Which of the “five C’s of credit” essentially represents the lender’s net worth?

A.
character

B.
capacity

C.
collateral

D.
capital

Answers

Answer 1

The “five C’s of credit” essentially represents the lender’s net worth is: D.

capital.

What is five C’s of credit?

Lenders consider the "five C's of credit" when determining a borrower's creditworthiness. Financial firms frequently utilise them to assess the risk involved in making loans. There are five Cs:

A. Character: The borrower's standing and desire to repay loans are considered here.

B. Capacity: Based on the borrower's income, employment stability, and available resources, capacity refers to their capacity to repay the loan.

C. Collateral: Any assets that the borrower commits as security for the loan are referred to as collateral.

D. Capital: Capital is the lender's wealth or strength on the financial front.

E. Conditions: Economic, business, and market variables that may have an impact on the borrower's capacity to repay the loan are referred to as conditions.

Therefore the correct option is D.

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Answer 2

Answer:

d capital

Explanation:


Related Questions

Which of the following organisms would NOT be in the first trophic level of an energy pyramid?
A)
dog

cross out

B)
tree

cross out

C)
grass

cross out

D)
algae

Answers

Answer:

Of course a tree.

Explanation:

Dogs grass or algae wouldn't chew on a tree so it wouldn't go. Dogs and cats do chew the grass though but tree is best answer. Hope I get Brainliest.

Recall that the voters in each state do not vote for a president directly but vote for ______________________ delegates who are committed to the various presidential candidates.

Answers

The complete statement is "Recall that the voters in each state do not vote for a president directly but vote for Pledged or Un-Pledged delegates who are committed to the various presidential candidates."

What is a delegate?

Generally, The majority of delegates fall into one of two categories. Pledged delegates, also known as bound delegates, are required to vote for the candidate to whom they were given during the primary or caucus process.

Uncommitted delegates and superdelegates are free to support whatever presidential candidate they feel most strongly about.

In conclusion, In its entirety, the statement reads as follows: "Remember that the people in each state do not vote for a president directly but rather vote for Pledged or Unpledged delegates who are committed to the different presidential candidates."

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Which war started as a result of the Greeks assisting in a rebellion?
A. Trojan War
B. Peloponnesian War
C. Persian War
D. There was no war that happened as a result of a rebellion

Answers

The Persian Wars were sparked when Athens and Eretria sent aid to the Ionians in their revolt against Persia in 498 BCE. Persian anger was further stoked when Persian envoys demanding Greek submission to Persia were murdered by Athens and Sparta. The Ionian Revolt ended in 493 BCE.

Answer is: C

While we now have more advanced means of transportation today, do we still have a need for railroads? Explain your reasoning.

Answers

Railroads became a major industry, boosting the production of iron and steel and other heavy industries. hese advancements in travel and transportation were crucial to the industrialization of the nation and drove settlement in the western parts of North America.

What is the significance of the railways today?

India's primary mode of transportation for passengers and freight is by train. In addition, the transportation of goods over longer distances and a variety of other activities, such as business travel, sightseeing, and pilgrimage, are made possible by railways.

What was a significant advantage of railroads?

Railroads beat out steamships and other competitors because they were faster, more dependable, and effective. They moved farther and faster than steamships did, and they carried almost fifty times as much cargo. They were weather-resistant and more dependable than any previous mode of transportation.

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Why did the catholic church have such a problem with people being able to read the bible in their own language?

Answers

The Catholic Church had problem with people being able to read the bible in their own language because of what it considered to be poor translations and anti-Catholic remarks, the Catholic Church did censure several vernacular versions. In fact, the Church forbade people from independently reading the Bible.

What were the two main issues that the Catholic Church faced?

Two significant issues were undermining the Roman Catholic Church by the late Middle Ages. The first was the Church's corruption and worldliness. The second was the papal and European monarchs' political dispute. Rulers questioned the Church's political clout, secular ideas were promoted by the printing press, and northern merchants hated paying church taxes.

Leaders, according to detractors, are corrupt. Popes engaged in lavish leisure spending and armed conflict. Lower clergy broke their vows and lacked education. Selling indulgences was the most lucrative and contentious corrupt practice utilized to collect money for the Church. An indulgence used to be a certificate that the pope gave to someone whose sins had been absolved.

