It is TRUE that, When creating and maintaining an ethical culture, corrective action involves rewarding employees who comply with company policies and standards and punishing those who do not.
According to Muel Kaptein, a professor of business ethics and integrity management at Rotterdam School of Management, ethical culture can be described as a collection of experiences, presumptions, and expectations of managers and employees about how the company discourages them from acting unethically and encourages them to do so. A variety of elements, including formal and informal systems, are included in the ethical context, which also includes ethical culture. In contrast to informal systems, which are unwritten policies, practices, and values that are pertinent to ethics, formal systems are the tangible organisational elements related to ethics that are purposefully designed and implemented (such as ethics programs). Since ethical culture is deeply ingrained in an organisation and its workforce, it is harder to measure than the formal components of ethics programmes (such as a code of ethics, helpline, and training).
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If a company is open about pay issues, what results are they likely to see, especially with millennial employees? check all that apply. improved retention reduced discussion of wages reduced concern about work-life balance improved job satisfaction
The most likely results will be Improved retention, reduced discussion of wages, reduced concern about work life balance and improved job satisfaction that is all the options are correct.
An organization hires employees and pays them for working in the firm at different levels. The pay scale of the employees are according to the designation of the employees. Whenever there is any abnormality in the pay scale of the employees the organization is solely responsible. However, if the firm remains open about the issues relating to payment, then it becomes easier for the employees as they manage their expenses accordingly. Also it gains trust of the employees and they remain permanent employees within the company. It also leads to lesser problems and discussions among the employees about the pay scale and lesser strikes by them regarding payment.
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when contracts for the sale of real property are placed with a disinterested third party for executing and closing, they are said to beplaced in: group of answer choices safekeeping a title company of financial institution assignment escrow
The sale of real property are placed with a disinterested third party for executing and closing, they are said to be placed in escrow.
What is real property ?Real property, in the United States and Canada only, land means land owned by a person and any property incorporated into or attached to property, including crops, buildings, machinery, wells, dams, ponds, mines, and canals.It means a structure such as a road. The term is historical and arose from a now-defunct form of litigation, distinguishing between real property disputes. Real property or personality is all property that is not real property. In countries where real estate is privately owned, the status of real estate in the real estate market, where real estate agents operate on the real estate market, is protected by civil law. Scottish civil law refers to property as "inheritance", while French law refers to it as immovable.To learn more about real property from the given link ;
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an organization learns from a social media site that less than 10 percent of users who visit their page engage with the video that is pinned to the top. this is an example of what type of information?
A company discovers through a social media platform that fewer than 10% of visitors to its page interact with the top-pinned video. This is an illustration of information that comes from customer interaction.
Customer contact is the exchange of information between a company and a client. This includes clients calling you for assistance or contacting you via social media with inquiries.
Every time you connect with a customer, you have the ability to influence how they feel about your company. Based on each encounter, customers modify their behavior. For your business, these adjustments might be beneficial or unprofitable. When you use good customer interaction techniques, your firm may flourish.
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based on what you have learned and your own research can you provide examples of completion in the education market?
Geographic location also plays a role in competition. Schools in good areas will have more students or more wealthy students because parents prefer their children to study in their neighborhood.
In geography, location or place refer to a region on the Earth's surface or beyond. The term location often suggests a higher degree of certainty than place, the latter often signifying an entity with an uncertain boundary, relying more on human or social aspects of place identity and sense of place than on geometry. A locality, settlement, or populated location is likely to have a well-defined name, but a boundary that is not well defined fluctuates depending on context. London, for example, has a legal limit, but this is unlikely to be totally consistent with common usage. An area within a town, such as Covent Garden in London, nearly always contains some ambiguity regarding its extent.
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in what way are debt securities, equity securities and derivatives similar? a.) they can all be converted to cash with little difficulty. b.) they all carry similar levels of risk. c.) they generate equivalent returns. d.) they are all fixed assets.
The way debt securities, equity securities and derivatives similar is because they can all be converted to cash with little difficulty.
Hence, option A is correct.
What do you mean by debt securities, equity securities and derivatives?
'Debt Security' is also known as fixed-income securities, most debt securities are traded over the counter. They are held by many large institutional investors as well as governments and nonprofit organizations.
