Answer:
vertical management
Explanation:
The flow of information that takes flows from the top management to the subordinates is said to be vertical management. The information is passed from the managers to the employees at the lower levels. Primarily the feedback are communicated in this form of management. The control of the higher authority is high and strong.
The given excerpt is an example of vertical management that flows in the military organization.
Use the neoclassical theory of distribution to predict the impact on the real wage and the real rental price of capital of each of the following events:A. A (one-time) wave of immigration increases the labor force.
B. An earthquake destroys part of the capital stock.
C. A technological advance improves production.
D. High inflation doubles the price of all factors of production and output.
Answer:
a. A (one-time) wave of immigration increases the labor force.
According to neoclassical economists, real wage = marginal product of labor. As more labor is available, the marginal product of labor will decrease (law of diminishing marginal returns). Therefore, since the marginal product of labor decreases, the real wages will also decrease.
Since there is more labor available, even though the capital stock remains the same, total output should increase. As total output increases, the real rental price of capital (interest) will increase.
b. An earthquake destroys part of the capital stock.
According to neoclassical economists, real rental price of capital = marginal product of capital. A decrease in the capital stock will result in an increase in the marginal product of capital. This will increase the real rental price of capital.
Since the capital stock decreases, additional labor will produce less additional output, reducing the marginal product of labor. Since the marginal product of labor decreases, the real wage will decrease also.
c. A technological advance improves the production.
Technological improvements generally increase both marginal product of labor and marginal product of capital, therefore, real wages will increase and real rental price of capital will also increase.
d. High inflation doubles the price of all factors of production and output.
Inflation rate has no effect on real wages and real rental price of capital. The effects are only on nominal wages and nominal rental price of capital.
10. Why is it important to include a cover message with all résumés you send, even if you send them by e-mail? (L.O. 6) g
Answer:
When sending a resume even if by e-mail, there are reasons why one should always include a cover letter with some of them being;
Introduction - This is the most important. You need to introduce yourself in the cover letter so that the recruiter may know more about the person sending the resume and have an extra interest in reading the it. To assess your writing skills - This is also important even if it will simply be a byproduct of you sending the email. Your letter writing skills will be on full display in the cover letter which will help the recruiter better ascertain your skill in that area.Yesterday, Berryman Investments was selling for $145 per share. Today, the company completed a 7-for-2 stock split. If the total market value was unchanged by the split, what is the price of the stock today? Select the correct answer. a. $41.43 b. $44.19 c. $42.12 d. $43.50 e. $42.81
Answer:
the price of the stock today is $41.43
Explanation:
The computation of the price of the stock today is shown below:
= Selling price per share ÷ stock split ratio
where,
Selling price per share is $145
And, the stock split ratio is 7 for 2
Now place these values to the above formula
So, the price of the stock today is
= $145 ÷ 7 ÷ 2
= $41.43
Hence, the price of the stock today is $41.43
Therefore the correct option is a
If a bank is forced to write off bad loans, what item on a bank's balance sheet act as a safety net to prevent bank failure should reserves run low
Answer:
Bank capital
Explanation:
Banks keep reserves that are used to serve customers. In the case where the bank reserves run low as a result of loan write off the next balance sheet item that the bank can fall back on is capital.
Banks are required to keep a particular level of net worth or capital in case of insolvency these can be sold to finance the bank's activities.
Having large capital means the bank can get high income to cover emergencies like bank runs.
Assets are expected to exceed liabilities. When liabilities exceed assets the bank is sadi to have negative net worth and the FDIC has the right to close such banks
The following cost data pertain to the operations of Montgomery Department Stores, Inc., for the month of July. Corporate legal office salaries $60,600 Apparel Department cost of sales—Evenda1e Store 116,100Corporate headquarters building lease 56,400Store manager' s salary—Evenda1e Store 18,300Apparel Department sales commission—Evenda1e Store 7,950Store utilities—Evenda1e Store 17,800Apparel manager' s salary—EvendaIe Store 9,950Central warehouse lease cost 24,000Janitorial costs—EvendaIe Store 13,700 The Evendale Store is just one Of many stores owned and operated by the company. The Apparel Department is one of many departments at the Evendale Store. The central warehouse serves all of the company's stores. Required: a. What is the total amount of the costs listed above that are direct costs of the Apparel Department? b. What is the total amount of the costs listed above that are direct costs of the Evendale Store? c. What is the total amount of the Apparel Department's direct costs that are also variable costs with respect to total departmental sales?
