economy, which raises interest rates, discourages borrowing for investment and consumption, and shifts aggregate demand to the left.

Therefore, A contractionary monetary policy is implemented when a central bank reduces the money supply while increasing interest rates.

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a sales invoice included the following information: merchandise price, $9,400; terms 1/10, n/eom; fob shipping point with prepaid freight of $405 added to the invoice. assuming that a credit for merchandise returned of $1,900 is granted prior to payment and that the invoice is paid within the discount period, what is the amount of cash that should be received by the seller?

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The amount of cash that the seller ought to receive is $10404.

How is a discount payment calculated?

Discounting a Single Payment The following formula is used to discount a single payment: PV = Payment / (1 + Discount) Periods As an illustration, a return of $30,000 in the first year can be discounted by 3% of inflation. Divide by 100 to get the inflation rate in decimal form, which is 0.03.

Companies frequently provide their clients with payment terms that include a discount if the invoice is paid within a predetermined number of days. For instance, payment terms of 2/10, n/30 permit you to reduce the payment by 2 percent if the invoice is paid within 10 days of the invoice date; Otherwise, you won't be eligible for any discounts if you don't pay the invoice in full within 30 days.

The initial invoice reflected a payment of $9,400.

The net balance is $12,000 less the $1,900 credit for the returned merchandise, or $10,100.

The amount of the payment shown on the invoice is $9999 if the invoice is paid during the discount period.

The final payment will be $10404 if you add the $405 in prepaid freight to the $9999.

Prepaid freight does not qualify for a discount because the freight vendor charges the actual cost.

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What are the main advantages of the Free market system in relation to Economic Goals
and Societal Values?

Answers

Answer:

Advantages of this market system include efficient resource allocation, competition, innovation, and product variety. Sellers in a free market have a right to adjust prices to match the demand for their products. Further, consumers are allowed to decide where they will spend their money

a problem is listed below. identify its type. jose received $400 for his birthday from his family. he wishes to buy a motorcycle and decides to use his birthday money towards it. he'd like to have a bigger down payment so he invests his money in a saving account that pays 7% per year compounded quarterly. if jose purchases the motorcycle in 2 years, how much will he have available towards the down payment for his motorcycle? a) future value with simple interest b) effective rate c) simple interest d) future value with compound interest e) present value with compound interest f) none of the above.

Answers

For the down payment for his motorcycle, he will have $458.47 available.

Describe the down payment.

A down payment for a house is the cash up front provided by the buyer in real estate deals and other big acquisitions. For a property being used as a primary residence, down payments, which are typically a percentage of the purchase price, can range from as little as 3% to as much as 20%.

Calculation:

P = 400, t = 2, r = 0.07

Compounded quarterly, so n = 12/4 = 3.

We have to find A.

[tex]A=P(1+\frac{r}{n} )^{nt}[/tex]

[tex]A=400(1+\frac{0.07}{3} )^{3*2} \\A=400(1.023)^{6} \\A=458.47[/tex]

He will have $276.10 ready for his motorcycle's down payment.

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Ethnicity can be mobilized by groups and individuals for economic, political, and other gains. Identity entrepreneurs and ethno-corporations both use ethnicity in such a way. Identify whether the following statements describe identity entrepreneurs or ethno-corporations.

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The following statements describe marketers/ entrepreneurs. The maximum not unusualplace ethnicity of marketers is White (70.9%), observed through Hispanic or Latino (14.3%), Asian (6.2%) and Black or African American (6.0%).

Ethnicity/ethnic-corporation, are phrases for ascribed identification bestowed on businesses or categories described through their unique cultural attributes inclusive of language and religion. They are frequently, however now no longer necessarily, ranked inside their societies. Ethnic entrepreneurship is basically described as enterprise possession amongst immigrants, ethnic institution individuals or each. Ethnicity is a experience of historical, cultural, and from time to time ancestral connection to a set of folks who are believed to be wonderful from the ones out of doors the institution.