They are present in
collateralized debt obligations collateralized mortgage obligations mortgage-backed securities zero-coupon securitiesEquity security is a financial instrument that represents an ownership share in a corporation. The typical equity security is common stock,
Derivative refers to a type of financial contract whose value is dependent on an underlying asset, group of assets, or benchmark.
From the above definition we can conclude that The way debt securities, equity securities and derivatives similar is because they can all be converted to cash with little difficulty.
Hence, option A is correct.
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If you are filing taxes for your 2021 income, the due date for filing would be.
"If you are filing taxes for your 2021 income, the due date for filing would be April 15 of the following year." You have to file them on or before 15th of April 2022.
In order to avoid paying interest and penalties, file your return early or prior to the stated due date on fourth month of the following year because it is also the date that the payment is due.
The so-called "Tax Day" in the United States typically occurs on April 15, the deadline for submitting individual tax returns to the Internal Revenue Service (IRS). The due date is postponed to the following business day if it falls on a weekend or holiday.
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a cashier gives one person a $5 bill and 15 $1 bills in exchange for a $20 bill. he gives a second person a $10 bill, a $5 bill, and five $1 bills in exchange for a $20 bill. which characteristic of money does this illustrate?
This illustrates the Divisibility characteristic of money. Divisibility is the property of a good, in this case money, which can be broken into smaller amounts without any kind of depreciation in its value.
Money must be made available in various units, we should be able to make change for the larger units of money as transactions often occur in varying amounts.
A currency must be divisible in smaller amounts for it to be used broadly and to be used by everyone as not everybody can afford to use large bills in daily life.
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the manager at best buy gave their employees tickets to the movies whenever they sold more than $1000 worth of stereo equipment in a day. although the manager has had this policy in place for 4 weeks, they have seen no increase in sales (i.e., the behavior of the employees hasn't changed). the movie tickets would be classified as a(n) .
Although the manager has had this policy in place for 4 weeks, they have seen no increase in sales (i.e., the behavior of the employees hasn't changed). The movie tickets would be classified as unknown.
Risks that we are aware of and are also aware of their magnitude are known known risks. An corporation may, for instance, be aware that there is a chance they could lose 10% of their current client base to a new competitor.
The company is aware of the risk and has the ability to quantify it. Because all the necessary information is available, these risks are the easiest to handle.
The business only needs to make sure that it is prepared for the anticipated impact in order to manage the recognized risks. To make sure you keep an eye out for those recognized hazards, one feature may be combining a risk management methodology with business process workflows and integrated management change.
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jasmine gives all of her employees the same base salary and does not provide annual raises. however, throughout the year, she gives employees financial rewards tied to specific performances. the type of reward system used by jasmine is an example of .
The type of reward system used by jasmine is an example of financial rewards.
When the term "financial rewards" is used, it generally refers to all forms of financial compensation that an Employer offers an Employee in exchange for their efforts, skills, and completed work.
In organizations, there are primarily three types of financial incentives: skill-based compensation, profit-related compensation, and individual performance compensation. These three types of compensation are essential for both employers and employees.
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Harrison is frequently nervous, tense, and worried, both at work and at home. He likely scores low on which of the big five personality dimensions?.
When Harrison is frequently nervous, tense, and worried, he likely scores low on extraversion dimension of the big five personality. In a nutshell, he scores high on the neuroticism dimension.
The Big Five Personality Dimension: ExtraversionAn extraversion personality likes to be accompanied by others. They like making friends and they get energized in the company of other people. This kind of person is usually talkative, assertive and expressive. This means that they like the idea of being famous and being the center of attention, including enjoying meeting new friends, new partners, new people and having many friends. People who score low in this personality commonly fall into neuroticism.
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which of the following is likely to shift the credit demand curve of an automobile manufacturer to the right, assuming all else equal? group of answer choices a decrease in the real interest rate an increase in the real interest rate a plan to increase production and expand to newer markets a plan to decrease production and exit from existing markets
Option b.) A plan to increase production and expand to newer markets as most small businesses decide to grow their business and increase sales and profits is the correct answer.
However, there are certain methods companies must employ to execute their growth strategies.Common growth strategies in business include penetration , market expansion, product expansion, diversification, and acquisitions. In a purchase , a corporation acquires another company to expand its business. Small businesses can use this sort of strategy to expand their product range and enter new markets. Acquisition growth strategies are risky, but not as risky as diversification strategies.
