Answer:
The risk premium, is the right answer.
Explanation:
The difference between the interest rates of 10-year corporate bond and the 10-year government bond is termed as the “risk premium” because it is the rate of return that an investment offers or gives over the period and above the risk-free rate of return. Here risk-free rate is the return on the when there is no probability of financial loss. Therefore, government bonds have risk free returns because there is no financial loss associated with these bonds.
Describe the tools that the Federal Reserve can use to influence aggregate demand to stimulate the economy out of the recession
Answer:
Monetary Policy.
Explanation:
The Federal Reserve will use its monetary policy to influence the aggregate demand. Moreover, the monetary policy includes different tools to monitor the money supply in the economy like bank rate, open market operations, reserve requirement, etc. Since the recession period is the period of an economic slowdown. Thus, the Federal Reserve will increase the purchasing power of people by injecting the money or increasing the money supply in the economy.
According to ________, how much people are willing to contribute to an organization depends on their assessment of the fairness of the rewards they will receive in exchange.
Answer:
The equity theory
Explanation:
Equity theory which was bring to light in the 1960s, focus on the fair balance between benefit people derive or employee output and their contribution or employee input accordingly. This theory is usually referred to as Adams' Equity Theory. It calls for fair reward in exchange to an input.
Therefore, the right statement is "According to The equity theory, how much people are willing to contribute to an organization depends on their assessment of the fairness of the rewards they will receive in exchange".
After each department chair has turned in their proposed budget, the CFO reviews the budgets and determines if there are any changes that need to be made.
Answer: Decisional
Explanation:
Managers as leaders in the company are expected to make decisions that will keep the company going and able to meet its objectives.
According to renowned management researcher Mintzberg, there are 4 decision roles that a manager must take which are;
entrepreneurdisturbance handlerresource allocator and,negotiatorThe CFO having to review the budget to determine if changes would be made would fall under the resource allocator decision making role of a manager.
A draft is payable "to the order of Joe Jones or to bearer." Sally finds it and demands payment. Should the drawer pay Sally
Answer:
c. Yes, since the word "or" is contained in the instrument, either Joe Jones or the bearer of the draft may obtain payment.
Explanation:
These are options for the question below
a. No, unless Joe Jones's name is crossed off.
b. No, unless "bearer" is handwritten.
c. Yes, since the word "or" is contained in the instrument, either Joe Jones or the bearer of the draft may obtain payment.
d. No, the terminology is ambiguous and therefore the draft must be paid only to the order of Joe Jones.
From the question, we were told that A draft is payable "to the order of Joe Jones or to bearer." Sally finds it and demands payment. Should the drawer pay Sally
The right answer is Yes, this is because the word "or" is found in the instrument, and any one between Joe Jones and the bearer of the draft is liable in obtaining payments,
Note: a draft is an order for money to be paid, it in a written form.
Panera is introducing some of its products into supermarkets, vending machines, college campuses, and other locations to increase its product availability and convenience. One reason Panera is doing so is to
Answer:
Increase customer value.
Explanation:
In this scenario, Panera is introducing some of its products into supermarkets, vending machines, college campuses, and other locations to increase its product availability and convenience. One reason Panera is doing so is to increase customer value.
Customer value can be defined as a measure of a product's cost, convenience and benefits derived by customers when compared with its best alternatives.
Hence, a business that has a good customer value offers a high level of satisfaction and benefits to the consumers of its products (goods) and services.
Your customer, age 46, has been investing money in a variable annuity for several years. He plans to stop the deposits to meet current financial obligations, but he does not intend to withdraw any of the funds already invested until retirement, which is still several years away. Until the withdrawals are made, the client will be holding
Answer:
accumulation units
Explanation:
Even though this customer will stop contributing money to his investment fund due to certain current financial obligations, he is still in the accumulation stage of the annuity. While a customer is in the accumulation stage, he/she is said to be holding accumulation units. Only after the client decides to start withdrawing funds, will the account be annuitized and the funds converted into annuity units.
A property's rent roll is an alphabetical listing of each tenant. can help determine the annual rental income for a property. is a master list of a property's marketing plan. should be updated every 10 years.
Answer:
can help determine the annual rental income for a property.
Explanation:
A property's rent roll is a term often used in real estate management to describe a vital report or summary of used by house owners or caretakers to easily get the account on outstanding rents from tenants and those rents that have been received on an investment estate.
Hence, in this case, the correct answer is that a property's rent roll can help determine the annual rental income for a property.
A personal characteristic expressed by a consistent pattern of behavior is called a personal
Answer:
Unique/traits
Explanation:
At the very most basic, personality is define as the behavior, thought and feelings at very unique level. It is the unique so that it arise from inside of a person and it is consistent throughout the life. Every person or an individual have their own personality. Traits and emotions comes under the personality. Every person have their own traits.