Answer:
1.$134,000
2.$183,800
3.$124,050
Explanation:
1. Computation for the total amount of the costs that are direct costs of the Apparel Department
Apparel Department cost of sales - Evendale store $116,100
Apparel Department sales commission-Evendale store $7,950
Apparel Department manager's salary-Evendale store $9,950
Total direct costs for the Apparel Department
$134,000
2. Computation for the total amount of the costs that are direct costs of the Evendale Store
Apparel Department cost of sales - Evendale store $116,100
Store managers salary - Evendale store $18,300
Apparel Department sales commission-Evendale store $7,950
Store utilities - Evendale store $17,800
Janitorial costs - Evendale store $13,700
Apparel Department manager's salary-Evendale store $9,950
Total direct cost for the Evendale store $183,800
3. Computation for the total amount of the Apparel Department's direct costs that are variable costs with respect to total departmental sales
Apparel Department cost of sales - Evendale store $116,100
Apparel Department sales commission-Evendale store $7,950
Total variable cost-Apparel department $124,050
Which of the following choices is NOT one of the reasons cost-plus pricing is so popular? a) It captures the full price that customers might be willing to pay for a product. b) It is easy to justify to various stakeholders. c) It simplifies an otherwise complex pricing process. d) It is easy to measure or estimate.
Answer: a) It captures the full price that customers might be willing to pay for a product.
Explanation:
The cost-plus pricing method involves using the total cost to come up with a selling price by simply adding a markup that the company would like as profit to the total cost of the product per unit and then selling it at that price.
It is easy to justify to stakeholders, simplifies pricing processes and is quite easy to measure or estimate.
It however does not capture how much a customer may be willing to pay for for a good as it is based on the company's expenses and preferred profit.
A Cost-plus rising is a method o pricing strategy that focuses on the selling price of the goods and services. It determines the percentage of the product's unit cost.
The correct option is a) It captures the full price that customers might be willing to pay for a product.
Option a) It captures the full price that customers might be willing to pay for a product is correct because it is not the reason for the cost-plus pricing. It is the most popular and the option does not provide any of the reasons for the popularity of the Cost-plus rising.
Options:
b) It is easy to justify to various stakeholders.
c) It simplifies an otherwise complex pricing process.
d) It is easy to measure or estimate
These are the wrong options because they do not provide the appropriate answer to the reason for the cost-plus pricing.
To know more about the cost-plus pricing, refer to the link below:
https://brainly.com/question/19131374
A marketing mix that is ________ to provide a good, service, or idea to prospective buyers is known as a marketing program.
Explanation:
the answer is manufacturer because it is the person that distribute the good to the wholesalers
Deep Falls Timber stock sold for $6.50 a share as of 2015. What was the price-earnings ratio at that time?
Answer:
28.15
Explanation:
Calculation for Price earnings ratio using this formula
Price earnings ratio=Price per share / Earnings per share
Let plug in the formula
Price earnings ratio= $6.50 / ($50,800 / 220,000)
Price earnings ratio= $6.50 / 0.230909091
Price earnings ratio= 28.15
Therefore the Price earnings ratio at that time will be 28.15
The Porters’ food, clothing, and medical expenses are not fixed expenses. Explain what type of expense they are, and why.
Answer:
They are not fixed, because they can change depending on the living situation.
Answer:
Food, clothing, and medical are variable expenses because they occur regularly but can change from month to month.
Explanation:
sample ans
Decker's is a chain of furniture retail stores. Furniture Fashions is a furniture maker and a supplier to Decker's. Decker's has a beta of 1.34 as compared to Furniture Fashion's beta of 1.14. The risk-free rate of return is 3.6 percent and the market risk premium is 8 percent. Both firms are all equity financed. What discount rate should Decker's use if it considers a project that involves the manufacturing of furniture?
Answer:
the discount rate is 12.72%
Explanation:
The computation of the discount rate that should be used in the case when the project involves furniture manufacturing is shown below:
= risk-free rate of return + (beta of Furniture fashion × market risk premium)
= 3.60% + (1.14 × 8% )
= 3.60% + 9.12%
= 12.72%
Hence, the discount rate is 12.72%
Therefore we ignored the beta of decker supplier
You just took an Uber from home to campus for the first time and were willing to pay $13 for the trip. It was so much easier than driving yourself that you are willing to pay $21 for the same trip tomorrow. Determine if you have violated the law of demand based on your choices, and why or why not that is the c
Answer: a.do not violate the law of demand because your preference for the product changed after you experienced the good.