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Read the article "The Apse Mosaic of Santa Maria in Trastevere" and write a 250 word response addressing the following question: How important is it to examine art from multiple visual perspectives, as well as historical perspectives? How do our interpretations of a piece of art change when we switch perspectives? The PDF is attached below

Answers

Different perspectives are important in interpreting a work of art because they allow the viewer to establish a broader idea about the content of a work of art.

How does perspective influence the interpretation of a work?

Perspective is a term to refer to the point of view that an observer uses to examine a work. There are different perspectives of the same work of art, for example we can analyze the techniques used by the author of the work, the message he wanted to convey through it, its historical relevance, cultural representation, among others.

Therefore, we must take into account that when we analyze a work we must do it from different perspectives to build a broader idea about the meaning of a work. Additionally, we must take into account that from each perspective that we interpret a work we will be able to examine different details of the work and obtain new information.

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Briefly explain three specific
ways that Beveridge argues
for American annexation of
new lands. What does
Beveridge say to support
each of these?

Answers

Beveridge argues that American annexation of new lands is justified because it is necessary for the defense of the country, it is economically advantageous, and it is morally right.

What is annexation?
An official act by which a state declares its sovereignty over territory that was previously outside its borders is called annexation. An annexation is a unilateral act that is made effective by actual possession as well as legitimised by widespread recognition, in contrast to cession, in which territory is given or sold through treaty. Conquest as well as military occupation of a conquered territory are often followed by annexation. Sometimes a conquest can be carried out by the threat of force without actual hostilities, as in the case of the German annexation of Austria throughout 1938 (see Anschluss). Annexation is not a prerequisite for or result of military occupation.

Beveridge argues that American annexation of new lands is justified because it is necessary for the defense of the country, it is economically advantageous, and it is morally right. He says that the new lands are necessary for the defense of the country because they provide a buffer against potential enemies, and because they provide resources that can be used to support the military. He says that the new lands are economically advantageous because they provide new markets for American goods, and because they provide raw materials that can be used to produce American goods. He says that the new lands are morally right because the people who live there are oppressed and need the protection of the American government.

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How did the federal government flex its muscles in the early years of our young nation (Washington's and Adams's presidencies)?

Answers

George Washington, Founding Father of the country presided over the U.S. as its 1st leader from 1789 to 1797. Whereas, The 2nd president of the US, John Adams presided over the country from 1797 to 1801.

Important events of this era (1789-1801):

-The country enacted a Bill of Rights as ten amendments to the new constitution during this time period (1789–1801).

-The entire federal judiciary was founded by the Judiciary Act of 1789.

- The Whiskey Rebellion, which broke out in 1794, was put down by the administration of George Washington.

- Adams played a key role in getting Britain to recognise the freedom of her former colonies as well as in re-establishing the links of brotherhood between Britain and the United States as a negotiator of the 1783 Treaty of Paris and America's first minister to Great Britain.

- From 1798 to 1800, the Adams administration engaged in a "quasi-war" with France. The United States definitely supported Great Britain even though there had been no formal declaration of war.

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What was a dissenter in colonial America?

someone who refused to follow the official religion of the colony

someone who left England for religious freedom

someone who didn’t live in Massachusetts Bay Colony

Answers

someone who refused to follow the official religion of the colony was a dissenter in colonial America.

A dissenter (from the Latin dissentire, "to disagree") is someone who holds opposing views on issues such as religion and politics. English Dissenters opposed government interference in religious matters and established their own churches, educational institutions, and communities.

The minister was promptly expelled from Massachusetts. In 1636, he purchased land from the Narragansett Indians and established the Rhode Island colony. There would be complete religious freedom here. Dissenters from the English New World sought refuge here.

Justice Harlan dissenting in 123 of his 891 written opinions, and some of those dissenting opinions have become the stuff of legend in American constitutional history, earning him the moniker "the Great Dissenter."

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Answer: (A) someone who refused to follow the official religion of the colony

Explanation: Right on edge :)

7. Which of the following is the part of the ratification process in the U.S. Constitution that has never been used? OCongress calls for a national constitutional convention Congress votes by two-thirds majority vote to propose an amendment Othree-fourths of state conventions ratify an amendment Othree-fourths of state legislatures ratify an amendment​

Answers

Answer:  The correct answer is three-fourths of state conventions ratify an amendment

Explanation:

An amendment has never been introduced through ratification by state conventions. This process requires ratification by 3/4 of the state conventions or state legislatures as chosen by Congress. The other processes mentioned have all been used to introduce or ratify amendments in the past.