There are some basic personality characteristics such as:
Consistencypsychological and the physiological personalityActions and behavior.The multiple expressionsIf consumers start to believe they need a product, what is likely to happen?
A. The demand becomes less elastic.
B. The demand becomes more elastic.
С. The supply decreases.
D. The price decreases.
Please select the best answer from the choices provided
Answer:
Option A
Explanation:
Less elastic Demands means ,there will be less effect on the demand of a product if the price of product changes.
Products are winnowed out as they make their way down the path from conception to consumption, a process called ________.
Answer: cultural selection
Explanation:
Products are winnowed out as they make their way down the path from conception to consumption, a process called cultural selection.
Cultural selection theory is a theory about how certain things spread in the society, such as an art, a religious ritual etc. Due to innovation and other criteria, products will be winnowed out.
The pattern of faulty and biased decision making that happens in groups whose members strive for agreement at the expense of good decision making is called
Answer:
"Groupthink " would be the right answer.
Explanation:
Group-thinking seems to be a tendency that happens whenever a segment of the population achieves agreements without rational thought or consideration of the implications or replacements. The tendency generates tension within the same group the seeks to suppress imagination but innovation to avoid confrontation.The top managers of Highbrow Bookstores want to indicate to the firm's shareholders how effectively they have managed the company. Perhaps the most meaningful way to do this would be by reporting strong:
Answer:
profitability ratio
Explanation:
The most meaningful way to do this would be by reporting strong profitability ratios. These are standard ratios that are used by corporations to try to evaluate the overall financial condition of a corporation or other organization. Reporting a strong profitability ratio would show the shareholders of the company that under the direct guidance of the top managers the Highbrow Bookstores have become much more profitable in comparison to previous financial quarters.
The __________ theory suggests that people will evaluate the cost, benefit, or value related to making a change in a particular attitude, value, belief, or behavior to decide if it is worthwhile or not.
Answer: Expectancy-Outcome Values Theory
Explanation:
The Expectancy-Outcome Values Theory is one that is quite popular in many fields ranging from health to economics as it aims to explain that human behavior is governed by expectations of events.
Under the Expectancy-Outcome Values Theory, people will evaluate the cost, benefit, or value related to making a change in a particular attitude, value, belief, or behavior to decide if it is worthwhile or not.
For most if not all decisions taken therefore, there goes into it quite a lot of mental calculations involving the effects of an event before a decision is made.
Bill’s Surf Shop needs to advertise. Which option provides the largest frequency? a. direct mail b. TV c. the Web d. billboards
Answer:
TV (television)
Explanation:
Advertising frequency is defined as the number of time an advert is viewed by individuals once it come online.
The higher the number of times a user is exposed to an advert in a given time frame the higher the advertising frequency.
Normally it take exposure of 5 times and above for an advertisement to be effective.
Bill’s Surf Shop will have more advertising frequency on television because all categories of customers watch the television. Including children, teenagers, middle aged, and older people.
The other mediums will attract less people. Direct mail is only for those with emails, the web is for technologically savvy clients, and billboards only for those that view them in their location.
Television gives a larger audience.
A work arrangement whereby employees are able to remain at home and perform their work using computers that connect them with their offices is referred to as
Answer:
Telecommuting
Explanation:
Telecommuting is when employees work outside of their organization. In this type of work arrangement, employees work remotely and are connected to their organization platform through technology applications such as zoom, slack etc.
Although, workers may visit their workplace occasionally for meetings that requires physical presence , their main duties are carried out away from their workplace.
Bill wants to give Maria a $500,000 gift in seven years. If money is worth 6% compounded semiannually, what is Maria's gift worth today
Answer:
PV= $332,528.56
Explanation:
Giving the following information:
Future value= $500,000
Number of periods= 7 years
Discount rate= 6% compounded annually
To calculate the present value, we need to use the following formula:
PV= FV/(1+i)^n
PV= 500,000 / (1.06^7)
PV= $332,528.56
Charismatic leaders ________
a. avoid personal risk
b. engage in traditional behaviors that follow norms
c. propose a vision of the future that is better than the status quo
d. focus on their own responsibilities largely ignoring the needs and feelings of employees
e. ensure their own position as leader even if it means sacrificing others
Answer:
C
Explanation:
one it makes sense & it fits in the context of the sentence
Charismatic leaders pose a vision of the future that is better than the status Thus option(C) is correct.
Who is a leader?The term leader is someone who inspires passion and motivation in followers. A leader is someone with a vision and the path to realizing as we see there are different types of leaders who are there as we see in the organization the team leaders are there in it as we see in the politics they are different from it. There are different kinds of leaders who are being there. And they can easily lead the group as well.