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a 5.5 percent corporate coupon bond is callable in four years for a call premium of one year of coupon payments. assuming a par value of $1,000, what is the price paid to the bondholder if the issuer calls the bond? (assume annual interest payments.)
The bond's face value, also known as its par value, is the amount that the issuer must pay the bondholder at maturity.
What is the term for dividing a bond's market price by its annual coupon?The bond's current yield is the product of its price and the annual coupon. The coupon bond issued by Genova Corporation has a coupon rate of 10% per year for four years.
$1,000 plus the call premium, or 0.055 percent of $1,000, equals $1,055.
What is a bond with a 5% coupon?If an investor buys a $1,000 ABC Company coupon bond with a coupon rate of 5%, the issuer pays the investor 5% annually. This indicates that the investor will receive $50 annually, which is the bond's face value calculated by multiplying $1,000 by 0.05.
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norski manufacturing wants to implement a system that will track everything from customer needs, orders, shipping, and payments. which type of system would be the best for them to investigate?
Order management is the process of keeping track of customers' orders and managing the steps necessary to fulfill them.
Accepting the order is typically the first step in the process;deciding on, packing, and sending the items in the order;and then keeping track of them until they are delivered.
What is a system for tracking orders?
A component of customer order management, an order tracking system enables both customers and businesses to efficiently and precisely track orders after they have been made.By providing a single point of contact for the procedures and actions necessary for the successful delivery of a product, it aids both customers and businesses.
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on jan 5, a customer returned merchandise that had been purchased earlier on credit. the original sale was for $500, and the cost to the seller was $150. demonstrate the required journal entry to record the return on the books of the seller, assuming the goods can be sold to another customer. multiple choice question.
The required journal entry must be shown to record the refund on the seller's books if the products can be sold to another buyer.
How do you make journal entries for sales returns?Deduce the sales allowances and returns, from the purchase price. Add the tax paid on the original sale to the appropriate tax liability account. Deposit the full amount of the first sale transaction into cash or accounts receivable. Tracking customer returns and credits and sales returns and credits are typical netting sales accounts with debit balances. As a result, the debit on the account is the exact opposite of the credit balance on the merchant account. A return can be defined in the context of payroll entry as something that should be used to describe a customer return or to document when a customer returns a purchased product due to a defect or non-conformance to their needs, increase, etc
Illustrated Purchase Returns: When a buyer (business or individual) returns a purchased item to a seller for refund or refund, the transaction is called a return purchase depending on the seller's policy.
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rather than trying to compete with other companies, it is the goal of tonya's company to give customers more value for the products they buy and provide these products at a lower price. tonya's company employs the environmental marketing strategy known as .
Tonya's company employs the environmental marketing strategy known as the Societal marketing concept.
What is the Societal marketing concept?Marketing social responsibility is the marketing concept that companies should make their marketing decisions by considering not only the desires of consumers and the needs of the company but also the long-term interests of society.The social marketing concept holds that marketers have a greater social responsibility than simply satisfying customers and providing value. Instead, marketing activities should seek to benefit the general welfare of society.Social marketing emphasizes social responsibility and helps companies develop marketing strategies to deliver value to their customers and maintain the well-being of their customers and society better than their competitors in order to maintain long-term success and suggests that it should be improved.The concept of social marketing evolved from the conflict between the short-term needs of individual consumers and the long-term well-being of society.an example of societal concept would be tobacco companies giving warning of cancer after consuming it.To know more about societal marketing concepts refer to:
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what is the eventual effect on real gdp if the government increases its purchases of goods and services by $60,000? assume the marginal propensity to consume (mpc) is 0.75.
The eventual effect on real GDP if the government increases its purchases of goods and services by $60,000 will be $240,000.
The total monetary or market value of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP). It serves as a thorough assessment of the state of the economy in a particular nation because it is a wide indicator of total domestic production. Even while GDP is frequently estimated on a yearly basis, it can also be calculated quarterly.
The eventual effect on real GDP of an increase in government purchases is the initial increase times the multiplier. The multiplier is
multiplier = 1 / (1−MPC)
where MPC is the marginal propensity to consume. The MPC is the fraction of an additional dollar consumers spend and 0.75 in this question. The eventual effect of the $60,000 increase is
$60000.0 × multiplier = $60000.0 × 1 / (1 − 0.75) = $60000.0 × 4 = $240000
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question content area if a company mistakenly counts less items during a physical inventory than actually exist, how will the error affect the cost of merchandise sold? a.understated b.no change c.only inventory will be affected d.overstated
An erroneous physical inventory will cause the cost of goods sold and net income to be overestimated.