Explanation:
Tastes and preferences are one of the determinants of demand. The way a person feels about a product can determine if they want more of it or less and this therefore affects demand for products.
You preferred the Uber ride to driving yourself and so were willing to pay more for it so the law of demand was not violated.
a.do not violate the law of demand because your preference for the product changed after you experienced the good.
Law of demand:Tastes and preferences represent determinants of demand. here we preferred the Uber ride to driving yourself and due to which we are willing to pay more for it . Thus, the law of demand was not violated. Also law of demand show the inverse relationship between the price and quantity demanded.
This is an incomplete question. Here are the given options.
Options for this question include;
a.do not violate the law of demand because your preference for the product changed after you experienced the good.
b.do violate the law of demand because the law of demand states that quantity demanded decreases as price increases.
c.do not violate the law of demand because the law of demand states that quantity demanded increases as price increases.
d.do violate the law of demand because you have chosen to buy the same amount of the product at two different prices.
Learn more about demand here: https://brainly.com/question/4299021
The linear programming model for crashing presented in the textbook assumes that any portion of the activity crash time can be achieved for a corresponding portion of the activity crashing cost. True False
Answer: True
Explanation:
Linear programming is a mathematical programming method to get the best solution to a problem when we are given certain constraints.
The linear programming model for crashing presented in the textbook assumes that any portion of the activity crash time can be achieved for a corresponding portion of the activity crashing cost is true.
American Builders, Inc. has just completed construction of the Freedom Tower - a 250 floor skyscraper located in California, which is now the world’s largest building. This massive tower cost $50 billion to build, and its replacement cost is estimated at $65 Billion. Given its location, there is always the possibility that an earthquake may cause damage to the tower. Gubenator Insurance Company is the primary property-casualty insurance company in California, and is used to dealing with the risk of earth movement. The company has a capital base of $45 Billion, with net surplus of $4 billion. Gubenator has been asked to insure the Freedom tower. Which of the following statements concerning this situation is correct? Group of answer choices
Question Completion:
Group of answer choices:
a. Due to the possibility of earthquake damage, Gubenator should decline coverage for the Freedom Tower.
b. Given the notoriety of the tower and the likelihood of positive press for providing coverage, Gubenator should insure the Freedom Tower.
c. Gubenator has the financial capacity to issue the policy.
d. Gubenator should insure the Freedom Tower only if it can obtain reinsurance for part of the risk from other insurance companies, since a total loss could be catastrophic to Gubenator.
Answer:
American Builders, Inc (Freedom Tower) and Gubenator Insurance Company
d. Gubenator should insure the Freedom Tower only if it can obtain reinsurance for part of the risk from other insurance companies, since a total loss could be catastrophic to Gubenator.
Explanation:
Option A establishes that the earthquake occurrence is a possibility and not a probability. That means it cannot be reasonably estimated that an earthquake may occur. Gubernator exists to insure property against the occurrence of risky events. It should go ahead and do its business. And it can spread the risk with other insurance companies through Reinsurance. Gubernator is not in the business of looking for cheap publicity, so option B is ruled out. Given that the Freedom Tower will only be one of the many properties insured by Gubernator, we cannot use its current capital to judge its capacity to handle the Freedom Tower; thus ruling out option C.
Wickland Company installs a manufacturing machine in its production facility at the beginning of the year at a cost of $127,000. The machine's useful life is estimated to be 4 years, or 380.000 units of product, with a $3,000 salvage value During its second year, the machine produces 76,000 units of product. Determine the machines' second year depreciation under the straight-line method. a. $24, 800. b. $31,000.c. $31, 750.d. $25, 400. e. $32, 500.
Answer:
b. $31,000
Explanation:
The computation of the depreciation expense using the straight-line method for the second year is shown below:
= (Original cost - residual value) ÷ (useful life)
= ($127,000- $3,000) ÷ (4 years)
= ($124,000) ÷ (4 years)
= $31,000
Hence, the correct option is b. $31,000
The units are to be ignored as the method i.e used is straight line so the same is to be considered
When a monopolist increases output, total revenue will: Multiple Choice increase if the price effect outweighs the quantity effect. decrease if the quantity effect outweighs the price effect. increase if the quantity effect outweighs the price effect. increase but it will have no price effect.