What happened to the Oneidas land in 1794 after they had fought for the Americans in the revolution and the government guaranteed
them land in the Treaty of Fort Stanwix?

Answers

The only member of the Iroquois Confederacy to support the Americans in the Revolutionary War was the Oneida tribe.

The Oneida were publicly recognized for their contributions to the American cause by Congress in 1794, but over time the Oneida sacrifice was lost to American consciousness and finally forgotten.

What is "Oneidas land"?

Generally, The Oneida Reservation has a total area of 65,400 acres and is spread over Brown and Outagamie Counties in Wisconsin. There is tribal ownership of 23,122 acres. There are 12,208 acres that are classified as fee land. There is a total of 10,904 acres that are held under tribal trust.

In conclusion, During the American Revolutionary War, the Oneida nation was the only one of the Iroquois Confederacy's member nations to side with the United States.

In 1794, Congress presented the Oneida with an official honor for their contribution to the American cause; but, the memory of the Oneida sacrifice gradually faded in the United States, and it was finally lost.

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A consequence of increased slave revolts in the South during the 1800s

Answers

Slave rebellions were periodic acts of violent resistance by Black slaves during nearly three centuries of chattel slavery in the Americas.

Such resistance represented a deep-seated dissatisfaction with the condition of bondage and, in some places, such as the United States, resulted in ever-stricter mechanisms for social control and repression in slaveholding areas.

In other places, however, the rebellions sometimes contributed to colonial authorities' growing belief that the institution of slavery was becoming unsustainable.

The myth of the contented slave was essential to the preservation of the South's "unusual institution" in the United States, and the historical record of rebellions was frequently clouded by exaggeration, censorship, and distortion. Estimates of the total number of slave revolts vary depending on how insurgency is defined.

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The imperialist nation controls
trade and other business.

Answers

The statement "The imperialist nation controls trade and other business." is a true statement. Option A

What is Economic imperialism?

Generally, The economic investigation of non-economic parts of life, such as crime, law, the family, prejudice, tastes, irrational behavior, politics, sociology, culture, religion, war, and scientific and research endeavors, is an example of economic imperialism.

The word has been used in a context similar to this as long back as the 1930s.

In conclusion, This kind of imperialism permitted the territory to function as its own country, but the imperialist nation maintained practically total control over its commerce and other commercial activities.

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CQ

The imperialist nation controls trade and other businesses.

true or false

What changed the lives of the men and women in the book of Acts? Use complete sentences.

Answers

The lives of men and women were changed in the book of Acts because they were ready to do whatever it took to accomplish their mission. The highest amongst them did not deem any work too menial nor did the lowly among them deem any work too daunting.

The Book of Acts.

The book of Acts details the activities of the apostles and the disciples of Jesus Christ after his ascension into heaven. Saint Paul was a key personality during this period in the church history. He was responsible to strengthening the growth and development of the church throughout the world.

  The acts of the apostles also details how other apostle spread the gospel, the challenges they encountered and how some of them lost their life for the propagation of the Good news .

The lives of Men and women in the book of Acts were changed because they were determined to spread the gospel and they did not look down on any task that was assigned to them in their communal lives.

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Answer: Explanation: ”Men and women have the same Bible, the same God, the same sinfulness, the same Savior, the same hymns, the same Sacraments, the same Church, the same heaven. But God did not give them the same roles — not in the home, not in the Church

Explanation:

The answer is on top ⬆️

The moon's gravity is 1/6that of Earth. If an astronaut weighs 60kilograms and his space suit weighs 60 kilograms, how much would
the astronaut and his suit weigh on the moon?

Answers

Answer:

g on earth is g=10 m/s²

so , in the moon it will be g= 10/6m/s²

W=wastronaut+wsuit=m*g+m*g=60*10/6+60*10/6=10*10+10*10=100+100=200N

I hope I helped you

if you need more explanation just ask

Which suspected action would be investigated by the Securities and Exchange Commission?