Ethnic war frequently happens inside a rustic because of colonial affect and activity. Identify the international locations where out of doors powers have negatively affected ethnic relations. Ethnic organizations, which frequently end result from voluntary or involuntary segregation or segmented financial systems, are financial entities tied to unique cultural businesses. They offer items and offerings each inside and outside to the unique institution. Ethnic organizations which might be related to ethnic groups offer avenues for social mobility, socialization, and acculturation for institution individuals. There are numerous factors, going on each inner and outside to the unique community, that account for the viability of ethnic organizations. For example, amongst a few immigrant groups (inclusive of Koreans), ethnic organizations appear like extra colourful and convey substantially better prices of self-employment than in the relaxation of the United States. Alternatively, a few racialized businesses, inclusive of blacks, seem to have markedly decrease prices of business enterprise viability and self-employment.

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mizrahi has been having difficulty meeting the demands of the two executives who oversee her work and communicate different expectations. one executive is concerned about production and constantly urges mizrahi to meet performance quotas. the other is concerned about quality assurance and would like mizrahi to slow down and focus on the quality of her work. this is an example of

Answers

The condition of Mizrahi's role is role conflict.

Job conflict happens when employees are given multiple, incompatible roles at once or when their role overlaps with that of another employee or work group. A worker is more likely to experience stress at work if there is more role conflict.

As much as possible, make sure that the various demands are compatible with one another and have clear reporting relationships so that employees are aware of who they are directly accountable to. To minimize potential conflicts between work demands, avoid having employees answer to more than one immediate supervisor. Also, make sure that systems are in place that allow employees to voice concerns about any inconsistencies between their roles and responsibilities.

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What must an employee do to perform their role in a safe and healthy work environment?.

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an employee must Execute appropriate judgment and behavior to perform their role in a safe and healthy work environment.

A healthy workplace is one where staff members excel in their tasks and feel fulfilled while maintaining their physical and mental well-being. They feel supported and are productive, which reduces illness, conflict, and turnover in the end. Signs of an effective workplace include Flexibility.

Workers who feel appreciated, safe, and healthy are more likely to be committed to their jobs and more productive. Healthy workplaces can lower absenteeism and insurance costs. Workplace health can boost employee retention, productivity, and happiness. The health and safety of people can be promoted in the workplace.

Five Components of a Productive Workplace

RespectTeamworkTrainingCommunicationOpportunity

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as a result of advances in productivity, farmers can produce more at a lower cost. the effect of these changes has been to:

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The effect of the changes where farmers can produce more at a lower cost is to reduce total revenue for farmers as a group.

With the growth in technology, the agricultural field has also been revolutionized with methodologies that make the production of products easier for a farmer than it was before.

Productivity on agricultural lands can now be increased and the methodologies implemented are cost-effective.

These technologies were implemented in order for farmers to make more of their crops or products at a lower cost. Hence, the total spending revenue of the farmers will be reduced.

Although a part of your question is missing, you might be referring to this question:

As a result of advances in productivity, farmers can produce more at a lower cost. The effect of these changes has been to:

-reduce total revenue for farmers as a group.

-make lives of farmers harder

- to introduce GMO plants

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cindy and ashley recently opened a local candy store. they considered the entire market of candy eaters as their market. which targeting strategy did they use in choosing a target market for their store?

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Undifferentiated approach is the strategy utilize a targeting approach when deciding on a target market for their store.

What is undifferentiated approach:

If segmentation does not produce any substantial or considerably distinct groups, a company may choose to use mass marketing, sometimes referred to as undifferentiated marketing. Here, it is best to concentrate on similarities rather than differences.

Future Learn explains that homogeneous marketing views all consumers as homogeneous groups. Mass marketing is another name for undifferentiated marketing. Undifferentiated marketing aims to target all potential customers with a single marketing approach rather than creating various marketing methods or even products for various groups within society.

A corporation may choose an undifferentiated strategy versus a more specialized, segmented differentiated strategy for a number of various reasons. It can be difficult to discern separate client segments at times, making it simpler to use bigger strokes of paint. When recognized segments are changing, an undifferentiated approach might also be appropriate.

Putting together numerous advertising campaigns to target many various demographics on a personalised level requires money, work, research, and time. However, a homogeneous approach's broad scope results in one campaign that works for everybody, which could result in significant cost savings.

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salesforce is a large company, and with so many employees, people often find that their coworkers share an interest in their hobbies. a group of golfing enthusiasts decide to set up a putting green near the work site. what type of group is this?

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A group of golfing enthusiasts is an example of an interest group. This kind of group shares a common interest in something, like a hobby.  