How does inventory work?All the goods, services, and equipment that a company keeps in hand with the goal of selling them for just a profit are referred to as inventory. Example: If a paper provider uses a vehicle to deliver newspapers to customers, just the newspaper will be considered inventory.
What are the four different types of inventory?Although there are more types of inventory, the four main ones are raw materials and components, finished goods, collaborate, and upkeep, repair, and operational supplies. Inventory is regarded as an asset by businesses since it costs money to purchase it, which it then sells for a profit.
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sales of abc corporation's digital video cameras are rising rapidly, profits are peaking, and competitors are entering the market. abc is able to maintain its market lead. judging from this example, the digital video camera is in which stage of the product life-cycle?
Judging from this example, the digital video camera is in Growth of the product life-cycle.
The period of time between a product's introduction to the market and its removal from the shelves is known as its life cycle.
When a product is first introduced to the market, a company frequently pays more for marketing, but as product adoption increases, sales increase.
A product's life cycle has four stages: introduction, growth, maturity, and decline.
The growth stage follows if the product is a success. It is distinguished by increasing demand, rising production, and expanding availability. Different industries and products will require different lengths of time for a company's product to enter the growth phase.The product's popularity and recognizability increase during the growth phase. Even if a product faces fierce competition, a company may still decide to spend a lot of money on advertising. Instead of introducing their products to the market, marketing campaigns are more likely to focus on how their product stands out from the competition. A company may also improve a product's functionality in response to customer feedback.The growth phase of the product life cycle has a positive financial impact on revenue and sales. As rival products are offered by the competition, there is more competition, which could force the company to lower its prices and experience lower margins.Learn more about Product life cycle, here
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gloria is a tax accountant, who is very busy from january to april 15, which is the tax return filing deadline. she feels that she must work very long hours during this tie to meet the april 15 deadline for all of her clients. gloria is experiencing
Gloria is experiencing Pressure as she feels that she must work very long hours during this tie to meet the April 15 deadline for all of her clients.
Why is feeling pressure for filing tax return?
People having certain amount of taxable income and whose accounts are not liable to audit must file an Income Tax Return. If it exceeds a certain amount say Rs. 5 lakh, it is mandatory to file the return online or offline.
Busy corporations, Individuals and people who don't have enough time and knowledge opt for tax accountant , which help individuals and companies prepare and file accurate tax returns that meet all legal standards. Gloria being a tax accountant and dealing with a lot of clients need to fulfill things clearly and legally otherwise fine and legal issues would be dealt by clients.
Hence, Gloria is experiencing Pressure as she feels that she must work very long hours during this tie to meet the April 15 deadline for all of her clients.
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the dividends account is a permanent account, whose balance is carried forward to the next accounting period.
The given statement is False. All income statement accounts and dividends are temporary accounts. account carries forward from one fiscal year to the next. All balance sheet accounts except dividends are permanent accounts.
What do you mean by dividends account?
Dividend account can be defined as the sub-account that is generally maintained for the purpose of receiving and holding cash dividends paid by the Plan Sponsor on Employer Securities held by the Plan until distributed or invested in Employer Securities.
Dividends are generally consider the as an asset because they tend to increase the shareholders' net worth by the amount of the dividend. While for the companies, dividends acts as a liability because they reduce the company's assets by the total amount of dividend payments
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one of the major advantages of process-oriented layouts is: a) high equipment utilization. b) large work-in-process inventories. c) flexibility in equipment and labor assignment. d) smooth and continuous flow of work. e) small work-in-process inventories.
One of the predominant blessings of technique-orientated layouts is flexibility in device and exertions assignment. (Option C is correct).
Process orientated format : A format that offers with low- volume, high- variety. product; like machines and outfit are grouped together. • This is a conventional manner to guide a product. difference strategy. The technique- orientated existent is the perfectionist who is eager on vindicating that they have got finished every step of the technique in step with the instructions.