A) Advertisers making false claims about a product

B) A computer software company creating a monopoly

C) Speculative investors manipulating stock values

D) An estate planner fraudulently using retirement benefits

Answers

A) advertising makes false claims about a product

reflect on prior experience and knowledge regarding appropriate work place behaviors ang attitudes

Answers

Work attitudes are the feelings we have toward different aspects of the work environment that reflect on prior experience and knowledge regarding appropriate workplace behaviors and attitudes.

Work attitudes are the feelings we have towards different aspects of the work environment. Job satisfaction and organizational commitment are the two main attitudes most associated with significant outcomes.

Attitudes can include up to three components: cognitive, emotional, and behavioral.

Example: Jane believes that smoking is unhealthy, feels disgusted when people around their smoke, and avoids being in situations where people smoke.

Example: Wyatt considers junk food unhealthy. A positive attitude benefits both employees and employers. This leads to more happiness, fulfillment, and productivity. Employers should promote and encourage a positive workforce attitude, but ultimately it is employees who must bring a positive attitude to work with them.

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When public opinion is led by public policy, the decisions or actions of political leaders influence the way people feel about certain situations. True False

Answers

When public opinion is led by public policy, the decisions or actions of political leaders influence the way people feel about certain situations is a false statement.

What factors affect public opinion?

Public relations and the political media have the power to sway public opinion. Additionally, mass media use a wide range of advertising strategies to disseminate its message and influence people's opinions.

Therefore, one can say that Public opinion does not determine public policy; rather, it prevents decision-makers from passing laws or taking acts that would be extremely unpopular.

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What advantages did the British army have at the start of the Revolutionary War?
Select each correct answer.
Oplenty of supplies and weapons funded by the British government
O network of spies that told British leaders of the colonists' plans
professionally trained army
□ support from most colonists living in Massachusetts

Answers

every one of them except the last one

The plan of the Katsura Imperial villa is best described as

Answers

Answer:

Explanation:he villa was used mainly for tea ceremonies and 月見 (tsukimi or moon-viewing). Katsura Rikyu is now being managed by a government authority, the Imperial Household Agency and can only be entered through reservation.

The plan of the Katsura Imperial villa is best described as a traditional Japanese garden.

The Katsura Imperial Villa, located in Kyoto, Japan, is renowned for its exquisite garden design, which is a quintessential example of traditional Japanese landscaping. The villa's plan emphasizes harmony with nature, adhering to principles of Japanese aesthetics and design. The garden features carefully curated elements such as ponds, stones, bridges, and carefully pruned trees and shrubs, creating a serene and contemplative atmosphere.

The layout of the garden complements the surrounding buildings, showcasing a seamless integration of architecture and nature. The Katsura Imperial Villa's garden exemplifies the Japanese concept of "shakkei" or "borrowed scenery," which incorporates distant landscapes into the garden's design, creating an illusion of expanded space and enhancing the beauty of the surroundings.

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------------The given question is incomplete, the complete question is:

"The plan of the Katsura Imperial villa is best described as _________."----------

How The Island of Jamaica became an independent nation?

Answers

After World War II, Jamaican leaders developed the government structure to prepare for independence. In 1962, Bustamante's party won the election and he became premier. That same year, the UK Parliament officially granted Jamaica independence, and Bustamante became the independent country's first prime minister.

Answer:

In February 1962, a new Constitution was approved by the Legislature and the Premier Norman Manley called General Elections. Alexander Bustamante was elected in April and became the first Prime Minister of Jamaica. On August 6, 1962, Jamaica became an Independent Nation and a member of the British Commonwealth.

Explanation:

Paul is an election official in the South who is asked to create a flyer sent to African America homes that list an incorrect location for the next election. Democrats would often change polling places or block the roads to pulling places to stifle the black vote what were these efforts called?
A. Leniency
B. Voter manipulation
C. Gerrymandering
D. Voter intimidation

Answers

A is the right answer

After analyzing the scenario, Democrats would often change polling places or block the roads to pulling places to stifle the black vote what were these efforts called Leniency. Thus, option A is the correct option.

Which has been a trend in the history of American voting rights?

Despite New Jersey's restrictions on voting rights, expanding the right to vote has been a common trend throughout American history. Property tests were first the major topic of discussion. But by the time of the Civil War, the majority of states had universal suffrage for white men in place of property requirements. After slavery was abolished, reformers focused on getting black men the right to vote.