Answer: will increase if the quantity effect outweighs the price effect
Explanation:
A monopolist is an individual or a firm that controls all the market for a certain good or service in the market. A monopolist has so much power and usually doesn't improve their product as there are no alternatives.
An increase in output by monopolist will increase if the quantity effect outweighs the price effect.
Assume the real rate was 9.5% and the inflation rate was 4%. Using the Fisher Effect, what was the nominal rate?
Answer:
13.88%
Explanation:
According to the fisher effect
(1 + nominal rate) = (1 + real rate) x (1+ inflation rate)
= (1.095) x (1.04) = 1.1388
(1 + nominal rate) = 1.1388
Nominal rate = 1.1388 - 1 = 0.1388 = 13.88%
Welcome to the last week of your course. In this discussion question you have the opportunity to be creative and to relate what you have learned to your professional lives. Please explore and critically think about some of the learning objectives and concepts presented in this course. Please effectively communicate how you would lead an organization (or a group of people within the organization) by applying the knowledge you have learned ethically and responsibly. Your discussion should also include innovative thinking, and information-technology aspects (such as the Internet, social-media, computers, and so forth) that may assist you in decision-making. You may frame your discussion around any functional component of business, and in any context; problem-solving, management, leadership, organizational behavior, and so forth.
Explanation:
The business market is constantly changing, currently we are dealing with a technological revolution that directly affects the lives of people and companies. The market is increasingly competitive and globalized, so adapting to new processes and innovations with regard to technology, administrative practices and communication are essential when it comes to managing companies.
A good leader must understand that currently companies are increasingly responsible for their micro and macro environment, which configures them as active agents for positive change in the world. Therefore, the ideal is that managers consider adopting current practices that use modern communication and intelligence systems to make work easier and more agile, in addition to promoting continuous improvement in all organizational processes, avoiding waste and negative impacts on the environment, establishing social programs and environmental protection practices, in order to attest its value to stakeholders.
It is also necessary that the company be ethical with its employees, respect the individual values of each with regard to culture, gender, etc., promoting an environment and organizational culture focused on inclusion and respect for differences.
The ideal is also to have an assertive leadership, where the leader is the personal incentive agent, adopting positive attitudes about its collaborators and helping in the personal and professional development, generating an innovative, ethical and positive environment.
Kensington had this info at the end of 2015, its first year of operations:Pretax book income $800.000Prepaid expense 300,000Excess of tax over book depreciation 200,000 Interest Income on municipal bonds 100.000No other permanent or temporary differences exist. The prepaid expense will be expensed in 2018; the depreciation will reverse evenly over the next three years. Tax rate is 30%. Future net income is probable. The 12/31/15 Income Tax Payable is:______.a. $60,000.b. $240,000.c. $210,000.d. $180,000.e. $360,000.
Answer:
D. $180,000
Explanation:
Calculation for the 12/31/15 Income Tax Payable
Using this formula
Income tax payable =(Pretax book income-Excess of tax over book depreciation)× Tax rate
Let plug in the formula
Income tax payable=($800,000-$200,000)×30%
Income tax payable=$600,000×30%
Income tax payable=$180,000
Therefore the 12/31/15 Income Tax Payable is $180,000
Sheltie Company sells lamps and clocks. Consider the following per unit data: At the break-even point, what is the sales revenue for lamps when fixed costs are $149,952 for Sheltie Company?
Answer:
$351,450
Explanation:
some information was missing, so I looked it up:
lamps clocks
selling price 75 45
variable costs 48 30
contribution margin 27 15
sales mix 3 1
contribution margin per bundle = (3 x $27) + (1 x $15) = $96 per bundle
break even point (in bundles) = $149,952 / $96 = 1,562 bundles which represents 4,686 lamps and 1,562 clocks
sales revenue for lamps at break even point = 4,686 lamps x $75 per lamp = $351,450
Categorize each transaction according to the U.S. account to which it belongs and the direction the money flows.
a. An Australian company buys steel from a U.S. firm.
b. The Federal Reserve buys $2 billion worth of euros.
c. Profits are earned by a U.S. based mining company operating in Mexico.
d. An English company purchases a U.S. confectionary manufacturer.
Answer:
The missing options are "US Account - Private sales and purchase of assets, Office asset sales and Purchase, Transfer, Factor Income, Sales and Purchase of goods and services
The direction of flow option are "Payment to foreigners, Payment from foreigners"
a. An Australian company buys steel from a U.S. firm.