When brazened with cloth coping with outfit they are trying to find out the packages and techniques of the way to control that outfit in preference to forming up their personal regulations. What are the traits of technique format: In technique format, the paintings stations and tool are not concluded in step with a selected product sequence. rather, there is an convention of alike operations or alike tool in every department( for illustration, a sample department, a make-up department, etc.)
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after an emplovee was laid off. he was informed of the right to convert the group coverage to an individual policy within 31 davs twenty days into the conversion period, the employee suffered a heart attack and died before he could obtain individual coverage. what is the group policy insurer required to do?
In the initial class, the insurer is required to pay the death benefit. A contract between a policyholder and an insurance provider is what is meant by life insurance.
What is Life Insurance ?A life insurance agreement is signed by the insurer and the insured. A life insurance policy guarantees that the insurer will pay a specific sum to designated dependents upon the insured's death in exchange for the insurance premiums paid by the policyholder over the course of the policy's whole term.
Individual policies include long-term care insurance policies that provide hospital or medical coverage to an insured on an expense incurred or service basis, except from for certain diseases or unintentional injuries.
A life insurance policy is a legally enforceable arrangement that pays out to the policyholder in the eventuality that the insured perishes.A single premium upfront or recurring premiums over time must be paid for a life insurance plan to remain in force.If the insured passes away, the policy's face value, or death benefit, will be paid to the chosen beneficiaries.Term life insurance plans have a specified number of years before they expire. Until the insured person dies, the premiums are discontinued, or the policy is relinquished, constant life insurance plans are in force.A life insurance policy can only be as good as the firm that issues it in terms of financial stability. State assurance funds may pay claims if the provider is unable to do.Learn more about Life Insurance:
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In are the risks of derivatives manageable?, thomas a. Bass posits that market failures were due in part to mismanagement of derivative investments. What does he recommend?.
In ‘Are the risks of derivatives manageable’ Thomas A. Bass posits that market failures were due in part to mismanagement of derivative investments and recommends widespread regulation of derivatives or a complete ban. (Option A).
Derivatives refers to a security whose price is dependent upon or derived from one or multiple underlying assets (such as interest rate, stocks, commodity, etc.). It is a contract between parties (two or more) based upon the asset(s) and its value is established by underlying asset fluctuations. Derivatives are valuable tools for hedging risks, however, like all financial instruments they generate risks that need to be managed. According to Thomas A. Bass, market failure is caused by mismanagement of derivatives investments, and he recommends that derivatives must be regulated or banned completely.
Note: The question is incomplete as it is missing options. The options are A. Bass recommends widespread regulation of derivatives or a complete ban. B. Bass recommends further use of derivatives as a source of investment for banks and hedge funds. C. Bass recommends a safety net for banks who fail due to their use of derivatives, citing the ethical nature of the investment. D. Bass recommends implementing aggressive strategies to maximize returns in managing investments of wealthy private investors.
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on december 30th of the current year, kpmg signs a $150,000 contract to privide accounting servies to one of its clients in the next year. kmpg as a december 31 year-end. which accounting principles or assumptions requires kpmg to record the accounting services revenue from this client in the next year and not in the current year?
According to the business entity principle, a corporation and an individual or group of individuals are two distinct economic entities in the books of accounts. correct option is (B).
The recording of revenue in the books of accounts is related to the revenue recognition principle. When and how to recognize and record revenue in the books of accounts are dictated by this principle for the accountant. This principle states that the business acknowledges revenue when it is generated, realized, or not when settlement occurs. In this instance, signing a contract does not result in income being earned. When the corporation provides its services.
How do you recognize revenue?
According to the concept of revenue recognition, as opposed to being received, revenue is recorded when it is realized, or realizable and earned. Before looking at various exceptions to the rule, learn about the fundamentals and procedure of revenue recognition with examples of the recognized criteria.
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The question was incomplete. Check below the complete question.
on december 30th of the current year, kpmg signs a $150,000 contract to privide accounting servies to one of its clients in the next year. kmpg as a december 31 year-end. which accounting principles or assumptions requires kpmg to record the accounting services revenue from this client in the next year and not in the current year?
a. Business entity assumption
b. Revenue recognition principle
c. Monetary unit assumption
d. Cost principle
e. Going-concern assumption
why are the interest rates of u.s. treasury securities less than the interest rates of equivalent corporate bonds?