This was made possible by the 15th Amendment in 1870, but it took another century for prejudice against black voters to be removed. After losing the ability to vote in New Jersey, women did not regain it until the 19th Amendment was ratified in 1920. Due to the 24th Amendment's prohibition in 1964, no one could be denied the right to vote in federal elections.

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Select the correct answer from each drop-down menu.
Ideas about private.....were established by Neolithic agricultural communities. Families who farmed a certain piece of land regarded themselves as the....of that land. A person who owned five cows came to be seen as....than someone who owned only two.

Answers

Ideas about private families were established by Neolithic agricultural communities. Families who farmed a certain piece of land regarded themselves as the owners of that land. A person who owned five cows came to be seen as richer than someone who owned only two.

What is the Neolithic agricultural communities?

The concept 'neolithic agricultural communities' is derived from the Neolithic revolution. The Neolithic revolution was formed by V. Gordon Childe in his 1936 publication titled Man Makes Himself. Childe projected it as the first in a series of agricultural revolutions in Middle Eastern history, to depict its importance, the degree of change to communities taking and refining agricultural practices.

Therefore, the correct answer is as given above.

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the growth and development of national identity in France, Spain, and England?

Answers

National identity was created as a result of current nationalism's ascent. Modern nationalism is both an ideology and a political and social movement with roots in the French Revolution.

How did France create its sense of identity?

The multiple battles that France fought with England over the re-conquest of the French territory gave rise to French nationalism. The conflicts gave rise to Joan of Arc, a significant figure in French nationalism. Following the Protestant Reformation, the Catholic faith also had a significant impact.

How did Spain create its own sense of identity?

The first attempt to transform the early modern Spanish identity—linked to the preservation of the monarch, the old regime social order, and the Catholic religion—into a modern nation was connected to the liberal revolution that got underway during the Napoleonic struggle.

How did the British identity develop?

In the case of Britain, national identity was based on a lengthy history of political compromise, a number of contemporary conflicts in which the Anglo-British state was astonishingly successful, and other factors.

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What best explains the muckrakers' legislative successes during the Progressive Era?

Answers

Answer:

The most important factor behind the disappearance of the muckrakers was their success. The exposes made by them were bringing reforms in the nation’s cities, businesses, politics, and more. And as the issues uncovered by muckrakers were being sorted out, they were no longer needed.

Explanation:

can somone help me pls

Answers

Answer: A. Water

Explanation:

The deadliest pandemic in recorded history as measured by the percentage of the global population is known as the

A Spanish flu
B Black Death
C Yellow fever
D SARS-CoV-2

Answers

Answer: The deadliest pandemic in recorded history as measured by the percentage of the global population is known as the:

B Black Death

Explanation:

The Black Death, also known as the bubonic plague, was a pandemic that ravaged the world in the 14th century. It is estimated to have killed between 75-200 million people, which is approximately 30-60% of Europe's population at the time. The disease was spread by fleas that lived on rats, and it caused fever, vomiting, and painful swellings called buboes.In contrast, the Spanish flu pandemic, which occurred in 1918-1919, is estimated to have killed between 50-100 million people, but it only accounted for about 3-6% of the world's population at the time.

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Why do you think World War II was even worse than World War I?

Answers

Answer: If this is going based off of personal thoughts WWII was worse than WWI because WWI was just defeating France and take them out but WWII was send troops all around the wold and we cant forget the jewish genocide.

Explanation:

In a 150 word essay in the text entry box, use these prompts to describe these three points about the Servant's Song and draw your conclusions; since Jesus was not born until 500 years later, please consider this question as a Hebrew at the time of Isaiah would:

From the assigned scripture, describe the character of the Servant?
From that biblical text, detail the Servant's mission?
Christians quickly recognized Jesus as the fulfillment of the Servant Songs. According to the Hebrew/Jew, who was this Servant? Use the notes from the Oxford Study Bible and the discussion in the video.
In conclusion, why would the Hebrew God send a suffering servant, instead of all-conquering king.

Answers

According to the Hebrew/Jew, who was this Servant? Use the notes from the Oxford Study Bible and the discussion in the video are to describe the Jesus was not born until 500 years later as the considered the question. Thus, option (c) is correct.