Interest group

When you are interested in something and you find many other people have common interests as yours, then you form a group to share your common interest, this is what we call the interest group. This group represents the formation of a body to support their common interest, because one of the group functions is to share knowledge between the members of the group or creating a healthy environment for the members.

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assurance services are best described as group of answer choices services designed for the improvement of operations, resulting in better outcomes. independent professional services that improve the quality of information, or its context, for decision makers. the assembly of financial statements based on information and assumptions of a responsible party. services designed to express an opinion on historical financial statements based on the results of an audit.

Answers

Assurance services are best described as Independent professional services that improve the quality of information, or its context, for decision-makers.

A type of independent professional service provided by some certified chartered accountants generally by some certified public accountants. They can review some documents which are related to finance or some kind of money transaction, such as some kind of loan. There are three types of assurance services which are compilations, reviews, and audits. The kind of assurance that is good for a company depends on the needs of investors, as well as the size, complexity, and risk level of your organization.

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the details of weekly output and input for a fabrication process are as follows: output is 600 units, with a standard selling price of $50 per unit. for the week, total labor costs are: 8 workers at 40 hours for the week, are paid $20 per hour. total material costs for the 600 units are $8,000. weekly overhead is charged at the rate of 1.3 times the labor costs. what is the multifactor productivity for the week? group of answer choices 2.00

Answers

The multifactor productivity is 1.32 for the week

By comparing the quantity of goods and services produced (output) with the quantity of inputs required to produce those goods and services, productivity is a measure of economic performance.

Total output = 600 units

Selling price per unit = $50

Total output in dollars = 600*50 = $30000

labour cost for 8 workers at 40 hours for the week = $20 per hour

Total labour cost = 8*40*20 = $6400

Total material cost for 600 units = $8000

Overhead cost = 1.3*6400 = $8320

Multifactor productivity = Total output/(Total labour cost + Total material cost + Overhead cost)

= 30000/(6400 + 8000 + 8320)

= 30000/22720

= 1.32

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on december 31, 2024, the end of larry's used cars' first year of operations, the accounts receivable was $53,000. the company estimates that $2,100 of the year-end receivables will not be collected. net accounts receivable in the 2024 balance sheet will be valued at:

Answers

Net accounts receivable in the 2024 balance sheet will be valued at $50,900 while the amount of $2,100 of the year-end receivables will not be collected.

given data,

accounts receivable = $53,000

company estimates = $2,100

Estimated amount of uncollectible receivables is a sign of bad receivables.

In most cases, such amount receivables are eliminated from the books by crediting account receivables and debiting bad debit expense.

The entries would be a credit to allowance for bad debt and a debit to bad debt if it is just conceivable that the receivables may not be collected.

Because of this, the debt won't be paid back.

we get here accounts Receivable that is express as

accounts Receivable = accounts receivable - company estimates    

accounts Receivable = $53,000 - $2,100

accounts Receivable = $50,900

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Step 2
The risk assessment has been carried out and fortunately has not uncovered any major
problems. Now the owner wants your help in choosing the right kind of insurance for his
business. Help him by writing a guide on what to consider when making this decision so that
he chooses the right kind of insurance. Be sure to mention important factors such as the
influence of the business's location, the number of employees, and the industry they are in.

Answers

A risk assessment is considered to be a process in order to identify potential hazards and analyze what could happen if an hazard tend to occur.

The aim of the risk assessment process is in order to evaluate the hazards,  and then remove those hazard or minimize the level of its risk thus by adding control measures. Thus, through this one creates a safer and healthier workplace.

The hazard identification and the risk assessment helps one in recognizing and controlling the hazards in the workplace. Thus, one should create awareness regarding this to their employees and use it as a training tool.

Hence, risk management standards are set based on acceptable safe practices.

The given question is incomplete, the complete question is-

The risk assessment has been carried out and fortunately has not uncovered any major problems. Now the owner wants your help in choosing the right kind of insurance for his business. Help him by writing a guide on what to consider when making this decision so that he chooses the right kind of insurance.

Be sure to mention important factors such as the influence of the business's location, the number of employees, and the industry they are in their workplace.

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why would the consumption function (if extended) intersect the spending axis at a positive value? what does this mean? is it realistic?

Answers

The consumption function (if extended) intersect the spending axis at a positive value means it is increasing .

What is consumption function?