The market uses U.S. Treasury bonds as a benchmark because they have no default risk, whereas corporate bonds all carry some level of default risk (however small).
U.S. Treasury bonds are regarded as a benchmark by the market since they have no default risk, whereas corporate bonds all have some level of default risk (no matter how tiny that risk may be). The interest rate on business bonds is therefore always higher than that on Treasury bonds.
The disparity between corporate or trash bond yields and the yields on U.S. treasuries often widens during times of greater economic uncertainty and around recessions.
Bond spreads did certainly increase during the 2001 recession, as Chart 1's excellent illustration of this phenomena shows. Bond buyers often demand higher interest rates to make up for the risk they are incurring when investing in a particular bond because recessions typically increase the rates of business bankruptcies and defaults. The widening of the margin between low-grade bonds and U.S. Treasury securities was probably also influenced by recent controversies involving corporate governance.
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rosa llewelyn works in the human resources department of a company that manufactures packaging machines. she handles payroll and insurance. llewelyn is in a(n) position.
Rosa Llewelyn works in the human resources department of a company that manufactures packaging machines. She handles payroll and insurance. Llewelyn is in a staff position.
A company's human resource department is the department in charge of efficiently managing the organization's human resources, or its personnel.
Training and development of employees, who are among a company's most valuable resources, falls within the supervision of the human resources department.
A human resources department is in charge of ensuring that the business has a strong staff that is prepared to perform their jobs and is paid fairly for doing so.
Effective rules, procedures, and supportive, people-friendly guidelines are offered by the human resources department. The human resource department also works to ensure that the company's mission, vision, and values are reflected in its culture.
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which step involves making sure the interests of the stakeholders are addressed while using time and resources efficiently?
The focusing on program design making sure the interests of the stakeholders are addressed while using time and resources efficiently. A stakeholder is a person, group, or organisation who is affected by the outcome of a project or business initiative.
Stakeholders have an interest in the project's success and can be from within or outside the organisation that is supporting it. Stakeholder priority can be separated into three levels as a general guideline. The first and most significant group consists of employees, customers, and investors, without whom the business cannot function. Suppliers, community groups, and the media influencers are secondary.
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suppose you own a retail bookstore and want to analyze your sales by item. as you prepare your visualization, you realize that you have 3 items (pencils, bookmarks, bookcovers) that have relatively little sales as compared with your other items, and you want to group them together. to do this, you need to:
Select the labels (items), click the paper clip icon to group the items, and then right click the row to rename the group using "edit alias"
What is right click?The right click is also called a "secondary click". Right-click typically opens a context menu that provides actions related to the right-clicked menu, filename, or icon. Right-click, for example, is the usual way to find file properties. If your Windows laptop does not have a right-click button, click the bottom right corner of your touchpad.If you have only one button under your trackpad, press right to right-click.Buttons may or may not have left and right dividers. The right mouse button is normally used to provide additional information or properties of the selected item. For example, highlighting a word in Microsoft Word and pressing the right button will bring up a drop-down menu with cut, copy, paste, change font, and more.to learn more about right click from the given link :
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a monopolistically competitive firm will group of answer choices produce an output level that is productively and allocatively efficient. always produce at the minimum efficient scale of production. have some control over its price because its product is differentiated. charge the same price as its competitors do.
A monopolistically competitive firm will have some control over its price because its product is differentiated.
Option C is correct.
What Is Monopolistic Competition?Monopolistic competition exists when numerous companies offer contending products or services that are analogous, but not perfect, backups. The walls to entry in a monopolistic competitive assiduity are low, and the opinions of any one establishment don't directly affect its challengers.
What are characteristics of a monopolistically competitive request?Monopolistically competitive requests have the following characteristics There are numerous directors and numerous consumers in the request, and no business has total control over the request price. Consumers perceive that there are non-price differences among the challengers' products.
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theaters that offer lower ticket prices shortly before curtain time to fill empty seats are utilizing what type of pricing tactic?
Theaters that offer lower ticket prices shortly before curtain time to fill empty seats are utilizing. This type of pricing tactic is income-effect.
In the income effect, the effect is the resultant change in demand for a good or service caused by an increase or decrease in a consumer's purchasing power or real income.
The income effect is a part of consumer's choice, which relates preferences to consumption expenditures and consumer demand that expresses how changes in relative market price and income impact consumption pattern for consumers.
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