The German sociologist Max Weber invented the idea of charismatic authority. It involves a kind of organization or leadership where the leader's charisma confers authority.
Therefore, Thus option(C) is correct.
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An upward-sloping labor supply curve implies that Group of answer choices a firm can always hire more workers, even without increasing the wage. more workers are willing work when wages are low. more workers are willing to work as the market wage increases. there is a continuously increasing demand for labor. the labor supply is fixed.
Answer:
more workers are willing to work as the market wage increases.
Explanation:
IF the labour supply curve is upward sloping, its that means there is a positive relationship between wages and labour supply. The higher the wages, the higher the number of workers willing to work. The lower the wages, the lower the number of workers willing to work
Please check the attached image for a upward sloping labour supply curve
cpnsider capm the risk free rate is ^5 and the expected return on the market is 18% what is the expected return on a stock with a beta of 1.3
Answer:
Expected return = 21.9 %
Explanation:
The capital asset pricing model is a risk-based model. Here, the return on equity is dependent on the level of reaction of the the equity to changes in the return on a market portfolio. These changes are captured as systematic risk. The magnitude by which a stock is affected by systematic risk is measured by beta.
Under CAPM, Ke= Rf + β(Rm-Rf)
Rf-risk-free rate (long-term i.e 10 year treasury bill rate), β= Beta, Rm= Return on market., Ke- Return on equity (cost of equity)
This model can be used to work out the cost of equity as follows:
Ke= Rf + β (Rm-Rf)
Rf- 5%, β= 1.3, Rm- 18, E(r)- ?
Ke = 5% + 1.3×(18-5)%=21.9 %
Ke = 21.9 %
Expected return = 21.9 %
Many customers shop at Organic Foods because of the employees' extensive product knowledge. In a SWOT analysis, the employees' high levels of product knowledge are an example of the company's
Answer:
The answer is Strength
Explanation:
SWOT analysis stands for:
S - Strength
W - Weakness
O - Opportunity
T - Threat.
In the question, strength captures the scenario. Strength is a resource that can be used as a competitive advantage to attract customers. Customers see this strength and they are attracted by it.
Other examples can be, respect, creativity etc.
Built-in stabilizers: A. automatically increase the size of deficits when the economy experiences demand-pull inflation B. tend to offset the impact of discretionary fiscal policy C. avoid the problems associated with the administrative lag of discretionary fiscal policy D. automatically produce a budget that is balanced over the business cycle
Answer:
C. avoid the problems associated with the administrative lag of discretionary fiscal policy
Explanation:
Built-in stabilizers are stablizers are fiscal policies that automatically reduce the impact of economic fluctuations.
For example progressive tax is an example of Built-in stabilizers. If the economy is experiencing a downturn, automatic stabilisers is triggered and amount of tax paid is reduced.
discretionary fiscal policy are subject to approval by the government authority. So, it might take time for it to scrutinised and approved. This is an instance of administrative lag.
Built-in stabilizers are not subject to approval before they are implemented.
When the share of individual income tax collected by the government from people with higher incomes is smaller than the share of tax collected from people with lower incomes, then the tax is ____________________. optional proportional progressive regressive
Answer:
Regressive tax
Explanation:
This is an example of a regressive tax because the regressive tax is those tax that impacts more on the lower-income groups as compared to the higher income. While the progressive taxes are imposed on the basis of the income that means higher the income, higher the taxes. Secondly, the proportional taxes are a flat tax that remains flat irrespective of the income. While in the case of optional tax, there are some rebates or benefits is given to a certain income group of people. Therefore, from all the given options, the option regressive tax is correct.
What type of trend is caused by changes in characteristics of a population
Changes in key characteristics like sex, age, or status can change the Demographic Trend of an area
Answer:
the answer is D
A demographic trend
A defense available to the employer in an action for workers' compensation is that:Group of answer choicesthe employee was contributorily negligent.the employee assumed the risk.the employee's injury happened before he came to work.a co-worker caused the injury.
Answer:
1. employee was contributorily negligent.
2. the employee assumed the risk.
3. a co-worker caused the injury.
Explanation:
The common-law defenses available to the employer are the following:
1. contributory negligence; here, an injured person is not entitled to recovering damages if that person contributed in any way to his or her own injury
2. assumption of risk; here given that the worker was fully aware of the presence of the risk and comprehended the magnitude of the risk; then, the worker willingly exposed him- or herself to the danger
3. negligence of a fellow worker: here the employer is not liable for an injury caused entirely by a fellow worker's negligence.