What is Jesus?

The Christian faith presents Jesus' teachings. The name of God's son is Jesus. Jesus is regarded as the supreme ruler of all life in Christianity. Joshua is the genuine name. Jesus is the miracle-working force. More than three wise men were most likely present when he was born.

According to the Oxford Study Bible, Jesus was born on the Hebrew/Jew, are the subordinateness in the film was the advantageous of the inquiry.

As a result,  Hebrew/Jew, who was this Servant? Use the notes from the Oxford Study Bible and the discussion in the video. Therefore, option (c) is correct.

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The photograph shows two totalitarian leaders in the 1930s . Who are the two totalitarian leaders pictured?

Answers

Answer:

Hitler, Mussolini

Explanation:

Other Questions
what are the effects on the accounting equation from the adjustment for revenue earned during the accounting period that had previously been recorded as a liability? Two integers, a and b, have different signs. They absolute value of integer a is divisible by the absolute value of integer b. Find two integers that fit this description. Then decide if she product of the integers is greater than or less than the quotient of the integers. Show your work. a glass slab of thickness 3 cm and refractive index 1.67 is placed on on ink mark on a piece of paper. for a person looking at the mark from a distance of 9.8 cm above it, what well the distance to the ink mark appear to be in cm? Lea sold half of her comic books and thenbought seven more. She now has 29.With how many did she begin? The theme of both "Those Winter Sundays" and "All My Babies Are Gone Now" can best be described asQuestion 4 options:Fathers voluntarily perform their "offices" routinely.Parents just do not understand.Acts of love are often obscured in routine chores.Children are clueless. twenty four hours after a client returns from surgical gastric bypass, the registered nurse (rn) observes large amounts of blood in the nasogastric tube (ngt) cannister. which assessment finding should the rn report as early signs of hypovolemic shock? ava is a senior employee in a technology-based company and earns a good income. she rents a house in a locality that is mainly inhabited by entrepreneurs. though she owns a tastefully decorated apartment and a car, she gets disheartened when she sees large, fancy villas in her neighborhood. she feels frustrated because she feels she is less well-off than those around her. in the context of aggression, this scenario exemplifies: Determine which base will work to deprotonate each compound in an acid/base extraction. suppose this experiment were done on the moon, where the acceleration of gravity is approximately 1/6 of that on the earth. how would this change the frequency of the oscillation? The equation P = 6.31H + 41.5 can be used to predict the points earned P, buy a student on an organic chemistry final, based on the number of hours H, that he, or she studies. To earn 95 points on the final, how many hours does the model suggest someone should study? 1. assuming you only see one band on the control treatment. is this a normal result? what makes you think so? what happen if you see more than one band on the control treatment? Intrinsic motivation typically involves rewards such as prizes, titles, or praise. Question 6 options: True False large, even distances typically separate individual panda bears from each other. what type of population distribution do pandas exhibit? equal volumes of equimolar solutions of ammonium iodide, nh4i, and lead (ii) acetate, pb(ch3coo)2, were combined and a precipitate forms. r is a relation on the set of all nonnegative integers. (a,b) is in r if a and b have the same remainder when divided by 5 Point KK is located at (-2,-5)(2,5) on the coordinate plane. Point KK is reflected over the yy-axis to create point K'K . Point K'K is then reflected over the xx-axis to create point K''K . What ordered pair describes the location of K''?K ? a galilean telescope adjusted for a relaxed eye is 36.2 cm long. if the objective lens has a focal length of 39.0 cm , what is the magnification? follow the sign conventions. What is the image of (1, 0) after a counterclockwise rotation of 60? reese is comparing retirement plans with prospective employers. abc, inc., offering a salary of $38,000, will match 75 percent of his contributions up to 10 percent of his salary, his maximum contribution. xyz company will match 100 percent of this contribution up to 6 percent of salary, but he can contribute up to 15 percent of his income. xyz company is offering a $35,000 salary. if reese assumes that he will contribute the maximum amount allowed and keep these first-year retirement funds invested for 30 years with a 9 percent return, how much would each account be worth? Which answer is correct? (A) y = 3x 2y = 2x + 5(B) y = 3x + 2y = 2x 5(C) y = 3x 2y = 2x 5(D)y = 3x + 2y = 2x + 5