Account: Sales and purchase of goods and service
Direction: Payment from foreigners"
b. The Federal Reserve buys $2 billion worth of euros.
Account: Official asset sales and purchase
Direction:Payment to foreigners
c. Profits are earned by a U.S. based mining company operating in Mexico.
Account: Factor Income
Direction: Payment from foreigners
d. An English company purchases a U.S. confectionary manufacturer.
Account: Private sales and purchase of goods
Direction: Payment from foreigners
What is customer-engagement marketing, and how is it related to the surge in digital and social media technologies
Answer:
The answer is below
Explanation:
Customer engagement marketing is a form of marketing style, which involves the company being in constant interaction with the customers to shape and reshape the customers' experiences, brand outlook, and environmental perception.
The main purpose of Customer engagement Marketing is to let the brand be part of customers' consumption lives and at the same time improve the quality of customers' brand experiences.
Hielta Oy, a Finnish company, processes wood pulp for various manufacturers of paper products. Data relating to tons of pulp process during June are provided below: Percent Completed Tons of Pulp Materials Labor and OverheadWork in process, June 1 80,400 81% 24%Work in process, June 30 51,200 43% 17%Started into production during June 301,400 Required:1. Compute the number of tons of pulp completed and transferred out during June.Units completed and transferred out: 2. Compute the equivalent units of production for materials and for labor and overhead for June.Materials Labor and OverheadEquivalent units of production
Answer:
the equivalent units of production for materials = 352,616 units,
the equivalent units of production for for labor and overhead (conversion) = 339,304 units
Explanation:
First Determine the physical units that were Completed and Transferred out
Units Completed and Transferred = Units in Opening Work In Process + Units Started During the Year - Units in Closing Work In Process
= 80,400 + 301,400 - 51,200
= 330,600
Calculation of Equivalent Units of Production for
1. Materials
Units Completed and Transferred ( 330,600 × 100%) = 330,600
Units in Closing Work In Process ( 51,200 × 43%) = 22,016
Total Equivalent Units of Production for Materials = 352,616
2. Labor and Overhead
Units Completed and Transferred ( 330,600 × 100%) = 330,600
Units in Closing Work In Process ( 51,200 × 17%) = 8,704
Total Equivalent Units of Production for Conversion = 339,304
Match the financial institution to its role. take deposits and make loans manage a pool of money that is designated to be paid out to beneficiaries when they are in retirement
1. Commercial banks
2. Mutual funds help businesses, governments, and institutions to raise funds to
3. Pension funds finance their activities by issuing securities
4. Investment banks purchase a portfolio of assets for a group of investors
Answer:
1. Commercial banks - take deposits and make loans
Commercial banks create loans from the money deposited with them. They then earn interest on these loans and give the depositors some of the interest revenue depending on the type of account opened.
2. Mutual funds - purchase a portfolio of assets for a group of investors
Mutual funds pool money from multiple investors and then purchase a portfolio of assets. Profits made are divided amongst its investors.
3. Pension funds - manage a pool of money that is designated to be paid out to beneficiaries when they are in retirement.
Pension funds are meant to provide money to beneficiaries in retirement so they manage a pool of money that beneficiaries had invested into before they retired.
4. Investment banks - help businesses, governments, and institutions to raise funds to finance their activities by issuing securities.
Investment firms are mostly underwriters who help businesses, governments and other institutions raise funds to finance their activities.
The income statement of Dolan Corporation for 2012 included the following items:
Interest revenue $131,000
Salaries and wages expense 170,000
Insurance expense 15,200
The following balances have been excerpted from Dolan Corporation's balance sheets:
December 31, 2012 December 31, 2011
Interest receivable $18,200 $15,000
Salaries and wages payable 17,800 8,400
Prepaid insurance 2,200 3,000
The cash paid for insurance premiums during 2012 was:______
A) $13,000.
B) $12,200.
C) $16,000.
D) $14,400.
Answer:
C) $16,000.
Explanation:
cash paid for insurance premiums = total insurance expense + ending balance of prepaid insurance - beginning balance of prepaid insurance
cash paid for insurance premiums = $15,200 + $3,000 - $2,200 = $16,000
Generally when you purchase an insurance policy you can either pay every month or pay for several months in advance and get a discount. When you pay for several months in advance, you must debit prepaid insurance. Then as time passes, you must accrue insurance expense. For e.g. you pay $2,400 today for a 1 year insurance premium, and at the end of the month you will accrue $200 of insurance expense. But your cash payment was made today.