The link between total consumption and gross national income may be modeled using an economic formula called the consumption function, sometimes known as the Keynesian consumption function. The function was first proposed by British economist John Maynard Keynes, who claimed it could be used to monitor and foresee total aggregate consumer spending.

According to the traditional consumption function, income and changes in income are the only factors that affect consumer spending. If this is the case, aggregate savings should rise proportionately to the GDP's long-term growth. The objective is to establish a mathematical connection between consumer spending and disposable income, but only on an overall scale.

The stability of the consumption function, which is partly based on Keynes' Psychological Law of Consumption, is particularly noteworthy in light of the volatility of investment.

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How does surfing the internet during business hours negatively effect the workplace?.

Answers

It can reveal confidential information and infect other systems with malware.

Many workers do squander a lot of time online. According to several studies, employees squander 1-2 hours every day online. These lost hours can hurt a company's bottom line since lost time equals lost money. One research revealed that office distractions and poorly designed technology may cost organizations $10,000 per person annually, to put a finer point on the problem. These kinds of financial losses provide strong justification for prohibiting recreational internet use in your workplace culture.

Implementing a web filtering application to prevent leisure websites is one technique to increase office productivity.

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involves developing and performing marketing activities across national boundaries. a. world marketing b. globalized marketing c. international marketing d. customized marketing e. regional marketing

Answers

International marketing involves developing and performing marketing activities across national boundaries

What do you mean by international marketing?

International marketing is the marketing of products or services outside of your brand's domestic audience. Think of it as a kind of international trade. By expanding into foreign territories, brands can increase brand awareness, grow their global audience and, of course, grow their business.

Why is international marketing important?

International marketing enables social and cultural exchange between different countries of the world. With merchandise, current trends and fashions in one country transfer to another, thus developing cultural ties between countries. Thus, cultural integration takes place on a global scale.

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bizonline uses an electronic agent, or e-agent, to perform certain tasks in e-commerce. with respect to the e-agent's actions, bizonline is bound by

Answers

Bizonline uses an electronic agent, or e-agent, to perform certain tasks in e-commerce. with respect to the e-agent's actions, bizonline is bound by al of their actions.

The phrase "electronic agent" refers to a computer program as well as other automated systems that are utilized on its own to carry out an action or react to an electronic record or performance in its entirety or in part without being reviewed or controlled by a human being at the time.

Consider giving agents some level of legal individuality or, at the opposite extreme, treating them as nothing more than communication tools as some of the several doctrinal alternatives that might be appropriate. Another alternative is whether integrated smart agents should be regarded as agents underneath the law of agency.

It is suggested that the objective theory of consent applies to the utilization of electronic agents in contracting after a comparison of the subjective and objective theories of consent.

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what is the price of a u.s. treasury bill with 68 days to maturity quoted at a discount yield of 2.10 percent? assume a $1 million face value.

Answers

The price of US treasury bill is $995,737.5.

The Price is the number of money. The bond equivalent yield equation is determined by dividing the difference between the face value of the bond and the purchase price of the bond, by the price of the bond.

From the scenario we know that

Face value = $1,000,000

Discount yield = 2.10 or 0.021

Time = 68 days

To calculate about the BEY we should find the price of the bond use this formula:

Discount yield = [ (FV - P)/P ] x (360/d)

0.021 =[ (1,000,000 -P)/P ] x 360/68

0.021P = (1,000,000 -P ) 5.2941

0.021P + 5.294P = 5,294,100

5.3151P  = 5,294,117.65

P = $995,737.5

The price is  $996,052.313

Thus, plug in the numbers in the bond equivalent yield (BEY) formula;

BEY = (Face Value - Purchase Price)/Purchase Price x 365/day

BEY = [ (1,000,000 -   996,052.313)/$ 996,052.313] x 365/68

BEY = (188,143.215 / $ 996,052.313) x 5.2941

BEY = 0.1889 x 5.2941

BEY = 0,97

If we convert the amount of BEY to percent it will be 97%.

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what type of change involves the implementation of a different business or cultural path for an organization?

Answers

Organizational change involves the implementation of a different business or cultural path for an organization.

Why is it vital for organizations to change?

Organizational change is the process through which a firm or business changes a key aspect of its structure, such as its culture, the operational infrastructure or supporting technologies, or its internal procedures. Many beneficial effects of change in an organization help you maintain your competitive advantage and remain relevant in your industry.