Jake's parents were able to save $60,000 for his college tuition by the time jake graduated from high school. jake is trying to determine if he needs to work part time to make up any differences in his tuition over the next four years. he is currently estimating that tuition will be $18,000 per year, and he can earn eight percent on the balances remaining at the end of each year. how much will jake be able to withdraw each year for his college tuition if he withdraws an equal amount each year for four years? (use exhibit 1-d and round your answer to the nearest dollar amount.)
Answer:
$16,773.36
Explanation:
this is an annuity due since Jake will need to withdraw money at the beginning of the year, not the end of the year:
principal = $60,000
n = 4 distributions
interest rate = 8%
annual withdrawal = principal / annuity due factor (PV, 8%, 4 periods)
annual withdrawal = $60,000 / 3.5771 = $16,773.36
According to scott, the coo of barcelona restaurant group, employees are given the opportunity and freedom to achieve organizational goals through a variety of different approaches, tasks, and decisions, based on the situation. this is most consistent with the:
Complete Question:
According to Scott, the COO of Barcelona Restaurant Group, employees are given the opportunity and freedom to achieve organizational goals through a variety of different approaches, tasks, and decisions, based on the situation. This is most consistent with the:
Group of answer choices
A. Systems approach to management.
B. Behavioral perspective of management.
C. Classical perspective of management.
D. Contingency approach to management.
Answer:
D. Contingency approach to management.
Explanation:
According to scott, the coo of barcelona restaurant group, employees are given the opportunity and freedom to achieve organizational goals through a variety of different approaches, tasks, and decisions. Based on the situation, this is most consistent with the contingency approach to management.
A contingency approach to management is based on the theory or premise that, there are no universal or single management theories. Thus, management theories should not be dependent on one single approach and as such the most effective management theory depends on the situation, kind of problems that the various organizations or managers are facing at a specific period of time and place.
Hence, in the contingency approach to management; the effectiveness of management is based on the situation and the management behaviors that is most appropriate.
Answer:
contingency approach to management.
Explanation:
This is most consistent with the contingency approach to management. The contingency approach to management clearly states that there are no universal management theories and that the most effective management theory or idea depends on the kinds of problems or situations that managers or organizations are facing at a particular time and place.
An experimenter had groups of one to four people look up at the sky on a street corner and measured what proportion of people who walked by also looked up. this is an example of
Answer:
an experiment.
Explanation:
An experiment refers to a scientific process that could be made to discover the things, hypothesis test and exhibit a fact i.e. known
Here in the given situation, it is mentioned that the experimenter contains a group in which one to four people are looking up to the sky on the corner of the street and also the proportion is measured
So this is an example of an experiment
9. Gallagher is planning on
going to college in a few
months. The tuition is
$10,000 a year. Assuming
that Gallagher goes to
college for four years,
is the opportunity cost
of his attending college
$40,000? Why or why
not?
Answer:
$40000 is the opportunity cost to attend college.
Explanation:
The opportunity cost is something that a person loses in order to acquire the other thing. In the given case total tuition fees of 4 years are $40000. Moreover, Gallagher has two options. First, he can forgive the idea to go to college and save $40000. Secondly, he can go to college and lose $40000. Let us assume Gallagher attends the college. If he attends college then he has to lose $40000. Thus, this $40000 is the opportunity cost to attend college.
The opportunity cost to attend college should be $40,000.
What is the opportunity cost?It is the cost that where the person should sacrifice one thing to obtain the other thing. Since the total tuition fees for 4 years should be $40,000 also the person have two options. The first option is that he don't to go to college and save $40,000 and the second option should be to go to college.
So here we conclude that The opportunity cost to attend college should be $40,000.
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Tuition of $ will be due when the spring term begins in months. What amount should a student deposit today, at %, to have enough to pay the tuition? The student should deposit $ 1200.
Answer:
some numbers are missing, so I looked for similar questions:
"Tuition of $1044 will be due when the spring term begins in 7 months. What amount should a student deposit today, at 7.62% to have enough to pay the tuition?"
we can use the present value formula to solve this:
present value = future value / (1 + r)ⁿ
future value = $1,044n = 7r = 7.62% / 12 = 0.635%present value = $1,044 / (1 + 0.00635)⁷ = $1,044 / 1.045305791 = $998.75
if the numbers are not the same, just adjust the formula inputting the correct numbers, but the procedure should be the same.
Determine the monthly interest on a loan with a balance of $168,300, a monthly payment of $1,356.80, and an interest rate of 7.75%?
Answer:
$1,086.94
Explanation:
The loan has a balance of $168,300
The monthly payment is $1,356.80
The interest rate is 7.75%
= 7.75/100
= 0.0775
Therefore the monthly interest rate on the loan can be calculated as follows
= $168,300 × 0.0775
= $13,043.25
Since there are 12 months in a year then,
= $13,043.25/12
= $1,086.94
Hence the monthly interest is $1,086.94