You are writing the financial analysis for a snowboarding apparel business you are hoping to open in Topeka. Which tips should you follow?
a. Discuss market characteristics.
b. Describe how your service will benefit customers.
c. Outline a realistic start-up budget.
d. Present an operating budget that projects costs.
Answer: c. Outline a realistic start-up budget.
d. Present an operating budget that projects costs.
Explanation:
If one is writing the financial analysis for a snowboarding apparel business that one is hoping to open in Topeka, tye tios to follow include outlining a realistic start-up budget and presenting an operating budget that projects costs.
This will help the individual to know how much will be needed to fund the business and find means to get the fund to meet the requred costs.
Ms. Diaz is an unmarried person with taxable income of $219,344. What is Ms. Diaz 's regular tax liability if:
Answer:
the question is not complete, but I believe it asks for the tax liability if Ms. Diaz files as single filer or surviving spouse:
using the 2020 tax brackets
single filer:
Ms. Diaz's marginal tax rate is 35%, and her tax liability = $47,367.50 plus 35% of the amount over $207,350 = $47,367.50 + [($219,344 - $207,350) x 0.35] = $50,565.40
surviving spouse or married filing together:
Ms. Diaz's marginal tax rate is 24%, and her tax liability = $29,211 plus 24% of the amount over $171,050 = $29,211 + [($219,344 - $171,050) x 0.24] = $40,801.56
Ms. Diaz will be considered a surviving spouse for 2 years after her husband passed away.
The following financial information was obtained from the year ended 2018 income statements for Kringle Automotive and Leihman Automotive (Click the icon to view the financial information.)
Requirements 1. Compute the times-interest-earned ratio for each company. Round to two decimals
2. Which company was better able to cover its interest expense?
Requirement 1. Compute the times-interest-earned ratio for each company. Round to two decimals. Begin by showing the formula for the times-interest-earned ratio. Times-interest-earned ratio Now calculate the times-interest-earned ratio for each company. (Round the ratios to two decimal places, X.XX.) - X Data Table Leihman Kringle Times-interest-eamed ratio Kringle Leihman
Requirement 2. Which company was better able to cover its interest expense? 46.320 S Net income 40.870 S Automotive was better able cover its interest expense. 10,300 12,080 Income tax expense 350 2,000 Interest expense
Answer:
times interest ratio = EBIT / interest expense
1)
Kringle: TIE ratio = ($40,870 - $10,300 - $350) / $350 = 86.34
Leihman: TIE ratio = ($46,320 - $12,080 - $2,000) / $2,000 = 16.12
2)
Kringle was better able to cover its interest expenses since its TIE ratio is much higher than Leihman's (more than 5 times higher). This means that it is much easier for Kringle to pay off the interests on its debt.
Which Act can be used to coordinate a securities registration filing under the provisions of the Uniform Securities Act
Answer: Securities Act of 1933
Explanation:
The Act of 1933 is the Act that can be used to coordinate a securities registration filing under the provisions of the Uniform Securities.
The Securities Act of 1933 consists of two main aims which are that the investors should get financial and necessary information with regards to the securities that are offered for public sale and also that fraud, deceit, and misrepresentations should be prohibited when selling securities.
To qualify for the quantity discount, which of the following may not be joined together under the definition of any person?
A. Husband and wife investing in a joint account.
B. Father and son in an UTMA account.
C. Father and his 35-year-old son investing in seperate account.
Answer:
C. Father and his 35-year-old son investing in separate account.
Explanation:
Quantity discount when offered relates to one particular account, and not multiple accounts at a time.
In a transaction joint accounts are called as single person where there is only one main account in consideration and no secondary account exists for the same.
As in the given options,
Option A of husband and wife investing in a joint account means a single account is made of which both the husband and wife are controllers.
Option B is of UTMA account which is made for the benefit of the minor child, although involves two people that is parent and child, but is run individually by the parent and is a single account.
Further Option C provides for separate investment accounts , which means two different accounts and therefore are completely different one of father and another of son, thus do not qualify of quantity discount jointly, either of the one account can claim the quantity discount as a person.
Identify 2 ways technology has a negative impact on society
Technolgy though convenient can have negative effects. Technology can be addicting, causing health issues like insomnia or vision problems. It also can affect our communication skills, making people more closed off to the people around them no longer having face to face contact.