Project capabilities, customers, leadership, competitiveness, culture, teamwork, and change preparedness are just a few of the organizational aspects that might affect business transformation initiatives. They range from the need to increase quality, productivity, or profitability to disruptive technologies and shifting market conditions.

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coffee vendors who operate small, drive-up coffee stands find it difficult to charge significantly higher prices than their many competitors do. what aspect of the coffee stand business makes raising prices difficult?

Answers

coffee vendors who operate small, drive-up coffee stands find it difficult to charge significantly higher prices than their many competitors do. its low barriers to entry for  the coffee stand business making raising prices difficult

Barriers to entry are variables that prevent a startup from entering a specific market. As an entirety, they contain one of the five forces that decide the concentration of competition in an industry, such as industry rivalry, the bargaining control of buyers, the bargaining control of providers, and the threat of substitutes. The intensity of competition in a certain field decides the allure of a market, low intensity implies that the market is attractive. Factors included as obstructions to entry may be either innocent or deliberate.

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when bennett was job hunting, he focused on salaries when he researched potential companies because he had school loans to repay. this demonstrates which of the four basic rights under capitalism?

Answers

This demonstrates that Bennet was emphasizing the right to freedom of choice, which is one of the four basic rights under capitalism.

What is the right to freedom of choice?

The right to freedom of choice is described as the right of an individual to allow him or her to choose his living pattern or his course of action. It is important to mention that the main requirement is that the freedom of choice must not impinge on violating the freedom of choice of other individuals.

In this scenario, Bennet is focusing his research on the companies that will provide with m more salaries. This is because he had to repay his loans and such an action is deemed as the freedom of a person to choose his course of action.

It can be concluded that this demonstrates that Bennet was emphasizing the right to freedom of choice, which is one of the four basic rights under capitalism.

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manufacturing corporation orders twelve safety videos from productions, inc., which delivers the videos. this is most likely

Answers

The activity that done by Manufacturing corporation and productions Inc is a sale of goods. It is because Manufacturing corporation orders twelve videos.

In business, Production generally can be described as the process of combining various immaterial inputs such as  knowledge and plan and also material inputs. Production has a main function in order to make something for consumption or known as output. The output of production activity can be good or also service that has value and contributes to the utility of individuals. There are several types of production, such as the continuous system, the project system, and also the batch system.

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barry company sells a patent for 25000 the patent had an acquistion cost of 120000 and accumulated amortization of 100000 at the time of the sale what was the amount of gain or loss recognized on the disposal of the patent

Answers

Acquisition Cost = 120,000             Selling Price = 25000

Amortization accumulated = 100,000

Value of the patent at the time of sale

= 120,000 - 100,000

= 20,000

Therefore, Gain or loss recognized on the time of disposal = 25000 - 20000

               = 5000

Hence, Gain of 5000 recognized on the time of disposal.

Patent Amortization is the process through which corporate bodies allocate the value of patents (intangible assets) over a period of time.

Intangible Assets like patents and trademarks are written off into an expense account called Amortization, just as tangible assets are through depreciation.

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an adjustable rate mortgage with a start rate of 3.5%, an index of the 11th district cofi, a margin of 1.5%, and periodic and lifetime caps of 1/5 with semi-annual adjustments, would have a maximum interest rate of what at the end of the fourth loan year if 11th district cofi is 7.5% at that time?

Answers

9.0% is correct because the rate of interest will be lower than 10.45 %, and 9%

         

 1/5 or .2 semi-annual increase      

Semi-Annual Period Semi-Annual Increase  Int. rate      

1 0           5.00      

2 0.2           6.00      

3 0.2           7.20      

4 0.2           8.64      

5 0.2         10.37      

6 0.2         12.44      

7 0.2         14.93                

or  7.5+1.5           9.00

In finance and economics, interest is charged from a borrower or deposit-taking monetary group to a lender or depositor of a quantity above reimbursement of the predominant sum (this is, the amount borrowed), at a selected charge.[1] it is distinct from a fee that the borrower may also pay the lender or some 1/3 birthday party. It is also wonderful from a dividend that is paid by using a company to its shareholders (owners) from its earnings or reserve, but no longer at a selected charge decided ahead, rather on a pro-rata foundation as a share inside the reward received by danger taking marketers while the revenue earned exceeds the full charges.

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